Review and analysis of over 351 consumer complaints
Green Trust Cash, LLC |
Advance America, Cash Advance Centers, Inc. |
Risecredit, LLC |
Red Rock Tribal Lending |
TMX Finance LLC |
Harpeth Financial Services, LLC |
Mobiloans, LLC |
Bliksum, LLC |
ACE Cash Express Inc. |
CNG Financial Corporation |
Speedy Cash Holdings |
Community Choice Financial, Inc. |
Enova International, Inc. |
BlueChip Financial |
Company | Complaints |
---|---|
Big Picture Loans, LLC | 94 |
Enova International, Inc. | 22 |
ACE Cash Express Inc. | 19 |
BlueChip Financial | 17 |
Speedy Cash Holdings | 12 |
Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect April 3, 2017 - This loan is illegal in the state. They have this on my credit report and would like it to be removed.They never sent me any verification of this debt. When I would receive harassing phone calls at work and at home. I sent them a ceased and desist letter. And now it 's on my credit report. As Midwest Recovery System. I do n't have this loan. and owe them nothing. - is what is owed. Please look into this matter. Thank you, - -... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 13, 2017 - Received a phone call from - threatening phone call at my job that - in legal was going to sue me. I have told these people not to contact me again, yet they continue to do so violating the law and I have documentation each time they do so.... |
Delbert Services Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 9, 2017 - I received a called from wertern sky stating I have a default loan from -/-/- of - which is now -. I did n't take the loan out with WS but with -. WS had made several calls to relative and friends giving out by social number and threating to send legal documents for me for court. I have n't heard from WS nor - in 5 years. It 's my understanding that CFPP filed a lawsuit for unlicensed loans -/-/-. The representative who called was very rude not only to me but to the others who they called looking for me.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 20, 2017 - fees and payments were different than what they are deducting from my bank account ; additionally i have learned they are n't licensed or authorized to do business in VA ; also no instructions for stopping ACH transactions on statement ; terms and conditions or website.... |
WLCC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 16, 2017 - I 'm being charged 611 % interest my original loan was for - I already paid over - back and then some. I have been trying to contact to resolve the debt and have had no luck?... |
U.S. Bancorp Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 15, 2017 - I applied for US bank loan in the amount of $6000.00 to rent an apartment, establish my life independtantly from my parents, and begin working. I was not credited the loan. I took out a $500.00 line of credit and received a report that my credit card was used to purchased a taxi cab service in -. I reside in - - and have not left the state since traveling to - over the summer. My SSN was published via social media accounts and I believe it was likely used maliciously.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 10, 2017 - My name is - - - and in - of 2015, I applied for a loan with Cashnet USA. I applied because, I desperately needed the money to help save my home. It did n't help because I eventually, lost my home anyway. I feel like I 'm being taken advantage of. I did n't realize that my interest payments were 24 %, but, it would not have mattered because I needed the money. On a loan for $800.00, to date, Cashnet USA has taken out $2400.00 dollars from my account. I am asking that CFPB investigate this matter and issue a cease and desist order to Cashnet USA to stop debiting my account. As o... |
Security Finance Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 9, 2017 - Twi workers from Continental Credit showed up at my house and made threats to my father.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 8, 2017 - I took out a loan for $550.00 on the premise that I would simply be paying that amount, plus a small amount of interest and fees. Instead, since I could n't pay the requested amount, I 'm being charged the ridiculous amount of $120.00 plus the original fees for an extension resulting in the loan being over $800.00 making it impossible to pay back.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 7, 2017 - Borrowed $600.00 dollars from cash net usa. My understanding was I would make - payments then I would be done. But, they are charging excessive fees and interest that equals $610.00 - of - : $600.00 Outstanding Balance :? $610.00 Available Credit : $100.00 Next Statement Close Date : -/-/- Minimum Payment Due : $180.00 Scheduled Payment Date : -/-/- I have already made - payments $140.00 and $220.00. $610.00 is excessive for borrowing $600.00 dollars. How can this be legal? It is unfair treatment. I live on -. and $600.00 is almost the amount I re... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 1, 2017 - Fees were outrageous and I just want to end the loan... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 6, 2017 - This is in reference to Case Number # -. I am adding additional information to my previous case. I sent an email on -/-/2016 to Big picture Loan and stated I wanted to close and settle the account and have the ACH Debit and Credit authorization stopped effective immediately.After no response for 2 days. I sent another followup email on -/-/2016 and I still have n't heard anything and to contact me by email only. My account with BIG Picture Loans is stating that they have been attempting to contact to discuss the loan and that in order to resolve and bring the account current, please c... |
