Review and analysis of over 221 Vehicle Loan complaints against BB&T Financial
BB&T Financial consumers have reported over 221 official complaints related to Vehicle loan. Out of the 221 consumer complaints against BB&T Financial, 22% were disputed by the consumer (i.e. the consumer was not happy with how BB&T Financial responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against BB&T Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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BB&T Financial Consumer Loan taking out the loan or lease April 13, 2017 - My - credit report shows an unauthorized credit inquiry from BB & T Financial Services on -/-/2016. I did not authorize this inquiry. During this time, I visited - who assured me my credit file would only be viewed -. However, this was not the case. I understand that my credit file should n't be accessed without my authorization. I contacted -, but was unsuccessful obtaining a resolution. I have an extended fraud alert in place requesting I be contacted via phone for verification prior to accessing my credit file. This did not occur ; therefore, the removal of this inquiry is req... |
BB&T Financial Consumer Loan managing the loan or lease February 28, 2017 - I have a vehicle loan thru -. Being laid off from job, I was told that they do not refinance and i would have to find a finance company that will refinance. but due to the high interest, i owe $13000.00 over the blue book value of the car and still not employed no one will finance the car. - were nice to give me a deferment in - till -. However, since -, I have called, left several messages and talk to representatives to be told I would be called back regarding the surrendering my vehicle process. I dont know what to do, can you help?... |
BB&T Financial Consumer Loan managing the loan or lease February 24, 2017 - I called the finance company after my vehicle was repossessed. They did not care that the tow company damaged my car. I explained that the agent hit the fence with the vehicle and that there was damage to the vehicle on the passenger side and they drug a hugs log under my car. The manager - as he called himself talked over me, cut me off when I was talking. Granted I was upset because the issue was that the company they hired damaged my vehicle and the finance company did not care. But when I picked up my vehicle it was covered in dirt ( my car was clean before they took it ) so I could not... |
BB&T Financial Consumer Loan taking out the loan or lease February 22, 2017 - Hello- I took a loan about 5 years with Regional Acceptance corp , loan was paid in full sometime in - or - in 2016, sometime in - I contact Regional to get an update on the mail of the title and I was told that the tile was mailed to my address that I needed to wait a few days, a few days went by and I told them that I was still waiting on the title and their recommendations was to go to the - office to request a duplicate, I been to - different locations trying to obtain this document and up until now I been unsuccessful to do that, at - they are telling me that they need a... |
BB&T Financial Consumer Loan taking out the loan or lease February 14, 2017 - - 2011, I purchased a vehicle from -, - NC The loan was approx. amount of - the length of the loan was for 72 months. I was approaching my paying off date, so I inquired about other charges to close the loan. They said I owe $9600.00 to satisfy my loan. The figures do n't agree, and reflect a huge error. apply basic math 72 pymts @ $520.00 per mo. - - -Time range of loan - - to - - now they are saying the payoff amount is $9600.00 approx. loan approx. $38000.00 auto approx. $23000.00, monthly pymts per mo. $520.00. Something is n't right. I 'm paying appro... |
BB&T Financial Consumer Loan managing the loan or lease February 11, 2017 - In - -, I opened at auto loan with Regional Acceptance through - - - in - -, Maryland. I received at loan in the amount of $25000.00 with an interest rate of 29.9 % ( payments of - monthly for 66 months ). After making on-time payments for over a year. I lost my - position in which I notified Regional Acceptance and asked for a loan modification ( due to my current income and past on-time payment history ). At that time I was told that they do not do refinancing. In turn, I attempted to refinance the loan with my credit union and was told that the vehicle has too m... |
BB&T Financial Consumer Loan shopping for a loan or lease February 3, 2017 - I I received several phone calls which were hangs up on there end then I was able to speak to someone whom I told her that I had mailed my payment and he said that that was fine the next day I received a phone call from a woman from regional acceptance Who said if I did not cancel the check that I put in the mail and pay over the phone that she would submit my car for repossession she told me that collection calls would not stop after I asked her to please stop calling that I had already spoke to someone she said if she would stop - that my car would be repossessed and there would be nothin... |
