Review and analysis of over 255 consumer complaints
| Capital One |
| HSBC |
| Bank of America |
| Synchrony Financial |
| U.S. Bancorp |
| GE Capital Retail |
| Amex |
| JPMorgan Chase |
| Citibank |
| Barclays |
| Wells Fargo |
| Amex |
| GE Capital Retail |
| U.S. Bancorp |
| Company | Complaints |
|---|---|
| Capital One | 47 |
| Citibank | 42 |
| JPMorgan Chase | 27 |
| Bank of America | 27 |
| GE Capital Retail | 20 |
Citibank Credit card sale of account March 8, 2017 - I recently read about Citibank being fined for unfairly charging its customers for extra products and also for unfair debt collection practices. I had a card with Citibank for many years, the balance of which was supposed to have been paid off as part of my divorce proceedings in -. In - - I went to the bank to find my checking account had been frozen due to a lien placed by Citibank. I was never served copies of a judgment or received any communication at all either from Citibank or its attorneys. Calls to the law firm are not returned and I can not get resolution. They recently plac... |
Barclays PLC Credit card sale of account February 6, 2017 - BARCLAYS BANK DELAWARE reporting to my credit file an account which is not mine.... |
Synchrony Financial Credit card sale of account January 18, 2017 - I purchased several feet of flooring from my local Lowe 's Store, -. -, T- -. I needed a total of - sq. feet ; my local store only had - sq. ft. The remaining - sq. feet was going to be sent to my store within a week. I waited the week and went back to the store only to be told that - of it was sold by the other store and my local store would be ordering more flooring. The - sq. feet was never picked up by me. I noticed right away that the flooring numbers on the box were slightly different. I went back and spoke to - at the time who assured me the flooring was the ... |
Synchrony Financial Credit card sale of account January 12, 2017 - I sent them a letter agreeing to a payment offer of $110.00. On -/-/-, I received a letter saying they have sold the debt on -/-/- to a collection agency named " - - - ''. To top of it all, the debt has been sold for $400.00, which is almost 4 times their initial offer. This is the second time they sell this debt to agencies that have shown patterns of violating FCDPA rules. I need a clear answer as to how to settle this debt based on their initial offer.... |
Synchrony Financial Credit card sale of account January 11, 2017 - On -/-/-16 I shopped at an - store wherein I had a large purchase. During the checkout process, the cashier said that if I applied for a store credit card, I would save 15 % off my transaction and I really should do it based on how much money I was spending. I said " No thank you, my husband will kill me if I opened a credit card, I will pass. '' The cashier said that I had the option to fill out the application but I do not have to submit it. This obviously sounded too good to be true but she ensured that she would n't be submitting any app since I declined and I would be using my car... |
Citibank Credit card sale of account January 1, 2017 - My wife and I have been - and - - account members for a long time. We were notified last year that - - was no longer going to be - 's credit card company and that we would be issued new accounts. We contacted and closed the account with - -. Apparently at some point Citibank created a credit card account without our permission, - charged that account for a membership fee ( $50.00 ) and in 3 months Citibank assessed $70.00 in late fees on the account. Now after an attempt to reason with the Citibank they have sent a letter by someone named - - in their Secur... |
Citibank Credit card sale of account December 17, 2016 - I settled a debt with Citicard previously with a 3rd party debt collector on behalf of Citicard and then instead of closing the debt they sent the remaining balance from the original amount to another debt collector who reported to the credit bureaus that the debt was a new debt. It is my understanding Citicard was under litigation for such practices and I was to report it immediately. I have a settlement letter from the first debt collection agency stating that I settled the amount. My credit was affected by this and I am extremely unhappy and would like Citicard to erase this issue from my c... |
Citibank Credit card sale of account November 29, 2016 - This past Spring/Summer I started receiving notices from - that they were going to be transitioning from - ( which I am a cardholder of a - ), to a - Citibank card. I decided I would not 'opt in ' to make the transition, as I do not care to do business with Citibank - and I certainly do not want another credit card. I want to say that the notices were so many, they started becoming a nuisance and easier to disregard than actually acknowledge. Soon, I started receiving mailings from Citibank, but because I did n't have a business association, I disregarded them as credit card of... |
