Review and analysis of over 2,297 consumer complaints
| Pentagon FCU |
| Barclays PLC |
| USAA Savings |
| GE Capital Retail |
| TD Bank |
| Capital One |
| PNC Bank |
| JPMorgan Chase & Co. |
| HSBC |
| Amex |
| Wells Fargo & Company |
| Bank of America |
| U.S. Bancorp |
| JPMorgan Chase |
| Company | Complaints |
|---|---|
| Citibank | 486 |
| Capital One | 320 |
| GE Capital Retail | 260 |
| JPMorgan Chase | 233 |
| Amex | 157 |
Citibank Credit card credit determination April 13, 2017 - My Best Buy Credit Card, was transferred over from - to Citicard in -/-/-. I have contacted Citibank in 3 different occasions, in -/-/-, -/-/- and -/-/-. I paid the annual dues for the account and my account was confirmed to have a - balance on a recorded line. I just had another call today -/-/- at - were they reconfirmed my account has a - balance. However my credit report shows a delinquent account from Citibank Best buy account, they have told me that this would be removed since -/-/- and it has n't, they do not want to provide me with written proo... |
Citibank Credit card credit determination March 30, 2017 - I contacted Sears after reviewing my account online. On my account summary it showed - separate accounts. After seeing this I contacted Sears customer services I had to repeat myself over and over again asking why I have - different accounts. I informed the customer service representative that the only card is the account ending in - with an expiration date -/-/-. The customer services representative immediately said " Oh would like a new card ''. I continued asking her why I have - different accounts. Finally she gave me the explanation that it was my old account. I still do ... |
Citibank Credit card credit determination March 21, 2017 - I have a credit Card from Citi Bank. I accidently failed to make one payment of - dollars. The next day they started calling me all day long. They made threats and harassed me all day. I asked them to stop and they reminded me about accounts from thirty and twenty years ago. There was - account from twenty years ago, this account was discharged in a bankruptcy twenty years ago. They still wanted me to pay on a discharged account. When I spoke to them they were abusive and nasty. They are the worst Credit card company I have ever been so badly abused by. Please listen to me and do n't do... |
Citibank Credit card credit determination March 20, 2017 - Macy 's DSNB has deleted a payment history on all credit bureaus, even though there would have been one as far back as -/-/-. They state that the first delinquency was -/-/-, whereas the drop off date for removal with all pertinent credit reporting agencies would be -/-/-. The account was discharged from a Chapter - bankruptcy petition. However, there are ten ( 10 ) years of payment history deleted from the credit bureau, and I make a claim that I was at least 30 days late several times before the inserted -/-/-. Accordingly, I believe that I am well within the 7-year ru... |
Banco Popular de Puerto Rico Credit card credit determination March 20, 2017 - I LIVE IN - AND FILED BANKCARUPSY ON -/-/1998, ONE OF THE CREDIT CARDS INCLUDED IN THE BANKRUPSY WAS WITH BANCO POPULAR OF PUERTO RICO. THE BANK WILL NOT E-TEND ME ANY TYPE OF CREDIT BECAUSE INTERNALLY THEY STILL HAVE THAT CREDIT CARD AS BAD DEBT EVEN IT WAS INCLUDED IN THE FILING. BANCO POPULAR PENALIZES YOU PERMANENTLY EVEN WHEN MY CREDIT RIGHT NOW IS COMPLETELY REHABILITATED.... |
Synchrony Financial Credit card credit determination March 16, 2017 - I OPENED A SYNCHRONY BANK CARE CREDIT ACCOUNT SOME YEARS BACK THEY NEVER SENT ME THE CARD BUT ALLOWED ME TO PAY FOR VET SERVICES THAT DAY I REQUESTED A CARD THE FOLLOWING YEAR AND THEY C CLAIMED THEY SENT IT AND DID NOT SUBSEQUENTLY THEY CLAIMED EACH CARD SENT WA S A NEW ACCOUNT AND ALTHOUGH I HADNT HAD A LATE PAYMENT IN YEARS THEY CLAIMED LATE ON 5 ACCOUNTS WHEN IT WAS ONLY A CARD CHANGE SINCE THEY REPEATEDLY NEVER SENT CARD THEY HAVE DAMAGED MY CREDIT I NEVER HAVE LATE PAYMENTS ON ANYTHING - NY -... |
Wells Fargo & Company Credit card credit determination March 13, 2017 - In -/-/- I got a secured credit card from Wells Fargo with a deposit of $4000.00. I was told that this secured credit card would be turned into an unsecured credit period if after a year I had maintained the card in good standing. I subsequently got another secured credit card from - under the same terms. One year later - returned my deposit and upgraded my account to unsecured, but after 16 months, Wells Fargo refuses to upgrade my card and return my deposit. When I questioned the reason for the refusal, they say that my credit report does not meet the standards to upgrade the ca... |
