Review and analysis of over 62,091 consumer complaints
| Credit Protection Association, L.P. |
| Synchrony Financial |
| PNC Bank |
| AllianceOne Recievables Management |
| Barclays PLC |
| ERC |
| Factual Data |
| Ford Motor Credit Company |
| SquareTwo Financial Corporation |
| CashCall, Inc. |
| Nationstar Mortgage |
| Barclays |
| TD Bank |
| FAIR COLLECTIONS & OUTSOURCING, INC. |
| Company | Complaints |
|---|---|
| Experian | 20,765 |
| Equifax | 19,427 |
| TransUnion | 15,497 |
| TransUnion Intermediate Holdings, Inc. | 3,661 |
| FNIS (Fidelity National Information Services, Inc.) | 379 |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report reinserted previously deleted info April 17, 2017 - An account has reappeared on my credit file after being previously deleted. It has caused my credit score to drop dramatically.... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report account status April 17, 2017 - The following inquiries remains on my credit report after I have told transunion that I was unaware of a few, and the rest I did not receive service for. They have given me the run around with telling me to contact the creditor, and the creditor is telling me to contact the credit agency. The following inquiries are in question : - - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - -/-/- - - -/-/- - -/-/- - -/-/- - -/-/-... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report information is not mine April 17, 2017 - The following account is not mines. I have called - - and the collection agency attempting to receive payment, and neither one of them can tell me where the charges came from and seeing that I am current customer of - -, how do I have a past due amount on an account that I have been paying on since -/-/-. The account in question : Creditor Name CREDIT COLLECTION SERVIC Original Creditor - - Responsibility Individual Condition Derogatory Original Balance - Balance - Date Opened -/-/- Date Reported -/-/- Remarks Placed for collection... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report public record April 17, 2017 - I filed a dispute and requested a removal from TransUnion for tax lien on my credit report in that not only was it reported incorrectly due to a refund for those years of income tax returns, but I also have an old bankruptcy that would 've removed any balances if there were any. TransUnion in turn reported that the public records were released due to bankruptcy and this incorrect as well. When I contacted TransUnion again, they informed me that not only will this remain on my credit report for seven years even if it is a mistake, but in order to get this removed, I would have to contact the -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 13, 2017 - - is reporting as derogatory mark on my credit and I did n't open any accounts with them nor have i received anything in this mail about this company and it is affecting my credit and needs to be removed immediately.... |
Experian Credit reporting incorrect information on credit report personal information April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, - -/-/-, - -/-/- and - -/-/-.I received a response 4 days after my dispute it can be assumed that there was no investigation. I am submitting this complaint due to the lack of i... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 13, 2017 - This item has been removed all the way back in 2015 it just popped back up on my report which i have filed a complaint on - they have responded that they will have the information deleted from my credit report and I am asking that you do so.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I have very directly requested an investigation to determine if I am a victim of Identity Theft or bank fraud. After not receiving proper verification as is required by Experian under Section 609 of the FCRA Experian is now in direct violation of the law. Federal law very clearly states that Experian is to provide " physical inspection of documentation '' when requested by consumer. Experian has not done this and must delete - - from my report as it clearly is not mine and unverifiable upon request.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - There are two accounts listed which do not belong to me which are - # - and - - I 'm requesting these be removed ASAP... |
Ideal Collection Services, Inc. Credit reporting incorrect information on credit report information is not mine April 13, 2017 - The charge does not belong to me and my identity has been stolen. I send the affidavit as requested to Ideal collection services and still have had no response.... |
