Review and Analysis of over 21,070 financial product complaints in New Jersey
| Company | Complaints |
|---|---|
| Bank of America | 2,291 |
| Wells Fargo | 2,002 |
| JPMorgan Chase | 1,222 |
| Citibank | 1,203 |
| Ocwen | 949 |
| Experian | 939 |
| Equifax | 864 |
| TD Bank | 696 |
| Capital One | 670 |
| TransUnion | 632 |
| PNC Bank | 498 |
| Nationstar Mortgage | 474 |
| Ditech Financial LLC | 365 |
| GE Capital Retail | 364 |
| Santander Bank US | 323 |
| Amex | 294 |
| Navient | 269 |
| HSBC | 210 |
| Pressler & Pressler, LLP | 209 |
| Encore Capital Group | 180 |
ProCollect, Inc Debt collection communication tactics frequent or repeated calls January 3, 2020 - Over the course of about 2 1/2-3 weeks in -, I received constant repetitive calls from Procollect Collections Agency. I have had to block the number from my phone as a means to stop constant calling due to the interference of these calls in my personal and academic life ( I am a student and was receiving these calls at different periods throughout the day ). These calls are repetitive, annoying, and I am being harassed by the employees of Procollect. Additionally, I never received any kind of mail/validation of debt from Procollect and was not made aware of my right to dispute.... |
Convergent Resources, Inc. Debt collection communication tactics frequent or repeated calls October 31, 2018 - I received 5 calls, back to back, on -/-/18. This morning, on -/-/18, I already received 2. I receive at least 3 phone calls every day from this number, 7 days a week, to the point that I had to block it in my phone. This has been ongoing for at least thirty ( 30 ) days now. I am making payments to a Convergent account on a debt and I am doing so diligently, and this is the only account I have with them. As I am making payments, there is NO need to constantly keep calling me.... |
CCS Financial Services, Inc. Debt collection attempts to collect debt not owed debt is not yours September 12, 2018 - On -/-/- I pulled a hard copy of my credit report and noticed a negative account that I had never seen before. That same day -/-/2018 I reached out to the company via certified mail and asked them to validate the alleged debt. It has been well over 30 days and I have yet to receive a response.... |
Pressler & Pressler, LLP Debt collection took or threatened to take negative or legal action sued you without properly notifying you of lawsuit July 25, 2018 - Pressler Pressler located in - New Jersey harasses me with phone calls and threats for a long time. They they took me to court but I did not receive notice because I moved. They won in court because I didnt know about the case. My check has been garnished, I tried to fight it in court but the - County Judge told me too late, too bad. I have had my check garnished for approximately 3 years even though I know Pressler Pressler has been proven guilty of unethical practices many times over. I would like to be able to stop this illegal garnishment, and receive all monies paid to them back.... |
TekCollect Inc. Debt collection attempts to collect debt not owed debt is not yours January 31, 2018 - I looked at my credit report and found a collection for $- from TEK Collect, this account does not belong to me.... |
Sa-Vit Enterprises, Inc. Debt collection written notification about debt didn't receive enough information to verify debt January 29, 2018 - This company has been sending me noticed that I have no knowledge I have no knowledge of this debt agreement with them. It is illegal to collect on an erroneous debt that I have no knowledge of. I didn't have contract agreement with them. I want them to stop harassing me with sending me erroneous debt letters. They have reported it to the credit bureaus and I don't know them.... |
Delta Management Associates, Inc. Debt collection communication tactics frequent or repeated calls January 29, 2018 - This company has been harassing by phone daily in all hours of day and night ( automated and live person ) for more than a month without reason or reference Therefore they are in violation of the FCRA I have no knowledge of ANY debt agreement with them. It is illegal to collect on an erroneous debt with them that I have no knowledge of I didn't have signed contract agreement with them. They did not send me a written notice of this alleged debt I have mailed them a cease and desist letter and asking them what original debt that I owe Delta Management.... |
Quality Asset Recovery LLC Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged January 2, 2018 - Dear Customer Care, I have no knowledge of this account. please remove this from my credit profile. thanks -... |
Selip & Stylianou, LLP Debt collection written notification about debt didn't receive enough information to verify debt August 3, 2017 - Sent mutliple letters and faxes to company as means for debt verification and have not been given a response back from them. Company however is attempting to sue me.... |
WELLS FARGO & COMPANY Mortgage trouble during payment process June 24, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of - 2011 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