U.S. Bancorp Credit card credit determination March 10, 2017 - Creditor Elan Financial pulled - separate hard inquires on my credit account for the same application. I had requested a joint account with my spouse, which I understand would draw - hard credit pull on my account and - hard credit pull on my spouses account. There showing that they pulled an " individual '' and " joint '' request which I did NOT request. I requested a joint account ONLY. There should not be - hard credit pulls on my individual account.... |
SunTrust Banks, Inc. Credit card credit determination March 9, 2017 - Please help this is a true tragedy : Back in -/-/2016 my bank ( Sunburst in Maryland ) offered me a " better credit card rewards '' than the one I already had to pay for my gas and my groceries. The person that offered me this credit card who I believe is one of the managers at that location at the same time suggested I close my personal account because that particular account was still joint with my ex husnband 's name which I personally did not mind but I agree to replace it for a new personal account without his name on it. The agreement was also to MAKE SURE all of the automatic paymen... |
Synchrony Financial Credit card credit determination March 9, 2017 - In -/-/- all of my debit cards where hacked into and someone tried to purchase numerous items including monthly arch payments. I did complete a Fraud Alert for 90 days on -/-/-. ( - is the 90 days grace period to be removed ). On -/-/- someone open an bank account with Synchrony Bank and tried to applied for credit. The application was declined and it was reported to - Credit Bureau. On -/-/- ( approx time - am ) I called the credit department with Synchrony Bank at ( - ). I talked to representative - he asked for my social security number, I informed represe... |
Citibank Credit card credit determination March 8, 2017 - After open a business account for a new business, I applied for a CitiBusiness AAdvantage Platinum Select World Master Card. This application was rejected, I called Citi and the representative did a manual revision of the application and was rejected for a second time, she told me that I will receive a letter explaining the reason why the credit card was denied. For my surprise the reason was : THE CREDIT REPORT SHOW DEROGATORY PAYMENT HISTORY After read this I was very worry, because I been very responsable with my finances. I called CitiCards ( - ) they told me that the decision was ma... |
Synchrony Financial Credit card credit determination March 7, 2017 - One past due payment of $27.00 dollars, on a store charge card, resulted in a credit score drop of over - points. This essentially ruined my credit score and my ability to apply for loans of any type. It should not be that easy to affect ones credit score in a nation where credit is so important.... |
Bank of America Credit card credit determination March 7, 2017 - I have worked very hard over 25 years to have outstanding credit. I have all credit card statements sent to me by post each month and pay my credit card Statement in full, each month. For reasons I will never know, I did not receive statements from Bank of America for the months of --/-/-. When I inquired about this and finally received hard copies on -/-/- I paid the amount in full the same day and they willingly removed the delinquency fees. When I asked them to send me proof that the bills had been sent each month so that I could work with the US Postal Service to find the ... |
Citibank Credit card credit determination March 6, 2017 - - is reporting a dispute that I had already resolved and had taken off of my account in -/-/- with Home Depot. I do n't know why this is appearing. I am in the process of applying for a mortgage and this needs to be removed as I can not have any open disputes with y mortgage application. This Home Depot card has been paid in full and has not been disputed. I do n't know why it has shown up on my report. Please help. thank you.... |
Citibank Credit card credit determination February 23, 2017 - My credit report show I have a credit card I have no knowledge of. I disputed the card with - and the dispute was resolved but the card remains. How is that? In the credit report there is a street address for the bank. There is no phone number of web contact. I have been removing these unannounced credit cards from my report. As I said, I have no knowledge of this card. I get no correspondence from them. I have not activated the card. I want the card gone. Can you help me. The bank is CITICARDS CBNA, - -, - -, SD -. I do n't understand what the advantage of these credit car... |
