Review and analysis of over 4,128 consumer complaints
| Ray Klein, Inc. |
| State Collection Service, Inc. |
| MRS BPO, L.L.C. |
| Senex Services Corp. |
| Unique Management Services, Inc |
| Integrity Solution Services, Inc. |
| Arnold Scott Harris, P.C. |
| BYL Collection Services |
| Real Time Resolutions |
| Medical Business Bureau |
| Professional Finance Company, Inc. |
| Fidelity Capital Holdings, Inc. |
| National Credit Adjusters, LLC |
| Aargon Agency, Inc. |
| Company | Complaints |
|---|---|
| Encore Capital Group | 222 |
| Enhanced Recovery Company, LLC | 191 |
| Resurgent Capital Services L.P. | 90 |
| Portfolio Recovery Associates, Inc. | 82 |
| Capital One | 64 |
Medical Data Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 12, 2017 - I did not receive any communication about this collection. In my call with insurance and hospital regarding the claim, Insurance agreed that it is non hospitalization claim and agreed to pay. But did not pay. I was not aware of this and did not get any bills thereafter. The treatment happened in -/-/- and I collection came into credit report in -/-/-. It is only for $180.00. I paid once I came to know about the collection. I was informed that collection will be removed from my credit report.... |
Convergent Resources, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 12, 2017 - Convergent Outsourcing a collection agency is attempting to collect an alleged debt for a cell phone carrier named -. I have requested in writing that this collection agency provides document proof of this alleged debt and has failed to do so, but continues to send harassing letters to collect. They continue listing this alleged debt with - and - credit reporting agencies affecting my credit score.... |
Medical Business Bureau Debt collection disclosure verification of debt right to dispute notice not received April 11, 2017 - This company ( Medical Business Bureau ) reported a collections account debt on my credit report ( - ). They did not send me any written letter regarding the existence of the debt. I have never done business with this company and the info posted to the credit bureau is false and a violation of my right under FCRA.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 8, 2017 - was notified through my bank someone added a debt on my credit report. the agency that reported me is ARS ACCOUNT RESOLUTION. I 've never been notified by them, received mail or a call, I have no clue as to what this is for or why.... |
Debt Recovery Solutions, LLC Debt collection disclosure verification of debt right to dispute notice not received April 6, 2017 - During an inquiry about buying a home the potential lender informed me that my FICO scores were not high enough because Debt Recovery Solutions recently opened a new collection dated -/-/- for -. I have NEVER received a single notification of this debt so I called them and asked them what it was for. I was informed that it was for - during the periods of -/-/- to -/-/-. I asked him how to get rid of it and she started screaming at me that the only way to get rid of it was to pay it or they would sue me. This is the second time they are reporting it with different dates to ... |
Medical Business Bureau Debt collection disclosure verification of debt right to dispute notice not received April 5, 2017 - Hello I joined - last week.. Noticed a debt. ( medical ) was in collections from a -/-/-.. - Visit.. That my medical plan and company med plan had handled. This company called me for ..-/-/-.. Had contacted - .. Was told Its handled.. Here is confirmation # s bla bla bla.. Told them that they still called a couple times ... Then stopped. I figured they got the info.. This is an agency the hospital uses.. From the start.. They never called me.= The hospital.... |
Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 4, 2017 - Aargon agency is saying I owe - debts for hospital bills that I never received. After calling - that they claimed I owe, the hospital told me I need to contact them and GET the account numbers from them because thats not the balance they show for me. I have low income so if I owed a balance I would have tried to get a small payment plan before they applied it on my credit report. This debt is now hindering from obtaining credit from different companies.... |
ATG Credit, LLC Debt collection disclosure verification of debt right to dispute notice not received April 2, 2017 - On -/-/2016 I checked my credit report and ATG Credit LLC is on my credit report for an unknown account with the amount of -. It states the account was opened on -/-/2016 which is a LIE BECAUSE I did n't open any accounts in -/-/2016 that went to collections. ATG Credit did not contact me nor did they send me a letter informing of what ever debt this is which violated my right as a consumer to dispute or have whatever this debt is validated. According to the FCRA a collection MUST notify the consumer by letter of the debt to give the consumer a chance to ask for validation to dispute ... |