HSBC NORTH AMERICA HOLDINGS INC. Bank account or service account opening, closing, or management April 21, 2017 - I signed up for an HSBC Checking acc ount which offered a $350.00 welcome bonus after completing requirements. I have no received the welcome bonus.... |
Citibank Mortgage loan servicing, payments, escrow account April 12, 2017 - - S.S. # - / CONTACT NUMBER - email - ADDRES - NJ - RE : CITIMORTGAGE INC ACCOUNT # - Complaint against CitiMortgage Inc. CitiMortgage Inc. refuses to report the statu status of the account correctly to - , reporting account # - as derogatory and late 120 past due. The account status should be reported as paid and closed as evident by tax forms - and - and my -/-/- tax return in witch I was required to pay capital gain taxes for the property list as - NJ. -.This is my primary residence since -/-/-.CitiMortgage Inc. also refuses to identify to m... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure April 12, 2017 - Ref : CFPB Case - I have alleged fraud in Wells Fargo 's treatment of my mortgage problems in the above captioned case. Wells Fargo appears to be trying to extend their reply to after the sale date of my home. This would result in a sheriff 's sale of my home and the rendering of my appeal alleging fraud moot.... |
New Century Financial Services, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 8, 2017 - Hi, The following complain disputing again New Century Financial Services , Inc. for NOT reporting accurate credit information. An account was placed under my name erroneously. Since then, New Century Financial Services , Inc. Has damaged my name, and my credit. New Century Financial Services , Inc. has entered derogatory information into my credit file. After multiple attempts to contact New Century Financial Services , Inc., The Company is unresponsive to any of my inquiry. A request has been made for the company to provide validation of this debt. So far, the company has not comply with th... |
Citibank Credit card billing disputes April 7, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of -/-/2015 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
Michael Harrison, Attorney at Law Credit reporting incorrect information on credit report account terms April 6, 2017 - After viewing a copy of my credit report, I noticed a collection account placed on my credit reporting from - in -/-/2014 Account # - - and Account - -. I am requesting that they allow me to validate the alleged debt. I am unaware of any outstanding medical bills that I possess, and I am seeking the name and hospital/medical provider to which I owe the debt and a detailed breakdown of the fees that I owe. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I did not giv... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation problem with statement of dispute April 5, 2017 - The complain is filed to TransUnion that it did not conduct dispute investigation as a credit agency is expected to do - verify claim evidence for its legitimacy. A creditor made a fraud claim of debt to my account in TransUnion by providing a set of fraud delivery evidences, showing the delivery address not my address, the recipient signature neither my signature nor in my name. At my request, the creditor had provided me the same set of delivery evidences so I know exactly the story. When I saw this claim on my TransUnion credit report, I filed first dispute with TransUnion in -/-/-, a... |
Citibank Credit card apr or interest rate April 4, 2017 - - NJ - - Corporate Office : To whom it may concern, Grievance : Home depot customer service representatives failed to provide information for the hardship program when I was unable to make payments. I was unemployment, divorced and subsequently developed a -. During this time I responded to several phone calls from customer service representatives when payments were late or no payment was able to be made. I provided the representative with the reason for the inability to may monthly payments. No discussion other than when can you make a payment was the prevailing factor and conce... |
Convergent Resources, Inc. Credit reporting incorrect information on credit report account terms April 4, 2017 - On -/-/2016 I contacted Convergent Outsourcing Inc. to settle a debt that was not listed on my credit report at all. I spoke to a rep and she explained to me that the settlement is for $270.00, which by paying this amount the debt would be considered paid in full and it would be cleared up. I paid it and within the same day I received an alert that they changed my account twice ( they duplicated the payment and my credit card company reverse one of the transactions ). I thought everything was over, but in -/-/- I received an alert from my credit monitoring app that Convergent Outsourc... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 4, 2017 - I have been disputing multiple fraudulent accounts on my credit reports with -, - and Transunion to no avail. I have sent in verifiable proof multiple including identity theft affidavit and police reports, yet the credit report agencies have not deleted this information in over a year of multiple dispute attempts over the past two years. They continue to state that these accounts have been verified by the creditor but when I ask for proof of verification, they never send the proof to me to validate there results. These are all fraudulent accounts! I am in process of filing a lawsuit ag... |
