Review and Analysis of over 2,393 financial product complaints in Mississippi
| Company | Complaints |
|---|---|
| Bank of America | 175 |
| Equifax | 166 |
| Experian | 134 |
| TransUnion | 117 |
| Wells Fargo | 102 |
| JPMorgan Chase | 95 |
| Regions | 93 |
| Ditech Financial LLC | 82 |
| Ocwen | 79 |
| Citibank | 77 |
| Capital One | 60 |
| Tower Loan | 45 |
| Nationstar Mortgage | 35 |
| Navient | 32 |
| USAA Savings | 31 |
| BancorpSouth Bank | 29 |
| GE Capital Retail | 29 |
| U.S. Bancorp | 26 |
| Santander Consumer USA | 23 |
| TransUnion Intermediate Holdings, Inc. | 23 |
Convergent Resources, Inc. Debt collection written notification about debt didn't receive enough information to verify debt October 18, 2018 - On -/-/2018 and -/-/2018, I have requested proper validation from Convergent Outsourcing stating I wanted some type of contract between myself and the debt collector stating that I am legally liable for this debt and they have the legal right to collect from me. I haven't received any type of documentation from this debt collector. It has been long past the 30 day period this debt collector has to funish such information.... |
Southwest Recovery Services, Inc. Debt collection written notification about debt didn't receive notice of right to dispute June 9, 2018 - [ See ATTACHED Credit Item from my Credit Report ] ... This month, -/-/-, a Collection Account for $1300.00 from Southwest Recovery Services was placed on my Credit Reports ; Collection Account # -, with a opened date of -/-/-. The ORIGINAL CREDITOR shows as - - - -. I have NO KNOWLEDGE of ever doing ANY business dealings with - - - -. Additionally, I have NEVER received any WRITTEN DEBT VALIDATION from the Original Credit or the Collection Agency.... |
Advanced Recovery Systems, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying April 4, 2018 - - - has made several calls to my place of employment even after I left her a voicemail asking her not to do so and to call my personal cell phone. I called to make a payment and she never returned my call. She is a rude person and a bane to humanity.... |
MIDFIRST BANK Mortgage struggling to pay mortgage February 23, 2018 - Hello, I was promised a disaster assistance program for 3 or 4 months. My concern when I received the letter for the assistance which was over $6000.00 to pay by -/-/-. I called - - two times regarding the amount and I was told to apply in -/-/- for mortgage assistance. However, after receiving letters of promise for mortgage assistance, when I applied it took 2 months to get back to me after the application due to documents needed to be sent in. I also received a letter stating I did not have to fill out an application to receive mortgage assistance. Well as time came near ... |
Alorica Inc. Debt collection communication tactics frequent or repeated calls December 13, 2017 - Global Receivables Solutions has been calling me every hour without leaving a voicemail. I 've received nothing from them in the mail, so I do n't know what their supposed business is with me.... |
ALLY FINANCIAL INC. Consumer Loan problems when you are unable to pay April 21, 2017 - Purchased a - - - . Went through a divorce. I could n't pay thet the amount of - a month on - income. They repo the vehicle, sold it a a auction ( which they sold it for way less than what we owed. Now, Ally financial recovery asset wants me to pay - . What a joke.... |
WELLS FARGO & COMPANY Bank account or service deposits and withdrawals April 21, 2017 - Wells Fargo Bank employees or employers took $96000.00 from my bank account on the same day I made a withdrawal at the bank. I have proof of this fraudulent activity. This had to be an inside job stealing from customers. The signature of the withdrawal slip does not match my handwriting. I noticed the deduction of $96000.00 from my account when I checked my balance. I contacted the bank. Filed a report with the bank about the missing money. But as of today, I have not recieved my money. An unauthorized transaction was made on my account and the bank did nothing about it.... |
Citibank Credit card payoff process April 12, 2017 - In -/-/- I purchased a computer from Best Buy on a promotional balance of 12 months no interest for $1300.00. on -/-/- I made a regular purchase of $100.00. On -/-/- I made a regular purchase of - and I made a return on -/-/- for ( $81.00 ). I made a regular purchase for $120.00 on -/-/- and on -/-/- I made a regular purchase of $37.00. Beginning in -/-/- I was making payments well above my minimum to pay off my promotional balance before it expired in -/-/-. To be exact $100.00 payments were made from -/-/--/-/- and in -/-/-... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report April 10, 2017 - Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from -, Transunion, and -.... |
