Review and analysis of over 2,963 consumer complaints
| Bank of America |
| Innovis |
| Credit Karma, Inc. |
| LexisNexis |
| Wells Fargo |
| Amex |
| TransUnion Intermediate Holdings, Inc. |
| Clarity Services |
| Fidelity National Information Services, Inc. (FNIS) |
| FNIS (Fidelity National Information Services, Inc.) |
| Equifax |
| Capital One |
| TransUnion |
| Citibank |
| Company | Complaints |
|---|---|
| Experian | 973 |
| Equifax | 837 |
| TransUnion | 679 |
| TransUnion Intermediate Holdings, Inc. | 193 |
| CoreLogic | 33 |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc April 17, 2017 - I recently got denied credit from - for a personal loan and also for a credit card from - for.-, i believe someone is using my personal information and applying for businesses and credit cards from states i have never lived in or even visited, the only states i ever been to is -, -, - and - nowhere else, i dont even have family in other states just -.... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting improper use of my credit report report improperly shared by crc April 17, 2017 - I DID NOT AUTHORIZE THE INQUIRIES FROM FIFTH THIRD BANK OR - THAT ARE NOW ON MY TRANSUNION CREDIT REPORT. I APPLIED FOR AN AUTO LOAN FROM -, AND THEY DID AN INQUIRY WHICH I AUTHORIZED. AT THAT TIME, THEY APPLIED FOR CREDIT IN MY NAME AT THE OTHER INSTITUTIONS. I DID NOT AUTHORIZE THEM TO DO THAT. SIMPLY PUT, THIS IS FRAUD. THE INQUIRY FROM - IS VALID, BUT I WANT THE FRAUDULENT INQUIRIES THAT WERE MADE IN MY NAME REMOVED, AND SANCTIONS AGAINST WHOEVER IS RESPONSIBLE FOR THIS ILLEGAL ACTIVITY. PLEASE RESPOND AS QUICKLY AS YOU ARE ABLE TO, SINCE MY ATTORNEY IS ALSO WAITING ON THE RESULTS... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 13, 2017 - Upon being denied from a lender for " too many inquiries '' from - report, I decided to check my reports from all credit bureaus for accuracy. I have noticed that there are a few credit inquiries on my Experian credit report that I DID NOT authorize and had no knowledge of. I contacted Experian immediately and was being given no relief. I also have a fraud alert already in place which should have avoided any future issues. Please see the following inquiries that were not authorized by me with the date of when the report was improperly requested and received. Per my investigation, none of th... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 7, 2017 - I contacted TransUnion about unauthorized credit inquiries form their own company at -, CA -, and asked them stop. Their response was that it might be a permissible purpose. From the list they provided, it was not permissible, and they no longer respond to any communications. It needs to stop, and they ( as a credit reporting company ) should not be allowed to make inquiries at random.... |
Bank of America Credit reporting improper use of my credit report report improperly shared by crc April 6, 2017 - I requested credit line increase and they did not notify me of the hard inquiry.... |
Citibank Credit reporting improper use of my credit report report improperly shared by crc April 6, 2017 - Citibank said they would not run my credit when asking for a credit line increase and they did.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 5, 2017 - - Creditor Contact Details -, PA - - I have no idea who they are or what they do. They keep putting hard inquires on my credit report every number that I have tried to call is disconnected. Please remove them from all of my credit reports. -, OK - -... |
Citibank Credit reporting improper use of my credit report report improperly shared by crc April 4, 2017 - I have a Citicorp credit card ( issued by Sears ). The Citicorp overseas reps that I made my payment with did not log my payment in on time. Subsequently, after paying on time every month, Citicorp refuses to accept responsibility for the error of their off shore account reps and the language disparity that exists. I was told by a VP, -, that I could not get help because he did n't have to. I told him that I wanted the late payment removed. I do not owe any money and refuse to ever do business with them again. I feel that there is systemic racism in correcting their error. - was My acc... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 4, 2017 - A criminal entity posing as " - '' made inquiry to my TransUnion credit file on -/-/- and was given access to my full report. Within the next 30 days, my identity was stolen. I confirmed the fraudulent nature of the fake " - '' credit inquiry with the actual National Coordinator of " - '' on -/-/-. On -/-/-, I sent a Certified Letter to TransUnion informing them of the Fraudulent Inquiry and provided them with relevant details of the fraud. I also alerted TransUnion to the fact that continuing to provide Subscriber Services and Access to the Fraudulent " - '' entity ... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 3, 2017 - I filed a complaint and did not receive any response from the credit bureau. It has been over 30 days.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 3, 2017 - Upon reviewing my TransUnion credit report [ file # - ] I found that the report showed that TransUnion had provided my credit file information to - parties, - ( " - '' ) and - ( " - '' ). After a review of Fair Credit Reporting Act, 15 USC 1681 et seq ( " FCRA '' ) I am unable to identify any valid permissible purpose that either - or - would have to obtain my personal credit file information from TransUnion. Despite my written request - and - have both failed to identify a permissible purpose authorizing either of them to obtain my TransUnion credit file. I sen... