Review and analysis of over 553 consumer complaints
| TransUnion |
| Experian |
| Equifax |
| TransUnion Intermediate Holdings, Inc. |
| TransUnion Intermediate Holdings, Inc. |
| Equifax |
| Experian |
| TransUnion |
| Company | Complaints |
|---|---|
| Experian | 218 |
| Equifax | 165 |
| TransUnion | 120 |
| TransUnion Intermediate Holdings, Inc. | 25 |
| First Data Corporation | 2 |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 8, 2017 - Transunion apparently gone to some credit model called -. This model is not recognized in the industry and considerably reduces a persons credit score. Mine was reduced by over - points on my FICO score. This causes a denial of credit when it otherwise would be granted. I have no negative records, a perfect payment record, and low credit inquiries yet with their score it puts me in a " POOR '' rating. This should not be allowed as it is not a fair and accurate representation of a persons credit worthiness.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 7, 2017 - I tried to put a freeze on my credit.I do n't want ANY loan or credit issued in my name for any reason.I could not get it done.I called - and -, they were great, they got it done.Now we get to the problem Experian, These clowns need to get into the 21rst century.You can not reach anyone by phone or email.If these - think I am goingn to send ALL my info by mail, in one envelope, They need to get in step with the industry stars.They need to read the definition of customer service.And Snail Mail is not service or SAFE.How can I rectify this roadblock.-... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 6, 2017 - I recently visited Experian, -, and - websites and purchased the credit score and reports products. The issue is that when I apply for loan through a lender all - credit scores were completely different and drastically lower than what the website showed compared to what the lender provided me with. I contacted the - credit bureau 's and they told me my score was based off educational score which when explained to me did not make sense. I then contacted lender and went to there office provided the online scores from each credit bureau 's. The lender explained that scores would vary ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 6, 2017 - I recently visited -, -, and Transunion websites and purchased the credit score and reports products. The issue is that when I apply for loan through a lender all - credit scores were completely different and drastically lower than what the website showed compared to what the lender provided me with. I contacted the - credit bureau 's and they told me my score was based off educational score which when explained to me did not make sense. I then contacted lender and went to there office provided the online scores from each credit bureau 's. The lender explained that scores would var... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 5, 2017 - Trans Union had an " inquiry issue '' Trans union deleted - inquiries from my trans union credit report. About a week later they replaced these items back on my report. They never sent me any letters or attempted to make contact with me to let me know they added items back on to my report..... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 5, 2017 - I had some detrimental items on my credit that were incorrect. These dropped my credit score significantly. I submitted complaints here and the items were removed. Before these items hit my credit score ( - and Transunion ), it was up to -. Now that all of these items have been removed my credit score is going back up slowly. The issue is that if incorrect items hit my credit report and drop me nearly - points, removing those items because they were INCORRECT and did not belong there should restore my credit BACK TO WHERE IT WAS BEFORE THE ITEMS LOWERED IT. What I am seeing is that... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 5, 2017 - I had some detrimental items on my credit that were incorrect. These dropped my credit score significantly. I submitted complaints here and the items were removed. Before these items hit my credit score ( - and - ), it was up to -. Now that all of these items have been removed my credit score is going back up slowly. The issue is that if incorrect items hit my credit report and drop me nearly - points, removing those items because they were INCORRECT and did not belong there should restore my credit BACK TO WHERE IT WAS BEFORE THE ITEMS LOWERED IT. What I am seeing is that I am ... |
Experian Credit reporting credit monitoring or identity protection account terms and changes March 30, 2017 - I read about Experian falsely reporting credit scores, and lenders not using the actual credit scores that were sold to me. At the end of 2016, I went to -. I was n't able to see my score, only the information on my credit report. There was a marketing ad advising me that in order to see my actual score that I would have to purchase the Experian Credit Tracker service for $24.00 a month. I did that. I just cancelled it last month. After reading about the fine that the US has implemented on them, I called them to request a refund for the service I paid for since those number I saw were mis... |
