Review and Analysis of over 1,807 financial product complaints in Idaho
| Company | Complaints |
|---|---|
| Bank of America | 165 |
| Wells Fargo | 159 |
| Experian | 121 |
| Equifax | 86 |
| Citibank | 72 |
| JPMorgan Chase | 72 |
| TransUnion | 69 |
| Ocwen | 61 |
| Capital One | 53 |
| U.S. Bancorp | 52 |
| Nationstar Mortgage | 40 |
| Ditech Financial LLC | 38 |
| GE Capital Retail | 36 |
| Navient | 25 |
| Action Collection Service | 22 |
| West Corporation | 21 |
| Amex | 20 |
| TransUnion Intermediate Holdings, Inc. | 18 |
| Collection Bureau Incorporated | 17 |
| KeyBank NA | 17 |
Idaho Housing and Finance Association Mortgage trouble during payment process November 14, 2019 - On -/-/- I made my payment to my servicing company, HomeLoanServ, also known as Idaho Housing and Finance. On the - of - I reached out to just double check that my payment had been added to my account. It had not. I reached out to them via a phone call and email. I got a response back saying the issue would be resolved if I could provide proof I had in fact made my payment. I provided multiple screenshots as well as get the appropriate documentation from my bank. I received no response for a week. I reached back out on the - and was told that this was an issue on their ( HomeLoan... |
Action Collection Service Debt collection communication tactics frequent or repeated calls December 17, 2018 - Action Collection Services out of -, Idaho has called me numerous over the past two years and have now started calling again. I have started to not answer the calls due to the amount of times the employee of the company calls me. Every time that he has called me he will not tell me the amount of the debt, who the debt originated with and what date it originated or give me a reference number or put me in contact with a supervisor. He calls every six months and will call not only my cell phone but will call my office as well every day numerous times a day. They have never sent me any paperwor... |
Action Collection Service Debt collection attempts to collect debt not owed debt was paid June 9, 2018 - Timeline of events :-/-/- Pulled credit report, collection listed.-/-/- Letter sent to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed. -/-/-Sent 2nd letter to Action Collection Service. -/-/- Letter delivered and signed for. -/-/- No response, pulled credit report, still listed.... |
CITIZENS FINANCIAL GROUP, INC. Consumer Loan managing the loan or lease April 21, 2017 - A loan was opened to purchase an - on installments thru - . - finances the phones via Citizens One. Order # - was placed on -/-/- with - . Due to issues activating the phone on - - I cancelled the order and - issued a full refund on -/-/- . Citizens One op ened an installment loan for the purchase amount. Loan # - and began billing my credit card for monthly installments. I was bill ed 3 consecutive months for a phone that was already fully refunded back in - . I was able to have payments stopped the end of - and... |
Collection Bureau Incorporated Debt collection improper contact or sharing of info talked to a third party about my debt April 5, 2017 - This collection agency its collection burea in - has been on my report many times different items .... i have been trying to clean up my report and get the late marks and the other bad marks off.my report. These.people have sent me forms and now they are stating they are marking their items as disputed. And that is another bad mark against my file ... .... i do not want them to damage my credit and my life. I do beleive they have changed the date when it was posted i have my old credit reports showing different.... |
Wells Fargo & Company Consumer Loan managing the loan or lease March 28, 2017 - We went to buy - cars, and the dealership said they would run our credit once and share the info with the lenders. There were - companies that hit my credit twice 10 days apart. - and Wells Fargo Dealer hit my credit on -/-/- and again on -/-/-. How do I get the second hit removed?... |
Van Dyk Mortgage Corporation Mortgage credit decision / underwriting March 24, 2017 - I went through Van Dyke Mortgage and worked with an officer named -. He tried to approve me for a mortgage loan, but could n't because I needed to pay off a few things first. I paid off those things and he then did a rapid re-score approving me for - with the USDA loan. There were little to no options in that price range for a decent home. I then went through - and worked with an officer named -. She was able to get me down payment assistance and - in a mortgage loan with the FHA loan. - called me shortly after I started working with her and was very upset. He then emailed me... |
LoanDepot Mortgage application, originator, mortgage broker March 23, 2017 - I recently contacted Loan Depot and was put in touch with - - - and received an introductory email from him on -/-/-. I later called him and discussed, at length, my desire to do a VA REFI consolidation loan to pay off my existing credit card debt. As I told - -, this was my secondary reason for wanting to refinance my home. The primary reason was due to my desire to change mortgage lenders. I explained to - -, that for over five years, - repeatedly refused to mail financial and other correspondence to me at my designated mailing address and continued to send this ... |
