Review and analysis of over 10,205 consumer complaints
| Company | Complaints |
|---|---|
| Encore Capital Group | 469 |
| Enhanced Recovery Company, LLC | 292 |
| Portfolio Recovery Associates, Inc. | 254 |
| Expert Global Solutions, Inc. | 239 |
| Citibank | 191 |
WAKEFIELD & ASSOCIATES, INC. Debt collection attempts to collect debt not owed debt was paid January 9, 2019 - I paid a hospital bill and then i noticed that i had the exact same amount in a collection on my credit report. i have tried to tell the company that i paid this already, i've tried disputing it with the credit bureaus but have been unsuccessful. Please help... |
Action Collection Service Debt collection attempts to collect debt not owed debt was paid June 9, 2018 - Timeline of events :-/-/- Pulled credit report, collection listed.-/-/- Letter sent to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed. -/-/-Sent 2nd letter to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed.... |
U.S. Collections West, Inc. Debt collection attempts to collect debt not owed debt was paid June 8, 2018 - For about 2 years ( -/-/--/-/- ), I had leased an apartment at - - - which I really regret had it done so. The lease was under two names : myself and my dad. At the beginning of the-/-/-, my dad and I renewed the last lease which was for 6 months, this lease was going to expire on -/-/-. Thats the only lease I agreed in that year. Here is where the issue starts, the apartment complex company through a U.S Collections West Inc. company sent me a letter that I owed $2900.00. I was really surprised because we paid off what was stipulated on the lease I signed, so p... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid April 12, 2017 - Enhanced Recovery Company a collection agency is attempting to collect on an alleged debt owed to - a cable company. I had contacted - disputing this alleged debt in which they did not put my account on vacation status which I had informed them to do. The - representative stated they would adjust my bill. I am still a - customer. I received no communication that - was referring my account to a collections agency. After reviewing my credit report is when I noticed that Enhanced Recovery Company was reporting this alleged debt.... |
Capital Accounts, LLC Debt collection cont'd attempts collect debt not owed debt was paid April 9, 2017 - Company told me that if I paid the account it would be deleted off my credit reports if paid in full. The account is still showing up on my - and - and has not been flagged for deletion... |
Medical Business Bureau Debt collection cont'd attempts collect debt not owed debt was paid April 7, 2017 - This company is continuing to report this debt negatively. The account was paid to the original creditor by my insurance company. There has been no verification to me regarding this debt. They have not provided any documentation to reflect what the services are that they allege were not covered by my insurance. The only information they have provided is a balance and the creditor, I do n't have an account number for this creditor. I do not have an account with this creditor and I do not owe this debt.... |
Choice Recovery, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 7, 2017 - I had a medical bill with a company named - - in - of -. The bill was not paid in a timely manner so it was sent to a collection agency called Choice Recovery in - of -. Within 30 days after Choice Recovery received the bill it was reported to my credit report on - -, -. I contacted - in - of - and asked if I could pay the bill off. The employee informed me that it was at a collection agency and that I had to contact them. I told her that my bill was with - and not the collection agency. She refused to take a payment over the phone. I asked if I sent a mo... |
Allied Collection Services, Inc. (Nevada) Debt collection cont'd attempts collect debt not owed debt was paid April 6, 2017 - I am trying to obtain a deletion letter from Allied Collections, because I am trying to buy a home. When I made the payment, the person I spoke to, said they will provide me with a letter stating I no longer owe them the debt. I spoke to my Lender, and she said, she has received a deletion letter from Allied Collections about 3 days ago. I 've called several times Allied Collections in the last three days, and they refuse to provide me with the deletion letter. I do n't understand why they refuse to provide me with that letter if the debt has already been paid.... |
Debt Recovery Solutions, LLC Debt collection cont'd attempts collect debt not owed debt was paid April 5, 2017 - I used to have an account with - Internet service in -/-/-. Today, I was advised from a collection agency called Debt Recovery Solutions , LLC that I owe -. I know I do not owe this amount, so I called - directly on -/-/- at - - EST, and spoke with a - representative from - ( after being transferred a few times ) who located my account by address, and he told me that I do not owe any amount. He said when the account was active, the account was always paid in full every month. I asked him, " what should I tell the collection agency? ", and he said that I should gi... |
HOVG, LLC Debt collection cont'd attempts collect debt not owed debt was paid April 5, 2017 - - was in a car accident on -/-/-. The accident was covered by - Company. The ambulance company, - has sent - case to collections after months of repeated communication between me and them regarding the invoice. - was the victim, - claimed responsibility and somehow, the Ambulance Company is penalizing -. -/-/- Vehicle accident happened. -, the victim, is a - who is -, - and uses a -. She - as a result of the accident and is transported by - to - Hospital - miles away. -/-/- I received bill for $270.00 from the - for r... |