Southern Management Systems Inc. Debt collection disclosure verification of debt right to dispute notice not received April 1, 2017 - I rented an apartment located at - - - -, -, FL - AKA -. I moved out when my lease was up and checked with the front office in charge of managing the building to see if any payment was owed. I was told I did not owe anything. Less than 1 month later, I receive a letter from a collection company, stating I have a debt owed to - - -. Despite my due diligence, I never received any notice of debt or an invoice before account was sent to collections. No prior attempt was made to make me aware of debt in question, let alone collect said debt. Debt was also posted to my ... |
Stellar Recovery Inc. Debt collection disclosure verification of debt right to dispute notice not received March 31, 2017 - I canceled - account and sent back the equipment within 30 days because the service did not work in my area. I was under the impression I would not be charged if i was not satisfied with service. And I had the option to send equipment back, which I did... |
Credence Resource Management, LLC Debt collection disclosure verification of debt right to dispute notice not received March 24, 2017 - I disputed a collection company by the name of diversified and they removed it over a month ago cause they could not validate the debt. Last night I checked my report and there is another debt collector by the name of credence resource manage on there saying I owe them. Which they did not notify me that they were going to put back on the debt.... |
Quality Recovery Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 24, 2017 - I recently applied for credit and was denied due to bogus duplicate accounts on my credit reports... |
Associated Collectors, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 21, 2017 - The first collection account was as a result of the billing policy at - - -. Each visit to a different practitioner was billed to a different account. - of the accounts was overlooked by me and I was not notified of this debt being sent to collection. I believe the error was the result of their improper billing system and lack of notification and I do not believe it should be my responsibility. The - account was incurred as the result of an emergency visit to the hospital. I received a substantial bill and had no health insurance. I applied to the hospital and received relief f... |
Associated Collectors, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 21, 2017 - The first collection account was as a result of the billing policy at -. Each visit to a different practitioner was billed to a different account. One of the accounts was overlooked by me and I was not notified of this debt being sent to collection. I believe the error was the result of their improper billing system and lack of notification and I do not believe it should be my responsibility. The second account was incurred as the result of an emergency visit to the hospital. I received a substantial bill and had no health insurance. I applied to the hospital and received relief for the en... |
Phoenix Financial Services LLC Debt collection disclosure verification of debt right to dispute notice not received March 20, 2017 - This debt collector has reported information to creditor bureau that I owe a debt. However I was never notified of the debt. I discovered the debt via reporting of my credit report. I then contacted the creditor bureau and the debt collector via several methods ( including certified mail ) to notify them that I have disputed the debt and request validation of the debt. However as of today despite my attempts I have received no notification of the debt and the collection agency has violated my rights by failing to provide me with validation of the debt or at the very minimal notifying the credi... |
AR Resources, Inc. (FL) Debt collection disclosure verification of debt right to dispute notice not received March 19, 2017 - never notified of the debt, straight to my credit now my credit has gone down and collection debt stays in my credit for 7 years?? thank you... |
Simon’s Agency, Inc Debt collection disclosure verification of debt right to dispute notice not received March 16, 2017 - I was working with - - - without verified Debt. I missed a payment and two weeks later - collection reports Where on my credit report. It is my understanding I was paying towards one bill from one company and not -. This is a violation of my rights and an attemp to destroy my credit profile.... |
GLA Collection Company, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 15, 2017 - I was - when this was opened and in a foreign country. I did not receive any notifications at all on this. I was unaware of this going to collections. Is there a way that I can just have this removed due to the Sailors relief act.... |
ProCollect, Inc Debt collection disclosure verification of debt right to dispute notice not received March 15, 2017 - I am filing a complaint because Pro Collect Inc. is not licensed to collect debt in my state ( Texas ).... |
Praxis Financial Solutions, Incorporated Debt collection disclosure verification of debt right to dispute notice not received March 10, 2017 - Praxis Financial solutions is trying to collect on a debt that has reached the Statute of Limitations. In the letter that was mailed to me, the date of debt was purposefully obfuscated. I called absolute Solutions and I was told that the statue of limitations on the debt had expired. - - was rude and disrespectful when I called to resolve the debt.... |
