False statements or representation Review

Review and analysis of over 7,467 consumer complaints

Best False Statements Or Representation Companies

Oxford Law, LLC
The CMI Group, Inc.
Source Receivables Management LLC
Professional Finance Company, Inc.
Amsher Collection Services, Inc.
Experian
Advance America, Cash Advance Centers, Inc.

Worst False Statements Or Representation Companies

Fidelity Capital Holdings, Inc.
Credit Acceptance Corporation
Aspen National Financial, Inc.
Asta Funding, Inc
Navy FCU
Santander Consumer USA
Global Client Solutions

Most False Statements Or Representation Complaints

CompanyComplaints
Encore Capital Group 476
Portfolio Recovery Associates, Inc. 171
Citibank 133
Enhanced Recovery Company, LLC 127
Expert Global Solutions, Inc. 127

History False Statements Or Representation Complaints

New False Statements Or Representation Consumer Complaints


SYNCHRONY FINANCIAL Debt collection false statements or representation impersonated attorney, law enforcement, or government official

January 3, 2020 - Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) Section 803 ( 6 ) which states that " the term 'debt collector ' means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another. Notwithstanding the exclusion provided by clause ( F ) of the last sentence of this paragraph, the term includes any creditor who, in the process of collecting his own debts, uses an...

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The CMI Group, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

December 17, 2019 - *****THIS IS NOT A DUPLICATE**** This consumer doesnt know you. Who are you and by which authority did you contact me? I require you to swear under penalty of perjury under the laws of the United States of America this debt is true within 5 days of this notice. Take note, pursuant to Regulation Z 12 C.F.R. 15 U.S.C. 1635 Right of Rescission, I rescind my entire consumer transaction. In addition, criminal fraud, identity theft, and conversion of property have no statute of limitations and I will defend against and seek remedy for deprivation of any rights, privileges, or immunities secured by...

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 30, 2019 - This company ( ARS ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. - -, -, - -. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation...

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Convergent Resources, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 30, 2019 - This company ( Convergent Outsourcing ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this d...

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Valentine and Kebartas, Inc. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 15, 2019 - My name is - -. I received a phone call this evening at - from what showed up on the callerID as " - , PA ( - ) -. '' This came up as - - ( e.g. - or - - ) type. The person on the other end, when asked, stated that her name is -****. Due to a persistent hearing issue I have, I could not clearly catch her name, even after asking twice for it. I then was told that the company calling me is Valentine Kebartas Inc., located at - - -, - . -, -, MA -, and that the phone number of the company is ( - ) - ( ext. -??? ) and this was in an...

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Oracle Financial Group LLC. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

October 14, 2019 - - : I receive a call from -. Caller leaves voicemail, identifies self as " - - '' calling about an " important business matter '' and states " we want assure that you are given a final opportunity to secure a statement here in your defense so that no decisions are made without your knowledge. '' She leaves call back number - ext - and ends call with " you've been notified and good luck ''. - : my brother receive a call from the same woman at the same #, asking for me. She gives him my date of birth and tells him she is calling about an important legal matter and needs to...

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Credit Protection Association, L.P. Debt collection false statements or representation attempted to collect wrong amount

August 20, 2019 - This debt has been placed on my credit. No knowledge of this debt the residence this only debt I never live there try to dispute the death of - - - - will experience I’m able to they want to collect $- and which I don’t know why and I don’t know when it’s wet come from trying to dispute it and try to get information about it with no of course....

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Ability Recovery Services, LLC Debt collection false statements or representation attempted to collect wrong amount

June 21, 2019 - This company Ability recovery service continues to report false information on my credit report about me! I have no knowledge of the account or the amount they say I have to pay! Youre violating ( FCRA ) by reporting false information about me on my credit report and continue to do so on a weekly bases. I have no account thats open with them nor do I know where the account came from! I will file a civil lawsuit next!...

