Review and analysis of over 1,022 consumer complaints
Dynamic Recovery Solutions, LLC |
GE Capital Retail |
Capital One |
I.C. System, Inc. |
Retrieval-Masters Creditors Bureau, Inc. |
Expert Global Solutions, Inc. |
Afni, Inc. |
HSBC |
Diversified Consultants, Inc. |
Commonwealth Financial Systems, Inc. |
Hunter Warfield, Inc. |
Receivables Performance Management LLC |
Portfolio Recovery Associates, Inc. |
Citibank |
Company | Complaints |
---|---|
Encore Capital Group | 33 |
Expert Global Solutions, Inc. | 28 |
Enhanced Recovery Company, LLC | 23 |
Citibank | 22 |
Transworld Systems Inc. | 18 |
Medical Society Business Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect April 17, 2017 - I happened to check my FICO score tonight and noticed it plummeted, then I proceed to order my credit report. To my surprise, I have a medical debt, in which it took some digging before I realized I have missed a bill. Apparenly, what I paid to - hospital is separate from the Physician bill, in which the - has made a poor effort of communication to me regarding the separate charges since -/-/2016. And the Bureau of Medical Economic has made a poor attempt in collecting from me, I have yet to receive the bill, I do n't even know the account number of which I owe. The bill is only $340.... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect March 21, 2017 - this company never notified me of this debt or given me the opportunity to dispute it before it hit my credit report. When I moved from the service address - was not available in my new area and I was told no further debt would be owed because they were not able to establish service at my home.... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect February 27, 2017 - I have never had - billing, and do not owe any charges for -.... |
Ray Klein, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect February 17, 2017 - Garnished for $2200.00 but no record of any account with that amount due.... |
Credit Protection Association, L.P. Debt collection disclosure verification of debt not disclosed as an attempt to collect February 15, 2017 - Credit Protection Association used lies and deceit on several phone calls. Eveery agent did not recite the mini miranda. I was told by - agent that thy do not accept settlements. Then i was offered -. The next agent gave me a settlement figure and I told them I would raise the funds. - - stated that I did not respond within 24 hours and I have phone records to prove otherwise.... |
ATG Credit, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect February 6, 2017 - Collection Account remain on credit bureau report after 50 day processing dispute reviewed by FDCPA along with Collection Letters submitted in violation FDCPA violations Remove from all - credit reporting agency debt collection inaccurate disclosure and verification delete all collection from all - credit bureau agency... |
ATG Credit, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect February 6, 2017 - debt collection remaining on credit report after 50 days dispute process violation of FDCPA, credit reporting on all - bureau disclosure of verification Delete all collection from all - credit bureau reporting agency... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect February 1, 2017 - Two days ago I get an alert that there was a change in my report. I looked on an seen that Enhanced Recovery flagged my report, as I 'm unaware of this company and have never had any contract with this company so the negative report was alarming. No communication or letter was every sent nor attempt to be mailed to me, which I would request debt Validation immediately.... |
Credit Management Control, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 17, 2017 - I had no idea I had an outstanding debt with -. I did not once receive a call or email in regards to this debt. I believe this is a debt collector from -, in which they ( - ) has always kept my up-to-date contact information. Therefore, I would like to respectfully dispute this claim.... |
Pressler & Pressler, LLP Debt collection disclosure verification of debt not disclosed as an attempt to collect January 9, 2017 - Being sued by Pressler and Pressler LLP for balance owed on my hospital bill. I do not speak - and at the time of my - i was told that my out of pocket balance was $1200.00 which i paid as my daughter was there with me and she translated for me. I received a notice of being sued and called with my daughter and was willing to pay the balance but now they added over $500.00 for their fees. The doctors office " - - - - '' knew i did n't speak or read - and told them to contact my daughter. They never contacted her but send me over to an agency that is suing me now. I am w... |
WAKEFIELD & ASSOCIATES, INC. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 9, 2017 - i have no idea why this - is on my credit report or who it 's from... |
Citibank Debt collection disclosure verification of debt not disclosed as an attempt to collect January 8, 2017 - this is fraud! someone has requested information on -/-/2015 and -/-/2015 in my name and I did not authorize it.... |
Synchrony Financial Debt collection disclosure verification of debt not disclosed as an attempt to collect January 8, 2017 - this is fraud. someone is using my identity. a request was maid to this agency on -/-/2015 in my name that I did not agree to.... |
Messerli & Kramer P.A. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 3, 2017 - I had to verify my address even after being asked if they were speaking to me on the phone. I told her who she was talking to, but she insisted I needed to verify my address, date of birth or last - digits of my social security number. After I did all of that it is then when she disclosed what the call was about.... |
