Review and analysis of over 119 complaints against Synchrony Financial
Synchrony Financial consumers have reported over 119 official complaints related to Other. Out of the 119 consumer complaints against Synchrony Financial, 13% were disputed by the consumer (i.e. the consumer was not happy with how Synchrony Financial responded to their complaint) and 100% were processed in a timely manner. 8% of consumer complaints against Synchrony Financial resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 25% resulted in non-monetary compensation.
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Synchrony Financial Credit card other April 11, 2017 - - CT - VA - Amazon Prime Store Card - Synchrony Bank Will not report my good payment history to - credit reporting agencies it had been over six months and they still have not re ported my payment history or my correct balance -, FL -... |
Synchrony Financial Credit card other March 31, 2017 - I had fraud on my account and I contacted the company to make them aware of it. They closed down my card but the fraud is on my current account and making my monthly minimum payment higher, my card is over the limit due to the fraud. The fraud was transferred to the new account.... |
Synchrony Financial Credit card other March 30, 2017 - Today I called Paypal - Account ending in - to see what my balance is since I have n't received any communication from them. I found out my account was closed and my balance was transferred on -/-/2016 to my PayPal -. My issue is I had set up automatic payments to PayPal - account for minimum payment due on -/-/2016. As of -/-/2016 to current date, minimum payment due is still being taken out of my checking account for a total of $310.00. In addition, I made additional payments to - from another checking account for a total of $300.00. Thats a total of $610.00 which ... |
Synchrony Financial Credit card other March 30, 2017 - I contacted the billing department regarding the amount of interest charged on my most recent statement. I had questions about the balance amount used to calculate the interest amount. I asked for the rep to help me to understand, but she refused. I then spoke to a supervisor named -. She stated all that she could is open an " adverse action '', their inquiries department will research my concern and send me a letter within 30 days. I stated I am fine with this. At no time did I dispute this account or the balance owed. Less than 30 minutes ago, I received an alert of action on my - cred... |
Synchrony Financial Credit card other March 22, 2017 - I purchased. The item does not work. I want a credit on my account. They will not.... |
Synchrony Financial Credit card other March 22, 2017 - PayPal Mastercard by Synchrony Bank I have n't had this card long at all, however every single time I make a payment my payment is not showing in my available credit and every single time I have to contact this issuer and ask WHY? They continuously tell me they are 'waiting for confirmation ' - yet do n't tell me what that means. For example, last week I made a $200.00 payment, it was taken out of my personal bank account 24 hours later, yet 48 hours later from that it is still not reflected on my account. I contacted them yet again, they tell me to 'wait ' another 48 hours 'to see if it is ... |
Synchrony Financial Credit card other March 21, 2017 - Credit Card Issuer : Synchrony Financial FCRA/ CFR and FDCPA Credit Reporting Violations To Whom It May Concern : The process to resolve this credit reporting issue began when repositories - plus - received my certified disputes, challenging their reporting of item SYNCBANKJCP - - ; on Wednesday, -/-/2016, and Thursday, -/-/2016. Further, in my efforts to have the unverifiable listing deleted, I methodically completed ( as per the FCRA/ relevant federal statutes ) each required step of the dispute process, yet to no avail. NOTE : It was my intention based on the " attempt to co... |
Synchrony Financial Credit card other March 20, 2017 - I opened an account with Synchrony Bank/Lowes. My limit was set at $1500.00. I used the available limit and then made payments on the account bringing it down to $1100.00. I recently paid the balance down to $800.00 dollars. After I made the payment they reduced my credit limit from $1600.00 to $840.00. However they reported the credit limit decrease to - credit bureaus but failed to report the correct credit balance which significantly affected my credit score resulting in the denial of a loan. So it currently states on my report that I have a credit limit of $840.00 dollars wi... |
