Delinquent account Review

Review and analysis of over 2,331 consumer complaints

Best Delinquent Account Companies

PayPal
Sterling Jewelers Inc.
Barclays PLC
Wells Fargo & Company
Fifth Third Bank
TD Bank US Holding Company
Wells Fargo

Worst Delinquent Account Companies

Synchrony Bank
Army and Air Force Exchange Service
JPMorgan Chase & Co.
HSBC
JPMorgan Chase
Resurgent Capital Services L.P.
Amex

Most Delinquent Account Complaints

CompanyComplaints
Citibank 462
Capital One 428
Bank of America 228
GE Capital Retail 199
JPMorgan Chase 166

History Delinquent Account Complaints

New Delinquent Account Consumer Complaints


Synchrony Financial Credit card delinquent account

April 12, 2017 - I missed a few payments due to being out of work from -. Synchrony Bank was calling me and leaving messages saying they needed to contact my attorney and would be arresting me if me or my attorney did not contact them by the end of that day. This went on for weeks until I was able to pay them....

Read more

Orions Management Group, LLC Credit card delinquent account

April 11, 2017 - An outstanding debt I owe to - has recently been purchased by Orions Management Group, LLC. I received a call ( voice mail ) from someone at that organization on -/-/2017 - the person did not identify himself, but said it was urgent and that I needed to return his call same day. Later that afternoon, I received another call at work - again the same person did not identify the company he represented or state what the matter was about ; he left a voice mail stating that the message was for MY BOSS and asked him to have me return the call. First of all, this debt was incurred before I worked...

Read more

USAA Savings Credit card delinquent account

April 6, 2017 - I deposited $500.00 with USAA and received a secured credit card. I paid my balance every month and only had the card a few months before USAA close my account with no notice, now warning and tried to charge me some $80.00 in late fees I did not owe. They took my $500.00 deposit which was fine. I called and officially closed the account yet after a year and a half they still show my account was active with the credit bureau and constantly late and add amounts to the so called fees owed every month. This account was closed and should be showing as active and fees accruing. I want this cor...

Read more

Citibank Credit card delinquent account

April 5, 2017 - I have a Macy 's credit card which is serviced through Chase. On -/-/2017, I paid my balance in full of $500.00 and assumed that I had a - balance. On -/-/2017, my card was charged $9.00 in interest charges and on -/-/2017, my card was charged $2.00 for a " minimum interest charge, '' and was again charged $2.00 on -/-/2017. I received emails from Macy 's to login and check my statements, but since I knew that I paid my balance in full in -/-/- and had not used my card to purchase anything, I did not feel the need to login to my account ( their website is very confusing...

Read more

Barclays PLC Credit card delinquent account

April 5, 2017 - I paid this credit card off through money management a debt consolidation company. I even received a check for over payment of this account. It is on my credit report as missed/late payments....

Read more

Citibank Credit card delinquent account

April 4, 2017 - Citi bank reported delinquent payments that damaged my credit standing on an account that they never furnished me a hard copy of the statement for. I kept getting emails telling me to log into their site to see the account but kept telling them I could n't because I no longer had the card and the log in required it. They would not provide me with the full number of the card and in spite of my requests whenever we talked on the phone ( today being the most recent ) I have NEVER seen the statement. I filed a complaint with CFPB that resulted in them removing late fees and I did pay the amount to...

Read more

USAA Savings Credit card delinquent account

April 4, 2017 - -/-/2017 - Called USAA to set up 60 month pay off agreement. Was told will have to go through income verification worksheet. Was told that a payment is needed within 15 days of agreement, I notified rep that I would call back next week so I would be able to comply with the 15 day payment agreement. -/-/2017 - Called USAA to set up this pay off agreement previously mentioned. Went through the financial information with associate. I was told that my income met the guidelines, however because my account is 4 months overdue, I would not qualify for a long-term repayment plan. I repeated wha...