Kansas Counselors of Kansas City, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect December 26, 2016 - Debt is not valid. At time of services we had 100 % coverage for medical. I called the office and they admitted to filing under wrong - and stated they would confirm with - and remove the debt.... |
Rash Curtis and Associates Debt collection disclosure verification of debt not disclosed as an attempt to collect December 24, 2016 - I would like to file a complaint against Rash Curtis & Associates Original creditor - The following accounts - $170.00 - - on my credit file - to - $650.00 - - on my credit file - $1800.00 - - on credit file - $450.00 - - on credit file I was a patient at the hospital and I had a - and my insurance Paid for my - and all the medication required. I just pulled my credit because I was being denied for employment and I was n't sure what the cause was. I do see that there are collections account and have been reported by Rash Curtis & Associat... |
Mediation Recovery Center Debt collection disclosure verification of debt not disclosed as an attempt to collect December 13, 2016 - I received a phone call from a lady named -. She started giving out information about me before even making sure she was speaking to me. She did not tell me the call was being record. She stated that I owe a debt. I kindly asked her not call me on my cell phone and she said fine and asked for another number. I advised her that I do not have another phone number. She said that she had my work phone number. I told her she is to not call my employer. She said she was not calling me at work but she would be calling my HR department to advise them of my debt to verify my employment. I advised he... |
The CMI Group, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect December 1, 2016 - I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. I want this account to show - balance and be reported to all credit agency in the time manner... |
Acquired Assets, Ltd. Debt collection disclosure verification of debt not disclosed as an attempt to collect December 1, 2016 - I have no idea what this $67.00 dollar debt is? But if I owe it they need to get ahold of me... |
Overton, Russell, Doerr and Donovan, LLP Debt collection disclosure verification of debt not disclosed as an attempt to collect November 30, 2016 - Possible multiple violations of US Code Title 15 Fair Debt Collection Practices Act. The Company, to this day I do not fully know them as a debt collection company because they ahve never disclosed that they are a debt collection company, Overton, as per -. I was called today, -/-/2016 from a company the individual stated my first name and made a statement that I owed - money on a debt. They them immediately asked to verify my identity to continue the call, I stated that under the fair debt collection practices act if they were not 100 % sure that I was the debtor ( Alledged ) that the... |
Citibank Debt collection disclosure verification of debt not disclosed as an attempt to collect November 28, 2016 - -, a collections company, continues to file derogatory remarks with all three credit reporting agencies. This company NEVER made any attempts to contact me to dispute the debt. I continue to dispute the debt because I do n't know who they are and have never had any dealings with them. A complaint was filed against Citibank, the original creditor, in -/-/2013. The original creditor removed all derogatory reporting from all credit reporting agencies in -/-/2013 because of their harassment, threats, unprofessionalism, and refusal to provide repayment thereby violating the Fair Debt Collect... |
Carter-Young, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect November 25, 2016 - I never received notification that I owed this debt. It was an apartment I lived in before I - to - as an - - - -. I paid all rent charges in full before leaving and was never called or emailed regarding additional charges tpnky account.... |
Phoenix Financial Services LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect November 22, 2016 - Making harassing telephone calls but will not disclose any information about the debt when requested. Would not verify debt origination by phone nor by written communication. Just stating a debt is owed.... |
ProCollect, Inc Debt collection disclosure verification of debt not disclosed as an attempt to collect November 21, 2016 - I mailed a certified letter to this company asking to provide my signature showing I applied for services. I received a copy of the contract terms back but 30 days letter this had not been updated on my credit report as verified so I mailed another letter stating that since this was NOT reported it had to be removed. I never received any info and it has been about 6 months and it 's still showing on my credit report after many many more letters that followed.... |
BlueChip Financial Debt collection disclosure verification of debt not disclosed as an attempt to collect November 19, 2016 - My place of employment received a call from a - - from - -, -, telling my secretary that I was going to be served legal papers at work that day unless I called them back. I called, and - - - never disclosed that it was a call from a debt collector at any point during the conversation. He proceeded to inform me that I had allegedly taken out a loan from Spot loan ( which is not licensed to loan in WA, where I live ) for $400.00, which is now somehow $1100.00. I told him I was not aware of this and demanded verification of the debt. He then told me I was just trying t... |