Bank of America Credit card sale of account November 8, 2016 - I received an email message late last night alerting me that my new credit card was being sent. I called - for another reason ( to confirm that a call from them was legit ) and they advised me of the new credit car being sent - and the initial reason provided by a customer service person was that the benefits had changed. When I pressed the issue and asked for a supervisor ( -, extension - ) I was advised that the new card is a switch from an AME- card to a - card because they have switched programs. They said they sent me a communication on -/-/- ( which I never received ) an... |
Citibank Credit card sale of account October 20, 2016 - I had a Best Buy card from -/-/-, that was owned by - - with debt protection at the time, always paid it no problem, until -/-/-, when I had a back injury and started receiving - and filed the debt insurance claim. No problems, Best Buy accepted my claim. Now Best Buy sold their card to Citi Bank and I am being sued for the amount by - -, I guess owned by Citi Bank. Obviously an oversight on someone 's behalf, not mine. I paid the debt insurance filed the claim, and now am being sued. Please help... |
U.S. Bancorp Credit card sale of account October 18, 2016 - I had a credit card with one bank and they sold it to another bank. I did not get notice of the sale. When I went online to see if I owed money to the credit card the following month, the site said my account was no longer open. I did n't know why my account was n't open, but I did n't have time to deal with it as other life emergencies were taking precedence. Later, I received a letter from the new owner of my account saying that it was past due. I called the number on the letter and found out that my account was sold but still exists. I paid the account in full. However, because I was not no... |
Citibank Credit card sale of account October 17, 2016 - I am a Costco Executive member. They offer a credit card thru -. I had - but Costco Switched mid year to CitiBank visa -/-/16. On -/-/16 I checked my account and it was locked, and it told me to contact Citi regarding fraudulent charges. There was a fraud charge in -, AZ at a -. I told them to close the account. Citibank refuses to pay me my cash rewards from -/Citi that I accrued, their reason is because I closed my account. THIS IS THEFT!!!! MY REWARDS WERE MOSTLY FROM - PURCHASES ( PRIOR TO -/-/16 ). CITI IS NOT ENTITLED TO MY REWARDS CASH. THEY ARE STEAL... |
Crown Asset Management, LLC Credit card sale of account September 19, 2016 - My Claim : Selling a Credit Card Account that has been settled. Previously I opened a Consumer Complaint - disputing - - - Credit Card billing. As it turned out, - stated I agreed to on-line bill statement presentment. I dispute that claim. I did not ask for on-line statement presentment and I did not confirm a change to my account for on-line statements. See this summary below which is posted in Complaint - : The - response of - -, - makes the claim that I enrolled in electronic statements on - -, - and this was why I did not receive any paper statement... |
Citibank Credit card sale of account September 13, 2016 - Years ago I applied for and received an - - - branded credit card. When paperless statements were made available, I signed up. I always had at least 2 years of ELECTRONIC statements available to me. One day, - CANCELS my - - card with NO WARNING and switches to Citi Visa. I have made - requests on the Citibank site to retrieve my credit card statements from - - to - -. The website says the statements will be available in 48 hours. They are NOT. No email. No notice. It 's like my entire history of - - has been wiped away.... |
Synchrony Financial Credit card sale of account September 3, 2016 - - - sold Citgo gas cards to Synchrony Bank and did not forward the payments received. I have had my bank forward proof of payment several times and have spoken to - and SYNCHRONY BANK but it is still not resolved! I have been charged late payments and interest. From - BILL PAY. -/-/16 $40.00 -/-/16 Delivered Electronic Payment -/-/16 $27.00 -/-/16 Delivered " " -/-/16 $55.00 -/-/16 Delivered Electronic Payment... |
Citibank Credit card sale of account September 3, 2016 - i have told the credit bureaus many times this account is n't mines a provide proof that i took this money the account was originally reported in - but now they updated it and it says - this account should not be - my report and removed now.they even did a civil judgement which i was n't aware of.... |
Citibank Credit card sale of account September 2, 2016 - American Express lost its business relationship with -, and the consumer was forced into doing business with - moving forward. Prior to this merge I had a dispute that was submitted with American Express against a merchant that could not deliver ( after multiple opportunities ) on what I contracted them to provide. After providing American Express the information in the dispute and a short period of time, my account was credited the disputed amount and the matter closed. A month later my relationship with American Express ended with the end of their - arrangement. A few months later a... |