Read more

Citibank Credit card delinquent account

March 31, 2017 - After - filed a civil suite for collection, an agreement and imidiate payment was made to thr lawer they used. Then a week later they continue to try to collect the debt....

Read more

Synchrony Financial Credit card delinquent account

March 29, 2017 - I have had a probem with a credit card my wife got thru walmart/ synchrony bank.I asked for a settlement on the account due to divorce and i made the payments as scheduled and even called on around the -/-/- to make sure everything was ok and i was assured that everything was ok and the debt was taken care of i should receive a letter stating the same later in the month .I just received a letter today stating i didnt make the payments as arranged and that this will be declared a bad debt. I just got hung up on by the sychrony bank because they say they are missing my last payment after an...

Read more

Citibank Credit card delinquent account

March 29, 2017 - I setup a direct automatic draft payment, from my checking account, to pay my Macy 's - Inc. Credit Card in full every month. Macy 's would pull my full bill directly from my checking account. I setup this payment method around 4 years ago. In -/-/-, I used my Macy 's credit card. Macy 's apparently dropped my automatic draft payment agreement without any notice. According to Macy 's my automatic draft agreement expired without my knowledge. Macy 's made no attempt to contact me to let me know they were no longer pulling the funds to pay my bill. They did not send any correspondenc...

Read more

Barclays PLC Credit card delinquent account

March 29, 2017 - The bank in question reporting my payments as being late from -/-/2016-/-/2016. I was set up on automatic payments for that time frame in question and every payment came out of my checking account at the same time every month and was never late but yet they have reported me late every month until i finally had to pay them and close my account with them for the damaging effect they were having on my ability to get a home loan with the best possible rates....

Read more

Citibank Credit card delinquent account

March 29, 2017 - In -/-/2016, my father offered to pay my Citi card. He forgot when he had to have multiple back surgeries and the account fell a few months behind. I was never called, no letter received or email about the delinquency. I did not know my father had forgotten. My wife pulled my credit in summer of -/-/2016 and was shocked when she found how far behind I was. I immediately called in -/-/2016 and made a payment of $100.00. I also made a few more payments and enrolled the account into debt consolidation with " -. " The contract with - was accepted and signed by CITI before -/-/-....

Read more

Army and Air Force Exchange Service Credit card delinquent account

March 26, 2017 - I was not properly notified of the delinquency in this account. I was under the impression that I had paid the accounts off. It is possible that the later charges on the account were fraudulent. I learned of the delinquency of this account when I was notified by the IRS that my tax refunds would be offset for a federal debt. This account has been paid in full since 2014....

Read more

U.S. Bancorp Credit card delinquent account

March 26, 2017 - Elan Financial Services began servicing a current Fidelity credit card that I own. During the transition, Elan turned off my automatic payment status which was in place with Fidelity. Because of that, my payment was not processed for one month. Elan failed to notify me of this either by phone, email or mail and my status became 30 days late. Elan acknowledged that they erroneously turned off my auto pay and agreed to remove my 30-day late status with the - credit reporting agencies, -, - and -. I have called Elan repeatedly and have asked that they update my status from late to cur...

Read more

Citibank Credit card delinquent account

March 22, 2017 - My name is - and I have already file a complain with CitiBankI. Case number : - on -/-/2017. CitiBank answered that I was treated as many other clients and this is the reason that they denied my request of not paying late fees and accrued interests. I believed CitiBank did not acknowledge any of the points in my written complain. Therefore, I would like to contact them again and I would like CitiBank again to consider a solution to my debt credit situation. 1. I requested from them to send me a paper bill which they have not done. 2. I keep paying my debt every month more than $500....