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Capital Accounts, LLC Debt collection false statements or representation attempted to collect wrong amount

December 4, 2018 - CAPITAL ACCOUNTS violated federal law by not notifying me within ( 5 ) days before they REQUESTED this account to be INSERTED on my credit file pursuant to 15 U.S. Code 1681i ( B ) ( i ) ( ii ) and ( iii ) Requirements relating to reinsertion of previously deleted material. Although this is not a refusal to pay ; however, your noncompliance within the ( 30 ) day time frame is a violation of both the federal and state law according to the disclosure requirements of the Fair Debt Collection Practices Act and the Uniform Commercial Code ; yet, CAPITAL ACCOUNTS fail to meet the legal requirements ...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

October 7, 2018 - AARGON is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA....

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ERC Debt collection false statements or representation attempted to collect wrong amount

October 7, 2018 - - - - is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA...

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Specialized Loan Servicing LLC Debt collection false statements or representation attempted to collect wrong amount

August 11, 2018 - - - - -, - - - -, - - -, -, - - -, - - - - -, including but not limited to Specialized Loan Servicing, LCC ( SLS ) and all unauthorized mortgage assignments affiliates are reluctant to address my concerns explaining in detail the fraudulent mortgage assignments of why and how these assignments took place without an official POA for each assignment. These assignments some recorded and some were not recorded without my knowledge without the originators written authorization to do so, since the original originator business dissolved year...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 25, 2018 - My insurance policy ended. I cancelled with the agent and did not renew it. The agent took it upon himself to extend the policy without my consent, now he want monies and is attempting to use a collection agency to collect funds for services that were not authorized or the renewal approved. The collection agency was given specific instructions to verify the debt by producing documents bearing my signature and approval along with other items and has refused to deliver. This in nothing more than " harassment '' and should be dealt with appropriately by your agency....

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 24, 2018 - I mailed letters to every collection agency on my credit report. I had insurance and am being charged for medical expenses. I tried to call and fix the issue, I mailed letters. When I go to dispute every one on - it doesnt allow me to go through because it says I answered the security questions wrong. They are questions like who did I open a car loan with in -/-/- and what bank account did I open in -/-/- and I dont know if someone is using my name, but I answered all of the questions right and it said my answers dont match their records. This is crazy. I am - years old and -...

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

May 22, 2018 - I received letter from - -, - ( - - -, - - - -, -, WA - ) that they attempt to collect a debt on behalf of -. I do not do business with -, and I don't think - is in the business of lending money anyway....

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Fidelity National Information Services, Inc. (FNIS) Debt collection false statements or representation attempted to collect wrong amount

March 7, 2018 - E-CUSE THE CATAGORY CHOICE BUT THERES NO OPTION FOR ''CREDIT REPORTING FELONY FRAUD '' AND DEFAMATION OF CHARACTER '' I DONT UNDERSTAND HOW THESE CRIMINALS KEEP GETTING AWAY WITH THIER FRIVOLOUS REPORTS WITHOUT HAVING ANY PROOF OF ANY DEBT,,,,, ,AND NO PROOF OF ANY WRONG DOING,,,,,,,,, NO SWORN AFFIDAVIT THAT HAS BEEN NOTARIZED,,, ,BUT YET - REMAINS IN BUSINESS OF E-TORTION, WHAT A - PLACE THIS IS,,, CHE-SYSTEMS IS A RICO-E-TORTION RAQUET, THIER PARTNERS IN CRIME HAVE ABSOLUTELY NO EVIDENCE OF A DEBT OWED OR AN INJURED PARTY, I HAVE NEVER RECEIVED A REPORT ON ANYTHING THEYRE REPORTING ...

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TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection false statements or representation impersonated attorney, law enforcement, or government official

February 23, 2018 - Trans Union need removed - - - docket # : number - I never when through a chapter - bankruptcy dismissed I want this removed off my credit report because it hurt my credit report history. And they post this twice on my credit -history on Trans Union this need to be removed I did file bankruptcy did not go through a bankruptcy chapter-- this need to be removed off Trans Union ....

