West Virginia Consumer Complaints

Review and Analysis of over 1,362 financial product complaints in West Virginia

Most Complaints
by company in West Virginia

CompanyComplaints
JPMorgan Chase 92
Equifax 87
Experian 82
Bank of America 78
TransUnion 75
Citibank 61
BB&T Financial 48
Wells Fargo 46
Navient 39
Capital One 36
GE Capital Retail 33
The Huntington National Bank 29
Ocwen 28
Nationstar Mortgage 21
Encore Capital Group 18
Ditech Financial LLC 17
SunTrust Bank 15
TransUnion Intermediate Holdings, Inc. 15
HSBC 14
Portfolio Recovery Associates, Inc. 14

New Complaints in West Virginia


TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

April 9, 2017 - Trans Union is showing the following inquiries on my credit report that I did not authorize and they had no permission to pull my credit. I called Trans Union and they are unwilling to do anything for me. I would like these inquiries removed as they did not have my permission. -/-/- - -, MI - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - - -, FL - ( - ) - -/-/- - -, WI - ( - ) - -/-/- - -, RI - ( - ) - - - - -, T- - ( - ) -...

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Terrill Outsourcing Group Debt collection improper contact or sharing of info talked to a third party about my debt

March 23, 2017 - This company contacted my daughter who said she was a authorized user on my - account which was in collections.I never made her a authorized user.I called them back and explained to them that I could pay $10.00 a month as now I am on - because of -.At first he said we could work something out.Then he came back and said that my daughter was legally responsible to pay this debt if I did n't pay them $3000.00 in a lump sum.I told him I did n't authorize her and she and her husband were going to buy a house and if this showed up on her credit report her husband was going to have a fit...

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Freedom Mortgage Mortgage application, originator, mortgage broker

March 18, 2017 - According to my latest credit report, FREEDOM Mortgage has reported payments missing on mortgage account ( - ) Credit report shows delinquent 30-59 days, 60 days and 90 days FREEDOM Mortgage reported delinquencies have resulted in a dramatic drop in credit scores. I find these delinquencies appalling and outrageous. Due to the numerous setbacks/delays and FREEDOM Mortgage authorization to miss two payments during closing on refinancing application, -/-/2016 Freedom Mortgage informed me that they could not proceed with closing until account had been brought up to date. I had been led that ...

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Freedom Mortgage Mortgage application, originator, mortgage broker

March 16, 2017 - I have submitted 23 disputes to FREEDOM Mortgage and they have been non responsive to my many concerns related to the processing of my refinance application. I have received several letters from FREEDOM Mortgage stating to allow up to thirty ( 30 ) business days for a response. The response time has expired on letters received as far back as - 2016. I have even sent several emails on these issues. All to no avail. I have contacted CFPB, Better Business Bureau, Department of Veterans Affairs and my attorney. Whys has these organization allowed FREEDOM Mortgage to continue to be non responsi...

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Fidelity National Information Services, Inc. (FNIS) Credit reporting credit reporting company's investigation investigation took too long

March 13, 2017 - On - -, -, I applied for a bank account with - - Bank in order to receive discount on a new vehicle loan. The account was initially approved but then refunded due to a report from ChexSystems. I knew of no reason for the report so I contacted ChexSystems via their website - -, -. I asked for VALIDATION of said dispute on their email system. They sent me a letter dated by them -/-/-, however it was the - that I received it. Letter stated they would investigate and return information within the required 30 days. A letter dated -/-/- was then received ...

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Wells Fargo & Company Credit card delinquent account

March 2, 2017 - Wells Fargo cancelled most of the debt for a credit card. After taking a tax write off for the debt, they continue to say I owe the money and will not update my credit report....

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Bank of America Credit card transaction issue

February 28, 2017 - I received a letter from my bank, Bank of America stating that my transactions ( - charges : - of $4100.00 from - on -/-/2016, a - - of $1900.00 from - on -/-/2016 and a - of $500.00 from - on -/-/2016 ) are currently past the time frame to dispute ( 60 days ). Which after some research I found out that I have up to one year from the date of the statement to dispute using claims and defenses. I was charged by these companies for services that were not provided as described. I am very upset the way they are treating me as a customer and not even g...