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report April 9, 2017 - Three weeks ago I requested my annual free credit report online with www.annualcreditreport.com. A screen popped up and said I could n't have access to my online report yet, they would send me a code or pin to use by mail so I could access my report. I also requested 2 weeks ago by their phone automated system for my reports and still they refuse to send me my credit reports from Experian, -, and -.... |
Experian Credit reporting credit monitoring or identity protection account terms and changes April 6, 2017 - I recently visited Experian, -, and - websites and purchased the credit score and reports products. The issue is that when I apply for loan through a lender all - credit scores were completely different and drastically lower than what the website showed compared to what the lender provided me with. I contacted the - credit bureau 's and they told me my score was based off educational score which when explained to me did not make sense. I then contacted lender and went to there office provided the online scores from each credit bureau 's. The lender explained that scores would vary ... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit monitoring or identity protection account terms and changes April 6, 2017 - I recently visited -, -, and Transunion websites and purchased the credit score and reports products. The issue is that when I apply for loan through a lender all - credit scores were completely different and drastically lower than what the website showed compared to what the lender provided me with. I contacted the - credit bureau 's and they told me my score was based off educational score which when explained to me did not make sense. I then contacted lender and went to there office provided the online scores from each credit bureau 's. The lender explained that scores would var... |
Monterey Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 5, 2017 - I sent a letter of debt verification to Monterey Collections, -, CA - in -/-/2017. They sent me a letter stating that they will not send me verification of this debt.... |
Tower Loan Consumer Loan problems when you are unable to pay April 4, 2017 - I took out - loans with - -. The first - was to get my credit up to finance furniture, and the second one was for moving. I have been unable to pay the full amount due to - and the loss of - part-time job within six months. Tower Loan, even when I do pay, will call me to offer me payday loans, will call me the day my loan is due, and if I am unable to pay the full amount, I get harassing phone calls. I have sent them a hardship letter telling them of what has happened and that I plan on paying them in the near future, but it has fallen on deaf ears. I still get harassed conti... |
Smith, Rouchon & Associates, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit March 30, 2017 - I, -, completely paid off my medical debt prior to the trial date for the lawsuit that debt collector, Smith Rouchon and Associates ( of -, Mississippi ), filed against me in the Justice Court of - County, Mississippi. Despite my full payment - and my being issued a receipt from the law firm for debt collector, Smith Rouchon and Associates, which is named - ( -, Mississippi, as well ) - this debt collector, through its attorneys, still went ahead and obtained a Default Judgment against me. In order to obtain this Default Judgment, Smith Rouchon and Assoc./-, went to Court... |
SunTrust Banks, Inc. Mortgage loan servicing, payments, escrow account March 29, 2017 - Suntrust Mortgage is basing an increase in my escrow account without taking into account an official estimate of my new tax amount for this year. I was eligible to benefit from a significant reduction in my county real estate tax by way of having been granted an over - homestead exemption. My tax was reduced from $1500.00 to approximately $600.00. The new computation is a high estimate based on my previous tax bill of $150000.00. I received an official document from - -, - on the form that they commonly use for this purpose. The document is signed by the appropriate county e... |
360 Mortgage Mortgage loan servicing, payments, escrow account March 28, 2017 - 360 Mortgage has made several billing errors regarding my loan -. The mortgage company is reporting various amounts due in the past 5 months. The company has violated the Fair Billing Act and Fair Credit Reporting Act. The company has added default cost of $100.00. My loan was on a repayment plan from - through -/-/2015. The representative 's - and - stated it was due to the company having to send someone to my house to verify residence. I asked the representative 's to submit me proof or remove the charge from my statement and they stated they could not. The company has contin... |