Synchrony Financial Credit card other March 15, 2017 - 1. Incorrect payment application 2. Deceptive advertising 3. Fraudulent / incorrect 4. Incorrect amortization of finance charges ongoing 5. Disregard for basic Truth In Lending Statutes 6. Misleading statements 7. Inability to access promotional charges through online interface I made multiple special financing purchases through my Amazon Prime Store Card which is provided by Synchrony Bank and serviced by Synchrony bank. During the course of these promotional periods, I also made normal routine purchases on my Amazon Prime Store Card. I have repeatedly had to message in, every month prett... |
Synchrony Financial Credit card other March 14, 2017 - I overpaid by over $1300.00 my Sam 's credit card which is financed by Synchrony bank on -/-/2017. I have made multiple calls to the bank to get the overpayment refunded back to my account. The customer service person said they ca n't refund the money back to my account, but they ca send a check in 15 days. This money have been out of my account since -/-/-, today is -/-/-, why have n't I received my refund. This is unfair to the consumers because these banks take the money out of your accounts in seconds, but it takes weeks for the consumer to get their money back.... |
Synchrony Financial Credit card other March 11, 2017 - Alleged outstanding balance paid online using online web pay ( Lowes.com ). Found out about alleged outstanding balance while applying for a mortgage. The alleged amount was paid. In an attempt to not prevent mortgage processing delay, sent an additional sum in the amount if $470.00 ( with an additional $100.00 to ensure account finalized ). No efforts on the part of the creditor ( Synchrony ) to investigate the account - they just presented $570.00 in funds sent to them without investigating anything. I am - military and had not heard ANYTHING at all from this bank despite having oth... |
Synchrony Financial Credit card other March 8, 2017 - Synchrony Bank opened a credit card account in my name without my knowledge or permission. Then sent me a credit card through the mail to my residence.... |
Synchrony Financial Credit card other March 6, 2017 - I have a Wal-Mart credit card that I recently paid off, - -, in the amount of $ -. Today, my wife looked at our account, lo and behold, Wal-Mart had withdrawn an identical payment on - -. It was listed the same way as the previous payment, an online payment. My wife called our bank, and they could stop the still pending payment, but they would charge us. Even though it was an identical amount for an insanely high dollar value. They told her to call the credit card. When my wife called them to talk to them, they went between saying we did it, our bank did it, maybe a 3rd party di... |
Synchrony Financial Credit card other March 6, 2017 - I have an unauthorized Walmart credit card account in my name.The account was put in my name a little after i was the age to have a credit card. I 've attempted to dispute it since i knew what credit was. It is an account with GE money bank.... |
Synchrony Financial Credit card other February 25, 2017 - Charge-offs stay on your credit report for up to 6-7 years from the date the account was charged off. However, I was told that it will be removed before then. It has been already over 6 years.... |
Synchrony Financial Credit card other February 21, 2017 - SYNCB/Chevron reports acct # - as a charge off/bad debt on my - and - credit report. I have sent 2 certified letters on -/-/- that was Chevron recieved on -/-/-, requesting a validation of debt. Chevron was unable to provide a validation of debt, bearing my signature sealing a contract between myself and Chevron. However, Chevron marked the debt as in dispute. On -/-/-, I sent another certified letter that was received on -/-/-, requesting again for a validation of debt. Chevron, again failed to provide a validation of debt bearing my signature. I '... |
Synchrony Financial Credit card other February 15, 2017 - I received a - from Synchrony Bank for a PayPal credit card. The - stated the identifiable code for the cancellation of debt was " G '', which is " Decision or policy to discontinue collection. '' Due to this, I submitted a request to - to remove this account from my credit report, they did not. I am requesting that this account is removed from all of my credit reports due to the fact that Synchrony Bank is discontinuing collection, issued me a - and I am now liable for the amount of debt discharged on my taxes. The continued reporting of this account on any of my credit reports is... |
Synchrony Financial Credit card other February 15, 2017 - I need your support. I have - credit cards issued in my name from Synchrony Bank. I am regular payee of all my debts and there has been never late payment charged. However both my account has been closed without informed me and without giving any justified reason. When called up the bank they informed me it account has been closed because of security issue. However they informed me any security reason. Also there has been no mail communication for said reason. Because of this my credit score has been degreed and these inquiry remain 2 years in my credit score. This is a mental harassment fo... |