U.S. Bancorp Mortgage loan servicing, payments, escrow account March 23, 2017 - I paid my US Bank Line of credit off -/-/2016 and the lien was never re-conveyed from my property. I am trying to refinance my home and this US Bank lien is causing a " BIG '' issue and delaying the closing.... |
Barclays PLC Credit reporting incorrect information on credit report information is not mine March 23, 2017 - I was - on -/-/- I was - until -/-/-. During this time of my - somebody used my Barclay rewards MasterCard I had $200.00 or so that was my debt on the card but Barclay is claiming that I owe $700.00 now. I 'm -. I have no source of income except for - so they ca n't come after me for any money but I 'm looking to settle with them to pay the - I think it was like $220.00 and then have it squashed and make them take it off of the credit bureau so it quits ruining my credit score. but they have n't even been able to help me with filing that there 's fraudulent ch... |
Stearns Ventures, LLC Mortgage loan servicing, payments, escrow account March 14, 2017 - My mortgage company ( Stearn Lending, LLC did not pay my - property tax out of escrow. I received a past due notice from county treasurer office -. I immediately called the mortgage company and the customer service rep told me they will look into it and will get back with me within 2 weeks. Since then, I have made an additional - phone calls to check the status of the situation and each time, they put me on hold, so that the can look at the account and then tell me that they will investigate it and get back with me within 5 business days. I never get a call back from them. I have mail... |
U.S. Bancorp Credit card billing disputes March 9, 2017 - US Bank failed to process payment for a credit card I have with them, then reported late payments to the credit reporting agencies. I attempted to pay on - - 2014, - - 2014, and - - 2014. Because of misleading statements and actions by their representatives, my account has negative information. Details : I had an auto-pay setup that was working fine for months, then a payment was returned for insufficient funds. I tried to make a payment over the phone to one of their reps, long before the " 30 day late '' period. He took my debit card information and went through the motio... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms March 9, 2017 - Student loans are in deferral. Transunion is still reporting incorrect monthly payment amounts, monthly payment for all 4 loans is supposed to be $0.00. I have disputed this with their office at least 3x now and provided documentation as well to get this cleared up. They have n't corrected it after disputes and documentation proving what i was saying.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status March 4, 2017 - Other than when I initially got my Cabellas Card issued from - approximately 2 years ago I have not used the card. However I recently checked my statement and found a fraudulent charge in -/-/-. This charge was to -, which I 'm not a member of and in -, where I have n't been in over - decades. Upon discovering the charge I immediately disputed the charge with - Upon dispute - closed the account and then opened an additional account, transferred the fraudulent charge with late fees then immediately closed the new account with a delinquent balance of $10.00. These action... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account March 3, 2017 - I received a DELINQUENT TA- NOTICE dated -/-/- concerning parcel # -, which is in - -, Idaho. ( I do n't own any land in that county and never have. ) I made a copy of the notice and sent it to the mortgage company asking for an explanation. No reply was made. A Escrow Account Disclosure Statement, dated -/-/-, was sent to me indicating a much higher mortgage payment will begin in - -, as a result of failure of me to pay taxes on the property in - County that I do n't own. I 'm trying to get the mortgage company to recognize their mistake, but do n't seem ... |
Collection Bureau Incorporated Bank account or service problems caused by my funds being low March 1, 2017 - was included in bankruptcy and should be closed... |
Wells Fargo & Company Credit reporting credit reporting company's investigation no notice of investigation status/result February 20, 2017 - There are Several hard inquires from a car dealership that I worked at I was advised if I got approved for a loan it would only be - inquiry I did get a loan which I had paid in full yet there are several hard inquiry marks that are not authorized on dates -/-/2016 only at - dealership should n't have those on my report... |
