Review and analysis of over 1,261 consumer complaints
| Experian |
| Risecredit, LLC |
| Byrider Franchising, LLC |
| Discover |
| Pentagon FCU |
| GM Financial |
| TCF National Bank |
| Santander Consumer USA Holdings Inc |
| American Honda Finance Corporation |
| Exeter Finance Corp |
| TD Bank |
| State Farm Bank |
| Navy FCU |
| Wells Fargo & Company |
| Company | Complaints |
|---|---|
| Ally Financial Inc. | 80 |
| Santander Consumer USA | 70 |
| Wells Fargo | 68 |
| Capital One | 64 |
| JPMorgan Chase | 56 |
PNC Bank N.A. Consumer Loan shopping for a loan or lease April 21, 2017 - payment arrangements were made on time as agreed to between myself a nd PNC, and yet fo r - , - , - of - payments were made on time as the letter states fro m PNC to the CFPB. and - - lied in that letter a few times, first all it was my call to - - office to force - to do his job. He now claims I offered to pay $300.00 in - to bring the account up to date. I do n't know where he got that from. The reason for the original complaint was tha t PNC agreed to the payment plan and - assued me that there will be no more late pays reported... |
USAA Savings Consumer Loan shopping for a loan or lease March 8, 2017 - I was quoted an APR of 3.44 % for an auto loan on a vehicle that is between 2 an 7 years old on - - 2017.. The quote was given to me over the phone on a recorded line. When I called to complete the loan I was told that the APR had changed to 4.11 %. I was told on the - - call that the APR was good for 45 days. I was transferred to a supervisor - employee number -. - was asked to review the call from - - and meet the quote that was given. - stated that all calls are not recorded which is not true. Calls that give APR are required to be recorded. After being disconn... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease March 1, 2017 - This company made inquiries to my credit report. I did not authorized the dealership to contact this company for credit approval. in many cases the dealership was told in writing not to do so. These companies were sent letters disputing the inquiries and told me to contact dealer. I disputed with credit reporting company and they told me to contact the credit company who requested my credit report. Either way this company should not have pulled my credit report and have over - inquires on all - credit reports. I want their inquires removed. SSN : : - DOB : -/-/-... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease March 1, 2017 - This company made inquiries to my credit report. I did not authorized the dealership to contact this company for credit approval. in many cases the dealership was told in writing not to do so. These companies were sent letters disputing the inquiries and told me to contact dealer. I disputed with credit reporting company and they told me to contact the credit company who requested my credit report. Either way this company should not have pulled my credit report and have over - inquires on all - credit reports. I want their inquires removed.... |
Advanced Loan Systems, LLC. Consumer Loan shopping for a loan or lease February 8, 2017 - I called this co. on -/-/17 to see if they could help me find a debt consolidation loan for $ -+ or half or at min. $ - to clear out some double/triple digit high int. rate loans that are killing my income. I specifically told - that I did n't want to talk to nor deal with a debt relief type co. as they 're unable to assist & charge to ruin your credit. I can do that myself w/o paying some 1 to have bill collectors call me -. She said she understood & connected me with - @ - in CA. - flat out lied & did n't accurately document my debts. She told me her co. would abso... |
BB&T Financial Consumer Loan shopping for a loan or lease February 3, 2017 - I I received several phone calls which were hangs up on there end then I was able to speak to someone whom I told her that I had mailed my payment and he said that that was fine the next day I received a phone call from a woman from regional acceptance Who said if I did not cancel the check that I put in the mail and pay over the phone that she would submit my car for repossession she told me that collection calls would not stop after I asked her to please stop calling that I had already spoke to someone she said if she would stop - that my car would be repossessed and there would be nothin... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease January 21, 2017 - Hello I got this check in the mail for auto finance and I have been trying to cash it and the banks nor any store can read it. And I have been emailing a - - about this situation the guy who wrote the check for me and I 'm just confused as to why it 's not going through... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease January 21, 2017 - I went to the Well Fargo banks web site to get information on refinancing my current auto load ( Well Fargo web page attached 3.83 % if a banking customer ). When I went to the bank I told them specifically I wanted to # 1 lower my interest rate on my other car loan ( 4.99 % Note : not with WF ) and # 2 also wanted to put more money down to take out a smaller loan amount ( - more down ). I told them my - score was in the low - 's ( Note : I was within - points of what I told when they checked my score online ), I provided the last 2 years of - 's to prove income of over -. I ... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease January 20, 2017 - Hello, what happened was I ended up getting the car I got with loan threw J.D Byrider. As the car got stolen, n reported stolen whomever stole hit totaled the vehicle and left it. The state police around -, nj found it and brought it to a towing place in -, nj. Filed the stolen car report and it took 8 months for cnac to place claim. When it finally went threw it was only - - and sum deducted from loan pay out. That was full coverage I had, usually full coverage, theft, etc. J.D.Byrider did n't even go n take pics. To put claim in! They expect me to pay back the loan, I have n't th... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease January 12, 2017 - ALLY - RAN MY - CREDIT 9 TIMES IN 1 YEARS 8 TIMES WITHOUT WRITTEN APPROVAL IN VIOLATION OF FCRA.... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease January 12, 2017 - Describe what happened so we can understand the issue ... I applied for an auto loan on -/-/- with SunTrust 's lending arm, -. On -/-/- I called - after receiving a notice to contact. I provided all the information asked. I then received a notice to provide a copy of my work paystub and proof of liquid assets by the -/-/- deadline. I uploaded a copy of my most recent paystub and a screenshot of my liquid assets which showed all of my accounts and proof of name/address on -/-/-. I received notice on -/-/- that - would not accept the screen shot and they no... |
Experian Consumer Loan shopping for a loan or lease January 6, 2017 - Paid off my - loan and - still refuses to fix it on my credit, making it 120 days late when I have all the pay off, info proof that it was paid off same for transition both bereaus have been preventing me from getting a car, and causing - and ruining my life... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease December 23, 2016 - I have - hard hit inquiries on my - Credit report by Ally Financial that I do n't recall requesting credit from them.... |
Experian Consumer Loan shopping for a loan or lease December 21, 2016 - we purchased a new - - - -/-/2016 We got the 0 % interest loan form 60 months and were approved on site. However two weeks later they said Experian reported negative things about us. We still got the loan, but want to have Experian remove the negative comments which are incorrect. My score was -, and My wife 's -. On other credit reports we are listed at - and -. Esperian states : " proportion of loan balances to loan amounts is too high. '' This is incorrect! We only have - loan balances currently, a monthly house loan at $1800.00 a month and a 0 % interest loan... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease December 21, 2016 - I recently purchased a vehicle and was not aware of all the hard inquiries that affect my credit.... |
Navy FCU Consumer Loan shopping for a loan or lease December 17, 2016 - I came to the - location in - to apply for a loan. The loan was to pay for a certification class and moving expenses. After explaining the situation in its entirety to the representative, I was told that I needed to open an account to apply. After opening a checking account, he opened a savings account for me as well although I did n't need it. He then did the loan application and told me to check back in a few days. I decided to call the customer service number about an hour after getting home and was told that my application had been denied. I was also told that the decision was made r... |
Experian Consumer Loan shopping for a loan or lease December 13, 2016 - My wife and I were shopping for cars. At each dealer they ran a credit report before we could consider an offer. Now - of my credit inquaries are from dealer car shopping. I was told My credit is down graded because of all these inquaries. It is my understanding that all of these inquires should be counted as -.... |
Barclays PLC Consumer Loan shopping for a loan or lease December 13, 2016 - closed the credit card paid in full and after a $25.00 bill came in and I was never contacted or called on me. After checking my credit score I noticed a drop tremendously I called them and paid the bill in full. I 've tried multiple times to get them to remove it.... |
TransUnion Intermediate Holdings, Inc. Consumer Loan shopping for a loan or lease December 11, 2016 - My wife and I were shopping for cars. At each dealer they ran a credit report before we could consider an offer. Now - of my credit inquaries are from dealer car shopping. I was told My credit is down graded because of all these inquaries. It is my understanding that all of these inquires should be counted as -.... |
Experian Consumer Loan shopping for a loan or lease December 6, 2016 - Bank denied loan because of false information on Experian credit report. Credit report shows an outstanding balance on a medical bill that was paid off years ago. I have a letter stating we do not have any outstanding balance with them.... |