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NetSpend Corporation, a TSYS Company Prepaid card managing, opening, or closing account

February 21, 2017 - I bought a NetSpend Prepaid card lost it before opening it they would not assist me in refunding my money already put on the card...

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Citibank Mortgage loan modification,collection,foreclosure

February 14, 2017 - In - our mortgage became late now - and - different agencies later I 'm still making the same mortgage payment and the company I make it to is not listed on my credit report but the original company is but it shows the account as a charge off. I need help....

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Select Management Resources, LLC Consumer Loan managing the loan or lease

February 9, 2017 - loan max in - has been calling me and my finances phone two to three times a day. we told them I will be making a payment this week and the lady called me today and said she needed to know what day I was making payment. I told her I would told them this week I was going to go get my check and I told her I did n't like that they where calling me many times a day and the lady yelled at me and said you made the loan so pay it. I think it 's really disrespectful and not appropriate to talk to your customers like that....

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Citibank Credit card advertising and marketing

January 29, 2017 - We 've had an accounts with Citi Bank since -/-/1978 and have always paid our bills on time and in full. They refuse to lower our APR, despite us having a high - score. They advertise much lower APRs than we were offered. We have a comparable card with - that we have the lowest APR on offer. Citi 's advertising is misleading....

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Bank of America Credit card billing disputes

January 28, 2017 - My complaint is not actually with the credit card company although I believe they could notify card holder when they receive a charge from - ( which are the same company ) to alert the card holder that the charges are probably fraudulent. They know this is a scam as when I contacted them regarding the charges on my credit card statement, the person knew exactly what had happened and stated that she receives at least 10 calls a days regarding these charges. On -/-/- I responded to an online offer for an under eye cream to reduce dark circles. Free trial and just pay shipping and handlin...

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Ditech Financial LLC Mortgage loan modification,collection,foreclosure

January 24, 2017 - I submitted a complete loan modification package and was foreclosed on well being reviewed Ditech claims I never submitted all paperwork yet I never received any notice and also a month after the sell of my home I received a letter saying I was reviewed for modification but was not approved due to no longer owning the home!! This is dual tracking! I also had a large payment misapplied and forced insurance to my loan when I was already paying for insurance!...

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Sallie Mae Student loan can't repay my loan can't get flexible payment options

January 20, 2017 - I took out private loans through sallie for my - degree. Upon graduating, I was told my monthly loan payment would be over $1100.00 & that there was no other option for me to repay unless I went by their repayment plan. That amount is not even a logical amount. The only other option they gave me was to go back to school & defer my loans, allowing them to collect even more astronomical interest. This lead me to have to consolidate my loans through another company just to get a lower payment because there 's no way I could afford to pay them over $1100.00 a month with interest rates about...

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Capital Accounts, LLC Credit reporting incorrect information on credit report reinserted previously deleted info

January 20, 2017 - I disputed the validy of an account listed on my credit report as it 's not mine. I had fraud on my SSN as I had reported to the credit bureaus and they placed a fraud alert on my file. The credit bureau removed the account because it was never validated by the company. Then once the company got notification the account was deleted they reinserted it the same day without my 5 day notification. I disputed this information they sent me copies of medical bills for - people I do n't know who they are. I then filed a complaint with the - case ID - and I just received an email stating that ...

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Collection Management Company Debt collection cont'd attempts collect debt not owed debt is not mine

January 11, 2017 - I was turned into collections by Credit Management CO acct # - for a medical bill at - Hospital. I have never visited - Hospital before. The account is not in my name or birthday but it is my SSN. I can supply them with my Social Security Card to verify it is not me but I ca n't get this taken off of my credit report. My credit score has dropped - points because of this fraudulent bill....