Experian Credit reporting incorrect information on credit report information is not mine April 13, 2017 - I called the Experian customer service number they told me that inquiries can not be removed off of my report I know that is not true I would like the name the telephone number and extension of the person they speak to And the reason why If not deleted here is a list of inquiries - -/-/-. - -/-/-. - -/-/-. - -/-/- - -/-/- - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-. - - - -/-/-. - -/-/-. - -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 12, 2017 - I have contacted all - credit reporting companies regarding incorrect info on my credit report regarding a public record. - deleted the incorrect info however Transunion and - will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks.... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I recently reached out to Experian about unauthorized inquiries I found on my report. The agent I spoke to told me to file a police report for fraud. I went to the police department here in -. I informed them of the fraud on my credit file and that I did n't give anyone permission to use my information. The desk sergeant told me that no crime was committed. She stated until I received a bill in my name, that there was nothing they could do about it. I spoke with Experian yet again and was told to file a complaint here. This is the list of inquiries that Experian refuses to remove that I di... |
Experian Credit reporting incorrect information on credit report account status April 12, 2017 - Experian and - have failed to remove inaccurate information from my credit file. Furthermore, there inaccurate reporting has caused an undue hardship with my work life an living arrangements. Specifically, Experian continues to report a charged-off account, which I am no longer liable for, and the account is also legally past the 7 year reporting period and has also been removed from the other - major reporting credit reporting companies. Additionally, - continues to report a bankruptcy that has been dismissed and is past its legal reporting time period, his reporting inaccuracy conti... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 12, 2017 - Call Trans Union customer service they were not willing to help did not authorize inquirys would like credit bureau to provide name number and extension and reason inquiry is not deleted here is a list - - - - - - - - -, T- - ( - ) -. - - BANK - - - - - - - -, UT - ( - ) -. - - - - - - - - - -, UT - ( - ) -. - - - - - -, DE - ( - ) -. - - - - - -, DE - ( - ) -. - - - - - - - -, PA - ( - ) -. -... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - I filed a chapter - bankruptcy in -/-/2015 which was switched over to a chapter - in -/-/2015, that same year. The chapter - bankruptcy still shows on my credit report as dismissed while the chapter - has been discharged for a year now. So i have - bankruptcies on my credit report when i have only filed the -. It is hurting my ability to recieve any type of loan or anything of that sort.... |
Experian Credit reporting incorrect information on credit report information is not mine April 12, 2017 - Despite my multiple written requests, the unverified items : -, -, and multiple unauthorized inquiries from - - to - -, still remain on my credit report in violation of Federal law. In their results of re-investigation, Experian stated, in writing " verified '' that these items are being " reported correctly ''? Experian still has not identified who in their company verified the accuracy of these accounts or how they verified them. Experian 's failure to provide me with verifiable proof required for their company to post the accounts listed above is evidence that it does not ... |
ERC Credit reporting incorrect information on credit report reinserted previously deleted info April 12, 2017 - I have filed a dispute before regarding this issue with - previously in -/-/- for - and they have sold my info again to another debt collection agency by the name of Enhanced Recovery - ( ERC ). I filed a dispute -/-/- and the item was deleted and removed from my credit report on -/-/- for -. I received a alert from my credit bureau regarding this issue -/-/- for the same issue and I do n't have any knowledge of this account. ( - & - Credit Reports )... |
Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I sent a fax and police report to Chex Systems last month informing Chex Systems that I 'm a victim of identity theft and someone stole my personal information to open the following checking account with - - - # : -. The checking account is fraudulent, unauthorized and do n't belong to me. I have never open or had a checking account with - - -.... |
Wells Fargo & Company Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I received an alert on my credit report with the - credit bureau - - and - and notice incorrectly information on my correct report. I have contact the original creditor and they do not have my information into their system so this collection needs to be deleted off my credit report ASAP.... |
Experian Credit reporting incorrect information on credit report public record April 12, 2017 - The IRS withdrew a tax lien against myself and my spouse. Both the IRS and I have provided a copy of the form - to all credit reporting agencies and - immediately removed this public record. Experian has failed to do so therefore I filed a dispute. I received the results of their " investigation '' and they refuse to remove this public record even though it is no longer valid whatsoever.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - Over the years ive been looking over my credit, ive noticed inquiries that were once on my report fall off and reappear.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information April 11, 2017 - I have never lived at this address : - -, IL - Kindly remove it from my credit report... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - Experian is reporting - credit inquiries on my credit report that i didnt authorized. -/17 - -/17 - - /17 -... |