Citibank Credit card billing disputes April 3, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due as of - 2016 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
Ditech Financial LLC Mortgage loan modification,collection,foreclosure April 1, 2017 - - - To : CFPB On -/-/- my father past away due to a - and my mother was the executive of his state. A few months later I was place on the loan for the mortgage and the deed was registered under my name and my mother 's name and also the house with was already - - dollars in late fees. I reach out to Green tree to start the loan modification because of financial hardship. A few months later Green Tree sold the loan to Ditech Financial - ACCT # -. Ditech sent me a packet witch, include a hardship form to fill out and send back to them. I sent all my financial informatio... |
Bank of America Money transfers other service issues March 31, 2017 - Money is transferred from Bank of America in New Jersey US to - ( - - : - ) in - - for $9900.00 USD. Even after 14 calendar days money is not deposited into the destination account. Complaint is filed to trace with Bank of America and waiting for their reply and will contact them in another 3 days to check on the status... |
Barclays PLC Credit card advertising and marketing March 31, 2017 - Barclays Wyndham Visa credit card is not honoring their - pt offer when I applied. Originally while on a trip to - in -/-/- a Wyndham representative indicated that I can link my - account when I Apply to the Barclays Visa Credit card and I will earn points. Plus I would get - bonus points after I make a certain dollar purchase on the credit card. This IS the information that I was told. I did my due diligence and I started using the card. In -/-/- of this year I called to follow up with the missing - points and I was told that it might be in the next billing cycle sinc... |
Pressler & Pressler, LLP Debt collection improper contact or sharing of info contacted me after i asked not to March 30, 2017 - I received the attached letter, acknowledging it would be the last contact I will be receiving. However, they are still calling me at least once sometimes twice per day on both my mobile and my home phone as recently as today -/-/2017.The letter attached specifically states " you will no longer be contacted regarding this debt, as such, this will be the last communication you receive from this office ''... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine March 30, 2017 - TransUnion is reporting account number - with - that is an Authorized User account and is not mine. This account was never mine and should have never been on the report.... |
Citibank Credit card billing disputes March 30, 2017 - The account above is currently reporting on my credit report but I am only an authorized user. I would like to remove myself immediately.... |
M&T Bank Corporation Mortgage loan modification,collection,foreclosure March 29, 2017 - The lender failed to provide the required notice of additional required documents within five ( 5 ) business days in violation of Regulation -, 12 C.F.R. 1024.41 ( b ) ( 2 ) ( B ). Therefore, this client 's application was entitled to be treated as facially complete pursuant to Regulation -, 12 C.F.R. 1024.41 ( c ) ( iv ).... |
Bank of America Credit card other fee March 29, 2017 - Bank of America charged an annual fee of $79.00. Although they were charging this fee for the first time ( they do n't charge it the first year to get people to sign up ) they would n't refund the fee even if the account was cancelled. They claim to have sent a notification email, however they made the subject of that email " Your Credit Card Legal Notices Are Now Available '' no mention of a fee. In fact, to see the details about the fee you 'd have to click on a link inside that email and be redirected to their website. Although the fee is for the coming year, 95 % of which is still unused... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report personal information March 29, 2017 - Wrong address reported on a - account... |
Citibank Mortgage loan servicing, payments, escrow account March 28, 2017 - I am providing information of concerns related to the actions of my lender in creating an escrow account that has created a very stressful financial burden. I could n't understand why CitiMortgage did this because we had been paying our taxes. They told me a notice regarding this was forwarded which I told I had not recalled seeing. I informed that I open every piece of mail received from their office and shared I found it interesting that they had not sent this notice " certified '' and " regular '' mail, which is something Citi often do. In this case that did not happen. But because the bank... |