Synchrony Financial Credit card credit determination February 21, 2017 - In -, 2017 I gave my credit card to - for payment on TJ- Rewards/Syncb and it was denied. I have no history of late or nonpayment with this company. I have a credit score of -. On Sunday, - I went to the - at the Convention Center in - and tried to purchase a product using the same card for a - ( jewelry cleaner ), website address is : -. this was $20.00 plus tax and my TJ- card was denied again. I am - years old and have NEVER BEEN DENIED using credit cards. I have been humiliated, embarrassed and am very upset about this matter. I have been given no reason why th... |
Synchrony Financial Credit card credit determination February 18, 2017 - I had a crefid card i had a - dollar credit limit without my consent they pulled a crefit report from a credit agency i called amazon / syncrony bank and askef them to explain why my credit limit was dropped in swich they said do to a credit scoring pulled from a credit agency in which all thats on my credit report was there when the account was opened i asked them to send me a copy of my consent to pull my credit report with my signiture they said it would take take 30 days before i could get that info asked the why so long would not give me a answer only that it is policy... |
Citibank Credit card credit determination February 16, 2017 - I applied ( in-store ) for a Macy's-American Express card back in -/-/2016. I have perfect credit, no history of any late payments and what is considered " excellent '' credit. Two I received a general decline letter from Macy's-American Express stating my application was declined for " Insufficient Credit Experience. '' My credit experience is OVER 24 years and I have current, open and active loans and other credit cards. I called the number on the letter, I was referred to another number. Then the representative " - '' could not answer my question on how to address having perfect credit... |
Barclays PLC Credit card credit determination February 15, 2017 - In - 2016, I called my credit card provider, Barclays. I requested a credit increase in order to cover charges for my mother 's funeral. I was asked to informally state my annual household income. I told the woman $-, which is about the same has it has been for the past 2-3 years. I was told my request was denied, without any reason why. I later received a letter stating that the request was denied because I reported my income was $-. The woman either did not hear me or made a typo in submitting the request, leaving $- off our annual income. This is solely based on Barclays e... |
Bank of America Credit card credit determination February 14, 2017 - A credit card from Bank of America is on my credit report. I do not have this card. I beleave my ex wife has it and wont take me off of the card. I am since remarried and we are trying to buy a home but the amount on this card is a real problem.... |
Citibank Credit card credit determination February 13, 2017 - I was declined for a credit card in spite of having a credit report with no adverse ( late payment ) information, a credit score near - and 3 % utilization of available credit. After receiving the credit report, Citi requested additional information including copies of bank account statements and a copy of my federal tax return which I provided. Twice the reason given for turning down credit was " could n't verify the accuracy of ... information provided. '' I was given no opportunity to discuss this with anyone or provide further information. Lacking any reasonable reason for credit being ... |
Citibank Credit card credit determination February 12, 2017 - I RECEIVE A CITI SIMPLICITY MASTERCARD PRE-SELECTED APPLICATION AND APPLY -/-/-. I RECEIVED A DENIAL LETTER -/-/- STATING THAT THEY RECEIVE INFORMATION FROM - THAT HELP THEM WITH THEIR DECISION. I CHECK WITH THE CREDIT BUREAU BECAUSE I HAD NO NEGATIVE INFORMATION IN MY CREDIT FILE THAT I KNEW OF AND THEY CONFIRM THERE WAS NO NEGATIVE INFORMATION. I CONTACTED CITI AND THEY WAS UNABLE TO FIND ANYTHING SO THEY SWITCH ME TO THE COLLECTION DEPARTMENT AND I SPOKE WITH -. HE WAS UNABLE TO FIND ANYTHING RIGHT AWAY AND CALL ME BACK STATING THAT HE FOUND I HAD A CITI CARD -/-/- AND ... |
Citibank Credit card credit determination February 12, 2017 - Banamex /USA . This company refuses to handle my written responses. I have not communicated through EMAIL pertaining to this matter since reporting it.... |
Bank of America Credit card credit determination February 10, 2017 - I noticed recently that on my credit report there is a potential negative information posted on -/-/2017 I have a Bank Of America Master Card with $31000.00 credit limit. My balance on card was reported $31000.00 which is true but it exceeded due to the Interest/Service fees charged by Bank of America As we know credit card company never authorize any charge over credit limit.... |