The CMI Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 8, 2017 - I have a a unverified account from CREDIT MANAGEMENT -. I had previously disputed this account. I have never done business with CREDIT MANAGEMENT. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that CREDIT MANAGEMENT Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether y... |
Phoenix Financial Services LLC Debt collection disclosure verification of debt right to dispute notice not received March 8, 2017 - A few months ago I recieved a collection call from someone who said they were with Phoenix Financial Services. I asked who is the creditor and what are they saying I owe. They told me I had a hospital visit back in -/-/2015 to a hospital in -, TN. She still did not give me any specifics behind that. I told the representative, that I had not visited a hospital in -, in -/-/2015. I had a visit earlier in the year but my bill was only $60.00. I asked the representative what was the dispute process and she told me I would have to talk to the original creditor. When I asked again who th... |
Medical Data Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 7, 2017 - MDS has reported - of my accounts to the Credit Bureaus even after I have made payments. I have been making weekly payments and have even paid - of the - accounts that I have with them. The rep told me that I have 30 days to pay this debt in full. She went to advise me that making payment arrangements does not prevent reporting. I think this is unfair especially when I am attempting to pay this debt.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received March 6, 2017 - i had a - Cell Phone account and they were unable to keep the services working that i was paying them for, after multiple Communications with the service department and Store managers and trying a Mini Cell tower in my home the services still were not working Half the time. i communicated my request for them to fix the service or give me credit Both requests went on def ears. i was left with no other choices after being told the problem was their towers but to switch providers as i did over to -. i was a long time customer and the last 1 year and a half was like paying for nothing. Th... |
Auto Trakk, LLC Debt collection disclosure verification of debt right to dispute notice not received March 6, 2017 - I DISPUTE THIS ACCOUNT WITH ALL - CREDIT BUREAUS. THIS CREDITOR REPORTED IT AS ACCURATE AND STILL REMAINS ON MY CREDIT REPORT. I ASK FOR VALIDATION AND TO THIS DATE HAVE NOT RECEIVED ANYTHING. ACCORDING TO SC LAW UCC-5 AND STATE RISA AND MVISA STATUES A DEFICIENCY CAN NOT BE CLAIMED UNLESS ALL OF THE REQUIRED NOTICES WERE PROPERLY AND TIMELY GIVEN AND ALL OF THE ALLOWABLE REDEMPTION AND CURE TIME LIMITS WERE ADHERE. I ALSO ASK IF THEY WAS LICENSE TO REPO. THEY DID NOT FILE A POLICE REPORT AS WELL. I NEED THIS ACCOUNT DELETED FROM ALL - CREDIT BUREAUS ASAP!!! IF NOT I WILL SUE $ 1000/VI... |
R.M. Galicia, Inc. Debt collection disclosure verification of debt right to dispute notice not received March 5, 2017 - On -/-/2016, I disputed the alleged debt within the - period. When I received their letter on -/-/2016, I asked for detailed documentation in the attached letter labeled " CFPB-PMS2 ''. I did not receive a reply nor did I receive any documentation I asked in my letter. Instead, they blatantly violated FDPCA, FCRA and despite my admonition, falsely reported against both of our credit files with the - bureaus.... |
NRA Group, LLC Debt collection disclosure verification of debt right to dispute notice not received March 3, 2017 - debt just showed up on my credit statement with no notice of right to dispute... |
Bank of America Debt collection disclosure verification of debt right to dispute notice not received February 27, 2017 - This company used my social to look at my credit report. I did not give them permission, nor did I ever inquire with their services. I believe they are doing fraud.... |
WAKEFIELD & ASSOCIATES, INC. Debt collection disclosure verification of debt right to dispute notice not received February 25, 2017 - My federal tax return was garnished for something and i was not aware or told so that maybe i could work something out if i did owe anything... |
Alpine Credit, Inc Debt collection disclosure verification of debt right to dispute notice not received February 25, 2017 - This collection company continues to call me but they have never sent me any paperwork, no notices and no explanation on what the debt is for. After doing some research I found out that they are not licensed to do collections in the state of Colorado.... |
