Review and Analysis of over 863 financial product complaints in Montana
| Company | Complaints |
|---|---|
| Wells Fargo | 92 |
| Bank of America | 59 |
| Equifax | 55 |
| Experian | 50 |
| JPMorgan Chase | 40 |
| Capital One | 38 |
| TransUnion | 35 |
| U.S. BANCORP | 34 |
| Citibank | 29 |
| Ditech Financial LLC | 19 |
| Navient | 15 |
| Ocwen | 13 |
| Amex | 12 |
| Discover | 12 |
| Nationstar Mortgage | 12 |
| Collection Bureau Services, Inc. | 11 |
| GE Capital Retail | 10 |
| Centron Services | 9 |
| HSBC | 9 |
| USAA Savings | 9 |
SYNCHRONY FINANCIAL Debt collection communication tactics frequent or repeated calls December 24, 2017 - Back in 2015, I was taken advantage of emotionally when my dog suffered a - -. I took him to the hospital where I was informed they would only take payment in full, up front, and without letting me use my chosen form of payment. I was directed to - - as my only option and opened a line of credit. After many months of payments on time and at least the minimal amount requested, I had to move across country ( from - to - ) in order to secure new employment. Prior to leaving my house, which was since put up for sale, I paid up front, at least 3 ( $750.00 ) months worth of minim... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 8, 2017 - was notified through my bank someone added a debt on my credit report. the agency that reported me is ARS ACCOUNT RESOLUTION. I 've never been notified by them, received mail or a call, I have no clue as to what this is for or why.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 30, 2017 - On -/-/-, I pulled a copy of my credit report from TransUnion. There was an account for - contained therein. On -/-/-, I wrote to TransUnion disputing said alleged account and asked for validation. TransUnion failed to respond to said dispute within the 30 day time frame. On -/-/-, I again wrote to TransUnion requesting them to immediately delete said item since they did not respond to my -/-/- letter in a timely manner. To date, -/-/-, the alleged account has never been validated nor has TransUnion marked my credit report as being " disputed '' ; although, Tr... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 30, 2017 - On -/-/-, I pulled a copy of my credit report from TransUnion. There was an account for - / - contained therein. On -/-/-, I wrote to TransUnion disputing said alleged account and asked for validation. TransUnion failed to respond to said dispute within the 30 day time frame. On -/-/-, I again wrote to TransUnion requesting them to immediately delete said item since they did not respond to my -/-/- letter in a timely manner. To date, -/-/-, the alleged account has never been validated nor has TransUnion marked my credit report as being " disputed '' ; altho... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 30, 2017 - On -/-/-, I pulled a copy of my credit report from TransUnion. There was an account for - / - contained therein. On -/-/-, I wrote to TransUnion disputing said alleged account and asked for validation. TransUnion failed to respond to said dispute within the 30 day time frame. On -/-/-, I again wrote to TransUnion requesting them to immediately delete said item since they did not respond to my -/-/- letter in a timely manner. To date, -/-/-, the alleged account has never been validated nor has TransUnion marked my credit report as being " disputed '' ; altho... |
Citibank Credit card credit determination February 23, 2017 - My credit report show I have a credit card I have no knowledge of. I disputed the card with - and the dispute was resolved but the card remains. How is that? In the credit report there is a street address for the bank. There is no phone number of web contact. I have been removing these unannounced credit cards from my report. As I said, I have no knowledge of this card. I get no correspondence from them. I have not activated the card. I want the card gone. Can you help me. The bank is CITICARDS CBNA, - -, - -, SD -. I do n't understand what the advantage of these credit car... |
Enova International, Inc. Consumer Loan taking out the loan or lease January 31, 2017 - I know it 's been said there is no blacklist, but I 'm being denied loans for all kinds of reasons, this - being the worst. This company denied me because- Our records show that you are a current customer. Oh really, I did n't know that.... |
Capital One Credit card identity theft / fraud / embezzlement January 10, 2017 - Hello, my wife opened a credit card in my name back in -/-/2013 that I was n't aware of till recently. I wrote a letter to capital one and so did she explaining what she had done and if they remove the negative remarks and account information off of my credit report. They said they where doing a investigation and it would be resolved. Do n't make any payments due to I would get reimburse and it would all come off of my credit in the end of the investigation. She wrote a letter asking for them to put the debt in her name and she would work on paying it off due to not wanting to have legal iss... |