360 Mortgage Mortgage loan servicing, payments, escrow account March 28, 2017 - 360 Mortgage has made several billing errors regarding my loan -. The mortgage company is reporting various amounts due in the past 5 months. The company has violated the Fair Billing Act and Fair Credit Reporting Act. The company has added default cost of $390.00 and " Other Charges and Fees of $120.00 ''. The company denied me a refinance under the VA refinance loan program or the ability to modify my loan after I submitted multiple applications and request after having a financial hardship and the death of my mother in -/-/2016 of -. The after speaking with me initially about my... |
USAA Savings Consumer Loan taking out the loan or lease March 25, 2017 - In -/-/-, I agreed to co-sign for my son 's USAA Consumer Lending auto loan. My son, being in - and myself in - - he was apparently allowed to e-sign for me but I did receive a call from USAA to secure my identity and ensure my consent as co-signer. In -, USAA consumer lending allowed my son to refinance this loan without my knowledge or consent. I was unaware of this for several months and have made numerous attempts to have myself removed from this loan without success to include a letter from my attorney on -/-/- requesting proof pursuant to the ESIGN and - acts as... |
Citibank Credit card billing disputes March 24, 2017 - I had a Sears Credit Card and used it to purchase a product but during a previous previous purchase of a weed trimmer which was still under warranty and also I had purchased the Protection Agreement ; the weed trimmer stopped working. I took it back to Sears and was told I had to take it to their Service Department and on the second day I took it to the Service Department of Sears and was told that my weed trimmer was a 2 cycle trimmer and Sears policy is to automatically E-CHANGE the product and - in the - MS Service Department gave me a letter and told me to give it to them to get a ne... |
Round Point Mortgage Mortgage loan servicing, payments, escrow account March 23, 2017 - I purchased my home in -/-/-. I refinanced my home in -/-/-. At that time it was a streamline refinance. I had no closing cost. My home was sold to a lender which was round point mortgage in -/-/-. In -/-/- I received an escrow letter stating I owed around $1600.00 in escrow because of my county and city taxes. I understood this because the total taxes were not refinanced into the mortgage because, the taxes were based on an empty lot. I sent a full amount and the mortgage was adjusted to include the amount. Now I receiving an escrow letter stating they want $1000.00 fo... |
USAA Savings Bank account or service deposits and withdrawals March 23, 2017 - I have an checking and savings account with USSA. My brother and I have a joint checking account, but separate car insurance policies. Ussa completed a ACH of $170.00 from my checking account to pay my brothers car insurance without my permission. I spoke with Ussa customer service on -/-/2017 and they would not give me specific information about whom authorized with ACH of $170.00 from my check account and where this $170.00 was applied to. I pay my car insurance of $58.00 each month from my checking account. I was on the phone with Ussa supervisor for more than an hour without gett... |
Van Ru Credit Corporation Debt collection disclosure verification of debt not given enough info to verify debt March 19, 2017 - I received a bill from debt collection company in the name of Van Ru Credit Corporation I advised - in fax several months ago that I had went - and that I wanted to be placed in the service members relief act regarding my bill. As of today 's date I have never heard back after sending in paperwork regarding my - status.... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account March 15, 2017 - In bankruptcy our home mortgage was assigned to SLS. I have made - payments and am only due for -/-/2017. They have us with 90 days behind. They sent us the forbearance letter. I asked for help due to my brother 's -. I have total care for him 24 hours per day. For a short time I ca n't work out of the home. They filed a motion 4 days later to take our home. The average wait time to speak with someone is 45 minutes on hold. Everytime we speak there is another excuse. We are not 90 days behind and will attach the proof.... |
Southwest Recovery Services, Inc. Consumer Loan can't contact lender March 15, 2017 - Southwest Recovery is not licensed in the state of MS. Southwest has made repeat phone calls. Southwest is in complete violation yet they have not ceased.... |