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Genesis Lending Student loan dealing with my lender or servicer don't agree with fees charged

January 10, 2017 - - Colleges, operating under the name - -, in - -, WV promised to enroll me into an - program that did not exist. Their pitch was " complete the - program and you will then move to the - program. '' Midway through the - program, I learned that no - program existed for - - in West Virginia. I completed the program because I was too far in to turn back. I received a " Genesis '' loan that is now owned by University - -....

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Bank of America Credit card apr or interest rate

January 10, 2017 - On -/-/- I made a payment of $15000.00. It left a negative balance of - $150.00. On -/-/- I received a refund from a merchant in the amount of $29.00 which left me with a NEGATIVE balance of - $180.00. I made - purchases on -/-/- in the amount of $1400.00 and $110.00. How can I be charged $100.00 for interest on -/-/- when I paid off my entire balance and had a credit??? I believe I was improperly charged interest in the amount of $100.00....

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Altisource Portfolio Solutions, S.à r.l. Mortgage loan modification,collection,foreclosure

January 3, 2017 - Recently Altisource - - - has pasted another of these inspection sticker on the front door of a dwelling I have been squatting in for over a year and a half! first time they took all in the house and put it in the center of each room and destroyed the front door lock in addition! I need you to give them a cease and desist order as they are a scam! And as I am a squatter I can not give the exact location just it is - -. thank you - -...

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USAA Savings Mortgage application, originator, mortgage broker

December 20, 2016 - My husband and I are both Veterans. We are divorcing and agreed he would take the house that is in both of our names, but under my VA entitlement. We were in the process of refinancing it out of my name and solely into his. We did the quit claim deed, got his -, paystub ( $3500.00 bi-weekly ), letter of verification, everything asked for. He was set to close on - - and I moved forward making an offer on a home for me and our kids. Communication break downs, misinformation changing of stories started happening two weeks before closing. They could not verify occupancy which made no se...

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Wells Fargo & Company Bank account or service account opening, closing, or management

December 14, 2016 - After the recent news from Wells Fargo I decided to contact them about my experience. I was -, looking for a simple account to put money in from an after school job. Some how I ended up with - bank accounts and a credit card. I did not want these additional services and incurred additional fees because of this. I do not believe I should have ever qualified for a credit card, especially with the limit I had. I was told on the phone with Wells Fargo that unless I was contacted then I was n't part of the affected group. They additionally told me that I would be receiving a letter in the mai...

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National Credit Systems,Inc. Debt collection improper contact or sharing of info contacted me after i asked not to

December 1, 2016 - Attempted to call me FIVE times today alone about a family member 's debt whom does not live in my household. That family member called today and requested that he stop calling me, yet he had called twice since after that phone call!...

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Acquired Assets, Ltd. Debt collection disclosure verification of debt not disclosed as an attempt to collect

December 1, 2016 - I have no idea what this $67.00 dollar debt is? But if I owe it they need to get ahold of me...

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USAA Savings Credit card credit line increase/decrease

November 29, 2016 - USAA Savings Bank, without prior notice, sent a letter reducing my $20000.00 credit card to a $500.00 limit. My last known - score was -. I have a significant net worth. This action was without warning and received the day I was leaving town for an extended trip. I do not believe I ever had a $500.00 credit card during my 42 year career as a -. What does the average person do???...

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Experian Credit reporting incorrect information on credit report information is not mine

November 27, 2016 - Hello, -/-/2016, I printed my free credit report from Experian. Going through the report under the section ( other personal information associated with your credit, social security number variations ). There is a social security number that is not mine. It does not belong to any member of my immediate family. I need it removed and all credit reporting information associated with this social security number....

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Synovus Bank Credit card late fee

November 26, 2016 - Was charged a late fee when payment was completed on my end prior to the due date of -. This happens every time my due date is on a weekend....