U.S. Bancorp Mortgage loan servicing, payments, escrow account December 24, 2016 - We have a mortgage loan through US Bank. We had mortgage insurance on our loan and it was taken off earlier in the year because we had paid our loan low enough for it to be taken off. It was off for a couple of months and now I noticed it was back on there and we have been paying for it for months now. Now they are saying I am short on my escrow account. Is this any type of fraud? Also when we got our loan we had our property appraised and it appraised at a price we would not need mortgage insurance well they came back at us and said FHA requires - appraisals. When we received our - appr... |
Wells Fargo & Company Consumer Loan managing the loan or lease December 20, 2016 - we have an auto loan with wells fargo dealer services. we had gotten behind on payments. we believe it was only 1-2 payments. we have asked for statements showing every payment, and all of the fees that have been assessed to the account. we have now found that they are still placing force placed insurance ( we have always covered the vehicle with full coverage ins ). We have provided proof of insurance numerous times. with the most recent this last week. and we provided in - as well. it is a very frustrating time consuming endeavor we have taken on with these people. We want to have all the... |
Bank of America Bank account or service deposits and withdrawals December 19, 2016 - On -/-/2016 I made an online transfer via my Bank of America online account to my landlord who uses - - Bank. Bank of American withdrew the $2000.00 of funds from my account on -/-/2016 but never delivered it to the recipient. I have discussed this with both the recipient and - - Bank and they confirm as of -/-/2016 they have not received the funds. I have asked Bank of America to put the funds back in my account as they failed in their delivery of the funds. To date they have refused to put my funds back into my account.... |
Capital One Credit card credit line increase/decrease December 14, 2016 - I rented a car from - and they asked me for a credit card ( Capital One Card ) to place a " hold '' on until I returned the car. At the time of return, I had been told I could pay in cash but they ( - ) said they would not accept cash so I gave them a different card ( - - ) because the amount was over my limit on the Capitol One card. I advised the merchant not to charge my Capitol One card and the representative agreed. I left the car rental company thinking everything was taking care of until I checked on my Capital One card and it had been charged for the car rental and was well... |
Synchrony Financial Credit card unsolicited issuance of credit card December 7, 2016 - Synchrony Bank via - opened a credit card account in my name. They sent me the card which I did not activate. Nevertheless they opened the credit card account and certain - charges ( all justified ) were charged to that account. - denied any association with Synchrony and Synchrony refused to close account unless I provided information they should not of had i.e. birthday, Social Security number etc. I refused and they told me there was nothing they could do to close the account. Numerous calls to Synchrony produced no resolution although they did waive an unauthorized $1.00 charge.... |
Rodenburg LLP Debt collection taking/threatening an illegal action sued w/o proper notification of suit December 3, 2016 - All I have received or heard from this collector was when a default Judgment was filed on me. I had not receive the judgement summons nor any other contact with this group before hand. Just a copy of the order granting Judgement and default judgement, Certificate of Service, and Notice of Entry of Judgement... |
Barclays PLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit December 3, 2016 - All I have received or heard from this collector was when a default Judgment was filed on me. I had not receive the judgement summons nor any other contact with this group before hand. Just a copy of the order granting Judgement and default judgement, Certificate of Service, and Notice of Entry of Judgement... |
