Review and analysis of over 38 consumer complaints
| Company | Complaints |
|---|---|
| Speedy Cash Holdings | 5 |
| ACE Cash Express Inc. | 4 |
| Flurish Inc. | 3 |
| Enova International, Inc. | 2 |
| CNG Financial Corporation | 2 |
Bank of America Payday loan applied for loan/did not receive money applied for loan/did not receive money December 31, 2016 - I have no idea how I could owe this money. There is mortgage ( or apparently several ) on my house. I have made - payments to my first mortgage and now owe more than I borrowed. I am certain that I have paid at least $400000.00 more than I owed. I have tried everything. I have written dozens ( maybe 100 's ) .of complaints ; with ; CFPB, independent foreclosure review, attorney general, comptroller of cuttendy HUD met with attorneys spent lirally weeks of 24 hour days on the phone with the now 7th services. Her are the details Purchased -/-/- Price $280000.00. Down payment -... |
DFC Global Corp Payday loan applied for loan/did not receive money applied for loan/did not receive money December 28, 2016 - Hello, I filed a complaint against Money Mart for a fraudulent inquiry on my credit report. Money Mart replied stating I came into their organization on - -, 2016. They indicated I applied and did not receive a loan. I am asking the organization to pull their video on that date and to provide a copy of my license in which they should have if I came in to apply. I am also asking company to provide the phone number on my credit report and match against their application because they should have seen a fraud alert on my credit report in which they have the credit inquiry listed on and the p... |
ACE Cash Express Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money December 2, 2016 - i do believe i applied for a loan but i have no bank account nor did i receive any money... |
QC Holdings, Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money October 26, 2016 - I was recently contacted by someone claiming to be a debt collector stating I took out a payday loan with a company called QUIK CASH in - 2015. I told them I paid off my loan in - 2015 and do not have a loan with them. They read my information I had on my previous QUIK CASH account and I told them to delete my information. The number is which has contacted me is -, leaving a message stating she is looking for me to serve me a court date about this debt unless I call the company she works for to pay it. I called - ( the number she left ) and that 's how I figured out this is a scam.... |
CNG Financial Corporation Payday loan applied for loan/did not receive money applied for loan/did not receive money October 17, 2016 - I told the employee of Checkngo that I wanted to pay off and take out the loan again. She took my money and said oh your on the cool off you have to wait 8days. I told her that was all of my money if I could n't take another loan why did n't I get to do the extended loan when you take the last loan and split it into 5 payments and she said I did n't ask. I spoke to the manager also and she said I should 've asked and they do n't know until the end of the process. I got the extension before and the employee looked at me like I should not have known about that. I feel the way they are acting lik... |
ACE Cash Express Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money October 15, 2016 - I went into Ace Cash Express on - - in - on Saturday to obtain a payday loan, as I sometimes do when my child support is late. The rep there, -, asked me how much I wanted to borrow. I told her that it all depended on when the loan would be due, as I get paid from my job on Thursday ( if a loan is paid during a certain period of time, no interest would be required ). She told me that - if I paid the loan by Thursday, I would n't have to pay any interest. I then told her, in that case, I would borrow $200.00. - proceeded to complete the paperwork for the loan. After I was app... |
ACE Cash Express Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money October 3, 2016 - Counterfeit checks were deposited into my checking account. I was told that I was approved for a loan and that they were going to deposit the money into my account, well money was deposited and I used the money to pay other bills, but soon found out that the checks that were deposited were counterfeit and I was charged for the money I spent plus fees for the returned checks. I am currently overdrawn by $1100.00 and my bank account is frozen while my bank investigates. The loan company was ACE cash Express. This company also has the nerve to leave me threatening voicemail messages that I need... |
Moneytree Inc Payday loan applied for loan/did not receive money applied for loan/did not receive money August 15, 2016 - I applied for a loan online and was denied. I requested for the lender to explain the reason ( s ) for the denial. The lender told me I was denied because I had an outstanding balance of $350.00 from a returned check the lender is claiming I wrote at one of their locations in - -, - on - -, -. I explained to the lender that it was not possible because I resided in the state of - at the time the alleged check was written and did not move to - -, - until - -. I also explained that I had been a victim of identity theft around the time the alleged incident occ... |