Specialized Loan Servicing LLC Mortgage loan servicing, payments, escrow account March 27, 2017 - Specialized Loan Servicing ( SLS ) has once again threatened to purchase insurance on my behalf in the amount of $89000.00. which well exceeds the amount of my loan with SLS ( of which I owe less than $20000.00 ). I have no other loans on my property and SLS has no right to purchase any insurance in my name. I sent ( Certified Mail ) and faxed SLS proof of the Discharge of Mortgage with the 1st mortgagee ( - ) and therefore am not required to obtain more flood insurance than I owe SLS. I provided SLS with a copy of my - flood insurance in -/-/2016. I have also requested that SLS pr... |
Wells Fargo & Company Mortgage loan modification,collection,foreclosure March 27, 2017 - In - my wife, -, and I obtained a Pick-A-Pay mortgage from - which was acquired by Wachovia Bank and finally by Wells Fargo Bank. In - Wells Fargo Bank consented to a special loan modification - - - to satisfy a class action lawsuit alleging fraud. The New Jersey Attorney General 's office reached a similar agreement with Wells Fargo. The - would have eliminated accrued interest payments and would have eliminated some principal. In my case, shortly before the new modification was announced, Wells Fargo forced me under threat of foreclosure to accept an ARM which had sha... |
Synchrony Financial Credit card closing/cancelling account March 27, 2017 - I had Care Credit Credit Card with Synchrony Bank. On -/-/2016 i paid the Balance $50.00 and I asked to close the account. I kept sending me statements. I called they inform that i have to pay interest and they will waive the late charges. On -/-/2016 I paid $260.00 and close the account. till now I am getting statement with interest and late charges. When I contact them the said it is different account, of which i did not open.... |
Synchrony Financial Credit card billing disputes March 26, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days late on -/-/2015 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
U.S. Bancorp Credit card delinquent account March 26, 2017 - Elan Financial Services began servicing a current Fidelity credit card that I own. During the transition, Elan turned off my automatic payment status which was in place with Fidelity. Because of that, my payment was not processed for one month. Elan failed to notify me of this either by phone, email or mail and my status became 30 days late. Elan acknowledged that they erroneously turned off my auto pay and agreed to remove my 30-day late status with the - credit reporting agencies, -, - and -. I have called Elan repeatedly and have asked that they update my status from late to cur... |
Wells Fargo & Company Consumer Loan problems when you are unable to pay March 25, 2017 - I have a loan with Well Fargo Bank.. my car was repossessed on Tuesday -/-/2017 I totally understand that I was behind in my payment and my payment history was not the greatest. But I have the money to pay the back payments and they refused to take it and suggested I pay - then I can get the car back ... I want my car ... I called everyone and they had me on hold for a total of 4 hour within three days and they said they can not reverse it,,, I know I made a mistake but I need my car and I have the means to pay and continue to pay. Please help me,,,... |
Servis One, Inc. Mortgage loan servicing, payments, escrow account March 23, 2017 - this is a follow up to this complaint - we were never given the option to modify this loan. we were steered into a deed in lieu then were told that they would do a short sale and take care of all the liens on the property. they knew about the liens since - of - since that was when the initial title report was pulled. we were run around in circles and provided a short sale approval with - liens. we assumed that the lender took care of this but to our dismay it was not. then we were told that once it got under contract that then the lender would work the liens out. i have corresponde... |
Midwest Recovery Systems Debt collection disclosure verification of debt not given enough info to verify debt March 23, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record March 22, 2017 - After Reviewing My Transunion credit report I found their was a bankruptcy showing on my report. I first contacted the reporting agency as seen on my credit report, NJ bankruptcy court via mail. They wrote me back indicating that they have no correspondence nor do they report to any of the - credit bureaus. I then contacted Transunion and requested that they validate this negative account and provided me with copies that clearly state that NJ bankruptcy court is n't reporting to their agency. I received a letter back from Transunion stating that they have validated the debt. They have not p... |