U.S. Bancorp Credit card credit card protection / debt protection November 29, 2016 - I called the hotel, - -, possibly -/-/-, to reserve a block of rooms for my son 's soccer team who was playing in a tournament in -, MT on -/-/--/-/2016. They gave me a block of - non-smoking, double rooms for $ -/night plus tax. The rate of the room was $82.00 per night. When I made the reservation, they did ask for my credit card to " hold '' the rooms. In addition, we agreed that any unused/reserved rooms would be released on Friday, -/-/2016. I asked a couple of different times before hanging up with them that the unused rooms would be released so that they ... |
Synchrony Financial Credit card late fee November 28, 2016 - Belk credit card services, Synchrony Bank, has a billing window- after the billing date, and before the payment due date approximately 20 days later- where any payment made will count as your monthly payment. Any payment made outside that window will apply to your account, but will not count as your monthly payment, allowing Synchrony Bank to charge a $35.00 fee for a missed payment. There is never any notice of this charge, and since it is not actually a late payment ( in excess of 30 days late ), there is no mal reporting to the credit bureaus that would alert a person to the late payment ... |
Synchrony Financial Credit card billing disputes November 24, 2016 - I 've been going through divorce proceeding for over 1 and 1/2 yrs now and as of -/-/-, waiting for the judges decision-until then I am powerless as my estranged husband quit paying on our Syncrony Home credit card for - furniture since -. The bill is in my husbands name and I was only an authorized user. I did not take my name off as my husband did on accounts that he was an authorized user for so that I could still have access since I was the one who made sure all of our bills were paid on time for 25 years. I found out my husband quit paying on the account since -/-/- after ... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result November 22, 2016 - Please be advised i have written - letters to Experian asking them to delete accounts that are unverified. Despite - written requests, the unverified items still remain on my credit report in violation of Federal Law. My understanding is, the FCRA requries them to have a copy of the original creditor documentation on file to verify that the information is mine and correct. In the results of thier first investigation and subsequent reinvestigations they stated in writing that they verified that the items are being reported correctly and that they will no longer investigate my accounts th... |
Equifax Credit reporting incorrect information on credit report account status November 12, 2016 - In - of 2016 My wife and I went to a car dealership to test drive a - - pick up truck. After driving the truck we went into see if we could get financing. We looked for financing through the dealership. They pulled - hard inquires on our credit. We were told that it would n't hurt our credit and that there would only be - hard inquire. They also pulled credit on my wife as well. Now all of those inquires are showing up on her credit too.... |
Wells Fargo & Company Student loan dealing with my lender or servicer having problems with customer service November 11, 2016 - I requested a forbearance from Wells Fargo, but was instead sent to collections even though my request was sent in a timely manner. I even spoke to a representative about the situation and was assured I would be put in forbearance well before I reached the 90 day threshold for being sent to collections.... |
HCFS Health Care Financial Services, Inc. Debt collection improper contact or sharing of info contacted employer after asked not to November 9, 2016 - I am receiving numerous calls either to my cell or now to my employer.. leaving a number of - ARS. I am fed up with being harassed on my phone and now at my work. I do not owe ARS anything and if I do, they should go through the proper channels of collecting a debt. ie, sending a statement.... |
Discover Credit card credit card protection / debt protection November 7, 2016 - I was looking through my most recent DiscoverCard statement and noticed a $70.00 charge for Payment Protection. After - it the first few results were " Is P.P. a scam ''. I read this was optional and tracked it back to my very first statement in -. I had never signed up for it. After adding up what I have paid thus far it totals $3800.00. I have been charged over $700.00 in just -/-/- alone!! That is almost $4000.00 I have paid for something I never asked for nor opted into. Mind you this does n't include all of the interest also accrued do to these charges. It currently sit... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status November 1, 2016 - In -/-/2016 I received a credit monitoring alert that I had a delinquent account. The account was - bank showing a 30 day late. I had a credit balance and had a paper statement showing that. I contacted - and was told that I had a credit balance and was not late. I asked them to send a check for the credit balance and to change the delinquent status with the bureaus. They said they would investigate and send me a written response. They did send a letter which stated they were reporting the account correctly. I filed a dispute with Transunion and received timely acknowledgement back fro... |