Synchrony Financial Consumer Loan shopping for a loan or lease December 4, 2016 - I previously filed a report for Identity Theft with FTC. I have placed alerts on the - credit reporting agencies. I am asking for immediate remove the of the credit inquiry, due to failure to follow procedure with Identity Theft and they have refused, and will not remove their inquiry. I simply would like to have their inquiry removed, they failed to follow procedure, therefore it is invalid. I did not make this request.... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease December 1, 2016 - This is regarding a Line of Credit with Wells Fargo Bank. My name was added to a - line without my permission. I have contacted Wells Fargo regarding this and they are not able to provide any type of verification that I ever signed documents or applied for this line of credit. My husband had applied for a LOC, however I did not want additional debt to me added to my ability to pay. This is causing my credit score to be impacted.... |
U.S. Bancorp Consumer Loan shopping for a loan or lease December 1, 2016 - 1 ) i applied for financing to USBank to help purchase a - used - for my son. I received a letter from USBank on - -, denying my application based upon the following information obtained from - - : credit score of -. They then listed the factors which they claim adversely affected my credit score. In fact, my " Excellent '' credit score and disclosed income has allowed me to obtain credit over the years and recently in many multiples of the approximate - i was attempting to finance. There must be other insidious factors at play. 2 ) An apology and an explanation for th... |
Credit Acceptance Corporation Consumer Loan shopping for a loan or lease November 28, 2016 - Dear Sir, as an - who legally leaves in - Ohio since -, I feel very frustrated today by the fact that a bank and a car dealer company, Credit Acceptance and - have made me sign an agreement to finance my car. Initially, the car was around 12,000 . Because my credit was bad by then ( I was not familiar at all with the credit score in -, having been here for only 2 years ), I made a deposit of - - Credit Acceptance financed the vehicle for me, a -. I have been regularly paying - $ every month for the past 2 years. When I checked with Credit acceptance how much I still ... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease November 20, 2016 - We were turned down for a loan by Ally Bank for an RV. Our credit score was over 800, we own our home, and never missed a payment. I suspect age discrimination. We are retired. Another lender approved our loan.... |
Bridgecrest Acceptance Corporation Consumer Loan shopping for a loan or lease November 7, 2016 - I believe that I have been a product of predatory lending - - - - and currently goes by the name of Bridgecrest. I purchased the vehicle from them in late - for -. I have been paying on the vehicle since then and as of today 's date I have already -. The company states that I still owe - dollars which is predatory. I was never told that I would be paying of - for a vehicle that was work less than - upon purchase. The sales person also stated that I would be able to pay the vehicle off early but when I called the lender they stated that I could n't. The sales perso... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease October 14, 2016 - I got several calls from Wells Fargo regarding a late payment - my payment was not late they received and they took the payment and applied it to my principal - I have the cancelled check - they then proceeded to say I was 31 days late and did I not know how to manage money - the women named - was rude and abrasive - the issue was resolved but I was called the next day and treated the same way- IT WAS THERE ERROR and they were still calling me - I would never want anyone to be treated this way.... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease October 13, 2016 - My husband and I went to - - -, in - -, South Carolina on -/-/-. At the time, we discussed the price with the representative who said that he had to discuss the cost with his finance representative and with his manager. We held on to all paperwork that had our personal information as we asked not to have our credit run, until we agreed on costs. He said he made some notes on the back about what we desired for a trade in cost and what we were paying for the vehicle and that he just needed to take a photo of that. He took the photo. Unbeknown to us, that photo also included o... |
TransUnion Intermediate Holdings, Inc. Consumer Loan shopping for a loan or lease October 13, 2016 - Auto loan shopping not counted as a single inquiry. Transunion has - inquires made upon the same day and did not count the inquires as a single inquiry.... |
Citibank Consumer Loan shopping for a loan or lease October 4, 2016 - I saw a lower interest rate with the Citi - - so I could transfer a high interest rate credit card to a lower interest rate loan. When I spoke to the rep at Citi and I was told the amount of the loan that they would give me of $500.00 I told them I had to think about it. The $500.00 was not enough to cover my credit card debt. The next think I know I have an approval with a credit card. It has taken me several months to submit this complaint, but I do want this taken off my credit bureau score. I have submitted a letter to Citi as well.... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease October 3, 2016 - I did not authorize anyone employed by your company to make an inquiry and view my credit report. You have violated the Fair Credit Reporting Act Section - ( c ). It constitutes your agreement to compensate me for this predetermined sum of $10000.00 per document. Your failure to comply with my requests within five ( 5 ) business days will be my evidence used in Federal Court of your willful noncompliance [ - -. - ] and I will be seeking statutory damages, punitive damages and the cost of the action and reasonable attorney fees. Sincerely, - -... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease October 2, 2016 - Wellsfargo convinced me to change my auto loan with their bank. I received numerous calls from a rep stating that they could give me a lower interest rate of 1.99-3 % and when I decided to switch my loan, the loan officer stated my loan would be 7 % and I had an - credit score. I said that 's not right and the loan officer stated my loan with my precious bank was 12 % and after looking at my paperwork ; I realized the bank lied to me so I can have all my accounts with Wellsfargo.... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease September 29, 2016 - I was declined for an auto loan by SunTrust and - - and the reasons they used were : " Serious Delinquency '', " Length of time since account not paid as agreed '' and " Time Since Delinquency is too Recent or Unknown ''. The letters told me to contract - for information about this. I monitor my credit and know there is not a delinquency ever and when I contacted - they could not see any issues either. I have tried to contact both banks to get information on what they are talking about and have not been able to reach anyone that will help me.... |
U.S. Bancorp Consumer Loan shopping for a loan or lease September 26, 2016 - Elan Fin Svs, Open an account in my name for $1700.00 and said I paid them $80.00 to open the account. I do not know anything about this account. I need some help with this problem, this is causing me trouble with my credit report. I think this was done on purpose the hurt peoples credit. How can someone open an account in your name without your permission?... |
BB&T Financial Consumer Loan shopping for a loan or lease September 24, 2016 - I purchased a car from regional acceptance corporation -/-/2014. I started off with - and have paid - on this loan, the payments are - a month. The loan is still at -, it 's crazy. In 31 months I have basically not been reducing my loan amount at all. I have tried to refinance for a lower monthly payment, they will not work with me on this. They have sent me off to other lenders and nobody else will work with me, not even my own bank because the value of the loan and - price of the car is -. I have over - in negative equity. No loan officer, nor car dealer will work with... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 my husband and I contacted - - - to purchase a 2016 Ram 3500 Pickup Truck. The Finance Manager - - took our credit application. ( See Attached E-Mail ) He was also told by my husband that we were both Victims of Identity Theft, and had 7 year Extended Fraud Alerts on our Credit Bureau Reports. He was also told no loan could be considered until we were both contacted by any lenders. On - -, 2016 - - confirmed with my husband that we were approved for Financing from lender - -. On - -, 2016 we took delivery of our new vehicle. On - -... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 I contacted - - - to purchase a 2016 - - Pickup Truck. The Finance Manager that took my credit application was - -. ( See Attached E-Mail with Information ) I told Finance Manager up front that I was a Victim of Identity Theft, had a 7 year Extended Fraud Alert on my Credit Bureau Reports, and no loan could be considered until I was personally contacted by any lenders. On - -, 2016 - - confirmed my Financing was approved from lender -. I took delivery of vehicle on - -, 2016. On - -, 2016 I received an Adverse Action Credit Not... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease September 1, 2016 - SUNTRUST BANK MADE A HARAD INQUIRE ON MY CREDIT REPORT THAT I DIDNT CONSENT TO... |
BB&T Financial Consumer Loan shopping for a loan or lease September 1, 2016 - BB & T MADE A HARD INQUIRE ON MY CREDIT REPORT DATED FOR -/-/2015 AND HAS FAILED TO SEND ME PROOF OR REMOVE IT FROM MY CREDIT REPORT IN A TIMELY MANNER... |
Synchrony Financial Consumer Loan shopping for a loan or lease August 31, 2016 - These people are sending me approval papers like this and I know it is a scam... |
USAA Savings Consumer Loan shopping for a loan or lease August 30, 2016 - I called usaa consumer credit for a personal loan, due to impending monies coming in to me in possibly 2 weeks and told the loan consultant the facts, so she submitted the application as I said wait simultaneously. I told her I was just checking things out and the hard application was denied. She then called the back office to see if it would be retrieved back and the answer from the back room, was no. I contacted the credit company-, they told me that the bank has to delete it that I could not dispute this credit entry.... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease August 26, 2016 - On - 2015 I received a package in the mail from Ally Financial letting me know that I was identified as an eligible customer for a discrimination settlement. I returned the package as indicated.- I never got my payment. I called back in -, and they said the payment was mailed to my old address, they updated my information. However I never got the check, I called again in -, and they said that they are reiissuing the check again, but never got it, I have emailed and called them and they never follow up, they forward me to voice mails and they never return my calls. I called today ag... |