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Ditech Financial LLC Mortgage loan modification,collection,foreclosure

November 24, 2016 - I have received a letter from - about Green Tree Servicing. I am responding by saying I have never received a check in the mail.I have called and spoke to someone about it. Maybe I 'm not at the right website but I would like to make a complaint about them. I understand that times I have been late and my credit is not that good but they have harassed me for years with nasty threatening phone calls. My account is always messed up causing lots of late charges. I have tried to make arrangements to correct my account unsuccessfully.Thank you for bringing this out....

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Experian Credit reporting improper use of my credit report report shared with employer w/o consent

November 22, 2016 - E-PERIAN INSIST ON REPORTING TOO MANY HARD INQUIRIES. E-PERIAN CONTINUE TO REPORT THE LOWEST CREDIT SCORES OF THE THREE MAJOR CREDIT BUREAUS. WHY IS THERE SUCH A DESPARITY IN SCORES, WHEN ALL ACCOUNTS HAVE BEEN LISTED AS " ACCOUNTS IN GOOD STANDING '' BY ALL THREE MAJOR CREDIT BUREAUS, INCLUDING E-PERIAN. LASTEST E-PERIAN REPORTED RESULTED IN A BANK DENYING AN AUTO REFINANCE BASED ON DATA RECEIVED FRM E-PERIAN. WHY IS E-PERIAN DATA BEING TREATED AS GOSPEL....

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Wells Fargo & Company Consumer Loan problems when you are unable to pay

November 22, 2016 - We have submitted numerous complaints concerning Wells Fargo Auto Finance. They repossessed our vehicle in -/-/- while my husband was stationed in -, CO. He was protected under the -. While they acknowledge that our interest rate was reduced because of that, they claim they did n't receive orders. They received his orders prior to our interest rate being reduced because that was the proof that we were protected under -. If I did not supply his orders, they would n't have reduced our payment. They claim they only charged off our vehicle and did not reposess it. They are claiming t...

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Experian Credit reporting incorrect information on credit report personal information

November 21, 2016 - Experian is currently reporting a Ch - Bankruptcy on my personal credit report. However, the name and address associated with the bankruptcy does not match either of mine. I have requested they remove the item but they have not yet despite my continued disputing of the item. The associated line item has an acct # of - on my credit report....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account terms

November 21, 2016 - I was going over my credit report when I seen - # - has a charged off account filed again me. I was told this account was not going on my credit report .I dispute this account on several grounds. 1. Failure to disclose the truth on the contract. 2. Failure to reproduce the original contract. 3. Fraud by omission of Facts. According to Fair Debt Collection Practices Act, 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq., and the Fair Credit Billing Act, 15 USC. 1666 et seq. All of which work in conjunction with each other, including the Truth In Lending Ac...

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Penn Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt

November 21, 2016 - I have a a unverified account from PENN CREDIT CORP # -. I had previously disputed this account. I have never done business with PENN CREDIT CORP. Pursuant to the Fair Debt8 Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that - Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether you purchased...

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ERC Debt collection disclosure verification of debt not given enough info to verify debt

November 21, 2016 - I have a a unverified account from ENHANCED RECOVERY COMPANY # -. I had previously disputed this account. I have never done business withENHANCED RECOVERY COMPANY. Pursuant to the Fair Debt8 Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that ENHANCED RECOVERY COMPANY Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection acti...

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Receivables Performance Management LLC Debt collection cont'd attempts collect debt not owed debt is not mine

November 18, 2016 - Receivables Performance Management is calling several times a day starting at - harassing me about a debt that I do not owe. I 've told them it 's not my debt. yet they keep calling every day. Do they think I 'm going to pay so they quit bothering me??...

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Experian Credit reporting incorrect information on credit report personal information

November 14, 2016 - I have several accounts on my Experian personal credit report that are not mine and I have asked them to verify those accounts which they claim they have done and will not remove them. The problem is because my name has the " II '' at the end and I believe someone with a similar name is having accounts show up on my credit report. Many of the accounts do not have the " II '' at the end of my name and the address does not match. I have sent them my drivers license, utility bills, social security card, etc and they still claim that the information is accurate....

