Review and analysis of over 7,011 consumer complaints
| GE Capital Retail |
| Credit Karma, Inc. |
| Experian |
| Encore Capital Group |
| Wells Fargo |
| Capital One |
| TransUnion Intermediate Holdings, Inc. |
| Company | Complaints |
|---|---|
| Experian | 2,286 |
| Equifax | 2,164 |
| TransUnion | 1,763 |
| TransUnion Intermediate Holdings, Inc. | 431 |
| FNIS (Fidelity National Information Services, Inc.) | 25 |
Experian Credit reporting incorrect information on credit report account terms April 10, 2017 - I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information in regards to - hard inquiries to - Experian, and -, that was being reported on my credit report. They received the letters on -/-/2017 and they completed the request on -/-/2017 & -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for All inquires, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' I have tried contact the cr... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - I contacted the credit bureau to inform them of - hard inquiries on my credit report that are not accurate. I requested of them to be removed. In response I was told it 's nothing they can do about them. They ca n't remove the hard inquires. It states that if something appears on my report that is not accurate I have the right to request to have it disputed.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 9, 2017 - Transunion is reporting an account that is closed, paid, and was agreed to be deleted from my credit file.... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - Dear Experian, Re : - Account - I am contacting you because I have found some information that is inaccurate on my credit report. 1. This is a secured account. On -, I contacted - and told them that I wished to get records on the account. 2. They did not respond. When I ran my credit later I saw that they were reporting me as late. That made no sense. 3. I contacted them and after a while they did n't respond. 4. After begging them, there was no resolution. 5. I sent them a demand directly. 6. They did n't reply and are reporting incorrect on your bureau. 7. That is impossi... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 8, 2017 - Incorrect information is being reported. Company will not update information in a timely manner despite updates being provided directly from creditor. Credit score does not reflect activity. Company should have a faster process to resolve disputes when consumers are impacted by negative information especially when it is incorrect. Consumers should not have to pay for these services and not be able to receive expedited assistance in emergency situations such as when health, housing and transportation are impacted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 8, 2017 - Again and again TransUnion , LLC has purposely reported incorrect information on my credit report trying to ruin my credit score! This has been a long uphill battle with TransUnion , LLC and they are still not reporting things correctly! I have discussed these issues with TransUnion , LLC repeatedly only to be notified by TransUnion , LLC and their subsidiary - that something else is being reported wrong! Here is the latest problem, on -/-/2017 i received notification from TransUnion , LLC and it 's subsidiary - that my total reported account balance has increased by $6000.00. which ... |
Michael Harrison, Attorney at Law Credit reporting incorrect information on credit report account terms April 6, 2017 - After viewing a copy of my credit report, I noticed a collection account placed on my credit reporting from - in -/-/2014 Account # - - and Account - -. I am requesting that they allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not giv... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 6, 2017 - ATTN : Legal Department, This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being furnished. This no... |
Citibank Credit reporting incorrect information on credit report account terms April 6, 2017 - Macy 's is illegally re-aging an account lasted used in -/-/- on my credit report and reporting to all reporting agency that the account is late. They are also reporting falsified payments to bring account up-to-date. They also used an falsified date of my lpusage being in -/-/- when I have proof last usage occurred in -/-/-. Also, the account was bought by - and has been legally deleted with them.... |
MRS BPO, L.L.C. Credit reporting incorrect information on credit report account terms April 6, 2017 - I have a debt that began with - . There was a payment plan started that I was payment on auto withdrawal from my bank account. The collections company sold my debt to another company without notifying me. Through me checking my credit report unnoticed I had a debt to a new company that I was not familiar with and I called them only to find out they had me in the system as being past due. I had to create a new payment plan and I was able to lower amount owed. However, my credit report now after two months still shows I owe over $400.00 which is only a little under $300.00 with a derogato... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 5, 2017 - Transunion is reporting my an overall debt increased that resulted on my FICO score decreasing by over - points. This information is incorrect! I 've been reducing my debt significantly monthly. On personal loans and car loans alone, my debt decreases over - dollars monthly. Yet because I made use of - credit cards last month by an amount much lower than what I paid to several accounts lowering my debt, this company decreased my FICO score. I believe this practice is deceptive. If I understand correctly the FICO score is calculated from - factors. I submitted a dispute but I do n't... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 5, 2017 - This complaint is in reference to File # -. - - - has reported an eviction in the amount of $4700.00 In the month of -/-/-. Also a public record from - County Circuit Court In the amount of $1100.00 both are from the same original creditor ( THE RESERVE AT - - APARTMENTS ) both have been reported on credit report. On -/-/- I contacted Transunion @ - I spoke with agent from - by the name of -. I told - that I wanted to dispute some accounts that are being reported inaccurately and I asked about the difference in the amounts for the - - - -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 5, 2017 - I sent a letter to TransUnion requesting that they delete the duplicate inquiries on my credit report. I explained that under the provisions of the fair Credit Reporting Act 15 USC Section 1681i they must reinvestigate and delete the disputed Items. The told me that I have to contact the creditors that made the inquiry and have them write a letter of deletion. I went to the creditors and they explain to me because I am not a customer of theirs that they will not write the letter. I explain this to TransUnion and also mentioned again the Fair Credit Reporting Act and they told me that they woul... |
Experian Credit reporting incorrect information on credit report account terms April 5, 2017 - ATTN : Legal Department, Report Number - This is a notice of dispute pursuant to the Fair Credit Reporting Act ( FCRA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is the derogatory nature of the information your agency has furnished to the credit reporting agencies in connection with the following accounts : The basis for my dispute is that, as I understand the code, your office was required to notify me, in writing, prior to, or no later than 30 days after furnishing any negative information to the consumer credit reporting, that such information was being... |
CCS Financial Services, Inc. Credit reporting incorrect information on credit report account terms April 5, 2017 - I have disputed this account with both - and Credit Collection Services. Credit Collection Services has not been able to prove that this account they are reporting is 100 % accurate, verifiable and timely. See attached letter ( settlement offer ) they sent when I requested debt validation. This erroneous account should be removed from my credit report immediately. I have never done business with this company, nor have I ever signed a contract with this company and the letter they sent has not merit as to the validity and verifying this debt ; therefore, consumer law states that this account... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 5, 2017 - I have a - account on my credit report that is incorrect. I have an account in good standing. - knows nothing about this account... |
Convergent Resources, Inc. Credit reporting incorrect information on credit report account terms April 4, 2017 - On -/-/2016 I contacted Convergent Outsourcing Inc. to settle a debt that was not listed on my credit report at all. I spoke to a rep and she explained to me that the settlement is for $270.00, which by paying this amount the debt would be considered paid in full and it would be cleared up. I paid it and within the same day I received an alert that they changed my account twice ( they duplicated the payment and my credit card company reverse one of the transactions ). I thought everything was over, but in -/-/- I received an alert from my credit monitoring app that Convergent Outsourc... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 3, 2017 - - reported to the Credit Reporting Agencies that I made late payments from -/-/- to -/-/-. I was discharged from my Chapter - bankruptcy -/-/- and I have missed on payment in that year. They are reporting my late payments that occurred during my bankruptcy. They never gave me any notice during the bankruptcy that I was behind and instead falsely reported that I did n't make any payments for 8 months in -/-/-. I have bank statements showing I paid the company every month accept -/-/- and that is when I entered into a loan modification and was told not to pay that ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 3, 2017 - - credit line and amount owed are too high..limit should be - owed should be -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 3, 2017 - I have disputed a paid, closed student loan accouns a number of times as having incorrect data listed. Each time, TransUnion has opened a reinvestigation, and then closed it as being accurate. I requested twice the proof that they investigated the accounts as I have proof that they are incorrect based on information obtained from the National Student Loan Database and in speaking to the original creditors. I received nothing, just repeated updates that the accounts belong to me. - does n't list a Date of first Delinquency, and lists my account as being late 150 days prior to the end of ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 2, 2017 - I 've repeatedly contacted Trans Union regarding my - account, listed as # - The balance and credit limit Trans Union lists on my credit report are both wrong, and despite my submitting copies of my most recent statement to Trans Union on -/-/2017, providing evidence of their incorrect information, they continue to list a balance when the account is paid in full and a credit limit much lower than is true.... |
Experian Credit reporting incorrect information on credit report account terms April 1, 2017 - I have disputed these - - it has - accounts listed when there was only - account to start with that was actually from fraud. the account report wrong dates, payments, terms, amounts, and balances. I did not know how to approach the situation about the fraud and was sued i found out when i was in the process of buying the house so i ended up paying the judgment and i am still trying to refinance because the credit bureaus refuse to correct this information it is causing me great financial harm the judged learned what happened he removed the judgement. Upon speaking to - they stat... |