Penn Credit Corporation Debt collection disclosure verification of debt not disclosed as an attempt to collect November 11, 2016 - I received a call at - CT -/-/-, the representative only stated a portion of the Mini Miranda disclosure, I asked to speak with a supervisor and she said the same Mini Miranda. They did state they were attempting to collect a debt, however neither stated they were a debt collector. The supervisor stated they are not required to say that.... |
GLA Collection Company, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect November 8, 2016 - I received a notice that my credit score went down from a debt in -/-/2011 and have never received anything with regards to this debt. The debt was turned over to a collection agency and it is hurting my credit score I have worked so hard to build.... |
Receivable Management Group, Inc. (GA) Debt collection disclosure verification of debt not disclosed as an attempt to collect November 8, 2016 - my understanding it was paid in another bill statement.... |
Professional Adjustment Corp. of S.W. FL., Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect November 7, 2016 - I have a medical bills on my credit report who was already paid by my insurance. I received calls from collection agency with treated and rudeness. I never received any final bill from any office to paid just received calls and find out when I check my credit reports.... |
Gulf Coast Collection Bureau, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect November 7, 2016 - I get a medical bills on my credit report who was paid by my insurance and still showing with a balance due.Now I received harassment calls from a collection agency with treated. I do n't have any knowledge of this until received this calls.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect November 7, 2016 - I get a medical bill on my credit report who was paid by my insurance and still showing on my report. I received calls from collection about a debt already paid with some treated by collection agents. This was never reported to my attention about this debt turn to a collection agency. I do not have ny knowledge of this issue.... |
Midwest Recovery Systems Debt collection disclosure verification of debt not disclosed as an attempt to collect November 6, 2016 - I received a notice from - on a new collections account appearing on my - credit report. 1. I know nothing about this debt 2. I was never notified in writing prior to this debt collector being put on my credit report 3.I never had an account with the original creditor... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect November 1, 2016 - I received a phone call in early -, 2016, from an unknown number. The woman on the line made a very brief statement about me needing to provide her with payment information in order to resolve a balance with " ERC. '' She made no official statement to identify herself, or her employer as a collector attempting to settle a debt. I asked her again who she was calling on behalf of, and she again said " ERC. '' I responded, saying that I had no idea who ERC was, or why I would have any outstanding balance with a company I had never heard of, and had no intention of making payments on a balance ... |
Fidelity Capital Holdings, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect October 30, 2016 - On or about -/-/2016 I contacted the - CRA requesting verifiable information of several negative events that are being reported on my credit file with this organization. The CRA never addressed my concerns in the letter and I would like these items deleted from my file immediately. The CRA are violating my rights pursuant to " 15 U.S. Code 1681g - Disclosures to consumers requires CRA 's to disclose the sources of information regarding the negative events that are being reported by your agency upon request by the consumer. '' Please see attached correspondence from -/-/2016.... |
Stellar Recovery Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect October 27, 2016 - While checking my credit score I found an open account for collections from Stellar Recovery which has never notified me or communicated anything ever to me about anything. If I had not checked my credit score I never would have even found out about this negative factor impacting me. I do not know what this is for or who it is from. This type of conduct must be illegal. I searched for information on the company and any type of financial communication with them requires and account number, which of course, I do n't have because I 've never even heard of Stellar Recovery until now. I submitted a... |
Revenue Recovery Corporation Debt collection disclosure verification of debt not disclosed as an attempt to collect October 24, 2016 - I get a medical bill in collection that I do not have any knowledge about. This bill is for 2014 and I do n't recognize this debt. I want this account to stop hurting my credit and calls to stop immediately.... |
Revenue Recovery Corporation Debt collection disclosure verification of debt not disclosed as an attempt to collect October 24, 2016 - I have an account on my credit report for a bill for utilities company who was paid in full and now apparently still showing open and sold to a collection agency. I did n't have any knowledge about that before I check my credit report currently.... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect October 24, 2016 - I have an account with - on collection who show still open on my credit report. My debt was paid in full to the company and do n't realize that the account was still showing open with a balance and the company never closed the account and sell this to a collection agency.... |