Rose Agency Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 1, 2016 - I was trying to co-sign on a loan with my son. The bank loan officer said my credit was bad because of a debt collection from The Rose Agency. The debt was apparently from - -. When I call - - they have no account for me. When I call The Rose Agency they say they have tried to get confirmation from - - - times. No one answers their requests. Neither company will do anything to take care of the matter. The Rose Agency person hung up the phone on me. My husbands account was absolved and that is the only communication that I have. No bills from either company. I finally got s... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info October 31, 2016 - Pursuant to FCRA Section 611 ( a ) ( B ) ( ii ), Equifax is required by law to inform me within 5 days reinsertion that they are adding anything back to my report. On - I obtained a copy of my credit report via - -. Said report showed that Equifax deleted - from my credit report. On -, I obtained a copy of my credit report and said deleted account was REINSERTED on my credit report. This reinsertion dropped my credit score! Equifax failed to notify me pursuant to FCRA Section 611 ( a ) ( B ) ( ii ) ; therefore, they have broken the law.... |
U.S. Bancorp Credit card overlimit fee October 25, 2016 - I use a US Bank rewards card for company expenses and pay it off each mot month. When I was reviewing last months statement yesterday, I noticed that a $57.00 interest charge had been added. I was surprised at that because of my pay it off each month process. I checked the date of the payments last month to see if they arrived late ... no they were there on time. Then I checked the past due line on the statement and there was zero showing as past due. So I called to see what I was missing. After all $57.00 is real money. The person on the phone quickly advised me that they would waive the ... |
Equifax Credit reporting incorrect information on credit report reinserted previously deleted info October 25, 2016 - On -/-/2016, I pulled my credit report from - -. I noticed that Equifax had deleted the - credit card from my credit report. I have attached a copy of that documentation. In pulling my credit report today ( -/-/2016 ), you will see that Equifax has reinserted this credit card. See attached.... |
Experian Credit reporting incorrect information on credit report information is not mine October 19, 2016 - I recently obtained a copy of my credit report. There was an unauthorized inquiry made by - - Bank. On -, I wrote to - - Bank asking for proof of the inquiry. To date, -, I have yet to receive a response from them validating said credit inquiry, which has made my FICO score drop!... |
Experian Credit reporting incorrect information on credit report information is not mine October 19, 2016 - I recently obtained a copy of my credit report. There was an unauthorized inquiry made by - - -. On -, I wrote to - - Services asking for proof of the inquiry. To date, -, I have yet to receive a response from them validating said credit inquiry, which has made my FICO score drop!... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine October 19, 2016 - I recently obtained a copy of my credit report. There was an unauthorized inquiry made by -. On - and -, I wrote to TransUnion advising them of the unauthorized inquiry. On -, I wrote to - - Bank asking for proof of the inquiry. To date, -, I have yet to receive a response from them validating said credit inquiry, which has made my FICO score drop!... |
Equifax Credit reporting incorrect information on credit report information is not mine October 19, 2016 - I recently obtained a copy of my credit report. There was an unauthorized inquiry made by - - -. On -, I wrote to - - Services asking for proof of the inquiry. To date, -, I have yet to receive a response from them validating said credit inquiry, which has made my FICO score drop!... |
Equifax Credit reporting incorrect information on credit report information is not mine October 19, 2016 - I recently obtained a copy of my credit report from Equifax. There was an unauthorized inquiry made by - - Bank. On - and -, I wrote to Equifax advising them of the unauthorized inquiry. On -, I wrote to - - Bank asking for proof of the inquiry. To date, -, I have yet to receive a response from them validating said credit inquiry, which has made my FICO score drop!... |