Collectech Diversified, Inc. Credit reporting incorrect information on credit report account status April 11, 2017 - I was denied credit based on inaccurate information on my credit report. Collectech Diversified has collection report on - and - credit reports.... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - The company is - account number # - for $700.00. It has original creditor is -. However during the time this account was opened i was in prison. I also advised the address thats tied to the account is not mine etiher. They are refusing to remove and saying it has been verified... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - I called transunion regarding inquires that were n't on my report in -/-/- and -/-/-, I checked my report iin -/-/- and -/-/- only to see things that were deleted then inserted and the years and dates had changed, I was n't given any type of information regarding the interments, I called to question them they stated there was nothing they could do being that the accounts of the inquires did n't state they were during the glitch yet they do know previously they didnt appear but because they are on there and documented they cant be removed... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - On -/-/2017 I received an alert that my Credit report had changed. Hard inquiries were removed from Transunion and - accounts were deleted. I then noticed they were put back on without any notification by letter or email. I have made several calls to the Credit Bureau and still no assistance. I did take screen shots showing them took off and put back on. This caused my score to drop and a denial for a new car purchase. I just want them removed off.... |
Experian Credit reporting incorrect information on credit report information is not mine April 11, 2017 - -, - SOC SEC # - - -/-/-/1990 ADDRESS - - -, - - -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. B RENT RECOVER - - - - - - - The items listed are clearly fraudulent ; therefore, I am requesting that they are de... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - To whom it may concern, I have been trying to fix my credit from past mistakes I made in order to buy a home in the future. When checking my credit report with Experian and - I noticed a lot of unauthorized hard inquiries on my report. I called Experian and - several times and also disputed those negative items and they have not been removed. On my Experian report the only items that shall remain that I authorized are from -, - and - Credit Card. There are some from - that should of fell off in -/-/2017.... |
Experian Credit reporting incorrect information on credit report public record April 11, 2017 - According to recorder of deeds attached, the information should not be a part of my financial matters. They did not provide information therefore it should not be included on my credit report or anything to do with credit. Therefore judgement and lien should be removed from my credit reports through each bureau.... |
Experian Credit reporting incorrect information on credit report information is not mine April 10, 2017 - - is reporting on my all - of my credit files. They are saying the account belongs to me without providing with proof of a contract I signed.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 10, 2017 - Transunion customer service US handling would not help and take care of the negative inquiries reporting to my credit report. which are - and - I will like them removed... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - This is past the statute and should NOT be listed on my personal credit file Experian - - - # - please remove... |
Experian Credit reporting incorrect information on credit report account status April 10, 2017 - I am writing to exercise my right to request verifiable proof of the negative events you have listed within my credit file. The 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. THIS IS NOT A DISPUTE. 1. - 2. Judgement - - 3. Inquiries Name of Company Date of Inquiry Type of Business E-PERIAN BUSINESS CR -/-/- Miscellaneous And Public Record - - -/-/- Wholesale - - -/-/- Finance - - -/-... |
Experian Credit reporting incorrect information on credit report account terms April 10, 2017 - I mailed a Multiple Inquiry Removal Letter on -/-/2017 by certified mail in order to dispute information in regards to - hard inquiries to - Experian, and -, that was being reported on my credit report. They received the letters on -/-/2017 and they completed the request on -/-/2017 & -/-/2017. The request that I submitted included - Hard Inquiries that were not factual and I received the same response for All inquires, which was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. '' I have tried contact the cr... |
Experian Credit reporting incorrect information on credit report personal information April 10, 2017 - Incorrect Name : - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accurate name for me. Delete this name for violating the FCRA. - This name is incorrect and is not an accura... |