U.S. Bancorp Credit card sale of account August 16, 2016 - - transferred my - card into a - - card. When they did so, they failed to maintain my auto-bill information on file and did not notify that such information would not be transferred. As a result, my payment was not auto-paid as I requested. I now have a derogatory mark on my credit score that will not go away for 7 years. I would like - to clear the derogatory mark and waive all late fees and interest charges associated with their failed transfer.... |
Citibank Credit card sale of account August 5, 2016 - My - Rewards card issued by Citi Bank was recently acquired/transferred to - Bank. My final payment to Citi Bank was never credited to my account after transfer ( although I have proof that Citi Bank cashed my check ). The customer service line for my Citi Bank - account automatically forwards to - Bank, the new owners of my account ( who can do nothing about my situation - it is a Citi Bank issue ). Trying to speak with anyone at Citi Bank results in hours of wasted conversation and transfers - no one can pull up my account in their systems - it is like my account with them nev... |
Citibank Credit card sale of account July 31, 2016 - I had - accounts with American Express. - was the - account I opened around 2004. The other was my - American Express opened recently. I made a payment in - in the amount of $800.00 to my - account when it should have been for the blue account. When - switched visa - bank this money did not transfer. The visa - liaison said they do not see the $800.00 in my history of my - American Express card. American Express says they can not see my - AE card at all. - -, my bank has denied my fraud claim. The $800.00 is missing and I still owe that to my blue a... |
Bank of America Credit card sale of account July 30, 2016 - My credit card account was transferred with no notification from FIA Card Services to - -. I received no notification of this other than receiving a new credit card in the mail. Both the old and new cards have Fidelity Investments printed on the front. The only notification of - - is in tiny print in the bottom left corner on the back of the new card. The new card has a chip so I believed this was just a replacement card for the new chip technology. However, my old credit card was actually canceled when the new card was activated. This caused several scheduled payments to fail. I '... |
JPMorgan Chase & Co. Credit card sale of account July 29, 2016 - Hello, I have been paying Chase on my Credit Card balance since the last Chase Statement " date - '' the Balance was $8000.00 Chase has mailed me letter stated " Update : We received your payment and will forward it to -. - - purchased your account from us on -/-/- ''. " - has filed to the Court that I owe " - '' Principal and interest since -/-/-. On -/-/-, SUPERIOR COURT OF CALIFORNIA , COUNTY - ( - ) - - COURTHOUSE ORDER RE : CLAIM OF E-EMPTION The Judgment Debtor 's Claim of Exemption is GRANTED. That is my husband and I the join c... |
U.S. Bancorp Credit card sale of account July 28, 2016 - My Fidelity Rewards Credit Card account was sold to Elan Financial. Neither - ( who had managed the account ) nor Elan Financial notified me of the change in account status. They also failed to send me a new card and I only found out about the change because my old card stopped working at merchants. Wait time to connect with an Elan Financial representative was over 20 minutes, twice. It is lucky I caught it now because payment is coming due next week and would have gone to the old address ( and been denied ) rather than the new Elan Financial payment address. Elan claims to have sent a let... |
JPMorgan Chase & Co. Credit card sale of account July 19, 2016 - I had - credit card accounts with Chase bank back in -. - went into default and I eventually settled - of them with Chase in - 2010 using my Chase Checking account to make the payments ... years later Chase either sold or " placed '' a settled account with - - and now - - has been on my credit report and has been trying to collect on me for years. I have written to Chase and to - multiple times over the years and have filed formal disputes with - and -. - finally deleted this false report but - did n't, and I have no idea what - shows. Regardless, I... |
Barclays PLC Credit card sale of account July 6, 2016 - Barclay 's Bank opened a - credit card account for me without my authorization. Apparently, it won the - account away from - -, where I was a cardholder. I never authorized the opening of a new account with Barclays. What 's worse, when my - - balance transferred over, I began incurring immediate finance charges. I never even knew this was happening because I never authorized this new credit card being opened in my name. By the time I realized all that had been done without my authorization, my account had already been reported to the credit bureaus for delinquent payment. Wh... |