Citibank Consumer Loan shopping for a loan or lease August 23, 2016 - I requested an increase in the credit limit for the Costco Citibank Visa account and was turned down due to " because of the total amount that you owe '' ( see adverse action notice attached ). My request was to purchase a large item from Costco that exceeded my limit that was established. I owe no creditor anything other than current 30 day charges as is evident on my credit file ( attached ). I am a multi-millionaire - and - for a large bank. I believe that this is age and source of income discrimination.... |
Bank of America Consumer Loan shopping for a loan or lease August 16, 2016 - Describe what happened so we can understand the issue ... I did not give verbal and/or written permission for Bank of America to pull my credit report on - -, 2016. Per Federal Credit Reporting Act this is an ILLEGAL act to make an " Hard '' inquiry which decreased my credit score on my credit report. When asked to show me proof of authorization this company could not provide it. This inquiry needs to be deleted from my credit report.... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease August 16, 2016 - Describe what happened so we can understand the issue ... I did not give verbal and/or written permission for WFDS to pull my credit report on - -, 2016. Per Federal Credit Reporting Act this is an ILLEGAL act to make an " Hard '' inquiry which decreased my credit score on my credit report. When asked to show me proof of authorization this company could not provide it. This inquiry needs to be deleted from my credit report.... |
Ally Financial Inc. Consumer Loan shopping for a loan or lease August 16, 2016 - Describe what happened so we can understand the issue ... I did not give verbal and/or written permission for ALLY FINANCIAL to pull my credit report on - -, 2016. Per Federal Credit Reporting Act this is an ILLEGAL act to make an " Hard '' inquiry which decreased my credit score on my credit report. When asked to show me proof of authorization this company could not provide it. This inquiry needs to be deleted from my credit report.... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease August 16, 2016 - I checked my Credit report and Wells Fargo dealer had - inquires on it. I asked for the application for permissional purpose and got letters back listing all kinds of dealerships.... |
USAA Savings Consumer Loan shopping for a loan or lease August 9, 2016 - I call my current auto loan company, USAA, and inquired about an auto loan since my current rate, 4.85 % was rather high. I spoke to representative and she indicated that I was pre approved for 1.4 % rate. My application number with USAA -. I applied with the understanding my rate would be 1.4 % without any other rate or condition as conveyed by the representative. She did not outline any conditions or requirements for this application. Her name was -. The representative then told me my rate would be 4.85 % not 1.4 %. She did not know why the rate changed. After she checked she indicated... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease August 3, 2016 - An inquiry for SunTrust Bank appeared on my - credit report, an inquiry I did not authorize. This occurred while there was an active fraud flag on my account. I began by filing a dispute with -, but the inquiry remained. I then wrote a letter to SunTrust and asked that they remove the inquiry, but it remained. I then filed a - complaint on SunTrust. In response, SunTrust sent a letter stating that the information submitted on the application matches my contact information. That is not responsive - if someone is using my identification to fraudulently obtain credit, they are, by ... |
Bank of America Consumer Loan shopping for a loan or lease August 3, 2016 - I bought a new Toyota Tacoma from - - in -. My bank approved me for a loan for 2.49 %. I went to the dealer to close the deal I was with the finance person. They said Bank of America matched the loan amount of 2.49 % and that I was already approved and could get my vehicle now instead of waiting for 2-3 for the bank loan to clear. Then I was hit with high pressure misleading warranties to add on. I said I was not interested the pressure and the assurance that total vehicle protection was offered and that it only raised my payment slightly, but I had to make a decision right then and t... |
USAA Savings Consumer Loan shopping for a loan or lease August 1, 2016 - Unresolved issues in which USAA OWES - - and myself a vechile has long gone with their lies and deception at its peak. The issues we have with USAA BANK/CREDIT CARD/DEBIT CARD/LOAN SERVICES/CHECKING/ALL AROUND CUSTOMER SERVICE/RENTERS INSURANCE/AUTO INSURANCE/UNFAIR CREDIT REPORTING and all the things that follow from BAD FAITH INSURANCE to LYING all the way down to in my mind fraud. Before these issues, my life, my credit, my career and my identity where not only going very well, but we can prove, we never missed a bill EVER. We can also show faxes, witnesses, police reports, emails, ph... |