Citibank Credit card credit determination February 9, 2017 - I recently applied for a Macy 's credit card on Macy 's website. The website said that it required further processing and that I would receive a letter in 7 to 10 days. I received the letter ( which I 've included ) saying they were unable to open an account because they could not confirm my identity, and to call them. I called them and they ask me a couple of questions and said to hold they would finish processing my application. They DID NOT tell me they were running my credit for a second time! When they got back on the line they said I was declined because of my credit score. The letter sa... |
Banco Popular de Puerto Rico Credit card credit determination February 6, 2017 - YOU MUST REFER TO ATTACHMENT # - - FULL CASE to fully understand my case and request. PLEASE GO THROUGH THAT DOC BEFORE ANYTHING ELSE. On -/-/2016 at - PST, I applied online for the - card ( application ID # - ) issued by Banco Popular de Puerto Rico, using promotional code AVSPWE to receive a Welcome Bonus of - Lifemiles. After clicking on " - '' my application, a pop-up message displayed on the screen prompting me to confirm my identity by answering a few questions. Before showing me any question, the webpage kept " thinking '' for a while and then an error message disp... |
Barclays PLC Credit card credit determination February 1, 2017 - New complaint connected to a previous complaint about Barclays Bank and the UpPromise card : I need for Barclays to *remove the inquiry from my Credit Reports* because it has indeed affected my credit rating, which affects Jobs, Housing, and Credit. Thank you.... |
Citibank Credit card credit determination January 31, 2017 - I applied for a BUSINESS card for my CORPORATION only to find out that the Citibank ran a credit check on my individual credit. I did not authorize them to do that. When someone applies for a corporate card with its own tax id number then the bank should utilize the information and run credit on that legal entity applying for the credit. The entity has been in business for over 18 years and if the bank does n't want to provide credit to the entity that is fine but they had no right to run credit under my personal information since I was not applying for credit personally. This has a negative e... |
Synchrony Financial Credit card credit determination January 29, 2017 - I have applied for a few Synchrony Financial credit cards and recently they froze all of my credit cards. I received a letter asking me to allow access to my IRS Tax return. They requeted that i allow access to a 3rd party, not to Synchrony. I do not feel comfortable releasing such private information to a 3rd party. I have done nothing to require this type of treatment. I have NEVER made a late payment on any of my Synchrony managed credit cards. I consistently pay my account in full before the due date. It is very unfair for Synchrony to approve me for credit and then freeze my cards with ... |
Barclays PLC Credit card credit determination January 26, 2017 - I applied for a Barclays JetBlue credit card. I received communication from Barclays that they needed more information from me to establish my identity ( social security card, etc. ), which I sent to them. I never received any further information from them by mail about the status of my application, nor their reason for denying my application. I mailed a letter to them two months later asking again for status and reason, but have not yet received any reply. If my application was denied, they never gave me a reason for the denial, nor told me directly about the denial.... |
Citibank Credit card credit determination January 24, 2017 - Home Depot somehow was able to run my credit and get a credit card for me even though they misspelled my name. That is incredibly scary. I called and cancelled the card, but how is it possible for credit to run if they do n't have the correct name?... |
USAA Savings Credit card credit determination January 24, 2017 - My credit limit with USAA has be $14000.00 until - -, - .... My credit limit was reduced to $500.00 on - -, - ... They claim it was combination of usage and credit report. I have a - score with - and - with -. I monitor my credit report monthly with subscriptions with - and - .... I have never been late or made minimal payments .... I pay of balances quickly ... .. I do use the USAA credit card. I had a $3100.00 balance in - - that I paid off before -. Made $150.00 purchase in - - and paid it off in - - ... .. Its a military excl... |