Read more

Synchrony Financial Credit card delinquent account

March 22, 2017 - Synchrony Bank ( formerly GE Capital Retail Bank ) persists in reporting a fabricated FCRA Compliance Date/Date of First Delinquency on my Lowe 's account. My attorney states that this is a blatant violation of the Fair Credit Reporting Act. As the attached history shows, my account became delinquent in early 2013 and I entered into an agreement to settle the outstanding debt in the summer of that year. The final contractual settlement payment was made in -/-/2013 at which time the outstanding debt was cancelled. Synchrony Bank has reported the FCRA Compliance Date/Date of First Delinquency...

Read more

Citibank Credit card delinquent account

March 21, 2017 - I purchased two dresses from Macy 's totaling $260.00. Bill was due -/-/2017. I returned both dresses on -/-/- for full credit which - out the balance - and with enough time to be reflected on my next bill. But, when the next bill came in there was a Late Fee of $27.00 and a Delinquent account status even though the bill clearly shows full credit of the previous month 's balance. There were NO interest charges -which means their system knows it was paid in full - but still applies a late charge and delinquency. Nothing was owed - the full balance from the previous month was - ...

Read more

Synchrony Financial Credit card delinquent account

March 20, 2017 - -/-/2017 Mailed check to Old Navy/Synchrony Bank to pay balance of account. Check posted -/-/2017. -/-/2017 Rec 'd past due notice for $230.00. Conducted chat line chat with no resolution. Chat rep claimed my check returned NSF. I called my bank. Check never processed through them, not posted to my account, and nothing on my account returned. In subsequent calls Old Navy/Synchrony communicated the check was actually returned " uncollected funds '' & it 's between me and my bank. They also said they could n't provide a copy of the front and back of check and would not return the check t...

Read more

Citibank Credit card delinquent account

March 19, 2017 - on -/-/2017 I went into the Macys store in - in - Illinois to make my payment in full that was due -/-/2017. The payment was done by electronic check and when the payment cleared on my bank statement I destroyed the check. Macys sent me a bill the following month that st5ated no payment was made and billed me late fees and finance charges. Macys took my money and applied it somewhere but not to my account. I contacted - bank and filed fraud claim number - on - to date macys has my money and - has not advised if they were able to trace the funds....

Read more

Synchrony Financial Credit card delinquent account

March 10, 2017 - I missed my -/-/- PC Richards store card payment. On -/-/- I called Synchrony Bank to explain my current financial situation and how I can bring my account current. After discussing my financial situation Synchrony Bank placed me on their " Customer Assistance Plan. '' They explained that this plan takes my total balance as of -/-/- and divides it into 48 months. During the 48 months I will incur no more late fees, no interest, no penalties and I will be up to date ; as long as I make the new minimum payments. On -/-/- I received a credit alert that PC Richards reported me ...

Read more

Citibank Credit card delinquent account

March 8, 2017 - I have been making payments on my Macy Card, the last payment I made was in -/-/- for -. I also moved at that time, when I moved I changed my address with all creditors by phone and had my mail forwarded by the Post Office. When I paid my Macy Bill I also included the change of address form with my payment I mailed in, in -/-/-. After moving all my mail was being sent to my new address, the only statement that was not being sent to me was my Macy statement. I had assumed the account was paid since bills no longer were coming to me and all my other mail/bills ect were being fowarde...

Read more

Synchrony Financial Credit card delinquent account

March 7, 2017 - I made a payment early - via the Walmart Credit Card portal, powered by synchrony bank. I received a confirmation and it appeared that the payment went through. Later that month I received a late notice and called. I was advised that I did not make a payment. I then made - payments - for - and - for - On -/-/- I wnet to the website and had to update my password, it makes me do this every time. I then made my payment for - and received a confirmation. I checked my account and the payment did not come out of my account. I called the call center and was advised that they...

Read more

Citibank Credit card delinquent account

March 5, 2017 - Macy 's has reported multiple late payment remarks to the credit bureaus for $2.00 that was past due because of a fee that Macy 's charged then charged a late fee interest on top of the 1st fee assessed. I called Macy 's on - and they have stated the problem has been fixed and that there was n't any late payment even though my credit report shows it. I 've attached all of my documents. The credit bureaus have still done nothing to help as well and I 've already submitted requests to help me....