AmeriCollect Credit reporting incorrect information on credit report account terms March 31, 2017 - I have disputed this account with the credit bureaus on several occasions as well as disputed with -. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I agre... |
Alliance Collection Agencies, Inc. Credit reporting incorrect information on credit report account terms March 31, 2017 - I have disputed this account with the credit bureaus on several occasions as well as disputed with Alliance. This company continues to report this unverifiable, inaccurate account on my reports. I requested debt validation in -/-/- and -/-/2016, to no avail. This company did not send me any documents I requested that substantiated a summary of all account activities, including all payments made, copies of charge slips, invoices or any other documents proving my indebtedness, nor did they send me copies of all documents sent to me regarding this account, copies of any papers that show I ... |
Experian Credit reporting incorrect information on credit report account terms March 30, 2017 - All Credit bureaus state, including this one, that it is their policy that when shopping for a mortgage or car loan and there are multiple credit inquiry 's in a short time period, these inquiry 's will be reported as 1 inquiry. It is understood that a record of all inquiries must be maintained. But they must have their software make the adjustment in the " NUMBER COUNT '' of inquiry 's on the file. I recently bought a house and a car. instead of having - recent inquiry 's, I have -. I am losing 10 % of my credit score with all outside creditors because of this, and it is costing me a lo... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 30, 2017 - All Credit bureaus state, including this one, that it is their policy that when shopping for a mortgage or car loan and there are multiple credit inquiry 's in a short time period, these inquiry 's will be reported as - inquiry. It is understood that a record of all inquiries must be maintained. But they must have their software make the adjustment in the " NUMBER COUNT '' of inquiry 's on the file. I recently bought a house and a car. instead of having - recent inquiry 's, I have -. I am losing 10 % of my credit score with all outside creditors because of this, and it is costing me a... |
Experian Credit reporting incorrect information on credit report account terms March 29, 2017 - I was hired by a company with a US office in New York and the home office in - as a Purchasing Manager. I bought gift cards from local merchants and sent the to -. The company purchased them from me by routing payments to my credit card. Now the gift cards are empty and the company is taking the payments back through - in NY. I 'm now out $42000.00 on one card and $72000.00 on the second.... |
Experian Credit reporting incorrect information on credit report account terms March 29, 2017 - I have been on a debt mgt program since --16 yet some of the credit card companies have been reporting me late. The -, -, -, -, -, - -, and -/-.... |
Sherloq Group, Inc Credit reporting incorrect information on credit report account terms March 28, 2017 - I have disputed these accounts with Merchants Association Collection ( see attached letter ). To date, this collection agency is yet to provide me substantial documentation to support my owing them. I have requested copies of all documents sent to me regarding these accounts as well as papers that show I agreed to pay them what they say I owe and that the documents bear my original signature. I have never heard of this company. This erroneous, inaccurate, unverifiable account must be removed from my reports immediately.... |
Professional Recovery Management Credit reporting incorrect information on credit report account terms March 28, 2017 - I have disputed these accounts with Fox Collection Center ( see attached letter ). To date, this collection agency is yet to provide me substantial documentation to support my owing them. I have requested copies of all documents sent to me regarding these accounts as well as papers that show I agreed to pay them what they say I owe and that the documents bear my original signature. This company is reporting terms on my credit reports and I have never entered into any contract with them. Additionally, consumer law states that collection agencies may not report terms on my report unless I have i... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 28, 2017 - I contacted Transunion to request they remove all of the hard inquiries to my credit report since I did not request them. They refused. Below is the list of hard inquiries. Some of the hard inquires were on my credit report multiple times. - via - - - - - via - - - - - via - - - - - - - via - - - - - - - - - - - - - - - via - - - - - - - - via - - - AND -... |
Professional Credit Management, Inc Credit reporting incorrect information on credit report account terms March 28, 2017 - I have disputed this account with the Credit Bureaus as well as Professional Credit Management. I disputed this account with Professional Credit Management on 2 occasions and on each occasion, they were unable to provide copies of documents sent to me regarding my account and any papers that bear my original signature that reflect that I agreed to pay what they say I owe. Each letter they sent said they validated the name and address ; however, validation of an accounted they are claiming I owe them consists of providing substantiating information to prove beyond a reasonable doubt that this a... |