Citibank Credit card sale of account July 4, 2016 - - - claims they have transferred a Costco Credit Card I had with them to Citibank. But I never applied for a credit card from CitiBank. This creates - problems : 1 ) - - refuses to acknowledge my old Costco Credit Card account and let me download my transactions 2 ) - claims I now have a new credit card with a bank/issuer that I never asked for an account with. - - -... |
Amex Credit card sale of account June 22, 2016 - I have been with American Express for 15 years and paying them every month my dues. One of my cards was American express - which was canceled by American express on - -, 2016 since they ended their contract with - and transferred my balance to - Card without my authorization! Without asking me anything! Not only that but I never received any written agreement from - - that I could read or view my benefits! I never signed any agreement with - card! I never activated any - card! I am not interested in - card or any other credit card besides American express! No one ... |
Citibank Credit card sale of account May 13, 2016 - I have been receiving credit card offers for the past couple of years through Citibank. Every time that I apply for a credit card, my application gets rejected. It is very frustrating to receive credit card offers every month and after applying at least three times, I continue to have my application rejected. I have sufficient funds in the bank and I have great credit. I work a full-time job as well. Thus, I believe that those are good enough reasons as to why I should qualify for a credit card. ... |
Cavalry Investments, LLC Credit card sale of account May 11, 2016 - I am being sued by Cavalry SPV I , LLC, who claim that they purchased an alleged debt from - -. Documentation they provided at the pretrial hearing does not show proof of ownership, or how the alleged amount of debt was calculated. They have provided a bill of sale from the original creditor stating that all accounts in Exhibit A were sold/transferred to Cavalry SPV I , LLC, however, Exhibit A is blank as the accounts were redacted. They also provided an affidavit of sale from the Finance Manager of original creditor ( - - ) stating that a " pool of accounts '' were sold to C... |
Citibank Credit card sale of account May 8, 2016 - The store solicited me to open an new HD credit card account. Never received the bill or credit card, and went to the store with purchase receipt and application package demanding for payment. After store associate called the bank, $25.00 was confirmed as minimum payment without financial charge, and paid $25.00 in the store on - -, 2016. However, received the statement - - that stated posted charge of $30.00 late payment, $13.00 for the finance charges. I paid off the rest of balance on my account on - -. Complain : No bill for the payment, charge is not transparent,... |
Synchrony Financial Credit card sale of account May 7, 2016 - My BP credit card account changed servicers to Synchrony Bank ( SB ) in -, -, and a series of problems began with SB overhanging, adding unnecessary fees, etc. SB refused to resolve any of the issues, so I quit paying on the account, in -, -. SB only continued to add extra fees and changes, pushing the account over the credit limit of $1000.00, which continued month after month. I complained that these tactics by SB were in violation of consumer protection laws, such as the Indiana Deceptive Consumer Sales ACT ( DCSA ) ; which carries a civil penalty of over $1000.00 per violat... |
Wells Fargo & Company Credit card sale of account May 6, 2016 - This is the third time for filing this complaint. After each contact Wells Fargo has given me a different story of why I was sent a $300.00 dollar check on an account that was sold to a collection agency. This last time the collection agency told me that Wells Fargo told them that it was for overpaid interest. I have attached a letter and all of the information including the new information received. ... |
Citibank Credit card sale of account May 4, 2016 - I received a letter earlier this year from - advising of the ending of their partnership with - - and that Citibank VISA would be the replacement. I called - immediately to ask if I would be given the option to decline this VISA card since the letter did not address this question. The - representative said I would be given that option prior to issuance of the card. On - - of this year I received a letter from Citibank that says my new Citibank VISA card will be mailed to me. I never received any notice or opportunity to decline this card prior to issuance. I immediately ca... |
Citibank Credit card sale of account April 15, 2016 - There is an unknown Citibank account that is on my credit report that was sold to - - that I never opened and have no knowledge of, and I can not get deleted. I do not know the account number, the balance, who to dispute to, when it was opened, sold, transferred, charged off, payment history, dispute history, letters of collection, rights or terms and conditions, it is a complete and total mystery and I dispute in totality anything relating to this account. The account can not be validated per the FDCPA and the complete information I am looking to validate to take the proper action if I ... |