BB&T Financial Consumer Loan problems when you are unable to pay January 5, 2017 - I submitted a previous complaint # - against Regional Acceptance Corp. Please refer to my original complaint which is the origin for contacting -. Contacted the IRS when I received these letters stating I owed $990.00 in which the IRS said ; it did not send no such letters. Attached - scheme letters using the IRS as a way to obtain money.... |
BB&T Financial Consumer Loan managing the loan or lease January 4, 2017 - In -/-/- I purchased a - from -/-/-. Our credit was pretty bad at the time, and foolishly we signed for a high interest loan on this car. We have paid $ - since the purchase date. Payoff right now is $20000.00 plus on an $18000.00 car! Not one dime has went toward the interest. Every cent has been going to the interest. They refuse to let me talk to someone to tell me why, and make excuses for why it is all interest. There is no possible way to get out from under this loan, or even come close to paying it off. We have had probably 20 car loans during the course of mine and ... |
BB&T Financial Consumer Loan managing the loan or lease December 27, 2016 - I have disputed Regional Acceptance many times because they continue to report inaccurate information such as the balance and notating it as key derogatory every month which causes my credit score to go down. They continue to confirm and verify the information is reporting inaccurately however they have not responded to any of my direct disputes with them. I have been writing to them for almost a year and they have not responded once!!... |
BB&T Financial Consumer Loan managing the loan or lease December 19, 2016 - I 've sent a request to get validation on my current vehicle account and I 've never received a response. I 've had great payment history with this company since -/-/2013. They reported a - day late payment and I 'm unaware of the late payment.... |
BB&T Financial Consumer Loan managing the loan or lease December 19, 2016 - I got a loan in 2008 and I am still paying. I will never get this paid off. It was financed for 7 years and at the end of that I was told I still owed money. I have been paying on this car for 9 years!!!... |
BB&T Financial Consumer Loan managing the loan or lease December 16, 2016 - I received a loan for the purchase of my vehicle from - - Bank. I setup an autopay account with that bank. - - sold its auto loan portfolio to BB & T. - mailed me a letter indicating that that it sold my loan to BB & T, which in turn, would be serviced by " - - - - / -. - - / -, Texas - / Phone : - '' - 's letter indicated that BB & T and/or - - would be mailing me a " Welcome Package '' indicating how I could setup autopay. I do not know my account number and can not pay the loan. - - continues to call everyday. I 've asked that they... |
BB&T Financial Consumer Loan managing the loan or lease November 9, 2016 - My complaint is directed towards Regional Acceptance Corporation. I have had a loan with them for two years. My outstanding balance is not going down at all and they charge $10.00 per day that the payment goes past the due date. In my particular situation, I had poor credit due to a loss of a job which in turn I lost my house, car etc ... ..this is the only company that would accept me, this is something I HAD to do as my mother was ill and I had to travel long distance every weekend to care for her. I lost my mother in - of this year and due to the travel back and forth became late on my... |
BB&T Financial Consumer Loan taking out the loan or lease October 31, 2016 - Regional Acceptance Corporation effected a predatory loan against me, charging me both 18 % Interest as well as Compound Interest. I requested assistance with my - Payment when my pay was affected by my reportage of VA Violations to Congress in -/-/-. My original loan was eliminated and I was charged - per month. In lieu of working with me they used my good faith against me to charge me more, when I made a legal good faith payment as I could not afford to continue with the - Payment .- - of the Regional Acceptance Corporation office in - Texas CLOSED my - account, dis... |
BB&T Financial Consumer Loan managing the loan or lease October 28, 2016 - In - 2009, we entered into a retail sales agreement with Regional Acceptance Corporation, which has an office in -, Ohio, among others. The contract was for a purchase of almost $18000.00 for a used car. The interest rate RAC gave us was 23.75 %, which equaled total " finance charges '' over the 66-month life of the loan of $14000.00. This was a total contract amount of $32000.00. During repayment, RAC failed - times to allocate the agreed amount to principal from our monthly payments, for a total underpayment on loan principal of $5800.00. Included in these - failures wer... |
BB&T Financial Consumer Loan problems when you are unable to pay October 21, 2016 - I brought of vehicle from Regional Acceptance around -. I was in an - relationship relationship that I was trying to get my kids and myself out of. I took the proper steps with the authorities as well as contacting Regional Acceptance about what I could do. I had to pack up and leave everything behind in order to be safe. Upon speaking to them I was told that I can voluntarily turn my vehicle in. I turned my - - back in to them in -. I was told it would be on my credit report for 7 years at the most. Well a couple years ago I received a schedule I think it was a - C that I ha... |