Wells Fargo & Company Bank account or service deposits and withdrawals March 14, 2017 - Wells Fargo closed my checking and savings accounts on or around -/-/2017. They did not provide a reason for doing this. Further, I had no reason to suspect the bank would close my accounts, since I never violated the bank 's terms and conditions. I never bounced a check and I 've never done anything to warrant the bank suddenly closing my accounts without providing me the consideration of an explanation. As a result my other bank, -, charged me $15.00 for a failed ACH transfer that I attempted on -/-/2017. When I visited Wells Fargo this afternoon to collect my account balance of $5... |
U.S. Bancorp Credit card billing disputes March 10, 2017 - MY CREDIT CARD COMPANY WILL NOT GIVE ACCESS TO MY ACCOUNT. I I NEVER RECEIVE PAPER STATEMENTS TO CHECK ACTIVITY I HAVE TRIED TO REPORT $3100.00 IN FRAUDULENT CHARGES THEY WILL NOT ACKNOWLEDGE OR RESOLVE THEY WILL NOT PROVIDE ME WITH ANY STATEMENTS THEY WILL NOT GIVE ME ACCESS TO ONLINE ACCOUNT THEY HAVE REFERENCED - DIFFRERENT ACCOUNT NUMBERS WHEN SENDING EMAILS. I AM NOT ALLOWED ACCESS TO ANY OF MY INFORMATION. THEY APPROVED UNAUTHORIZED CHRGES MADE OUT OF COUNTRY WILL NOT ANSWER ANY OF MY QUESTIONS REGARDING MY ACCOUNT THEY RE-OPENED CLOSED ACCOUNT WITHOUT MY KNOWEDGE HAVE OPENED NEW ... |
SunTrust Banks, Inc. Bank account or service account opening, closing, or management March 10, 2017 - On - -, 2017 I received an e-mail from --, purportedly from SunTrust Bank. This e-mail informed me that an Online Cash Manager Account had been opened in my name at SunTrust Bank and requested that I reply to complete the enrollment process. I do not have, nor have I ever had, an account with SunTrust Bank. Nor have I ever initiated the process for opening any type of account or service through SunTrust Bank. When I called SunTrust Bank their employees immediately requested my social security number. When I refused to give them that information they checked for accounts in my n... |
Experian Credit reporting incorrect information on credit report information is not mine March 1, 2017 - My name is -. I used to be -. This was my married name. It shows on my report that - is a name I used which is incorrect. It also shows I have worked at -. Which is incorrect. My ex husband worked there. I have never had my name or social security number or co- signed anything with him. If this is my personal credit information why does his name and where he worked appear on my - score. And also I have filed bankruptcy chapter 7 and I did not put my auto loan on it. I am paying - once a month in the amount of - and I am up to date. It shows on my report account closed. Ple... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 1, 2017 - My name is - -. I used to be - -. This was my married name. It shows on my report that - - is a name I used which is incorrect. It also shows I have worked at - - -. Which is incorrect. My ex husband worked there. I have never had my name or social security number or co- signed anything with him. If this is my personal credit information why does his name and where he worked appear on my - score. And also I have filed bankruptcy chapter - and I did not put my auto loan on it. I am paying - once a month in the amount of - and I am up to date. It shows on m... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record March 1, 2017 - This complaint is being filed as TransUnion continues to list an error in my TransUnion credit report. This is my 3rd time disputing this account with TransUnion. However, despite what court documents that I send them, TransUnion will not correct my credit report. Here is identifying information about me : Name : - - - Date of Birth : -/-/- Address : - - - - - - - , - Credit Report Number : - Errorenous Account on Credit Report : - ( Account # - ) Transunion is listing - ( Account # - ) as an account that was " included in Chapter - bankr... |
Texas Guaranteed Student loan dealing with my lender or servicer keep getting calls about my loan February 18, 2017 - On -/-/- I signed for a - loan for my daughter with Texas Guaranteed. in -/-/- I filed Chapter - in Mississippi and claimed TG as a creditor which they filed a claim for $10000.00 which was paid in full and my case was closed in -/-/-. I have received phone calls from TG that I now owe them an extra $4000.00. The case number from TG is -. My attorney explained to me before filing that creditors would file what I owed them and once they were paid that debt was over. Desired solution is have them quit calling and recognize this is a settled debt by The Bankruptcy Laws... |
Experian Credit reporting incorrect information on credit report information is not mine February 7, 2017 - Unauthorized Inquiry... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine February 7, 2017 - Unauthorized Inquiry... |
Experian Credit reporting incorrect information on credit report account terms February 7, 2017 - Did not provide validation that is competent evidence bearing my signature. No evidence showing contractual obligation.... |
