Review and Analysis of over 707 financial product complaints in South Dakota
| Company | Complaints |
|---|---|
| Wells Fargo | 74 |
| U.S. Bancorp | 39 |
| Bank of America | 35 |
| Capital One | 35 |
| JPMorgan Chase | 33 |
| Experian | 30 |
| Citibank | 29 |
| Equifax | 27 |
| TransUnion | 25 |
| Ocwen | 20 |
| Credico, Inc. | 17 |
| AAA Collections | 13 |
| Discover | 13 |
| Wells Fargo & Company | 11 |
| Ditech Financial LLC | 10 |
| Navient | 10 |
| Amex | 8 |
| Santander Consumer USA | 8 |
| Encore Capital Group | 7 |
| Flagstar Bank | 7 |
Penn Credit Corporation Debt collection communication tactics frequent or repeated calls August 21, 2017 - I receive calls from Penn Credit 3 to 4 times a day. Each time it rings no more than one or two times, never even giving me the opportunity to answer the phone. I have no loans with them and I have no late payments with them or any other company. On -/-/-, I had a call at about - MDT and again at - MDT. In both cases the phone rang one time. On -/-/-, I had a call at about - MDT and again at - MDT. Again, in both cases the phone rang one time, not even giving me the chance to answer. I 've had numerous other calls from that under the same circumstances.... |
Experian Credit reporting incorrect information on credit report account status April 4, 2017 - I had a - account in -/-/-. It was first reported delinquent in -/-/-. The account was paid and should have been removed from my credit bureau in -/-/-. ( 7 years after it was first reported delinquent. ) It is STILL showing up on my credit bureau in -/-/- ... 13 years later. This needs to be removed from all - credit bureaus ... -, Experian and -.... |
Wells Fargo & Company Bank account or service problems caused by my funds being low March 23, 2017 - Wells Fargo has charged me excessive overdraft fees in relation to a already posted debit card purchase for $7.00 and charged me a overdraft fee for withdrawing $40.00 from my checking account and I knew I was overdrawn by $33.00 by my own fault. I spoke to customer service and they reduced the fees somewhat to a lesser value $48.00 vs $100.00. But I believe in the past history of wells Fargo charging excessive fees, all overdraft fees should be erased and a apology should be issued.... |
Wells Fargo & Company Bank account or service account opening, closing, or management March 7, 2017 - I have bin into Wells Fargo - separate times To try to close My Account And they have refused Me everytime. They run My High Amount bills First and then Low amounts they have overDrafted Me -! times this way And now they are charging me - $ Service Fees Monthly For a Judgment I have against ME. But that Fee IS Going Into The Banks Pocket And no towards My Debt. After Calling The BBB And About - other Bureaus Getting the run around Again Another - $ Pinged off my accout into the banks Pocket. That makes My Grand Total - $ The Bank has just Put into there Pockets And still Ref... |
Investors Bank Mortgage credit decision / underwriting March 7, 2017 - In -/-/-, I opened a home equity line of credit at Investors Bank ( account # - ). In -/-/-, we sold the house and informed Investors Bank of the sale. I told them that we no longer owned the house and would like to close the account. They never closed the account. Since then, I have informed them by phone and by mail that we do n't own the property and want the account closed, but they still have n't closed it. Please contact them and make them close the account. Since we do n't own the property, the bank ca n't foreclose on it. My fear is that someone will charge something to th... |
U.S. Bancorp Bank account or service account opening, closing, or management February 22, 2017 - Our daughter worked for U. S. Bank Home Mortgage in -, MN. She passed away unexpectedly on -/-/2016. We, her parents, were beneficiaries of her - savings plan. We have collected the proceeds from that account. We have since received a - which shows there is income tax due on a distribution of - of dollars, which was supposedly used to pay off a loan against this account. We have no knowledge of this loan or payment. We have been trying for weeks to get an annual statement of this account which shows us the dates of loan and payment, how the request for a loan was made, to whom th... |
USAA Savings Credit card billing statement February 16, 2017 - I have a credit card account with USAA -. I used the no paper option and conducted all business with them online. Last year I began to have problems with their security system. For reasons I am unable to understand, they began to lock me out of my online account. After the second time this happened, I decided to close the account. I wrote a letter to them dated -/-/- requesting that they close the account and send me a final paper statement. I received no response. On -/-/- I wrote a second letter, requesting the same thing and specifically revoking the " paperless '' opti... |