BB&T Financial Consumer Loan managing the loan or lease October 20, 2016 - I had a car loan through Regional Acceptance that I paid the last and final payment on -/-/16 of -. I spoke to the company on -/-/16 to confirm m my new address so that the title could be sent and was told by the rep that it was sent out on -/-/16. On -/-/16 Regional processed a debit of - on my checking account without my knowledge or authorization. I would not h have made a payment after I had paid a final payment previously. This company y did this once before earlier this year and I had to block any checks from them on my account. I am concerned that they held... |
BB&T Financial Consumer Loan managing the loan or lease October 14, 2016 - I financed a - - thru regional acceptance in - - I put $4500.00 and have paid my notes on time every month except the lst 2 because I am trying to get out of this contract and with someone else. I owe more now than I financed. I got 2 deferrments because my mom had an - and I took off work to care for her until she passed away and they charged me almost as much as the note to defer it, not to my knowledge. I have tried to refinance it or trade it in but I owe $10000.00 more than it is worth and the other companies den me because regional acceptance says I have poor payment h... |
BB&T Financial Consumer Loan shopping for a loan or lease September 24, 2016 - I purchased a car from regional acceptance corporation -/-/2014. I started off with - and have paid - on this loan, the payments are - a month. The loan is still at -, it 's crazy. In 31 months I have basically not been reducing my loan amount at all. I have tried to refinance for a lower monthly payment, they will not work with me on this. They have sent me off to other lenders and nobody else will work with me, not even my own bank because the value of the loan and - price of the car is -. I have over - in negative equity. No loan officer, nor car dealer will work with... |
BB&T Financial Consumer Loan managing the loan or lease September 16, 2016 - After numerous failed attempts to have Regional Acceptance Corp. To verify this so called debt that I do not owe them. They will not yet send me verification and they are reporting negative accounts on all - of my credit reports.... |
BB&T Financial Consumer Loan problems when you are unable to pay September 9, 2016 - Needed a replacement title for a - Ford Taurus. Did not know had lien from BB & T and paid agreed amount on -/-/-. Was informed 7-10 business days to get title..Went back to BB & t on -/-/- and found out out was n't posted until -/-/- and would be another 7-10 days. on -/-/- inquired again of status an informed title on its way. Went to branch on -/-/- and was informed by corporate headquarters it it was just being released today and another 7-10 business day and once whatever that department that is will go to another department and another 7-10 days. Its looki... |
BB&T Financial Consumer Loan taking out the loan or lease September 6, 2016 - My wife and I needed a vehicle but due to our financial situation we had to get our loan through Regional Acceptance Corp based at - - - - - - - -, a subsidiary of BB & T banks. We paid the amount of the loan $440.00 every month, but due to other financial situation we ended up having to declare bankruptcy. We decided to keep the vehicle as the asset we could retain, in lieu of the house, as per the bankruptcy proceedings. Our lawyer stated that we could delay payments on the vehicle, But I Repeat, we did not delay or defer any payments to - - prior to, during o... |
BB&T Financial Consumer Loan shopping for a loan or lease September 1, 2016 - BB & T MADE A HARD INQUIRE ON MY CREDIT REPORT DATED FOR -/-/2015 AND HAS FAILED TO SEND ME PROOF OR REMOVE IT FROM MY CREDIT REPORT IN A TIMELY MANNER... |
BB&T Financial Consumer Loan managing the loan or lease August 22, 2016 - i purchased a 2009 Hyundai sonata from - - - -/-/2016 my down payment check bounced due to insufficient fund of - dollars i was financed through regional acceptance corporation with a car payment of - currently I 've had the vehicle 90 days and agreed to pay car note until i found out registration or vehicle is not titled to me on the memorandum title to obtain hard plates, i was told the vehicle is still in - 's name even though i 'm currently approved for a - dollar loan i was contacted by - police also about the check, - states give them regional 's money and th... |
BB&T Financial Consumer Loan problems when you are unable to pay August 17, 2016 - In -/-/- and again -/-/2016, I attempted to make an online payment to on my car note with Regional Acceptance Corp - RAC - ( an affiliate of BB & T Bank ). I tried a number of times. Each time I received an error message of sorts that indicated that I was unable to make a payment. On -/-/16 I called an RAC branch office in -, NY as directed by the error message. I spoke to - at - who advised me that RAC has blocked my ability to make free, convenient online payments because my payment is late. Stunned by this blatant discrimination against consumers that fall behind, I as... |