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 2, 2017 - I have the inquires on the attachment that should be deleted from credit report. Did not authorize these inquiries. I have contacted these banks as well about this. Included emails stating not to go through all these banks for loans.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 2, 2017 - This account is mine and all - reporting companies took my good standing credit off. Without my permission so please could you have them to put it back. -.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 1, 2017 - This account is mine and all - reporting companies took my good standing credit off. Without my permission so please could you have them to put it back -... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 1, 2017 - This account is mine and all - reporting companies took my good standing credit off. Without my permission so please could you have them to put it back. - $2000.00... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc April 1, 2017 - Improper inquiries were placed on report and not properly investigated by Transunion. As followed - -/-/- - -/-/- - -/-/- - -/-/- - -/-/- - - - -/-/- - -/-/- - -/-/- -/-/- - -/-/- - -/-/- - -/-/- -/-/- - -/-/- - -/-/- -/-/- -/-/- - -/-/- -/-/- -/-/- -/-/- -/-/- - -/-/- -/-/- -/-/- -/-/- - -/-/- -/-/- -/-/- - - -/-/- - -/-/- Unauthorized accounts have not been verified af... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - My complaint is with Trans-union, -, -. Improper use of my credit report. They are reporting a bk on my report I called the court, and court does not validate or verify that information. That information was pulled from a third party, Therefore its in-accurate and now must be deleted immediately.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - I have sent various letters to trans union asking them to verify the chapter - bankruptcy that they are reporting on my credit report with my signature, they keep sending me reports back stating its verified but not stating how, or sending proof that this bankruptcy actually belongs to me I have proof that they have n't verified from the courts because the courts do not verify... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - they removed this info. from my credit report without my permission which is in good standards - $6000.00... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - they removed this info. from my credit report without my permission which is in good standards.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - they removed this from my credit report - $6000.00 Which is in good standings and want back on all - reports... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - they removed this from my credit report - $2700.00 Which is in good standings and want back on all - reports.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - - $5100.00 is showing good on all - credit reports Cause they are not reporting this info. to all of the credit companies.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - The courts are reporting a Bankruptcy with my name. The US Bankruptcy Court told me that they do not report or verify that information to the Credit Bureaus. That information was pulled by a Third Party and they reported it. After disputing it with Trans Union they claimed it was verified by the US Bankruptcy court which is a blatant Lie, therefore this must be deleted from my report immediately.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 30, 2017 - - sent a letter to TransUnion disputing a bankruptcy that is listed in my credit file requesting validation that it belongs to me. - received a letter from TransUnion stating that they " verified '' that the bankruptcy and that there would be no change, but did not provide proof used to validate that it belonged to me. - sent a letter to the US Bankruptcy Court requesting confirmation of what their procedure is for verifying records to credit reporting agencies. - received letter from the the US Bankruptcy Court stating that the Clerk 's Office does not report information to cre... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - I have recently checked my credit report and noticed that under public records there is a record of my BankRuptcy. the Credit Bureau are reporting a bankruptcy. The courts do n't verify that information that information was pulled from a third-party reporting therefore it needs to be deleted.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - I 'm filing a complaint because the credit bureau is documenting that I have a Judgment with a company called -. I verified with the Court and they told me that they do not report to credit bureaus they also verify that the items that is placed on my report was pulled from a third party not them at all therefore it must be deleted. And also once it is deleted I am requesting that proof be sent to me please send proof to my email address at -... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - There is a bankruptcy on my transunion credit report in which transunion indicates they pulled the information from a 3rd party reporting agency. The courts have verified with me that they Do Not report to credit bureaus and therefore this item must be deleted from my report.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - I 'm filing a complaint because the credit bureau is documenting that I have had several dismissed bankruptcies. I verified with the Court and they told me that they do not report to credit bureaus they also verify that the items that is placed on my report was pulled from a third party not them at all therefore it must be deleted. And also once it is deleted I am requesting that proof be sent to me please send proof to my email address at - Thanks in advance... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - After reviewing my credit report, I noticed a bankruptcy and a judgment was on my credit report after speaking with the court they do not report to the credit bureau, they are receiving this from a - party therefor should be deleted... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - The Credit Bureaus were reporting - bankruptcy 's and the courts do not verify a bankruptcy and therefore in the courts they do not verify that information, that information was pulled from a third-party reporting agency, therefore it must be deleted. ( Chap - and Chap - on my reports ) The courts of - County told me that they do not verify that information.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - The credit bureau 's were reporting a bankruptcy, The courts do not verify a bankruptcy and therefore they pulled that from a third-party reporting agency therefore it must be deleted. U. S.Bankruptcy Court items listed on my credit reports. Per the FCRA 623 ( a ) ( 5 ) : " If the Credit Bureau can not VALIDATE the information with the ORIGINAL CREDITOR, they must remove said information from the consumer credit file ''. The Bankruptcy Courts have also reviewed the Public Record section you 're you Transunion Credit Bureau. The court mailed me letters which emphatically stated that they do N... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - The Credit Bureaus were reporting a bankruptcy, but the courts do not verify a bankruptcy, the courts told me they do not verify that information. Therefore, that information was pulled out from a third-party reporting agency, therefore I demanded it must be all deleted because the court say they do not verify. And I would appreciate once its deleted I want proof that 's it 's been deleted. Thank you and god bless.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - This credit bureau is improperly reporting a bankruptcy under Public Records on my credit, causing significant damage. Per the Courts, they do not report to credit bureaus and/or share 3rd party information. The credit bureau improperly pulled and/or purchased information from a third-party agency. Therefore, it MUST be deleted.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - I 've repeatedly requested investigation of a bankruptcy being reported on my credit report by -, Transunion and -. This information is being provided by a third party and not a creditor. This information is not being reported by the courts, and should not appear on my report. I 've asked the bureau to stop reporting this information because the court is not a creditor, and they have not provided the credit reporting agencies with any information. I would like the credit reporting agencies to remove this information from my credit file permanently.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 29, 2017 - I 've called and sent a letter to TransUnion about inaccurate inquiries on my credit report. Every time I call, I 'm told they will be on my report for two years and that any company can put an inquiry on my credit report. I then informed them that I 'm aware that you should n't be able to put an inquiry on my file without me authorizing it. The FCRA states that the only permissible purpose for pulling someone 's credit is for ; A firm offer of credit, insurance, employment and or court ordered. I 've received a letter today stating the inquiries will remain on my credit report for two years. ... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 28, 2017 - I recently received a copy of my Experian credit report. The credit report showed credit inquiries that I do n't recall authorizing. I understand that you should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit. The FCRA states that the only permissible purpose for pulling someone 's credit is for : A. Firm Offer of Credit B. Insurance C. Employment D. Court Order The following credit inquiries are related to none of the aforementioned permissible - ... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 26, 2017 - -, CA - - -/-/2017 - -, Oh - -/-/2017 I did not authorize these company that I listed above to run my credit on my credit report due to the law under section 604 of the FCRA they broke the law by sharing my information that i did n't authorize.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 26, 2017 - -, DE - - Requested On : -/-/-, -/-/- Inquiry Type : Individual Permissible Purpose : - -, T- - - Requested On : -/-/- Inquiry Type : Individual - -, T- - - Requested On : -/-/- Inquiry Type : Individual - -, DE - - Requested On : -/-/- Inquiry Type : Individual - via - -, DE - - Requested On : -/-/- Inquiry Type : Individual Permissible Purpose : - I did not authorize these company that I listed above to run my credit on my credit report due to the law under section 604 of the FCRA they broke the law ... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 26, 2017 - - -, DE - ( - ) - Requested On : -/-/-, -/-/- Inquiry Type : Individual Permissible Purpose : - - - - -, T- - ( - ) - Requested On : -/-/- Inquiry Type : Individual - -, T- - ( - ) - Requested On : -/-/- Inquiry Type : Individual - -, DE - ( - ) - Requested On : -/-/- Inquiry Type : - - via - -, DE - ( - ) - Requested On : -/-/- Inquiry Type : Individual Permissible Purpose : - I did not authorize these company that I listed above to run my credit on my credit report due t... |