Allied Collection Services, Inc. (Nevada) Debt collection disclosure verification of debt right to dispute notice not received February 21, 2017 - Received alert on credit report on -/-/- regarding negative info from Allied Collection Services Inc.. I looked up number for this company and called them. I stated to them I have no knowledge of this debt and was never notified regarding this debt because Inever received anything in the mail. They told me the debt is from a company called - - regarding a payday loan in- of -. They said a letter was sent out to an address that I lived at more than 10 years ago. I asked them to send info in the mail. I received the info today and it states the account has been updated to to... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received February 18, 2017 - Continued to call and try to make contact with debt collector. They continue to take messages and claim the agent is on another call. I contacted them to try to make settlement so i can purchase my house and my time is running.... |
Hunter Warfield, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 17, 2017 - I used to live at - place at - gave them notice no time also asked them to walk throw the apartment apartment manager told me every thing is ok but after 3 month i got phone call from HUNTER WAR FIELD telling me i owe - which is not true call apartment corporate office talk to corporate office told me if i paid this amount she is going to pull out from collection as soon as convocation end on -, -, 2017 paid this full amount now its show on my credit report collection on my - and - report. Apartment office never send me any bill but without knowing send to the collection.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received February 12, 2017 - I received one letter and the next week a collection account was placed on my credit reports. The account in question has been has been proven to have been opened in my name fraudulently by someone else with the previous collection agency that tried to collect from me years ago. ERC did not even send me a debt validation notice to allow me to ask for validation which is required under the FDCPA.... |
Capital Accounts, LLC Debt collection disclosure verification of debt right to dispute notice not received February 11, 2017 - I visited the office of - - on - -, - for medical check up. At the time of visit, I paid my copay, gave a copy of my health insurance and driver 's licence. On - -, -, Capital Accounts LLC reported open collections of $530.00 on my SSN to credit reporting agencies. I have never received any communications from either - or Capital Accounts LLC explaining the charges or any notices before sending the account to collections. When I contacted - office, they told me that I have around $100.00 in balances not covered by my insurance. When I contacted Capital Account... |
Omega RMS, LLC Debt collection disclosure verification of debt right to dispute notice not received February 11, 2017 - OMEGA RS reported a collection account in my name with - - credit bureau without sending me notification of debt and the notice of right to dispute.... |
Receivable Management Group, Inc. (GA) Debt collection disclosure verification of debt right to dispute notice not received February 11, 2017 - I have no idea where this debt came from. The collection agency has not mailed me enough information to verify that the debt belongs to me even though I mailed them a certified request. They only mailed me a letter giving me the name of the hospital and amount. They refuse to provide me legitimate proof that this is my bill such as the services provided, the date of service or my signature. I also never given a chance to dispute the debt. I never received letter or phone calls in reference to this debt.... |
Valley Collection Service, LLC Debt collection disclosure verification of debt right to dispute notice not received February 10, 2017 - Valley collections mailed a notice initiated from -. When - were called to clarify why Valley collections were utilized to collect the debt, as no invoice was ever received. - the billing manager from - stated the invoice was mailed to an address that had not been current in over seven years. - was asked to rectify the situation, and correct the error. I stated to - that payment would be immediately submitted after the corrected invoice was received. After several months of communications there was no correction made, and the matter was reported to - credit bureau.... |
Performant Financial Corporation Debt collection disclosure verification of debt right to dispute notice not received February 9, 2017 - I have made many attempts to try and resolve the claimed outstanding debt but the company will not speak with me. They claim account is in a status they can not speak to me about yet they continue to report to credit and they do not allow me to make any resolution... |
I.Q. Data International, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 9, 2017 - IQ Data is reporting on my credit report a balance of -... |
National Credit Systems,Inc. Debt collection disclosure verification of debt right to dispute notice not received February 8, 2017 - I received a letter more than 5 days after the initial communication ( a violation of - - - - - - - - - and the letter did not state that I may request that the debt be validated or verified.... |