U.S. Bancorp Bank account or service deposits and withdrawals February 14, 2017 - On -/-/2017, - - of - ( VENDOR ) - - - - or - - ) - issued a credit card credit to my - Mastercard account using credit card processor : Elavon Inc. - - -, - - - GA - USA https : //www.elavon.com- I believe that Elavon Inc. is holding these funds for an unreasonable period of time in order to earn interest on them and profit from them while denying access to them to me. I also believe that if this practice is taking place with all transactions it handles, that the profit generated and the corresponding damages suffered by the affe... |
Synchrony Financial Credit card delinquent account February 7, 2017 - I am currently in default with Synchrony Bank. I am well aware of the fact that collection calls are to be expected. Unfortunately, I recently started receiving calls & voicemails on my work phone. On one particular occasion the receptionist was told that they were calling in regard to a 'personal matter '. I worry that these types of calls will be noticed by my employers and could potentially result in problems at work.... |
Barclays PLC Credit card billing disputes February 3, 2017 - I called to make a payment on my card today, and was told it was $120.00. I spent an hour on the phone trying to get the woman to tell me why it was $120.00 today. Finally a manager gets on the phone and tries to tell me that he listen to the last conversations I had but lied and said I knew that I owe the past due amount 's and that I was in collections which is false finally he said that I had no choice but to pay the minimum of $75.00 that was due today I was a palled because the previous woman told me it was $120.00 today neither one of them could come up with any excuse as to why ... |
AAA Collections Debt collection communication tactics threatened to take legal action February 2, 2017 - I have made several attempts to contact AAA collections to work out payments with them. She told me she could n't set up a wage assignment with me unless I paid - biweekly, I explained to her that I have a - husband and - small children and could only afford - bi-weekly. She said she would send out the wage assignment. I called her a week and a half later, and told her I still have n't received her paper work. She said she was not going to send it until she put a judgement on me. I do n't understand how that is necessary when I have made attempts to make payments. Back a few months... |
Citibank Credit card apr or interest rate January 13, 2017 - When I made my purchases with best buy the customer service representatives never said anything about having a deferred interest promotion all they said was 12 months interest free ... NOTHING WAS E-PLAINED OR SHOWN TO ME ABOUT DEFERRED INTEREST!! I feel completely taken advantage of and abused by this bank because I have large payments I ca n't afford and did n't plan on having on my account. I want at least some of the interest waived and a payment plan that will help me get this account paid down or I will continue complaining to every agency I can find... |
Experian Credit reporting incorrect information on credit report personal information December 29, 2016 - I submitted a request to remove inaccurate information on my credit report and it is still on the report. I want it to be removed as soon as possible.The names to be removed are -. - -. -. These are not my names.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info December 27, 2016 - I successfully disputed inaccurate derogatory information reported on my credit report by Transunion. The account was reported by Transunion as deleted deleted on -/-/-. The report was electronic and I have retained a screenshot of the report of deletion. At a later date, the disputed account was reinserted by Transunion, with an altered closed date of -/-/-, after six years of inactivity and with no change in status. The original reported closed date was -/-/-, six years earlier. I called Transunion to dispute the reinserted account on -/-/-, the date o... |
Wells Fargo & Company Credit card credit determination November 9, 2016 - A soft inquiry on my credit bureau report lead to a review of my credit card and Wells Fargo determined that my inactivity on the credit report was a risk and needed to close my credit card. Called Wells Fargo to discuss the situation. Wells Fargo advised that I could apply to have the credit card reviewed for reopen but they would have to pull my credit information again to see about reopening it. This seems like unnecessary credit pulling.... |
Loan Care Mortgage loan servicing, payments, escrow account October 28, 2016 - My life changed drastically back at the -, and my payday changed also. I called and asked LoanCare if they would please move my due date out a few weeks. They refused stating it is a contractual agreement. Well, hello! Life freaking changes, how am I supposed to know we would have a tragic death in the family and that my employment would change. If this company has even an ounce of human compassion they would change my loan due date by 12 days, and it would n't hurt them in the least, but we are just a number to them. I ca n't wait to get my loan picked up by a VA refinancer. LoanCare is th... |
