Review and analysis of over 15,739 consumer complaints
| Company | Complaints |
|---|---|
| Encore Capital Group | 1,101 |
| Enhanced Recovery Company, LLC | 532 |
| Portfolio Recovery Associates, Inc. | 427 |
| Resurgent Capital Services L.P. | 400 |
| Expert Global Solutions, Inc. | 241 |
Hunter Warfield, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 17, 2017 - HUNTER WARFIELD DID NOT PROVIDE VALIDATING PAPER WORK STATING THAT THERE WAS A DEBT OWED ON MY BEHALF. THE INFORMATION THAT WAS SENT WAS A LEASE AND AN ITEMIZED STATEMENT OF CHARGES WITH NO RECEIPTS OR PICTURES TO PROVE THAT THAT THERE WAS A DEBT OWED TO ORIGINAL CREDITOR. ALSO THE PAPER WORK THAT THEY SENT DID NOT HAVE ANY VALIDATING SIGNATURES FROM ORIGINAL CREDITOR PLUS NO RECEIPTS AND NO PICTURES THAT WAS ORIGINALLY REQUESTED. HUNTER WARFIELD KEEPS REMOVING THE ACCOUNT AND REPLACING BACK ON MY CREDIT REPORT WITHOUT ANY VALIDATION PAPER WORK OR PROOF AND LEASE AND ITEMIZED STATEMENT IS NOT ... |
Medical Society Business Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect April 17, 2017 - I happened to check my FICO score tonight and noticed it plummeted, then I proceed to order my credit report. To my surprise, I have a medical debt, in which it took some digging before I realized I have missed a bill. Apparenly, what I paid to - hospital is separate from the Physician bill, in which the - has made a poor effort of communication to me regarding the separate charges since -/-/2016. And the Bureau of Medical Economic has made a poor attempt in collecting from me, I have yet to receive the bill, I do n't even know the account number of which I owe. The bill is only $340.... |
Medical Data Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 12, 2017 - I did not receive any communication about this collection. In my call with insurance and hospital regarding the claim, Insurance agreed that it is non hospitalization claim and agreed to pay. But did not pay. I was not aware of this and did not get any bills thereafter. The treatment happened in -/-/- and I collection came into credit report in -/-/-. It is only for $180.00. I paid once I came to know about the collection. I was informed that collection will be removed from my credit report.... |
Convergent Resources, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 12, 2017 - Convergent Outsourcing a collection agency is attempting to collect an alleged debt for a cell phone carrier named -. I have requested in writing that this collection agency provides document proof of this alleged debt and has failed to do so, but continues to send harassing letters to collect. They continue listing this alleged debt with - and - credit reporting agencies affecting my credit score.... |
Convergent Resources, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 11, 2017 - An account that was in collections with a company called - for an old cell phone through - was re-aged on my credit report. I contacted - and they investigated the dates and basically they decided to remove the account from my credit report. Last week I get and alert on my credit monitoring that a new collection account has been listed on my credit report and the same account from - is now listed by a company called Convergent Outsourcing LLC and they have a date or account being opened as -/-/2017. I attempted to contact Convergent by phone and by email all last week. I never go... |
Medical Business Bureau Debt collection disclosure verification of debt right to dispute notice not received April 11, 2017 - This company ( Medical Business Bureau ) reported a collections account debt on my credit report ( - ). They did not send me any written letter regarding the existence of the debt. I have never done business with this company and the info posted to the credit bureau is false and a violation of my right under FCRA.... |
Medical Business Bureau Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - Re : Medical Business Bureau : I have not received any notifications to validate the medical debt for date of service -/-/2014 by mail, telephone, or email. They have not been able to provide proof that I have signed and accepted responsibility for the debt they have placed on my credit report. I have requested that they remove this erroneous information from my credit report and they have not, instead they report back to the credit bureaus that I am responsible for this debt without explanation. Re : - - : I have also contacted the original creditor - - and ( - ) advised that... |
Credence Resource Management, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - To Whom It May Concern : REF : Intent to file suit : violation of the FCRA and the FDCPA I have sent - previous letters to you, all via the CFPB portal to ensure proper delivery ( see all previous complaints filed ) requesting that you remove inaccurate information from my file and you have failed to do so. Accordingly, I can show a judge that this accounts information is invalidated and that you violated the Fair Debt Collections Practices Act by ignoring my requests to investigate this account. My previous letters all sent via the CFPB portal stated my reasons for an investigation and t... |
ProCollect, Inc Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - On -/-/-, I received a notice from ProCollect stating that they were contacting me about an alleged debt that I had with -. I immediately responded to the notice in writing, officially contesting that I had a balance owed to this community. I also requested the following items from ProCollect to verify the alleged debt : A copy of the original lease, signed by me, a copy of the entire pay history of the account, and also a detailed explanation of the charges that constitute the $1400.00 alleged debt they are trying to collect. I did not receive any response from ProCollect with the r... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - Per - - they were unable to pull out my information with my name social security number date of birth they may be fishing for some information and they reported to account one for $300.00 and one for - and they need to be removed because they were able to prove elevation or locate the account seems like it 's fraudulent... |
CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - ASK TO VERIFY DEBT. DID NOT VERIFY. CONTINUES TO SEND COLLECTION LETTERS TO MY MAILING ADDRESS.... |
Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt April 10, 2017 - I - makes a claim with the Consumer Financial Protection Bureau ( CFPB ) that the following attached attempt to collect a debt is highly fraudulent. My personal information is being floated in what is known in the debt collection business as a " Debt Pool '', whereas collection information is outdated and not even enforceable. The attached collection from Midwest Recovery Systems does not state that the debt is no longer enforceable, a stipulation by the Federal Trade Commission. The method of an illegal posting of a collection on my personal credit report, or an illegal collection against ... |
Carter-Young, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I do not owe this company. I have never received any notice from Carter- Young Inc , verifying that I owe them money. I 've never had any dealings with Carter-Young.... |
The CMI Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I have an unverified account from CREDIT MANAGEMENT. I had previously disputed this account. I have never done business with CREDIT MANAGEMENT. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CREDIT MANAGEMENT provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the de... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I have an unverified account from ARS ACCOUNT RESOLUTION. I had previously disputed this account. I have never done business with ARS ACCOUNT RESOLUTION. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ARS ACCOUNT RESOLUTION provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p... |
United Revenue Corporation Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I sent two requests to this company requesting they provide verification of this debt. Each response provided does not provide the requested documents needed to confirm this is in fact my debt. In fact their last communication accused me of submitting a frivolous request when this company has the obligation to validate this debt I say I owe. I am making a request that is within my rights.... |
The CMI Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I have an unverified account from CMI. I had previously disputed this account. I have never done business with CMI. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CMI Provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you purchased the debt, and if so, the amount paid for the deb... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 8, 2017 - was notified through my bank someone added a debt on my credit report. the agency that reported me is ARS ACCOUNT RESOLUTION. I 've never been notified by them, received mail or a call, I have no clue as to what this is for or why.... |
Aspen National Financial, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 7, 2017 - I contacted Aspen National Collection about a collection account that appeared on my credit report on -/-/2017. I never validated the account but the agent was insistent on saying it was my account. He could n't give me the account number. The amount on my credit report ( he said ) was different than what he had, but he would n't give me that amount. This is for maintenance fees.... |
Capital Management Services, LP Debt collection disclosure verification of debt not given enough info to verify debt April 7, 2017 - I received two letters and they both were dated for -/-/2017 from - different collection companies. I made an settlement agreement with Capital Management Services, L.P., but decided not to pay because one letter state - - - out of -, SC and the second letter was from Capital Management Services out of - Ny and both list - as the owner. On my credit report - - services and - - - are both reported. Please confirm whom is the correct collection of this debt. The original owner was - -... |
Retrieval-Masters Creditors Bureau, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - Received a collection notice from American Medical Collection Agency regarding a bill from - -. We are unfamiliar with this bill and reviewing out records we have never received a statement from - - regarding this account. We contacted - - but they have no record of this account or the balance.... |
Debt Recovery Solutions, LLC Debt collection disclosure verification of debt right to dispute notice not received April 6, 2017 - During an inquiry about buying a home the potential lender informed me that my FICO scores were not high enough because Debt Recovery Solutions recently opened a new collection dated -/-/- for -. I have NEVER received a single notification of this debt so I called them and asked them what it was for. I was informed that it was for - during the periods of -/-/- to -/-/-. I asked him how to get rid of it and she started screaming at me that the only way to get rid of it was to pay it or they would sue me. This is the second time they are reporting it with different dates to ... |