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Equifax Credit reporting incorrect information on credit report public record

November 12, 2016 - EQUIFA- insist on reporting Public Record on credit files. FAIR CREDIT REPORTING AGENCY STATED THAT THIS PUBLIC RECORD WAS TO BE REMOVED IN -/-/2016. CONTINUED TO DISPUTE HARD INQUIRIES. LETTERS SENT TO CREDITOR STATING I DID NOT AUTHORIZE CREDITORS TO INQUIRE INTO MY CREDIT....

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TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute

November 4, 2016 - Against : - illegal credit reporting The collection agency has violated the Fair Debt Collection Practices Act. Has never communicated with me, I am requesting proof that they communicated with me if they are claiming so ( mail tracking, etc ). A collection agency can create a letter, at anytime, back date it, and falsely claim that they have sent it to the consumer. This has become common practice for collection agencies which they conveniently " do not have any proof that the consumer was notified ''. As a consumer I never had the chance to ask for proof of Debt or communication with this...

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Citibank Credit card other

November 1, 2016 - On -/-/2016, I purchased an airline ticket from - - for travel from - -, - to -, WV ( - ). I used a Citi AAdvantage Platinum Select WorldElite Mastercard to pay for the airfare. One of the reasons I chose to pay for the airfare with this particular credit card was because of its Trip Delay Protection benefit, which pays for up to $500.00 of expenses incurred due to a trip delay of at least 12 hours. The Terms & Conditions ( T & C ) state the following : " If a Covered Traveler 's Trip on a Common Carrier is delayed for at least 12 hours, we may reimburse you for ex...

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Stellar Recovery Inc. Debt collection communication tactics threatened to take legal action

October 31, 2016 - Had a contract with -.wasnt happy with service.wanted to go back to -.- said they would pay termination fee, and they did! - said we owed more which we did n't....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine

October 23, 2016 - The name - - - - - - - wv - is CORRECT There is another - - - with - West Virginia address on my credit report, I have never lived at this address, there is public record report of the - - - with the - address on my credit report...

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Freedom Mortgage Mortgage application, originator, mortgage broker

October 18, 2016 - I applied for a refinance with Freedom Mortgage. They received my application and they sent me some documents out for me to review and sign and return, which was done. They received another email saying they received it and needed another document showing whats called a subordination from - - - -. Then they informed me they were awaiting the subordination package from - - - - which was - 2016. Freedom Mortgage continued to send me emails saying that they were waiting on the subordination from the - - - -. The last email I received from them was in late -...

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MoneyGram Money transfers fraud or scam

October 6, 2016 - Signed up for secret shopper, got a money order for - followed instructions cashed done shopping then made a money transfer for - to - - - - California -. Two days after get new assignment with monet orders totaling - at which time I got concerned....

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Sterling Infosystems, Inc. Credit reporting incorrect information on credit report personal information

October 3, 2016 - Sterling Infosystems conducted a background check on me for employment with - and there was false information on my report. It said that I had a felony charge for disorderly conduct and a misdeameanor charge for assault which is also not true. I was charged with a - in 2010 and a -, not a - in 2010 as well. Because of this, my job offer was revoked and the company has yet to send me the proper paperwork to dispute the claim with them. The background check was completed last month and I have been trying to get this straightened out. I want this taken off my record and they also only...

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Wells Fargo & Company Consumer Loan problems when you are unable to pay

September 30, 2016 - we had a loan through Wells Fargo purchased -/-/-. My husband - in the military shortly after that and while he was -, I had trouble getting Wells Fargo to protect him under the Soldiers and Sailors Relief Act.. Our vehicle was repossessed around -/-/--/-/-. I believe this was illegal due to his -. We were not given a court order. I understand that Wells Fargo is being sued because of this and I want to enclose proof of this. This affected our mortgage process due to the fact we had to explain why it was repossessed. I am also including the credit report stating the st...