Premier Portfolio Group Debt collection improper contact or sharing of info contacted me after i asked not to October 26, 2016 - Company called Premier Portfolio Group continues to call me at my work after I informed them not to. I also informed them that another collection agency had taken money from me on the same account they are trying to collect on. I gave them the company phone number and contact person, but they continue to call my work and my cell phone. I have over - plus phone numbers this company calls from. They are now using a number from my home state.... |
Express Collections, Inc. Debt collection false statements or representation attempted to collect wrong amount October 25, 2016 - -/-/-, I was made aware of an old daycare bill that was in collections. The total amount, with fees included was $470.00. ( The original amount due to the provider was about half that. ) I paid $200.00 down, and set up a payment arrangement for $28.00 a month for ten months.I paid the debt by following the payment arrangement and was recently contacted by a representative of the company to pay an additional $100.00. I do not owe this debt. When I told him that he threatened to seize property, garnish my wages, or let the courts decide. This very same debt is also listed on my cred... |
LendingPoint Holdings LLC Consumer Loan managing the loan or lease October 18, 2016 - I am getting - & will be on - effective - - 2016 for - days. I called the lender to verify they received the information & no one there is familiar with SCRA & how to apply the benefits to the loan. I submitted my - on - - 2016 along with a request to provide the benefits to my loan. I had not received a response as of - - 2016 so my wife called to verify if they had been received. The representative informed her they received some paperwork from the - but had no idea what SCRA was. He had never heard of it. He informed her a compliance manager would call her b... |
Rodenburg LLP Debt collection disclosure verification of debt right to dispute notice not received October 12, 2016 - Rodenburg Law Firm is attempting to collect a debt that they purchased from -. I have never entered into a legal agreement with this debt collector.... |
Barclays PLC Debt collection disclosure verification of debt right to dispute notice not received October 12, 2016 - - - - is attempting to collect a debt that they purchased from Barclays Bank Delaware. I have never entered into a legal agreement with this debt collector.... |
Wells Fargo & Company Credit card identity theft / fraud / embezzlement October 7, 2016 - account was used under my name and wells fargo seems to be unwilling to get it taken care of ... charged me fees and made me make payments ... also continue to report to credit bureaus ... i 'm even wondering if I even applied for it after all the information that has come to light ... they will not asset or even listen.. they need to be investigated and find millions I know Im not the only - to be singled out for them to be able to bill fees and take advantage... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status October 7, 2016 - All - Credit bureau will not investigate legal activity submitted by - ... They are reporting incorrect and criminal information ... problem part of them opening accounts with out permission.. I dispute with the credit bureaus and all they will send back is - said ... if they are wrong and will not admit it how can they actually fix it ... - can not be trusted but for some reason they get the final say in a dispute ... and the credit bureaus will not even let me dispute further or even give me an y info be sides what - submitted ... why will they not hear my side ...... |
Wells Fargo & Company Bank account or service deposits and withdrawals September 28, 2016 - Without any notice to me, Wells Fargo took my payroll check for $1200.00. They list it as a PCM Offset. When I went to speak with a Wells Fargo banker about it, he said he could not talk to me about it. In -, I was working as a -. It was decided that I would get a separate checking account from my wife. As I was out of town working, she went to - - and opened the account for me. Her name was not on the checks. She did not have an ATM. She did not put money into this account, or take money from this account. It was my account alone, or so I thought. -/-/-, I had an overdraf... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 23, 2016 - -/-/-, I was the victim of an elaborate scam - wherein I was hired by a company named - - to complete work by cashing a casheir 's check at my bank Wells Faro, and redirecting this cash by sending a - to another - provider. I had no idea this was a scam, as it was a very valid looking cashiers check that would be cashed, so valid that the bank cashed - of these checks. Only to later find out that this was an invalid account, a bogus cashiers check and a fraud. However, Wells Fargo held me responsible, rather than their employees for cashing and my account was debited in tho... |