Equifax Credit reporting incorrect information on credit report account terms October 18, 2016 - On -, I obtained a copy of my credit report. Within that report was a Medical collection, Account Number -, Date Opened : - ; Balance Date : - ; Balance Amount : $360.00 ; Date of Status : - ; and, Status : Closed. On -, I wrote to Equifax indicating inaccurate reporting and to validate said alleged collection. On -, Equifax responded with an entirely different account number ( - ) ; Amount - $410.00 and Balance as of - - $0.00 ). This is in violation of Federal Law due to inaccurate reporting. On -, I again wrote to Equifax asking for validation of said all... |
September 28, 2016 - Citibank is incorrectly reporting a 30 day late payment when the payment in question was received only 8 days past the due date. The payment was not received within their billing cycles, which is why they see it as being appropriate to report 30 days late. I have included the original dispute letters sent via certified mail to Citi 's dispute center along with payment and statement history. I am working hard to improve my credit and this was an undeserved set-back. Sincerely, - -... |
Wells Fargo & Company Bank account or service deposits and withdrawals September 28, 2016 - I opened a account with Wells Fargo Bank on -/-/2016. I told them that I did NOT want my Social Security check transferred until I get all my automatic withdraws taken care of and then close my old account. They told me no problem and to come in when I was ready to do this. They transferred my Social Security check to my new account on -/-/2016 without my permission. On -/-/-, the date my direct deposit goes through, I was negative in my old account due to Wells Fargo switching my Social Security check direct deposit. I went into the bank and talked to the representative and the branc... |
Wells Fargo & Company Consumer Loan taking out the loan or lease September 15, 2016 - Dealing with bank that is notorious for trouble, and discrimination. Tried getting secured loan, first told I was denied for not having enough money in savings account, branch manager informed me to put just - more in savings account, no problem, did that, branch manger resubmitted request, now I 'm denied for debt to income ratio. District manager gets a wiff, now she files complaint on my behalf realizing there is something definitely wrong, something I 've been saying 30 years now.... |
Capital One Credit card apr or interest rate September 9, 2016 - I maintain several credit card accounts with Capital One. On my - Business Credit Card, they apparently have the option to charge a - - of 29.65 % if you are late for an indefinite period of time. Prior to the penalty, I was paying 12.99 %. I have a great payment history with on-time payments, but when I changed banks due to a move, I was late by 4 days, resulting in the increased interest rate. I find it egregious and unfair and would like to submit my complete dissatisfaction with this policy.... |
Wells Fargo & Company Bank account or service account opening, closing, or management September 9, 2016 - On -/-/16 I went into a Wells Fargo branch to close my checking and savings accounts. A banker told me I had - due on the account. I gave her - in cash, and she purportedly closed the account. The account remains open, despite calling the bank numerous times and having the bank assure me the account is closed. Even worse, the account is racking up overdraft fees. I now allegedly owe $140.00 for an account that I closed.... |
PayPal Holdings, Inc. Money transfers fraud or scam September 7, 2016 - A buyer started a fraudulent dispute wanting his money back. He was supposed to return the item he purchased for $2800.00 before PayPal refunded the money. The buyer then returned a cheap $75.00 item and PayPal returned the $2800.00 to him. I started a complaint with PayPal and they requested among other things an internet fraud report ( FBI ), photographs of the piece sent and the piece returned, a professional appraisal of the item received and the item sent etc. After I provided all the paperwork requested, I spoke with a PayPal representative and was assured she would look into it. P... |
LoanDepot Consumer Loan taking out the loan or lease August 25, 2016 - Clear violation of Equal Credit Opportunity Act, reasons for denial were nonsensical, untrue.... |