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Loan Care Mortgage loan servicing, payments, escrow account

September 30, 2016 - Loancare processed a payment that was sent by the Equity accelerator program directly towards my principal and not my monthly payment for - 2016. On -/-/2016, I received notice that my payment was late. The statement was from -/-/2016 but I did not receive it until -/-/16. I never received any other correspondence regarding any late payments. I called immediately and spoke to a woman and explained that the payment on -/-/2016 was incorrectly applied. She said that it would be reversed. I am currently trying to close on my FHA streamline and we were supposed to close ...

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Wells Fargo & Company Consumer Loan problems when you are unable to pay

September 30, 2016 - Wells Fargo repossessed my car in - while I was on - -. I understand this was illega but it says the frametime is between -. They did not have a court order to do this....

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LoanDepot Mortgage application, originator, mortgage broker

September 21, 2016 - Loan Depot seems to be uninterested in meeting their preferred lender ethical standards as well as not understanding the non-predatory language and laws in effect today. My application for a re-fi from conventional to a VA loan is approved but yet no closing date after more than 60 days? When you are told to " step back '' and it 's " really getting hard to process your loan '' the VA OIG needs to get involved....

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Synchrony Financial Credit card credit card protection / debt protection

September 9, 2016 - I reported through Paypal after not receiving a response from the on-line merchant that the - separate annual subscriptions were found to be unusable and DID NOT provide what the subscription stated I would receive. Their site did not provide customer service, however, by filling out your automobile 's Make, Year, Model and what should have been it 's VIN No. the Consumer would easily discover if there had been any - which they could print off and take to the dealer or any additional formal RECALLS such as the Air Bag Recall which - is still reporting they do not yet have at my only -...

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Barclays PLC Credit card credit line increase/decrease

September 8, 2016 - I have had a - Credit Card issued by Barclays Bank for years. I travel frequently as my work requires. I get paid at the completion of a project which can be many months so my credit utilization goes up and down. I have never missed a payment. Barclays recently reduced my credit line by $4100.00 without any notice what so ever citing my credit utilization as the reason. This left me with about $200.00 in credit available and a disastrously tumbling credit score due to now even higher credit utilization. I see from other consumer complaints that this is not an unusual practice for Barcla...

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BB&T Financial Bank account or service problems caused by my funds being low

September 3, 2016 - -/-/2016 Credit COUNTER DEPOSIT View $760.00 -/-/2016 Debit OVERDRAFT FEE BB & T ONLINE BILLONLINE PMT - BB & T CHECK CARD - *-. BB & T CHECK CARD PURC-/-/2016 - - $100.00 -/-/2016 - - - - - - - - - BB & T CHECK CARD PURCHASE-PIN $230.00 -/-/2016 POS - -. - - MN - BB & T CHECK CARD RECURRING PYMT $41.00 -/-/2016 Debit ONLINE PMT - - - BB & T ONLINE BILL PAYMENT $170.00 -/-/2016 Credit COUNTER DEPOSIT View $270.00 ''BB & T BANK '' ... ... charged me for payments that I had schedu...

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Sallie Mae Student loan dealing with my lender or servicer trouble with how payments are handled

September 3, 2016 - I obtained several loans through Sallie Mae to help pay for school, - to be exact. The time is coming for repayment, I received a statement of what I would have to pay ( it was an outrageous amount ), so my grandmother kindly helped me and paid for two months, around $660.00 total. It turns out that Sallie Mae did not apply that amount evenly to all the loans and - of them became outstanding. I have called several times to have this issue fixed and it is STILL outstanding. Now they are lowering my credit score due to this issue that is completely THEIR fault. Additionally, they are als...

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Credit Karma, Inc. Credit reporting incorrect information on credit report personal information

August 23, 2016 - I do not open a credit card or anything else in the name of - - -. I want this removed from my credit information. Please investigate and see who opened that fraud...