JPMorgan Chase & Co. Credit card identity theft / fraud / embezzlement September 19, 2016 - I have credit monitoring in place and received notice of - recent inquiries on my credit report - from Chase Bank and - from - Bank. I - are banks that service/offer credit cards branded by -. I called both banks to ask why the inquiry occurred and was told that I had applied for a credit card on the - web site by each bank. I told them I did not apply, nor want, a CC from their bank and to cancel the cards immediately. My wife then checked her credit report and found the same thing from these - banks. She also called to cancel - fraudulently authorized credit cards... |
Bank of America Credit card billing disputes September 19, 2016 - Both my wife and I have a credit card with Bank of America. I logged in to pay today and noticed that both of our accounts show a different minimum payment due on the main account summary page than when I go to the make my payment screen. I have an example as well I can supply. Neither account was past due so no reason why my minimum payment should be different.... |
Experian Credit reporting incorrect information on credit report account status September 2, 2016 - In 2012 - - deceptively : - engaged in double cycle billing - improperly assessed my account a late fee, - in violation of the FCRA negatively reported to all - credit reporting agencies the late fee I am attempting to re-finance my home, and the negative reporting is directly affecting my ability to refinance my home on better terms including a better interest rate, lower monthly payments, restricting my ability to refinance other debt. This is costing me significant amounts of money. Due to the deceptive nature of the credit reporting need - - to clear on all - credit repor... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc August 29, 2016 - One year after I was declined for a store credit card with - Bank, this company did a SECOND " hard inquiry '' on my credit report - now a year later - and declined me for credit again. One of the reasons I was declined was due to the number of inquiries on my credit. Now, two of the three inquiries on the bureau are from THIS COMPANY. I do not recall giving authorization to do another hard inquiry when dealing with - Bank and feel this practice is deceptive and without adequate information and consent.... |
Rushmore Service Center, LLC Debt collection false statements or representation impersonated an attorney or official August 26, 2016 - A man came to my grandmothers residence yesterday and asked for me. He said he had papers to serve me. MY grandmother told him I was working. After getting the call from my grandmother at work about this, I did n't quite understand because I have no debts. out there. Then a couple hours later the man called my cell phone twice. I answered the second time and he just kept asking for me but I did n't admit that I was who I was on the phone so he hung up. I googled the phone number he called from and there is a website that came up that state its - I then - the address listed so I could go ... |
AAA Collections Debt collection communication tactics threatened to take legal action August 23, 2016 - First, the debt collector never told me this was an attempted to collect a debt. I have been hit hard with medical bills due to multiple - -, and my son being born -. Due to baby 's -, I can not work so it is just my husband 's income coming in. I was then asked how I manage to pay my bills. I disclosed my parent 's are assisting. Then she asked about the baby 's father. This is personal information and I told her that is not something I wish to discuss. She pressed the issue further asking me if he works and why he ca n't pay the bills. I once again told her that is personal. She ... |
Experian Credit reporting incorrect information on credit report account status August 16, 2016 - I disputed an old Child Support case that by law should have been removed 2 years ago. I called the State that established and Closed the Case in -. They said that indeed the case was closed, balance zero, and they were n't reporting it to any agency. I disputed it first with Experian in - -. They sent me a report stating that by law this case/account would be deleted 7 years after the case was closed and paid. So, by that it should be OFF my report as of -, which it is not.... |
August 4, 2016 - I contacted Citibank through their Customer Service line for credit cards @ - on - -, - in order to resolve a long term issue : I have a Dividend Rewards Credit Card offering 1 % cash back on purchases. I requested to redeem multiple checks for dividend dollars earned. - of these checks have never arrived, - dating from - of -. I received an e-mail stating " We 've placed a stop payment on your refund check We sent you a refund check for $360.00 dated - -, -, but our records show that you still have n't cashed it. For your protection, we applied a stop paymen... |