Aspen National Financial, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect October 14, 2016 - The debt has been satisfied. They wo n't send a letter of deletion so it will be removed from the bureaus.... |
Credence Resource Management, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect September 22, 2016 - -They are trying to get me to give them my social security number and other personal information. I want them to stop harassing by phone. - Also, I am concerned that they might have recorded me without my consent, which is a felony in my state.... |
Hunter Warfield, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect September 19, 2016 - I am not certain where to report this, as it was not an option in the drop-down. I chose the closest issue that was available. I have noticed a recent, unauthorized, credit inquiry from a notorious debt collection firm called Hunter Warfield on my - report, and I am taking the proper actions to have this resolved. I was n't contacted for this inquiry, nor did I give any authorization for this inquiry. I hope that this is an issue that can be resolved.... |
I.C. System, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect September 19, 2016 - Collector sent me a notice that stated I owed - for -. I do not owe anything to - and have not used - for over 10 years. I 'm an accountant and I pay all my bills on time. I do NOT owe anything to -. The company 's name is IC System phone - Address : - - - - - MN - Also, this company called me first, and asked for my address. They did not disclose who they were and that they were trying to collect a debt. Also, I have been getting phone calls from all over the United States. They call and then hang up.... |
California Business Bureau, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect September 15, 2016 - The - - - billed me for $120.00 in late - and I never knew about this charge until a few months later when apparently a collections agency, California Business Bureau, was put on the case. When I finally heard from the California Business Bureau in - -, I paid off the debt immediately in full. I had called them last week regarding this affecting my credit almost 4 years later as it was never disclosed that this would affect my credit score and, as a result, there was no disclosure that I had the right to dispute this affecting my credit. When I called, I was put on hold ove... |
The CMI Group, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect September 15, 2016 - I have a collection account on my account without my knowledge for a company I do n't even know. I start received some collections calls on my cellphone any hours a days. I want this calls to stop and the debt to be removed immediately for my credit reports.... |
Capital Accounts, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect September 15, 2016 - I just found out that my credit card with Capital Accounts was put on collections without my knowledge. I request this account to be removed and the harassment calls to stop immediately. I never received any notice or last bill from the medical institution and know this bill is under collection.... |
Citibank Debt collection disclosure verification of debt not disclosed as an attempt to collect September 14, 2016 - On -/-/2016 I contacted - - - to pay a debt a settled amount of debt owed. All there communications to me was either a California address or - Colorado. I was hesitate to give my banking account number and routing number so I told the gentleman I would pay it with credit card. Once payment was approved a foreign transaction fee of $150.00 was attached. I feel that the company should have told me the charge was coming out of - - but that information was not revealed to me at the time. I am aware that the credit card company charges this fee but had - - informed m... |
Kimball, Tirey & St. John LLP Debt collection disclosure verification of debt not disclosed as an attempt to collect September 10, 2016 - I already settled this debt in 2013 with the company in front of the courthouse by having my wages garnished every paystubs ( Bi-Weekly ). After almost a year the company stop taking money from my paystubs. So my debt was completely paid as agreed in front of the judge, now they asking me to paid another $1500.00 balance who I have no idea when this amount came from if they was still charging me interest after the judge rule, I am not going to agreed and paid for this debt because this will be considering a FRAUD .... I want this debt to be removed and stop asking me to paid for a debt alrea... |
AR Resources, Inc. (FL) Debt collection disclosure verification of debt not disclosed as an attempt to collect September 5, 2016 - I have tried to contact this company regarding this debt. They have not contacted me by phone, email, or any other means. I want to have an official invoice so I know that this is the correct company to which I owe the money. I want it removed from my credit report since I have received no communication from them and have not been given a fair opportunity to settle this.... |
Navient Solutions, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect August 28, 2016 - In - -, while applying for a rental home, I learned of a " debt '' I owed which was submitted to collections from - - - ( -, Arizona ) in -. The amount owed ( $2800.00 ) was immediately paid - in full. I took online courses in - at - - - under the Veteran 's Administration - -, which pays for - veterans to seek educational opportunities. I was completely oblivious to this " debt. '' Upon learning of the amount owed, I immediately paid the total to expedite the removal of this " collections debt '' on my credit report. This was a blatant miscommunic... |
