Review and analysis of 87,203 consumer complaints for 429 credit reporting financial institutions
| Credit Protection Association, L.P. |
| PNC Bank |
| AllianceOne Recievables Management |
| ERC |
| Barclays PLC |
| CCS Financial Services, Inc. |
| BB&T Financial |
Explore common Credit Reporting complaints by state. On average, California, Texas, and Florida have the highest percentage of consumer complaints agains financial companies that offer all products and services.
Common complaints are about issues with credit reporting companies' investigations of information disputed by consumers and difficulties in obtaining a credit report or credit score. Consumers report that credit reporting companies sometimes return findings on their disputes within only a few days, and consumers question the depth and validity of such quick investigations. Additionally, consumers report frustration when they have submitted documentation that they believe proves that the information provided by the data furnisher was inaccurate, but no change is made to their credit report.
The most common type of credit reporting complaint is about incorrect information appearing on the consumer's credit report, such as information that does not belong to the consumer, incorrect account status, and incorrect personal information.
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report reinserted previously deleted info April 17, 2017 - An account has reappeared on my credit file after being previously deleted. It has caused my credit score to drop dramatically.... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc April 17, 2017 - I recently got denied credit from - for a personal loan and also for a credit card from - for.-, i believe someone is using my personal information and applying for businesses and credit cards from states i have never lived in or even visited, the only states i ever been to is -, -, - and - nowhere else, i dont even have family in other states just -.... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report account status April 17, 2017 - The following inquiries remains on my credit report after I have told transunion that I was unaware of a few, and the rest I did not receive service for. They have given me the run around with telling me to contact the creditor, and the creditor is telling me to contact the credit agency. The following inquiries are in question : - - -/-/- - -/-/- - -/-/- - -/-/-... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report information is not mine April 17, 2017 - The following account is not mines. I have called - - and the collection agency attempting to receive payment, and neither one of them can tell me where the charges came from and seeing that I am current customer of - -, how do I have a past due amount on an account that I have been paying on since -/-/-. The account in question : Creditor Name CREDIT COLLECTION SERVIC Original Cr... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc April 17, 2017 - I DID NOT AUTHORIZE THE INQUIRIES FROM FIFTH THIRD BANK OR - THAT ARE NOW ON MY TRANSUNION CREDIT REPORT. I APPLIED FOR AN AUTO LOAN FROM -, AND THEY DID AN INQUIRY WHICH I AUTHORIZED. AT THAT TIME, THEY APPLIED FOR CREDIT IN MY NAME AT THE OTHER INSTITUTIONS. I DID NOT AUTHORIZE THEM TO DO THAT. SIMPLY PUT, THIS IS FRAUD. THE INQUIRY FROM - IS VALID, BUT I WANT THE FRAUDULENT INQUIRIES T... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report public record April 17, 2017 - I filed a dispute and requested a removal from TransUnion for tax lien on my credit report in that not only was it reported incorrectly due to a refund for those years of income tax returns, but I also have an old bankruptcy that would 've removed any balances if there were any. TransUnion in turn reported that the public records were released due to bankruptcy and this incorrect as well. When I c... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 13, 2017 - - is reporting as derogatory mark on my credit and I did n't open any accounts with them nor have i received anything in this mail about this company and it is affecting my credit and needs to be removed immediately.... |
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report April 13, 2017 - I put correct information to obtain my - credit reports online, and ca n't obtain any of them. I wonder if this is because I lost my wallet in - -, Florida in -/-/2016.... |
Experian Credit reporting incorrect information on credit report personal information April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, -... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 13, 2017 - This item has been removed all the way back in 2015 it just popped back up on my report which i have filed a complaint on - they have responded that they will have the information deleted from my credit report and I am asking that you do so.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I have very directly requested an investigation to determine if I am a victim of Identity Theft or bank fraud. After not receiving proper verification as is required by Experian under Section 609 of the FCRA Experian is now in direct violation of the law. Federal law very clearly states that Experian is to provide " physical inspection of documentation '' when requested by consumer. Experian has n... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - There are two accounts listed which do not belong to me which are - # - and - - I 'm requesting these be removed ASAP... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 13, 2017 - Upon being denied from a lender for " too many inquiries '' from - report, I decided to check my reports from all credit bureaus for accuracy. I have noticed that there are a few credit inquiries on my Experian credit report that I DID NOT authorize and had no knowledge of. I contacted Experian immediately and was being given no relief. I also have a fraud alert already in place which should ha... |
