Review and Analysis of over 531 financial product complaints in Wyoming
| Company | Complaints |
|---|---|
| Bank of America | 44 |
| Experian | 44 |
| Wells Fargo | 41 |
| Equifax | 28 |
| TransUnion | 26 |
| Capital One | 21 |
| JPMorgan Chase | 19 |
| Citibank | 16 |
| Nationstar Mortgage | 16 |
| U.S. Bancorp | 12 |
| Encore Capital Group | 10 |
| Ditech Financial LLC | 9 |
| Ocwen | 9 |
| Navient | 8 |
| Amex | 6 |
| Bank of the West | 5 |
| Credit Bureau of Carbon County | 5 |
| Discover | 5 |
| Genesis Lending | 5 |
| HSBC | 5 |
USAA Savings Credit card transaction issue March 8, 2017 - I was contacted by Alpha Tech on -/-/2016.I received a lot of phone calls concerning search engines, key words, algorythms I ended up signing up with them, I paid them $3500.00 plus $75.00 per month on my USAA Mastercard , I would like to dispute those charges made by - last year on -/-/2016. They promised me a web page, on 1st page in 30 to 45 days all I received was a lot of phone calls from different representatives offering more services and asking for more fees stating in order that my business be successful I needed a new service. Needless to say my website never moved up and ... |
Citibank Credit reporting credit monitoring or identity protection billing dispute March 1, 2017 - I received a letter dated -/-/2017 from Citi, - - -, -, OR -, that indicated I previously enrolled in Citi IdentityMonitor offered by Citibank N.A., and I was charged a monthly fee. I believe that I was enrolled without my consent or knowledge, and when I attempted to go to the link referenced in the letter ( - ) it did n't work. The letter tells me to submit a claim before -/-/2017 and enter reference number - to get started ; and the letter states that submitting a claim does n't guarantee a refund. It also states that additional information is available at -. The... |
AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt February 28, 2017 - Americollect is not sending the information that I 'm requesting to Validate the debt they are not sending me a copy of my signature with the provider of service to release my medical information to them. That 's means the debt can not be validated.... |
Lakeview Loan Servicing, LLC Mortgage settlement process and costs February 10, 2017 - I contacted the company in early - after receiving a flyer in the mail about refinancing. When I talked with - -, he told me the required documents I would need to get to him and noted that if it went ok we would be able to close on the refinancing deal the 2nd week of -. I knew that was n't a solid date, but I was ok with it if we closed by the end of -. I got them all required documentation ( via upload to a website ), and they let me know that the next step would be to get an appraisal. To this point, they were pretty good about communication. I waited - to 4 weeks to hear... |
Santander Bank US Credit card closing/cancelling account January 24, 2017 - My name is - and I am a victim of identity theft. There is a fraudulent Santander account reporting on my credit report. I have called Santander to report the account as fraud. Each time I call, I am told that an investigator will call me back. No one has returned my call. The card is reporting open on my credit report. They have not even closed the card down yet because every representative that I have spoken to has been unable to locate the account. This company has been near to impossible to deal with.... |
Wells Fargo & Company Credit card unsolicited issuance of credit card January 10, 2017 - I applied for a credit card through Wells Fargo in - MT on - - 2015. I never received it but was approved. They sent it to my past addresses that were listed in my credit report. I checked my credit one day and found out that I had this card and it had been being used by someone else. I cancelled it and reported the fraud. Later I check and find out it was also connected to a checking account that I was a co on. I did specifically ask that this card not be attached to any checking account and was told that it would not be, but it was and that checking account kept getting over drafted... |
Account Control Technology, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine January 6, 2017 - - University is charging me $3000.00 after I withdrew from their program, never completed even - course credit. I was told that I could easily withdraw from the program if it did not meet my needs without owing anything. I am paying on Student Loans that were dispersed to them to pay for the couple of months I was enrolled even though I was not participating and still they are wanting to collect this astronomical amount beyond what has already been paid.... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 31, 2016 - 1. I filed Case No. - with the CFPB on -/-/2016 which is pending, and to which this complaint relates. 2. The essence of that complaint is that Wells Fargo Home Mortgage sent me a notice out of the blue requiring me to show proof of flood insurance on a house that has had a mortgage on it for 10 years, and that sits in the middle of the -, well out of any FEMA designated flood zone. 3. I called WFHM twice on the number indicated on their demand letter, requesting written proof indicating the notice was sent in error. Each time I was assured the notice was sent in error, and that a le... |