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

December 27, 2017 - When I checked my Credit reports I noticed " - - '' collection agency was trying to collect money from me. I asked them to validate any contract I had with - - and all they do is send me something from another entity, I have, had no contracts with - - ever, past or present, why would I give them anything? The contract I may or may not of had with the entity they are showing me has nothing to do with my obligation to another INC. LLC or other corporation such as " - - '' in this fraudulent attempt to collect a debt, without validation from their specific company, Conve...

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Aargon Agency, Inc. Debt collection false statements or representation attempted to collect wrong amount

July 18, 2017 - This Company, which I have no contract with nor have I received service from, reported a collection account against my SSN in the amount of - with - , - , and - credit reporting agencies. I requested verification and they false recorded me in terms of agreeing with this debt and or me making payments for their satisfactory to keep attaching this debt to me. I requested to obtain written agreement verifying I personally agreed upon this debt and account however Aargon Collection Agency failed to provide adequate to No information at all regarding proof of being my consensual a...

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I.C. System, Inc. Debt collection false statements or representation told you not to respond to a lawsuit they filed against you

July 13, 2017 - Company has instilled fear within the consumer. Today the company responded to a earlier complaint stating that the matter was in past or present litigation. This caused emotional distress. I would like for I.C. Syste m to provide proof that this matter is in litigation or has been in litigation pertaining to this matter with - - . Please upload any and all past or active litigation documents that were the result of a case #. - Thank You...

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CREDIT ACCEPTANCE CORPORATION Debt collection false statements or representation attempted to collect wrong amount

April 17, 2017 - I previously had a vehicle with this company. The vehicle was paid for by insurance however this company after a few months reported that I stilI owe $140.00. I recently sent them a letter asking for proof of balance. They sent me an unclear printout of transaction corrections that they made on their end with no detailed information. I am requesting proof the of the insurance check and warranty cancellation information. If this information can not be furnished. I am asking this account be deleted from my report....

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ProCollect, Inc Debt collection false statements or representation attempted to collect wrong amount

April 13, 2017 - In 2014, my husband and I lived in an apartment complex for a few months personal issues happened where we had to leave. Almost 3 years later we decided to get a credit report for personal reasons and noticed an extremely large debt with a debt collector. Within the years they did not notify us what so ever. Last month we reached out to them and they provided us " verbally '' a list of things we supposedly owed when I asked if they could work with us they said no. We were not going to pay such an amount with no proof of this debt, no notification of debt, and the fact that it has been years an...

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Lustig, Glaser & Wilson, P.C. Debt collection false statements or representation indicated shouldn't respond to lawsuit

April 10, 2017 - I received a notice to appear in court and I filled out a paperwork showing that I could not afford to repay. They then told me because I owed more than my income that they were not going to force me to repay but I said that I would agree to pay something - monthly as long as they did n't report to credit reporting agencies. They told me that they do not report to any reporting agencies so I voluntarily agreed to pay such amount. One year later I notice that the collection agency as reporting payments as a collection so I called them on phone and they denied reporting and that they did not ...

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Support Collectors, Inc. Debt collection false statements or representation attempted to collect wrong amount

April 8, 2017 - - never sent a bill/invoice. On -/-/- they sent a statement saying they have sent 3 invoices and I have until -/-/- to respond. I called them, they did n't answer, I left a voicemail. -/-/- Summit collection agency called my home letting me know I owe the $83.00. plus the collection fee of $50.00....

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Southern Management Systems Inc. Debt collection false statements or representation attempted to collect wrong amount

April 6, 2017 - The - is selling fake consumer debt portfolios to collection agencies. The - is collecting these monies to unjustly enrich its stakeholders and/or increase its stock value. The - 's is an apartment complex for students at the University of -. I never had a valid contract with the - because I 1 ) failed to obtain a guarantor or 2 ) failed to paid - ( - ) times the month rent as a deposit. 1 or 2 were an essential condition of the application to rent ; the - now claims was also a rental agreement. I did not meet the conditions of the application to rent, Therefore a c...