Professional Credit Management, Inc Debt collection disclosure verification of debt not given enough info to verify debt February 7, 2017 - Professional Credit Management did not provide adequate verification of debt in question. No documents were provided showing a signature or contract.... |
USAA Savings Consumer Loan problems when you are unable to pay February 5, 2017 - I am 60 days late on my auto loan. I have explained to the bank ( USAA ) that I am unemployed. Since they can not do or offer a deferment I asked if I could short sell the vehicle. I would like to take it to a dealer and try to get as much as possible. I know I 'll still owe the bank money but I 've estimated that a short sell would create a deficit of around 8,000. If they repo it and throw it on a repo lot that deficit could exceed 11,000. That 's 3,000 and could possibly be up to 4,000 that I 'm basically being forced to take because they do n't want to deal with a short sale. I even said I... |
Experian Credit reporting incorrect information on credit report information is not mine January 29, 2017 - I have experian online reports and summary and it states credit cards, loans, medical bills, bank accounts, etc. that are not mine. I have never had any credit card or bank accounts of any sort until -/-/2016. Names for Me are not right. Collections are not mine. I requested a annual report from all - breaks today and they all gave me a series of questions to confirm my identity and I had no answer for any of them. These accounts are not.minem I have - credit cards, - merchant card, a bank account, and - installment loan from -, and a phone bill. Please help me! I need a credi... |
USAA Savings Bank account or service account opening, closing, or management January 26, 2017 - On - -, 2016, USAA bank restricted my access to my bank accounts. The bank subsequently closed my accounts. They told me they sent a check to my address on - -. Over the course of the past 2 months I have spoken with the bank in 29 phone calls. When I spoke to the bank today, the representative told me the bank sent the check to the wrong address. He went on to tell me the bank could not stop payment on the check. He said I would have to wait another 90 days. At that point the bank will issue another check, and mail it to me. The bank has approximately $20000.00 of my money. I ... |
Monterey Financial Services, Inc. Consumer Loan managing the loan or lease January 25, 2017 - I do not have an account with Monterey Financial Services and therefore do not know why they are emailing as if I do. I got one bill from Monterey Financial Services and then - - transferred the bill back to their office and started sending me separate billing while they said they would credit my account and fix the amount owed since they never finished the work nor gave me financial credit in nearly a year. During this time I would receive a statements from - - thinking they will fix the tub which is not functional as the video on tv and internet said it would be. They advised tha... |
USAA Savings Bank account or service deposits and withdrawals January 18, 2017 - The USAA FEDERAL SAVINGS BANK, -, -, T- - is EMBEZZLING money through access of my account. USAA is accessing an account that has been closed for over 2 years.The - of -, - stated that no activity has taken place on this closed account. Who is able to access a closed account other than an EMBEZZLER? USAA stated that USAA can open a closed account to make deposits but not to withdraw. That 's a clear sign of POTENTIAL FRAUD. I have not authorized anyone to transfer any money from or to any other account. I do not know of any SUPPORT THE TROOP accounts. I have provided proof of... |
Synchrony Financial Credit card closing/cancelling account January 11, 2017 - I have a Dick 's Sporting Goods Card. I have been very good about making payments on time. Recently I had a payment returned because I supposedly had insufficient funds. My bank must have made some kind of mistake. I know there were funds in my account. The Dick 's Sporting Goods card people are not being very helpful in resolving the manner. I want to get the account reopened and I am begging for your help in resolving the manner.... |
Credit Protection Association, L.P. Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2017 - I received a collection notice in the mail from credit protection association l.p. about an account that I do n't currently hold with this company.. I recently contacted the company to about the debt.. I spoke with an agent name - - was rude, disrespectful and I was threatened several times.. - referred to the company as his. I could never get a word in without him being rude and Disrespectful to me.. I immediately got upset with him, and cussed him ... I hung up with him and I got another agent who was a little better but had very little knowledge of his job as well..I asked to speak... |
