Review and analysis of over 11,300 consumer complaints
| Encore Capital Group |
| TransUnion Intermediate Holdings, Inc. |
| Credit Karma, Inc. |
| Experian |
| First Advantage Corporation |
| Capital One |
| First Data Corporation |
| Early Warning Services, LLC |
| Wells Fargo |
| Fidelity National Information Services, Inc. (FNIS) |
| FNIS (Fidelity National Information Services, Inc.) |
| CoreLogic |
| Citibank |
| Equifax |
| Company | Complaints |
|---|---|
| Experian | 4,336 |
| Equifax | 3,620 |
| TransUnion | 2,087 |
| TransUnion Intermediate Holdings, Inc. | 938 |
| FNIS (Fidelity National Information Services, Inc.) | 63 |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contacted the bureau and they responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home. I 've spoken to several reps without assistance... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contact the bureau and the responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home.... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone April 13, 2017 - To whom it may concern, I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information, in regards to - hard inquiries, that was being reported on my credit report. They received the letter on -/-/2017 and they completed the request on -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' According to the FCRA Rules, FCRA 623 ( b ... |
Sterling Infosystems, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 12, 2017 - Consumer reporting agency reported negative information that is more than seven years old. Which is against my rights under the FCRA.... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - Experian Credit Agency has information listed on my report from - WA - ( - ) - I have never had an account with - They have just updated information on my credit report -/-/2016 and they constantly update this information once a month causing me to have a unsatisfactory credit score and report. This item was not verified I asked Experian to send me the information verified within 15 days and they did not. According to FCRA I am entitled to receive verified information within 15 days of decision, I did not. I want this item removed immediately. And I want them to not be able to... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - Transunion has an item on my credit report that was not verified. - it was updated -/-/2016 the company address is - WA - I have never had an account with - I requested verification from TransUnion and it was supposed to be sent within 15 days according to FCRA it was never sent and I want this item removed immediately Legal Counsel has been notified.... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I did n't receive a proper response from - or Experian as to how the result of Charges from - - - -, can be charged with 3 large amounts and they can verify your identity properly with the merchants bank and just call it a valid charge, and - is telling me only to dispute the charges with the merchant and it 's not fraud, and basically the police report did nothing to supposedly " write off the charges ''. Words ca n't describe how frustrated that I am with them. I should have the charges removed and the account removed since I have charges on there, from almost 4 years ago, ... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I sent in a multiple inquiry removal letter on -/-/2017 in regards to - hard inquires that are being reported on my credit report, they received the letter ( certified ) on -/-/2017 and they completed the request on -/-/2017 The - hard inquires are not factual and I received the same response for ALL inquires, which was " Inquires are a factual record of file access. If you believe this was unauthorized, please contact creditor. According to FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states, that any information can be disputed and MUST be investigated. The fact that ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 10, 2017 - I sent in a multiple inquiry removal letter on -/-/2017 in regards to - hard inquires that are being reported on my credit report, they received the letter ( certified ) on -/-/2017 and they completed the request on -/-/2017. The - hard inquires are not factual and I received the same response for ALL inquires, which was " Inquires are a factual record of file access. If you believe this was unauthorized, please contact creditor. According to FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states, that any information can be disputed and MUST be investigated. The fact that... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - is reported on my credit report. Once again within a few days it comes back as verified however I have never had an account or contract with this company. According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certified... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/2017 in regards to how - - is reported on my credit report. Once again within a few days it comes back as verified. However I never had an account or contract with this company .According to the FCRA Rules, FCRA 623 ( b ) ( 2 ) and 611 ( a ) ( 1 ), it states that any information can be disputed and MUST be investigated and if you do not investigate AND respond, the CRA must delete the disputed information from its files. The fact that I received a response a week after the receipt of my certifie... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 9, 2017 - I sent a 609 letter to TransUnion asking that reach out to who is reporting this information and provide me proof of verification that this account belongs to me which. All they responded with was account verified and I know by law they have to send me something in writing that proves it is me. So they updated my report with false information.