Experian Credit reporting incorrect information on credit report information is not mine April 10, 2017 - Attention dispute department -, - SOC SEC # - DOB -/-/- ADDRESS - - -, -, FL - Dear Sir or Madam : The sole purpose of this letter is to inform you I have been a victim of identity theft. I am further requesting that you block the following fraudulent information from my credit reports so that I can proceed accordingly with my file. Once more, I want to emphasize none of the information stated below relates to any transaction that I have made. - - -/-/- -/-/- -/-/- $100.00 - $210.00 MIN $43.00 $130.00 - DELINQ 90 -P/-/- -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 10, 2017 - There are multiple inquiries, that i did not authorize on my credit profile. I disputed with Transunion and they are stating my info is factual, and i need to contact creditor. I contacted creditor and they in turn removed but its still showing on my credit report.Please remove the following inquiries off my report, they are not my inquiries. - -/-/- -/-/- Bank - -/-/- -/-/- Bank - - -/-/- -/-/- Bank - -/-/- -/-/- Bank - -/-/- -/-/- Finance - -/-/- -/-/- Finance - - -/-/- -/-/- Credit Union - -... |
Midwest Recovery Systems Credit reporting incorrect information on credit report information is not mine April 10, 2017 - I filed a dispute with - weeks ago against Midwest recovery never had a pay day loan and I believe someone stole my identity. I 'm in the middle of a getting approved for a house and than this happens please help. It lowered my credit score by - points and it 's not mine.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - Recently attempted to purchase a car and got news of the state of my credit report. There has been a credit card and several banking/financial setbacks on my credit. The only items attributed to me are : student loans, - phone cancellation charge, and late payment to -.... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - I contacted the credit bureau to inform them of - hard inquiries on my credit report that are not accurate. I requested of them to be removed. In response I was told it 's nothing they can do about them. They ca n't remove the hard inquires. It states that if something appears on my report that is not accurate I have the right to request to have it disputed.... |
Experian Credit reporting incorrect information on credit report public record April 9, 2017 - - COUNTY RECRef : -/-/- Federal Tax Lien - Filed - CO RECRef : -/-/- Federal Tax Lien - Released The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 9, 2017 - Recorder Of DeedsRef : - State Tax Lien - Filed Recorder Of DeedsRef : - Federal Tax Lien - Filed The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 9, 2017 - Chapter 7 bankruptcy from over 10 years ago on Trans Union. The information was pulled from a third-party reporting and I was told by the court they do not report therefore it needs to be deleted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 9, 2017 - I initially sent a dispute as the info on my TransUnion Credit Report is inaccurate as it related to a Chapter - Bankruptcy. I received notice back they the information was verified and it listed it as being verified through the courts. I knew the filing dates were inaccurate so I pulled my file and sent supporting information and sent to the bureau. They still sent me back " Item Verified '' Therefore, they claimed to have gotten the information from the Courts and when I reached out to them ( the Courts ) they advised that they do NOT supply information to Credit Bureaus or 3rd party agen... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 9, 2017 - I received an alert that I have a bill in collection which was a surprise to me so I pull up my credit report and I see something from - a bill for - I dispute this back in -/-/- after about a month the item was removed ok great I happy about that. Well this morning -/-/- I receive an alert of a bill in collection I know this cant be so I check and not only has - been placed back on my credit report but they are now say the balance is more then double and that I just open this account in -/-/-. This is not my account this has hit me hard and has dropped my credit score ... |
Experian Credit reporting incorrect information on credit report information is not mine April 9, 2017 - I have made several attempts to have fraudulent inquiries removed from my credit report with no resolve. Some inquires have actually been duplicated.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 9, 2017 - Transunion is reporting an account that is closed, paid, and was agreed to be deleted from my credit file.... |