GVA Holdings, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money July 26, 2016 - Says Case file # -. Email from - - from - - - -. Says I owe for a loan that I did not accept. I was trying to see how much I could get, but did not accept the loan and never received the money. My bank also verified that I did not receive any money. They do have all my info. But I did not receive the money and they keep trying to get me to pay for money I did not receive and saying that I will have to go to court if I do n't pay. Says he has all the proof he needs, but as - is my witness, I did not receive the money, I only applied to see what I could get. All I know it... |
Flurish Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money June 17, 2016 - Hello, my name is - - and I applied for a loan and was denied. I never received a denial notification or the reason for the denial. I 'm hoping that someone in your office could help me. -... |
Big Picture Loans, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money June 7, 2016 - Big Picture Loans Signed agreement 3 times and now they tell me that funds will not be deposited until -. I was told so many lies. They repeat themselves and it does n't seem the contact center understands -.... |
Enova International, Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money June 2, 2016 - I have explained to these people that my bank account was stolen and whatever money was put into the stolen account was not me. I have tried to reach out to them to work things out and even pay something even though I should n't have to pay. They call me all times doing the day to the point that I can not work. I do n't owe them anything plus I tried to work the issue out with them with no success. I have asked them to stop calling me or any of my family and friends. ... |
Big Picture Loans, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money June 1, 2016 - I applied to a pre-approved loan. Once applied, I was approved and was told to sign ( online ) the agreement form in order to process any further. I read the loan agreement and decided not to pursue any further due to the interest rates they intend to charge. For a loan of $250.00 they want to charge an interest rate of 865.8168 %!!! The total amount to pay back according to the agreement would be in the amount of $1100.00. Now again, this is for only a $250.00 loan. Now they are harassing me through multiple phone calls a day and emails. I do not want to do business with them if they a... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money May 16, 2016 - I went in speedy cash on -/-/-2016 to apply for a loan but I was told by a speedy cash rep. That I already had an existing account with them.I told the speedy cash rep. That the existing account was not mine and I have never gotten a payday loan from speedy cash.so based on the existing account not belonging to me I have been permanently blocked from getting a payday loan from speedy cash.... |
Zarvad III S.A. Payday loan applied for loan/did not receive money applied for loan/did not receive money May 10, 2016 - Applied for a loan and was told I needed to send a - dollars via - card as verification of employment to receive a - Loan and when that was done the funds would be deposited into my account but when I completed that the company told me I had to pay an additional - for federal taxes. When I told them I was n't sending anymore money they started threatened me with legal action... |
GVA Holdings, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money April 1, 2016 - I applied for a loan, the company called my bank with me on the line and verified my information. I was told that the I was approved and that the money would be deposited into in two business days. at that time I was offered to received the loan in one day by paying an additional $12.00 fee. On the day the money was supposed to be deposited in my account. I received a call from the company saying they needed a different work number. I had provided them with my supervisors number. They called after the wire cut off and there was no way to get me the money in addition they had been given the o... |
ROC Asset Solutions, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money March 31, 2016 - This company API Recovery Solutions, - are repeatedly, myself included, contacting people who have or have not taken out payday loans. They do not send debt validations as requested. Additionally, when they are trying to contact people they are also calling possible relatives they find on a people locator and telling them that they need to speak to this person because there is an issue they need cleared up regarding a financial loan. They are contacting people from years past, ex-inlaws, ex-spouses, etc. There are many complaints on them. They are scamming people out of money when this pers... |
Ocwen Payday loan applied for loan/did not receive money applied for loan/did not receive money February 23, 2016 - I did not see the correct category so I choose this one.. I applied for a loan modification in 2012 with Ocwen Loan Servicing LLC . after many attempts of filling out countless packages of there loan applications and going through a different agent time and time again because it seems they have a high turn over of employees I have been turned down time and time again without getting an answer as of why it has been 4 years now and they finally decided to just stop helping me and shift my loan over to a company called -. No cover letter no explanation of why .... Is it because of my - Last... |