Citibank Credit card credit determination January 23, 2017 - denied credit card because of bankruptcy that occurred over 20 years ago.... |
Bank of America Credit card credit determination January 23, 2017 - Below is a letter that I sent to B of A today that outlines my problem fairly clearly : -/-/2017 Re : Consumer Financial Protection Bureau / Case no. - Account number : - Dear - -, You sent me a letter -/-/- ( copy enclosed ) in which you asked me for information that you stated the Federal Government needed to keep my credit card account open. I demurred in giving you some of this information ( for instance, where I worked and what I did ) saying it was none of Bank of America 's business since I had had an existing credit card in good standing. You responded by closing my ... |
Barclays PLC Credit card credit determination January 23, 2017 - I was advised last week that a credit limit on a card I have issued to me by Barclay Card was lowered from $8600.00 to $6500.00. I contacted the organization, and they advised that the right to reduce ( or raise ) the credit limit exists at their discretion, and it 's explained in the credit agreement that I signed when I had my card opened. While I did find that, what is troubling is that they accessed my credit report without my explicit authorization. I granted Barclay the right to access my credit report when I first opened the card, but not any subsequent times, which they assert is h... |
Citibank Credit card credit determination January 21, 2017 - I received letters from Citi that - of my credit lines were getting decreased because of my credit score. My credit report showed - derogatory tradelines and they were removed with apologies. I contacted Citi and asked them to increase my limits again and they have refused to do so since the balances on their credit lines is high due to the decrease. I have asked if I could send them the documentation but they are not interested in helping me at all.... |
U.S. Bancorp Credit card credit determination January 19, 2017 - I called my credit card company to add my husband on my - as an authorized user and not a co-owner. The credit card company refused because I would not give them his social security number. I offered any other find of proof and they still refused. I informed them that under The Fair Credit Reporting Act it was unlawful to deny my request. Their supervisor, - - - # - still refused. Can you help me?... |
Experian Credit card credit determination January 15, 2017 - Dear CFPB, For the past year we have attempted to obtain a - without success. Due to an attempted identity theft, our - credit reports were frozen. - uses - for the - processing. At their ( - - request I temporarily lifted the Experian freeze via the Experian website and re-applied for the card. Approximately 4 times during 2016 I lifted the freeze temporarily, applied for the card, and was denied. Each time the reason was that the Experian freeze was not lifted. All attempts to call Experian and speak to a person were unsuccessful. Experian seems to be excellent at avoidi... |
Citibank Credit card credit determination January 7, 2017 - - & - 2016 Over Limit Reported To - Credits Received Both Times Late If Applied On Time Would'nt Be Over Limit $100.00 Process In - & $20.00 -... |
Capital One Credit card credit determination January 6, 2017 - I applied for a credit card ID - for creditor Capital One Bank, I am a victim of ID Theft and have had a fraud alert on my credit files since -/-/-/-/-/-. Being that I am working on my credit, I was turned down from Capital One. I make $30000.00 for the year when I checked with my credit file I have what is considered negative accounts. On there are closed accounts because they were consolidated into - account with -. I do not know if the person from Capital One can see the consolidation. My score is - from -, when I try to call back I am being offered to apply again... |
Citibank Credit card credit determination January 5, 2017 - I submitted a phone payment for a home depot credit card and was given a confirmation number as having been paid. At my next billing cycle, I saw that the amount was past, and I called and found out that the payment had been declined after 3 days. I was reported to the credit agencies. I contacted the credit card and they acknowledge having given me a payment confirmation but they refuse to retract their credit reporting, leaving me with a late payment on my credit history. I was never notified by them that the payment had been declined until my next statement. I had money in the bank to compl... |