Synchrony Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 14, 2016 - Hi I had a really bad experience with Synchrony bank. I had purchased a Mattress for $2900.00 on -/-/2013. The vendor I purchased was -. When I purchased the mattress, the sales person mentioned that I can pay the full amount in installments and I agreed to it. I asked him what would be my monthly payment so I do n't have to pay any interest.He mentioned that Its about $31.00. I was fine with that and I purchased the product. My checking account was charged about $31.00 every month as I was told and agreed. After three years I noticed that the monthly charges went up to ... |
Mobiloans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 8, 2016 - Mobiloan should not be allowed to conduct business in the United States. This company is a Predatory Payday Loan business where the consumer is charged over 150 % on a loan. For example, one borrows $1500.00 and is charged an upfront fee of $150.00 to do so and given - weeks to pay in full prior to incurring an astronomical " fixed '' daily finance charges. Even though the company 's representatives ( -, ext. -, among others ) state that it 's a daily fixed rate they never give direct amounts. I have heard about predatory lenders like Mobiloans and tried it for myself and can not ... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 8, 2016 - I took out a $700.00 loan with SpotLoan. The interest being charged is much higher than I expected. I had not idea that the interest charges would be as high as they were. It is exuberiant as to the fees they are charging. I belive this is an illegal tribal company and I do not wish to be a part of this. I also ca n't find where I was provided a copy of the loan and do n't see an option to view this in my account.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 6, 2016 - This loan is illegal in Florida as they are not licensed in Florida, charged far above allowable interest in Florida as well as gave loans far above the allowable maximum of $500.00. I have since revoked my ACH ( too early to know if they will abide ). Also, I have advised them that the legal amount that could have been charged to my loan is the principal amount, even IF their Internet pay day loan were legal anywhere in the U.S.. I am willing to pay the principle amount of the loan only, however, this means I am entitled to a refund of any interest I paid on all loans with your company. T... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 5, 2016 - I took out a loan with Big picture loans of $800.00 and they told me that I just had to pay $200.00 extra so $1000.00 total. Well I have paid - payments of $200.00 now they 're saying I still owe $1000.00 that the loan is not even paid that I 've only paid the interest. I did not agree to it being so much if I knew it would be been so much I would 've not gotten the loan so I could pay my house rent I would 've gone elsewhere but I feel scammed because I was only told I had to pay $1000.00... |
Bliksum, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 3, 2016 - I pay - % interest on -. I knew about this but you do not have an OTHER so I can not tell you what most closely describes the problem. Here is that very problem : I 'm paying 118 % and did in-fact, STOP the auto payments from my bank account. Simple DEAUTHORIZE it. but, the problem is, I do NOT believe the - % FAIR and I wo n't be paying it off until -/-/-. That 's - and - style loans. The only difference is, you do n't " sleep with the fishes '' or " wear cement shoes ''. This is - and they DO NOT help rebuild your credit, they DESTROY your credit, hassle and harass... |
Green Trust Cash, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect December 1, 2016 - I applied for this payday loan but the interes charges are too high. the amount I applied for was - and they have been taking money from my back account every payday. I need help. the interest rate is - % for a total of $1600.00. I think they are stealing from me. this is not supposed to be so high!! htey did not tell me that when they called me.... |
Acceptance Solutions Group, INC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 29, 2016 - On -/-/2016 Ohio Acceptance LLC ( - ) on behalf of - - - attempted to debit my checking account in the amount of $260.00 as a final payment to the loan and this amount is incorrect and my payday is on the - and - of each month as myself and the bank can not figure out why Ohio Acceptance was trying to pull money off of ( - ) debit cards at the same time. In addition to I have made 6 payments out of the 9 scheduled and should only have a remaining balance of - according to the payment schedule. I called Ohio Acceptance LLC today and the gentlemen that I was transferr... |