Wells Fargo & Company Mortgage loan servicing, payments, escrow account December 14, 2016 - 1. On -/-/- I got a letter from Wells Fargo Home Mortgage requiring me to submit proof of flood insurance on a home I own and on which they hold a mortgage. 2. The mortgage has been in effect since -/-/- and I have never required flood insurance. This is probably because the home is in the middle of the - - and about a - miles from any water bodies. 3. On or about -/-/-, I called WFHM to inquire about this. They admitted it was a mistake. They said they would send a letter confirming that flood insurance was not required on the property. No letter came. 4. On or abou... |
Capital One Credit card advertising and marketing November 24, 2016 - I keep receiving pre-approved offers in the mail in my sons name. To protect his identity I have called the company and they said it would stop. I have called the opt out and so have they. Currently I have had to shred every week offers. This is Capital One - - - -, - -... |
Experian Credit reporting incorrect information on credit report information is not mine November 5, 2016 - I have disputed inquiries on all - of my credit reports that are not mine. I have even placed a fraud alert on my credit file and they are still reporting these inquiries which are not mine. I have called the credit reporting agencies, faxed letters, and done on line disputes and they still are reporting these inquiries in which I have not applied and the companies have no permissible purposes. Notice the inquiries which were accurate I let them know. My family went through a tornado in - 2016, and have not applied for new credit, we were injured and out of work for 4 months so there was... |
Barclays PLC Credit card credit determination November 1, 2016 - Received offer in mail. Called and applied on the phone. The person asked for first - numbers of social sec. number and said I was approved. I asked a question the person could not answer and transferred me. This person then asked for the last - digits of social, which I did not give. They could not answer my question and hung up on me. I called them back and told them I would report them. It was Barclaycard Mastercard, -, -... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 28, 2016 - I had Wells Fargo for many years and had to switch about two years ago as my questions about service charges, transfer charges, all sort of charges and get never get a resolution. I was even charged $90.00 for a check to was returned ( was not to have happened as husband WAS added to account ) My late husband left me a large amount of money and when I went to bank for help with accounts etc., I was told to open - different accounts with $30000.00 in each account and if needed money, I could transfer between accounts. Why not put it all in - account or - at most. The girls last nam... |
JPMorgan Chase & Co. Credit card apr or interest rate September 17, 2016 - Why is it that banks will offer Balance Transfers at 0 % interest but wo n't lower an existing interest rate? I 'll tell you why. The financial institutions in this country are out of control again, and I " WILL NOT '' bail them out again. I, like - other Americans were so - the last time, I may never get to retire. Do something about the financial institutions in this country before it 's to late.... |
Synchrony Financial Credit card cash advance September 16, 2016 - On -/-/2016 PayPal Extras Master Card declined - cash advance transactions, but then charged me for them anyway. They refuse to reverse the charges unless I produce a receipt- which I do not have because I have never had a credit card company charge me for a transaction THEY declined.... |
Bridgelock Capital Mortgage loan servicing, payments, escrow account September 16, 2016 - - - - failed to make payments from escrow for taxes and insurance on a mortgage account. On -/-/2016 I received a notice from my insurance company that the annual premium for the real estate insurance had not been paid. I then logged into my account with - - - and discovered that neither the insurance or taxes, which were both past due, had been paid out of the escrow account. I then filled out their online contact form and mailed a copy of the bill to the address indicated on the back of the monthly statement. No response to either correspondence has been received. I file... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 15, 2016 - In - - I contacted the wells Fargo bank manager in - that I needed to open a savings account in my - year old mothers name. I was promptly informed that I would need my mothers ID as well as mine to do so. I had to return home to retrieve my mothers ' information. Since -/-/- I have had Power of Attorney for her and had filed a copy of the document with Wells Fargo at that time. At the time of filing, The bank had their attorneys look over the document to determine if anything needed to be done. My mothers account ( - - - ) was sent up as a checking account and noted ... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 my husband and I contacted - - - to purchase a 2016 Ram 3500 Pickup Truck. The Finance Manager - - took our credit application. ( See Attached E-Mail ) He was also told by my husband that we were both Victims of Identity Theft, and had 7 year Extended Fraud Alerts on our Credit Bureau Reports. He was also told no loan could be considered until we were both contacted by any lenders. On - -, 2016 - - confirmed with my husband that we were approved for Financing from lender - -. On - -, 2016 we took delivery of our new vehicle. On - -... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 I contacted - - - to purchase a 2016 - - Pickup Truck. The Finance Manager that took my credit application was - -. ( See Attached E-Mail with Information ) I told Finance Manager up front that I was a Victim of Identity Theft, had a 7 year Extended Fraud Alert on my Credit Bureau Reports, and no loan could be considered until I was personally contacted by any lenders. On - -, 2016 - - confirmed my Financing was approved from lender -. I took delivery of vehicle on - -, 2016. On - -, 2016 I received an Adverse Action Credit Not... |