Bank of America Credit card credit determination January 4, 2017 - In - I received a replacement Business Credit card for the one that was do to expire in - 2017. I activate the new card and destroy it by mistake and kept the old card when I call Bank of America customer service they said I would receive a new card in two days. Three days later a Bank of America complience office call me and said I would to call to unlock my consumer credit file which is frozen because I am a victim of ID thief. First he gave me to wrong number then when I call Bank of America they told I would have to take a hard hit on my score. Since I can see my credit score on the ... |
Colony Brands, Inc. Credit card credit determination January 4, 2017 - I have had a credit account with The Swiss Colony for years. I only really use it at - time to send - gifts to friends and family. I get catalogs from them all the time and right in the front of the catalog is a page that tells you what your credit limit is and what the payment will be if you charge that much. My current credit limit is $1200.00. I have not used any of it as I paid the card off earlier in the year. I have never charged more then a couple hundred bucks on it ever in any case. I decided to use it again this year to order 4 products to send to my husband 's family. I plac... |
Synchrony Financial Credit card credit determination January 3, 2017 - SYNCB will not work with me for nothing they told me they didnt care... |
Citibank Credit card credit determination December 30, 2016 - CFPB case # - - weeks and no response. See attached letter When looking side by side at our original check dated -/-/- sent by us in good faith before due date on -/-/- per CITI stmt and what CITI transposed and submitted incorrectly, it is clear their end made an error causing the bank check to bounce twice. The check # was NOT - like CITI input but was # - so this was NOT my fault or my credit unions fault. On -/-/-, I have made arrangements with my credit union to stop pmt on the original check and the funds are in my account but I will go no further until resol... |
Capital One Credit card credit determination December 29, 2016 - I have a credit card with Capitol One. I was going through a divorce and separated bank accounts and updated the bank information for automated payments to all accounts. For Capitol One I added my account information and set up the automatic payments in - but something happened with their website and it did not accept my automatic payments successfully which I was unaware. Since I am used to everything coming out automatically I am not used to checking to make sure all payments are deducted as I have never had an issue in the past. However, I went to refinance and found out I had a 30 day l... |
Amex Credit card credit determination December 28, 2016 - I have a - Credit score and a stable income of $500000.00 and my credit card application with American Express was denied based on discrimination, ( there is no other reason ) I have a superb credit score and excellent income and I make 100 % of my payments on time, I never missed any credit card payments ever with all my other - credit cards, I have reason to believe that I was denied credit by American Express based on discrimination.... |
Resurgent Capital Services L.P. Credit card credit determination December 27, 2016 - This collection agency has multiple errors on my credit report that are untrue to amounts owed. I 'm being harassed with letters in the mail as well as phone calls daily.... |
Bank of America Credit card credit determination December 26, 2016 - I have been with Bank of America for the last 7 years along with a Small Business Account since -/-/2014. The local Bank of America Bank asks me each time I go into their location, to open up a credit card. Each time I tell them that I understood you need - credit scores, as mine is at the - range ( personal account not business ). They told me no things have changed, etc. I went ahead and took the Credit plunge and tried to open the account. I was turned down as I expected and it was explained that I had credit issues back 4 years ago with my personal credit not business credit. Yes... |
JPMorgan Chase & Co. Credit card credit determination December 23, 2016 - I have a hard hit inquiry on my - Credit Report by Chase Card that I do n't recall authorizing.... |
Capital One Credit card credit determination December 23, 2016 - I have - capital one hard hit inquiries on my - Credit Report. I do n't allecall recall applying for credit from Capital One.... |
Barclays PLC Credit card credit determination December 23, 2016 - I have a hard hit inquiry on my credit reports from BARCLAYS BANK DELAWARE. I do n't recall completing a form or request for credit from this institution.... |