Synchrony Financial Credit reporting improper use of my credit report report improperly shared by crc March 25, 2017 - Lowe 's ran a Hard Inquiry on my credit that was not authorized by Me, without my permission or my knowledge.... |
ProCollect, Inc Credit reporting improper use of my credit report report improperly shared by crc March 25, 2017 - Company : ProCollect Pro-Collect purchased my account from - ; however, - falsely reported my account as - ( - ) accounts, not - ( - ). Original account has a closed status. - - -, Customer Service Rep at ProCollect, verbally told me over the phone that the account was duplicated. ( - contact information at ProCollect : - phone - ext. - ). - - also told me that once I make settlement payment, the account AND duplicate would be deleted from my credit bureau records. - account was deleted from - ; however, the other - major Credit Bureaus :... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 23, 2017 - I have a creditor who pulled my credit report without my permission. TransUnion wants me to approach the creditor and get permission to remove the hard inquiry. TransUnion is also asking for a personal statement to remove the hard inquiry ( I am OK with this request ). There is no process to remove fraudulent hard inquiry on credit report on their website or by phone call. Spoke with customer service and supervisor at TransUnion. TransUnion will not provide evidence that the creditor pulled my credit report legitimately or had permission. This is double standard. TransUnion is asking me to do ... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 22, 2017 - Trans union is reporting a bankruptcy on my report, I called the court, the court does not report this information, not now not ever, trans-union received this information from a 3-party reporting agency, I request it be DELETED, ASAP.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 16, 2017 - I have contacted Experian regarding the following inquiries on my credit report that are adversely impacting my score. I have asked them to show me 1. permissible purpose. 2. Show me written authorization that I gave permission for the following companies to pull my credit and 3. Show physical proof that I initiated the inquiry and Experian is refusing to comply with my request. Instead they simply send me a letter stating that all inquiries must be reported as they show factual proof. I am sorry but without the above 3 components they UNDER LAW are to remove the inquiries from my credit repor... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 15, 2017 - I had a credit report of - obtained a copy of your E-PERIAN Credit Report. I have not applied for any credit cards. I am concerned about a fraud attempt to open a credit card.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 14, 2017 - Transunion will no longer allow me to file online disputes or see my credit report online. They say investigations must be done manually. They are punishing me because they have made so many mistakes. They continue to release my credit report to fraudulent individuals. Here are the illegal inquiries as follows : - delaware -, - -, & - -... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 10, 2017 - I am a identify theft victim and all my credit reports have a identify theft alert on them. My credit file also had an opt-out for promotional inquiries. This is evident from 2 of my other credit reports - & -. I recently requested for my credit report from all 3 agencies. I received my TransUnion report added -/-/2017 and was alarmed that they they opted me in for promotional inquiries without my consent. Yesterday -/-/2017, I called TransUnion to opt-out of promotional inquiries because i had opted-out earlier when implementing my fraud alert and was surprised by this violation... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 9, 2017 - I recently moved and updated my address with all of my credit card companies. I 'm assuming that after doing so, this prompted an alert and it was deemed as fraud by the credit bureaus. Therefore, all credit reporting bureaus are reporting that the valid accounts under my name are fraudulent causing them to be closed in error. I contacted each company and they stated that they 're going by what the credit reporting bureaus are providing and can not re-open the account unless they contact them directly to let them know it was in error. I 've contacted them to provide such information to no avai... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 9, 2017 - I recently moved and updated my address with all of my credit card companies. I 'm assuming that after doing so, this prompted an alert and it was deemed as fraud by the credit bureaus. Therefore, all credit reporting bureaus are reporting that the valid accounts under my name are fraudulent causing them to be closed in error. I contacted each company and they stated that they 're going by what the credit reporting bureaus are providing and can not re-open the account unless they contact them directly to let them know it was in error. I 've contacted them to provide such information to no avai... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 9, 2017 - Incorrect information on credit report. There appears to be no method to attempt correction for Transunion.... |
