Review and Analysis of over 13,630 financial product complaints in Michigan
| Company | Complaints |
|---|---|
| Bank of America | 1,584 |
| JPMorgan Chase | 966 |
| Citibank | 679 |
| Ocwen | 648 |
| Experian | 625 |
| Equifax | 556 |
| Wells Fargo | 510 |
| TransUnion | 488 |
| Nationstar Mortgage | 331 |
| Capital One | 323 |
| Fifth Third Bank | 309 |
| Ditech Financial LLC | 298 |
| PNC Bank | 290 |
| Flagstar Bank | 213 |
| Navient | 212 |
| U.S. Bancorp | 202 |
| GE Capital Retail | 199 |
| RBS Citizens | 172 |
| The Huntington National Bank | 165 |
| Comerica | 150 |
JH Portfolio Debt Equities, LLC Debt collection written notification about debt didn't receive notice of right to dispute March 31, 2019 - In response to a denial of an extension of credit this consumer checked with the consumer reporting agencies and found the following : 1. Your company has furnished negative information about this consumer to one or more consumer reporting agencies as shown by the accompanying exhibits. 2. This consumer is unsure of whether or not your company can show that it has complied with the notice requirements found within the consumer protection laws.... |
Helvey & Associates Debt collection attempts to collect debt not owed debt is not yours January 23, 2019 - While reviewing my credit reports I discovered a debt collection from Helvey & Associates Inc. I sent the company a debt validation request for them to VALIDATE not verify the debt they are trying to collect from me. I specifically asked for a signed agreement and other supporting documentation. They provided me with a billing statement for customer - -. My name is - -. This does not prove that I am the party who they are seeking to pay this debt. They have reported delinquent information to the credit bureaus that I am asking to be deleted.... |
AmeriCollect Debt collection attempts to collect debt not owed debt is not yours May 7, 2018 - Americollect has not reached out to me about this account I checked my credit report and it was on there this is not my account. I have no knowledge what server of this collection account.... |
I.C. System, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged February 24, 2018 - I am submitting a complaint, firstly here, then to the BBB, after this I will be seeking more aggressive routes as this is criminal in my mind, in order to hopefully get some kind of relief from the damage this company I C SYSTEMS has done to my credit. I have asked many times to verify the debt of $1100.00 as well as show the contract that I have signed with them and not any other company. Without any proof sent to me. They have changed the dates on the debt. They have repeatedly reported it as new debt in my reports and I have watched my score drop at least 11 points each time that have do... |
Southwest Recovery Services, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft January 2, 2018 - I receive a collection notice from Southwest recovery service the creditor is - -.I contact - - leasing and they notify me that they do not do commercial loans therefore it is a scam that either someone trying to use with Southwest recovery service to get funds from me. I file a dispute with the credit bureau - and also call them they hang up on me when I give them my social security number and zip code. Took them less than 10 days to investigate this and they stated that the account was accurate and it remain on my credit report I am filing a complaint against - and I will t... |
CREDIT ACCEPTANCE CORPORATION Consumer Loan managing the loan or lease April 21, 2017 - I purchased a vehicle from - - and was set up with financing through Credit Acceptance. I was told I was getting financed on $18000.00. If I go through full term of the loan I will be paying them over - for a vehicle that is only valued through - . at $8400.00. Now when I try to refinance the vehicle I am getting denied due to the loan amount exceeding the value of the vehicle. This is not right for a business to do to somebody who is already low income and struggling to keep his family a float.... |
WELLS FARGO & COMPANY Consumer Loan taking out the loan or lease April 21, 2017 - My wife a nd I purchased a new vehicle. We went through Wells Fargo for our loan. Less then a month later, we refinanced with our credit union. Wells Fargo signed off on title and sent a letter releasing the lean. After a month went by, we received a bill from Wells Fargo that we owed them money. I contacted Wells Fargo and tried to resolve the issue. I informed them that we received letter of release and that Wells Fargo was not on title anymore. They said that we still owed them money and it needs to be payed. I stated that my credit union payed off vehicle and they where new lean holders. I... |
Allied Collection Services, Inc. (Nevada) Payday loan received a loan i didn't apply for April 17, 2017 - This - - company is not licensed as a payday loan lender in the state of Michigan. I advised them that this was fraudulent and they continue to harass me via telephone. They now have turned this over to Allied Collection Services lo cated at - - - - . - - - - Neveda - Phone - - - . Allied Collections has reported this to the Credit Bureaus as an unpaid account. Allied Collections is in violation of the Fair Credit Reporting Act. They have not attempted to contact me and verify if this is a valid debt. They chose to report d... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Credit reporting incorrect information on credit report public record April 17, 2017 - I filed a dispute and requested a removal from TransUnion for tax lien on my credit report in that not only was it reported incorrectly due to a refund for those years of income tax returns, but I also have an old bankruptcy that would 've removed any balances if there were any. TransUnion in turn reported that the public records were released due to bankruptcy and this incorrect as well. When I contacted TransUnion again, they informed me that not only will this remain on my credit report for seven years even if it is a mistake, but in order to get this removed, I would have to contact the -... |