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Wells Fargo & Company Debt collection false statements or representation attempted to collect wrong amount

April 6, 2017 - This company is reaging on old debt and making false and illegal statements on my credit report. 1. Inserted false age as last day of usage on credit report 2. Reporting late payments on current credit report for an account last used any activity in - 3. Has reported late payments for entire year of - on an account that last payment was in - 4. Reported false payments made on account 5. This company never provided legal proof off usage off the account for the the years of - or - ( but is reporting usage ) 6. They state that they will report until - -, and account was due...

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AAS Debt Recovery Inc. Debt collection false statements or representation attempted to collect wrong amount

April 5, 2017 - I sent a letter stating that I wanted to validate the debt they then turned around and stated it was a payment agreement in no way was it an agreement and payment plan like they stated. I asked for information to let me know what the debt is to give me time o validate. At this point they are making false statements. I do. It have a contract with any third party billing as well. Not one. Taking my documents to ask for validation is not a legal or even ethical statement or payment plan. At this point I will be contacting a lawyer. They are intentionally misrepresenting and making false statement...

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Advanced Collection Bureau, Inc. Debt collection false statements or representation attempted to collect wrong amount

April 4, 2017 - - retype my lease and changed dates and took my previous signature page from the past lease that ended on -/-/2011. And made copy of my signature page and add it to a new lease. My lease ended and I never did a lease renewal or gave consent to reinstate my lease the lease enter into a month- to- month. And rent was paid in full each month - was given a 30 days notice as state in the lease. - is trying to collect a debit that is not accurate....

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Oracle Financial Group LLC. Debt collection false statements or representation indicated committed crime not paying

April 4, 2017 - A - form Oracle Financial group call me and my - sons and threatened me with a law suit if I did n't pay a debt that was discharged in my bankruptcy. She demanded that I give her my credit card to pay the debt or the police would be at my door. I hung my phone up....

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NRA Group, LLC Debt collection false statements or representation attempted to collect wrong amount

April 3, 2017 - I have received a letter from National Recovery Agency for a debt I do not owe....

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Convergent Resources, Inc. Debt collection false statements or representation attempted to collect wrong amount

April 1, 2017 - I received a letter in the mail, seeming official, from a company identified as Convergent Outsourcing Inc . They stated in their letter, that - had sent me to them, for collections, as I still owed $890.00 on my account. I do n't know how they got that information, but I was already in contact with - to pay that debt - monthly as much as I was able. I called - Customer Service and they responded that they had not sent me to any collection agency. Convergent Outsourcing Inc. fraudulently attempted to take payment for a debt they did not own - if they are indeed a collection agency...

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Capital Accounts, LLC Debt collection false statements or representation attempted to collect wrong amount

April 1, 2017 - This account has already been settled with my doctor 's office. It was paid in full on -/-/2017 directly to my doctor 's office. As of -/-/2017, I was still listed with the collections agency, Capital Accounts, as owing a balance. When I called the office administrator at my doctor 's office to address the matter, she said she called Capital Accounts and told them I had settled my account but there was nothing else she could do to get it removed from my credit report. At this point, I 'm not sure what I 'm supposed to do, and now my credit score has dropped significantly because of this si...

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Medical Data Systems, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 30, 2017 - On -/-/2017 i called - to check on the status of an insurance payment and was directed to call the collection agency for that information. I explained this is for a recent claim submission. The - rep said I needed to speak with the collection agency and they have access to all of the same information - does. I then contacted Medical Data Systems regarding a debt that was placed with them. They do not own this debt. I explained i was calling to verify the claim status of a retroactive insurance payment for this account. The representative informed me that the balance was now $2800.0...

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American Credit Resolution, Incorporated Debt collection false statements or representation impersonated an attorney or official

March 29, 2017 - American Credit Resolution inc. - - SR Account Manager - Paid $200.00 to this company because they were threating me. My wife thought she was paying a loan I requested but it was all a scam. How do I recover $200.00...