Experian Credit reporting incorrect information on credit report account status April 9, 2017 - Experian is not reporting my - - Visa ending in - and my - - Master Card ending in -.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - To whom this may concern, TransUnion is reporting two addresses on my credit report that are not only non-existant addresses but addresses which I have never lived at. Specifically, TransUnion is reporting " - -, CA - '' and " - -, CA - '' as my addresses. Even if I did previously live at these addresses they are formatted in such a way that it would be impossible to apply for a bank account or credit account and have the bank verify the address provided by the consumer with the address provided by the credit check. In effect, this false information locks individuals out of... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information April 9, 2017 - To whom this may concern, I am writing to report that address information on my credit report is entirely incorrect. Specifically, according to TransUnion, I lived at " CEASE DESIST, -, SD - '' from at least -/-/2015 to present. ( Please see attached credit report ) Obviously " CEASE DESIST, -, SD - '' is not a valid address and it should be investigated and immediately removed. An investigation is required because I wish to know whether it was TransUnion or another financial entity that reported this clearly erroneous information that violated the Federal Fair Credit Reporting... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - There is an address that appears on - my credit reports. - - - -, IL. I have no idea where this is or who lives there, and I have no relatives or associates who have ever lived at that address. I have no idea how that got on my report, but it needs to come off and I do not know how. I am realizing I have been the victim of identity theft. There is a debt of over $2000.00 to - on my acct, and I 've never had a - acct due to my age and credit history. I 've always used pre paid phones, but there 's no way I had anything to do with that - acct. Is there any way to find o... |
Experian Credit reporting incorrect information on credit report account terms April 9, 2017 - Dear Experian, Re : - Account - I am contacting you because I have found some information that is inaccurate on my credit report. 1. This is a secured account. On -, I contacted - and told them that I wished to get records on the account. 2. They did not respond. When I ran my credit later I saw that they were reporting me as late. That made no sense. 3. I contacted them and after a while they did n't respond. 4. After begging them, there was no resolution. 5. I sent them a demand directly. 6. They did n't reply and are reporting incorrect on your bureau. 7. That is impossi... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 9, 2017 - Transunion is reporting a bankruptcy that was discharged I sent them a dispute they stated they verified thru - I have enclosed a letter from the clerk of court which they Do Not provide or verify bankruptcy Transunion violated the Fair Credit Act by providing me False information I want the bankruptcy deleted from my file... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - Trans Union is showing the following inquiries on my credit report that I did not authorize and they had no permission to pull my credit. I called Trans Union and they are unwilling to do anything for me. I would like these inquiries removed as they did not have my permission. -/-/- - -, MI - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - -, WI - ( - ) - -/-/- - -, RI - ( - ) - - - - -, T- - ( - ) -... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 9, 2017 - I contacted transunion for the last 2 months sent them identity theft form and disputed accounts they refuse to remove the negative items. - # -, - # -, - # -. They will not provide any documents with my signature, information ect ... that I applied or open the accounts. I keep disputing these items and they refuse to remove them.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information April 8, 2017 - TransUnion Credit reporting agency has defamed my name and credit by posting unofficial residential addresses and 14 year old addresses on my credit report. I have asked TransUnion to remove those addresses and its response was to further denigrate my credit history. As a result of TransUnion 's failure to represent my personal information, I 've had lost out on job bids, had to get a cosigner to rent apartments and become - with other - thoughts. I 'm seeking financial reward in this matter. This is a discriminatory personal intention to ruin me financially with false reports. Inaccurat... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information April 8, 2017 - My legal name is different than my AKA name and i am having issues connecting with the credit reporting companies to make the correction. All my credit is in the AKA name and i need Transunion, - and - to make corrections to my name and address... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms April 8, 2017 - Incorrect information is being reported. Company will not update information in a timely manner despite updates being provided directly from creditor. Credit score does not reflect activity. Company should have a faster process to resolve disputes when consumers are impacted by negative information especially when it is incorrect. Consumers should not have to pay for these services and not be able to receive expedited assistance in emergency situations such as when health, housing and transportation are impacted.... |