Review and Analysis of over 471 financial product complaints in North Dakota
| Company | Complaints |
|---|---|
| Experian | 62 |
| Wells Fargo | 41 |
| Equifax | 35 |
| Citibank | 27 |
| Bank of America | 20 |
| U.S. Bancorp | 20 |
| TransUnion | 15 |
| Capital One | 13 |
| TransUnion Intermediate Holdings, Inc. | 12 |
| JPMorgan Chase | 11 |
| Ocwen | 11 |
| AR Audit Services, Inc | 7 |
| GE Capital Retail | 6 |
| Rodenburg LLP | 6 |
| Encore Capital Group | 5 |
| USAA Savings | 5 |
| Amex | 4 |
| Ditech Financial LLC | 4 |
| LoanDepot | 4 |
| Messerli & Kramer P.A. | 4 |
4M Collections, LLC Debt collection attempts to collect debt not owed debt is not yours December 26, 2017 - - -, - at - am. Received a phone call on my cell regarding a debt. After returning the call, I informed - that I was on the Do Not Call Registry and that I do not have any outstanding debts. He read the last 4 of the SS # that he was looking for, and I told him that was not me and the last known address he had was in - Washington. I informed him that I had never lived in Washington State. He was clearly calling anyone with the same name as me, without regard to violating the Do Not Call Registry. Since I do not trust that - will do what he says, I want all of this docum... |
Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I sent a fax and police report to Chex Systems last month informing Chex Systems that I 'm a victim of identity theft and someone stole my personal information to open the following checking account with - - - # : -. The checking account is fraudulent, unauthorized and do n't belong to me. I have never open or had a checking account with - - -.... |
Wells Fargo & Company Bank account or service account opening, closing, or management April 12, 2017 - I have several issues with my account, accounts with Wells Fargo. So I do n't know where to start. First was -/-/--/-/-. Was online got email about online bill paying, thought this seems good idea. Signed up few minutes later got email from " lender '' offering me a loan. Should start from beginning. Month ago landlord wants sell home we live in. We decided try getting mortgage thru our bank, Wells Fargo. Well we was denied, no worries I thought. I had few issues with credit scores needed attention. So I tried getting personal loan, well I was denied. Now im wondering what really go... |
Experian Credit reporting incorrect information on credit report information is not mine April 6, 2017 - I received a credit inquiry alert from Experian credit monitoring service that 's provided to me. The following credit inquiry listed on my Experian credit report is fraudulent and unauthorized : -, - - -, -, OH -... |
Experian Credit reporting incorrect information on credit report information is not mine April 3, 2017 - on -/-/2017, I received a credit inquiry alert from Experian for the following credit inquiry : - -, the credit inquiry is fraudulent and unauthorized.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 3, 2017 - I received a credit inquiry alert on my Trans Union credit report. The following credit inquiries from -/-/2017 are unauthorized and fraudulent : -/-, -/- and -/-... |
Experian Credit reporting incorrect information on credit report information is not mine March 27, 2017 - I received a inquiry alert from Experian on -/-/2017 in regards to - inquiring and accessing my Experian credit report. The inquiry from - is an authorized and fraudulent inquiry. It do n't belong to me.... |
Bank of America Bank account or service deposits and withdrawals March 25, 2017 - Someone use my Bank of America visa debit cards, checking account and money market rewards savings account to make fraudulent transactions. Under federal law and according to Visa policy, a consumer has zero liability for fraudulent and unauthorized charges/transactions. Someone stole and used my personal information and impersonated me to steal over $30000.00 from my checking account. I have filed claims with Bank of America in regards to this matter. The following claim numbers are all fraudulent and unauthorized transactions : -, -, -, -, -, - and -... |
U.S. Bancorp Mortgage loan servicing, payments, escrow account March 25, 2017 - On -/-/2017, I submitted a new purchase contract to my short sale lender and I received a phone call on -/-/2017 from my single point of contact ( - ) that the lender would not even consider me doing a short sale. I am desperate for help and I am trying my hardest to get the property and I feel as if my lender is n't doing what the government says a lender should do by offering me an alternative to foreclosure. I am not asking for a handout, I am only asking that you assist me with getting my lender to review the cash offer that I have on the table.... |
Experian Credit reporting incorrect information on credit report information is not mine March 13, 2017 - I am a victim of identity theft and someone stole and used my personal information to open a fraudulent and unauthorized - checking and savings account : -, that do n't belong to me. I have never had or opened a - checking account. I have attached a police report and other documents to this complaint.... |
Experian Credit reporting incorrect information on credit report information is not mine March 13, 2017 - I am a victim of identity theft and someone stole and used my personal information to open a fraudulent and unauthorized checking and savings account with -. The checking account do n't belong to me. I have never opened a checking or savings account with -.... |
Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine March 13, 2017 - Chex Systems is reporting on my consumer report a fraudulent and unauthorized checking account from - that do n't belong to me. I am victim of identity theft and someone stole and used my personal information to open up a fraudulent and unauthorized account checking account with -. Attached to this complaints is a police report and letter I sent to Chex Systems.... |
Bank of America Bank account or service using a debit or atm card March 9, 2017 - I am a victim of identity theft and someone stole and used my Bank of America Checking Account : -, Money Market Rewards Savings Account Ending In : - and numerous debit cards linked to the checking account, from -/-/- through -/-/- to make fraudulent and unauthorized transactions on my checking account. Over $30000.00 in fraudulent transactions has been made to my checking account. $30000.00 was debited from checking account and my checking account was closed unbeknownst to me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 9, 2017 - I am a victim of identity theft and someone stole and used my personal information to open a - - - Checking Account : - and Money Market Rewards Savings Account Ending In : -, the accounts are fraudulent, unauthorized and do n't belong to me.... |
Experian Credit reporting incorrect information on credit report information is not mine March 9, 2017 - I am a victim of identity theft and someone stole and used my personal information to open a - Checking Account : - and Money Market Rewards Savings Account Ending in : -, The accounts are fraudulent, unauthorized and do n't belong to me.... |
Monterey Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine February 12, 2017 - I was contacted by - several dozen times and I repeatedly told them that that they had the wrong person and I did not provide any thing from them. They said a laptop was purchased by mme and that is not true. I have never bought a laptop nor was a laptop delivered to me. I believe that someone may have stolen my personal information to make this purchase. I explained this to the representatives on the phone and they threatened me and called from -- somedays. I begged them to stop calling me and they continued to call and said they were going to file a lien on my home and my vehicle. ... |
Citibank Mortgage loan modification,collection,foreclosure February 11, 2017 - After reading the latest actions, dated - - -, that " CFPB has taken against CitiMortgage in regards to giving the runaround to borrowers trying to save their homes mortgage services kept borrowers in the dark about options, demanded excessive paperwork '', which is stated that took place in -. The article also states that CitiMortgage must pay - to wronged customers : CitiMortgage must pay - to approximately 41,000 consumers who received improper letters from CitiMortgage. CitiMortgage must identify affected consumers and mail each a bank check of the amount owed, along with... |
Synchrony Financial Credit card identity theft / fraud / embezzlement February 5, 2017 - I am quite sure that Synchrony Bank, which issues both the - MasterCard and - Visa, has been charging many or most of my - purchases to both cards - in fact charging me double. They have probably been doing this to thousands of other people as well. I have used the - Visa almost exclusively since -, yet my - MasterCard bill for - is double what it was before. I first discovered this when I noticed I was not getting the promised 3 % cashback on - Visa purchases. This was because all of them were listed by Synchrony Bank as " -, '' although I do n't even have this card... |
NetSpend Corporation, a TSYS Company Bank account or service account opening, closing, or management January 31, 2017 - A company called NetSpend has twice sent me a debit card in the mail that I did not ask for. From what I understand, they gather people 's personal information, create a debit account in their name, and send them a debit card in the mail. The debit card had a phone number to call to activate the card, but said to just ignore the offer if I did not want it. It bothers me that a company opened a financial account in my name that I did not ask for. No, I did not activate the card, but I believe they would have had to create an account beforehand to be able to send me a card in the mail that was r... |
Experian Credit reporting unable to get credit report/credit score problem getting my free annual report January 24, 2017 - Well over a month ago I requested a free credit report. After at least three weeks I received notification that Experian required additional information to process my request. I mailed the information back with a copy of the letter they sent me. I just received notice that Experian will not be producing my credit report because they " are not affiliated with the annual free credit report program. '' I am not able to contact Experian directly regarding this issue. Please sue the fecal matter out of Experian. Please fine Experian to the point of bankruptcy. Then ensure all Experian board members... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information January 24, 2017 - I am a victim of identity theft and have personal information listed on my Trans Union credit report that do n't belong to me. The following addresses and employment data do n't belong to me : - - -, -, MN -, - - -, -, MN -, - - - -... |