Lien Enforcement Inc Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 29, 2016 - My matter is not a payday loan but I was instructed by your representative to select that option. I received a notice of a lien on a vehicle that I have already transferred ownership of. I contacted the company to inform them that I was not the registered owner and they informed me that there was " no way to get out of paying the money to them. '' They told me that because they 're documents stated I was the last owner I would have to pay the fee. I informed them that I had the receipt of transfer of ownership that I filed with the -, they informed me that that would not be acceptable proof... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 28, 2016 - On - -, 2016 I applied for a loan online, for $400.00 through Big Picture Loans. After applying and being approved, Big Picture Loans sent me an email with the disclosures that were not available prior to applying. The details state that an APR of 1018.7613 % is being charged, making the total fees $1800.00 for the loan. To date I have made - payments of $140.00, and the principal of my loan is still at $400.00. I have paid back $560.00 as of -/-/2016.... |
Check into Cash, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 28, 2016 - This debt is - and has been paid. It is illegal to sell debts in this manner and try to collect beyond a statute. I want this removed immediately... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 27, 2016 - I took out a - $ loan originaly with - $ monthly payments that are due on the - of the month from - - to -/-/-.Now i access my online acct for spotloan it has me with owing - $ and paying - $ a month starting - thru -/-/-? How did my loan go from - $ to - $ and have n't made a payment yet?... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 25, 2016 - We received a $700.00 loan in -/-/- from Big Picture Loans. We were told on a recorded phone call that our total repayment including principal, interest and fees would be less than $1000.00. They said this would be the amount repaid if we repaid the loan within 3 months and called 3 days before the due date of the - of the month and made payments of more than minimum due. On -/-/- I made arrangements to pay $500.00 on -/-/-. I just called today ( -/-/- ) to make the payoff amount on -/-/- which should have been less than $500.00. We were told the total payof... |
BlueChip Financial Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 23, 2016 - I had applied for a payday loan and when I notified them of their interest rates I agreed to pay - a month 5 months by money order. When I sent the first money order they said they never received it and I told them I would check on it but no pay anything else until -/-/-. They are not licensed in my state and I did owe - so I told them I would pay that monthly but I am enclosing an email with threats and I am assuming it is from Spotloan because the loan company they list I have not dealt with. When I tried to reply to this email it was blocked. I do not appreciate being threatened ... |
Mobiloans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 21, 2016 - I received a mail from Mobiloans that I was prequalified for $1000.00 loan. I applied for the loan and was charged $100.00 which brought the loan to the total amount of $1100.00. I was never told that I will be paying $95.00 financial in each billing circle. my payments are schedule bi-weekly some times in the amount of $150.00 or $140.00. All I thought the $100.00 added to the original loan was fixed but not knowing $95.00 will be added in every billing circle.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 21, 2016 - I applied for a short-term loan on -/-/16 and at the time of the loan I did not notice that the annual percentage rate is 607.3385 % and my total finance charge would equal $3800.00. My loan amount was only for a total of $750.00. I have had a total of - payments of $180.00 come out of my checking account. My payments are also made on a bi-weekly basis. I also found out that my $750.00 loan will come out to be a total of $4500.00. After doing a bit of research, I found out that the annual percentage rate on this loan is much higher than the allowed annual percentage rate all... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 14, 2016 - I completed and application online for Big Picture Loans.I was Instantly approved for a payday loan with Big Picture loans for the amount of $400.00. When they called me I was informed I was approved for $800.00. I was informed to go to my computer and sign the loan agreement. At the time it was showing I was to pay $280.00 bi-weekly for a total of $1000.00. Which is a bit high, but I was in a bind so I agreed to the amount. After completing the application process with the rep. over the phone I was informed the money would be deposited into my account within 24 hours. On Friday mornin... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 13, 2016 - I took out a $1000.00 loan from Big Picture Loans and was initially told I would pay $400.00 in a finance charge, but instead they took out $500.00. They said I could pay them more on top of the $500.00 to reduce the principal by a $100.00, but the next payment would be $500.00 another finance charge for the 2nd month. I ca n't afford this outrageous amount.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 9, 2016 - I borrowed - from Big Picture Loans ( - ). I initially thought I 'd be making a monthly payment to pay it off. Then I realized I 'm being charged $700.00 a month for this loan and my pay off date is n't even until -. I am expected to pay over 8000 on a - loan. This is outrages and I have no way of paying this. Then when I went to " my account '' or whatever the page is supposed to be, it shows my pay off amount as $0.00. And it shows my application date as being today, -/-/-, when I initially applied in -. I 've paid $1000.00 so far and am expected to pay $700.00 mo... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - Dear -, It has come to my attention that payday loans are prohibited in my state. Therefore, the loan contract that I have with you, according to my state 's laws, is not enforceable. Although I am not required to do so, I am willing to repay the principal balance of the loan. To date, I have received $250.00. have paid $360.00. The principal balance has been paid in full At this time I am revoking ACH authorization. You are no longer authorized to withdraw payments from my checking account. I am also revoking any wage assignment I may have signed. I have given a copy of these revocatio... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - When I got the loan I was told I would pay $150.00 finance fee for the $600.00 I borrowed. It would be a total of - payments of $150.00. Never got any notifications when payments were being processed for those - payments, then got a notice that they were going to process another payment from my account. When I contacted them they stated that was the process and they apologized for the inconvenience but those payments were each finance charges because I had not paid back the $600.00 yet. I believe this whole thing is a Scam. They originally sent me papers saying a finance charge o... |
Cottonwood Financial Ltd. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - Cash store calling 6 times a day on top of that cotton wood financial I guess is an affiliation calling my friends cell. Advised im a non profit payment plan. They did n't care was asked for me to have them send a letter. Family credit faxed them a letter still getting harassing calls they do n't want to release the loan to collections so they can still charge me outrageous interest rates.... |
ACE Cash Express Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - calls more than 6 times a day sometimes automated sometimes a rep will call threatening phone calls.Advised Im I a non profit payment plan and still want me to make payments on the side.... |
ACE Cash Express Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - I was contacted by phone # - with - - to pay off a loan through ACE CASH E-PRESS back in - first they had an office with the - COUNTY call me telling ot me to - - or a warrant will be in my name come -. this was originally done 2 months ago. i thought this was legit bc i called the - county office and also looked up their phone # online and it was verified that it was with the - county office so i paid a total amount of - i have the receipt and letter showing it is now paid off in full. they still answer their phone and the ace cash express dept that i had on m... |
Midwest Recovery Systems Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 8, 2016 - I 'm not even sure the original company that issued the payday loan. Which every company it is, it has been well over 5 years ago when I discovered that these payday loans were issued illegally in the state of NC. A few days ago I received a notification on my credit report that I owed MIDWEST RECOVERY SYSTEM. After researching them, it shows that they are trying to collect on a payday loan. I used the - complaint system to have them remove this account from my credit report as their contract was illegally issued in the state of NC. - however only updated the account saying it was valid.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 7, 2016 - Customer ID : - CNU Cashnet calls my phone 6 times a day i have my phone log save constantly harasses me. I am on a credit management plan and they do not want to wait for payment. She keeps harassing me to borrow money to pay them. She has called my work phone several times and I advised her not to... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 5, 2016 - Hello my name is - - and I am writing in regards to the company known as Big Picture Loans. On - - I was approved for a loan that was set for - dollars. Upon receiving the loans I was told by the representative via phone that there would be a charge finance charge in the amount of - but I still took the loan. After accepting the loan that I noticed that my first payment was more than what I was told over the phone. So of course I contacted them but they were no help at all. I was placed on hold numerous times only to be let down after every hold. So I reviewed the email that ... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 4, 2016 - I took a loan online with Big Picture Loans for the amount of $400.00, I have paid till now $800.00, they have been charginger me $200.00 every month for finance charges and noNE of this goes to the principal. I am not able to make this payment anymore. I 'm retired and thought that from this $200.00 a month something will go to the principal, but this us not the case. Please stop these companies from abusing the people. THANKS!... |