Citibank Bank account or service account opening, closing, or management July 31, 2016 - I applied for Citi Gold Checking Account with - promotion on -/-/2016. The promotional offer is that AAdvantage - bonus miles will be credited by Citibank within 90 calendar days from the date when I completed all offer requirements. I have received a confirmation letter from Citibank specifically addressed to me from Citibank that I have met all the requirements. In the letter sent on -/-/2016, Citibank stated that " Our records confirm your account met all criteria for promotion code -. After your 90 day waiting period is complete or by -/-/16, the bonus miles will... |
Wells Fargo & Company Student loan dealing with my lender or servicer trouble with how payments are handled July 29, 2016 - I always try to be conscientious about my payments. In - I made my - payment. A few days later I made my - payment. Because it was before the bank statement cutoff they applied my second - payment to principal. Now that it is - I received a delinquency letter. I pulled my payment history and took it to Wells Fargo and went over it with a personal banker. She called the student loan division and they told her because I made my payment before the statement cutoff they applied it to principal. Since I made this through Wells Fargo there was no way to indicate where to post the paym... |
HSBC North America Holdings Inc. Credit card other July 26, 2016 - Did not provide a response Delinquent Account Lender -/-/16 HSBC BANK - - - -, NY - - A lender reported that you did not pay them on time, and the account is now 30, 60, or 90 ( or more ) days late Reporting Detail Account Number - Amount Delinquent $0.00 Account Balance $0.00 Payment Status Unknown Contact Method Other Got it - / - is posting an account delinquent which is being reported as 30,60,90 days past due. This should n't even be on my history. Also I called them and they keep giving me the run around and can not find this account.... |
Citibank Bank account or service account opening, closing, or management July 23, 2016 - I applied for Citi Gold Checking Account with - promotion on -/-/2016. The promotional offer is that AAdvantage - bonus miles will be credited by Citibank within 90 calendar days from the date when you completed all offer requirements. I have received a confirmation letter specifically addressed to me from Citibank that I have met all the requirements on -/-/2016. In the letter Citibank stated that " I can confirm the promotion is attached and requirements for - promotion are completed. In addition, now that you have met the requirements and the account review is complet... |
Wells Fargo & Company Bank account or service deposits and withdrawals July 20, 2016 - Someone deposited counterfeit into my checking acct. and the bank honored them. The money was withdrawn the same day. They are holding me responsible for all monies withdrawn. They subsequently closed y account and say I owe them - plus dollars!!... |
Wells Fargo & Company Consumer Loan managing the loan or lease July 20, 2016 - Complaint against : Wells Fargo Dealer Services - - - - -, CA - -/-/- I had a bank issued Insurance on my truck right after I became sick and - dropped me. Wells Fargo Dealer Services then set up vehicle insurance with - - - -. - - - PA - ( see attached PDF ) that was back dated to when I lost my Insurance -/-/- for $110.00 a month. Never missed a payment, never had a problem. No notices nothing. On - - was able to get - - and at a better rate. I secured the required Insurance has stated in the agreement from the -... |
Freedom Mortgage Mortgage credit decision / underwriting July 19, 2016 - Recently, we sold our home for a great profit - in hopes of purchasing a new property. Upon our application for a new mortgage it was discovered that Freedom Mortgage had given us - late payment marks on our credit score, this made us ineligible for any mortgage loan program. After researching the issue, we 've discovered that Freedom adjusted our escrow payment, and did not appropriately notify us of those changes - as a result the consistent payment we had been making from our bank account was slightly less money than the new payment amount. We have never missed a monthly payment, once we... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account July 15, 2016 - I have a mortgage with Ditech and have been overcharged $1900.00 for a monthly mortgage payment. I notified Ditech of the overcharge right away and it has been two weeks now and I still have not been refunded the money. $2000.00 is a lot to me and I need to live on. If I am overcharged I expect the money to be retuned within a couple of days.... |
Round Point Mortgage Mortgage loan servicing, payments, escrow account June 28, 2016 - I refinanced my home in - 2016 with - - which paid off the old mtg. co. Round Point Servicing for - - -. The old company in turn after closing has decided to continue paying random things and charging me, example homeowners ins and mtg ins, late fees and interest. When in fact they owe me as near as I can calculate $890.00 escrow. They should not and are not authorized to do any of such as when they received the pay off all transactions on my behalf should have ceased. After 2 months of no answers & even hung up on me today. The mtg co is not returning my calls and the serv... |