Phoenix Financial Services LLC Credit reporting incorrect information on credit report account terms March 28, 2017 - I have disputed this account with the Credit Bureaus as well as Phoenix Financial. I disputed this account with Phoenix Financial on 2 occasions and on each occasion, they were unable to provide me a summary of all account activities, payments made, copies of charge slips, invoices, copies of documents sent to me regarding my account and any papers that bear my original signature that reflect that I agreed to pay what they say I owe. See attached letter I sent them as recent as -/-/- of this year responding again to their letters. How is it that they sent me a letter dated -/-/- and ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 28, 2017 - Transunion has listed wrong information in my report. Attached files are my id, proof... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 28, 2017 - Hi, I have duplicate credit reports on my report. it increases the number of my open accounts which affects my report. This duplicate loans are for my Students Loans. I 'm still a students and have graduated so my payment wo n't start till i graduate. I have attached a screenshot of all accounts. my student loan servicer is one agency as far as know. it should be - account and not - different account. Thank you so much... |
Experian Credit reporting incorrect information on credit report account terms March 27, 2017 - I recently shopped rates for a mortgage for a new home I purchased and closed on. I completed mortgage applications with - companies ( - Home Mortgage companies and - traditional bank ). This all ocurred within 30 days. Now that I selected - company and have closed on my new home, my credit score has now dropped significantly. The main thing I see that has changed is that my credit report showed an increase of hard inquiries from each of these companies checking my credit during the application process. I thought when you shopped for rates and actually closed on a mortgage that the... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 27, 2017 - Transunion is still reporting a loan I have from the - with 16 missed payments. I never had a single missed payment.... |
Phoenix Financial Services LLC Credit reporting incorrect information on credit report account terms March 27, 2017 - I requested this company provide me with sufficient documentation to support this debt indeed being mine. I requested a copy of all documents ( invoices, summary of receipts, payments, etc. ) The company sent the attached document which is a mere form sent to my insurance company. I have never did any business with this company nor have I ever heard of them. This item is erroneous and should not be reported on my credit report. Delete immediately.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 27, 2017 - I recently shopped rates for a mortgage for a new home I purchased and closed on. I completed mortgage applications with - companies ( - Home Mortgage companies and - traditional bank ). This all ocurred within 30 days. Now that I selected - company and have closed on my new home, my credit score has now dropped significantly. The main thing I see that has changed is that my credit report showed an increase of hard inquiries from each of these companies checking my credit during the application process. I thought when you shopped for rates and actually closed on a mortgage that the... |
JH Portfolio Debt Equities, LLC Credit reporting incorrect information on credit report account terms March 27, 2017 - I do not have a contract with the said company. I have sent validation letter to - back in -/-/2016 with the letter being returned undeliverable. Shortly after JH Port started reporting this account with the credit reportinfg agenices.... |
Riverwalk Financial Corporation Credit reporting incorrect information on credit report account terms March 27, 2017 - I do n't know what this company is and why I owe as much as they reported.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 24, 2017 - According to the report, I have - accounts that were closed as derogatory which I have no knowledge of. I did n't open or close any of these accounts.... |
CCS Financial Services, Inc. Credit reporting incorrect information on credit report account terms March 24, 2017 - I have recently been denied credit due to CCS attaching bogus accounts to my credit reports several times within a short period of time. I was never informed of an account I had with them prior to this.... |
Sterling Jewelers Inc. Credit reporting incorrect information on credit report account terms March 23, 2017 - I received a call from a third party collection agency with no verification at all. The representative for the company proceeded releasing my personal information which is a violation of the FDCP with no verification. I then filed a law suit, and the collection account remains on my credit report as a charge off with no balance. The company made the mistake of not following the rules. I am filing this complaint because it was a mistake with the call and therefore the account should be completely removed from credit report. Why is this still on my credit report when It has been charged off for ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 22, 2017 - I disputed my inaccurate - item with TransUnion. It was inaccurate because the high credit amount was different from the balance. Both have to be the same amount if the past due amount is -, which it was. Anyone could look at the item and see it was inaccurate, without information from the furnisher. TransUnion made no effort to investigate. Please delete this item.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 21, 2017 - Not reporting positive Credit Card Payments.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 14, 2017 - My - and Transunion reports are saying that I am utilizing over half of the available credit I have, because they are reporting that two of my cards that have a - balance, still have the balance prior to my paying them. What 's odd is that right after I paid these two cards off, my credit score reflected as such. Now they are reporting the inaccurate amounts again, and it has caused my credit score to plummet down and cause me to be unable to qualify for a private student loan to finish school. I need this fixed, as soon as possible.... |