Synchrony Financial Credit card advertising and marketing August 20, 2016 - This complaint has multiple parts : 1. Similar to CFPB Complaint ID-, Synchrony Bank recently " upgraded '' my account from PayPal Smart Connect to a PayPal Extras Mastercard. My old account with a long history has been marked as closed on my credit report and a new one has been opened which has hurt my credit score. 2. I made a purchase on - ( -/-/2016 ) where promotional financing was offered if I used PayPal Credit to pay for my purchase. The promotion stated that I would receive 6 months no interest financing with an APR of 19.99 % after the promotional period ( it now displa... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting my free annual report July 30, 2016 - I was given questions to answer from Transunion however, one of the questions asked me to answer the county in which i lived? I know that I lived in - -, CA however, I did not know the county that city resided in! Then I was denied my free credit report as a result of it!!! I still want my free yearly credit report from Transunion!!!! This has happened to me from - or - and now from Transunion!!! I am tired of this being allowed to happen!!!! Thanks, - -... |
LendingPoint Holdings LLC Consumer Loan taking out the loan or lease July 28, 2016 - First they said I did n't make enough, that was a mistake, they told me to reapply, I reapplied, now there 's supposedly something on my credit report. The requirement is based on a credit score of - and above based on experian credit reporting agency. My credit score as of -/-/2016 according to experian is - with no negative accounts, I repeat, NO NEGATIVE ACCOUNTS. So at this point I am receiving rubber stamp denials by a company I do n't think really gives out loans.... |
U.S. Bancorp Bank account or service using a debit or atm card July 26, 2016 - Yesterday I learned via a letter from the Branch Office in -, Montana that my account was severely overdrawn. In speaking with the Branch Manager ( - - he said that the problem began when - - - - - - submitted an electronic debit in the amount of $30.00 which took my account into the negative. The store cited the reason for the " Debit '' as being for " RETURNED ITEM ''. Yet, they failed to provide any other information pertaining to the original " item '' which was allegedly " Returned ''. There was no original transaction number, no date the original transactions... |
Loan Care Mortgage loan servicing, payments, escrow account July 9, 2016 - I was charged twice for a my - mortgage leaving me with no money. They told me it was refunded and I have yet to see it.... |
Wells Fargo & Company Bank account or service account opening, closing, or management July 9, 2016 - I recently opened a Wells Fargo account so that I could deposit money for rent, after a short time, my wife and I decided to use a joint account through another service. I emailed Wells Fargo and asked them to close various accounts, a few days later, I noticed I was still receiving alerts from them in the mail. I checked my account and saw that I had an outstanding balance in their credit card service. I called and asked that this situation be resolved, which I assumed it was. I then saw further notifications, and again emailed them, and was told I did n't request to close ALL of my accounts.... |
BlueChip Financial Debt collection communication tactics threatened to take legal action July 8, 2016 - - OF - REPRESENTING A PAYDAY LOAN COMPANY SPOTLOAN STATED I WOULD BE ARRESTED FOR FRAUD IF I DID NOT MAKE SOME KIND OF PAYMENT. I CLOSED THAT ACCOUNT THAT THE ACH WAS COMING OUT OF DUE TO RELOCATION FOR PERSONAL REASONS. AND I WAS NEVER CONTACTED MY A DEBT COLLECTION COMPANY OR THE COMPANY ITSELF.... |
BB&T Financial Mortgage loan servicing, payments, escrow account July 6, 2016 - I submitted a request for removal of PMI from my mortgage loan with BB & T for my primary residence on -/-/2016. With my request, I submitted an appraisal from a licensed and certified residential real estate appraiser showing my current LTV ratio ( - % ) was substantially below the required - %. My request was denied with no reason provided. I called BB & T customer service but they are unable to assist as the mortgage insurance office is a back office function and does not interact with customers. I submitted a formal complaint to BB & T but have not been given a reason as to why... |
Encore Capital Group Credit card other June 28, 2016 - CFPB entered into a consent agreement with Midland Credit Management ( MCM ), which MCM is now violating. MCM agreed to stop attempting to collection efforts and made settlement restitution in some cases but has resumed collection efforts. This was a phony claim to begin with. My claim number is -.... |
Freedom Mortgage Mortgage loan servicing, payments, escrow account June 28, 2016 - In -, -, my husband and I paid off our mortgage to Freedom Mortgage. -/-/-, we began getting letters and phone calls from Freedom Mortgage ( here after called FM ) stating our payment was late and we would be charged a late fee. I called them and talked to - at FM. She stated our payment had been misapplied and she would apply our payment to the payoff of our mortgage. It did not happen. I talked to - on -/-/-, - on -/-/-, - on -/-/-, - - and - on -/-/-. All stated the payment we made would be applied to the final amount due o... |