Debt Recovery Solutions, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect August 20, 2016 - I get a collection from a company representing a Cellphone company but I paid my bill in full when I switch with my new company and never received any bills of balance due on anything. I get phone calls from collection agency asking about a bill I do not have any knowledge of. I want the calls to stop and the unjustified bill to be removed and cleared to - balance immediately.... |
Credence Resource Management, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect August 20, 2016 - I get a collection from a company representing a Cellphone company but I paid my bill in full when I switch with my new company and never received any bills of balance due on anything. I get phone calls from collection agency asking about a bill I do not have any knowledge of. I want the calls to stop and the unjustified bill to be removed and cleared to - balance immediately.... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect August 12, 2016 - I was extremely surprised and upset when I checked my credit report in - 2016. There is a mark by Monterey Financial Services - - -, -, California -. It is in regards to a disputed contract with - - over a misrepresented vacation package. I disputed the mark with - and the collection mark remains and does note that it has been disputed. The problem is Monterey NEVER notified me in writing that I was going into collections. I NEVER had a chance to dispute the collection attempt until AFTER it was already on my report. I did notify Monterey in - and they ignored my ... |
Pressler & Pressler, LLP Debt collection disclosure verification of debt not disclosed as an attempt to collect August 2, 2016 - The firm Pressler and Pressler violated the Fair Debt Collection Practices Act when it caused my joint bank accounts to be levied. The debtor owns none of the money in the account - or only has funds in it that can not be levied at all, like social security or - payments. My wife incurred credit card debts prior to marrying myself. Only my wife was a debtor obligated, obligated to respond to, Pressler and Pressler.... |
Hollis Cobb Associates Debt collection disclosure verification of debt not disclosed as an attempt to collect July 28, 2016 - On - -, 2016, I received my first communication regarding a supposed debt from Hollis Cobb Associates, which is a collection agency. The agent, however, failed to advise it was a call from a debt collector but instead falsely advised it was a call from a doctor 's office. Moreover, the supposed debt is invalid, yet I was not provided the information required by the FDCPA in an initial communication so that I can submit a written dispute and request that I receive no further telephone communications.... |
CCS Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - -. I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. I never get any knowledge of this account be put in collection from the company before getting treated calls.... |
ERC Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - -I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. I did n't have any communication from the company before they put me in collection.... |
Jana Ferrell & Associates LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - -. I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. I did n't have any knowledge about this account to be send to a collection agency. The bank never contacting directly about this bill issue.... |
Berlin-Wheeler, Inc. (Kansas) Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - I get phone calls and letter for a collection agency trying to collected money for bills who I did n't know was on collection. I get multiples phone calls treated me of jail. I never received a bill for the previous company with an amount to paid. I want this harassment to stop immediately before I request some compensations for this issue. I am on DO NOT CALL list and still get call from collections who used difference number to get me answer. My bill was paid when my account was closed in -/-/14 and never get any calls or reclamation from the company just recently.... |
Central States Recovery, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - I get a medical bills who was transferred to a collection agency without my knowledge and since then I get harassment calls for a collections agency night and day even on my cellphone and I am on the Do Not Call list. I get some treated of judgement and repossession of all my personal belongings. I am - every time the phone rings and tried not to answer number I do n't recognize but they trick me every time with different number so I soon I heard the name of the company I just hang up the phone.... |
CMRE Financial Services, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect July 24, 2016 - I get a medical bills who was transferred to a collection agency without my knowledge and since then I get harassment calls for a collections agency night and day even on my cellphone and I am on the Do Not Call list. I get some treated of judgement and repossession of all my personal belongings. I am under stress every time the phone rings and tried not to answer number I do n't recognize but they trick me every time with different number so I soon I heard the name of the company I just hang up the phone.... |