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BB&T Financial Bank account or service using a debit or atm card

August 18, 2016 - ON - -, -, A DEBT COLLECTOR CALLED, CONCERNING A SO-CALLED OLE CELL PHONE BILL, FROM -. THEY TOLD ME IT WAS FROM - OR -? THE SO-CALLED BILL, WAS FOR $140.00. I PAYED THIS VIA MY ''BB & T BANK DEBIT CARD '', ON THAT DAY, BECAUSE I WAS ABOUT TO CLOSE ON OUR ''NEW HOUSE '', ON - -, -, LOCATED IN -, - I WAS AFRAID THIS WOULD CANCEL MY NEW HOME DREAMS ...? SO EVEN THOU I DID NOT OWE THIS CELL PHONE BILL, I PAYED IT. NOW THAT I HAVE BOUGHT OUR NEW HOUSE, I WOULD LIKE TO FILE A DISPUTE WITH ''BB & T BANK '', FOR THE AMOUNT OF $140.00. PLEASE RETURN THIS TO MY ...

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Synchrony Financial Credit card late fee

August 17, 2016 - I have an Amazon Store Card through Synchrony Bank. I am a recent - who took the - in -/-/-. Due to a overlap, I lost track of the time of the month and missed my payment. I have missed no other payments and have always been current. Resultantly, Synchrony Bank doubled my monthly payment, which I now can not afford. I am currently unemployed, being a recent student. I called Synchrony in an attempt to resolve this and was met with nothing but hostility and outright rudeness. I was told that my only option is to allow my account to lapse and write a mailing address that will take at ...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record

August 14, 2016 - TRANSUNION continues to report - - Account # - as an adverse account. Data received from TRANSUNION does not support account being an adverse account. Spoke with company and had been informed that they ( - - ) did not assign account to the adverse accounts list. TRANSUNION continues to insert " Bankruptcy Dismissed ''. on - - account. Investigation and per the Fair Credit Reporting Act ( FCRA ) Chapter - Dismissed Bankruptcy is to be removed with seven years of filing. Chapter - Dismissed Bankruptcy is to be removed from my credit files in 2016. I submitted several r...

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Wells Fargo & Company Mortgage loan servicing, payments, escrow account

August 1, 2016 - I have been patiently waiting for some response from Wells Fargo. I got my home back in late - ( redemption ). Since then, I have been given NO confirmation to the home being mine again. I even without having a new loan number ( I was told by - I would be given a new loan number ) made a house payment in -. In fear to getting behind on payments again. I was told to NOT do this - - - - because any payments made could be in limbo while awaiting a new loan number. I have received yet again several letters from Wells Fargo on how they are working on details and should have eve...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status

July 19, 2016 - - contacted me by phone to tell me I had n't paid my account. I have always paid my account in full and when I received the call, I told the person I did not receive a bill in the mail and would like to have one sent to me. I did not receive the bill and received a second call. I paid my amount in full and once again asked for a paper bill in the mail, which I never received. I submitted a complaint through - and thought the matter was taken care of on my credit report until I checked a different report today and found out different....

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

July 14, 2016 - Received TRANSUNION credit file # - dated -/-/2016. Continues to remark " BANKRUPTCY DISMISSED '' on - - - account # - and - - account - TRANSUNION has removed these bankruptcy comments from other accounts...

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TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info

July 11, 2016 - Received TRANSUNION credit file # - dated -/-/- and noticed that ( 1 ) - has been reinserted ; ( 2 ) - continues to show " Bankruptcy Dismissed '' and continues to be reported as an adverse account ; ( 3 ) - continues to show " Bankruptcy Dismissed '' and continues to be reported as an adverse account : ( 4 ) - continues to show " Bankruptcy Dismissed '' and continues to be reported as an adverse account : ( 5 ) - Bank was deleted and now reinserted, also reported in remarks as " Bankruptcy Dismissed ''. As stated in attached letter, these accounts were never incorpo...

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Synchrony Financial Debt collection improper contact or sharing of info talked to a third party about my debt

July 7, 2016 - Synchrony bank has consistently been harassing my ex boyfriends parents when there number was never given out. I am going through bankruptcy and the debt will be taken care of after my discharge. I do n't appreciate people knowing my business when I no longer speak nor see them...

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