Citibank Credit card sale of account April 4, 2016 - I had a - membership and a - - - card. When I learned one year ago that - would discontinue this relationship, I called - - to tell them I did not want my card transferred to another company without my permission. I was assured it would be my choice. My - membership ended within the past year. I cancelled my - - card over one month ago. - - let customers know that they would be getting Citi cards only a couple months ago. I then called Citi and was told there was nothing they could do at this time. Today, I received a note that I would be issued a Citi card ... |
Synchrony Financial Credit card sale of account March 11, 2016 - - -, - Synchrony Bank Payment Research Department I had a - - Credit Card through your bank. The card was transferred to - -/-/-. I got a new card but I did not change the Account Number on my online banking. As a result I sent two payments to Synchrony Bank. These payments should have gone to my new - - - account. I have had a great deal of trouble communicating with Synchrony Bank and would really appreciate some help with this issue. I made two electronic payments. $140.00 on - -, - $81.00 on - -, - I used my - - Account # - ... |
Synchrony Financial Credit card sale of account February 11, 2016 - SYNCHRONY BANK COMPLAINT I had a - card serviced by Synchrony Bank. The servicing was then transferred to - -. I inadvertantly sent $4300.00 to Synchrony Bank on - -. They received and cashed my check instead of forwarding the payment to the new -, - -. I have called Synchrony Bank multiple times spending hours on the phone to no avail. I faxed a DISPUTE to them as per their request. I sent another copy via Certified Mail. I have never heard back from any of those DISPUTES. I called today and they can not anything in " their system '' connected to my name nor my payme... |
JPMorgan Chase & Co. Credit card sale of account February 11, 2016 - On - -, -The Office of the Comptroller of the Currency ( OCC ) today announced an enforcement action against JPMorgan Chase Bank, N.A., -, Ohio, JPMorgan Bank and Trust Company, N.A., - -, California, and Chase Bank USA, N.A., -, Delaware ( collectively, the bank ), for unsafe or unsound practices in connection with the bank 's non-home loan debt collection litigation practices and the bank 's non-home loan compliance with the Servicemembers Civil Relief Act ( SCRA ). The enforcement action requires the bank to provide remediation to affected consumers and to correct defic... |
JPMorgan Chase & Co. Credit card sale of account February 9, 2016 - To Whom It May Concern : I am writing to file a complaint against CHASE because of their predatory lending practices reporting negative item for last 9 years and selling my social security # and date of birth to - ... |
First National Bank of Omaha Credit card sale of account February 6, 2016 - After being the authorized user on a credit card with First National Bank of Omaha, they transferred my account to -. After transferring the account, they never updated any information on my credit report. I submitted a formal request to have the information updated, and they received the certified letter on -/-/2015. Since then, I have heard nothing. After calling their customer service center requesting a document that showed that the account was transferred, I was told there was nothing that their company could do as they no longer had information on the account, despite the repres... |
Amex Credit card sale of account February 1, 2016 - My neighbor is constantly getting phone calls from - stone collection agency and telling my neighbor of my unpaid debt. In addition to harassing this neighbor with embarrassing phone calls, they are disclosing my personal information such as a collection account. I refer to the following : THE - FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT. ... |
Citibank Credit card sale of account January 21, 2016 - Brooks Brothers Credit Card, which I believe is currently issued and serviced by Citi Group, has incorrectly reported a negative remark and has not taken actions as promised by its representatives. It is my understanding that the Citi Group has acquired or taken over Brooks Brothers Credit Card accounts from its previous servicer sometime in the -/-/2015, - or -. Unfortunately and in fact, ever since the account transfer to the Citi Group ( which I did not know that it did ), I did not receive any correspondence including but not limited to billing statements, emails, and a new card.... |
Encore Capital Group Credit card sale of account December 22, 2015 - I would like to file a complaint against midland capital funding LLC for attempting to Sue me and Collect on an Old - Debt, that they Purchased from - - in - or -, the account was opened in - by me, and Midland Funding Bought The Charged Off Account in - or -, and they are in the process of suing me, at this Time. Louisiana - states that after 3 years a company can not attempt to collect on this type of account. The Statue of Limitations has Expired. ... |