Synchrony Financial Credit card other February 12, 2017 - To Whom it may Concern : I am hereby writing this letter to request for a onetime settlement of the outstanding balance 's on my Synchrony card accounts. I have been struggling with financial difficulties for the past six month on accounts of my lay off due to the economic downturn. I am finding it very difficult to make monthly payments to my account. I sent you a letter dated -/-/2016 stating I wanted to close my accounts and make a settlement amount and I have yet to receive a response in regard to that. I am currently negotiating debt with several creditors and I have only a limited amo... |
Synchrony Financial Credit card other February 3, 2017 - My complaint is in regards to the Synchrony Bank/Wal Mart account in which the business is currently reporting the DATE OF FIRST DELINQUENCY as - per -. The reports provided as attachments clearly show something different. Please, see the attached reports. Per the 81-month history for this account on all the credit bureaus, the first 30 day delinquency occurred in between - - -. Those areas have been highlighted.... |
Synchrony Financial Credit card other February 2, 2017 - Synchrony bank, samsclub Commercial Credit Card is reporting a commercial credit card on my personal credit report. The account is past the 3 year statute of limitation of debt collection in Louisiana and over 7 years old. I 've disputed this account several times and they refuse to delete the account. Synchrony bank is n't the original creditor issuer of the the commercial credit card.... |
Synchrony Financial Credit card other January 25, 2017 - On -/-/2016, I alerted the Old Navy Visa Credit Card as to a fraudulent charge to the credit card account. Specifically, on -/-/2016, a purchase in the amount of $200.00 to - - was charged to my account. The Bank 's representatives informed me that the fraudulent charge would be placed on hold and that an investigation would be made. After months of investigation I was informed that the Bank ".. did not find any unauthorized purchases applied to the account. If we contacted you to confirm attempted unauthorized purchases, it may be those purchases were rejected and were not charged... |
Synchrony Financial Credit card other January 5, 2017 - From - CT -. Tel # - Below is a summary of what is happening to me with Amazon.com I have an attorney and he will seek into this. My attorney has recommended that I first file a complaint on amazon services. I have been abused repeatedly by amazon in many ways. First off I was given this amazon store card with a $6000.00 credit limit with no terms or conditions signed prior to being able to obtain transactions on the Amazon.com store card. That it is was issued to me on or about -/-/2016 through the Synchrony/Amazon bank that is located at - Florida -. Amazon Head Quart... |
Synchrony Financial Credit card other December 21, 2016 - I bought kitchen backsplash tile from Lowes on -/-/2016 and had it installed on -/-/2016 by a subcontracting company called - -. The job was botched and confirmed by - -. The company offered to fix the job but I wanted a full refund. I 've been following the formal complaint procedures for 2 months and still do n't have a refund of $1800.00 against my Lowes credit card.... |
Synchrony Financial Credit card other December 16, 2016 - This is an extension of complaint -. Syncrony bank states that they resolved the issue by mail. They resolved nothing. Nothing has been resolved with this matter. They violated FCRA - here in California. I filed a case against them and I was unable to show up because I am temporairly - and the court stated that I could file again against them if I chose to, which I plan to unless Synrony pays for the statuorty damages for contacting me by phone when i did not ask them to contact me by phone in writting and verbally. If Synchrony bank responds back stating that they have no record I ... |
Synchrony Financial Credit card other December 6, 2016 - I paid three account off with a promised for a deletion and they took my money aa and did not delete the account jcpenny, -, and lowes.... |
Synchrony Financial Credit card other November 30, 2016 - I signed up for the Amazon.com store card, as it offered an interest-free special financing deal for 12 months, which seemed like a smart way to make an investment in new tools for the business. I made the purchases over time time period -/-/-. I then received a bill over the - Holiday, over which I was out of town and then slammed working 12 hour days. When I finally had a moment to check bills, I saw that Amazon had issued a bill that somehow had a due date of -/-/2016 - less than 30 days after the purchase was made, giving nearly no time to pay the bill before the account went ... |