Experian Credit reporting credit monitoring or identity protection account terms and changes February 25, 2017 - this company is been reporting on my credit report for so long, - needs to be removed its been on my report since 2010 and based on the law it should be removed for my report. this account is preventing me from providing a better housing for my family.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes February 21, 2017 - TransUnion is falsely advertising that they will sell you your --bureau credit report and score for $9.00. Once you sign up, pay the $9.00, and log in, you are required to pay another $29.00 for the services advertised. I have attached a picture. Both my husband and I fell victim to this fraudulent advertising, but we caught it right away and were able to cancel. The customer service agent who took our call said that it was " never advertised '' that this service was included in the $9.00 initial price and that it was a separate service entirely. As you can see from the attached doc... |
Citibank Credit reporting credit monitoring or identity protection account terms and changes February 21, 2017 - I was enrolled in Citi IdentifyMonitor without my consent and was charged a monthly fee. The program was offered by Citibank NA. The Sent me a letter telling me about a refund I am owed,... |
Synchrony Financial Credit reporting credit monitoring or identity protection account terms and changes January 29, 2017 - I paid my account down in a large lump sum to decrease my utilization under - %. Every time i make a payment the company reduces my credit card by the amount that i pay down. Its reflecting on my credit report as if i am maxing out my credit limit but i am not. I am paying it down and synchrony bank keeps reducing to show that i am almost maxed out., and they continue to do this without my knowledge. They do this overtime. I have been a costumer for over 5 years now with all my credit cards and have never been late on payment.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes January 28, 2017 - I have subscribed for over 10 years to Transunion Credit Monitoring. I am preparing to reconfigure my finances and am trying to discontinue use of my credit cards. With those goals in mind, I began calling agenc- ies who are currently receiving automatic payments against my credit card accounts. I have asked each of those agencies to outline alterna- tive pay methods ( i.e. direct ACH transactions from my bank accounts, checks, -, money orders, payments in advance on monthly sub- scriptions, etc. ) other than credit cards. On Friday, -/-/2017 I contact- ed Transunion Credit Monitoring... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes January 18, 2017 - The credit reporting agencies have been marketing their services to me while attempting to access my free credit report each year.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes January 4, 2017 - Spent a - on a simple credit score check. Was somehow automatically enrolled in and charged extra money for services I opted out of. Only discovered that I was enrolled after receiving emails with a detailed credit report and seeing charges for $20.00 plus dollars in my bank account. This also happened to my husband and we had both opted out of these extra services but still were enrolled in them anyway.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes December 16, 2016 - I find no titles here that address my problem with - and Transunion credit reporting offices. I have no idea how they determined that by me using my credit card, that it should effect my credit score by a negative - when usage should have absolutely NO bearing on my score. Credit scoring was to be on how well we pay our debts, NOT when and how much we spend and by using what method we used for a payment method. Our spending habits are NONE of those credit reporting offices business! My credit score was up in the - area, plus or minus - or - points but since I used our credit c... |
Experian Credit reporting credit monitoring or identity protection account terms and changes December 14, 2016 - Violation of fair reporting.ocu-validation, permissible violation to non legal agencies about consumers.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes December 14, 2016 - In - 2015 I signed up for TransUnion 's credit score service. Unknowingly I was on a 70 day " free '' account which turned to a $ - paid subscription after that trial period. I have unwittingly been paying the subscription without any receipt or notification of my monthly auto-payments. During this time I have NEVER used their services. They increased the subscription amount to $ - without notification as well. I would like a refund for my payments which I never authorized. They total - auto payments from my credit card since - 2015. I am on a fixed income and really can not aff... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes December 6, 2016 - Withing the last five days, my EQUIFA- credit scores dropped by over - points in one fell swoop. I monitor all - credit reporting bureaus via - and other services. Neither - or - registered such a radical downgrading. I called EQUIFA- and spoke to an overseas representative who simply read old negative data entries without being willing to specifically share with this consumer what specific new item actually correlated to the double digit drop. In the past, I had to struggle with EQUIFA- over similar behavior. In every instance, they refused to go over the cause of any adverse a... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes November 5, 2016 - Items are being removed from my credit report but it is not impacting my score in a positive way. I just had a big thing as a collection item from - removed and transunion decreased my score by -????? - increased the number as it should be. There is disparity with their numbers and - by - points and they have the same number of accounts. I try to dispute and their customer service is rude and never listens. When I report to you, i did once before i feel like they take adverse action on my account.This has been going on since I reported them to you. All they have done is decreas... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes September 23, 2016 - I wanted to do a credit freeze or lock on all bureaus for security reasons. This was easy to do on - and -. However, I found the TransUnion site to be misleading. I clicked on credit lock, entered the require data and was enrolled in credit monitoring, which I did not want. This service is -/month. At no point during this " enrollment '' process did the site tell me what I was signing up for. I thought that it was just the credit lock. After the fact, I determined that they planned to charge me the monthly fee beginning -/-/-. Then, I went through the process of cancelling the su... |