HSBC Credit card sale of account December 19, 2015 - HSBC is reporting a credit card that was transferred / sold to another company as a charge off. This is in violation of the FCRA as an item that has been sold can not be listed as a charge off by the company that sold the debt. HSBC has not addressed this concern in my prior requests to them. They are causing damage to my credit and I intend to litigate this matter. I contacted the company they sold the debt to and I was advised that they are no longer reporting this account as of 2010. However the original creditor HSBC is reporting it as a charge off but they profited by selling it to - -... |
Army and Air Force Exchange Service Credit card sale of account November 22, 2015 - I was trying to make payment arrangements with my credit card company because I received a letter in the mail dated - - ( See attached ). I had until - -, 2015 to get in contact with them before they sent me to collections and would charge me an addition - % on top of what I owe. I spoke to someone at AAFES on - -, 2015 about the unmanageable $470.00 a month payment requested in the original letter. She and I made the payment arrangements of $210.00 each month for 36 months. After all was said and done I agreed to put it in writing and fax in which I did on - -, ... |
Synchrony Bank Credit card sale of account November 16, 2015 - I opened a Care Credit card account in - 2015 with an online application to match with my pet insurance. We visited the vet and had a $110.00 bill, which I was told my insurance would cover a portion, and that Care Credit would handle the rest. I never received a single bill, statement, my card, phone call or anything from Care Credit during the following months. In - 2015, I received a notice from a collection agency stating that they had " bought my account '' and were attempting to collect around $500.00. Apparently, when they opened my credit file, the charged about $100.00 to... |
Portfolio Recovery Associates, Inc. Credit card sale of account November 9, 2015 - I opened a secured credit card with - - - - Bank -/-/-. The bank closed and sold my account to - - Bank - -. I lost my job and tried closing the account with my $300.00 deposit and they told me there was no deposit or secured credit card and only had information that my card opened -/-/-. - - is reporting was reporting this on my credit reports. I called FDIC and they have no records of - - taking over any accounts from - - - or - -. Portfolio Recovery has bought the account from - - and is now reporting this Same account in ... |
Sterling Jewelers Inc. Credit card sale of account November 9, 2015 - I was told by a Kay Jewelers employee that they have an account that I can order that is not a credit card and will not affect anything having to do with credit rating agencies. '' I was told that the credit check is independent of the agencies and will not be shown as an attempt to obtain a line of credit or a credit card. '' I was also told that I will receive - % off my purchase. I did n't receive - % off, was left waiting for 30 min as they approved the card, and was then promptly charged interest on the card. Furthermore, I found out that this card was issued by obtaining a credit... |
Capital One Credit card sale of account October 27, 2015 - I had a secured credit card through Orchard Bank, - $ deposit, - $ credit limit. Orchard apparently sold their accounts to Capital One a couple years ago and I have been paying them since and have paid them off now. I called to ask about my deposit and they said that they have no record of my card ever having been secured and have no record of my deposit. On line, I see that there are many others that this has happened to as well. I would appreciate receiving my - $ back. ... |
Citibank Credit card sale of account October 2, 2015 - In - -, I opened a Best Buy credit card to purchase a TV, interest free if paid within 5 years. In - -, I fell behind on payments. I rec 'd a call from a Best Buy rep who stated that I was only a few payments behind and that if I paid the past due debt I would be all caught up. The rep also stated that I can continue my monthly payments, interest free, and be restored back to normal status. With that in mind, I set up auto-pay to my checking and continued to pay for the next year, receiving my monthly e-bill from BestBuy and receipt that the month was paid. Then, in - -, I re... |
Bank of America Credit card sale of account September 24, 2015 - Bank Of America '' sold my debt, to a Law Firm. -, -, -, - - -, -. I was with Bank America for 35 Years, same branch for Thirty Five Years. My parents bought their home, through Bank of America, for 30 years. So - years, collectively. My Credit Score was -, in 2006. But because of my bad health, I live on -, only. I have no assets, no investments, no savings account, zip! I have $4.00 to my name! I was contacted by a Process Server '' - - - - delivery person was here. I did not answer the door! I have a - -, do they want to have a Wrongful D... |