Bank of America Consumer Loan shopping for a loan or lease July 29, 2016 - I applied for a Home Equity Line of Credit with Bank of America ... I have been with them for 19 years and am a platinum preferred customer. At application, I explained that I wanted the line of credit to fix my decks on my house. At that point I had not started the project and they did not inform me that in order to receive a loan, the project could not start - in fact, the duration of the process took so long that that I was at risk of losing the contractor and price we negotiated. I provided all the documents and everything was fine, but the automated appraisal came through a little lower... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease July 29, 2016 - hi I bought a car from jd byryder in - and it was a hot mess. it broke every other week. so I told them to come get it. I paid - for a - mazada truck which was a rip off. I reported them to the attorney general because I was suppose to be in this program with them to fix my credit from day one they never reported that I paid on time. and now when they came and got it 3 months later because it kept breaking down they are still repoting that I owe them - on my credit after they sold it for almost the same price they sold it to me for. I do not owe them nothing.... |
Pentagon FCU Consumer Loan shopping for a loan or lease July 25, 2016 - I have been a Penfed Credit Union member over 8 years. I applied for $ - signature loan, was denied, and the reason was too high loan balance? No explanation was given. The only account I have with Penfed C.U. is a $ - -, with a balance the was was $ -, but has been paid down to $6700.00. My wife is a retired - with a - month pension and I am semi-retired with $1300.00 monthly Social Security and I work part-time as a - with $3500.00 monthly additional income. Our mortgage payment is - monthly, plus some smaller monthly payments.The Penfed phone employee did not l... |
Credit Acceptance Corporation Consumer Loan shopping for a loan or lease July 20, 2016 - In - - I was looking for a cheap vehicle to purchase when I received my yearly income tax refund. I came across a small used car dealership near my home here in -, - called - - - - of - - - - -. -, - -. ( - ) -, ( - ) -. The Business was owned and operated by Both - - and - - who also owns - - at - - - -. -, - -. I had found a Small AWD - Suzuki Aerio Sx vehicle that was on there lot.. A verbal agreement of - was what the dealership wanted for this little car. However due to my income tax o... |
Wells Fargo & Company Consumer Loan shopping for a loan or lease July 20, 2016 - I contacted my bank, Wells Fargo, to ask about the current auto rates. They were only able to give a range of rates ( 3.49-18.49 % ) unless I filed an application. I declined to do so because I was n't committed to purchasing the car and did n't want a hard pull on my credit for no reason. About 3 week later ( on - -, 2016 ) I received written correspondence that my loan application was decline because " the credit application was incomplete ''. In fact, there never was an application. They also pulled my credit in violation of the law.... |
FC HoldCo LLC Consumer Loan shopping for a loan or lease July 12, 2016 - Went in - 2016 applied for vehicle loan, left with vehicle dealership needed more information a week later gave in mean time received a denial letter from finance company and as of yet still have n't received any information from finance company to pay my loan was told from dealership on - - 2016 everything was finally worked out... |
American Credit Acceptance, LLC Consumer Loan shopping for a loan or lease July 5, 2016 - I checked my credit report and I see that this company name American Credit Acceptance is reporting to all - credit bureaus stating that I owe them a debt, that I do not owe. I never did business with this company that is reporting to the credit bureau 's. They are saying I purchased a car from theme and I did not.... |
Lobel Financial Corporation Consumer Loan shopping for a loan or lease July 4, 2016 - Hello i bought a used car from a used car dealer in - T- on saturday -/-/- The car is a -. I test drove it before and it did ok just a few things wrong with it. The steering wheel shacked after - and the car was a little slow of moving about regardless of the revolutions that the engine was on which i tought was. ecause of turbo lag ... and the service airbad prompt and oilchange notification on the dash was on. After 10 maybe 15 minutes of test driving it.i took it back to the lot and told the guy i really liked the car i was just concerned about the shacking and the air... |
SunTrust Banks, Inc. Consumer Loan shopping for a loan or lease June 24, 2016 - -, a division of Suntrust Bank, offered low interest rate for used private auto loan. I applied online, specifically choosing auto loan. They contacted me with a few follow-up questions, and soon after denied my loan, referring me to some other company. When I inquired why I was never asked what vehicle I was buying, they told me it was an unsecured loan application. I 'm not disappointed that I was denied. I 'm angry because they misled me and dinged my credit report. I was not looking for an unsecured loan.... |