Review and analysis of over 127 consumer complaints
| TransUnion |
| Experian |
| Equifax |
| TransUnion Intermediate Holdings, Inc. |
| TransUnion Intermediate Holdings, Inc. |
| Equifax |
| Experian |
| TransUnion |
| Company | Complaints |
|---|---|
| Experian | 39 |
| Equifax | 30 |
| TransUnion | 26 |
| TransUnion Intermediate Holdings, Inc. | 13 |
| First Advantage Corporation | 3 |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent February 21, 2017 - A record of my Bankruptcy must be erased. My Bankruptcy was submitted in -, and discharged in -. For ten years the record has been maintained on my credit sabotaging my attempts to obtain a loan. It is time to erase the Bankruptcy from my credit file.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent December 27, 2016 - - - - - - - - these are the inquiries that I want deleted from my credit report. Your customer service would not help and take care of the negative inquiries reporting to my credit report... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent November 30, 2016 - Recently I received my homeowners policy bill for -. I noticed that my policy amount had increased over 10 %. I made inquiry regarding the increase, and was told that it was because of my credit score/ and credit comments. My credit score ranged from - - -, during -. I have excellent credit scores. I was told that because inquires were made on my account, this was the reason why, my insurance policy rate was increased. I asked the person I was talking to this question! Each time companies checks my credit score or history, my credit score, is negatively being impacted. The person '... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent November 22, 2016 - E-PERIAN INSIST ON REPORTING TOO MANY HARD INQUIRIES. E-PERIAN CONTINUE TO REPORT THE LOWEST CREDIT SCORES OF THE THREE MAJOR CREDIT BUREAUS. WHY IS THERE SUCH A DESPARITY IN SCORES, WHEN ALL ACCOUNTS HAVE BEEN LISTED AS " ACCOUNTS IN GOOD STANDING '' BY ALL THREE MAJOR CREDIT BUREAUS, INCLUDING E-PERIAN. LASTEST E-PERIAN REPORTED RESULTED IN A BANK DENYING AN AUTO REFINANCE BASED ON DATA RECEIVED FRM E-PERIAN. WHY IS E-PERIAN DATA BEING TREATED AS GOSPEL.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent October 23, 2016 - I recently applied for a job and was not told my credit would be ran. I also did not sign anything saying it could be ran. They ended up running my credit without my authorization.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent October 5, 2016 - - separate hard hits to credit by - on -/-/16, - - in - on -/-/16 and - - - on -/-/16 were not authorized by me with any signed paperwork. These loans were not authorized and nothing was closed by me. Dealership was shopping to try to get a deal done that never happened.... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent October 3, 2016 - - performed a credit check without my authorization or knowledge -/-/2016. I was notified through by telephone from a - voice mail on -/-/2016. This is the second incident - fraudulently participated in on the same day - see CFPB Complaint Number # -. This is a red flag as it is the same fraudulent business practices similar to the - scandal.... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent October 2, 2016 - After checkichecking my credit report i have several hard inquires that i did not make ... .there was - that i authorized ... ... .all others were not authorized by me ... ... .what can i do to have these inquires removed and what can i do to find out why these hard inquires were pulled on my credit ... ... .who authorized these????... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent September 21, 2016 - I have been - for 15 years there is a $850.00 debt on my report from 2014 for - I was in - records will reflect the facts.... |
Sallie Mae Credit reporting improper use of my credit report report shared with employer w/o consent August 30, 2016 - I recently received a copy of my credit report. The credit report showed a credit inquiry by Sallie Mae Bank that I do not recall authorizing. Sallie Mae should contact me before placing an inquiry on my file. I am fraud victim and my credit file indicates to contact me before pulling my credit file. Sallie Mae should n't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file. I have spoken with Sallie Mae representatives to remove inquiry and they agreed to remove but I did not receive any letter from Sallie Mae to indicate th... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent June 13, 2016 - I just checked my credit score on - and my score on transunion has gone down again. There have been inquires added to my report which I do not understand as I have not applyed for credit. Some of these inquiries that were put on are from the year 2015 how is this possible? I am complaining because I am trying to obtain credit and I am very concious on paying my bills and keeping my credit report accurate. There are disputes I have pending with all - credit reporting company 's however how does transunion add - inquires on my report that they claim were done in the year 2015? this is a... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent April 29, 2016 - I am having problems getting hired and have applied at several companies including - - - Headquarters, - - -, - - -, - and more and no one will hire me I am - years old and worked full time 32.5 years and was let go - 2014 because of slow productivity. I lived off my retirement and then went on unemployment while I pursued employment. My question is if my credit is affecting my getting work I ca n't live off my - year old father until Social Security and I cant go back on unemployment until - I have a house, dependents and bills how do I pay? Please e... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent April 25, 2016 - - of - pulled my credit on -/-/2015 from minimum - banks and other institutes without my authorization. I called - of -, - T- - to remove the inquiries on phone, they said I should ask Credit Bureau, when they will contact ask them, we will ask them to remove. I spoke to - credit Bureau, they told me to contact the company who pulled the credit file, or I call individual company. My credit is ruined by these marketing guys, My son - years old goes to -, he is -, I am trying to get a vehicle - but due to many unauthorized inquiries and negative impact... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent April 25, 2016 - - of - pulled my credit on -/-/2015 from minimum - banks and other institutes without my authorization. I called - of -, - T- - to remove the inquiries on phone, they said I should ask Credit Bureau, when they will contact ask them, we will ask them to remove. I spoke to - credit Bureau, they told me to contact the company who pulled the credit file, or I call individual company. My credit is ruined by these marketing guys, My son - years old goes to -, he is on -, I am trying to get a vehicle - but due to many unauthorized inquiries and negative imp... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent April 8, 2016 - hard inquires were pulled on my credit without my authorization i need it removed its hard for me to get credit. ... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent March 28, 2016 - I called TransUnion at - to put a fraud alert on my social security number after it was released by my employer to the wrong employee. TransUnion had me provide all information into the phone and than provided me with the address of -. The recording told me to send my personal information, social security card, and another form of identification, such as my drivers license. However no other information was provided, therefore I have no idea what I am supposed to send requesting to place a fraud alert on my account, no form or anything. The recording only said send my social security card... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent March 10, 2016 - i believe under the federal act and amendment that if the original creditor is not filing the compliant with bureau why is the collector not providing enough information to collect the debt or validation of debt it should be remove from bureau until further notice looking for sign contract or terms of agreement collection make frivolous attempt to collect debt as per credit bureau account number - scs collector, - - if debt was transfer debtor should be remove duplicate debt for same entity whom is the original debt collector need original terms or agreement to support the claim makin... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent March 8, 2016 - I applied for a job, interviewed, and days later, received a letter in the mail about that potential employer receiving information listed in my credit report without my consent or permission. When I reached out to the individual that interviewed me, I received no response so I presume I did not get the job based on the information contained in my report. ... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report shared with employer w/o consent February 24, 2016 - On - - 2016 I received a alert regarding that my score went down. When I checked there was a Hard Inquiry done on my Credit Score done by - which I have n't authorized either requested any product from this company. Also this hard inquiry took my score - points down. I request to revise it since this inquiry was not requested or authorized and restore my score. Also I have to mention that Transunion still has not removed old closed accounts from my Score. ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent February 15, 2016 - I was an - for a company and 17 months after starting with them. They ran a credit report on me without telling me an without my authorization. ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent January 19, 2016 - I have not stepped foot into a -. I want to dispute this and take it off my credit reports. ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent January 9, 2016 - Please see Consumer Financial Protection Bureau complaint # - - Bank and the letter I received - -, - dated - -, - that list Transunion Consumer Relations -. Transunion, - - - -, PA - - I am unable to reach Transunion list in the letter received from - - 's which is in retaliation to a - Bank credit card. I paid - 's off early before a promotional deal and paid for a 5 year extended warranty. When I ask - 's for documentation for the extended warranty still effective - - I was told the receipt was proof of payment for the extended war... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent December 9, 2015 - Went to check on a vehicle asked them to run out credit with only - companies and they did it with -. I did not authorize them to do that! And so there are tons of marks on my credit score. ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent November 24, 2015 - I HAVE A NEW ACCOUNT THAT IS A SECURED CREDIT CARD WITH - THAT IS BEING REPORTED THROUGH EVERYONE BUT TRANSUNION! THIS IS ALSO IMPACTING MY CREDIT SCORE AS I SPOKE OF IN THE PREVIOUS COMPAINT THIS NEEDS TO BE REPORTED FROM - TO PRESENT PLEASE AND THANK YOU, UNSURE WHY IT HAS N'T BEEN REPORTED AFTER REMOVING DEROGATORY DEBT? SO I THINK MY SCORE WOULD BE WAY HIHGER THAN A - AS PREVIOUS STATED BUT STILL HAVE N'T SEEN ANY DOCUMENTS TO BACK THAT STATEMENT. ... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent November 18, 2015 - Reporting information on which I have Never requested,,,, in which impact my Credit and Score. I have sent letter on this issue to be eliminated asap from report and they ignored. The company are : - - -/-/-2015- - - -/-/-2015- - -/-/-2015I have not given authorization none of this Company. ... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent November 6, 2015 - The following credit inquiries are on my credit report and I did NOT authorize these companies to do the inquiry. EQUIFA- : -, -, -, -, - -, -, - -, - : -, - -I want these inquiries removed and my credit score adjusted. ... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent October 25, 2015 - I received a letter from E-PERIAN dated -/-/15 notifying me that my Credit Report was purchased by a company called -, - at - - -. - -, -, TN - and that this company bought it to resale to a source called -. I am asking that this be investigated as l have a security freeze on my credit reports with all 3 credit reporting agencies. Signed- - ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent October 5, 2015 - I have an employer from 2008 that is listed on my credit report that I was never aware of. I was employed for only 2 months with this employer and have no idea why they would be on my credit report. I have never signed anything from this employer that would warrant them to be on this report and it has been almost 8 years that this has affected my credit. I would like this removed. This was unjust and would please like a response. Thank you ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent September 14, 2015 - On -/-/- someone broke into my car and stole my personal belongings, in which included my social security card and drivers license. With this information, they were able to authorize the following companies to make credit inquiries and or open up multiple service accounts : -, - - -, - -, -, and - - all in -, GA. I did not authorize these companies to put an inquiry on my credit account and would like these inquiries removed. As far as I know, the only account that was opened was with - on -/-/- and since then has been disputed. My ultimate goal is to... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent September 14, 2015 - On -/-/-, someone broke into my car and stole my personal belongings, in which included my social security card and drivers license. With this information, they were able to authorize the following companies to make credit inquiries and or open up multiple service accounts : -, - - -, - -, -, and - - all in -, GA. I did not authorize these companies to put an inquiry on my credit account and would like these inquiries removed. As far as I know, the only account that was opened was with - on -/-/- and since then has been disputed. My ultimate goal is t... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent September 7, 2015 - In -/-/- and -/-/- somebody was using my social security number. I use to have - negative accounts, and I disputed all accounts and my fico score use to be - with Experian and now I have - negative accounts with Experian and my fico score is -. And I want your help to bring my fico score higher. Also, I was a victim of identity theft. And this year I bought a house and my fico score with - credit vural, and my fico score is -. - credit vural is -, and with Experian credit vural is still very low at -. - - - - ... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent September 4, 2015 - I did n't autorize -, PR - ( - ) -To do a hard inquiry of my credit. ... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent August 5, 2015 - I really do not know the contact info as it just appeared on my credit report. Who is - -? I applied for a position but was told after I arrived from Arizona that I would not be hired as a volunteer. So left as had no where to go. ... |
Experian Credit reporting improper use of my credit report report shared with employer w/o consent June 25, 2015 - I have several unauthorized credit inquiries on my credit report to companies in which I have not applied. I have attached the documents that i have mailed and faxed to the alleged creditor requesting that they remove the unauthorized credit inquiry from my credit report. ... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent June 18, 2015 - My wife received a phone call from the dealership where we purchased our truck -/-/-. They said they noticed we had been making our payments on time and would like to see us and possibly see about new options. We drove to dealership the following weekend and only had plans to discuss these new options. The salesman kept trying to talk us into purchasing a new vehicle on top of the one we already have and also told us we could just purchase a new vehicle and let the one we have go back. My wife and I specifically told them we were not interested in buying a new truck and stated that severa... |
Equifax Credit reporting improper use of my credit report report shared with employer w/o consent June 15, 2015 - I received a call from dealership where my husband and I purchased our truck last -. They said they noticed we have been making our payments on time and would to see us and possibly see about new options. We drove to dealership following weekend and were just going to just speak with someone. They keep trying to have us purchase a new vehicle on top of the one we already had and also told us we could just purchase a new vehicle and let the one we have go back. I specifically said we were not interested in a new truck and stated that several times while I was there. While I was there the man... |
TransUnion Credit reporting improper use of my credit report report shared with employer w/o consent May 13, 2015 - On or about - -, -, without my knowledge and without my written authorization, - - - received a copy of my credit report, as indicated on my credit report. As the widow of one of its shareholders, I was requesting to be reimbursed by - - - for personal loans in excess of $73000.00, that I made to - - - in -, as the defendant in multiple lawsuits, including dissolution of the corporation by a surviving shareholder. Because of that specific lawsuit, - allegedly needed operating capital, which I partially supplied in the form of - loans that remain o... |