CCS Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 5, 2017 - My vehicles were insured with - for many years. My spouse and I separated and eventually split and the insurance was not maintained on the cars resulting in it going to collections. I satisfied the debt in full per there request and was advised the debt was paid in full and would be deleted. It has been in excess of 6 months since the debt was paid and it reflects on the bureau that I have an outstanding debt. I have contacted the company several times pertaining to removing the debt and providing me with a letter of deletion which they have not completed. I spoke with - on -/-/2017 an... |
GLA Collection Company, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 4, 2017 - GLA Collection was suppose to report that debt on my credit bureau that info on credit file was incorrect. I spoke to a representative and they never reported that the info was incorrect. This is the letter I received from them... |
Carter-Young, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 4, 2017 - The debt collection company is reporting negatively to the - credit bureaus regarding a debt that was settled with the original creditor. I have submitted enclosed copies of proof of payment and sent both by fax and mail that the debt was no longer collectible and requested the account be removed from all - credit bureaus.... |
CashCall, Inc. Debt collection cont'd attempts collect debt not owed debt was paid April 4, 2017 - Refer to case -. The - - - CashCall shell game will not go away. After paying more than $35000.00 on a $10000.00 loan, CashCall and their thugs continue to try to drain money from me. The most current version is some alleged - - with and outfit claiming to be - - - - phone -. - continue to get harassing calls from all sorts of debt collectors, event though I paid this off to - in -/-/2016. I 'm pretty certain this has played out the way - - - - planed out, with hiding behind an Native American laws to charge interest at a rate well beyond any ... |
Tate and Kirlin Assoc Debt collection cont'd attempts collect debt not owed debt was paid April 1, 2017 - I bought " free sample '' product on the internet, paid shipping. then they charged me $300.00 or more. I called them, told them I did n't want the product and they gave me an - number to return the product and I 'd get the money back. this was -/-/-. In -/-/- I get a letter from some saw firm Tate & Kirlin Associates, Inc that I owe money and I needed to send a letter saying that I do not owe any money. I did that. Now I get a letter from the same law firm saying the original letter was wrong and the original creditor was -, which was where i got the original email to return... |
Convergent Resources, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 31, 2017 - I am filing a complaint on Convergent Outsourcing as they have added back an account that was paid in 2013 to - I requested that collections be ceased at this time as I provided information to the - credit reporting companies that this debt was paid. This - account should be deleted from my account and Convergent Outsourcing must cease collection actions immediately.... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 31, 2017 - I am filing a complaint on ERC that has added a collection to my credit report on a debt that is more than 8 years old and should be deleted from my credit record once and for all. This account was with - in 2007 then with - that is logged several kinds of ways on reports to camouflage them selves this account must be delete from my credit report. Credit reports provided as proof.... |
TRINITY HOPE ASSOCIATES Debt collection cont'd attempts collect debt not owed debt was paid March 31, 2017 - I created a medical bill late -/-/- at -. I paid them directly on -/-/-. I began receiving harassing phone calls and letters from Trinity Hope Associates in -/-/- to which I responded that it was already paid to the physician, but they refused to believe me. The Physician sent them records to prove this. Then things were silent, but now in -/-/- I started receiving calls and letters again. I called them back and yet again they were quite rude and demanding payment. It took me a while to connect the details of this ( as they said it was from 3 years ago ). But I told them... |
Security Finance Debt collection cont'd attempts collect debt not owed debt was paid March 31, 2017 - Security Finance sent me a settlement letter in the mail stating that if I paid - by -/-/2017 that they would consider my debt paid in full and notify each credit bureau that my debt was indeed paid in full and they failed to honor that agreement.... |
Coast Professional, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 28, 2017 - I had an outstanding balance with my college. I paid them the balance that I owed. I checked my credit report & saw that the college sold the debt to a collection agency. I disputed with the collection agency to let them know that I did not owe them & that I paid the debt to the original creditor. After getting the dispute results back, it was updated on the collection account as " Paid collection. '' This is inaccurate as I paid the debt to the original creditor. I 've disputed this account many times & I keep getting the same results. After disputing again, Coast Professional responded and C... |
NRA Group, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 28, 2017 - They were very rude and hung up the phone on me. I have an alleged debt of $260.00 ( - ) and they were not doing all they could to help me resolve what was going on. They would not wait for me to transfer my insurance company representative ( - ) into the call. They had hung up on me multiple times. This was done on -/-/-/17 at around -. The supervisor - was getting loud and very unpleasant as she got ruder because she did not want to call my insurance supervisors direct line.... |
Credence Resource Management, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 28, 2017 - I discontinued service with - on -/-/2016 and paid a final bill of $150.00. I was billed in to the month of -/-/- for the amount of $260.00 which was turned over to Credence debt collection after several attempts with calls and letters to - to get the matter resolved. I have disputed this bill with Credence, -, T- -, Phone - although I spoke with someone in - email -. I appreciate your assistance in this matte... |