Bank of America Credit card closing/cancelling account February 16, 2017 - I wrote Bank of America and stated that I wanted to close my credit card which was a secured credit card. I put $500.00 to get this $500.00 secured credit card. The balance owing at about that time was $440.00. I stated in the letter that I was authorizing them to apply the $500.00 deposit to the account and refund the difference. I did not hear back from them. The next month 's statement showed a $99.00 credit. I wrote them back again giving them a copy of the first letter. I wrote them back a 3rd time and gave them a copy of the first letter. I still did not hear from them but I di... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine January 16, 2017 - I have called numerous times, and sent a letter to - - -, some company named - - -, and - Bank, requesting they send proof of account ownership or a signature card with my signature on it. After repeated attempts at calls made, a letter was sent -/-/2016 to each institution, I received a response letter from the Office of the Comptroller of the Currency dated -/-/2016 stating they had forwarded my complaint to your agency. I have made several attempts to have these - accounts with the institutions listed above to remove derogatory information being reported continua... |
Bank of America Credit card billing disputes January 10, 2017 - I attempted to make a flight reservation between - and - departing -/-/-, returning -/-/-. I did this through -, using my Bank of America Visa card. When I was emailed a copy of the reservation, I called the next day to report that the reservation was incorrect, in that it had us leaving and returning in the same day, -/-/-. After several days, someone at - called and told me that they do not make mistakes. I have a screen shot of my request to - for the - dates. They told me that to change the dates from - to the original dates that there would ... |
January 9, 2017 - I applied for a rental home from - - -. I was contacted by - and she said that she would not rent to me because of my non-employment status and she did not consider my lawful verifiable source income to be reliable. I disputed the credit check charge with Capital One and on - - sent my complete application with my personal and private information to Capital One to reapply this charge. I meet all the requirements in order to be approved and - - - discriminated against me as defined by fair housing act of -/-/-. Capital One will reapply the charge within - bill... |
Amex Credit card advertising and marketing December 30, 2016 - In -/-/-, I received an email invitation to apply for an AmEx Skymiles Gold Card with a bonus of - Delta Skymiles after spending $1000.00 in the 1st 3 months. The day I received my new Gold Card on -/-/-, I received in the mail another offer for - Skymiles from AmEx. I immediately called AmEx and asked if I could be eligible for the - mile bonus instead of the - mile bonus. According to the customer service representatives, they were going to open a case to investigate. I followed up with a live chat with AmEx on -/-/- during which I was told the case was still op... |
Shellpoint Partners, LLC Mortgage loan modification,collection,foreclosure December 30, 2016 - Servicer has been avoiding compliance with - guidelines and CFPB rules for proceeding to a foreclosure sale when a loss mitigation application is still pending.... |
U.S. Bancorp Bank account or service deposits and withdrawals December 30, 2016 - A - Bank in - cashed a check we sent our nephew for - in the amount of $25.00 and they also debited our account an additional $990.00 that was on a completely separate payroll check written by a - - - from -, this check shows up in the image of our check provided by our bank. I have attacheded a copy of the image of the check provided by our bank. Our bank ( US Bank ) here in -, - removed the funds from our account to pay the check. We have nothing to do with this second check except that the funds were drawn from our account. I contacted the local branch of US B... |
Experian Credit reporting incorrect information on credit report information is not mine December 28, 2016 - I have called numerous times, and sent a letter to - - -, some company named - - -, and -, requesting they send proof of account ownership or a signature card with my signature on it. After repeated attempts at calls made, a letter was sent - -, 2016 to each institution, I received a response letter from the Office of the Comptroller of the Currency dated - -, 2016 stating they had forwarded my complaint to your agency. I have made several attempts to have these - accounts with the institutions listed above to remove derogatory information being reported con... |
Bank of the West Bank account or service account opening, closing, or management December 28, 2016 - I was called by a lady at the - Idaho branch. She stated that they were closing my account and could no longer do business with me. She stated that I was on -. I told her that my account had been opened for a.couple months and that the branch manager was aware of my situation. This is why I got a fresh start checking account. The lady was extremely rude and informed me that my debit card was shut off over a week ago. I asked why I was n't notified BEFORE it was turned off and why I am just now being aware of these problems now ... after the account has been open for a couple months. The ... |