Discover Credit card credit determination December 21, 2016 - Discover card approved my application for credit. After mailing the credit card, they are saying that the application should have been denied due to the previous account being revoked. I made my payments on time for the previous account and Paid the account in full. The previous account was closed because of too many disputes. That 's what Discover told me. The payment verification team put a hold on my newly approved account and now, I have not even been able to use it since I opened it. I feel discriminated against and I am being denied credit when I am legally approved for it!... |
Amex Credit card credit determination December 18, 2016 - I am not allowed to apply for credit cards with American Express. In 2007, I experienced long term unemployment due to the economic turndown. At that time, I was employed in the mortgage industry. After being laid off from - jobs in a short period of time and my house in Florida losing about 65-75 % of its value, I suffered significant financial setback. I eventually had to file for bankruptcy. An American Express card was part of this bankruptcy. Now, 10 years after my financial setback and 5 years after my bankruptcy filing, I have rebuilt my financial life. I currently have salary in... |
Wells Fargo & Company Credit card credit determination December 18, 2016 - On -/-/2016, I applied for a credit card from Wells Fargo since I have a checking account with Wells Fargo that both of my - retirement checks are direct deposited every month. Application # -. I was denied an unsecured credit card but offered a secured credit card. I applied and the bank said they were unable to verify my identity. They instructed me to go to a branch with my proof of identity and have a banker fax it to the credit department. I did that and was again denied because they claim they are unable to verify my identity. I sent corporate office in - -, California a co... |
Discover Credit card credit determination December 16, 2016 - Discover Card Services falsely advertises, using the lure and encouragement of secure card offers for those with bad or challenged credit circumstances to apply - yet, they deny a secured application with dollar-for-dollar collateral despite their advertising on the website and, after multiple transfers to representatives and much time lost, no one can answer why? I feel their advertising and language is misleading and falsely representative ( contradicting ) to what they advertise and solicit, and they should be held accountable... |
JPMorgan Chase & Co. Credit card credit determination December 16, 2016 - Hi, I just recently tried to get a credit card from amazon. The credit card is through Chase and I first before I apply checked the internet about what you credit score had to be many site 's said it had to be in the fair range. I have to credit cards now and the cards are somewhat max out, but I 'm saving for a house and I ca n't use that money to pay them. I make around $33000.00 per year.I called to see if I was approved and they got more info from me but they did n't approve me, but I think because they judged that I was - from the tone in my voice and I was discriminated against.... |
JPMorgan Chase & Co. Credit card credit determination December 15, 2016 - I received a letter from Chase saying I was eligible to apply for a Chase - business credit card for my business. I applied for the card and received a letter telling me I was denied because I had had too many credit cards opened in the previous - years. I called their help line and was informed that even though I had never missed a late payment on a credit card, my FICO score is -, and - of the - credit cards in my credit history were closed at the time of the application, and the - credit card I still have open is a Chase credit card with a $31000.00 limit, that they woul... |
Citibank Credit card credit determination December 14, 2016 - Citi refused to investigate a fraudulent charge. When I complained they put negative information on my credit report. They have refused to give me further credit cards because of this.... |
TD Bank US Holding Company Credit card credit determination December 14, 2016 - I had applied for Target credit card. I had a hard credit hit on my credit report, but I received a mail from Target saying that ' they had to stop processing my application because they could n't verify my identity '. This is not acceptable as they could pull my credit report and not able to verify my identity. This happened twice. I had - hard credit inquiries and no positive response.... |