BB&T Financial Consumer Loan managing the loan or lease August 12, 2016 - I 'm a - veteran living on benefits, got a car on -/-/2014. Then fell into financial hardships, got behind on car payments. I knew that there would be late fees as it read in the truth and lending disclosure bracket of - % after 10 days of said scheduled payment. Then come to find out that lenders were charging us what they called " a $6.00 per diem PER DAY!!! '' if our full payment was not received on the - of every month, on top of the - % late charge fee! Then they take our monthly payment, deduct their " $6.00 a day per diem late charge first, then the late charge of -... |
BB&T Financial Consumer Loan managing the loan or lease August 1, 2016 - My insurance company attempted to make payment and requested a Letter of Guarantee for the title, but was told Regional Accepatnce 's insurance department is short staffed, so it would take between 4 - 6 weeks to draft the letter ( which at most, takes 3 - 5 business days ). I called and was told my loan would still be accruing interest and payments due while waiting for them to send the letter for a vehicle deemed a total loss. I was told I would have to make a payment extension, then told my - insurance would not cover any time I had a payment extension, and that interest would still accr... |
BB&T Financial Consumer Loan problems when you are unable to pay July 27, 2016 - I responded to an advertisement on the radio of a car dealership that would offer a no down payment guarantee loan for anyone who works in the - - field. I was able to purchase a vehicle ( Nissan Altima - ) in - -. The listed price was $16000.00. I have been making monthly payments of -. I have been struggling since the healthcare law making it mandatory to have health insurance started. My employer plan is costing me over $650.00 a month. I am behind on my payments and the company took my car on -/-/-. I contacted them and was told in order to get my car returne... |
BB&T Financial Consumer Loan managing the loan or lease July 11, 2016 - In - - I got an auto loan from Susquehanna bank. After making several payments, Susquehanna sent an incentive to " skip a payment " for the holidays. I paid the $30.00 fee ( interest payment ) and was everything was fine, my next payment was due the following month. I continued making my payments. Fast forward to -, when BB & T buys Susquehanna. I begin receiving letters that I 'm behind on my car payment. Then my credit is hit 3 times in a 90 day period, saying I 'm delinquent 90 days. The local branch shows all my payments are current but corporate is showing different. Because of... |
BB&T Financial Consumer Loan problems when you are unable to pay July 11, 2016 - My balance have not changed since 2012 ... never missed a payment until recently due to medical issues. I 'm currently on - and trying to work with them. I have - with - and they threaten to get the car. My interest is too high and I 've been struggling to make payments. Is it legal to take money and no change in balance?... |
BB&T Financial Consumer Loan problems when you are unable to pay July 8, 2016 - [ Case number : - ] The company responded to my complaint and the result was unsatisfactory. BB & t hired - which is a collecting agency once the car was taken away.The vehicle was sold at an uction. Yet, the company has chosen to seek garnishment for wages which exceeds the deficiency amount. They are seeking the originating loan amount instead. As stated : I defaulted on your payment schedule and the vehicle was repossessed on - -, -. The vehicle was sold on - -, -. BB & T attempted to collect the deficiency balance of $10000.00 but was unsuccessful in obtaining a... |
BB&T Financial Consumer Loan managing the loan or lease July 7, 2016 - I logged onto my online account on - - to make a payment and the system blocked me. I tried to use Regional Acceptance 's IVR system and I was unable to make a car payment. I called the number listed on the screen when I got an error stayed on the phone line for an hour and then the called disconnected. I called the local office on -/-/-. I spoke with - in the -, NC office he was a supervisor. He advised me that they blocked my ability to submit an online payment. I asked why he stated because they had no spoken to me, I advised him that I had not missed a payment on the accou... |
BB&T Financial Consumer Loan problems when you are unable to pay June 29, 2016 - I co-signed on an auto loan for my ex-husband who stopped making his payments and Regional Acceptance placed me as primary on the loan. I have never seen this car nor is it in my possession. I have told them this hundreds of times and given them my ex 's contact information. However, they continue to harass me by calling my job daily and my cell daily. They are bullies and threaten they will take everything from me. They use scare tactics and treat me horribly. I am a single mom with - - daughters of which I do not receive child support or any assistance. I was unfairly made primary on t... |