Synchrony Financial Credit card other November 23, 2016 - I paid $2000.00 on a balance of $2200.00 on my AE Synchrony Bank credit card on - -, 2016. It has been 8 days, and my available to spend is still $0.00 dollars. I am being punished for paying my card balance off each month. I have been making large electronic payments twice a month, every month. They have always posted the payments the very next day, and cleared my Checking account the next day. This time, however, they are holding the payment for no apparent reason - even thought it shows they received it on -/-/16, and also cleared my checking account on -/-/16. Whe... |
Synchrony Financial Credit card other November 21, 2016 - Sam 's Club Synchrony Bank is my creditor and I have a credit card with them. The issue with them is that my account is not being reported to - credit reporting. I have requested on several occassions for about a month now if the would please re-report or re-insert my credit information to - because it some how was removed. As of today that has yet been completed and it is very irritating and harming my credit... |
Synchrony Financial Credit card other November 16, 2016 - I was issued a refund on a travel purchase that was credited to my Sam 's Club - - issued by Synchrony Bank. The refund, $4100.00, was transferred to my account, # - - - -, on - - 2016. In a call to Synchrony Bank today, they said they could only send me a refund by check and that would take up to a month, corresponding to my next billing cycle. So Synchrony has a plan to hold my cash for another month before returning it to me. Yet when I pay my account at Sam 's Club or at Wal-Mart by check, they immediately electronically draft the payment out of my bank account. B... |
Synchrony Financial Credit card other November 11, 2016 - I was never late in paying my GECRB/Shaw. The account was on autopay set up through Synchrony Bank and that had been the mode of payment since establishing the account. I paid the account off in -. I do n't know how they can justify destroying my credit by stating that I was 30 days late, four times for account number - and that my account was closed by grantor. My credit score has dropped at least - points because of this false reporting to all - credit bureaus!! When I call and wrote ( certified mail, twice ) Synchrony Bank they refused to take this enormous mark off my credit. T... |
Synchrony Financial Credit card other November 11, 2016 - I was never late in paying my - - account. The account was on autopay set up through Synchrony Bank and that had been the mode of payment since establishing the account. I paid the account off in 2013. I do n't know how they can justify destroying my credit by stating that I was 30 days late for account number -. My credit score has dropped at least - points because of this false reporting to all - credit bureaus!! When I call and wrote ( certified mail, twice ) Synchrony Bank they refused to take this enormous mark off my credit. That account has been dormant for several years.... |
Synchrony Financial Credit card other November 10, 2016 - Care Credit miss reported me as deceased. I have called them several times to get this corrected. Because of the miss reporting, my credit scores across all bureaus went to - while trying to refinance my current home loan, I was denied because of this. After several attempts to get it straight they seem to have charged off the debt I was trying to pay on time. Because of their error, I was not allowed to ever make a payment on my account as it was closed due to me being deceased. Now due to the charge off the only credit bureau reporting a score has dropped my score massively due to their e... |
Synchrony Financial Credit card other November 8, 2016 - I have previously requested that synchrony bank only contact me vial mail and or email. I requested that they make no phone calls to my cell phone number under no circumstance. I contact synchrony bank regard our credit card balance that is one payment past due and advised them we are gathering all information and will be receiving a consolidation loan. 3-5 days later I then received a phone call to my cell phone twice in one day ( after I previously requested no calls to my cell phone at all ) which I believe falls in a UDAP/FDCPA violation.... |
Synchrony Financial Credit card other November 7, 2016 - I filed a complaint against Synchrony bank for not refunding an over balance on my credit card. They finally sent the check but it was n't until after I filed a complaint and got them to agree to send it. Because I filed a complaint they turned around and put a stop payment on the check costing me a $20.00 bank fee for them sending me a check and then stoping payment on it. They now claim that I have to rerequest another check but they will just put a stop payment on it again, thus harrassing me and punishing me for making a complaint against their institution.... |