U.S. Bancorp Credit card identity theft / fraud / embezzlement September 9, 2016 - I 'm trying to get a mortgage, a credit report was pulled on me for the first time in many years. It revealed a credit card account with an account balance of $6000.00, opened in - of 2007, with USBank. I know nothing about this account, and have never had an account with USBank. Someone has been making payments of $40.00 per month on the account and my credit rating has thankfully not been impacted. I checked with USBank, a branch office in my town of - Wyoming, and they have no record of me, or of the account. I filed a dispute with -, they said it will take 30 days. I 'm tr... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account August 28, 2016 - I have had a mortgage on a property since approximately 2003. It was underwritten by -, sold to Green Tree, and resold to DiTech. Since the inception of the loan, it has been paid automatically from my bank account, and has never been late. Since Ditech got the mortgage, I have been harassed by phone and by mail, saying I am anywhere from $35.00 to $650.00 overdue. This is not true. I have contacted Ditech by phone 6 times about the issue, twice speaking with supervisors. Each time I call, I am told that my account is in fact NOT past due, but that since their takeover of the Green Tre... |
Bank of America Credit card other August 18, 2016 - Was requested by the State of Wyoming complaint number - Important documents were mentioned in my index of documents but were not included by consumerfinance.gov Please add these documents to the complaint. Thank You - -... |
Green Trust Cash, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 17, 2016 - Applied for a payday loan on the internet for $350.00 ; they attempted to charge me 741.92 % interest making my total payments $1200.00 ; upon research I have found that Green Trust Cash, LLC is not licensed to do business in Indiana. I had paid back $350.00 by auto draft before I closed the account, and sent them a cease and desist letter.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms June 30, 2016 - I have disputed a debt with - - on my credit. The date of original debt is listed as -/-/-, however the date of the original debt goes back to -/-/-. I have filed multiple disputes with Transunion and they verify that the social security number is mine but not the date. The original creditor - - no longer has my file as it is more than 7 years old. - - will not respond to requests to give dates of original file or remove the file even though it has been reaged and is against FCRA rules.... |
Bank of America Credit card billing disputes June 23, 2016 - My wife died last year -/-/2015 She had a credit card with Bank of America. It is not and never was my account. ( I was an authorized user only ) I never gave permission to Bank of America for this account to be my responsibility. Bank of America put my name on this account with out my permission. When my wife passed away Bank of America took my wife 's name off the account. Bank of America then put my name on the account alone with out my permission. I sent certified mail from the time of discovery disputing this account to Bank of America. Bank of America refuses to prove I have ... |
Synchrony Financial Credit card other June 20, 2016 - I received a phone call from - - on - -, 2015. They told me that for my website to be ultimatley profitable that I needed to add some major marketing to my new website. They led me to believe that I had no other choice and gave me what they said was a good deal for $8000.00 They would create a VIP Advertising Package for my online -. They have not done anything. When i call the number, it just continues to ring. - has not provided what is set fourth in the contract and therefore I should receive a full refund. ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms June 20, 2016 - Received credit disclosure information from the - - - - on - -, 2016 and noticed that ( 1 ) a huge discrepancy in credit scores and the credit bureaus continue to report identical key factors that adversely affected my credit scores. The exact key factors appeared on a disclosure of credit score information - -, 2016. I have written to the credit bureaus disputing these key factors, with one response. Credit bureau asked that I be more specific. I replied that according to the disclosure information no specific accounts were included in these adverse key factors. I can ... |
Account Information Management, Corp. Debt collection disclosure verification of debt not given enough info to verify debt June 14, 2016 - I have asked Account Information Management Corp to validate a collection they are reporting on my credit reports on -/-/15, -/-/15, -/-/15 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on - of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financiall... |
Credit Karma, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score June 3, 2016 - I filled out a credit app for Credit Karma and it said my information is wrong and that SSN is not mine. ... |
DriveTime Consumer Loan problems when you are unable to pay May 27, 2016 - There is a repossession from DT Credit on my - credit file that does not belong to me I contacted - and DT Credit and they are not helpful about removing this fraud account ... |