Synchrony Financial Debt collection disclosure verification of debt not given enough info to verify debt December 23, 2016 - On -/-/- I was contacted by - - of The Counsel Firm in - Ca. He informed me that I had an outstanding balance of - with - - - threw GE Capital and they now own the claim and account. He verified my - and SS #. I was convinced I had paid it, but he was so convincing that we negotiated a settlement of - and he sent me paperwork to make payments. I have not signed the paperwork, because I was still trying to figure out if this was a legitimate debt. No one can tell me if this is legitimate and now they have taken - out of my checking account. He said he did n't ... |
U.S. Bancorp Bank account or service account opening, closing, or management December 22, 2016 - My hole family is Fake and drug government workers my - then - - - timers a year - - shot Bipolar time - worked - Shot down WTC planes his Ex wife Husband - work - my Dad Installed Switches Nuclear Subs then ran - foot computer screen of - - - my - - Dad makes - email Launch and - Generator Blew up - - in - same - did - - - -, - 's - cleanup World Trade Center putting humane hearts in " - '' - Nuclear Reactors freezer Banks melt. I have only - Cousins close - my Age Berger-man, - - wife - ... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account December 22, 2016 - I have been making my mortgage payments early. I sent a message to my mortgage company on -/-/2016 " RE : Early Payment applied to interest When a payment is made on the - of the month for a payment due date on the first is extra dollars applied to interest? " I intended to say applied to principal. I received a letter from my mortgage company several months later stating they were researching my question. and have not heard back on my question. Before the servicing of my loan was transferred to Ditech, my former mortgage company adjusted the interest and principal amount to reflect the p... |
Citibank Mortgage loan modification,collection,foreclosure December 19, 2016 - This complaint is in regards to a HELOC which was originated and approved by Citi Mortgage on -/-/-. This heloc was approved by them in 7 days with no income verification, in the amount of $430000.00. At the closing I was not informed of the true risks and eventual costs of this loan due to the confusing terms in which I was misinformed at closing from the CitiMortgage closing representative. This closing agent misrepresented when the payments would revert from interest only to full payment status. I was specifically told at closing that I had 20 years before the interest only loan ... |
Washington Federal Bank account or service using a debit or atm card December 18, 2016 - This morning my husbands debit card was declined after working a 12 hr shift while finishing his 80 hr work week.. he came home very frustrated. He asked me to call the bank to figure out the issue.. so I did and left a message. This call center first of all is very hard to get ahold of even on days they are open!!! I left a message this morning and asked for a call back in regards to my accounts. Later that afternoon I got a call back saying they ca n't help me because my name is n't on the debit card and it does n't matter if it 's a joint account with both our names and I 'm the primary, I ... |
Wells Fargo & Company Credit card overlimit fee December 16, 2016 - In - 2016, I contacted my mortgage company, Wells Fargo Home Mortgage, and instructed them to start automatic payments for my next payment. I was told that it takes a full billing cycle for it to take affect. Given that the request was after my - payment, my next full billing cycle was - meaning that - was when the automatic payment would take place. In -, I paid my mortgage payment manually as I was instructed to do. Wells Fargo then proceeded to take an automatic payment out of my Wells Fargo checking account despite being told that this would n't happen until -. This overd... |
Bank of America Credit card billing disputes December 2, 2016 - My sister in law was homeless and broke, owed $ 700+ to a -. My wife decided to get her stuff out of storage and negotiated with the - to pay $100.00 to get the stuff out and settle all accounts. My wife put the $100.00 charge on our Bank of America credit card They loaded up a pickup load of stuff and moved out. When we got our credit card bill there was an additional charge of $400.00 on the card, made 3 days later, without our approval. We protested the charge to the credit card company, telling them that we authorized the $100.00 charge but did not authorize the additional $... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status November 30, 2016 - I just clicked on a " gap '' credit card thru - Bank service to see my - score. Beginning of the year was low -, there was an issue with a less than $ - dollars - balance on a - when they switched cards or updated them. They Without my Consent Stopped sending Hard Copy Mail Statements. I did remember I had purchased a bed comforter on their - Sale I think it was and - day while checking my payments thought about it checked on line and Everything had changed. It was a very time consuming ordeal. They had also without my consent change everything to Spanish which I Do n't... |