Synchrony Financial Credit card other November 3, 2016 - On Friday afternoon, -/-/2016 I looked into the health program that is offered by " - '' located at : - - - - , -, Virginia -. - : -. The - employee " - '', cell phone number - was the employee that explained the program to me. -. The - employee told me since it was late Friday afternoon and we could not reach my - and left him a message, just to go ahead and sign the papers, take a starter kit and if my -, - - said that I could not participate in the program, that I needed to return the unused/unopened starter kit and nothing would be ch... |
Synchrony Financial Credit card other November 2, 2016 - I have disputed - accounts that SYNBC has been reporting to the credit bureaus and SYNBC violated the law on both accounts as explained in attached letters. I am making a goodwill attempt to have this worked out without any monetary compensation. If SYNBC does n't take care of it in to my satisfaction in a timely manner i will sue them in small claims court near me and they will need to pay me for damages.... |
Synchrony Financial Credit card other November 1, 2016 - On -/-/2016 I purchased a cell phone for - -. At the time I had reservations about service coverage but I was told by the cashier I had 30 days to return the cell phone. I received poor reception in my area so I went to the - - - Walmart to return the phone. Despite having the receipt I was told I could not return the phone because the return policy is 15 days. This is not fair, the phone is in perfect condition, I do not want nor need it, and I was given incorrect infomation from the store employee at purchase.... |
Synchrony Financial Credit card other October 31, 2016 - I am having a problem with Synchrony Bank regarding a JCP Credit Card. This item is being reported negatively on my credit reports as a charge off which is causing me to be denied credit. On - -, 2016 I sent a letter to Synchrony Bank disputing this debt and asking for validation that I had a contractual obligation with their company. I have attached the letter. Synchrony admits that they can not provide the contract as evidence n their response from another complaint I filed with the CFPB that I have attached. Synchrony Bank violated the Fair Credit Reporting Act because they failed to ... |
Synchrony Financial Credit card other October 31, 2016 - I am having a problem with Synchrony Bank regarding a Chevron/ Texaco Credit Card . This item is being reported negatively on my credit reports as a charge off which is causing me to be denied credit. On - -, 2016 I sent a letter to Synchrony Bank disputing this debt and asking for validation that I had a contractual obligation with their company. I have attached the letter. Synchrony admits that they can not provide the contract and also says that they do not own this debt anymore as they have sold it to another company, yet they are reporting it the the credit bureaus. Synchrony Bank v... |
Synchrony Financial Credit card other October 22, 2016 - recently sent letter to Synchrony Bank , - -, requesting evidence, bearing my signature, that the account was reported accurately. further they failed to place disputed on my credit reports within 30 days as required by FCRA 623 ( a ) and FDCPA 807 ( 8 ).... |
Synchrony Financial Credit card other October 21, 2016 - I do n't even know where to start. I have disputed this on consumerfinance.gov multiple times. There is INCORRECT information on my - report that no one seems to be able to correct. - says they verified with Synchrony bank ( # -. ) Synchrony bank ( # - ) says they do n't handle credit card divisions of the - creditors- JC Penny , Lowes and Old Navy . Synchrony bank gave me another phone number to call, and they answered identifying themselves as Synchrony bank ( # - ). They told me to have them do a credit bureau inquiry for my accounts. The first Synchrony Bank ( # - ) ph... |
Synchrony Financial Credit card other October 17, 2016 - I applied for a Lowes credit card. I was enticed by the 5 % discount at each purchase made with the card. I pay all my cc balances monthly so as not to incur interest charges. Lowes ( Synchronicity Bank ) cc charges 24.99 % per annum on unpaid balances. I established a " paperless '' account giving Lowes my credit information including my birthdate, ssn, address, telephone number and annual income. I also connected the card number to my banking information. I made no charges until a recent large purchase, I paid the entire balance at the store because I had n't received a statement. The follow... |