Capital One Credit card cash advance January 6, 2017 - I am writing today to let you know I am having issues with Captal One due to the fact they are saying they do not know that I am the person using the Sparks Business Capital One Visa Card. I told them numerous times and I told them I sent them a fax with my driiver 's license picture, license number and address in the driver 's license as well. Also, I sent them by fax my social security card which I told them what nobody else knows that I am from - -. Also, i sent them a copy of my utility bill from - from my home address - - - - -. - . - - - -. And Capi... |
Colony Brands, Inc. Credit card credit determination January 4, 2017 - I have had a credit account with The Swiss Colony for years. I only really use it at - time to send - gifts to friends and family. I get catalogs from them all the time and right in the front of the catalog is a page that tells you what your credit limit is and what the payment will be if you charge that much. My current credit limit is $1200.00. I have not used any of it as I paid the card off earlier in the year. I have never charged more then a couple hundred bucks on it ever in any case. I decided to use it again this year to order 4 products to send to my husband 's family. I plac... |
Amex Credit card advertising and marketing December 30, 2016 - I contacted American Express today to find out why I did not receive the - refer a friend points, as promised by a previous customer service representative. Unfortunately, this was the WORST customer service experience EVER! I initiated the call with - ( Agent ID - ). - was ARGUMENTATIVE, UNPROFESSIONAL, AND -! - REFUSED to allow me to speak with a manager and she REFUSED to provide me with a contact number for the corporate office in the United States. However, she did allow me to speak with her supervisor - ( Agent ID - ). Unfortunately, - 's customer skills are WO... |
Citibank Credit card advertising and marketing December 29, 2016 - About Citi AA Credit card. In their website, it is stated that Plus new cardmembers can earn up to $100.00 in statement credits on eligible - - purchases in the first 12 months of account opening. See website : - But I never got this - credit back to my account. Today, I called citi. The agent played word game with me. He said that " new member '' is not a new member to citi AA credit card but CITI credit cards as a whole. If I applied any Citi credit card, I am not eligible for - dollars credit back.... |
Radius Global Solutions LLC Debt collection communication tactics frequent or repeated calls December 29, 2016 - When they call me I try to explain to them that I do n't work and how can I pay or send money when a person not working and no income.... |
JPMorgan Chase & Co. Credit card customer service / customer relations December 27, 2016 - My father and I had a joint credit card account with Chase open since -. The original credit limit was $10000.00. We asked that the limit be reduced to $2000.00 several years ago. These are my complaints : I have always made my payments using the pay by phone system. I decided in - that I wanted to pay my payments online. It took repeated attempts over a couple of weeks, speaking to a half a dozen employees or more, for Chase to correct issues on their end to set up the account for online payments. I had called in - - to request a name change and to request a new card. I got my... |
Amex Credit card transaction issue December 20, 2016 - On -/-/2016, I ordered some cosmetic products at -, -, NV - for delivery by shipment on -/-/2016 - because the merchant did not have all of the products in stock and because we did not wish to attempt to return to our home in - with those ( requiring additional airline baggage fees ). The merchant agreed to ship those products for free due to the size of the purchase - $2200.00. However, upon reflection, we decided we would cancel the order and returned the next day to do so. Since the merchant prevaricated about how that could be done ( for several days including in person, ... |
Freedom Mortgage Mortgage loan modification,collection,foreclosure December 20, 2016 - RE Case number : - In this complaint I spoke about paperwork being misplaced, lost and receiving form letter responses from Freedom Mortgage ( FM ) referencing fake extensions and fake names of CSR 's. Every time I have had any communications with FM its been either traceable, provable or with a additional person on the call to verify what I am speaking about is honest. This witness is - - -, - - - - -, - -. We received a response from FM from a individual named - - through this complaint process. Since the original complaint more paperwork has been lost,... |