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GLA Collection Company, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 29, 2017 - Submitted settlement offer letters paying GLA Collections the full balance of my collection accounts totaling up to $380.00 on -. Received a call today stating that they would not accept the payments due to not being the full amount, although those were the total balances reporting to my credit report. Followed up with a supervisor who then told me the actual amount has increased to - dollars in full. He also told me submitting a total of $620.00 would settle the accounts although he just stated they do not take settlements. My credit report that was pulled on -/2016 is reporting ...

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Stellar Recovery Inc. Debt collection false statements or representation attempted to collect wrong amount

March 29, 2017 - - had billed me incorrectly, and during the time we were trying to reconcile the account was sent to Stellar Recovery, Inc. I worked through the errors with - and paid the outstanding balanced owed directly to -, but Stellar tried to collect a debt that I did n't owe them and is now refusing to remove the credit attempt from my credit records....

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RMA Credit Association Debt collection false statements or representation attempted to collect wrong amount

March 28, 2017 - I was told by their secretary at the time that my insurance was included in their group and my - would be $40.00 which I payed at the clinic...

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Tate and Kirlin Assoc Debt collection false statements or representation attempted to collect wrong amount

March 28, 2017 - I recently received a debt collection notice from an unknown source. I do n't know or recall ever dealing with this creditor ( - ) stated on the collection notice. Have never purchased services, bought products or merchandise from such creditor or used any financial means from such creditor. No info regarding when, where, and how if I ever made contact with such creditor. In a nutshell I do n't know who this creditor is and the amount they are trying to collect. They provide no real evidence info on this matter....

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Capital Accounts, LLC Debt collection false statements or representation attempted to collect wrong amount

March 21, 2017 - I am reporting Capital Accounts Account No. - for violations of the Fair Debt Collection Practices Act. I am enclosing the letter sent to me by Capital Accounts which shows a misleading collection amount and unfairly adding interest on a debt that the original debtor - did not require. I have also received phone calls in which the representative verbally insulted and belittled me when I questioned the validity of this collection. I have blocked many of the phone numbers Capital Accounts uses to call due to the condescending attitude they have with me when I talk to them. I am enclosing a...

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Blakely-Witt and Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 21, 2017 - This company is saying we owe more then what they are reporting to the credit bureau. I called today to just go ahead and pay the full amount so we can move on and the guy I spoke today was very rude, He said that they got the complaint and I knew exactly who I spoke to. He was very rude with his tone. His name was -....

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SECURITY CREDIT SYSTEMS INC Debt collection false statements or representation attempted to collect wrong amount

March 20, 2017 - I was attending - - University -/-/- - -/-/-, during that time I both received financial aid, as well as paid a portion out of pocket. Once I finished the term, I did not wish to return taking classes there. It was to my knowledge that I left in good standing, however, I later on received a notice in the mail saying I had an account that had been sent to collections from -. When I called it was still very unclear why I had a balance because I was awarded the federal pell grant through financial aid for all terms that I attended. I never received documentation that I had a ba...

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ERC Debt collection false statements or representation attempted to collect wrong amount

March 14, 2017 - My credit report shows one amount and the collections say I owe another....

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Trademark Management Solutions, LLC. Debt collection false statements or representation indicated committed crime not paying

March 14, 2017 - I got a loan in - for $500.00. After receiving this loan I made 2 payments of $140.00. I have not been able to make the last few payments yet. I then got a call from Trademark Solutions saying that I am being charged with check fraud and breach of contract and that they were taking me to court. I was also told they would garnish my paycheck, which I later found out is illegal to threaten me with. They said the only option to settle out of court was pay a total of --something dollars, or make $400.00 per month payments totaling to about $1300.00. I only owe them $ - $300.00 d...

