Experian Credit Reporting Complaint

Experian Credit reporting department,

Incorrect information on credit report Account status North Dakota

. In - - I inquired about this account concerning an error on my bill. - - Bank would not talk about the details of the matter at hand or the account 's history. I followed up with a letter dated - -, -. This was in reply to the - -, - letter sent to me. At this point in time had ten cycles of six months minimum payments made to request the APR to be removed from this status so I can pay off this debt. I was never over 60 day past due. Please look at - action taken by -, the Experian Credit Reports dated - - and - -, - for the - and compare it to the Experian Credit Reports dated - -, - and - -, - for the - period. They are different. The later reports ( - and - ) were used by them to justify the action. My case never went into debt collection. I was receiving updated credit cards during the years, and I had purchasing rights see - - billing statement. Please evaluate my case in regards to the Credit Card ACT and FEDERAL RESERVE SYSTEM 12 CFR


I am highly concern about - - future reporting on this credit line item because it is an open-line capital account : line of credit with no collateral. This account is based on solely on my good credit history and my credit rating. This action questions my inability to pay to other creditors and not the dispute between us over the high APR rate 27.240 % for accounts in defaulted on contract. I am fighting to change the APR rate, pay the debt, protect my good credit history, and my future financial creditability. I have learned from the - ( letter dated -/-/- ) that - blocked my ability to get loans possibly indefinitely.