Midwest Recovery Systems Payday loan received a loan i didn't apply for April 17, 2017 - This debt is not mine ( Midwest Recovery Systems ) and my identity has been stolen by this company operating under the name of - - - - - at least twice now. The first time I paid them because their phone calls were abusive and threatening ; this was in - . In the past years I have had numerous abusive, vulgar and threatening phone calls from this same company. I have filed 3 Police Reports regarding the phone calls and my most recent stolen identity with this company. I have also contacted the Attorney General, - - regarding the numerous times this co... |
Shellpoint Partners, LLC Mortgage loan servicing, payments, escrow account April 13, 2017 - The holder of my mortgage refuses to eliminate the PMI from my mortgage with out an appraisal, even though my LTV is less than 78 %. I 've gone around with them on this a few times, and nothing has been resolved.... |
Banco Popular de Puerto Rico Credit card closing/cancelling account April 11, 2017 - What has happened to common sense and integrity? I have an - miles card in my name opened in - 2017, through Banco Polpular de Peurto RIco. --, 2017 the risk control department placed a restriction on the card and requested a copy of my passport and - utility bills. I requested why and - explained the IT tech department can not identify my address provided on original application ( - Mi. -. ( This address does confirm on my credit reports as a current address ). - lied, she deliberately provided me with false information. However, I want to stress it is not - fau... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - To whom it may concern, I have been trying to fix my credit from past mistakes I made in order to buy a home in the future. When checking my credit report with Experian and - I noticed a lot of unauthorized hard inquiries on my report. I called Experian and - several times and also disputed those negative items and they have not been removed. On my Experian report the only items that shall remain that I authorized are from -, - and - Credit Card. There are some from - that should of fell off in -/-/2017.... |
Loan Care Mortgage loan servicing, payments, escrow account April 10, 2017 - My home mortgage account was with - Bank and it was sold to LoanCare -. I recieved a notice from - bank about a month and a half ago informing me of this. I have not received any correspondence at all from LoanCare -. I am concerned after reading reviews about this new company that this is their common practice to trap people into paying unnecessary fees.... |
Citibank Credit card customer service / customer relations April 9, 2017 - Has CITI disable the FICO Score for the the " Citi ThankYou Preferred '' Credit Card? Last Update was -/-/2017 From CITI Bank, " Thank you for connecting with us here on -. I understand your concern and would be glad to help. I am sorry about the frustration regarding your FICO score.The FICO score is updated once every 45-60 days for the month prior. If your last update was on -/-/2017, then you should see your -/-/2017 FICO score around -/-/2017. Please let us know if this helps. Thank you, - -. '' Really? Why Supply a FICO Score that is 45 DAYS OLD. - Come one Folks ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information April 8, 2017 - TransUnion Credit reporting agency has defamed my name and credit by posting unofficial residential addresses and 14 year old addresses on my credit report. I have asked TransUnion to remove those addresses and its response was to further denigrate my credit history. As a result of TransUnion 's failure to represent my personal information, I 've had lost out on job bids, had to get a cosigner to rent apartments and become - with other - thoughts. I 'm seeking financial reward in this matter. This is a discriminatory personal intention to ruin me financially with false reports. Inaccurat... |
Turning Point Solutions LLC Debt collection communication tactics threatened to take legal action April 7, 2017 - I received a call from - ( - ) on behalf of GS Holdings. - told me that my mother had outstanding debt from a hospital visit from -/-/2010 that was sold to GS Holdings. - said GS Holdings would take my mother to court is she did n't pay the debt. I requested proof. I was sent an email from - which contained the last ( - ) of her social, the name of the hospital she received care from in -/-/2010 and the " original account '' number from the hospital. After some pressure applied from the - agent ( said the court filing could be filed as early as the next day, in which c... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 7, 2017 - There is a public record entry that was placed on my credit report and I have been trying for over three months to get this incorrect entry removed. I have spoken with numerous representatives, supervisors, and managers in regards to the erroneous public record and I have yet to get this inaccuracy rectified. This is my fourth attempt to dispute this item in which I have not received satisfactory results. On -/-/2017 I mailed a notice to TransUnion in effort to have the inaccurate item removed or for the credit bureau to produce written documentation ; in reference to how TransUnion has ver... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 6, 2017 - Trans union states this was verified, really by who? The court told me they do not verify or validate this. So they are telln a fib. Therefore now I ask Trans-union to cease n desist their in-accurate reporting of this information. They know full well courts do not validate nor verify this information.... |