Experian Credit reporting credit monitoring or identity protection account terms and changes September 22, 2016 - when to car dealer and was informed on Experian I was shown cr score -, then a week later cr union show the score -. My question how come it when down from - what I was shown to -. - took place on the same date -/-/16... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes September 15, 2016 - I have spent countless hours and thousands of dollars cleaning my credit report and monitoring my credit and scores through a membership with Transunion in order to get my credit to a point where I could refinance my home. I recently hit a level that I believed was satisfactory based on the scores provided in my membership and I applied for a loan. This loan was denied based on the credit score that was provided to the lender which was -. However, the score that I am shown when I log into my Transunion account is -, which is a - point difference.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes September 15, 2016 - I have spent countless hours and thousands of dollars cleaning up my credit report in order to refinance my home mortgage. I have paid membership to this credit agency which allows me to monitor my credit and my credit score. this membership costs me $240.00 a year and I expect to have accurate information. I recently applied for a refinance loan because the credit score that I see when I log into my account shows -. However, when the lender pulled my credit scores they indicated that my score is -, almost a - point difference. I was denied the loan because their minimum score is -... |
Experian Credit reporting credit monitoring or identity protection account terms and changes September 7, 2016 - Hello, I feel I am a victim of fraudulent charges and/or identity theft. First, there were fraudulent charges made using my debit card. Then, someone accessed my banking information and changed my username, address, and email. Next, there were fraudulent charges made on my credit card. I spoke with representative from my bank and claims department. They are currently reviewing the credit card charges. I believe this person has also set up an online presence through a social media site called - and used my username with my favorite number attached to it. I 'm very concerned this person has a... |
Credit Karma, Inc. Credit reporting credit monitoring or identity protection account terms and changes August 31, 2016 - The issue is with Credit Karma. They are a 3rd party agency that gives out false information determines there own factors in credit scores and misrepresent the true score. My credit score changes with them almost daily and goes down even though there is no movement or nothing has changed on my credit report. These kinds of site should be put out of business for reporting false information and leading people to believe what they are reporting is true and accurate when it is not.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes August 21, 2016 - For every day in which I am unable to utilitze the online service to file a dispute with Experian Credit Monitoring Service, I will be submitting a complaint. On - -, 2016, I received an email from Experian Credit Monitoring Services indicating a change to my credit report. I logged into this service, in which I am paying a fee for each month, and attempted to dispute the information that has been reported to the credit bureau ( s ) as per Experian Credit Monitoring Service ; however, when I attempted to do so, I received a notification online indicating that I am not allowed to submit a... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes August 12, 2016 - This consumer : 1. Attempted to login to his Transunion account to review status. 2. Login, and or, password was not recognized. Consequently, this consumer is routed to a page asking what is the consumer 's high school mascot name and what is his email. I provide the right information. However, it kicks back as wrong. 3. I am routed to an off-shore - - - number. 4. I call that number. The Transunion representative can not access my information. and suggests I email my state or federal I.D . I email my state I.D . 5. I call back. This time, the Transunion representative states that my... |
Experian Credit reporting credit monitoring or identity protection account terms and changes July 24, 2016 - Experian ( Deceptive Business Practice ). This credit reporting agency changes my credit score ( usually lowering it ) whenever it suits them, and without ever providing to me any type explanation or reason for doing so. The most recent time was today, - -, 2016. While nothing changed in my financial circumstances since this agency 's last report of my credit score six ( 6 ) days ago, this agency lowered my score again, and I have absolutely no reason why it was lowered. Experian 's website is secretive, in that it provides no rational manner in which to contact and dispute the altering... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes July 24, 2016 - - ( Deceptive Business Practice ). This credit reporting agency changes my credit score ( usually lowering it ) whenever it suits them, and without ever providing to me any type explanation or reason for doing so. The most recent time was today, - -, 2016. While nothing changed in my financial circumstances since this agency 's last report of my credit score six ( 6 ) days ago, this agency lowered my score again, and I have absolutely no reason why it was lowered. Transunion 's website is secretive, in that it provides no rational manner in which to contact and dispute the altering o... |