Experian Credit reporting incorrect information on credit report information is not mine January 24, 2017 - I am a victim of identity theft and have been a victim of identity theft for over 10 years. I have fraudulent and unauthorized credit inquiries listed on my Experian credit report. The following credit inquiries are fraudulent and unauthorized : -, -/-/2017, -, -/-/2017... |
Experian Credit reporting incorrect information on credit report information is not mine January 19, 2017 - I am a victim of identity theft. Someone stole my personal information and opened up a - checking account and money market account back in -/-/-. The following checking and money market account are fraudulent and unauthorized : - Checking Account : -- : -. I have never opened a checking or savings account with -.The accounts do n't belong to me.... |
Experian Credit reporting incorrect information on credit report information is not mine January 19, 2017 - I previously disputed the following addresses that do n't belong to me, but still is listed on my Experian credit report. The following addresses do n't belong to me : - - - # -, - -, MN -, - - - -, - -, MN -, - - -, - -, MN -... |
Radius Global Solutions LLC Debt collection cont'd attempts collect debt not owed debt is not mine January 18, 2017 - In - of -, I cancelled my internet and cellular telephone service with - - because of their poor customer service. They bundled and unbundled my services too many times. On - -, -, I checked my credit report and found a collection item from Central Credit Services. I called Central Credit Services and was told that I owe - - for my final billing. However, I called - - in - and - of - to ask for my final bill and was told each time that my balance had been paid in full. On - -, -, I called - - and was told the final bill was due to cellul... |
Experian Credit reporting incorrect information on credit report information is not mine January 15, 2017 - I am a victim of identity theft and have been a victim of identity theft for over 10 years. I have an unauthorized and fraudulent credit inquiry listed on my Experian credit report. The following credit inquiry is unauthorized and fraudulent : -, -/-/17. The credit inquiry do n't belong to me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine January 15, 2017 - I am a victim of identity theft and have been a victim of identity theft for over 10 years. I have some unauthorized and fraudulent credit inquiries listed on my Trans Union Credit Report. The following credit inquiries are fraudulent and unauthorized : -, -/-/2017, -, -/-/2017, -, -/-/2017. Further, I have employment information that do n't belong to me. I have never been employed at - - - -.... |
Messerli & Kramer P.A. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 3, 2017 - I had to verify my address even after being asked if they were speaking to me on the phone. I told her who she was talking to, but she insisted I needed to verify my address, date of birth or last - digits of my social security number. After I did all of that it is then when she disclosed what the call was about.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine December 30, 2016 - I have addresses listed on my Trans Union Credit Report I have never resided at. The following addresses do n't belong to me : - - - -, - -, MN -, - - -, -, -, MN -, - - - - -, - -, MN -, - - - - -, -, MN -, - - - -, -, MN -, - - - -, -, MN -, - - -, -, MN -, - - - -, - -, -, MN -... |
Experian Credit reporting incorrect information on credit report information is not mine December 30, 2016 - I have an authorized and fraudulent inquiry listed on my Experian Credit Report. The following inquiry is fraudulent and unauthorized : - Credit/-. Further, I have addresses listed on my credit report that do n't belong to me. I have never lived at the following addresses and I want the addresses deleted immediately from my entire file and credit report : - -, MN -, -, -, - -, -, -, - -, -, -, - --, -, - -, -, -, MN -, -, -, - -, -, -, - -... |
TransUnion Intermediate Holdings, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt December 28, 2016 - TransUnion has refused to stop allowing an collection agency to report incorrect information on my credit report. - receivedan email from the reporting student loan company that they had the wrong person. TransUnion was made aware of the email and the fact that the student loan told - that they had the wrong person in writing. TransUnion has denied me the right to good credit with this incorrect information. This is affecting my life and my kids life. I 'm a homeless mother trying to buy a house. I ca n't with the fact that TransUnion is ruining my life and any chance of financial help d... |
Synchrony Financial Credit card billing disputes December 23, 2016 - Opened my account in -/-/2016 to make a purchase that i was told was under the special promo where i do n't have to pay interest for 6 months. Before the purchase I spoke to walmart employee and then - different customer support agents on the phone and was told that everything should be fine. My -/-/- statement included an interest charge. I called customer service back and was told i was not a part of the promo because i did not qualify but would not give me a reason why. They gave me no solution and basically said i would have to pay interest going forward. I then paid off my entir... |