MidFirst Bank Mortgage loan modification,collection,foreclosure December 17, 2016 - I purchased this home in - with - - as the loan servicer. Some time later the loan was sold to - Mortgage and later to Midland Mortgage. Every since Midland Mortgage got the loan I have been having issues with everything from just rude people to getting lender placed insurance. At first Midland place an insurance policy on the home for the then balance of around $30000.00 dollars. In recent years I was told that they had to place lender place insurance that would insure the replacement cost of the property - roughly $140000.00 even though the loan balance was around $20000.00... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation investigation took too long December 17, 2016 - On -/-/2016, I received an updated credit report from Transunion about some public records that I disputed. I got the results back only to find out that - things that I had disputed had been overlooked, they never reported any updated information about the remaining - public records. I have called, written, faxed, and e disputed these items..I talked to a representative on -/-/2016 and she assured me that the items would be removed in 24/48hours..I called on -/-/2016 only to find out that the items had n't been removed but she opened a new dispute for the remaining public records..... |
Experian Credit reporting incorrect information on credit report reinserted previously deleted info December 14, 2016 - I recently disputed several items with - and the items were deleted from my credit report ... The company name was listed as - - and now they have re inserted the negative items back on my report but under - -, I was never notified by the collection agency nor the Credit bureaus that this information was going to be put back on my reports. This has caused a tremendous drop in.my score and has affected my pre-approval for my home. When, I disputed the items I asked for a debt validation letter along with - correspondence but the company failed to reply back with supporting doc... |
Select Portfolio Servicing, Inc Mortgage application, originator, mortgage broker December 12, 2016 - I have been been trying to get a loan modification for over a year, and its been between - different lenders - - - and Select Portfolio Servicing. I do n't know how and why this note is being bounced back and forth for the past 8 years. I do n't understand why this being done without giving me notification and consent if I wanted to find another lender or not. After talking with another lender, I had requested a loan modification with Select Portfolio Servicing, and there is no trace of this at the request - -, they have not been able to produce the modification at all. I fee... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine December 4, 2016 - this is not my report - please remove from all - reports... |
Tower Loan Consumer Loan problems when you are unable to pay November 30, 2016 - calls my job ( - ) when I am unable or unwilling to answer my cellphone. unacceptable... |
Citibank Credit card credit card protection / debt protection November 30, 2016 - My wife and I made purchases on a Best Buy Credit Card account. In - charges were added monthly based on our carried balance for " - - - -. '' We did not knowingly purchase this service, and the total amount charge was approximately $1500.00 over the period from - -, - through - -, -. We asked for a refund of these charges when we became aware of them in -, but Best Buy Credit Card refused to refund these charges. We believe these charges are not proper, since we did not purchase the service knowingly. We did not realize that the charges were there until m... |
Synchrony Financial Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2016 - I just received a call at my office from Synchrony Bank in an attempt to collect a debt from a - ( I am guessing at spelling of name. We get these calls all the time at our home and now I am getting them at my office and no matter what we tell them we continue to get called. My wife and I have been married 21 years and have had the home number of ( - ) - for that entire time. I have had the office number of ( - ) - for at least 5 years and there is no way these numbers ever belonged to - -. Getting the calls at my home is annoying enough. Now we are getting them at my offi... |
Wells Fargo & Company Money transfers incorrect/missing disclosures or info November 24, 2016 - I payed - - on - and revived an conformation nuber on - saying that it 's been payed than I mack an order with - and received an conformation no. Saying it wose payed an being delivered on - than I go an look for it and than its been canceled so I - a - order and it wood not approve the transaction come to find out the payment has ever been returned but not to the fargo acount I payed with... |