Wells Fargo Non-Federal Student Loan Complaints

Review and analysis of over 922 Non-Federal Student Loan complaints against Wells Fargo

Wells Fargo consumers have reported over 922 official complaints related to Non-federal student loan. Out of the 922 consumer complaints against Wells Fargo, 24% were disputed by the consumer (i.e. the consumer was not happy with how Wells Fargo responded to their complaint) and 99% were processed in a timely manner. 3% of consumer complaints against Wells Fargo resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 9% resulted in non-monetary compensation.

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop harassing phone calls, know your rights and what you can do to stop them

Stop Calls

New Non-Federal Student Loan Consumer Complaints


Wells Fargo Student loan dealing with my lender or servicer trouble with how payments are handled

February 3, 2016 - In -, 2015, Wells Fargo sent me a letter informing me that my student loans can not be paid more than 20 days from the due date. If payment is received more than 20 days from the due date, the due date will not change. For example, if a payment is due on - -, and I make a payment on - -, the payment will be accepted but the due date will remain as - - ( not - - ) which forces me to make another payment in early - to change that due date. The result of this is that it deters me from making a payment every 4 weeks ( 13 payments a year ) and instead, I have to make a...

Read more

Wells Fargo Student loan dealing with my lender or servicer received bad information about my loan

February 2, 2016 - I have a private student loan consolidation loan through Wells Fargo with a cosigner. I have been making my loan payments on time since -/-/- and I made my first loan payment on time on -/-/-. That is 73 payments on time in a row. According to Wells Fargo only 24 payments in a row, since I paid my first payment on time, are needed to release my cosigner. I applied to have my cosigner released. I had to call and request a form from Wells Fargo. I got the form and signed it and added a pay stub as proof of income. Then mailed the form back to Wells Fargo. Despite my income of o...

Read more

Wells Fargo Student loan dealing with my lender or servicer trouble with how payments are handled

January 30, 2016 - I have a student loan with Wells Fargo that unfortunately became one of many bills that I was unable to keep up with due to a layoff experienced in late -. I was laid off and unable to gain employment until late - ( 11 months 300+ days ) and nearly lost my home, vehicle, and dignity, due to my inability of upholding my end of the bargain. Along with these issues and losing nearly $ - per year in income, I also was unable to continue making student loan payments. As a result, my student loan charged off just weeks before obtaining a new job and receiving my first paycheck to avoid char...

Read more

Wells Fargo Student loan can't repay my loan can't decrease my monthly payments

January 28, 2016 - My freshman year, I needed to take out a private loan on top of my federal loans in order to afford college at - University. This was in -/-/--/-/- and I borrowed around $21000.00 from Wells Fargo. I have continued going to school on and off in the years since and I am - classes away from graduating. I switched to the - after completing two years at -. Meanwhile, I 've had to work full-time for most of these years and I have also become a mother. My debt - just from this - loan - is now around $31000.00. My total debt is $100000.00 including all the federal lo...

Read more

Wells Fargo Student loan can't repay my loan can't get flexible payment options

January 27, 2016 - I attended - University. I after my financial aid, i took out private loans to cover the remaining balance. The current loan amount is no where near the amount had taken out originally. Coming out of high school, the ramification of private loan and interest rates was never explained to me. The lowest interest rate at the time offered was Wells Fargo, so chose Wells Fargo as my lender. I was never given an example at any time what my expected repayment amount would be. I took out - loans and all were treated separately. currently i am expected to repay $950.00 dollars a month. this is ...

Read more

Wells Fargo Student loan dealing with my lender or servicer received bad information about my loan

January 25, 2016 - WF - continues to report that ( - ) accounts are currently 120+ days past due. This is false. They were CLOSED and SOLD, transferred nearly 5 years ago. My current - report shows I am 120+ days past due in - 2015. This is wrong and is severely impacting my credit. ...

Read more

Wells Fargo Student loan can't repay my loan can't temporarily postpone payments

January 19, 2016 - I have - loans ( - school ) that combine to - from Wells Fargo. I have been looking for employment since -/-/- - approximately 6 months before graduation and 16 months from today -, and since then I have been unable to find any. I am living with my mother for the first time in a decade, my savings are now depleted, and I can no longer pay the loan minimums. When I contacted Wells Fargo last month ( -/-/- ) in our ongoing conversation about this issue, a representative told me that I was eligible for further 2 month forbearance on each loan. I called today to arrange thes...