GE Capital Retail Credit card sale of account September 16, 2015 - I had an account with Old Navy, account # -, that account was charged off and sold to - account # - that is reporting the account with a different creditor GE Money, this is a double jeopardy, double damage for my credit report because it appears that I have - different accounts with different creditors. I called - and they did not even give me the option to dispute it. I already have a complaint -, is under investigation but they have not responded yet and is more than one month. - the accounts has to be removed. ... |
JPMorgan Chase Credit card sale of account September 15, 2015 - I had a credit card with Washington Mutual Bank which was bought out by Chase Bank who then reissued the card with the Chase Bank Logo on it. In - my husband became unemployed for 6 months and we had no income whatsoever. Chase bank refused to work with me and marked my account as a charge off. At that time there was a balance of approximately $2000.00. At current this debt shows on my credit reports with a balance of $3500.00. I would like to file damages under File No. - In the Matter of : CHASE BANK, USA N.A. andCHASE BANKCARD SERVICES, INCFurther I would like to have this item re... |
Capital One Credit card sale of account September 11, 2015 - i originally had an orchard bank secured credit card for more than a year. they returned my held funds after i paid it off all the time. capital bank bought them out and sent me a new card. they NEVER mailed me a statement or ANY notice of interest accruing. i used the card only for gas and i continued to pay it every month, trying to estimate what i had spent on gas by what my orchard card used to be. i finally called them and said i had not been recieving any bills and told them what i told you. i said to eliminate any interest and i would gladly pay the rest. they said they understood. then... |
Capital One Credit card sale of account July 13, 2015 - I used my credit card to purchase concert tickets for a venue that was in our area, and I never received the tickets that I was charged for. ... |
Citibank Credit card sale of account July 11, 2015 - Hi cfpb, I am not responsible for this debt to Home Depot, why is it on my report? I never had a credit card with Home Depot, my husband and his son did in 2007 and my husband closed the account due to his son not paying for this card like he said he would. His son should be held responsible for it not my husband who is legally - in 2007 and had to close this account. I never signed anything with Home Depot or anyone else for that credit card. Not mine and should be removed from my report. Thank you. ... |
First National Bank of Omaha Credit card sale of account June 24, 2015 - For years, I have had a - Rewards Program credit card through -. Many months ago I received notification that the rewards program is being discontinued and that another bank - First National Bank of Omaha - will be issuing a new credit card. I recently received a letter stating that my - - Card will be invalid as of -/-/- and that reward points will remain until -/-/-. Here 's my complaint and problem : I plan to use the reward before -/-/-, but I do not want another credit card issued ; i do n't need an additional credit card. The Are Lingus Rewards card was request... |
American Coradius International LLC Credit card sale of account June 23, 2015 - - - - THEY CALL CONSTANTLY EVERYDAY, TWICE A DAY. THE ORGINAL ACCOUNTS THAT THEY ARE TRYING TO COLLECT ON ARE AT LEAST 4 YEARS OLD AND IN FLORIDA AFTER 4 YEARS THE DEBT BECOMES UNCOLLECTABLE. I HAVE SPOKEN TO THEM IN THE PAST AND REQUEST THEY QUIT THE CALLS TO NO AVAIL. ALSO ACI BILL PAY - AND - AND - ALSO CALL FREQUENTLY. ... |
Capital One Credit card sale of account June 22, 2015 - Capital One is reporting in accurate and have deceptive practices causing me and my family severe financial hardships. Capital One sold the debt - 2015. They no longer own the debt however in the past 3 months they have been removing the account from all three credit agencies -, - and - then adding as a new account by changing the opened date from - - to - -. Doing this in - every 2 days recently. And practicing this practice every month prior. ... |
GE Capital Retail Credit card sale of account June 2, 2015 - On -/-/- I accepted a credit card promotional with BP through - - for 3.99 % plus $50.00 fee with the terms until paid ''. That account was then sold/transferred to Bank - later the same year. The account was then sold/transferred to - in -. Each time the account was transferred/sold I had no problem, the payments, terms, and conditions were transferred without issue. I received a notice from - that the account was being sold/transferred to Synchrony Bank earlier this year. I received a statement from - for the period - with a due date of -/-/-. I r... |