U.S. Bancorp Credit Card Complaint

U.S. Bancorp Credit card department,

Identity theft / Fraud / Embezzlement Wyoming

I 'm trying to get a mortgage, a credit report was pulled on me for the first time in many years. It revealed a credit card account with an account balance of $6000.00, opened in - of 2007, with USBank. I know nothing about this account, and have never had an account with USBank. Someone has been making payments of $40.00 per month on the account and my credit rating has thankfully not been impacted. I checked with USBank, a branch office in my town of - Wyoming, and they have no record of me, or of the account. I filed a dispute with -, they said it will take 30 days. I 'm trying to get a mortgage and I need this removed from my credit report asap. I want USBank to get on this right away, I ca n't afford to wait 30 days. I 'm afraid that an employee of USBank has fraudulently opened an account in my name and is making payments on it to disguise its existence, and it only became apparent when my credit report was pulled.