Professional Finance Company, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - I was contacted by Professional Finance Company , Inc. in -/-/- stating that they were attempting to collect a debt for the -. I asked PFC to provide me a reference account number, any possible verification of the debt they claimed I owed, because I had never received any communication in writing or verbally regarding this claim. All I was informed of was that they were unable to provide any information validating the " amount owed '' and that it was from the year -/-/-. I immediately contacted the original creditor, - and had the amount paid in full and my account put back in ... |
AAS Debt Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - Continues to attempt to collect debt. Refuses to allow proper validation of debt. When trying to dispute they have an auto message that populates which means they are not even looking into my information. Stated payment arrangement was made, I requested recording of such arrangement be sent to CFPB and BBB as well as myself of date that payment arrangement was made. They stated sent certified letter asked them who signed letter as it was not myself. I want signature sent to CFPB. I want original documents and signatures made from myself binding me to a contract with AAS Debt Recovery Inc, as n... |
Nair & Levin, P.C. Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - I 've contacted Nair and Levin about a debt they state I owe. I requested from them in writing several times verification of the debt and which they failed to provide. My most recent one was after I sent them a letter stating that I would like verification and this time I faxed it over and still did n't receive a response from the debt collector. The debt collector has violated the fdcp by not validating the debt. If this matter is n't resolved I will file a federal lawsuit. I 've ask for validations to be sent in the mail, verbally, by mail and by fax. This was not done, therefore the debt is... |
Convergent Resources, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - Original debt was to -. After the debt went into collections, a company named " - '' ( - reference # - ) contacted me to collect. I asked for debt validation, they were unable to do and removed the negative report from my credit report. A few months passed, now another agency " Convergent Outsourcing Inc '' is attempting to collect on the same exact debt which was previously removed. I asked for debt validation and all they sent me was an old bill from -. How can they collect on a debt thats already been removed from another company? Is an old bill sufficient enough to prove deb... |
Capital Accounts, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 6, 2017 - I have repeatedly contacted this company to get them to verify that this account was mine. The information they sent me does not have my name, address or other information on it. They have violated FDCPA rules in debt validation.... |
Debt Recovery Solutions, LLC Debt collection disclosure verification of debt not given enough info to verify debt April 5, 2017 - No such medical debt is owed for $690.00 this is a mistake I tried to dispute with no outcome... |
Medical Business Bureau Debt collection disclosure verification of debt right to dispute notice not received April 5, 2017 - Hello I joined - last week.. Noticed a debt. ( medical ) was in collections from a -/-/-.. - Visit.. That my medical plan and company med plan had handled. This company called me for ..-/-/-.. Had contacted - .. Was told Its handled.. Here is confirmation # s bla bla bla.. Told them that they still called a couple times ... Then stopped. I figured they got the info.. This is an agency the hospital uses.. From the start.. They never called me.= The hospital.... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 5, 2017 - I sent a letter of debt verification to Monterey Collections, -, CA - in -/-/2017. They sent me a letter stating that they will not send me verification of this debt.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - This has been a constant long overdrawn situation! I have had this company add medical bills on my credit report then take them off and add them again. I also received an alert from my fico indicating that a new collection has been added to - without any knowledge or verification or validation. I have sent the credit bureaus multiple letters to please SHOW ME ACTUAL PROOF that I signed or used an insurance card or was seen in such known facility. The letter from ARS does not indicate such thing.. these same collections has been removed in -/-/- and added back. I want proof or delete th... |
Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 4, 2017 - Aargon agency is saying I owe - debts for hospital bills that I never received. After calling - that they claimed I owe, the hospital told me I need to contact them and GET the account numbers from them because thats not the balance they show for me. I have low income so if I owed a balance I would have tried to get a small payment plan before they applied it on my credit report. This debt is now hindering from obtaining credit from different companies.... |
Synchrony Financial Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - On -/-/2017 I sent a dispute letter to - requesting validation of this debt - including an item bearing my signature. All I received in response on -/-/2017 was - Credit Card statement. I again requested validation on -/-/2017, and again received no further information to validate the debt. On -/-/2017 - claimed my request was similar to the first and unless I provided more information no additional response would be given. I sent another detailed letter on -/-/2017 asking several specific questions to validate my debt, and on -/-/2017 - again responded with a letter th... |