Stellar Recovery Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 28, 2016 - I paid this debt once I had cancelled my service. Once this went into collections with - I disputed it and asked them to send me anything showing what I owe. They never did and instead sent me a letter saying they could not validate the debt and would remove from all credit bureaus. Two months later another collection agency popped up on my credit with the same debt saying I owe them. I contacted them immediately requesting proof and they never sent it. This should not belong on my credit and I am trying to buy a house and it is affecting my score. These companies should not be able to keep... |
Navient Solutions, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to November 10, 2016 - Pioneer Credit Recovery, -, is calling my place of employment 2 - 3 times daily and leaving messages for me to return their calls. I have spoken to them and instructed them to remove my work phone number from their calling list. I have told them that I can not pay anything at this time due to my current situation ( I work for a staffing agency 28 hours per week @ - per hour ; I am raising - grandkids who were abandoned at my home in - 2016 ; we recently, 3 weeks prior, just moved out of a homeless shelter ; and if my situation changes, I will contact them. ) They are also calling p... |
Synchrony Financial Credit card credit card protection / debt protection November 7, 2016 - They sold my account to a collection agency after I disputed charged on my account without verifying the charges.... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account November 2, 2016 - I submitted a claim on -/-/16 [ Case number : - ] SLS responded that they WILL NOT REMOVE THE 30 DAY LATE. There decision is illogical and I will continue to dispute this with more vigor.I have provided my response letter to help explain the details .... - -, 2016 To whom it may concern, I am completely dumbfounded at your response! You must REVIEW this attached letter and other documents AGAIN -YOUR INFO IS INCORRECT! You produce and claim you sent a letter stating payoff instructions but I NEVER RECEIVED ANY CORRESPONDENCE LETTER WITH PAYOFF amount! You stated you sent the ch... |
Reliable Credit Association, Inc. Consumer Loan managing the loan or lease October 26, 2016 - I fell behind on an auto loan with Reliable Credit Association. The loan officer offered me a settlement that if I brought the vehicle back they would settle the account and not charge me the balance after auction sale. however, they report an unpaid balance of over - on my credit report. this is contrary to our agreement, the account should reflect a zero balance.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 25, 2016 - Beginning in -, a Public Filing Entry of a State of Idaho Tax lien was noted on my Credit Report with all three credit reporting bureaus. The lien is not and has never been mine. Both - and -, much to their credit, did remove the notations soon after I provided them with the same documentation that I provided to Equifax. Equifax howver did not remove the error in spite of my having provided them with not one, but two separate letters from the Idao State Tax Comminsion clearly affirming that the lien was not mine ( copies of those letters annexed to this statement ). My Equifax dispute... |
Experian Credit reporting incorrect information on credit report account status October 22, 2016 - I have a monthly payment agreement with social security, not a third party collection agency, to pay the full amount of their overpayment. I have been making monthly payments since - of 2014. Experian shows failure to pay every month despite these payments resulting in a very low credit score. I disputed this with Experian in - ( spoke with - ) and provided proof of the monthly payments. I received - reports - - stating Experian is not able to make changes to my credit report until they contact Social Security. I called Experian today and spoke with - again. She said that ... |
Citibank Credit card billing disputes October 21, 2016 - I have been using Citi credit cards for over 8 years and maintained a great credit status, i.e., no late payment and every monthly statement paid in full. This -, Citi suddenly closed all of my credit cards account without an explanation and refused to issue me the cash backs and mileage points that I earned before closure. And even worse, Citi billed me an annual fee for the AT & T card the month it closed my account and refused to refund me on that annual fee, which was pre-charged for year 2017 and when Citi failed to provide further credit card service. Citi failed to provide a reason ... |