Synchrony Financial Credit reporting improper use of my credit report report improperly shared by crc March 7, 2017 - I contacted Synchrony Bank and spoke with - and asked for a credit limit increase for my furniture card. The representative never told me that he would be pulling my credit report ; and when I asked the representative if this would result in a hard pull and he informed that it would not ; yet, I received a credit inquiry on my - account. I contacted the company and they informed that they do not have scripts that requires them to inform customers nor are they required to because it is in their terms and conditions. Had I received the correct information ; I would have NEVER had agreed to... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 6, 2017 - I supplied - with a police report showing people were applying for credit under my name. - has refused to remove the fraudulent inquiries.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 5, 2017 - The following inquiries are fraudulent and have been reported to - as fraudulent, yet they refuse to remove them. - - Address : - - - - - -, - - - Date of Request : -/-/- Address Identification Number : - Comments : Unspecified. This inquiry is scheduled to continue on record until -/-/-. - - Address : - - - -, - - - Date of Request : -/-/- Address Identification Number : - Comments : Unspecified. This inquiry is scheduled to continue on record until -/-/-. - - Address : - - - -, - ... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 2, 2017 - My credit report with Experian is frozen. On -/-/- at approximately - PM, I requested on line that my credit report freeze be lifted temporarily. The only option offered on the website was for 24 hours, although I only required a one hour credit lift. At - PM today, I called phone number - to verify that the freeze had been reinstated. I told the lady who answered my call that I had asked yesterday that the credit freeze be lifted temporarily, that I understood it was for 24 hours, and that I was calling to verify that my credit report had again been placed in a freeze status. Th... |
Experian Credit reporting improper use of my credit report report improperly shared by crc March 2, 2017 - I was told by - that, I have house which is n't true,. I applied for apartment and I was denied due to inaccurate information, of credit reports. Also inaccurate residential verification.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 1, 2017 - Upon reviewing my TransUnion credit reports I researched several incorrect *reported addresses and telephone numbers* listed as my personal contacts. One of the telephone numbers was the personal cell phone number of an employee seeking debt collections : - ( Health Care Bill ) ... the employee 's name is -, - ( *reported number listed as mine ). Is this a legal procedure to provide my personal financial information to a medical collections/billing employee of a debtor? I truly feel violated in privacy and would like to know more about why - personal cell number is listed on my per... |
CoreLogic Credit reporting improper use of my credit report report improperly shared by crc March 1, 2017 - On line looking at a car. l did not authorize hard credit. l was not even interested in the car. Just looking and talking to dealer.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc February 27, 2017 - I would like to know how does the credit bureau maintain your credit score. I paid off several credit cards last month and I see that the accounts are showing paid in full on my report. However, my credit score is extremely low and I recently tried to refinance my car and was given a higher than usual interest rate, which should have been the reverse since I paid off the majority of my loans and credit cards. I need to know how do the bureaus keep reporting low credit scores when it 's obvious the debts are paid. I have no collections, no judgements and few inquiries. I once read that credit b... |
Experian Credit reporting improper use of my credit report report improperly shared by crc February 27, 2017 - I would like to know how does the credit bureau maintain your credit score. I paid off several credit cards last month and I see that the accounts are showing paid in full on my report. However, my credit score is extremely low and I recently tried to refinance my car and was given a higher than usual interest rate, which should have been the reverse since I paid off the majority of my loans and credit cards. I need to know how do the bureaus keep reporting low credit scores when it 's obvious the debts are paid. I have no collections, no judgements and few inquiries. I once read that credit b... |