Zarvad III S.A. Payday loan applied for loan/did not receive money applied for loan/did not receive money May 10, 2016 - Applied for a loan and was told I needed to send a - dollars via - card as verification of employment to receive a - Loan and when that was done the funds would be deposited into my account but when I completed that the company told me I had to pay an additional - for federal taxes. When I told them I was n't sending anymore money they started threatened me with legal action... |
Nationstar Mortgage Mortgage loan modification,collection,foreclosure May 2, 2016 - We have been struggling with our mortgage company and its servicers for 8 years. We have attempted numerous loan modifications, settlements, and uncovered improper loan securitizations on their part. We are hoping for a resolution. On - -, 2016, I received a certified letter from - - - with a notice of foreclosure. The first newspaper publication is scheduled for - -, 2016. The same letter lists the information that the statute requires a 10 day notice before the first publication. As you can see, we 've only been given an 8 day notice before the first newspaper publicatio... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure April 26, 2016 - Our current services is Green Tree, LLC. Although they have not established who has given them this right of service, we have requested documentation on several occasions but have received no relief. Green Tree to date has not produced original documentation as to the owner of our mortgage, no one seems to have the original note as determined by federal law and many states. Green Tree is now going to sell our home, but still has not proven ownership by any entity or organization. Without proof of ownership with original documentation we dispute Green Trees right to sell our home or service any... |
Ocwen Mortgage loan servicing, payments, escrow account April 22, 2016 - Our loan is serviced by Ocwen. We inquired about a payoff amount in -. When we received the payoff amount in addition to the principal amount due it included over $16000.00 in an interest arrearage. This $16000.00 was kind of hidden. We did do a forbearance on our loan back in -/-/- which did alter/increase our payments for a period of time ( about a year ). The loan was transferred or sold sometime after that. We have asked Ocwen on many occasions since -/-/- to provide documentation of an agreement to pay this additional interest they are adding on our payoff. They keep putt... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account April 9, 2016 - I would urge everyone to contact the Consumer Financial Protection Bureau and file a complaint against Ditech. This company and the Federal Trade Commission were able to levy a fine on Green Tree for - dollars for mortgage failure. Ditech is just a reorganization of that old company. I have already filed several complaints against them. I was up to date with my mortgage until I paid early, now I am behind and facing foreclosure. They have not applied all funds to my account, and they have not credited my account for the actual amount that I paid. I suspect that they have altered my billin... |
Big Picture Loans, LLC Payday loan can't stop charges to bank account can't stop charges to bank account April 8, 2016 - - The pay day loan company keeps charging my account even though I have paid more than the agreed amount and they hang up on me when I try to call them and find out why. They always put me on hold and hang up the call. I have paid $50.00 over the agreed loan amount. ... |
Equifax Credit reporting incorrect information on credit report information is not mine April 7, 2016 - There is an address listed in a state I have never lived in with a different name than mine. ... |
Bank of America Mortgage application, originator, mortgage broker April 6, 2016 - We are working with a local Bank here in -, Wyoming to get our Interest Rate lowered and the Bank submitted a Title check of our Loan and found that the previous Mortage Holder of our Loan ( - ) that went Bankrupt during 2008 the loan was acquired by Bank Of America and has us with the Inital Loan not being eliminated. ... |
Citibank Mortgage loan servicing, payments, escrow account March 28, 2016 - Requested a payoff quote by fax and certified mail over 30 days ago. Will not provide. ... |
BlueChip Financial Consumer Loan problems when you are unable to pay March 23, 2016 - I hit a rough spot and became unable to pay for simple things needed for everyday life. I asked for the automatic payments that were set up to be held after the bank tolde chances are they are not licensed to lend in Wyoming. Which after much research they are not licensed. They continually call me from numbers that are n't associated with the company. I am just wanting to pay off the remaining principal in installments. They will not contacte regarding this via email as I requested. ... |
NetSpend Corporation, a TSYS Company Bank account or service deposits and withdrawals February 18, 2016 - Dear Sir or miss On - - I buy a airline ticked with my debit car net Spend to fly to the - - from - - Wyoming the ticket was $350.00 however the whether was bad the streets where close and I dint make it to the airport I call the airline 2 day before to tell them the situation I also call my credit card company They told me to submit the my airline ticket witch I di it after few days they give me a refund for the - them they took it again is -/-/- and I am still in Wyoming trying to get my money back but they say no the case it has been close and they are not going ... |