Revenue Recovery Corporation Debt collection taking/threatening an illegal action threatened to sue on too old debt December 21, 2016 - I have made this Company aware that I 've been a victim of identity theft and also provided a police report to them. This company refuses to persue the person responsible for this Medical bill. I am and have always been insured by -. Additionally any bills I had would 've been sent to - and paid by -. It is also against the law to bill someone who 's insured by - for out of pocket medical expenses. This creditor has damaged my credit by reporting incorrect information on my credit report monthly.... |
Revenue Recovery Corporation Debt collection false statements or representation indicated committed crime not paying December 16, 2016 - I have disputed this account and have no verification of this debt. I am unaware of any outstanding medical bills that I owe this company. I have always had Medicaid as an Insurance provider. If I had any bills Medicaid would 've paid them. It is also against the law to bill someone who 's insured with Medicaid for any out of pocket expenses.... |
Experian Consumer Loan shopping for a loan or lease December 6, 2016 - Bank denied loan because of false information on Experian credit report. Credit report shows an outstanding balance on a medical bill that was paid off years ago. I have a letter stating we do not have any outstanding balance with them.... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score December 1, 2016 - I was the personal representative for my brother 's estate. As part of my duties, I contacted the three major credit bureaus notifying them of his death, plus requesting that a notice of death be added to his file, and a copy of his credit report be sent to me for the estate records. To each I submitted a detailed letter via certified mail containing my request, plus enclosed emboss stamped originals of both his death certificate and the Letters Testamentary from the courts naming me as PR. - returned a copy of his credit report to me with a death notice included in his file. Excellent. -... |
North Dakota Housing Finance Agency Mortgage loan modification,collection,foreclosure October 26, 2016 - I am so devastated and so very disappointed with my mortgage company " North Dakota Housing Finance Agency " I was unemployed for 9 months trying to figure out a way to keep from losing my home. I was told by them there was nothing they could do because I had no Income. I was on-line checking daily for different programs that could help me. Every time I found one I would call NDHFA to see if it would work. but every time it was " they did n't predicate in that program, or my loan was n't through that program. Mean while they had started the foreclosure on my home. When I was served I called th... |
TransUnion Intermediate Holdings, Inc. Credit reporting improper use of my credit report report improperly shared by crc October 25, 2016 - Transunion removed inquiries from my credit report and re-added the inquiries without notifying me.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info October 7, 2016 - Transunion removed inquiries from my report and added them back with proper notification and it 's against FCRA... |
Wells Fargo & Company Bank account or service deposits and withdrawals October 7, 2016 - I use Wells Fargo company strictly as a reserve banking institution, because all of my everyday spending and drafting from companies come out of - - - Accounts. For a majority of my history with them all I do is deposit funds with the hopes it will stay out of sight out of mind and build up for my families future. I had a checking account only, but signed up a month ago for a savings account and was supposed to get a - bonus for that. So far no credits. Over the last month I have put a large amount of money in this savings account ( only making deposits ) and Yesterday -/-/20... |
Experian Credit reporting incorrect information on credit report account status September 22, 2016 - . In - - I inquired about this account concerning an error on my bill. - - Bank would not talk about the details of the matter at hand or the account 's history. I followed up with a letter dated - -, -. This was in reply to the - -, - letter sent to me. At this point in time had ten cycles of six months minimum payments made to request the APR to be removed from this status so I can pay off this debt. I was never over 60 day past due. Please look at - action taken by -, the Experian Credit Reports dated - - and - -, - for the - and compare... |
Messerli & Kramer P.A. Debt collection communication tactics used obscene/profane/abusive language September 17, 2016 - The company is Messerli and Kramer, a debt collector. They took over the account I had with - - that was sent to - -. The original amount, according to my credit report was $3200.00. I paid - payments of $100.00 to Messerli/Kramer. When I called them the week of - -, the representative was very rude. Told me the balance was $ - My payment had stopped on - of 2015 - I have written proof of payments from my Credit Union . According to the balance, they have issued unauthorized charges of interest of approximately $1000.00. I told the representative, -, that I i... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status September 15, 2016 - Transunion continues to report that - of my loans from - - are filed in bankruptcy. All - loans were paid, never late and in full. I have provided them with a letter from - - that states these accounts are being reported incorrectly. Transunion sent me a letter stating that the information would be updated correctly and sent a new report with updated information. Now, a few months later the report is saying included in bankruptcy again. I have disputed this multiple times. They will no longer accept a dispute online. I have to mail the same information to them over again. Thi... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine September 3, 2016 - My credit report claims I opened a " Authorized Revolving Account on a FLE-IBLE SPENDING CREDIT CARD '' from - - -/-/- and that $25000.00 was spent on it between -/-/--/-/- which I had never put in for nor even heard of until I seen it on my report today. I do n't have a clue as to who opened this account nor where it got sent too, used at, etc. and would like a full report on this ASAP... |