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 9, 2017 - Dear Sir or Ma'am, I mailed in a Multiple Inquiry Removal Letter on - 2017 by certified mail in order to dispute information in regards to - hard inquiries that were being reported on my TransUnion credit report. They received the letter at - on - 2017 and they completed the request on -, 2017 ( 2 days ). The request that I submitted included - Hard Inquiries that were not factual and I received the same response for ALL inquiries, which was " Inquiries are a record of companies that obtained your credit information '' etc .... " If you believe this was unauthorized, please... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - To whom it may concern, I mailed several letters of dispute last one being certified on -/-/- in regards how - Mortgage is reported on my credit report. Once again within a few days it comes back as verified. - is reportinb me to be anywhere from 30 to 90 says late and being over 100,000 behind. They only purchased my mortgage in - from another servicer. In - I obtained a government modification which at that time my acct was at a - past due and my new payment became - a month. It does not add up. I am given the run around when it comes to verification. According to the ... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 9, 2017 - Unauthorized credit inquiry still not removed after the creditor and my self have requested the inquiry be removed. Have even sent them proof.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 7, 2017 - The account is a pay day loan from 6 years ago. I never paid this account late, it was automatically taken from my account. The company refuses to admit the information is not correct however, I have sent Transunion the information from my account which can still be accessed online, I will attach this information. There are two issues with what is being reported, first if - - gave me - pay day loans at the same time, they violated the law. Second, they even report the account was paid and never late, which means they are reporting false information. Yes I was young and dumb getting th... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 7, 2017 - Updated case number -. I have been writting letters to Trans unin credit reporting agency to remove inaccurate information from my credit file from company named - with account number of -. My request for removal has not been honored as a result negative information continues in my credit file. My request for deletion is based off of my rights under the Fair Credit Act, due to creditor not complying with written notification to validate claimed debt. I have requested that Transunion validate alleged debt by notice of original signed contract as stated I entered into binding me to obli... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 7, 2017 - - still not give me any result form my first dispute - -, 2017... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone April 6, 2017 - I am a victim of identity theft. I contacted the Federal Trade Commission andIi learned that the best way to recover is to file an identity theft affidavit and a police report. I did this well ovr 60 days ago. Transunion slowed around for over 60 days in violation of the FCRA laws. They did not remove the bankruptcies and they stated that they verified them. When in fact, I have documentation from the bankruptcy court stating that they did not verify this information. I sent the letters to Transunion and they lied like they never received the documents. When after a long time I finally got a s... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 6, 2017 - Transunion in their closure of - negligently and willfully fabricated a date of -/-/2017 when the factual date of initiation was -/-/2017.Proof of this is evidenced in - attachments.Giving the CFPB this false date would obfuscate their 30 day FCRA rule violation if it were true.I have reported Transunion to my state 's Attorney General and BBB.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I disputed a collection account ( - ) reporting to Transunion and I asked them for validation of the account ( original document with my signature ) and they said that the account was verified. I also asked the collection agency for validation and they sent me what appears to be a screenshot of a bill that does not belong to me. Transition has not provided to me any proof of validation of this account, only saying that it was verified which is unsatisfactory.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I sent Experian a dispute about unauthorized inquiries on my credit report and I asked them to provide verification that the inquiries were authorized and they responded they were verified but did not show me proof. I filed a complaint with the BBB and Experian responded with the same response. I am asking that you force Experian to provide their investigation documents verifying they indeed investigated this dispute. The inquiries in question are : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I sent Transunion a dispute about unauthorized inquiries on my credit report and I asked them to provide verification that the inquiries were authorized and they responded they were verified but did not show me proof. I filed a complaint with the BBB and TransUnion responded with the same response. I am asking that you force Transunion to provide their investigation documents verifying they indeed investigated this dispute. The inquiries in question are : - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017 - -/-/2017... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - I mailed a letter to Experian, in which I disputed various inquiries. This letter was sent on -/-/17 and I have yet to receive a letter from to address this issue. I contacted Experian on today, -/-/17 and spoke with - as well as - who advised they do n't investigate inquries as they are matter of fact. I explained to them both that according to the FCRA, any item on the credit report can be disputed, it does n't given an exception of INQUIRIES, being among any items that are off limits. I feel that they have failed to investigate the items and it has been well beyond 30 days... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 6, 2017 - Last year I noticed an account on my credit report that should not have been there from -.I never received any bills in the mail that I owed them any money.I never received a phone call regarding an outstanding balance.The balance was just reporting on my credit report which violates the FCRA laws put in place by the FTC to protect consumers from frivolous debt.I contacted the company and they refused to update the information.I filed a dispute with Experian and experian responded back that the debt was validated yet refused to show me how it was validated and what information they relied o... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - Trans union states this was verified, really by who? The court told me they do not verify or validate this. So they are telln a fib. Therefore now I ask Trans-union to cease n desist their in-accurate reporting of this information. They know full well courts do not validate nor verify this information.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 5, 2017 - I submitted investigation request to look into wrongly reported Student loans on my credit profiles with -, Transunion, and -. I discovered the error on my personal credit during the application process for employment. Multiple agencies had declined to hire because of credit score and the amount of student loans listed multiple times as defaulted. I reached out to each credit reporting agency and asked for documentation and to investigate in order to clear up the misunderstanding. My student loans are all with - and are under deferment and are not in default. During the investigatio... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - I have an illegal online lender reporting a several year old charge off on my TransUnion report. I have disputed the validity of this item as many as 10 times in the past two years and each time I never receive any information from TRU except " Account Verified ''. I have asked repeatedly for the means of verification and the details that were verified only to be told that this is TRU internal information only and can not be shared. With each dispute, I have received a letter from the information furnisher acknowledging the request for debt validation, but never anything actually validating it... |
Experian Credit reporting credit reporting company's investigation investigation took too long April 5, 2017 - I sent Experian a letter on -/-/2017 asking for them to investigate several items they were reporting. The other - credit bureaus had admitted mistakes and deleted things so Experian, were they to have done their jobs, should do the same. But they have ignored me and did not write me back.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - I sent in a dispute to TransUnion regarding a federal tax lien that was an error. I sent the documents that clearly showed an error had happened and I had to get my congressional representative to force the IRS to correct this. TransUnion did not delete this from my credit record but changed it to a paid tax lien. This is not correct and I want this record deleted from my credit records as the other credit reporting agency has done. ( - ).... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - The complain is filed to TransUnion that it did not conduct dispute investigation as a credit agency is expected to do - verify claim evidence for its legitimacy. A creditor made a fraud claim of debt to my account in TransUnion by providing a set of fraud delivery evidences, showing the delivery address not my address, the recipient signature neither my signature nor in my name. At my request, the creditor had provided me the same set of delivery evidences so I know exactly the story. When I saw this claim on my TransUnion credit report, I filed first dispute with TransUnion in -/-/-, a... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I had a credit score of - in -/-/- then all of a sudden it dropped in the - due to a tax lien from -/-/- of $170.00 which shows paid. I never received anything about a tax lien from anyone. My taxes and insurance were being paid by my mortgage company. If this happened in -/-/- why all of a sudden is it on my report? I would like it taken off my report immediately. Thank you for your assistance... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - Sent a certified letter to Experian asking for documents they used to verify that this account was correct and mine. Received credit report that just stated verified with no supporting documentations. Spoke to rep over phone and was told that they do n't have to provide me with anything.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I sent in Information to Dispute 2 creditors listed below : - acct # - - acct # - And did n't receive any information nor documentation that the Items were verified, but a letter from Transunion stating that the creditors will remain ion my report. I sent the same letter to - and these Items were removed from my report. attached is a copy of my report.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - Experian reports an inquiry dated -/-/2016 from - Bank on my credit report. I have a letter from - Bank stating that they have forwarded removal of this inquiry to Experian.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 4, 2017 - Transunion has been delaying disputes investigation. I initially have submitted a dispute to Transunion in -/-/-. I have attempted to gather my score and report it is denying me. This is dealing with delay funding for my new business. Transunion is holding goals that can help myself and my family. I still have disputes on Transunion without proper notification or results of each investigation. The investigations started since -/-/-.