BB&T Financial Consumer Loan managing the loan or lease June 29, 2016 - I purchased a vehicle in - -. The vehicle was totaled on - -, -, and the bulk of the loan was paid by - - on - -, -. The remaining balance was covered by GAP insurance, however, the GAP insurance company needed information from the lender to payout the claim. From - to -, I contacted the lender several times in reference to them submitting the requested information for the GAP claim, however, they never responded. Instead, I would receive infrequent calls from their collections department demanding payments. In -, -, I spoke with - in upper manageme... |
BB&T Financial Consumer Loan managing the loan or lease June 27, 2016 - My husband ran the car into a pole, attempting to avoid a dog in the street. The care was deemed a total loss on -/-/2016, my due date for payments is on -/-/2016. I thought the claim would be finalized by then, but it was not. I made over 15-20 phone calls to the insurance department at Regional Acceptance, and - - in the insurance area. I asked -. Acceptance to expedite my claim, for - - of - - claims adjuster phone # -. Claim # -, to verify information, my claims adjuster was waiting for a letter of guarantee, of which the process took 4-6 weeks to sen... |
BB&T Financial Consumer Loan problems when you are unable to pay June 17, 2016 - regional acceptance is in violation of disclosing the details of my debt to a third party not authorized on my account to receive information. also i am getting at least 20 calls per day and i feel like this is stepping into harassment especially when they dont allow the phone to ring long enough to be answered or hang up when i do. please help ... |
BB&T Financial Consumer Loan managing the loan or lease June 17, 2016 - Regional Acceptance Corporation in - Ga is the worst I do not want to include my name because they may continue to harass me. But that Supervisor - - is horrible she does not know how to talk to customers and I hate that I asked for a supervisor. She is nasty, rude, and very unprofessional and I do not know who hired her she is nasty. I have spoken to her maybe twice at the end of the month and she told me one time that well maybe you ca n't afford the vehicle and it 's an affordability issue. Life happens and things happen and I know that I took out this loan but for her to talk over... |
BB&T Financial Consumer Loan managing the loan or lease June 9, 2016 - I traded in a vehicle on - - ( - - ) and bought a new car.! week later a collection agency calls me at work and was rude at best wondering why I have not made my payment on the -. I explained to him that the vehicle was traded in and to who. It is a very reputable dealership. He said OK. Today he calls my wife and starts giving her a hard time and making idle threats about posting to my credit report and legal action which I think they already did because my score dropped - points today after being told it was traded in and to whom. So I contacted the dealer and they are goin... |
BB&T Financial Consumer Loan managing the loan or lease May 24, 2016 - I purchased a car almost 6 years ago. I missed a few payments and extended the life of the loan. The car was and still is in very bad shape and properly should n't have been sold or bought. The transmission had to be replaced, the - went up and had to be replaced, the body of the car is rusted and the paint on the hood is fading which appears that it is a different hood from the original car. It looks as if the car was in an accident. So, when I called because I wanted to sell the car - I was told that the car costs more now than when I bought it six years ago. It 's a 2006 Chrysler Town an... |
BB&T Financial Consumer Loan problems when you are unable to pay May 21, 2016 - I financed a car from Regional Acceptance Corp. a few years ago. I fell into a financial bind and could no longer afford the car. They called me - evening and told me they were going to repossess the car. I gave them my permission to take the car. They said that they would sell the car. Well, as it turns out, they did sell the car and now they want $9000.00. from me because they did n't get the price they wanted. They 've sent me several letters asking for the money. They even sent a certified letter. The car is not worth that much and I want to be left alone. I refuse to pay for a car I ... |
BB&T Financial Consumer Loan managing the loan or lease May 16, 2016 - This is regarding an auto loan I have with Regional Acceptance Corporation - They have been ripping me off big time. I got the load in - of 2012 for $23000.00 ; I have been paying $550.00 a month for three and a half years ( I do admit missing a few month 's payments - about - in 3+ years ) and they claim I still owe $21000.00. What interest rate have they been charging? They do not abide by what is stated on the first page of the contract under the " Federal TRUTH in Lending Disclosure '' ; instead they have converted the contract from a SIMPLE interest transaction to a COMPOUND ... |
BB&T Financial Consumer Loan taking out the loan or lease April 30, 2016 - I brought a car from - - in -, Texas in -, 2011 I found out my company had lost the contract at - and I was GOING TO OUT OF WORK. I contacted the dealership and told them that I could not afford to pay for the car, they told me to contact the dealership. call Regional Acceptance CO a week after I brought the car and tried to explain to them my dilemma. They tried to talk me into keeping the car, and finally decided to come to my home and pick it up. I will be a first time home buyer and thgis is stopping me from purchasing a home. CAN YOU PLEASE HELP ME? ... |