TCF National Bank Bank account or service account opening, closing, or management September 2, 2016 - I 'm trying to close my late brother 's checking account at TCF Bank. I am the executor of his estate. I sent a letter requesting the closure with instructions for payment, along with original embossed seal copies of the death certificate and letters testamentary from the court. I 've called twice after sending the letter, and have been told they 'll contact me, but nothing. It 's been a month, which seems like more than enough time for this. They have my street address, email address, and phone number, and have n't reached out to me once with an update.... |
BBVA Compass Money transfers money was not available when promised August 17, 2016 - I set up a new account with a company named Simple, I went through the process to start a wire transfer, confirmed the mirco test deposits as they requested. Then set a transfer from my old bank of $500.00. Set to deposit in my Simple account on Monday - The money is not there and Simple refuses to tell me anything at all. They have demanded documentation including my social security number photo id and old bank statements from 2 months ago. They still refuse to give me any information they have hijacked my money.... |
LoanDepot Mortgage settlement process and costs August 15, 2016 - I closed on my mortgage loan on -/-/2016. My rescission period ended on -/-/2016. My funds were n't disbursed until -/-/2016. LoanDepot would not return any of my calls during that period. My escrow account changed and it took them that long to figure it out. They made me get updated payoffs before the closing and did n't use the updated payoffs at closing. Now on -/-/2016 I am getting phone calls from my accounts. They are all charging late fees and interest. I am very dissatisfied with the service I received and feel that LoanDepot should cover ALL the late interest... |
Wells Fargo & Company Mortgage application, originator, mortgage broker August 9, 2016 - I contacted Wells Fargo Home Mortgage to refinance my current mortgage. I informed them that I was behind and I filed bankruptcy about 6 years ago. They said no problem they could do it. My credit score was - which they said was good. I applied and then they said that I had to pay $11.00 for the credit report and $530.00 for the appraisal in order to continue on with the application process. So I paid them the $540.00. I never received the appraisal on my home. They never contacted the appraisal company to schedule a date or time. They denied my application based on behind on mortgage... |
Citibank Mortgage loan modification,collection,foreclosure August 2, 2016 - We feel that Citi Mortgage has violated may laws during our modification process. First we want explanation on the following : On - -, - we received a letter stating the following " We have completed a thorough review of your account based on the information you provided to us and we are please to share with you the following : You may be eligible for a modification of your loan. We will contact you shortly to discuss the details of modifying your loan. At the time of this letter the foreclosure sale scheduled to take place on - -, - should have been canceled. It was not canc... |
Citibank Credit card customer service / customer relations July 27, 2016 - -/-/2016 I called Citi credit card co. to get the payoff amount of my credit card, $610.00. I explained to the person at Citi that I would like to make the payment through BILL Pay - - because that is where all the other monthly payments were made. I explained that the payment would arrive about 5 to 7 days late and if that was OK I would proceed with the payment. I cut up the credit card and made what I assumed was my final payment. Citi did charge me a late fee of $25.00 and I was not aware of this until they started calling me in -/-/-. I did receive Citi card mail but was ... |
U.S. Bancorp Bank account or service deposits and withdrawals July 18, 2016 - no business.. I called several times to ph:- and expected amount inside my checking account - usd, nothing was like deposit since Friday - until today -. Teller said they can not help me, I need to travel to local branch office in -, --I am in -, -, because I do not know the pin for my d.card:-, exp.-/-/-.I can not go walking, without car, and they refused to tell me account number by phone or to inform - - for info for deposit . Always advises : do this, do that, until I received in - - -. The office in -, - is refusing me new opening for ... |