United Revenue Corporation Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - This company is reporting inaccurate derogatory information on my personal credit file. When I called to inquire and request validation of the debt, - was incredibly rude with me. She gave me incorrect information as to how to resolve the issue and refused to send me the debt validation. The call was ended with her hanging up in my face!... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - I sent a letter to Progressive Managment Systems to validate this debt and to also see any HIPAA authorization forms. This company failed to properly validate this debt or send me any HIPAA authorization forms. They also disclosed personal medical information that was not authorized by me. I never had any contract with this collection agency.... |
Moss Law Firm, P.C. Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - This collection account refused to validate my account. I sent documentation they ask for in order for them to send validating paper to me and they sent letter saying they do n't have time to validate collection account. Document of letter of what they sent me... |
The CMI Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine. I do not recall this account. Please provide documentation with my signature and services rendered validating that this account is mine. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid.... |
United Revenue Corporation Debt collection disclosure verification of debt not given enough info to verify debt April 4, 2017 - Account # - $990.00 Account # - $330.00 Spoke with this creditor -/-/-, I was instructed that if I paid everything off in full that it would be deleted from my credit report and I would be issued a letter stating items were to be deleted. I asked if I could have a letter faxed to me stating this. They said yes and took my fax number down. I called back on -/-/- and made the payment in full for $1300.00. The agent I spoke with that day told me that she could not fax me the deletion letter. I informed her that was not the agreement I had made on -/-/-. She went on to s... |
ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received April 2, 2017 - On -/-/2016 I checked my credit report and ATG Credit LLC is on my credit report for an unknown account with the amount of -. It states the account was opened on -/-/2016 which is a LIE BECAUSE I did n't open any accounts in -/-/2016 that went to collections. ATG Credit did not contact me nor did they send me a letter informing of what ever debt this is which violated my right as a consumer to dispute or have whatever this debt is validated. According to the FCRA a collection MUST notify the consumer by letter of the debt to give the consumer a chance to ask for validation to dispute ... |
Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt April 1, 2017 - They claimed I owed a doctor. I paid them ; gave them my routing number and checking account. They said they would remove the debt from my credit history. I did not check ... They said I would receive an email. No email. So far, no money taken out, but now I am subject to identity theft. Company is Midwest Recovery, and they can not be reached.... |
Southern Management Systems Inc. Debt collection disclosure verification of debt right to dispute notice not received April 1, 2017 - I rented an apartment located at - - - -, -, FL - AKA -. I moved out when my lease was up and checked with the front office in charge of managing the building to see if any payment was owed. I was told I did not owe anything. Less than 1 month later, I receive a letter from a collection company, stating I have a debt owed to - - -. Despite my due diligence, I never received any notice of debt or an invoice before account was sent to collections. No prior attempt was made to make me aware of debt in question, let alone collect said debt. Debt was also posted to my ... |
ProCollect, Inc Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received March 31, 2017 - I canceled - account and sent back the equipment within 30 days because the service did not work in my area. I was under the impression I would not be charged if i was not satisfied with service. And I had the option to send equipment back, which I did... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.... |
ProCollect, Inc Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - I have not received any documentation validating the debt that they are trying to collect. I have not been provided with a contract or any instrument bearing my signature validating that this debt is mine.... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 31, 2017 - This is the third company that has tried to collect on this debt. Each time the amount of money they say I owe increases hundreds of dollars. I have contacted - each time someone tries to collect this debt and they say they have no idea that I DO NOT OWE THEM MONEY NOR HAVE I EVER HAD ANY ACCOUNT WITH THEM. they say that they never placed my account for collection. I have sent two validation demand letters to this company demanding that they show me proof that I owe this money, since - themselves have no idea about the debt. The have ignored each request. I have sent a cease and deceit l... |
CCS Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 30, 2017 - I found this collection agency on my credit report.... |
Aargon Agency, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 30, 2017 - I am disputing this alleged debt that is on my credit report. I have no knowledge of having a contract with this company. The credit bureau send dates but no signed copies of contracts or anything. Which is clearly not validation. In accordance with my rights under the Fair Debt Collection Practices Act I am hereby requesting that this collection agency provide formal validation of the alleged debt that they are reporting to the major credit reporting agencies on my behalf. In which I am not requesting a simple account summary.... |