JPMorgan Chase & Co. Bank account or service account opening, closing, or management June 16, 2016 - I rented a safe deposit box in - - branch of chase in -, NY in 2015. When I went to my safe In - 2015, I found the hinges of my box cut and the door open ( I did not need to use my key ). The person in charge told me that they had to cut the hinges to open the box next to mine, however when I asked her why you did cut the hinges of my box and you did not inform me before cutting the hinges, she did not have any answers. She only gave a phone number to call. I called many times and asked them for at least an explanation or apology. They promised to do so but I have never received an... |
LPSG Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay June 15, 2016 - This company called me and left a voice mail on my phone, stating they were going to send - uniformed police officers to my place of work, and said they contacted my place of employment and my place of employment stated to send to them to my house, I contacted my work and no calls had come in When I called the company they said I needed to give them my debit card number, I did not give it to them, They told me they were going to take legal action on me and I asked what my balance is they stated it was -. My credit limit on my card is only -,. I called my credit card company was was to... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info June 8, 2016 - One day my credit score goes up - points without me doing anything, the next day it drops - points without anything happening. ... |
CoreLogic Credit reporting improper use of my credit report report improperly shared by crc June 1, 2016 - A credit inquiry was done on me today which I did not authorize by CredCo out of - -. ... |
JPMorgan Chase & Co. Consumer Loan managing the loan or lease May 31, 2016 - On -/-/-, my business partner and I purchased a - Jeep Wrangler Rubicon from a person representing himself as the rightful owner. The vehicle was accompanied with a Clear, Lien Free title which we were able to verify with the state of - in which the vehicle was title. We sent the title off to our agent in - where we operate a business. A week later, our agent in - notified us that the vehicle had been reported as stolen. How can this be if we have possession of the vehicle with a lien free title? After investigating this matter further, we discovered the previous owner, now re... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure May 31, 2016 - - - - sold my second mortgage to Green Tree/Ditech financial while I was applying for a mortgage modification. Thus I was unable to have my second mortgage reduced or eliminated under Federal guidelines. Ditech, knowing this was the case has refused to negotiate in good faith. ... |
SunTrust Banks, Inc. Mortgage loan modification,collection,foreclosure May 30, 2016 - The day after my mortgage payment was do in - my mortgage company started calling and harassing me on a daily basis. At least 6 times a day and I would hang up the phone with - and another would call and a rep for mortgage co. told me if I want them to quit then pay my bills. They call late at night and on weekends. I called - - to pay - mortgage payments in full and they refused to accept them, as they stated they wanted all -. Which my payments are do the first and I was well with in my grace period. I was told not to fill out the hardship package because it would not do an... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure May 25, 2016 - My Husband and I have been attempting to clear up errors by Wells Fargo since we did a refinance in -. Beyond that we have been applying for loan modification/loss mitigation with Wells Fargo since that time. Most recently Well Fargo denied our loan modification with a letter claiming our income was only $10.00 ( an obvious error and mistake ). We appealed their decision and have not been contacted by an investigator named - - - ( Wells Fargo Underwriting ). She was investigating and promised a response by -/-/- but did not call until -/-/- only to say that she/... |
Capital One Credit card credit line increase/decrease May 22, 2016 - I requested a credit line increase, the reason why I did n't get one was, " We are unable to obtain your most recent monthly payment data from the credit reporting agency. '' Very unlikely reason since every time the wind blows, I get a alert about my credit report from them. Plus, it 's no where to be found on their reasons for denials.... |