Account Services Collections, Inc Debt collection disclosure verification of debt right to dispute notice not received February 7, 2017 - In - -, I rented a vehicle from - - - in Florida to attend a wedding and was involved in an accident, that was at no fault of my own. Within 2 weeks of the accident, - ( the other driver 's insurance ) paid for 100 % of the damages to the vehicle. In - -, I received a notice from - - - stating that I owed for loss of use and an admin fee, totaling $110.00. Upon receipt, I submitted the bill to -, in which the call center agent said it would be taken care of. In - -, I called the - - claims agent, - -, on the letter I received in -, to ... |
Allied Collection Services, Inc. (Nevada) Debt collection disclosure verification of debt right to dispute notice not received February 6, 2017 - We were contacted b Allied Collection Service by phone - notifying us of - attempt to collect an invalid debt. We asked them to send the information and the notice of the right to dispute so that we could dispute it as numerous attempts to resolve with - " Customer Service '' had failed. We never received the details or the notice of right to dispute from Allied Collection Service. We called Allied Collection Service on -/-/- to let them know the debt was resolved, even though we never received the details from Allied Collection Service or the right to dispute. On -/-/- and ... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 5, 2017 - I did not receive a 5 day notice to this debt before it was resinsrter into my credit file. I did not receive my right to dispute letter for these. I do n't even know what these debts are or what year they are from or anything.... |
The CMI Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 4, 2017 - I HAVE A DEBT ON MY CREDIT REPORT FROM CREDIT MANGEMENT FOR - STATING FROM -/-/2010 ON BEHALF OF -. I CALLED CREDIT MANAGEMENT, THEY STATED THAT I DID N'T HAVE ANYTHING IN THEIR SYSTEM FOR THAT CREDITOR OR THAT AMOUNT FOR ME, YET THEY WILL NOT REMOVE IT. FROM MY - CREDIT REPORT... |
Retrieval-Masters Creditors Bureau, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 3, 2017 - This company has reaged a debt that was from - as - it is being reported inaccurately also they never sent me notice of this debt and put it on my credit files. I want it removed from all - beaures... |
Choice Recovery, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 3, 2017 - COMPLAINT Now comes, - -, in consumer capacity filing a complaint against debt collection agency Choice Recovery, an Ohio agency licensed to collect debts in the state of OHIO ; In -/-/-, I checked my credit report and discovered Choice Recovery 's tradename on my credit file as a closed account and disputed the account with all - credit bureaus ; On -/-/- I received my credit report update from initial dispute, and Choice Recovery was deleted from - file but updated by - and - as a verified account ; Choice Recovery placed their tradename on my file in -/-/- ;... |
Midwest Recovery Systems Debt collection disclosure verification of debt right to dispute notice not received February 3, 2017 - Midwest Recovery Systems LLC appeared on my credit report in the amount of $890.00. I have never heard of this company before. When I contacted them, they said that I had taken out a payday loan on -/-/- I did not take out such loan on that day as I was not working at the time. As well all of the banking, home and email address information was old. I have not had that bank since -/-/- and that bank went defunct in -/-/-. I have not lived at that address in over - years. As of -/-/- it had been over - years. That email address had not been my email address since -/-... |
Credence Resource Management, LLC Debt collection disclosure verification of debt right to dispute notice not received February 3, 2017 - I get alerts from - website when activity takes place on any of my credit reports. A debt being collected by Credence Resource Management for - was due to fall off and I received an alert that they removed it and put it back on, causing it to be re-aged which is a violation of the FCRA. See attached screenshot.... |
Hunter Warfield, Inc. Debt collection disclosure verification of debt right to dispute notice not received February 2, 2017 - Never received a notice from this company to allow me to dispute the debt. I received notice from my credit monitoring company. Once I received notice from the credit monitoring company, I contacted my granddaughter who lived at the residence ( I just signed for her to live there, I DID NOT, live there ), she contacted the company, filed a dispute with the - on -/-/2016, who tole her to send her dispute via email, my granddaughter sent her dispute and - never got back to her. So again on -/-/2016 My granddaughter called again because the item had nit been removed from my credit and -... |
Penn Credit Corporation Debt collection disclosure verification of debt right to dispute notice not received February 2, 2017 - I received a notice in the mail from PennCredit corporation stating that I owe them $650.00. They stated that the original debt was from the department of motor vehicles but they would not tell me which DMV or state. I explained to the collector that I have lived in - since -/-/- and I have no bills. I applied for a mortgage in -/-/- for a rental property there was nothing in my credit report. I applied for a home mortgage in -/-/-. My credit report was clear. I have purchased at least - vehicles since -/-/-.... |