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 4, 2017 - Transunion began an investigation of -., account # - on -/-/2017 but did n't complete until -/-/2017 beyond the 30 day time period allowed by FCRA... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 4, 2017 - I wrote to TransUnion in -/-/- to dispute an item on my credit report related to - -. I specifically asked them to investigate because the item appears inaccurate. They continued to report the item without sending me validation. I have followed up in -/-/- and they still have not validated or removed the item. I provided information to them that shows the item is reported in duplicate. The collection agency has dropped the item from the report, but the original creditor is still reporting an item that is no longer theirs. It affects my creditworthiness because it makes the item... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 4, 2017 - I have disputed the inaccuracy reporting by the credit agency and have asked them to provide information of they results as well as the reporting individuals name, address, phone number and other identifying information. The credit bureau responded that the information was verified to be correct. They advised the reporting company was the - Bankruptcy Court. I mailed a letter certified to the whom they advised reported the inaccurate information. The - court advised that they do not report to credit agencies and could not locate any records that belong to me.... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute April 4, 2017 - I have an account listed that shows that I have a statement added to it " Your Statement : Account information disputed by consumer ( Meets requirement of the Fair Credit Reporting Act ). '' I had requested this comment be removed because it was added there by E-PERIAN, I submitted the request to have it removed online, and E-PERIAN " investigated '' the account and left the comment on the account.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 3, 2017 - I had disputed with Transunion to remove a paid New York State tax lien from my credit report. I had cited a tort under New York General Business Law, Fair Credit Reporting Act Article 25 Section 380-j ( b ) ( 3 ) ( f ) ( 1 ) ( iv ) : ( f ) ( 1 ). I had written to transunion a certified letter along with proof of payment and gave them 30 days to remove it from my record. I received no response from Trans Union via mail and had no help when calling on the phone. I was promised call backs etc with no proof being provided to me of investigation etc.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 2, 2017 - I sent Transunion a letter on -/-/17 to investigate - # -, a collection agency because I know for a fact that this account should not be on my reports for many reasons, plus, I never done any business with that company. I received a result letter from Transunion stating that the account was verifed. On -/-/2017, I responded to their letter asking them for method of verification since I personally contacted that company reporting that account on my report on -/-/17 and received a response from them on -/-/17 stating that they do not own this alleged debt therefore ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long April 1, 2017 - I am in the process of buying a home. I have contacted Transunion several times to remove my disputes so that my credit report can process in my lenders under writer system. This has been going on since - of last year when I originally tried to purchase a property. This is effecting my ability to close and qualify for the first time home buyer program. I have called several times over the last year.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 1, 2017 - I called Transunion because they once removed the fraudulent debt off of my file and then put it back on there again. Now all - are reporting it again. I told them per the FCRA, they are supposed to investigate and if there is no proof or response, they are supposed to remove it. I called them and they told me to contact the creditor. I told them that I already contacted them and they have done nothing and they basically said it was my problem and it is between me and the creditor. Transunion does not follow the Federal Credit reporting act guidelines. - is reported twice once again on m... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone March 31, 2017 - On -/-/2015 & -/-/2015 unauthorized inquiries were submitted to Experian. I have spoken to reps from experian advising that I did not authorize these transactions. The representatives advised I would need to wait 2 years for this information to fall off from my report. - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - : -/-/2015 ; - - - : -/-/2015.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed an inaccurate item on my TransUnion credit report and requested that they do an investigation on the account. A few weeks later, I was informed by Transunion that the account was verified as correct so I contacted the alleged creditor ( - ) myself. I spoke with a representative at - and was told that I was no longer responsible for the debt, which was discharged via - filing. I immediately contacted Transunion and requested the name of the representative at - that they contacted and any documentation that - provided to verify that I owed them a debt. TransUnion sent m... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation inadequate help over the phone March 31, 2017 - I have disputed several inquiries with TransUnion Credit Reporting Agency and unfortunately their customer service would not help and take care of the negative inquiries reporting to your credit report. Please see the below inquiries that I sent in to be investigated and deleted from my credit file : - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I have disputed - several times. I provided - and Transunion with proof that the company did not provide any proof I owe the debt. They continue to come saying it belongs to me with no proof.... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - cfbp i would Like to file a complaint on Experian reporting agency On -/-/- I sent in via Cerified mail this letter below asking Experian To investigate credit inquires as you Can see in my letter I asked them For details Infomation reguarding the inquires. i got a letter from them On -/-/2017 stating that they could'nt remove any of the Inquires! Number 1 They failed to send me any of the information I asked them to send me in order to verify these Fraudulent inquires! I asked that Experian Please send me the Info below or please REMOVE THESE ITEMS ASAP IF YOU ARE ABLE TO VERIFY THE IN... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long March 31, 2017 - Transunion completed an investigation of - # -, -. # -, AND - # - ON -/-/2017 ON-LINE. THESE INVESTIGATIONS WERE INITIATED ON -/-/2017 ON-LINE.THE FCRA allows 30 days to verify or delete etc ... ..only - of the accounts of the - above has been deleted.PROOF IS ATTACHED BELOW... |
Experian Credit reporting credit reporting company's investigation problem with statement of dispute March 31, 2017 - I have been disputing several accounts with Experian for quite some time. Every time I receive the results by mail, the item comes back as " verified '' with absolutely no proof of verification. No proof of contract or any signed documents at all. In my letters to the CRA I request physical proof of verification, while providing proof of my identity. Not a bill but something with my signature attached. According to section 609 of the FCRA, the credit reporting agencies are REQUIRED to provide proof of verification, proof that the accounts belongs to me. If they are not able to provide this the... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 31, 2017 - I have been disputing several accounts with Transunion for quite some time. Every time I receive the results by mail, the item comes back as " verified '' with absolutely no proof of verification. No proof of contract or any signed documents at all. In my letters to the CRA I request physical proof of verification, while providing proof of my identity. Not a bill but something with my signature attached. According to section 609 of the FCRA, the credit reporting agencies are REQUIRED to provide proof of verification, proof that the accounts belongs to me. If they are not able to provide this t... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I have asked via certified letter to validate accounts with -, - and - to no avail. My response was " account verified ''. However, I specifically requested documents with all details pertaining to said accounts, with balances, payments, contract, etc and I received nothing other than the response from the bureau that according to the creditor, the account was verified. None of these accounts were legally validated.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed some accounts on my credit report with this agency. they said that the accounts were verified but have yet to send proof I know by law they to send me proof that the accounts in question verified in a lawful manner have yet to receive anything... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 31, 2017 - I disputed some accounts on my credit report with this agency. they said that the accounts were verified but have yet to send proof I know by law they to send me proof that the accounts in question verified in a lawful manner have yet to receive anything... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result March 30, 2017 - i disputed information on my credit report i sent a letter to experian requesting that the debt on my report from - acct # - be valadated, - acct # -, - acct # -, and - acct # -, according toFCRA the credit breau must provide phyisical proof that these accounts are mine and they have not but refuse to delete these items from my file, I also disputed inquiries on my report that were not mine and they could not verify and thet refuse to do there job under FCRA and delete... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result March 30, 2017 - - - - MN Credit Bureau Address City, State, Zip Code -/-/- Dear Experian I am making a formal complaint that you are reporting inaccurate credit information. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. I am distressed that you have included the below information in my credit profile and have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. The following inq... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 30, 2017 - As a victim of identity theft, I disputed various items on my credit report in -, including -. The investigation returned with no changes. I contacted - regarding the account on my credit report, and was sent documentation verifying the account was a - balance, and closed since - 2016 by having been sold to -. I had opened the - account right before leaving to serve my mission for my grandmother to always have money for groceries and food ; the information on the account was stolen or changed as well - including my name and the address I had on the account. The initial dis... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute March 30, 2017 - Greetings. I was summoned to court by an attorney firm - regarding -, a debt collector. The debt was paid in full but not updated in the - County court system nor on my credit reports. I sent a certified letter to - to remove the incorrect debt information and public record but it was returned. A certified letter was sent to the attorney firm - who updated the court record ( - ) but ignored the request to remove inaccurate information from my credit reports. I then sent a certified letter to Transunion requesting that the debt and public record listed on my credit report be r... |