BorrowersFirst, Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money February 10, 2016 - I applied for the Personal Loan two times and I was denied without getting the reason from the lender. It is the " Borrowersfirst '', who asked to provide all the verifications, and signed -, then never called or sent any letter or email regarding the status of the applications. I have a feeling that these people are getting our confidential information and not helping us, but, who knows maybe will do bad thing to our credit. ... |
U.S. Bancorp Payday loan applied for loan/did not receive money applied for loan/did not receive money February 9, 2016 - I APPLIED FOR A LOAN WITH WHOM I THOUGH WAS US BANK I WAS TOLD THAT I WAS APPROVED FOR A PERSONAL LOAN OF - HOWEVER TWO DAYS LATER THEY CALLED AND TOLD ME THAT I NEEDED TO PAY CREDIT LIFE INSURANCE OF - DOLLARS WHICH I SENT TO THEM THRU - TO - THEY TOLD ME THEY RECEIVED THE MONEY FOR THE CREDIT LIFE, BUT THE STATE OF MICHIGAN PUT A HOLD ON THE LOAN AND STOPPED THE LOAN TRANSFER, AND THEY I NEEDED TO PAY - FOR THEM TO TAKE THE HOLD OFF. I PAID THE -. - ALSO TO - -, THEN THEY CALL BACK AND SAID THAT THE HOLD WAS NOT REMOVED AND THAT I WOULD HAVE TO PAY FOR - FOR A A... |
Cottonwood Financial Ltd. Payday loan applied for loan/did not receive money applied for loan/did not receive money February 5, 2016 - The purpose of this complaint is based on a rejected loan application to the following : THE CASH STORE - # - - - - - - - -, Texas - - - - - - - - - - - - -, TE-AS - Application was completed in person on - - - at - and was rejected. Previous application was submitted on - - - and was rejected. Demographics for the applicant are the following : - Veteran, - - income only -, over -, no -. ... |
Risecredit, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money January 28, 2016 - I was getting a mail information to get a loan, and I was applying for that, but I changed my mind due to high APR. i never received any money, but they were keep calling me at home and on my cellphones and every time i was trying to pick it up, it gets cut off. I find out that the person who was applying was using my name as an email -- which was not my email address. ... |
Enova International, Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money January 19, 2016 - I was refused a PayDay loan because they have me listed as On Active Duty in the Military. See attachment. But I am a CIVILIAN and I have never been in the Military. I am - years old. How in the world did I get listed as being in the Military? How can I get OFF this List of being On Active Duty in the Military. ASAP please!!! Thank you! ... |
Flurish Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money January 9, 2016 - I applied for a payday loan in the amount of $250.00 from LendUp.com. As of now, they show that I still owe them but I never received the money because while it shows it was successfully deposited on -/-/14 ( which was my ONLY deposit on -/-/14 ) there is also a reversal of $250.00 + a $5.00 fee charged to my account. So, I essentially never received the money. They are still saying I owe them, when I have the bank statement that shows that - deposit on -/-/2014- then a reversal for that same amount, as well as the overdraft balance of - as a result of the $250.00 b... |
Specialized Loan Servicing LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money January 7, 2016 - As far as remember i did not recall apply for such loan or either receive one.But for some reason i have received an email about an arrest warrant for that loan i was never contact either by mail or by phone from such company.All over sudden they told me i owed the $1000.00 which i did not get from them. Unless its a problem of identity theft, cause this letter sound like threat to make me pay something i never had from them.Your help in this matter is very important to me cause i really do n't know and understand that. ... |
CNG Financial Corporation Payday loan applied for loan/did not receive money applied for loan/did not receive money January 4, 2016 - I applied for a loan on -/-/-. The loan was denied due to an overdrawn checking account with - - -. I received a denial letter while I was at the store from the CSR. I called Check N Go the next morning to see if I could get the loan using a bank account that was in active status.The CSR informed me that there should n't be a problem obtaining a loan because the account was positive. I went in to the store later that morning. The rep did n't have me complete a new application. She just input the - account number in the system. She requested that I have a seat while the applica... |
ACE Cash Express Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money December 23, 2015 - Ace cash express let me pay my loan. Then after. The loan was paid off the cashier stated we are closing so we are not going to renew any loans. They were supposed to close - but they are still doing business. They left me broke and almost homeless because that was my way to make ends meet in between paychecks. That was n't right and they have done a few people like that. That 's not good business. Something needs to be done. Then after we paid the cashier stated we will get the money from we ever do n't pay. We will debit people account for the money that is due. ... |