Credence Resource Management, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 28, 2017 - Credence RM is trying to get money for a supposed debt never handed over to them. They have my personal information and are after my SSN. It 's a scam. On -/-/2017, I received a call from a local -, GA number, -. The caller claimed to be trying to collect a debt on behalf of their client, -. As I knew that my insurance had paid - in full almost 6 months ago, I got off the phone and called - directly. I found out from them that their records indicated they were paid in full, that the account had been closed for nearly 6 months, and that the account had never been turned ove... |
National Bond And Collection Associates, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 27, 2017 - I paid the debt in full -/-/2017 ( have cancelled checks to verify ) and the debt collector still continues to contact me to pay the debt even though I have told them it is paid in full.... |
Prince Parker & Associates Debt collection cont'd attempts collect debt not owed debt was paid March 24, 2017 - I disconnected my services with - - - - on -/-/- but they continued to charge me for service up to -/-/-. When I tried to resolve it with them they said they have turned me over to a collection agency. The agency asked that I email them a letter of explanation and copies of the bills in question and I did. They said they would send me an email in 30 days with what - said and their decision but did not think I would owe that. They never sent any email response and after 30 days they started calling again requestng the total disputed amount. When I asked for the ... |
I.Q. Data International, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 24, 2017 - I was charged a debt of a little over $5000.00 back in -/-/2015 by IQ Data International. The other party responsible on this debt paid the debt in full. They say they have no record of the payment.... |
Professional Finance Company, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - I had - in -/-/- and my deductible was - and my total out of pocket was -. When I checked into the hospital I owed exactly -. We charged the remainder of my total out of pocket to our credit card and I had no more out of pocket expenses for -/-/-. I then received a bill for - from the in-network surgeon. I explained to them that any money due to them was paid by my insurance company. I have reported this to the collection agency and it is still being reported on my credit report.... |
Midwest Recovery Systems Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - I received a response from the collection agency that they have ceased making contact with me but I just received another call. These egregious collection efforts for invalidated/paid debt need to stop. Otherwise I will seek punitive damages!!!!... |
Hunter Warfield, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - Although I have submitted to the collection agency documents that prove I have paid this debt, they continue to send documentation concerning debt that I do not owe. I also was informed by my current landlord that I should not have included them as beneficiaries on my apartment insurance. The fees they are trying to collect are fees to their insurance company.... |
Gulf Coast Collection Bureau, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - I have provided this agency numerous times proof that I paid my portion of the - directly to the - prior to the -. My agreement with the - was that all I had to pay that was my responsibility was that amount. This has been going on for over a year. I have provided the proof on multiple occasions directly to the original vendor. They now are trying to force me to pay up by reporting me delinquent to the credit bureaus with the hope that it will scare me into paying up the money i do n't owe.... |
Alpha Recovery Corp Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - Insurance company paid the contractual amount. They later sent them a statement telling them the amount was paid and that I owed a - balance. I have a copy of this letter ( sent by - - ) complete with the electronic transfer amount, numbers, etc. Now I am being hounded by debt collectors.... |
Retrieval-Masters Creditors Bureau, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - American Medical Collection Agency is trying to collect on the medical bill that was paid directly to the medical provider, through HSA account. Despite numerous attempts to request AMCA for the debt validation, the continue to harass me with their collections. Also the amount they trying to collect does not match anything that I was ever billed for.... |
Valley Credit Service, Inc. (OR) Debt collection cont'd attempts collect debt not owed debt was paid March 22, 2017 - Received multiple calls from debt collector ( Valley Credit Service ) on a debt I had already paid ( to - ). I told the collector the 1st time that I had already paid my bill in full. They did not investigate until over a month later after threatening me with legal action.... |
Debt Recovery Solutions, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 21, 2017 - Debt Recovery Solutions keeps reporting and trying to collect on an old account I had with - over a decade ago. I was told that - sold the account to Debt Recovery Solutions. I paid this account completely off. I do not know why they keep reporting this erroneous information.... |
GLA Collection Company, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 21, 2017 - University - report debt to GLA collection after my health insurance paid for my child doctors visit. I contact GLA and show proof that bill was paid by sending them a EOB an explanation of benefits that show proof that they have paid. The collection company refuse to remove inaccurate information from my credit report. I do not owe this debt they need to remove from my credit report.... |