Clear Debt Solutions, LLC Debt collection communication tactics frequent or repeated calls June 13, 2016 - They continue to call my work and I have asked 6 times to stop calling me at work. They have failed to listen. They stated that they have left me messages on my cell phone, but they never have. As soon as I spoke with them at my work number and asked them again to, stop calling here, I also told them I would try to call them this afternoon, they called right back on my cell phone. ... |
Santander Consumer USA Holdings Inc Consumer Loan managing the loan or lease June 6, 2016 - We have an auto loan through Santander financing for our car. On - - our car was totaled out by hail. Our insurance company payout for the car did n't cover the entire amount of the loan. So they would not pay the loan off. Our insurance company offered us the option to buy our car back for 15 % of the value of our car before being totaled. Santander told the insurance company they could NOT let us buy the salvaged car and that Santander will be buying the car back from the insurance company. So my complaint is this.. How can a company not allow us to buy a salvaged car from the insuranc... |
Sokaogon Finance, Inc. Debt collection communication tactics frequent or repeated calls May 26, 2016 - CALL ME AT WORK WHEN I HAVE TOLD THEM I CAN ; T RECEIVE PHONE CALLS AT WORK. CONTACT FRIENDS/SUPERVISORS ABOUT DEBT ... |
Express Collections, Inc. Debt collection communication tactics called after sent written cease of comm May 12, 2016 - They call me on my cell phone during working hours. They are aware this is a cell phone. I have told them that I do not have a land line I have written to them telling them not to call me at my job. They are aware of my work hours. I also do not owe this debt. The vet took an - that I did not authorize. ... |
Barclays PLC Credit card balance transfer May 10, 2016 - Barclays bank took $9700.00 from me and instead of paying off my Barclays account off, they sent the money to - - - and paid that amount on the card I had there. I contacted them several times and told them what had happened. They investigated and sent me a refund check in the amount of $9700.00. After several weeks and additional conversations with them, I cashed the check and sent them a payment of $9400.00 to pay off my account. After a few days, Barclays stopped payment on the refund check. This caused my checking account to be overdrawn by several thousand dollars. I contac... |
Citibank Bank account or service account opening, closing, or management May 6, 2016 - In - of 2015 I opened a CitiGold Checking account with Citibank. Despite being told by multiple representatives over the course of approximately six months that I was eligible and had met all the requirements ( and keeping the chat logs from online conversations with Citi representatives ), now Citi is reneging on their word and refusing to give the - - - miles they had agreed to award. I want Citi to simply honor the terms of the agreement and award the miles. ... |
2288984 Ontario Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 5, 2016 - I paid the amount owed, but the company kept saying that I owed them more. To get them to stop, I put a stop payment on the account, but they are still calling and trying to collect. ... |
U.S. Bancorp Mortgage loan modification,collection,foreclosure May 5, 2016 - Dear Consumer Financial Protection Bureau, My name is - -. I have been married to my wife for almost - years. We have - grown children. My complaint and appeal here is done in only about - pages. Please just allow me the time to ask some important and provocative questions... How does an older couple like us remain in a home for 6 years without making even one house payment to the bank that is foreclosing on us? Is it because WE have some sort of power to prevent a foreclosure? Really? How is a couple like us able to stay living in that home even though the bank has had 6 ye... |
OneMain Financial Holdings, LLC Payday loan received a loan i didn't apply for received a loan i didn't apply for April 30, 2016 - I have permanently " opted out '' from unsolicited financial/credit marketing through all - credit bureaus. However, I received the attached offer in the mail - which looks very much like a " check '' - and am concerned not only about the protection of my financial identity but also about others who may have also received this solicitation. ... |
U.S. Bancorp Bank account or service deposits and withdrawals April 28, 2016 - My wife 's wallet was stolen, so we had to close our old account through us bank. So we closed said account and opened a new one ( mind you this will be our second time dealing with this issue ). I recent refunded a game worth - and it was refunded to my old account, due to them just sending it to a different account is not possible for obvious reasons. -, the company who refunded our money sent the money, we have documents on our side and - side saying they refunded the money to us bank. Now after speaking with us bank, they refuse to give us the money that was sent to our old accoun... |