Caliber Home Loans, Inc Mortgage loan servicing, payments, escrow account February 12, 2016 - I have been fighting in court now for 8 months over major and clearly illegal discrepencies in my home mortgage. The Lenders involved are - and Caliber home loans, while some of my complaint happened while my loan was under -, caliber is doing the exact same issues. I am going to attach evidence I am submitting to the courts tomorrow, I have been working with an attorney, but if I had not been under the protection of a chapter - bankruptcy I surely would have lost my home. I can not believe that the CFPB has not stepped in at this point to do something about this account, undisputed e... |
Experian Credit reporting credit monitoring or identity protection account terms and changes February 1, 2016 - To Whom It May Concern : On - -, 2016 I made reports of identity theft/fraud to multiple organizations including the FBI, FTC, CFPB, - and Experian. My reason for this action was an assumption of theft during a credit report check. As I now know part of the authentication process prior to the credit report is the series of questions regarding dates of opened auto loans, home mortgages, bank cards and such. The manner the questions were phrased implied in my opinion that I was suppose to know valid information about an active account involving my identity which prompted me to abruptly ... |
GM Financial Consumer Loan managing the loan or lease January 28, 2016 - I paid off my vehicle loan thru GM Financial on - -, -. I still have not received the lien release, so I called today and got the run around. They show a letter was mailed out on - -, -. However I never received the letter. They refuse to send out another lien release, instead they are blaming the snow ( seriously, - times they blamed the snow, which came AFTER the letter was mailed. Snow has magic powers on the - apparently ). I had to demand repeatedly to speak to a supervisor, and she directs me to a website GM runs that I can request the letter for a $23.00 fee. T... |
Bank of the West Credit card other January 15, 2016 - I had a credit balance of $.00 on my Bank of the West credit card. I knew it was there but elected to leave it alone. This is still an active credit card that I use occasionally. On - -, 2016 Bank of the West arbitrarily decided to debt my credit card as an " account adjustment '' and take the credit balance. While this is not a large amount of money the point is that neither Bank of the West or any other financial institution has the right to steal money from their customers the way this bank did. I suspect this is not an isolated case and am quite sure that this institution believes ... |
Aspen National Financial, Inc. Debt collection communication tactics called after sent written cease of comm January 11, 2016 - I had purchased a timeshare property from - - - in - Colorado I was unable to get reservations no spots were available and they did not do anything to accommodate my vacation schedule they ruined my vacation and my relationship with my boyfriend I feel they are selling more timeshares then they have space to accommodate. ... |
Heartland Payment Systems Student loan dealing with my lender or servicer received bad information about my loan January 7, 2016 - I have a student loan from - - - University being collected by ECSI. I have paid on the loan since 2008. I went through unemployment and then entered school full time. I am in school at - - University for a - in - -. ECSI has received all of the deferment paperwork for in school status. They contact me every other month at least to tell me I am due for payments. Then they send me emails that I am in deferment. The website states I am in deferment but it also shows I have payments due. I am trying to buy a house and I looked at my credit tracker. ECSI sent me an email ... |
State Farm Bank Credit card other January 4, 2016 - State Farm Bank deducted a $100.00 payment from my account twice for -/-/-. I have tried to contact, but they have refused to answer any attempt to reach them ( despite their website stating that they will respond within 2 business days ). I have contacted them at least three times, and they are just plain and simple ignoring me. ... |
GM Financial Consumer Loan problems when you are unable to pay December 31, 2015 - I went to get a lease on a truck. I got one sum from the sale person, and at the point of sale I wanted to keep my car. The lease got to be twice the amount, and a down payment. But I keep the car. Now, the truck has been repossed by the loan company. The amount of the lease is as much as it would take to own the truck, and it remains a lease. I got - regections from the loan company, and tried to take the truck back on - differant accations. The lease came throw, and my credit was gone, the day I went into the dealer. So the loan was out of wack, and I have been kicked out of my bank, a... |