Reliable Credit Association, Inc. Consumer Loan managing the loan or lease October 21, 2016 - I currently have an auto loan with Reliable Credit in -, Washington that was opened on - - of 2014. I found Reliable Credit had communicated to the credit bureaus that the account is closed and was claimed under my Chapter - bankruptcy of 2014. I called Reliable Credit, who stated they recently upgraded their software, which resulted in the incorrect information being reported to the credit bureaus. They stated I would need to file a dispute in order to correct the information. I filed a dispute with -, which is now closed, once again, showing the same incorrect information. I a... |
U.S. Bancorp Debt collection cont'd attempts collect debt not owed debt is not mine October 20, 2016 - My father passed away and US bank keeps calling me regarding his debt. They have called 10 times, and each time I inform them of my fathers passing, that there is not Estate, and please stop calling. They say that they will note his account and stop the calls but they are still calling, and it has been 5 months.... |
Action Collection Service Debt collection communication tactics used obscene/profane/abusive language October 6, 2016 - I received over - phone calls from debt collector and with each phone I requested a written verification of what the debt was and how much the total was for. Each time I was assured that the notice would be sent, I verified they had the correct address to send me said written verification. I have never received anything in writing from them, only phone calls and at times harassing phone calls calling me " stupid '' and threatening legal action. The agent 's name was -, and he called me in - of 2015, he became abusive and aggressive when I told him I needed one more week to satisfy the... |
Security Finance Payday loan can't contact lender can't contact lender October 4, 2016 - I got a payday loan with Continetal loans in - Idaho, I missed my first payment due to being let go from work unexpectedly, I tried working with their manager on the issue but she kept refusing less than my payment amount. She then started calling me three or four times a day leaving only one message. Now they have come to my house twice to try and collect the funds out of the office? I offered - dollars and told her i would meet her at the office she said no i have to have at least one payment of -. I couldnt afford this, there is two times she refused my payment. Third time i tried ... |
ERC Debt collection cont'd attempts collect debt not owed debt is not mine September 28, 2016 - I have filed this complaint before case # - when another debt collector was being used by - -. They continue to pursue these charges but have not EVER proven where they come from and how they applied to my account that was closed in - 2014. The account was paid in full and 6 months later an additional bill was sent to collections which I refuse to pay without accountability of where the charges come from. I have reviewed complaints about - from other customers and they are notorious for charging erroneous amounts after accounts are closed and people pay them and find they contin... |
Hunter Warfield, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 28, 2016 - This was at a managed rental property where I was being harassed by a neighbor because of my -. After several calls to the local police the property management told both of us that if one leaves they would not hold us to the remainder of the lease. Being the newer tenant I took that offer but did not ask for it in writing, trusting their verbal agreement. Several months after finding a better place they claimed through a collection agency that I owed them for the remaining months I did not live there and several weeks before even moving out posted an eviction notice at my door from the loca... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 27, 2016 - My name is - -. I had recently started an account with an initial amount of $1600.00 with Wells Fargo in - - Idaho. My mother - - had sent funds into the account in order to help me with my businesses I have been preparing to open. Since my businesses are going to be involving public, private, government, and military products and services designed for there benefit and increased effectiveness, efficiency, and more. I have been starting the process of documenting and cataloging every asspect of my day to day interactions. in doing so I have taken screen shots ( pictures ) o... |
Wells Fargo & Company Student loan dealing with my lender or servicer keep getting calls about my loan September 23, 2016 - I just received an unsolicited call from someone saying they were " the division of student loans ''. when I pressed, they told me their actual name was - - -, - out of -, California. I asked if they charged for these services and was told " yes ''. After reading information on your website I decided to file a complaint. Although I did n't pay them anything, I just wanted to report it. It 's hard enough to pay back these hefty student loans without having some opportunistic crook trying to take advantage of you! How are these predators allowed to exist?... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account September 22, 2016 - I have a loan with Ditech Mortgage made the -/-/- payment of $2000.00 which was received on -/-/2016. For some reason they put them in " suspense ''. To date they have not released the funds. Fear that this will hurt my credit and cause me a late penalty. The account was current prior to this.... |