Synchrony Financial Credit card customer service / customer relations April 7, 2016 - From - - till - - I had an account with a limit of $2500.00, soon raised to $2700.00 dollars.The highest I ever had the account was just over $500.00. I was never late with a payment and in good faith made twice the payments needed, most well over the minimum asked for. Of those - payments - bank drew from the wrong account, the one I had closed. The moment I was made aware I corrected it and resent a payment from the correct bank, - -. Never ever, even with - screwups, was I late on a payment. Yet because of - screwups my account was abruptly closed, and wi... |
Bank of the West Bank account or service deposits and withdrawals April 6, 2016 - I was the victim of a scam/fraud on my bank account -/-/-. I notified the bank as soon as I was aware of it and before they notified me. Instead of treating me as the victim I was I have been treated as the perpetrator. They froze my bank account even though I let them know that my only source of income was coming in which was my Social Security check. They let me know that they would be taking out the complete amount of what they said needed to be returned to the bank from the fraud which would leave me only $450.00 to live on for five weeks until my next check. I was also told that si... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report received marketing offer after opted out March 31, 2016 - - reported on my Transunion Credit Report on the following dates : -/-/15, -/-/15 and -/-/15. I did not inquire any information regarding this company. These are - hard inquiries. ... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure March 15, 2016 - I got sick and could not work for 6 months. Wells Fargo would not work with me. They had - their " Home Preservationist Specialists '' work with me. In the meantime, I was back to work and paying them - $ payment, which is - more a month than my payments were. Also paid them every 2 weeks. So, - $ a month.They sent my checks/payments back into my account. I was told all kind of rhetoric by Wells Fargo. They wanted full payment of - - They were not satisfied with - every 2 weeks. What was I supposed to live on if I sent them payment in full? They did n't care. Then they rep... |
U.S. Bancorp Mortgage loan modification,collection,foreclosure March 8, 2016 - My husband and I were approved for a mortgage in -. We were facing forclosure and abandoned the house in - -. Lender was notified that we were vacating the property. A sheriff sale was set for - -, but was postponed for unknown reasons. On - -, - we were served papers. My complaint is that we could be close to purchasing another house after five years, but US Bank has delayed the process to an extent that is unacceptable. Five years later and we are finally getting closer to being able to put this behind us, when all of this should have happened after we abandoned the p... |
First National Bank of Omaha Bank account or service problems caused by my funds being low February 18, 2016 - I have had issues in the past with overdrafts to my business checking accounts. My bank 's online banking does not allow transfers after - to go through until the next business day ( two days later ), even if I have funds directly in the bank. I work out in the field and am unable to check my online banking until the evening. The branch president and my loan officer agreed, if I e-mail them in the evening, they will make the transfer for me and I would not get the overdraft charge. On - -, 2016, an e-mail was sent to my banker, requesting to transfer $500.00 from - of my business... |
Seterus, Inc. Mortgage loan servicing, payments, escrow account February 17, 2016 - -/-/2015 I submitted a partial payment for an escrow shortage. I called -/-/- to see if it was received and the lady said yes, but it was applied to principal and she would switch it to escrow and she did. She was looking at a different transaction- my bank had sent 2 full -/-/- payments by mistake and one of them was applied to principal. Had she looked back one more week, she would have seen that they already received my escrow payment that I sent by check. When -/-/- came due, I noticed what had happened because almost all my money was gone. I called them immediately and ex... |
Rushmore Service Center, LLC Debt collection communication tactics frequent or repeated calls February 4, 2016 - Since I have n't had debt to anyone for over the last twenty or more years I 'm concerned about the frequent calls from Rushmore Service Center # - in - -, SD, a third party collection agency that gives me at least four calls a week. I have no need to answer the phone from them, a quick look on - tells me who they are. The calls from them have been going on for several months now and they need to stop. I suspect they have the wrong number and need to correct their file. ... |