Ideal Collection Services, Inc. Credit reporting incorrect information on credit report information is not mine April 13, 2017 - The charge does not belong to me and my identity has been stolen. I send the affidavit as requested to Ideal collection services and still have had no response.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contacted the bureau and they responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchas... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contact the bureau and the responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a... |
Experian Credit reporting credit reporting company's investigation inadequate help over the phone April 13, 2017 - To whom it may concern, I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information, in regards to - hard inquiries, that was being reported on my credit report. They received the letter on -/-/2017 and they completed the request on -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I called the Experian customer service number they told me that inquiries can not be removed off of my report I know that is not true I would like the name the telephone number and extension of the person they speak to And the reason why If not deleted here is a list of inquiries - -/-/-. - -/-/-. - -/-/-. - -/-/- - -/-/- - -/-/-. - -/-/-. -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 12, 2017 - I have contacted all - credit reporting companies regarding incorrect info on my credit report regarding a public record. - deleted the incorrect info however Transunion and - will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks.... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I recently reached out to Experian about unauthorized inquiries I found on my report. The agent I spoke to told me to file a police report for fraud. I went to the police department here in -. I informed them of the fraud on my credit file and that I did n't give anyone permission to use my information. The desk sergeant told me that no crime was committed. She stated until I received a bill in... |
Experian Credit reporting incorrect information on credit report account status April 12, 2017 - Experian and - have failed to remove inaccurate information from my credit file. Furthermore, there inaccurate reporting has caused an undue hardship with my work life an living arrangements. Specifically, Experian continues to report a charged-off account, which I am no longer liable for, and the account is also legally past the 7 year reporting period and has also been removed from the other ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 12, 2017 - Call Trans Union customer service they were not willing to help did not authorize inquirys would like credit bureau to provide name number and extension and reason inquiry is not deleted here is a list - - - - - - - - -, T- - ( - ) -. - - BANK - - - - - - - -, UT - ( - ) -. - - - - - - - - - -... |
Sterling Infosystems, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 12, 2017 - Consumer reporting agency reported negative information that is more than seven years old. Which is against my rights under the FCRA.... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything o... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - Despite my multiple written requests, the unverified items : -, -, and multiple unauthorized inquiries from - - to - -, still remain on my credit report in violation of Federal law. In their results of re-investigation, Experian stated, in writing " verified '' that these items are being " reported correctly ''? Experian still has not identified who in their company verified the ... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report April 12, 2017 - Some weeks ago I was visiting your site and pursued contacting the main three credit reporting agencies. I was sent correspondence from - and TransUnion that I needed to submit documented proof that I live at my current address as I have since 2009. Yesterday, I received the attached correspondence from TransUnion that my current California Driver License, a - Medical Bill, Department of Vet... |
ERC Credit reporting incorrect information on credit report reinserted previously deleted info April 12, 2017 - I have filed a dispute before regarding this issue with - previously in -/-/- for - and they have sold my info again to another debt collection agency by the name of Enhanced Recovery - ( ERC ). I filed a dispute -/-/- and the item was deleted and removed from my credit report on -/-/- for -. I received a alert from my credit bureau regarding this issue -/-/- for th... |
Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I sent a fax and police report to Chex Systems last month informing Chex Systems that I 'm a victim of identity theft and someone stole my personal information to open the following checking account with - - - # : -. The checking account is fraudulent, unauthorized and do n't belong to me. I have never open or had a checking account with - - -.... |
Wells Fargo & Company Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I received an alert on my credit report with the - credit bureau - - and - and notice incorrectly information on my correct report. I have contact the original creditor and they do not have my information into their system so this collection needs to be deleted off my credit report ASAP.... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - The IRS withdrew a tax lien against myself and my spouse. Both the IRS and I have provided a copy of the form - to all credit reporting agencies and - immediately removed this public record. Experian has failed to do so therefore I filed a dispute. I received the results of their " investigation '' and they refuse to remove this public record even though it is no longer valid whatsoever.... |