Experian Credit reporting improper use of my credit report report improperly shared by crc April 3, 2017 - I filed a complaint and did not receive any response from the credit bureau. It has been over 30 days.... |
Banco Popular de Puerto Rico Credit card other April 3, 2017 - Have a credit card from - opened in -/-/-. -/-/2017 Had issues from the start : Transactions denied, online website errors etc.. I initiated numerous calls whereas representatives could not provide reasons, there was tremendous inconsistencies. After having a dispute with a fraud investigator my account was immediately restricted. Denied more transactions and more calls. Fraud investigator - tried to convince me that a few cards have problems with addresses and requested proof of address along with my passport. - is not aware that my daughter is an it tech specialist and on... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 3, 2017 - I have disputed this bankruptcy with Transunion and also asked for method of verification. They have not given me this information they stated that they verified the information with a third party vendor. Not the bankruptcy courts. I have been to the court to ask for them to show me the information they said that they can not verify information. The clerk told me that they NEVER EVER report anything to the bureaus and they do not verify anything with the bureaus. The credit bureaus are not validating any information with the originator of this said account. A third party is hear say and is not... |
Experian Credit reporting credit monitoring or identity protection problem with fraud alerts April 2, 2017 - In -/-/2010 I was the victim of identity theft. The person or people had my name, date of birth, social security number, address, a credit card number, and a fake driver 's license. They attempted to get $15000.00 from a bank in another state that issued the stolen credit card number but the bank did not give them the money. They then opened several consumer credit cards and bought things before I was able to stop them by placing a 7 year fraud alert. I got a police report in the city where I live to officially report the identity theft. Today I called Experian planning to extend the... |
TrueAccord Corp. Debt collection communication tactics frequent or repeated calls April 2, 2017 - Emails me multiple times a week about the $670.00 I owe them. I understand that I owe them but sending me emails all the time does n't help.... |
Experian Credit reporting incorrect information on credit report account terms April 1, 2017 - I have disputed these - - it has - accounts listed when there was only - account to start with that was actually from fraud. the account report wrong dates, payments, terms, amounts, and balances. I did not know how to approach the situation about the fraud and was sued i found out when i was in the process of buying the house so i ended up paying the judgment and i am still trying to refinance because the credit bureaus refuse to correct this information it is causing me great financial harm the judged learned what happened he removed the judgement. Upon speaking to - they stat... |
BMO Harris Mortgage loan servicing, payments, escrow account March 31, 2017 - BMO Harris Bank -, WI - reported $4.00 late payment on my credit causing it to drop 100 points. BMO Harris was contacted via phone on -/-/2017 and could not give a detail of where this information came form. I was transferred to a Dispute department and they sent me a dispute form to fill out.... |
Ditech Financial LLC Mortgage loan servicing, payments, escrow account March 31, 2017 - Extortion excess escrow ; with threatened Foreclosure for amounts not due ; attachments define the case with proofs ; opposing counsel states the Stipulated Injunctive order CASE - Document - Filed -/-/2015 as brought by FTC and CFPB are not enforceable between customers and Ditech Financial LLC , therefore they did no wrong that can be enforced, or the gist similar thereof ; Phone records and specific calls can be identified with key information, but implications are that the recording of such collections calls by Ditech as required to be kept at 90 % per the agreement, are not discov... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 31, 2017 - My complaint is with Trans-union, -, -. Improper use of my credit report. They are reporting a bk on my report I called the court, and court does not validate or verify that information. That information was pulled from a third party, Therefore its in-accurate and now must be deleted immediately.... |
Citibank Mortgage loan servicing, payments, escrow account March 31, 2017 - My complaint is w Citi-mortgage, they are reporting me as a derog, on all - of my credit reports. ( -, -, - ). I filed a Chapter -, and was discharged -/-/2011. They are reporting a credit history, Acct # ending in -. I am trying to buy another home and this reporting is not allowing my fresh start. I have paid the price for my bankruptcy. This needs to be deleted as its not reporting correctly. They also sold my loan. I have no contract w them. I have already been denied credit, this is now slander with damages. I have already suffered damages from them.They can not report... |
