HCFS Health Care Financial Services, Inc. Debt Collection Complaint

HCFS Health Care Financial Services, Inc. Debt collection department,

Medical Disclosure verification of debt Not given enough info to verify debt New Jersey

This is my second request for " validation of debt '' in regards to this account. Why am I having to send a SECOND REQUEST? If you are confident enough in the accuracy of this account 's content to report it to the credit reporting agencies, why are you unable to honor my request in a timely manner? This is a simple request of validation that should be easily provided and not a refusal to pay. Would you just pay anybody just because they said you owed them? I work too hard for my money to just hand it away without sufficient proof that I am the correct debtor and am being billed the correct amount. The fact that it is taking so long for you to validate, makes me think that you are stalling due to not having proper documentation. I am formally and once again requesting a validation of the aforementioned debt.


The name, address, and phone # of the original creditor, since you are a third party collection agency. Proof that you are authorized to collect this debt on behalf of the original creditor. A detailed history of ALL transactions on this account including but not limited to all payments, refunds, interest, fees, etc.