Citibank Mortgage loan modification,collection,foreclosure July 7, 2016 - We have not received a statement from Citi Mortgage who is our lender, since - 2016. In - we had to pay $26000.00 to Citi Mortgage in reference to a repayment plan due to being denied for a modification. We have no idea what our new balance is. If we have even received credit for that payment. We have also made payments in - and - that we have no record of proof it has been applied to our loan. On - - 2016 we received an email regarding a returned billing statement. The email states that the correspondence recently mailed was returned. I called the number on the email, spok... |
PayPal Holdings, Inc. Bank account or service account opening, closing, or management July 6, 2016 - Paypal notified me that I had the option to use the feature called pay after delivery. They also indicated I could turn on and off the feature as I wanted. This is untrue as now I 'm being told the system decides if I can or can not use the feature and there is no way to know until after I make a purchase even though my PayPal account says the feature is on. Its only fair that a consumer should know in advance what payment options are available to them before they purchase an item not after. It 's almost like a bate and switch. I bought the item believing I had been given 14 days to pay, then ... |
U.S. Bancorp Credit card closing/cancelling account June 28, 2016 - I 've had a secured account for years, and among other issues, i 've recently tried to close my account. It is secured with a $750.00 deposit through a local credit union who uses Elan Financial Services as a provider for the cards. I have paid my balance down to $750.00. In other words, my deposit and my balance bring our relationship to a $0.00 sum. I told them i wanted to close my account over the phone. They told me since my account is secured, I needed to provide information in a letter, faxed to a given number. That number is no longer in service. I called back and they appologized... |
Discover Credit card payoff process June 11, 2016 - I have had a credit card with Discover Card since -. My husband was laid off. During that time Discover worked with us and we completed a 12 month program. After the program was completed they offered me a settlement on of around $5500.00 on a $12000.00 balance but said they would revoke my card. I have been working hard to reestablish my credit and did not want to have them revoke my card. A few months later ( - ) after selling my home I was able to pay the balance of the credit card in full. I received a letter dated - -, -, after paying the balance in full, I received a l... |
Capital One Consumer Loan problems when you are unable to pay June 8, 2016 - We purchased a vehicle in - 2012 through Capital One bank. My husband was - - military at the time and had just left for -. He was not getting correct pay while on - and we got 3 months behind on our auto loan. Capital one said it was ok because he was covered under the SCRA and to pay when we could. We checked his credit to see that Capital one had charged off the auto loan after 3 months. We paid what we could on the loan when we could. My husband retired from the military and we did n't know how to deal with the auto loan showing as a charge off so we called Capital one to fi... |
Risecredit, LLC Consumer Loan shopping for a loan or lease May 27, 2016 - I wanted to take a loan to fix my car from an online source called rise credit. I knew that the Apr. Is extremely high so I wanted to pay it back in 3 months instead of the 16 month schedule they offered. How ever, I still was being cautious and wanted to know what exactly would be due in total if it was only 3 months of interest. They explained that the interest will vary depending on the principle Balance and they would n't be able to determine how much would be left on the principle. I spoke to - different agents and both gave me vague and round about answers and really were pushing me t... |
Big Picture Loans, LLC Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 18, 2016 - i took a loan out in the amount of - dollars i was only advised i would have to pay back -, i ended up paying back - dollars and now they are stating my loan pay off is in the ball park figure of - dollars i was never advised of the 850 % interest... |
Genesis Credit Management, LLC Debt collection disclosure verification of debt not given enough info to verify debt May 11, 2016 - I received a letter dated - -, 2016 from Genesis Credit Management in which they asserted that I owe a debt of $1400.00 to - - -. I sent them a letter dated - -, 2016 disputing this debt and asking for the name and address of the creditor and proof of my responsibility to the debt, along with requesting that the debt be reported as under dispute to credit reporting agencies, and also requesting that any further communications should be in writing and limited to either their failure to verify the debt or the information I requested. I sent the letter certified mail, retur... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure April 26, 2016 - To whom this may concern, My name is - - -, I am terrified that Wells Fargo has unlawfully foreclosed on our property that we have owned for - years. We just found out that we are being evicted -/-/2016, but we were never notified of any foreclosure proceedings. We live in North Dakota which is a judicial state ; in regards to mortgage foreclosures. Why are we being evicted when we never received any foreclosure paperwork from the courthouse, from a law firm or any other legal entity? We have suffered substantial financial & - loss because of my husband 's - medical issue... |