Bank of America Mortgage settlement process and costs March 30, 2017 - Bank of America Home Loans provided incorrect information as to where I should wire our down payment for our new home. We ended up following their instructions and wiring the money and were informed later that the funds had n't been received. Our funds are currently in limbo as a result of Bank of Americas 's complete incompetence.... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score March 29, 2017 - TransUnion is the problem. When you report that you have been denied credit based on their credit score, they have a legal obligation to give you a copy of your credit report. They refuse to give you the actual credit score number unless you pay them extra money. This is not legal - they are trying to take advantage of consumers by ripping them off for a service TransUnin has an obligation to provide at ZERO cost. ALSO, when you try to order the free credit report they owe you, after inputin your address, etc, into the phone system, it always plays a recording saying " We can not give you a r... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report March 28, 2017 - On -/-/2017, I attempted to pull my annual credit report from TransUnion through the " annualcreditreport.com '' website. After filling out the form, I received the message, " Unable to Complete Your Request ''. Beyond that statement I was not given any other information for why I was receiving this message. Additionally, I was not given any contact information to understand what this message meant, let alone a source that I could contact to try and get this problem fix. As you can imagine, after receiving a message like this, I searched the rest of the website for some kind of help. The onl... |
General Information Services, Inc Credit reporting credit reporting company's investigation problem with statement of dispute March 28, 2017 - I was hired by - and two days after being hired, and doing work for -, was told I had to be sent home because I had apparently falsified something on my application. I was provided a copy of my consumer report from GIS, the company that runs the reports for potential employees, and discovered - issues : Another person 's name, " - - '' was under my SSN, and also my criminal history was being held against me as being falsified for not supplying any information ( their online application did not ask me to submit my criminal history, just to consent to a background check, and on my... |
Bank of America Bank account or service using a debit or atm card March 28, 2017 - I called Bank of America 's customer service line. Figuring I 'd be on hold for a while, I put my phone on speaker. I got an automatic message telling me to put in the last 4 digits of my card number. I did. An automatic message immediately stated the amount of money in my bank account! This is my private information. Bank of America should not have done this. I did n't ask for this information.... |
Loan Care Mortgage loan servicing, payments, escrow account March 28, 2017 - I received a letter from my current mortgage company about the transfer of my loan to loancare with the new account number and the effective date of -/-/-. I have n't heard or received a letter from the new mortgage company.... |
LoanDepot Mortgage application, originator, mortgage broker March 24, 2017 - I started a refi with Loan Depot. I was given my final closing documents showing my portion to close was approximately $400.00. I then get a phone call 2 days prior to closing f stating hat the loan officer had made a mistake with the numbers and I would need over $6000.00 to close. I asked the new individual that i was working with if he was certain that if I came up with the new amount if the loan would close. He advised me it would. I took a withdrawal on my - for the monies needed. I received my final closing documents again. Less than 24 hours before the closing I was told that the... |
GSF Mortgage Corporation Mortgage loan servicing, payments, escrow account March 24, 2017 - I purchased a home - 2017 and tried to register online to make my first payment for - 2017. The company has no record of my loan information and can not give me online access to my own account. This is preventing me from making my first time payment and I am asked to use a coupon split with the information offered to me at closing. I live my life by having excellent credit and can not afford for my score to be lowered by a mistake made at the Banking level. I have my loan information and when I call and offer my ssn # the answer is no records found. I have a 30 year fixed.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information March 24, 2017 - I have - hard inquiries on my credit report for a car loan that should only be - as - does not give car loans they only acquire loans through -. It is listed as - separate inquiries.... |
Synchrony Financial Credit card closing/cancelling account March 23, 2017 - I was appointed the executor of my mother 's estate. I received a new JCPenney credit card in her name. On -/-/2017, I called the credit card phone # and was forwarded to Synchrony Bank 's probate department at -. I informed them that my Mom is deceased and requested a letter confirming that the account was closed and no purchases will be accepted. I was told I would have to call back in 30 to 90 days to request such a letter. I asked to talk to a supervisor, but - returned and said the supervisor said I would have to call again in 30 to 90 days to request a confirmation letter. I che... |