BB&T Financial Consumer Loan problems when you are unable to pay December 22, 2015 - I am late on my Auto loan with Regional Acceptance Corporation ( Phone : - ) www.regionalacceptance.com, They are calling several times a day, often before -, and frequently back to back calls or 3-4 calls within 15 minutes of each other, in addition to emails, despite my having contacted them and making payment arrangements. ... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure December 14, 2015 - I fell behind - payments on my mortgage at which time I applied for a modification, everytime I called to see if they had they paperwork or needed anything else they would say they have everything and then I would call back two weeks later to check on the status of the modification they would have no idea what I am talking about. I have gone through this cycle at least four times with them and this whole time they would not let me make any payments. Then someone told me my house was listed as a forclosure in the local paper with a sale date of -/-/2016. Since then they have received m... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure December 12, 2015 - my mortgage with Green Tree as the servicer got foreclosed on in - at - sale then I got a satisfaction of mortgage in - from Green Tree Servicing LLC before the redemption time was up. Then in -. I received from Ditech Financial LLC that my terms of my Account Modification Agreement my interest rate is to change and my payments start on -/-/- also received the same notice for my ex wife that had nothing to do with my mortgage loan I took it out to pay her off in the divorce. then on - - I was served with NOTICE TO QUIT LEAVE AND VACATE then with a COMPLAINT FOR FORCI... |
Rocky Mountain Recovery Group Debt collection improper contact or sharing of info contacted me after i asked not to December 10, 2015 - A process server has come onto my property which is marked with multiple " no tresspassing '' signs. She claims that she was given permission to do so, she was not. She claims that the paperwork she needs to serve is in sealed envelopes so she does n't know who it 's from. She claims to work for Rocky Mountain Recovery and - - - who claim to be attorney 's in Wyoming but no one has ever seen in a court of law. I have told her I will not allow her on the property with this vague information and she claims the order is signed by a judge which gives her that right ( how can she tell if i... |
Guaranteed Rate Mortgage application, originator, mortgage broker December 8, 2015 - - -, a loan officer for guaranteedrate.com quoted a mortgage loan to me over the phone that would come to a total closing cost of $8500.00. When I received the loan estimate, it showed that we would have to pay $11000.00 in closing costs. Because the costs of the loan were much different on paper than what - had quoted me over the phone, I did not sign any papers authorizing his company to go forward with the loan. I immediately requested that all services be cancelled so that we would not be charged for any services from guaranteedrate.com. However, - claims that I owe his com... |
Nationstar Mortgage Mortgage loan modification,collection,foreclosure November 24, 2015 - Hello, I am writing regarding my mortgage loan which is serviced by Nationstar. There has been much discrepancy on who is the owner of my mortgage and if the mortgage was bundled legally, within the required time period, when it was sold. Because Nationstar could not or would not answer these concerns, a securitization audit was done on my account. The securitization audit revealed that the bundling of my loan was not done legally, and in the required time period. After obtaining this information, I sent the necessary documents for the rescission of my contract with Nationstar MortgageI will ... |
Wells Fargo Mortgage loan modification,collection,foreclosure November 7, 2015 - My home was foreclosed in - 2012. The - lien holder, Wells Fargo, did not follow proper procedure about closing the loan out. They now are recording my loan as an Unknown status, which is preventing me from moving on with my life and securing a new mortgage on a lesser home 3.5 years later. I am told that they must record the mortgage status as foreclosed or written off, and they are not doing so on my FICO report. ... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info November 1, 2015 - After 25 Years an account from - showed up on my credit report with a zero balance but a past due amount of $6000.00. I am trying to refinance my house and would like it removed due to age and unfairness of reporting such an old debt. I have filed a dispute with Experian -, but have not received any resolution as of yet. ... |
Rocky Mountain Recovery Group Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - I got a letter a year ago from Rocky Mountain Recovery for a dental collection from a dental office I had never been to or even heard of. I called them and told them there was a relative of mine also named - - who lived in -, Wyoming. They said they would note that. I asked where they got my address and they said they probably " googled it ''. I never heard from them again, but on - -, 2015 I applied for a mortgage loan and my banker pulled my credit and there is a judgment from - County Court and an open collection from Rocky Mountain Recovery reported on MY credit. This is ... |
Rocky Mountain Service Bureau, Inc Debt collection cont'd attempts collect debt not owed debt was paid October 24, 2015 - I have been making payments to the hospital of - - for a couple of years. When they sent me to collections. I have since paid the hospital in full, however the collection agency in now sueing me for interest and court costs. Going to court -/-/2015 at -. ... |
ACE Cash Express Inc. Payday loan received a loan i didn't apply for received a loan i didn't apply for October 21, 2015 - I received a e-mail from a lawyer claiming to be from the United States Court House with no offical signature or individual sending it. It states I owe a payday loan to ACE Cash Express. I do not recall this company, since there is no contact person on this e-mail I feel this is a form of fraud. This e-mail states to send money immediately to prevent lawsuit by the United States Court House and closure of my bank account. I did contact my bank informing them of this e-mail and this might be a case of fraud. ... |