Flurish Inc. Payday loan applied for loan/did not receive money applied for loan/did not receive money December 22, 2015 - Could n't verify my address supposedly after fasley advertising credit for all. The companies that provided the information are - - - - - - - - -, NV -, and - - - - - - , FL -. The company that offered the loan was Flourish Inc. DBA Lendup - - - - - - - , CA -. ... |
Credit Solutions Payday loan applied for loan/did not receive money applied for loan/did not receive money December 19, 2015 - I never applied for this nor did I received a loan from this -, which is a fraudulent company using Credit solutions into bullying me to pay -. I think my identity was compromised. Then they try to negotiate a - dollar settlement, and then a - settlement. Then I caught them in a lie over the phone I never took out an account with - in 2013, and they had an address I never residing in. ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money December 2, 2015 - I applied for a small short-term loan via Speedy Cash in California. In CA, I know there is a law that as a state citizen, I am entitled to a short term loan via a loan provider regardless of my credit score ( - ). But as I keep getting pre-approved from Speedy Cash, they keep denying me and keep putting dents in my credit report. ... |
Speedy Cash Holdings Consumer Loan applied for loan/did not receive money applied for loan/did not receive money November 27, 2015 - ON -/-/2015 I APPLIED ONLINE FOR A $2500.00 INSTALLMENTLOAN, AND WAS APPROVED AND CALLED TO SET UP APPOINTMENT, AND ON THE - OF - WE WENT IN TO THE - STOREAND COMPLETED ALL FORMS ETC, AT THE END STATED I HAD - LOAN ON THE STATE OF ILLINOIS ( - ) GAVE ME A DENIAL LETTER AFTER STATING THEUR IS A COOLING OFF PERIOD, 3 DAYS LATER WENT BACK AND WHERE THE STAFF WAS HAVING A PARTY! ONCE AGAIN A REPEAT EVENT ... THIS FISACO COST ME AND CAUSED MAJOR PROBLEMS. ... |
High Point Asset Inc Payday loan applied for loan/did not receive money applied for loan/did not receive money November 27, 2015 - I recevied a call on - -, -, stating that i owed on a payday loan from -. The name of the company was High Point Asset. The customer service preson told me that I had an outstanding payday loan balance from - that I did n't pay. I have taken out payday loans in the past, but they were always paid back via my bank account within weeks. The peron advised me that I owed - and that it steams from the original amount of - that I owed on the payday loan as it was purchased by different companies. The person told me that they have tried serveral times to draft this money from my ... |
Red Rock Tribal Lending Payday loan applied for loan/did not receive money applied for loan/did not receive money November 22, 2015 - I applied early on Wednesday. I was told I had applied and was approved early enough to have the money in my account the next day. I did not. I called and was told it would be in my account the next day. It was not. I waited another day and on Saturday, still no money. I called and was told they had a " system error '' and that I would get it Monday. Well, I doubt I will. Even if I do, that is almost a week later than I was assured I would get the money. I asked about adjusting my payment date and was told they could n't. I asked about lowering the interest charged on the first payment, since ... |
Risecredit, LLC Payday loan applied for loan/did not receive money applied for loan/did not receive money November 13, 2015 - I have gone on line to tried to get a loan from a company called Rise and the last time I tried to appy for a loan from this company the letter stated that fraud is on my record.I immediately called this company and was told that this information could n't be discussed over the telephone.I 'm very concerned about this situation because in 2004 MY previousdriver license information was used fraudulately in this women opening a bank account in my name.This is my email account -- ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money November 3, 2015 - Speedy cash has had a negative mark on my credit report for years.I applied for a loan from them but got denied due to their files showing I have an unpaid loan.I have never received any money from this company. ... |
OneMain Financial Holdings, LLC Consumer Loan applied for loan/did not receive money applied for loan/did not receive money November 3, 2015 - I received in my mail a pre-qualified offer from Springleaf Financial Services ( see copy attached ) based on my excellent payment history and current lines of credit with that lender. - - was the original lender. - sold my lines of credit to Springleaf several years ago. Today, after I agreed to Springleaf 's pre-qualified offer, Springfield denied me the loan, even though I qualified according to the representative who took my information. This resulted in a denial of credit that negatively impacts my credit report. ... |
World Acceptance Corporation Payday loan applied for loan/did not receive money applied for loan/did not receive money October 27, 2015 - I applied for a loan and did n't receive any money at all. I do n't know why this is on my credit ... |
Speedy Cash Holdings Payday loan applied for loan/did not receive money applied for loan/did not receive money October 19, 2015 - Speedy cash offered me a loan of - then took - from me and when I wanted to cancel loan thru charged me another - they scanned me I never recieved my loan. ... |