Mid-Michigan Collection Bureau Debt collection disclosure verification of debt right to dispute notice not received February 2, 2017 - This is my second complaint against this collection company. The response from the first complaint was totally false and inaccurate. To follow proper procedures, I sent a certified letter to them requesting validation of what is reporting on my account. Mid-Michigan Credit Bureau failed to retrieve and receive the mail. Tracking information is provided in the attached. This in a direct violation to : FDCPA section 809 ( a ) VALIDATION OF DEBTS, states : A debt collector shall send the consumer a written " Notice of Debt '' letter containing - ( 1 ) the amount of the debt ; ( 2 ) the name of t... |
Creditors Collection Service Debt collection disclosure verification of debt right to dispute notice not received February 1, 2017 - I cancelled an insurance policy with - because they raised my policy more than double within a couple months with no justification.I called them on the phone after I already picked up CURE insurance told them I 'm cancelling and why they said it was cancelled at that moment we spoke. Next thing I get a letter I owe them - and at the time I cancelled I owed them nothing They took their time dropping me from policy and expect me to pay for them when I already was paying CURE They put it as a collection on my credit report - deleted it off my credit report but - still has it on there... |
Medical Data Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received January 31, 2017 - MEDICAL DATA SYSTEMS has placed an unauthorized fraudulent item on my Consumer report. MDS has violated my federally protected consumer rights without causing injury, harm, and damages to my pursuit of happiness and right to utilize consumer credit.... |
I.C. System, Inc. Debt collection disclosure verification of debt right to dispute notice not received January 30, 2017 - I C Systems placed a $450.00 debt that was from - -/-/2010 - -/-/2010 on my credit report. I had no knowledge of this bill until I received an alert from - credit monitoring service that I even owed this balance. I called I C Systems today and was then told about the debt. They claimed to have sent notice of collections to a previous post office box that I had in Arizona. However, ALL of the information on my credit report is correct. Therefore, if they wanted to contact me about this, my current address is listed on all - bureaus. They could 've also called me, because my cur... |
Citibank Debt collection disclosure verification of debt right to dispute notice not received January 24, 2017 - Citi Bank Corp. Credit Services Attn : IRU Dispute Department - - - - , - - I am writing to dispute finance charges accruing on a Home Depot credit card which I was informed was through Citi Bank . I made a purchase -/-/2016 at Home Depot in -, -. When checking out the cashier asked if I would like to apply for a Home Depot credit card and receive $25.00 off my purchases. I always pay cash but decided to take advantage of the discount and the cashier said it would only take a minute. I agreed and she entered the information for me. I showed her my driver 's licens... |
CCS Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received January 24, 2017 - I only found out about Credit Collection Services trying to collect payment from me because they reported to a credit bureau before ever notifying me by mail or phone. I disputed this collection with the credit reporting agency -/-/-. I subsequently received a call from Credit Collection Services, and I told them that I needed proof of the debt in writing. On -/-/-, they mailed me an -/-/- - statement for - - -, - IL with the amount of $53.00 due. There is no explanation of what the charge is for at all, but my balance prior to -/-/- is listed as - $9.00 ... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 22, 2017 - A company called Enhance Recovery Company supposedly representing - put a collections on my credit report at of -/-/- saying they purchased a bill -/-/- from - which was allegedly from -/-/- I have never received any communications from - with threats of collections for a past due account and I have never received any correspondence from this collection company ERC they have violated section 809a of FDCPA. I still have not received any written or verbal communication from them and - can not find this account that I am supposedly liable for I have had - for 4 years... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 19, 2017 - ERC reported to the credit bureaus a collection account that is fraudulent and frivolous in nature. Be advised this is a notice that your claim is disputed and validation is requested immediately. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt ERC say I owe you. I am requesting proof that I am indeed the party ERC is asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pur... |
United Revenue Corporation Debt collection disclosure verification of debt right to dispute notice not received January 18, 2017 - United Revenue Corp has not provided me with a HIPPA release. A bill is not validation. The bills speak of insurance agencies I have no affiliation with. Reporting - invalid accounts.... |