Capital One Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 4, 2016 - My mother got sick and all my money I gave to the hospital for her treatment and now I 'm back up on my rent... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 3, 2016 - Hello I would like to file a complaint against a company by the name of the big picture loans. I took out a $200.00 loan and they told me my finance charges would be $100.00 a total of $300.00 to pay back. I took out the loan -/-/- and started making my monthly payments for -/-/- -/-/- and - for $100.00 a month. They are telling me my next payment date will be for -/-/-, and that I only pay the principal charges, they are saying that my total loan balance is $1200.00.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 3, 2016 - I have paid over a - dollars on a - dollar loan and still have - payments which will make it - dollars the Annual Precentage Rate is 596.6755 % the finance charge is - this was not made aware to me at the time of loan submission. The Name of this company is Big Picture Loans which i have come to learn has done this to alot of other people based on my research.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 3, 2016 - On -. I took out a payday loan of $1000.00 thru Castle Payday. They approved my loan i have paid them a total of $2800.00, that is 286.90 % interest. I have been receving calls from a coolection company stating that i will be served with court papers. i feel i dont owe them anything they got $1800.00 in intrest.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - The creditor took on my loan when i never should have been approved my credit score was barely -. The creditor put my interest rate of 120 %!!... |
Citibank Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - I responded to an offer by Citibank to pay off my existing credit cards with a 0 % offer for 18 months. I responded and requested them to pay off - credit cards with - for a total of $3800.00. I submitted both requests in the mail. I was later informed that the offer expired sometime before they received my request or by the time they submitted it to -. But they made the payments on my behalf however the interest rate would be 21.26 % instead of 0 %. I called and asked if the offer had expired then why transfer funds without giving me the option of accepting the 21.26 % or rejecting... |
Acceptance Solutions Group, INC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - I feel am being over charged. I had made payment arrangements to the lender. I refinance your loan at higher interest rates than the original request. In efforts to payoff the loan. I keep receiving emails that I am behind. but every two weeks a payment has been drafted from my account. After I make payment I get a collection letter stating no payment was made. Calling this agency the representives are rude, they hang up or curse at you.... |
Risecredit, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - I received a loan of $3500.00 from Rise Credit 3 months ago during which time the company never advertised the loan as a payday loan. I had an installment agreement and the payments were scheduled to be automatically deducted from my bank account at the end of each month. I began to review my balance on my account after payments and noticed my balance actually increased by the end of each week. I recently contacted a representative at Rise Credit and was informed the " loan '' accrues interest on a daily basis and that a majority of my monthly payments was actually being used to pay accrued ... |
ACE Cash Express Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 28, 2016 - I did not receive a payday loan from anyone! I keep getting emails from ACE stating they are going to contact my place of employment and sue me ... ..I never applied or received a pay day loan!!!!!... |
Flurish Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 26, 2016 - I got a loan with Lendup and due to financial hardship and the fact I was caught in the payday loan trap I am unable to pay on time. I got credit counseling through a non profit - - and Lendup refuses to work with them. If they are legitmate lender like they claim, why wouldnt they work with credit counseling like every other lender.... |