Read more

Citibank Credit card delinquent account

March 3, 2017 - This is regarding the Macy 's store credit card miss handling of payments made to the account by Macys. On - made purchase in store using the credit card ending in - and on the same day made cash payment in store for the same amount. I have the receipts for both purchase and payment both showing the account number correctly. However, Macys has somehow applied the purchase and payment to - different accounts separately showing the as if we owe Macys a payment. Not knowing this I remained under the impression that there is no outstanding balance to pay until I kept receiving automated s...

Read more

Synchrony Financial Credit card delinquent account

March 3, 2017 - I was in a - in - of last year. When I brought my items to the counter for purchase the cashier asked if I wanted a Rewards Card. I thought it was a discount card similar to what you get at - or other retail stores. I filed out an application which the cashier entered into their system. She asked me several questions that had to do with credit and I asked her if this was a credit card not a rewards card. She said that it was. I told her that I did n't want a credit card but she proceeded to process the application anyway. A manager came over and told me that I could just cancel the ca...

Read more

Bank of America Credit card delinquent account

March 3, 2017 - ( 1 ) Improper Notice In late -, I made a good faith effort to pay down the balance of my AAA Financial Service ( " AAA '' ) card, authorizing a payment of $3000.00, in part because they called me about my account being a month behind. This significantly lowered my outstanding balance and overall credit utilization, improving my credit score. Between that time and -/-/-, I used the card. However, in mid -, I learned to my surprise that charges exceeded my credit line by about $1000.00. HOW DOES ONE E-CEED THEIR CREDIT LINE BY $1000.00?!?! ARE THESE FEES?? WHY ARE N'T CHARGES ...

Read more

Citibank Credit card delinquent account

March 2, 2017 - Best Buy - placed 37 separate calls to my phone over a 6 day period for collection of an overdue amount of $53.00. Calls occurred between - and -....

Read more

Wells Fargo & Company Credit card delinquent account

March 2, 2017 - Wells Fargo cancelled most of the debt for a credit card. After taking a tax write off for the debt, they continue to say I owe the money and will not update my credit report....

Read more

Bank of America Credit card delinquent account

March 1, 2017 - Account does not belong to me, I do not recognize this account at all, needs to be deleted...

Read more

Citibank Credit card delinquent account

February 28, 2017 - I received the best buy credit card with zero interest for 24 months. I paid most of it but did not realize it ended. All of a sudden they add $800.00 to my account. Saying I missed the deadline. I asked how much did I owe. They said - dollars. So they told me they will remove it if I pay the - dollar which I paid immediately. They said this is a one time lifetime courtesy. They said 2 billing cycles to apply. Today I call up and I am told that I have to pay. No one informed me and I saw the whole card of what I owe is the extra interest. I asked why. They said the request was rejected...

Read more

Wells Fargo & Company Credit card delinquent account

February 22, 2017 - I have a credit card with Wellsfargo but never activated the card. it is linked to my bank and I have automatic payment on. However they decided to hit me with a late payment report that hurts my credit score. This incident is costing me money and would like to file a complain to have this late reporting taken off....

Read more

Barclays PLC Credit card delinquent account

February 22, 2017 - I had a - card from -. I had the card on Auto payment and every month, the card was automatically paid in full every month which - debited from my checking account. The - card servicing bank was switched without my approval from - to Barclay 's bank in -/-/- and a new mastercard account, with a new account number, was automatically opened for me at Barclay 's bank and the balance was transferred. Barclay 's bank turned off the Auto Payment unbeknownst to me. When I discovered that the my - credit card account was not paid automatically as before, I paid it once I discove...