Synchrony Financial Credit card other October 14, 2016 - Care Credit, also known as Synchrony Bank, will not allow me to pay my accounts online due to requiring an updated phone number. In this field, it states a phone number is required. It also has a disclaimer, that you can not opt out of, stating the consumer grants permission to Synchrony/Care Credit to call cell phones. I spoke with customer service and they would not give me a way around this prompt so I could pay my bills online.... |
Synchrony Financial Credit card other October 8, 2016 - I have a JC Penney store card ( not - or - ). I took advantage of a deferred 18 month no interest promotion which expires on -. When I have current month activity they apply my payments to the promotion first so I incur interest for the current payments each month. I pay enough each month to cover the current charges and make additional payments to pay down the promotion balance. When I make a web ( or check payment ) there is no system or mechanism to designate how I want to have the payment applied. I called customer service and it took 5 minutes to go through the voice response un... |
Synchrony Financial Credit card other October 5, 2016 - My wife had added me as an " authorized user '' on - department store credit cards. Unfortunately, she lost her job and subsequently had to file bankruptcy. The department store 's credit card company started hounding me to make the payments. I explained to them that I was not the account holder but just an authorized user. They continued to hound me so I asked for proof where I had signed an agreement to pay the credit card bills. Of course, their reply was that there was no proof where I had signed such an agreement. I then asked them to stop writing or calling me but they continue to do ... |
Synchrony Financial Credit card other October 5, 2016 - I opened a Walmart credit card account with GE Capital Retail bank ( now Synchrony Bank ) in -, of -. I lost my job in - and fell behind and was unable to make payments. I worked it out with Synchrony by going on a payment plan to get the account paid and closed. The representative said that as soon as the payment plan was completed that the account would report as " paid in full '' and they would remove the late payments from my credit report. - shows " pays as agreed ''. - shows both " Payment after charge off/collection '', and " Settled-less than full balance '', and - ... |
Synchrony Financial Credit card other October 2, 2016 - My husband and I had a very strange experience when applying for a Walmart card through Synchrony Bank. We both applied for an account on the same date. On my account, they completely misspelled my first name. On my husband 's account, they used his SSN, birthdate and credit information, but they put the account in my name in error. I emailed customer service three times on -/-/16. They instructed me to have my husband call in to their help desk, so he did that on -/-/16. The customer service rep, -, spoke to both of us. She can see that the account is incorrectly entered under ... |
Synchrony Financial Credit card other September 29, 2016 - In -/-/- I received an upgrade to my - Credit card, making it a walmart mastercard. With a remaining balance of $50.00 on the original account, I decided to pay it in full to close it out and start fresh with the upgrade. When placing the payment, the new account was credited the $50.00 instead. I contacted Synchrony Bank and explained the situation to the rep. She assured me that the credit would be applied to the previous account and informed me that when a person gets an upgrade the new account takes place of the old -. Feeling wary, I requested a letter from them stating the... |
Synchrony Financial Credit card other September 26, 2016 - I had a walmart/synchrony bank credit card.. always in good standing.. never late on any payment..i recently paid the account off 2 weeks ago in full.. my credit limit had been - today i received a letter stating Synchrony Bank was lowering my credit limit to - because of a credit score of - & derogatory collection of - from a medical bill ( paid in full by my insurance company ) ... they told me they do not have an appeals process and i need to contact transunion who is currently disputing the medical collection issue.. i was told by - my credit score was never - and in fact... |
Synchrony Financial Credit card other September 22, 2016 - I have - inquiries on my - credit report over a 2 year period from SYNCBPAYPALE-TRAMC -. - - -, Florida -. I have never applied for any credit card through this company. I have called them 4 times to inform them that those inquiries are not mine and asked them to be removed. Each time they promise to remove them and never do. They did put a fraud alert on my account. I have written two letters as well. I received one letter of apology declaring they will remove the inquiries and a second letter stating that they need proof and that the - different credit monitoring prog... |