CNG Financial Corporation Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 26, 2016 - Retired military do not keep dental coverage so I had to resort to a ChecknGo Payday loan to finish my upper dental work and purchase my upper dental plate. The dental cost was $2500.00. When I went to pay off the $2500.00 I borrowed, ChecknGo charged me and additional $2500.00 in interest even though I had made more than $1400.00 in payments. When I asked why my payments were n't applied the clerk told me that I had to pay interest first and none of that was applied to the principal. I am a - - living paycheck to paycheck and only used ChecknGo as a last resort because I had no ... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 26, 2016 - I was given a loan of $650.00 and was told the finance charge was $220.00, i was not told that this was a charge i would be receiving every 2 weeks for over a year. I was not told that my finance rate was 800 % and when i was not given any time to look over my documents before making a decision.... |
World Acceptance Corporation Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 23, 2016 - I was charged fee 's and interest I did n't know about. I did n't have a good job at the time. After I got laid off i paid the account off but they have it reporting to the agency charged off instead of paid in full.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 19, 2016 - I was n't not informed by Big Picture Loans of the 614.736 annual rate. I borrowed $500.00 and was told I would have to pay $120.00 in interest. I did not know the $500.00 loan would cost me $1900.00 totaling $2400.00 for the entire loan. I have currently made - payments totaling -.... |
Speedy Cash Holdings Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 19, 2016 - I have sent a copy of my old bank statement showing that i have paid this debit. And a picture ID to the collection agency - - - - - - - - # - - - - # - that was incharge of this debit. And to equifax where this item is still on my credit report. The date when it was issued is incorrect. This debit was issued to me on -/-/2016 realizing i do n't want it. It was sent back through on -/-/2016. After sending proof about this account what more can i do the have it corrected. Even the date i suppose to have received this loan the date is incorrect ... |
Bank of America Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 16, 2016 - Bank of America made me a loan - 2016 with 0 % interest for 18 months. They explained that I would not be charged interest on my purchases. Each month for 4 months I spoke with agents who assured me I would could pay off my purchases and not be charged interest. On - - I spoke with - in the Arkansas office who informed me that I was misinformed for 4 months and that unless I pay off any credit charge on the SAME DAY of purchase I will accrue interest immediately.... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 14, 2016 - I took a loan for - with this company called Big PIC loans. I knew the interest was high however, I did not know that I would be paying this much. I already paid them - in - biweekly payments. When I reviewed my future payments I have payments scheduled payments through - 2017 for - on an - loan. I made a big mistake.... |
GVA Holdings, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 14, 2016 - I borrowed $700.00 on - from a company called North Cash and I knew that it would be an expensive loan if I did n't pay it off early. The representative even stated that if I were to pay the loan off early I would save significantly on finance charges. The finance charges that I am being charged are $190.00 every two weeks. I called in early - to get my pay off balance and was told at that point that the payoff amount would be over $800.00 ( ca n't remember the exact amount ). I was confused because at this point I had already paid over $900.00 towards the loan and I could n't un... |
Harpeth Financial Services, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 11, 2016 - I recently missed a lot of work over the past 4 months due to - and other Medical issues. At the time I missed I had no PTO ( Paid Time Off ) and could not get FMLA approved. So I felt as if the only thing to do is take out - payday loans with - different Institutions. Due to the fact that I am in a Chapter -, with only 7 Months to go things could go really bad for me. I could be evicted if my rent is not paid and at - become homeless for I have no family or friends that can help me. The first was Advanvced Financial for $1600.00. They charge % 279.50 APR. My payments ar... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 11, 2016 - Hello, this is a " tribal loan '' which I did not know and they are charging almost 850 % interest on a short term loan. Which was never explained to me. I received a call and was told " oh no problem, one time charge to start the loan '', the customer rep was vague and talked very fast. Until I started getting withdrawls from my account and called and was then explained the scam I got myself into. I was not informed of this interest rate and was unable to view the " truth in lending '' disclosure until after the loan had been processed and funds delivered. I believe this is wrong and illegal ... |