Experian Credit reporting incorrect information on credit report public record March 22, 2017 - After Reviewing My Experian credit report I found their was a bankruptcy showing on my report. I first contacted the reporting agency as seen on my credit report, NJ bankruptcy court via mail. They wrote me back indicating that they have no correspondence nor do they report to any of the - credit bureaus. I then contacted Experian and requested that they validate this negative account and provided me with copies that clearly state that NJ bankruptcy court is n't reporting to their agency. I received a letter back from Experian stating that they have validated the debt. They have not provide... |
Bank of America Credit card billing disputes March 22, 2017 - I have two issues. I have a credit card with Bank of America. I put in a change of address with them. I did not receive my bill and received a late fee. I subsequently paid my bill. I requested that they waive the fee and they turned me down. As a - I complained to investor relations and they notified a debt collector who sent me an email yesterday.... |
Shellpoint Partners, LLC Mortgage loan modification,collection,foreclosure March 22, 2017 - - -, - - - - ( - ) - - - To : CFPB On -/-/- my father - due to a - and my mother was the executive of his state. A few months later I was place on the loan for the mortgage and the deed was registered under my name and my mother 's name and also the house with was already - dollars in late fees. I reach out to - to start the loan modification because of financial hardship. A few months later - sold the loan to - ( - ) - ACCT # -. - sent me a packet witch, include a hardship form to fill out and send back to them. I sent all my f... |
Bank of America Credit card billing disputes March 22, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 120 days past due as of -/-/- 90 days past due as of -/-/-, -/-/- 60 days past due as of -/-/-, -/-/-, -/-/- 30 days past due as of -/-/-, -/-/-, -/-/- I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
HCFS Health Care Financial Services, Inc. Debt collection disclosure verification of debt not given enough info to verify debt March 21, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ... |
March 21, 2017 - Macy 's credit card charged me a late fee for no reason at all. I used Macy 's credit card to purchase some merchandise. I paid the balance in the previous cycle. During this current cycle, I returned merchandise and received refunded. Macy 's insisted that I have to pay the full amount of previous balance in light of - of dollars of refunds. it charged me $27.00 late fee for - balance.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report account status March 21, 2017 - -/-/- - - - - - - - . - -, New Jersey - SSN : - DOB : -/-/- TransUnion Please be advised that this is my THIRD WRITTEN REQUEST and FINAL WARNING that I fully intend to pursue litigation in accordance with the FCRA to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding your continued willful and negligent noncompliance. Despite my previous 2 written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. You stated in y... |
Citibank Credit card advertising and marketing March 20, 2017 - I purchased merchandise at Macy 's website in -/-/- and earned Macy 's money. I used the Macy 's money to purchase merchandise. I returned a coat which I paid $19.00 in -/-/-. Macy 's only refunded me $9.00 claiming it withheld $10.00 for the Macy 's money I used. I returned the merchandise which was bought by using Macy 's money and my credit card on -/-/-. The return is $35.00. Macy 's has not refunded the money to me after it received the returned product.... |
AmeriCollect Debt collection disclosure verification of debt not given enough info to verify debt March 20, 2017 - This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct ... |
Citibank Credit card billing disputes March 20, 2017 - This account is reported in to -, - and -. The account is being reported to have a derogatory rating which is very troubling to me! I am concerned about my credit because I was recently denied a loan and my existing credit accounts have increased my interest rates. This negative rating has caused me serious financial distress and will continue to cause me financial and - until this issue is resolved. In researching my legal rights, I have found several items that I understand I am entitled to. In order to rectify this situation and ensure my rights have not been violated in any w... |
Citibank Credit card identity theft / fraud / embezzlement March 20, 2017 - I have a Citi visa best buy card that has been tampered with and charges were made on my account that are not mine. The only charge on my card is from -/-/- from - for -. Citi still has my account with a balance of the following below : Last Reported -/-/- Creditor Name CBNA Account Type Credit Card Account Status Open Opened Date -/-/- Closed Date - Limit $2000.00 Term - Monthly Payment $65.00 Responsibility Individual Balance $1300.00 Highest Balance $2200.00 Payment Status Current Worst Payment Status Current Date of Last Payment -/-/- Amount Past Due $ -... |