Medical Business Bureau Debt collection disclosure verification of debt not given enough info to verify debt March 30, 2017 - I 've requested MBB to provide validation of debt and they do n't. All they 've sent me are the account numbers.... |
Financial Management Solutions Debt collection disclosure verification of debt not given enough info to verify debt March 28, 2017 - FinancialreturnedThis is my 3rd complaint against this particular Collection Agency. First, the Collection Agency called my personal cell phone about the debt and threatened to ruin my credit if I did n't agree to attempt to resolve the debt, even though I denied the debt being mine. Secondly, the Collection Agency did not send me a Dunning Letter the required 5 days after contacting me by phone, but placed the collection on my credit files, which is in fact a violation of FDCPA. Only after I disputed the validity of the collection, did the Collection Agency attempt to " Partially '' validate ... |
WAKEFIELD & ASSOCIATES, INC. Debt collection disclosure verification of debt not given enough info to verify debt March 28, 2017 - There is an amount of $630.00 on my - that shows on my credit report that i think is a mistake, it does not show on my - report, i am not sure but it could be a - bill that my insurance probably paid late but it was PAID. If it is, how do i dispute it or make it disappear from my report, there is no phone number for me to contact the collection agency or so. Thank you... |
Debt Recovery Solutions, LLC Debt collection disclosure verification of debt not given enough info to verify debt March 24, 2017 - I have no idea where this collections is coming from.... |
Credence Resource Management, LLC Debt collection disclosure verification of debt right to dispute notice not received March 24, 2017 - I disputed a collection company by the name of diversified and they removed it over a month ago cause they could not validate the debt. Last night I checked my report and there is another debt collector by the name of credence resource manage on there saying I owe them. Which they did not notify me that they were going to put back on the debt.... |
Allied Collection Services, Inc. (Nevada) Debt collection disclosure verification of debt not given enough info to verify debt March 24, 2017 - Allied Collection Services received a certified letter in the mail asking for validation of debt. In response Allied Collection Services sent a statement without validating or providing enough information for myself to validate and verify the information. I have no idea what this bill is for, I do n't recognize this bill, I do n't have enough information provided. Per HIPAA I have the right to the breakdown of fees including any collection cost and medical charges. I am supposed to be provided with a copy of my signature with the provider of services that is allowing them to release medical in... |
Quality Recovery Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 24, 2017 - I recently applied for credit and was denied due to bogus duplicate accounts on my credit reports... |
American Accounts & Advisers Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 23, 2017 - I have sent 2 certified letters to American Account Advisors Inc., the first letter was dated -/-/2017 delivery confirmation number is -, the second letter was dated -/-/2017 delivery confirmation number is -, both my letters are attached to this complaint. My letters to American Account Advisors Inc were requesting validation, including evidence bearing my signature, showing that I have or ever had a contractual obligation with American Account Advisors Inc. My letter included instructions to verify the debt or remove the negative markings for accounts -, -, -, -, -,... |
Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt March 23, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ... |
ACCELERATED COLLECTION SERVICE, INC Debt collection disclosure verification of debt not given enough info to verify debt March 22, 2017 - I tried to verify the company name and license number which they were unwilling to give. I tried to verify the name and amount of the creditor which they were unwilling to give. I tried to verify the name and address of the person they were trying to contact and they were unwilling to give. I asked for the first and last name of the collector contacting me and they were unwilling to give. After repeated attempts ( asked for each piece of information 6 times ) to verify any information, they became abusive and threatening, telling me if I did n't verify my identity they could take legal action.... |
Barclays PLC Debt collection disclosure verification of debt not given enough info to verify debt March 22, 2017 - Barclay Bank Delaware/Barclay Card is reporting - different amounts due for a debt they allege I owe. How can it be possible that I owe - different dollar amounts on - debt? They are also reporting on my credit report that a recent payment has been made. According to my records, no payment has been made on this account since -/2015. In addition, the account according to my credit report, is reporting as closed on -/2015 with a payment being made on -/2015. I would like for them to provide the original signed agreement for this alleged account and a balance on the account f... |
ERC Debt collection disclosure verification of debt not given enough info to verify debt March 21, 2017 - I have an unverified account from ENHANCED RECOVERY CORP. I had previously disputed this account. I have never done business with ENHANCED RECOVERY CORP. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY CORP provide verification of the following : 1. The original Application or contract ; 2. Any and all statements allegedly related to this debt ; 3. Any and all signed receipts ; 4. Any and all canceled checks ; 5. Original date of default and collection activity begin 6. Whether you p... |