Read more

Citibank Credit card delinquent account

February 22, 2017 - I have been customer with home depot for a long period of time, due to financial issues I had the card close. I am aware of my responsibility that I have to pay the bills in my name. However when the bill was due I drag every change I have in my pocket and everything to pay - $ to meet the requirement of the credit card. I have reached out for help, begged TWICE and was told no they ca n't help me. The representative was not knowledgeable nor empathize my needs of help. I am unemployed lay off, not qualified for unemployment because of company close out bankrupt. So, I have no income until ...

Read more

Citibank Credit card delinquent account

February 16, 2017 - Macy 's - Repetitive phone harassment from various phone numbers. To include : - ; - ; -. They call several times a day interrupting me at work. I know who they are and what they want. Calling 5-10 times a day does not change my reply ......

Read more

Synchrony Financial Credit card delinquent account

February 15, 2017 - a fraudulant card belonging to GAP - is being listed on my experian credit report for the past 10 years despite a lot of calls to ge money bank no response has been given except that ge money is sold to synhrony bank so contact them and they have no knowledge of acct pls help me to get this removed...

Read more

Citibank Credit card delinquent account

February 11, 2017 - I check my - score on a monthly basis to make sure that my credit score remain very high. I was never late with payments and all my accounts were in good standing. - 2016 I noticed that my - score dropped significantly. When I inquired, it was due to late payment from Macys. I was surprised so I called them, and they said you bought shoes for - dollars ( which I returned and got credited for ) and a - dollar candy bar ( which I did not return ). I told them I never received an email nor a statement or even a phone call. Now the charge is - dollars which I gladly offered to pa...

Read more

Synchrony Financial Credit card delinquent account

February 7, 2017 - I am currently in default with Synchrony Bank. I am well aware of the fact that collection calls are to be expected. Unfortunately, I recently started receiving calls & voicemails on my work phone. On one particular occasion the receptionist was told that they were calling in regard to a 'personal matter '. I worry that these types of calls will be noticed by my employers and could potentially result in problems at work....

Read more

U.S. Bancorp Credit card delinquent account

February 7, 2017 - - and - put false information on my credit report. I was - when someone took a credit card out in my name. I never permitted. I told - and they still made me pay it. They said they will make my credit better if I pay it and they never did...

Read more

Synchrony Financial Credit card delinquent account

February 7, 2017 - I received a letter from Synchrony Bank telling me that they reviewed my account and due to - returned payments, they were closing my account to further purchases. On - -, -, I scheduled a payment not realizing that it was scheduled to be debited from a checking account that is closed. When it returned, I called Customer Service to find out and they told me. I asked them if there was a way to remove the checking account from my profile and the representative told me no there was n't. So, that checking account will remain under my profile until I pay the card off. On - -, -...

Read more

Barclays PLC Credit card delinquent account

February 3, 2017 - This account has always been on autopay for minimum balance or higher to protect against late payments. Despite this, and despite my long history of being a good consumer with this bank, my credit report is erroneously showing late payments in - - and - -....

Read more

Synchrony Financial Credit card delinquent account

February 1, 2017 - got behind on account. Finally made arrangements over phone with someone to pay - payments by autocharge/monthly. My understanding - this would catch acct back up. Orginally payments were $ - dollars/month. Today 's bill - after 4 or 5 of these paymts in payment arrangement says I need to pay $ - minimum payment. Apparently everything I 've paid over the past year has gone to late charges & interest. I am no where near catching up after this " payment arrangement ''. They are supposed to review account after telling me when I made those arrangements it was not to catch me up. If not -...

Read more

Citibank Credit card delinquent account

January 30, 2017 - what Citibank to remove erroneous late payments from all - credit bureau....

Read more

USAA Savings Credit card delinquent account

January 27, 2017 - I have proof in phone records that USAA collection department called me less than 5 minutes apart about a credit card payment due. The two that I spoke with stated that I was 33 days late. I was only 10 days late. I 'm very disappointed is the call. Usaa is suppose to be a good bank for military....