ProCollect, Inc Debt collection cont'd attempts collect debt not owed debt is not mine March 22, 2017 - Procollect.Inc contacted me two years ago to collect the debt that I did not owe. After receiving the evidence of the debt I found that the debt is owed to other person and I let Procollect to know that, but they kept trying to collect it from me. Finally it was disputed in - 2016 by the credit bureau, -, after I provided evidences to them. I got a letter from Procollect again about the same debt they tried to collect from me until last year, which I did not owe. I would like to remove this debt from my credit report and hope this will not happen again.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information March 22, 2017 - - address ex wife - ex wife name the only information related to me is - Mi - all other are not mine and should be removed they are related to an ex wife... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc March 22, 2017 - Trans union is reporting a bankruptcy on my report, I called the court, the court does not report this information, not now not ever, trans-union received this information from a 3-party reporting agency, I request it be DELETED, ASAP.... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account March 20, 2017 - I accidentally scheduled two mortgage payments from my bank, -, to the company that recently took over my mortgage : SLS. ( If the payment is n't there on the - of the month, they call me every day. So I thought the first payment had n't gone out. ) It has caused me to be seriously overdrawn as my other automated payments come in. As soon as I found out, I called -, and they said it was too late to cancel the paytment. I called SLS a week ago, -/-/2017. I was told to send a screen shot of my bank statement showing the two payments, and SLS would send me a check through the mail as ... |
Atlanticus Services Corporation Credit card closing/cancelling account March 17, 2017 - Good afternoon, hoping you can get this removed from my credit report, it is saying I have all of these credit cards, and I do n't ... there are serveral removed ... first one names Imagine acc # - paid as agreed, but is now under -, so I want the Imagine off my report, because it no longer exist. also the same company is on my credit report twice with two different account number please remove one of them please remove both account # -, also there is another two I need to please come off my credit report, name of the company is - account number # -. Please I hope you can remove... |
Bank of America Mortgage loan servicing, payments, escrow account March 17, 2017 - Good afternoon, hope all is well ... I have tried to get the bank to remove this off my credit report ... According the them we were late on our payments for over a year, which is not correct we have made every payment on time, anyway they end up selling to another lender whom we have also never been late with ... please if you could remove this from my credit report, it is Home loan services account # - ... thank you in advance. -,... |
Loan Care Mortgage loan servicing, payments, escrow account March 17, 2017 - My originating mortgage company ( - ) sold my load to LoanCare LLC in -/-/2017. I had already made my payment to - for -/-/-. When I was informed of the transfer, I called Loancare to make my -/-/- payment, At first, they refused to accept payment for -/-/- as they were still waiting for paperwork. Once they received the updated paperwork, i called to make the -/-/- payment, and they refused to take it, as they wanted -/-/- first. I informed them that -/-/- was made to -. And that i was paying -/-/-. I called in that payment on -/-/-, received... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report March 16, 2017 - I took my husband 's last name & moved to his hometown when I got married 10 yrs ago. There was already someone there by the same name. I ca n't get my credit report from the - bureaus online because all security questions pertain to her life. I have written to them about this for yrs and gotten no resolution. I filed a compliant with them recently. Their response was to mail me my report. This does n't address the issue at all. I want my security questions to pertain to MY life, not hers, and to be able to get my reports online like everyone else.... |
TCF National Bank Bank account or service account opening, closing, or management March 16, 2017 - I opened up a personal checking account with TCF Bank online on -/-/2017. They requested a supposed " credit check '', which I submitted to, but have never received the results of this supposed credit check. On -/-/2017 TCF Bank said via email that my account was opened, I received nothing. On -/-/2017 they told me via email that my debit card was in the mail. I received this debit card on -/-/2017, which had the wrong name on it! I have absolutely no idea how TCF Bank came up with this wrong name after supposedly doing a credit check. The name was not -, but instead is -! Who... |
U.S. Bancorp Mortgage loan servicing, payments, escrow account March 13, 2017 - In -, we found out that both of the homes we owned were filed as primary residences in - locations in Michigan ( - & - ). When we purchased our home in northern Michigan, we did not know that our status in - was not changed to a secondary home. When - found this to be true, we were penalized and the taxes due as a secondary home were collected from us ( out of pocket - not as an escrow part of our mortgage ) by - 's assessor. Due to medical issues for our daughter ( - and ongoing issues ), we relocated back to - when a job opportunity arose in early -. Immediately... |