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Account Services Collections, Inc Debt collection false statements or representation attempted to collect wrong amount

March 14, 2017 - Last year Account Services started reporting some old accounts that I had never been communicated before that I owed. After agreeing that they would delete the trade line from the credit reporting bureaus and that I would pay such amounts ( which I did ), I received some written acknowledgments from this companies that the trade lines would be deleted. It 's been several months, and the accounts are still being reported. I was able to contact - and get the trade line deleted ( after spending hours with them on the phone and sending back and forward letters ). With - and - I have n't b...

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Credit Bureau Services Inc. Debt collection false statements or representation attempted to collect wrong amount

March 13, 2017 - First they put in my credit report that I owed them $2500.00, then they decided to bring it down in my credit report and sue me for $2000.00. They sent me a paper dated -/-/2016 their math was off. - unpaid rent plus late fees ( This is for two months rent that no one lived there and the lease was satisfied, ) $770.00 for cost to repair damage. $560.00 was for a furnace on -/-/2016. No one lived in the property form -2016 They only credited us for $470.00 deposit, when it was $650.00. That would leave the remanding balance of $1800.00. This was pointed out to...

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Medical Business Bureau Debt collection false statements or representation attempted to collect wrong amount

March 11, 2017 - - - hospital mailed a - statement in -/-/- or -/-/- regarding an - visit on -/-/-. The statement did not itemize what the charges were for and since I had already paid several invoices from swedish covenant that were sent right after the - visit, I requested a detailed invoice from -. This was never provided, however the statements continued and so I felt pressure to just submit payment via my health savings debit card. This transaction paid the statement balance in full and the transaction was dated on -/-/- in the amount of $150.00. On -/-/-, my...

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CCS Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 10, 2017 - This company sent me a letter in -/-/2017, informing me that they closed my account, and that they have instructed the credit Bureaus to remove it from my credit report. It was removed, and now the company have added it back to my credit report....

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Southern Oregon Credit Service, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 8, 2017 - I recently got divorced from - - - - after 19 years of marriage.. I have documentation stating he was supposed to take all his debt and I was to take mine which was minimal and mostly doctors bills. Please look over all accounts and verify I am not paying any of his debt. As I walked away with the clothes on my back and nothing else....

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HCFS Health Care Financial Services, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 7, 2017 - Due to the fact that my choice above on why this is a false statement case if not above for me to choose. I have to explain my case here below. and I am just picking one so I can file this case.I file a case with the CFPB in -/-/2016 case number ( - ) on Account Resolution Services. They replied back that they are registered and bonded by the State of Texas to collect debt. That is a false statement that they reported on my credit report. I have the proof that they are not in legal standing with the State of Texas they should be removed from my credit report. On the grounds of Services be...

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FirstSource Advantage, LLC Debt collection false statements or representation attempted to collect wrong amount

March 6, 2017 - I 'm filing this complaint against -. Back in -/-/- I reviewed my credit report because I was in the market to purchase a home for my family. When I was looking at my credit report, I noticed that there was a collection to a - for $18000.00. It said it was for a -. I have only gone to - college/university ever and that was to -. I have been paying that loan for well over a year now trough -/Dept of Education. When I saw this debt I disputed it with the - credit bureaus. There is no way I could be paying -/dept of education and still have to pay -. I did this...

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Carter-Young, Inc. Debt collection false statements or representation attempted to collect wrong amount

March 6, 2017 - My apartment complex sent an incorrect amount into collections. I spoke to agency which until was corrected I did not pay because of misinformation from old leasing complex which I was never contacted about. Agency claimed that it will not impact credit if paid which I did in full and have proof....

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Credit Bureau of Napa Debt collection false statements or representation attempted to collect wrong amount

March 4, 2017 - - - - for - - - - - -, CA - -/-/- Re : Your Client : - Your Client Acct. No. : - Chase Acct. No. : - Disputed Amount : $37.00 VIA FACSIMILE -, CERTIFIED MAIl CERTIFIED MAIL CERTIFIED MAIl - and US Mail and US Mail Chase Receivables - - - CA - Dear Debt Collector, I am writing in response to your dated -/-/- ( copy enclosed ) because I do not believe that I owe what you say I owe and that it is my responsibility to pay. This is the first I 've heard from you, therefore, in accordance with Section 809, The Fair Debt Collectio...