Read more

Synchrony Financial Credit card delinquent account

January 25, 2017 - I have a Walmart Credit Card through Synchrony Bank. My account became past due in - 2016. I went online and chose their option of Pay your full account balance off in installments. I chose 5 monthly installments. All of my payments were paid on the date allowed during the payment arrangement. However, they have continued to charge late fees every month. At the end of the 5 months, I still have a balance on the account due to the late fees and the interest they have continued to charge me on those late fees. When I called them, they were only willing to waive one fee, stating that I knew wh...

Read more

Citibank Credit card delinquent account

January 24, 2017 - I am working with consolidated credit to resolve this account. I received multiple phone calls to the point of harrassment from -. They have called atleast four times a day almost every single day since -/-/- of this year. They have also called me outside of the sanctioned hours, for example, at - and - this past -, and per your regulations, the - calling hours are - EST ( my local time ). I will advise them they are harrassing me and I may pursue legal action if they continue, but I am filing a complaint....

Read more

Synchrony Financial Credit card delinquent account

January 24, 2017 - On -/-/2016, i was told by Sam's/Synchrony Bank, my account was compromised. I paid my bill in full as usual, I never leave a balance. I received a new card, called and was told no there was another compromise. I waited and no card came I called several time -/-/- about the account. I was never told I had an outstanding balance, was on the phone several times with customer service for over 10-20 minutes each time. Was told each time that the card was still in route. I called back -/-/- several times and was told a new card was on the way. -/-/- I decided to try to activate th...

Read more

Citibank Credit card delinquent account

January 19, 2017 - Sometime in early - -, I received a letter dated -/-/- from -, - - - ( - # - ) a collection company about a Costco Anywhere - - card with an account number ending in # -. I immediately called my Costco Citicard that I use to inquire about this account ending in # - but I was placed on hold several times and was given a different number to call each time as according to the representative that I spoke to that since this account is now closed I needed to speak to another department. I called for - consecutive days trying clarify where the $290.00...

Read more

Synchrony Financial Credit card delinquent account

January 19, 2017 - i satisfied my debt with this company through the collection agency that they tranferred my account to...

Read more

Synchrony Financial Credit card delinquent account

January 18, 2017 - SYNCB, has continue to report outdated information to all three credit bureaus. - accounts : Chevron, Lowes, Mervyns, Old Navy, Sams, & Walmart were closed for delinquency and enrolled in a hardship repayment plan -/-/- but when I filed bankruptcy -/-/-, SYNCB charged off the delinquent accounts -/-/-. I continuously request removal of these accounts because they are outdated, but the ceditor continues to report the inaccurate, incomplete and unverifiable information....

Read more

Citibank Credit card delinquent account

January 17, 2017 - I was delinquent on a Citibank Credit Card. The account was passed onto a collection agency. The collection agency and I agreed to a settlement but asked me to make minimum payments until I was able to come up with the lump sum. I asked if payments would be credited and counted towards settlement and collector said yes. My employer sent in a - payment for me -/-/-. Citi cashed the check but then put a hold on crediting my account. Thus making the account appear unpaid per the agreement with debt collector. Several WEEKS went by and the account was returned to Citibank. I received a bi...

Read more

Wells Fargo & Company Credit card delinquent account

January 16, 2017 - This company is in direct violation of 15 U.S. Code 1681s-2 - ( Responsibilities of furnishers of information to consumer reporting agencies ). I was never notified within the allotted 30-days prescribed by the FCRA, in writing, of any negative information ( late payment ) being reported to the - credit bureaus ( -, -, or - ) regarding my account....

Read more

Barclays PLC Credit card delinquent account

January 13, 2017 - I settled a debt with BARCLAYS CREDIT CARD thru their - - - - - -. My original debt was around $1800.00 and we agreed to settle for the amount of $900.00 four monthly payments were deducted from my bank account ending in -. This account was paid per settlement agreement on - 2016. I was aware and accepted that I will receive a - at the end of the year to report on my Federal Income Tax. The issue is that I have, is that BARCLAYS CREDIT CARD refuses to update this account as settled and paid with the - major credit bureaus. I have sent them letters and called b...

