Experian Credit reporting department,
Incorrect information on credit report Public record New Jersey
After Reviewing My Experian credit report I found their was a bankruptcy showing on my report. I first contacted the reporting agency as seen on my credit report, NJ bankruptcy court via mail. They wrote me back indicating that they have no correspondence nor do they report to any of the - credit bureaus. I then contacted Experian and requested that they validate this negative account and provided me with copies that clearly state that NJ bankruptcy court is n't reporting to their agency. I received a letter back from Experian stating that they have validated the debt. They have not provided any such documents bearing my signature, or any documents supporting their claim to be valid. I sent Experian certified letters on -/-/- and -/-/- asking again that they validate the alleged debt and if they cant please delete the account from my report. I noted in my letter that proof of validation is a document bearing my signature, or any court documents stating that they our reporting a Bankruptcy to their agency. As of -/-/- Experian is still reporting bankruptcy on my credit report.
Experian customer in New Jersey
Mar 22, 2017
* Source: CFPB Complaint Database
Experian response to complaint:
Closed with explanation
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