Medical Business Bureau Debt collection cont'd attempts collect debt not owed debt was paid March 17, 2017 - I have medical insurance and co-insurance that covers my medical bills. I disputed this outstanding amount with the hospital and it was resolved. Upon checking my credit on -/-/-, 2017, the collection was on my credit report.... |
Nations Recovery Center Debt collection cont'd attempts collect debt not owed debt was paid March 17, 2017 - I received a letter from National Recovery Center , Inc stating that I own over $28000.00, It may be for a credit card. I do n't have credit cards for the last 15 years.... |
Debt Recovery Solutions, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 16, 2017 - - is claiming I owe them $470.00 for early termination of contract. I had a two-year contract with them from - - -. After that I was on a month-to-month plan and I had to relocate because my landlord moved back in their house at -, VA -. When I contacted - to inform them that I was relocating and wanted to transfer my services to - ( -, VA - ) they informed me that they only had telephone service in that area at that time. Since I needed a total package ( phone, internet and cable ), I left - and went with -. - then told me that I would have to pay an earl... |
HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 16, 2017 - I do not owe any medical debt as my insurance pays it. This is inaccurate... |
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 16, 2017 - In reference to CNAC-T- - # - account. Check issued : -/-/2017 for $2100.00 as paid in full. To Collection Manager : This letter is to inform you that the validity of this debt is disputed. As we both know, I have the right to dispute this account, request for verification, and/or request for validation of this debt. However, in order to quickly resolve this account, I am willing to pay $2100.00 which will be paid by - - in the form of a check. If you agree to delete this account from any and all credit reporting agencies - - will release funds as promise, and there ... |
COLLECTION SERVICES OF ATHENS, INC. Debt collection cont'd attempts collect debt not owed debt was paid March 15, 2017 - Debt should be paid by - indigent/charity care!... |
The CMI Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 12, 2017 - - - - is charging me for equipment which was returned. I have spoken to them numerous times about this and they told me in - that this charge was removed from my account. Then, all of a sudden, in - of - it showed up on my credit as being in collections. I called them and was supposed to be transferred to their " recovery dept '' and was left on hold for 36 minutes. I then started a chat session and was also disconnected from that. They have the worst customer service I have ever encountered. I do not owe this and I want it settled once and for all ... not for 2 years and the... |
Maury Cobb, Attorney at Law, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 10, 2017 - Re : Maury Cobb Attorney At Law LLC Maury Cobb represents -. They are trying to collect an amount that is not owed and they have not substantiated the charge. This firm continues to call and try to collect the amount without describing what the charge is for. They call using multiple numbers. They have called on -/-/-, -/-/-, -/-/-, -/-/- and -/-/-. When the representative calls, they demand personal information before they say who is calling and they do so in an aggressive and demanding tone. They immediately demand payment and refuse to accept that I am vigorous... |
Focus Holding Company Debt collection cont'd attempts collect debt not owed debt was paid March 10, 2017 - Hello this is regard to - and there attempts to collect on a debt that has been paid. We discontinued service with - in -/-/2016. They could n't get our billing correct so we parted ways. We have sent back all - receivers and they continue to bill us for a unknown large amount that we do not owe. We paid the - $ that we setup in -/-/2016. They never applied the payment and said they had a problem with there system. It is now in collections and we need it removed. I am attaching - pdf files. - shows that the payment came out of our bank account on our bank statement out o... |
First Federal Credit Control Debt collection cont'd attempts collect debt not owed debt was paid March 10, 2017 - This is the first I hear of this agency trying to collect debt from me. I have no idea who they are nor how to contact them. I have always had insurance to cover my medical bills.... |
Collection Management Company Debt collection cont'd attempts collect debt not owed debt was paid March 10, 2017 - i paid the collection agency and they said within 2 weeks, the debt would be taken of my credit report. it has been a year and every time i have called i get the same answer that they are working on it.... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 10, 2017 - This company is reporting an amount due to the credit bureaus for an amount that I do not owe. My cell phone bill was paid in full with - when I chose to switch providers.... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 8, 2017 - I got a letter from ERC Debt collectors - -, -, FL - - ( - ) - -. I called them an got through after 3 minutes. I told the representative that this is a falsified debt that I have n't had - in over 10 years and it had been paid in full and that my credit was pulled by real-estate lender 's in the past two years and there was no debt from - or anyone trying to collect a debt on - behalf. They said please hold and they hung up got the busy signal on the phone. I called them back went through the same prompts and got the message to please wait for the next availab... |