Citibank Credit card customer service / customer relations March 19, 2017 - Not a complaint its a plea for loyalty for loyalty. I have been with - for almost 30 years. i have a charge i made that is a JOINT bill and i have to take someone to court to get it paid and me paid. I have paid what i can. i am asking for the interest to be WAIVED for 3 months until i can get the money based on my good record. I know as of the writing of this no interest has been assessed but it will be shortly. PLEASE consider this based on my excellent record and excellent long term payment history with Citi. Card ends in - Just 3 months. I have written in to Exec customer service wit... |
Citibank Credit card billing disputes March 19, 2017 - I routinely pay my myBestBuy credit card through Citibank in full. Occasionally, I try to make payments in advance of the next billing cycle. This is the only credit card I have ever had that refuses to let me do so, telling me that I 'm not allowed to make any more payments at this time. The ability to send a payment is literally blocked. I just was just charged interest on purchases on -/-/-, despite not having financed anything, as far I can tell. It is suspicious that the system keeps clients from making payments. I ca n't even tell if I am going to be subject to finance charges. I wa... |
Citibank Credit card billing disputes March 19, 2017 - I went online in - 2017 noticed a fraudulent charge of $35.00 on my Macy 's Amex credit card, a card which I have n't used in a very long time. I contacted Macy 's customer service and told them of the fraudulent charge and they told me they would investigate. Three weeks later, they sent me a form to fill out which asked me to detail the specifics of the charge, including date, transaction name and amount. I was not able to do this as Macy 's has refused me access to my account online and had not sent me a statement showing the fraudulent transaction. I have the legal right to receive my... |
Citibank Credit card customer service / customer relations March 18, 2017 - - - - - - -, New Jersey - -/-/- Office of Privacy and Civil Liberties - - - - -, - - - Citibank Customer Service - - - -, SD - To Sir or Madam I am writing to bring to your attention a serious issue I had with the Citibank. On -/-/- a representative from Citibank Collection Department called my home. The caller spoke to my spouse and went into details about my credit card bills. My spouse is not my co-signer on my applications. I want to report this matter because I feel that Citibank 's representative broke the Privacy Ac... |
Citibank Credit card unsolicited issuance of credit card March 17, 2017 - On -/-/- I was misinformed by a Macy 's employee at the - location that the Macy 's Credit Card was a " Rewards Card '' that was in no way a credit card. Was told that i would need to activate the Rewards Card later when i received it in the mail, which i never did receive. The employee told me if i signed up with the card i would receive a discount on the item i was looking to buy as a - present, since it was initially out side of my price range. I handed this employee my debit card to pay for the item, she took the card and came back with a receipt for my signature. Today, -/-/-... |
U.S. Bancorp Credit card identity theft / fraud / embezzlement March 16, 2017 - I found that US Bank opened a fraudulent credit card account under my name for a thief, who somehow stole my SSN and maybe DOB. As the thief also reported a brand new address, which does n't match any of existing addresses in my credit reports, US Bank should conduct more rigorous underwriting process and due diligence, require proofs of the new address and contacting me at the address that is listed in CR 's. They also should be surprised ( and stopped ) by total absence of any mortgage for this new property and seeing that my existing mortgage for the CR listed address is not paid off ( like... |
Citibank Credit card billing disputes March 16, 2017 - I was shocked when I reviewed my credit report and found late payment on the dates below : 30 days past due -/-/2014 I am not sure how this happened, I believe that I had made my payments to you when I received my statements. My only thought is that my monthly statement did not get to me.... |
Professional Medical Management, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt March 16, 2017 - -sentdetailedinformationtoacompanybythenameFinancialRecoveries.Irecentlyrecievedprinteddetailedinformationfrom : FinancialRecoverieswithinformationintheirattempttocollectadebtin whichmyHealthCareProviderdidpay.Thisinformationgivesexplicit detailsregardingtests, labs, etc... |
Simon’s Agency, Inc Debt collection disclosure verification of debt right to dispute notice not received March 16, 2017 - I was working with - - - without verified Debt. I missed a payment and two weeks later - collection reports Where on my credit report. It is my understanding I was paying towards one bill from one company and not -. This is a violation of my rights and an attemp to destroy my credit profile.... |