Experian Credit reporting incorrect information on credit report account terms March 14, 2017 - Experain is reporting an collection account that is lowering my credit score however the balance is $0.00 and needs to be removed from my file as there is no balance. - - - -/-/2010 - - - FL -, FL - -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 14, 2017 - My credit report from Transunion shows a collection from -, collecting for -. I have not had a - account in about 13-14 years. This is outside the statute of limitations... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 11, 2017 - This in regards to the problems I 'm having with TransUnion & their failure/unwillingness to remove ALL/multiple items pertaining to - ( - ) after my state of residency, Florida, has clearly noted these loans are ILLEGAL, COMPANY NOT LICENSED IN FLORIDA AND AS SUCH, LOANS ARE ALSO UNENFORCEABLE AND HENCE UNCOLLECTABLE. Mid -/-/-, I started with my letters and phone conversations with TransUnion supervisors/managers. Originally, ( -/-/- ), I provided the letter from the Florida Office of Financial Regulation dated -/-/- noting that - is an ILLEGAL payday lender as they a... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 10, 2017 - There is wrong information in Transunion report... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 9, 2017 - Student loans are in deferral. Transunion is still reporting incorrect monthly payment amounts, monthly payment for all 4 loans is supposed to be $0.00. I have disputed this with their office at least 3x now and provided documentation as well to get this cleared up. They have n't corrected it after disputes and documentation proving what i was saying.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 7, 2017 - The information that my - was included in my bankruptcy is incorrect. We actually reaffirmed our mortgage and have NEVER missed a payment! We are still current on it. Please correct the reporting of this information as it is hindering my ability to refinance my mortgage. This is a direct violation of the FCRA.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 7, 2017 - TransUnion is reporting a collection on my credit report with - - in the amount for $4100.00 for a - account. This just appeared on my credit out of no where and I have never been sent a letter from them. This is only on TransUnion so it must be an error. Please validate and verify this account and then delete it form my credit report.... |
Experian Credit reporting incorrect information on credit report account terms March 7, 2017 - My husband and I entered a lease agreement renewed -/-/-. It was written for 13 months period. I was informed it is against the law to have it drawn up the way it was, after signing moving into another apartment under different management. The problems associated with the balance was at move in. There were problems with the uneven floor boards, the buoyancy of the flooring was unstable and there was a transferred water bill that the company did not want to resolve. It was attached to the water bill for -. I have disputed it with the company via certified letters. I also went to speak w... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 7, 2017 - I did not complete an order with TransUnion ( no 'complete ' or 'finish ' button was hit, I exited the website before completing any transaction ) yet my card is being charged, there is no way to remove my card from the account, and they will not cancel my subscription until -/-/2017. There are no resources to deal with this issue. I am being cheated and am concerned this con site will charge my card further since I can not unlink it or completely delete my account.... |
Experian Credit reporting incorrect information on credit report account terms March 6, 2017 - i have various hard inquiries on my report that have affected my score, i would like to be removed ... some have not been removed and the months have stated that they should be removed in -/-/- and -/-/-. please help... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 6, 2017 - On my credit wise scores it does n't list none of my oldest loans from my bank nor any of my bank loans. I have never even been late on my payments. I believe that if reported that would greatly increase my credit score, thus saving me greatly on loan interest and insurance rates .I would deeply appreciate your looking into this for me. THANK YOU -... |
Experian Credit reporting incorrect information on credit report account terms March 6, 2017 - - is reporting on my credit that I owe them - from back in -/-/- but I did not open an account until -/-/-, I feel that my identity was used without my knowledge because I do not have a balance with - and still use them as my phone carrier today.... |
Synchrony Financial Credit reporting incorrect information on credit report account terms March 4, 2017 - On my credit report the creditors that are reporting late payments have been submitted under the freedom debt relief program. The companies are continuing to report negatively when they know they have been contacted by this company for a debt settlement. If you would look at my credit report before the program which I started in -/-/-, my credit for paying bills on time was 99 %. The creditors have also been contacted not to call me and but they continue to do so anyway. So my problem is very difficult for me when I have always paid on time but to see my credit score drop drastically as l... |