Read more

Barclays PLC Credit card delinquent account

January 13, 2017 - I settled a debt with BARCLAYS BANK DELAWARE thru their Collection Agent - - - -. My original debt was around $2300.00 and we agreed to settle for the amount of $930.00 three monthly payments were deducted from my bank account ending in -. This account was paid per settlement agreement on -/-/2016. I was aware and accepted that I will receive a - at the end of the year to report on my Federal Income Tax. The issue is that I have, is that BARCLAYS CREDIT CARD refuses to update this account as settled and paid with the - major credit bureaus. I have sent them letters a...

Read more

Citibank Credit card delinquent account

January 11, 2017 - I called to cancel my Citi Forward credit card -/-/-, having submitted a - - - payment to pay the account balance. I spoke to a customer service rep who confirmed cancellation of the account. I was so certain that my account had been canceled that I then proceeded to cut up my credit card ( having closed the account ). I did not hear about any issues from Citibank whatsoever. I did not receive emails saying there were any issues. Two months later, I get a few robocalls and see my credit score has dropped dramatically, because there is this phantom account that I thought I had...

Read more

Wells Fargo & Company Credit card delinquent account

January 9, 2017 - Wells Fargo deducted $16000.00 from my personal account to cover a debt that my daughter and son-in-law had incurred with them as a guarantee for a business they own. Wells Fargo stated that they were allowed to do this because of the fact that in - of 2015 I placed my daughter as joint on - of my accounts. I put my daughter on the account as an act of estate planning so she would have easy access in case the need would arise for medical issues etc. for myself. Not my daughter nor my son-in-law had invested a single penny in the account prior to or after I added my daughter to that acc...

Read more

Barclays PLC Credit card delinquent account

January 8, 2017 - I pay my bills online through -. I always pay on time. This is the 4th time in the last year that Carnival Master Card has claimed my payment is late and have charged me a late fee. Each time I have caught it and they have reversed the late fee as I have proof from my bank it was received on time. I think they are hoping people will not look at their bill and not see the late fee. They tell me I should send in my payment at least 5 days early to avoid this problem. The lady claimed the holidays might have made the processing take longer. I say that is your problem. You received my check, th...

Read more

Citibank Credit card delinquent account

January 6, 2017 - I have had a credit card with Macy 's for years. Unfortunately, -/-/-, I did n't receive my statement. I received a statement -/-/- and I paid it immediately -/-/-, but the following month Inoticed I had late payment on my credit report. I feel this late payment is unfair due to nonreceipt of statemen. I have had this account since -/-/- and have no other late payments except for this one. I have been trying to get Macy 's Card Services to correct this predatory act for almost 2 years to no avail....

Read more

Fifth Third Financial Corporation Credit card delinquent account

January 4, 2017 - I was disputing the information on my credit report without success. So as a compromise, I contacted Fifth Third Bank to settle the debt as paid and full if they deleted it from my credit report completely. The representative I spoke with agreed to settle and delete the account for $280.00. I wrote a check for the agreed amount along with a letter detailing our conversation. They received and cashed the check but did not report it correctly to the credit bureaus....

Read more

Barclays PLC Credit card delinquent account

January 3, 2017 - I would like to dispute the validity of Barclays Bank Delaware, Account number -....

Read more

FDIC Credit card delinquent account

January 3, 2017 - HC Processing continues to violate FCRA AND FDCPA because I asked them to stop reporting negative things in my credit reports because the " account is being disputed. '' After - days they still continued to make negative reports. They continued to call me at home and work even after I asked them to stop ; called me after - p.m. ; scared me telling me they were coming to my home to collect monies from me....

Read more