BB&T Financial Consumer Loan problems when you are unable to pay April 29, 2016 - I am past due on my car loan. I 've made it clear that I ca n't have any calls at my work and that the only number I have is my cell phone. both yesterday and the previous days I get at a minimum - calls. yesterday ( -/-/16 ) I had a total of 5 calls ( 4 to my cell phone and 1 to my work ). my cell phone calls were done at - - ( a voicemail was left ) - ( another voicemail was left ), -, and -. I also had a call on my work phone around - where the agent id herself and after I hung up the phone she called my cell phone AGAIN at the - time. this is common. I get mul... |
BB&T Financial Consumer Loan problems when you are unable to pay April 28, 2016 - I have recieved 5 calls from - until now, which is -. This is absolutely unacceptable and excessive. Any reasonable person would find this level of calling to be offensive, and illegal. It is impossible to have a job, and answer the continuous level of calls I receive. I am called a minimum of 5 times everyday. This is unacceptable, illegal and these type of tactics should be stopped immediately. ... |
BB&T Financial Consumer Loan problems when you are unable to pay April 27, 2016 - I continue to receive between 30 and 45 calls per week from Regional. I have received 3 voicemails within the last 2.5 hours during the work day. They continually call at exactly - including on Sunday. Any reasonable person would agree that this is a violation and excessive. There is already a payment scheduled and I am still being harassed multiple times daily. ... |
BB&T Financial Consumer Loan managing the loan or lease April 11, 2016 - Hi, I have an account with BB & T # - I pay monthly car loan payment of $470.00 and recently I paid Extra Payment ( Second bi-monthly payment ) to reduce the principal but it went towards interest. I understand bank always finds a way to get money from customer but I want to reduce the principal as well. I filed several case with CFPB and finally I had a chat with - -, BB & T Branch banker, He explained everything and it was very clear until my second extra payment went towards interest, He told me any payment amount over $470.00 will go towards to reduce the principal but he li... |
BB&T Financial Consumer Loan taking out the loan or lease April 9, 2016 - I took a loan out with regional acceptance Corp with a - - in - -, My payments were - a month. I have been paying - a month for over 4 yrs and my loan is still over -. The money that I paid over the yrs have went to interest only. I was told I should be caught up on the loan but the company said I was a month beyond when I was paying every month .. The customer service is Rude and harassing.. They repo my car on -/-/- with all my personal belongings and tag. I was not notified as to were I could pick up my personal stuff and tag. I do n't know where my stuff is. They ... |
BB&T Financial Consumer Loan managing the loan or lease April 5, 2016 - Me and my husband opened an auto loan with Regional Acceptance Corporation -/-/- and purchased a - Pontiac Solstice for $12000.00 at - a month. We have previously paid a few payments late but have been catching up everything here in the last few months. We noticed that our balance has changed but $1000.00 dollars and our payoff is more than what we purchase the car for. I have asked someone from Regional to call me and give me a break down of our payments and how it affects the interest and principal but no one has contacted me yet. We have paid almost $10000.00 towards this v... |
BB&T Financial Consumer Loan problems when you are unable to pay April 4, 2016 - As you know, my car was repossessed -/-/-. It was a - Toyota Yaris fiinanced through Regional Acceptance. Today I received a letter from them stating that the car was auctioned off and want $9000.00. from me. I will not pay for a car I no longer have. Now, my question is this .I have a part time job, can my salary be garnished? Also, I am financing a car from a dealer in a different state. Can that car be repossessed? I just want these people to leave me alone. They got their car back. What more do they want & gt ; ... |
BB&T Financial Consumer Loan managing the loan or lease April 1, 2016 - Hi, My name is - - I have a car loan with BB & T Bank ( - # - ) and It looks like the interest payment amount keeps going up instead of going down every month. I thought interest payment should decrease over time and monthly payment applied to Principal should increase. However, payment applied to principal keeps decreasing every month. This Bank is going opposite I need help. ... |
BB&T Financial Consumer Loan managing the loan or lease March 28, 2016 - I entered into an agreement with Regional Acceptance in - to finance my car. I did not realize that the cost of this loan would be more than double the cost of the car ( and I do take responsibility in not reading the paperwork fully prior to agreeing ). I recently noticed when reviewing a few statements that the way things are being done will cause me to be paying for more years. For example, - - my balance owed was around $ - and - - my balance owe sits at around $ -. So after paying $ - monthly in 3 years my balance only goes down about $1500.00 per year? This is s... |