Citibank Credit card billing disputes September 21, 2016 - I used my Citi - HHonors Reserve credit card to pay a bill. I disputed the charge and submitted the appropriate documentation. Several weeks later, I received a letter rejecting my dispute. When I contacted Citi, I was told I do not have any dispute rights for quality of services issues. She said " without a valid credit slip, we are unable to intervene on your behalf with the merchant or their Bank. '' In trying to better understand my rights, I was given the run-around by a clerk and his supervisor. It was not explain to me how to get a valid credit slip.... |
Synchrony Financial Credit card balance transfer September 17, 2016 - i am being charged a very high interest and have got a 0 % interest on balance transfer and they will not allow me to make the payment with a credit card. so i was going to have the card company send them a check but in my account info i have no account number have never received a card and they refuse to tell me over the phone my account number. i do not think it is appropriate for them to keep all my info from me since i am the one being charged with high interest.... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 13, 2016 - -/-/2008 I was in the - -, WA branch of Wells Fargo Bank, where I sat down with a bank employee, - -, to discuss linking my checking account ( existing ) to a savings account ( proposed ), preparatory for an extended stay in -. The idea was to have limited funds at any one moment in the checking as protection against " express robberies '', wherein one is taken at gunpoint and made to max out a daily withdrawal at an ATM, common in - at the time. As I was to live exclusively from the ATM on this trip, it was essential that the checking account be replenished at intervals fr... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection problem cancelling or closing account September 7, 2016 - I went to Transunion for my free credit report. They are now charging me $19.00 per month for unwanted credit reporting. Their website has no place to cancel membership and receive a refund. They canceled my membership, but refuse to refund my $19.00.... |
Churchill Mortgage Corporation Mortgage application, originator, mortgage broker September 1, 2016 - - - at Churchill Mortgage understood that I have a -. My husband - and I were told that we qualified for a FHA loan, and that we could indeed move from - to a cooler climate in - hoping to benefit my health. - told us to find a longer term hotel, so we paid $1400.00 for one month at the - - -, while - told us to use a realtor by the name of - - at - -. Once we were up here, - told us that we had to rent out our paid for condo and show him the year lease, otherwise we would not qualify. We hired - -, and they rented out our home. We had an... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 25, 2016 - Since - 2015 I have paid $620.00 in interest and $230.00 in fees on a $1000.00 loan. My balance two weeks ago was $700.00 something and today it is over $900.00. My payments come directly out of my checking account. This is absurd. What can I do?... |
Bank of America Mortgage loan modification,collection,foreclosure August 23, 2016 - I applied for a lower interest refinance from Bank of America. I was turned down. The only answer I was given on the phone was I made too much money for my area, which is -, Idaho. My interest rate is 8.375 %. My house payment is $830.00 a month. My credit score was good. I am on Social Security, my only income, and earn $1700.00 a month. After being turned down, I was not eligible to try somewhere else. I am still paying my mortgage to Bank of America. I do not think that President Obama knows how the big institutions are still ripping off the middle class. Someone needs to go over the... |
ERC Debt collection cont'd attempts collect debt not owed debt was paid August 23, 2016 - - - has sent a bill to collections that was already settled. They are charging me for a modem that was sent back a long time ago. They say they have no record of this. I have researched - - and there are numerous reports of other customers who have had this problem with - -.... |
Citibank Credit card closing/cancelling account August 22, 2016 - My Citi - Credit card was closed by Citi in - - by Citi. Company has continued to charge me interest and fees on the outstanding balance without providing me online access to my statements nor mailing me monthly statements. I called on approx. - -, - to request that copies of all of my statements be mailed to me and was assured that I would have it within approx 48 hours. I received a package of statements around - -, -, and it was incomplete. This credit card continues to charge me interest and fees, which I only find out about through notices from financial/credit ... |