Evergreen Financial Services Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 8, 2017 - We have a medical co-pay being billed to us that was paid via debit card at the time of service. The date of service was -/-/2016 for -. It was a charge for my daughter. The hospital kept trying to collect this from me multiple times. Each time I would get a letter I would call the hospital and they said " they would work on it ''. Well almost a year later I get a letter from Evergreen Financial Services saying to pay the $30.00 dollar co-pay or get a judgement. I was mad to say the least! I sent in a copy of my bank statement showing the amount debited from my account on the day of ser... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 7, 2017 - Received a phone Call from ERC for a debt in - of 2016 Paid debt in full cleared my bank account on - - 2016 still they have not removed derogatory mark from my credit reports even after filing to disputes with the credit bureaus.... |
Financial Business and Consumer Solutions. Debt collection cont'd attempts collect debt not owed debt was paid March 7, 2017 - I 'm being told I owe $500.00 or more to this FBCS agency for debt for - Bank in -, TN. I belive I have paid this off already and they are saying no I have n't.... |
Hunter Warfield, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 7, 2017 - I had a bad debt from an apartment move out. I offered to pay for what I felt I owed but the apartment company would not discount the final bill to what I felt was reasonable and covered in my lease. They sent the debt to collections. After several phone conversations to get the debt reduced to what I owed I was not successful. The last representative I spoke to offered me a number and told me I had to pay then to resolve the debt. I said I would not make a payment over the phone and that I wanted and invoice sent to me to define the settlement. He said he could not do that so no way I was giv... |
CMRE Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 7, 2017 - I received a letter regarding a previous debt that I have already taken care of. When called the collection agency and gave my account number and name to correct the issue, they hung up on me. This debt has already been paid for and i have try 'd multiple times to call them and all they do is hang up on me as soon as i give my name and account number.... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 7, 2017 - I received a letter stating I owe $600.00 to - from a collection agency I called - and when spoke to a phone associate and mention I did n't use - and never use there cable or requested there service he mention a name that I do n't know the person when ask to verify if the information they had on file was correct and I let him know that my SS # is mine but not the name they had on file so was transferred to fraud department I told him the same information but now he would n't give me the name and city were the account was open that I had to submit my ID and a police report so I went... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid March 6, 2017 - This company bought a debt that has been disputed and removed from my credit reports. There is NO CONTRACT or any evidence bearing my signature.... |
CICA Collection Agency, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 6, 2017 - The complaint is against one of the Telephone/Internet companies in PR ( - ). The service was cancelled on the -/-/- due to bad service ( various reports of interruption in the service, delays in follow up and time the repair job was coordinated and completed and the charge for a service was not given ). Even though all those issues, I had to wait until the end of the contract to cancel the service. Due to the fact that I signed for a service that I never received. That is, I extended the contract agreement to have an upgrade in the internet velocity to find out the service was not a... |
Medical Society Business Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 6, 2017 - My lawyer told me all my hospital bills were taken care of including this one when we settled with the other attorney when I was in a car accident. He said I had no more bills to be paid or be worried about. I dont know why after all theset years it 's still on there I have disputed it many times and other collection agencies pick it up but it has hurt my credit over time.... |
I.C. System, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 6, 2017 - I have paid off the debt to - and it was sent to collections to - which was paid off in full. I called - myself the balance is at a - balance. I checked My credit report and noticed a collection agancy names ic systems had the same amount and debt I paid off already last year. I have not revived any comminicstion from them at all. And seen it on my - credit report... |
HCFS Health Care Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 6, 2017 - I received statement notices from a hospital that i received patient care from, with the attending Dr 's and Dr Assistant statement reading that I owed them. They already had my Medical insurance info on file, and corresponded with me to collect money for their services. Then they reported to a collection agency without filing the claim with my insurance first. I have been so overwhelmed by this type of derogatory medical mark on my credit information. I have been depressed over this issue for awhile, and did n't know that I was the one who was n't at fault for them inadvertently making the mi... |
Consumer Collection Management. Inc Debt collection cont'd attempts collect debt not owed debt was paid March 4, 2017 - Consumer Collection Management has been removed from one credit report a few times, but it keeps coming back, after it gets investigated and then removed. They have also made slight changes each time they resubmit it to the 3 reporting bureaus. Each time we have asked for proof of the debt and all we have ever heard, is because we have a form?! Where is the proof? Without proof they get removed, but then they come right back.... |