Round Point Mortgage Mortgage loan servicing, payments, escrow account March 8, 2017 - My mortgage company incorrectly reported my payment history as - days late to all three credit bureaus. I am currently - days late, not -. I am requesting this information be corrected immediately. The entire reason for my payments that started falling behind was because Roundpoint did not pay our Homeowner 's Insurance despite it being escrowed. In order to avoid our policy not to lapse, we had to pay our of our pockets. Roundpoint took almost 2 months to rectify their mistake and reimburse us for the error.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info March 7, 2017 - Transunion has deleted my inquiries couple months ago and they put those inquiries back. I called them but they did not want to remove it.... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score March 7, 2017 - When my husband and I leased a car recently, the dealer said I did not have a credit score. I got my credit report from Trans Union showing the hard inquiry by - -. I also went to the - - free credit score site and got my score from them through -. I called Trans Union but could not make the representative understand my dilemma. He kept telling me the problem was with - - 's calculations, even though the problem was n't their calculation but the fact that I had no score at all. I have written Trans Union three times but have received only form letters that do not address t... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information March 6, 2017 - Just Looked at My Trans Union Credit report dated -/-/2017 Found these numbers on there that are not mine : - - - I do n't know where they got these numbers from what billing or documentation there is for these but I do n't subscribe.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 5, 2017 - An unauthorized hard credit Inquiry was made by - on -/-/- and reflected on my Trans Union credit report. I asked - in writing to stop making unauthorized credit inquiries in my name ( e.g. -/-/- and -/-/- ) but appears they continue to do so. I even filed an Initial Security Alert on -/-/- valid for 90 days and was shocked - did an inquiry again. I need - to stop doing this because it effects my credit score.... |
Credit Acceptance Corporation Consumer Loan taking out the loan or lease March 5, 2017 - This is what happened. I had been leased for a car back in - -. I did n't know know anything about the creditor nor the bank that the dealer had done my loan account and amount for the loan I was asking for. I have never had the copy of the contract for the vehicle or loan. All I was giving was the application I did n't fill out. It was all electronic and electronically signed by the dealer. Until - - I was barely able to make the payments. I looked over the paperwork that the dealer had given me and the only thing correct on the application for the car loan and for the vehicle was... |
Barclays PLC Credit card credit line increase/decrease March 4, 2017 - I am a - and currently a graduate student at the -. I was trying to book an Air BnB but was prompted at the end of my booking that it could not be processed. I was well under my credit limit and had just recently paid my Barclay credit card. I called Barclays on -/-/- ( US ) and was told that I only had $270.00 of credit available. I assumed that my card number had been compromised and unauthorized purchased had been made. However, the representative told me that my credit limit had been lowered by $700.00 due to information they received on -/-/- ; therefore they dropped m... |
TCF National Bank Bank account or service deposits and withdrawals March 2, 2017 - I have a few clients that deposit monies into my checkings and they frequent your warren office on gratiot and EVERYTIME a deposit is made the clerk gives my balance to the people I do not appreciate it and am aware it 's against your regulations because you make me show my own identification before you give me my own balance. Also discussed a deposit and where it came from I am the only one on the account so this information should n't be released from any clerk to anyone I am livid and would like this to be fixed ASAP IT HAPPENED TODAY and numerous other occasions... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info March 2, 2017 - Trans-union had a glitch during -/-/2017-/-/2017, in where all my - inquires were removed, and re added, of which my score took a dump, trans-union will not admit the glitch, but I have screen shots from the glitch, they did not notify me of the glitch of which by law they had 5 days to notify me. So for failure to notify me by law I want all inquires removed from my credit report. I am un-able to upload have no scanner but can fax if you answer me with a fax #, and a name to send it to.... |
Synchrony Financial Credit card balance transfer March 1, 2017 - My credit report shows a status of " Closed. $1100.00 written off. '' from -. I have disputed it with both - and -. - came back with no update as a result. After spending almost an hour on the phone with Care Credit they told me that they had never received an dispute ( s ) and that they could n't update it this account because they sold it to - and they would have to report it. I explained to them that they sold it, it 's not written off. They did get paid and they agreed but because it was sold off, they would n't update my credit report, that - had to. - is n't the on... |
Royal United Mortgage LLC Mortgage application, originator, mortgage broker March 1, 2017 - I completed all the required steps and provided all of the documentation required to obtain a mortgage. The mortgage lender gave no reason why the mortgage was not completed before the purchase agreement expired. I was intimidated to not get competing offers, that might have allowed me to get other financing.... |