Experian Credit reporting credit monitoring or identity protection account terms and changes July 16, 2016 - Hi, Like many other posters on consumer affairs.com, I signed up for the one time credit report from Experian.com. I then got charged $20.00 a month for the next 6 months and the same when I checked my husband 's credit. Granted, I should have cancelled and checked the fine print. However, I do n't recall seeing the $20.00 a month when I signed up. I never received any email credit alerts and when I noticed the charge again on my credit card this month, I called the company. I explained that I understand the terms and did n't mean to sign up but I did. They can see that I did not use the s... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes July 15, 2016 - I HAVE MULTIPLE INQUIRES ON MY CREDIT REPORTS. I HAVE SENT MULTIPLE LETTERS DEMANDING EVIDENCE THAT I HAVE AUTHORIZED SUCH INQUIRIES AS THEY ARE DAMAGING TO MY FINANCIAL REPUTATION. MY SOCIAL SECURITY NUMBER IS POSTED ONLINE FROM A COMPUTER HACK OF THE MISSOURI - WEBSITE -/-/2011.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes July 14, 2016 - Several months back I went to Experian to get a copy of my credit report for my husband myself, using - of my credit cards. Over the last 9 months Experian has been charging my card for a monthly membership fee that I was unaware of in the amount of $43.00 a month. They automatically enrolled me and my husband in a monthly membership without my knowledge or consent. The only reason I did n't discover it until recently is because I put that card away and was trying to pay it off. When I realized the balance was going up instead of decreasing, I checked my online statements and realized wha... |
Experian Credit reporting credit monitoring or identity protection account terms and changes July 13, 2016 - Experian allowed - to open a credit card for me even though I have my account locked. I am not allowed to use it myself, not even for my social security information, so why would Experian allow a bank to open a card on my behalf. I never registered the card and did not want it. Now it 's on my credit reference as opened and then closed, which will reflect poorly on me. I am appalled that it was opened without my authority.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes July 6, 2016 - -/-/- I was alerted by - - that I had - inquiries added to my report. This dropped my credit score by - points overnight. I had not applied to anything so not sure why - inquiries were added to my report. I also have not been notified by Transunion in writing that these had been added back to my report per FRCA Section 611.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes July 6, 2016 - Experian offered me my credit score for $1.00 and then went on to bill me $22.00 per month and said it was buried in the terms and conditions that I was agreeing to be billed monthly. So the report for $1.00 was a ruse to get my credit card info so they could bill me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes June 25, 2016 - I am a subscriber to TransUnion Credit Monitoring. An important part of my subscription is the Credit Lock / Unlock function. The Credit Lock / Unlock function works like a Security Freeze, but it is NOT a Security Freeze. I do NOT have a TransUnion Security Freeze in place and have n't had for many years. My TU credit file is locked. I used the Credit Lock / Unlock function to lock it a while back. Yesterday when I applied for credit, the creditor told me it was locked. When I pulled my own credit report copy via TransUnion Credit Monitoring, my credit report specifically states it is locke... |
Experian Credit reporting credit monitoring or identity protection account terms and changes June 14, 2016 - I attempted to get my 'free credit report ' in - 2016. The attempt was successful the free part was not. I was just billed $19.00 from Experian for credit monitoring services. I called and cancelled any service with Experian. I am amazed that the swindle by Experian was successful. I have about - years of - experience and was very careful not to sign up for any services, free or otherwise. Please review the process used by people to get the free credit report to analyze how 'they ' are able to fraudulent charge people for unwanted services. - - - - - - FL - ... |
Experian Credit reporting credit monitoring or identity protection account terms and changes June 14, 2016 - -, - and Experian have altered my financial records without providing to me any explanation for doing so. As such, I have no idea why - especially, altered my credit records, and as such, I have no way to dispute, if I desired to dispute it, that alteration. On - -, 2016, my credit score with - was - and contained ( 1 ) hard inquiry. On - -, 2016, for whatever reason ( s ), - lowered my score by ( - - points? and added ( - ) hard inquiries to my file? - and Experian did the identical thing. In -, 2016, I filed a complaint against - for the identi... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes June 14, 2016 - In trying to lift a credit freeze from Transunion, I submitted what I thought was a request to control that freeze process. It turns out, though, that this was a credit *monitoring and alert* service. I gave them a credit card number for payment. However, the site had nothing to do with my credit freeze, which required a separate log-in and payment schema. Then I started receiving $20.00 charges each month from Transunion for this service. Apparently I had signed up for a trial period and the regular payments started. Exceptionally frustrating and shady. ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes June 12, 2016 - Transunion, - and - have altered my financial records without providing to me any explanation for doing so. As such, I have no idea why Transunion especially, altered my credit records, and as such, I have no way to dispute, if I desired to dispute it, that alteration. On - -, 2016, my credit score with Transunion was - and contained ( - ) hard inquiry. On - -, 2016, for whatever reason ( s ), Transunion lowered my score by ( - ) points? and added ( - ) hard inquiries to my file? - and - did the identical thing. In -, 2016, I filed a complaint against Tra... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes June 5, 2016 - My credit score has dropped - points and the only action taken is that the monthly monitoring fee of $19.00 was discontinued. The - credit based companies are paid as agreed and in fact are being paid ahead of scheduled periods. The complete breakdown of the unfair credit reporting and scores being shown on website ( - ) based on facts and details has the credit reporting companies dropping scores. Transunion has not in the last three months has not explained factually how the score is established and answers are total vague and based on unknown factors. Why should citizens have to ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes June 1, 2016 - I do not really know what to select here. I could not find a way to contact Transunion about this problem without making a phone call which I am reluctant to do because I do not want others accidentally listening to my conversation. My problem is this : I can not freeze or unfreeze my credit report with Transunion without paying for their credit monitoring service. A cost of about $9.00 per month. I can freeze and unfreeze my credit reports with - and - for $3.00 per transaction. I want to know why Transunion does not offer this service. If this is going to continue to be the case, i... |
Experian Credit reporting credit monitoring or identity protection account terms and changes May 24, 2016 - My car was broken into in - -. All my luggage and personal belongings were taken from my vehicle. All my clothes, passport, birth certificate, and social security card were stolen. I called the - - police dept and reported everything stolen. Just need to freeze my credit. ... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes May 19, 2016 - Challenge an unfavorable section or oversight on my credit report. I am for the most part unsatisfied with CRAs reporting mistaken information, and other. - archives/attach.... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes May 15, 2016 - I contacted your about Equifa/ removing - points from my credit report also I recently contacted Equifax also and they said that it could have been a number of things which caused the decrease. I today looked at my Equifax report and saw that they have removed all of my credit cards from my Equifax file. My -, - - - credit cards, and my - card is no longer reporting on my Equifax file. I spoke with these creditors and they said they are still reporting and this mistake belongs to Equifax. This is true because my other credit files are reporting these accounts. This is wrong a... |
Experian Credit reporting credit monitoring or identity protection account terms and changes May 13, 2016 - E-PERIAN - I am very meticulous on watching my credit accounts and credit score, I seen online $1.00 for a free trial with E-PERIAN for seven days. I paid the amount through my credit card and entered the site and viewed my credit accounts and credit reports with E-PERIAN and all was good! I noticed for a ONE TIME fee of $39.00 I can have access to - and - my accounts and credit scores. This seemed like a pretty good deal figuring to have complete access to all - Credit Reporting Agencies so I viewed all three agencies and all was good! The next day I accessed the E-PERIAN site ag... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes May 10, 2016 - Through my - - Credit card, I have access to credit tracking using TransUnion credit information. Recently, TransUnion moved from TransUnion New Account Model where my credit score was around - ( - ) to - - where my score dropped to - ( - ). The new model shows excellent for on time payments ( a strong impact on your credit score ), excellent on oldest credit line, average on credit used, average on New Accounts, - on Available Credit, and - - on recent inquiries which has a low impact on a credit score. I can not figure out how I can have a below average score... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes April 27, 2016 - IRS contacted me about breech of 2015 tax document involving my SSN and said I could get a year of credit monitoring for this problem caused by their agency. I contacted Equifax for myself and have had no luck getting them to help. They say I have not proven that I am who I say. I submitted documents with my driver 's license and last year - form along with a cover letter. After 7 phone calls, I can not get past the " protocol '' of the phone answering people who are completely uninterested in the incident # or promo codes that I have been given by the IRS to deal with this matter. I find t... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes April 18, 2016 - I am wanting to submit a arbitration claim against Equifax for FCRA and Maryland state deceptive trade practices violations. Their arbitration clause states as follows : " Binding Arbitration. Either You or Equifax may, without the other 's consent, elect mandatory, binding arbitration of any Claim ( as defined below ) raised by either You or Equifax against the other. As used in this arbitration provision, the term " Claim '' or " Claims '' means any claim, dispute, or controversy between You and Us regarding any aspect of Your relationship with Equifax , including but not limited to any Clai... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes April 15, 2016 - As a victim of identity theft, I had no choice but to put on a credit freeze with all three agencies. Now when I need to refinance my home and put on a temporary lift of the freeze Equifax forces a $10.00 fee for this. Why? What do they need this money for? It 's simply not fair. This is not a service they are providing me! This is protection of my identity so that I can function in commerce despite the awful system these credit reporting agencies perpetuate. I have no choice in this matter. Why must I pay $10.00 to protect my credit and lift this freeze. This service should be free!! This... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes April 11, 2016 - I had a credit score with Equifax of - on -/-/2016. On -/-/2016 I have a credit score of -. The only thing that has changed is my address. These people at Equifax took - points away from my credit due to I changed my address. Hey I would like to file a lawsuit and actually received some proper resolutions from the consumer credit agency. This is crazy. I want justice and I want it today. These people can not take - points off of my credit due to I changed my address. What - is really going on here. Please ask this Equifax credit agency why are they taking - points... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 8, 2016 - Called Transunion to lower my monthly bill. They said, " the computer randomly selects who receives a lower rate, call back next month as see if the computer selected you. '' Really we are gambling with my membership and ability to monitor? ... |
Experian Credit reporting credit monitoring or identity protection account terms and changes March 28, 2016 - MY INFORMATION WAS STOLEN OFF A SERVER THAT E-PERIAN HOUSED FOR - AND THE SERVER WAS HACKED. ALL PERSONAL INFORMATION WAS TAKEN. ... |
Equifax Credit reporting credit monitoring or identity protection account terms and changes March 28, 2016 - There are - accounts in collection the problem is i never have had - phone service nore have i ever applied for any type of credit with them. ... |
Experian Credit reporting credit monitoring or identity protection account terms and changes March 23, 2016 - As the facts below show, Experian appears to be engaging in a deliberate, deceptive scheme to falsely advertise their products and services. They are promising people daily access to their updated credit reports and scores as part of their membership, then saying that they can have a seven day trial membership for $1.00, but when people pay the $1.00, Experian only provides a one-time report and score, saying they can not have daily updates until the trial period elapses. I have spoken with the highest supervisor available by phone ( -, corporate ID -, -/-/16 ) ; she confirmed ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes March 9, 2016 - I 'm a - year old male, I applied to live at - - -, - - - -, -, CA - Prior to applying I short sold my, home, so my credit reports, FICO score was very low, in the - range. Now keep in mind, prior to applying, I lived in my home for - years, now bankrupties, eviction, criminal record, and after the sale of my home I am DEBT FREE. But because of a low FICO SCORE, I was declined residency in - - -. I call this DISCRIMINATION BY FICO SCORE. But lets call it what it really is and will become known as, DEATH BY FICO SCORE. Remember when HMO 's were no... |
Experian Credit reporting credit monitoring or identity protection account terms and changes February 29, 2016 - Experian notified me on -/-/2016 that there has been a change in my credit score. When i logged in I noticed there is recent - activity on my credit report, which lowered my credit score. I did not authorize an inquiry therefore, I suspect there has been an attempted ID theft. Experian is unresponsive to my inquiries. ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes February 27, 2016 - i was a victim of identity theft, so i put a freeze on my account. due to the identity theft, under california law i can freely do temporary lifts. at equifax and experian i can easily go to their freeze website and use the pin they sent me to temporarily lift the freeze, but at transunion i was forced to setup an account and even then using my pin i 'm charged $10.00 to temporarily lift the freeze. i 've called to manually lift the freeze, but that is a long process since it is almost impossible to get to someone to speak to and impossible to do on the weekend. i 've asked them various time... |
Experian Credit reporting credit monitoring or identity protection account terms and changes February 13, 2016 - The way these companies are set up is fundamentally NOT in the favor of the consumer. There needs to be a simple, easy way to get a credit report and - score without having to sign up for a service that you need to CALL to cancel. It is not simple to set up a Fraud Alert or a Credit Freeze- that requires printing out forms, But these companies make it really easy to sign up for unwanted services that should be available for free. And they do n't make it clear on their sites that what they sell you is n't something you need to buy. The services that you can buy- they should make it easy to... |