BB&T Financial Consumer Loan problems when you are unable to pay March 22, 2016 - I purchased a New - Dodge Dart from - -. This vehicle was a Lemon and at - miles the Head/Upper Engine Block failed, I took it to be repaired and after attempting to blame me until I verified the Oil I performed my - oil changes with as being appropriate The dealership repaired the vehicle. My confidence in the vehicle was broken and I went online to - to complain. The - company responded via a Public relations spokes person. I received a - % employee discount and rebates toward the purchase of the vehicle. Unknown to me at the time of purchase the cost of the Lemon w... |
BB&T Financial Consumer Loan problems when you are unable to pay March 17, 2016 - I have an account through BBT and I also have a vehicle loan. On -/-/2016 my husband was hurt at work and has been unable to work since so after talking to BBT we decided to do a voluntary repossession on our truck that we was paying - a month for because we knew that we couldnt pay it with him not working and we didnt want to get behind. When we took the truck back to the BBT location - of their employees told me that they would sale the truck and if there was still an amount owed they would set up a payment plan with me. After that day we had recieved nothing from BBT about our t... |
BB&T Financial Consumer Loan managing the loan or lease February 18, 2016 - From 2012 to the present, Regional Acceptance Corporation charged unnecessary charges for a 4 year loan. Customer paid $17000.00 on a $21000.00 note and the company has alleged due to late payments that we now owe $19000.00. Our records indicate a balance of $3000.00. We believe the company has overcharged and is abusing the rates of late fees and daily interest compounded. We owe around $3000.00 on the vehicle and want to pay it off. ... |
BB&T Financial Consumer Loan managing the loan or lease February 14, 2016 - While reviewing my - credit report, I noticed an unauthorized and fraudulent inquiries initiated by BB & T Dealer Finance on - -. I did not authorize any employee of BB & T to review my credit report at any time. This action is innclear violation of my FRCA and Privacy Acts. I had requested that BB & T provide me with any documentation to validate this inquiries within 5 business days and they have failed to do so. I am requesting that these adverse information be permanently deleted from my credit profile as they have resulted in my inability to secure an employment or housing and ob... |
BB&T Financial Consumer Loan managing the loan or lease February 8, 2016 - I have a car 72 month fixed rate Loan with BB AND T bank. I never had late payment I always make payment on time but the interest keeps going up. I want to know why it 's keeps going up. I usually pay total $470.00 per month with interest of $61.00 BUT it keeps going up and I 'm currently paying interest charge of $75.00. I want to deduct principal so I pay extra per month but the bank always charge more interest every month. I need help. ... |
BB&T Financial Consumer Loan managing the loan or lease February 7, 2016 - Hi my names is - - and I 'm very upset with regional acceptance corporation it has over charged me from the beginning of and has n't fixed the problem my payments have - but i was told that my payments would be - and it has n't been no where close to this the car has a warranty but they charged me for another warranty that i did n't need among other things i was promised that i would get my spear tire but i still do n't have one and i need that cause i attend college and you never know what will happen i want my payments to be reasonable like i was told when i purchased the car als... |
BB&T Financial Consumer Loan managing the loan or lease February 5, 2016 - I had an auto loan with regional acceptance corporation. The account was charged off and included in my bankruptcy. However the account is now 7 years old as reported my first late being - 2009. After several attempts you contacted regional acceptance. I received a reply that they would remove four months of reporting charge off after my bankruptcy was filed. However I was then told that my first late on this account does n't count towards the seven years because I then became current before becoming late again. I am only allowed to speak with there bankruptcy department when I call and was... |
BB&T Financial Consumer Loan managing the loan or lease January 28, 2016 - The problem began with the refinance. The loan officer was extremely disorganized and the application was incorrect. The loan was to be in my name only but the financials included all of my husband 's information. It also included all of our old financial data and none of the new information provided. When I brought this to her attention, I was advised not to pay any attention to this it was a clerical error and not a problem. This was the information that was going to be used for the HELOC we were applying for and to sign the documents. I had to manually mark through information and initial... |