Synchrony Financial Credit card other September 20, 2016 - I recently moved and as a result changed my address on my tjx mastercard through synchrony. Since that time ( 1.5 months ), my card has been frozen along with all access to any information. No representative will tell me what is going on ; however, am being forced to pay my monthly bill without being allowed to know what the charges for the respective statement period are. I was told that I do not have to pay the bill in full and can just make the minimum monthly payment. They refuse to tell me what is going on. This is extortion... |
Synchrony Financial Credit card other September 13, 2016 - I was decieved into thinking I was going into a payment plan for my dentist and it turns out I was actually enrolled for a credit card. I have had trouble since then cancelling my account without it effecting my credit score.... |
Synchrony Financial Credit card other September 13, 2016 - On -/-/16, I went to the dentist for a cleaning. It went from - dollars to - - dollars for deep cleaning. I tried to use my care credit account and it was declined. I called Syncrony Bank c/o G.E Capital to find out why. I was transferred to bankruptcy dept. This should not be a bankruptcy account when I paid every month til paid off. From bankruptcy dept, I was transferred to collections, - - who has no money owing. I called again -/-/16 with same issue. Transfer here to there with no answers.... |
Synchrony Financial Credit card other September 11, 2016 - Made a payment on my credit card on -/-/16 - checked balance today and found out the payment is on hold. Told by agent I had made too many payments the previous month so they placed a hold on the account. Transferred to supervisor and advised the hold was random and authorized by law and that the Federal Reserve had placed a hold on the payment even though it had cleared my checking account. Stated the hold would be in effect for an additional four days ( 11 days total ). I contacted the Federal Reserve and they stated there was no law putting a hold on payments by the Federal Reserve an... |
Synchrony Financial Credit card other September 10, 2016 - I applied for credit at Synchrony Financial in 2011 to purchase a SONY camera. My credit is/was about -. Synchrony Financial gave me a credit card with 29.99 % interest.... |
Synchrony Financial Credit card other September 8, 2016 - Synchrony Financial Bank / Care Credit Fail to post payments and allocate them to the correct promotion. causing undo stress of dealing with - reps a poor phone system that keeps you on hold for over 1 hour. and reps refusing to do their job correctly. continued follow-up calls need to be implemented for this to get done. It 's pretty sad that you need to turn to social media sites to get action and have been blocked due to threatening a class action lawsuit.... |
Synchrony Financial Credit card other September 1, 2016 - Credit Sesame sent me an alert on -/-/- that there is a New Inquiry on my credit file with - from SYNCB, - - - - -, FL - contact # -. I called this company and they do not have an application on file for me. At least that 's what I was told. I am an authorized user on my moms Rooms to go card, and I have been since -. She said this is why my credit was check in -. I did n't give this company permission to check my credit, and if I am an authorized user on someone else 's account that is no reason to pull a hard inquiry on my credit file. I have a feeling ... |
Synchrony Financial Credit card other August 31, 2016 - I was given a new phone number -/-/16 when I moved. New phone number : - Immediately began receiving credit card co calling, Synchrony from - - -. Tried to call them, ca n't talk to live person. They state on recording they are Walmart credit. Multiple calls received throughout the day. Pick up the phone unable to talk with a person. Calls for almost 3 weeks. Start at - continue to -.... |
Synchrony Financial Credit card other August 27, 2016 - Please be advised on -/-/2016 I sent Synchrony Bank/Amazon credit card information Pursuant to 623. ( a ) ( 8 ) ABILITY OF CONSUMER TO DISPUTE INFORMATION DIRECTLY WITH FURNISHER I sent the correspondence in the attachment to Synchrony Bank/Amazon! Synchrony Bank/Amazon has not provided any documentation as outlined in 623. ( a ) ( 8 ) ABILITY OF CONSUMER TO DISPUTE INFORMATION DIRECTLY WITH FURNISHER ( E ) DUTY OF PERSON AFTER RECEIVING NOTICE OF DISPUTE- After receiving a notice of dispute from a consumer pursuant to subparagraph ( D ), the person that provided the information in dispute t... |