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AmeriCollect Debt collection false statements or representation attempted to collect wrong amount

March 3, 2017 - my son had emergency room service on -/-/16. - agencies billied us, the hospital itself, and -. the hospital submitted a claim to - which was paid. - did not submit their billing to -. i have to buy a new car and saw that i had something on my credit report from Americollect. I called them and they let me know about the second creditor. i contacted - after this and they said that americollect would have to submit the bill to the insurance company. Americollect was not willing to do this and said i needed to set up a payment plan. This should have been done by the origin...

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Advanced Collection Bureau, Inc. Debt collection false statements or representation attempted to collect wrong amount

February 28, 2017 - Not really giving me the option that I need. I had rented from - in - -. I had a lot of issue with Maintenance issue and safety hazard. My husband and I took them to court so we can be released from our lease since we no longer felt safe. with all the proof we took to court the judge granted us to break the lease and move out from the property. Two months later we received a bill from - that we owe $5500.00. for breaking the lease, for cleaning the property after we has a walk through with a manager and she said the place was nice and clean. for painting, replacing lights, fixing...

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Trademark Management Solutions, LLC. Debt collection false statements or representation indicated committed crime not paying

February 28, 2017 - Trademark Management ( - ) contacted my mother and father and stated that they had an open investigation on myself and needed information regarding some legal matters. The messages sounded as if they were written by a law enforcement agency. My parents forwarded the information to me and I called to see what the issue was in reference to. The company told me that I had broken several laws by writing bad checks ( which I never did, the creditor only accepted - ) and that I was being charged with attempting to defraud a financial institution, which they told me was a serious crime. These a...

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Advance Bureau of Collections Debt collection false statements or representation attempted to collect wrong amount

February 28, 2017 - The - accounts are ten years old but the collection agency is re aging my accounts as if they have just been reported....

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Fairway Capital Recovery, LLC Debt collection false statements or representation attempted to collect wrong amount

February 22, 2017 - I made a $420.00 payment against a debt of $1100.00, which should have left a balance of $750.00. They sent a notice showing a balance due of $890.00 with no notice that they were charging a fee, interest, or any other modification of my debt....

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Blakely-Witt and Associates, Inc. Debt collection false statements or representation attempted to collect wrong amount

February 18, 2017 - I have disputed the account several time with - being that the original amount owed of $880.00 reflecting on my credit file does not match the original amount of $850.00 documented on the paperwork provided to me by the collection agency. For the record this discrepancy is yet to be fixed despite several disputes. Attached you will find a copy of the aforementioned document. I have been mocked by - of the agents of the collection agency during a phone conversation, who stated that he has a good credit and I do not. Granted that is the only collection account on my credit file On -...

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COLLECTION SERVICES OF ATHENS, INC. Debt collection false statements or representation attempted to collect wrong amount

February 15, 2017 - First, I never received a bill from -. I received and paid both - Hospital bills but this other organization never contacted me. In fact, I was not aware of any charges until they appeared on my credit report. After SEVERAL attempts over nearly - years to correct the amount charged by sending an -, still no change has been made. My - shows the amount to be paid should be $260.00 but the amount from collections is over $900.00. The smaller claim has been corrected from $400.00 to $86.00 but I am not willing to pay this company until all charges are correct....

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ERC Debt collection false statements or representation attempted to collect wrong amount

February 14, 2017 - I was specific that I would pay the agreed amount if they would give me a letter once paid stating that the debt was paid as agreed. I required them to send me a letter prior to payment addressing this. I received the letter prior to payment - stating that once my payment cleared the account would be paid " Less then owed '' ( but is was the amount that we settled on ). I paid w my bank card the funds were taken out of my account over $600.00 I called everyday and was told I had to wait for the funds to clear -even though checking my bank the funds did clear. After 2 days the funds had clear...

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