Read more

Wells Fargo Student loan can't repay my loan can't decrease my monthly payments

January 13, 2016 - I have a private student loan with Wells Fargo with a Guarantee Amount of $14000.00. This loan went into repayment status in -/-/-. My current balance is $15000.00. I have continued to struggle to make my monthly payment for most of this period, which is currently $190.00. Wells Fargo will not offer any options to lower my monthly payment without refinancing. Due to credit issues, I do not qualify for refinancing without a co-signer. I currently do n't have anyone who is willing and/or able to do so. I ca n't afford to pay my monthly balance without the help of a parent. This parent...

Read more

Wells Fargo Student loan dealing with my lender or servicer having problems with customer service

January 11, 2016 - I am an active military member who financed a - school education through private lenders. I was forced to pay the entire tuition up front. The school was never able to properly train the students, and it eventually shut down before I was awarded a degree. I am now stuck with $ - in debt and nothing to show for it. I spoke with - - - at the - - - Assistance Office, and he referred me to the CFPB and Office of Service Member Affairs. In - of - I began -. This was a - accelerated program which I was told would take 6-8 months to complete. To no fault of my ow...

Read more

Wells Fargo Student loan dealing with my lender or servicer trouble with how payments are handled

January 9, 2016 - I borrowed $8000.00 from my former Bank Wells-Fargo to complete - school in - -. I started making payments on the loan six months after graduation ( which was - - ) and even though I have been paying approximately $93.00 per month since then, the bank applies most of my payments to interests leaving me still owing more than $8000.00 as at today -, -. At this rate I feel the bank wants to keep me perpetually indebted to them. With a 9.4 % ( manipulated fixed term rate on the loan ), I feel I have been taken advantage of and I want to take the matter to court. I am not...

Read more

Wells Fargo Student loan dealing with my lender or servicer having problems with customer service

January 7, 2016 - - of - I signed a promissory note for a student loan with Wells Fargo. The loan refinanced a student loan I took out to attend - University. When the loan was made I elected online delivery preferences for statements and notices. I received notices each month as expected through -. When I logged-in - -, I noticed that all billing statements were missing for - - - - -. I messaged Wells Fargo, spoke to a customer service representative and a supervisor in order to track down the missing statements. I was told that the statements were not generated and were not histo...

Read more

Wells Fargo Student loan can't repay my loan can't decrease my monthly payments

January 5, 2016 - I graduated from - -, -, CA in 2009. Since graduation I have struggled to pay my student loans, due to terms of unemployment and low - wage paying jobs. I am in a better situation than I was 6 years ago but still struggle to pay my monthly payment. This has brought down my credit and increased the interest on my loan. I have tried numerous times to refinance my loan to bring down the payment to a more manageable monthly rate, each time Wells Fargo, who holds my loans, denied the request. With this I am on the verge of going into deferment with my loans. This is an issue many of us our...

Read more

Wells Fargo Student loan can't repay my loan can't get flexible payment options

January 4, 2016 - My son graduated from - - - - - - - California -/-/-.In addition to his federal loans we took out a parent plus loan from Wells Fargo and co-signed for - additional loans ( - per year ) - from Wells Fargo and - from - to help get him through college. The parent plus loan was sold to - and we have payed on time monthly since that loan payment schedule started.Once my son graduated he had difficulty finding work and was able to negotiate a lower payment for his - loan. Wells Fargo was unwilling to negotiate any interest reduction or monthly payment ...

Read more

Wells Fargo Student loan dealing with my lender or servicer trouble with how payments are handled

December 29, 2015 - My Private Wells Fargo loan is literally theft. I have been unable to have a balance budget with a $250.00 monthly payment along with all my other debts, bills, and living expenses. My city 's living expenses are going up, making it difficult on a bi-weekly basis to have money to eat. Also, making difficult to save money to pursue my passion of music, as it was reason for me to pursue a college degree and required this loan. Spoke with the Loans Consolidation department and the Loan Modification department to lower my payments, to only discover that I can not, because " I have enough income ...

Read more

Wells Fargo Student loan can't repay my loan can't get flexible payment options

December 24, 2015 - Dear -, - school : - -, -, Montana ; - -/-/- - - : University of - - - - ; graduating -/-/- Unfortunately, I received my - private student loans through Wells Fargo. Post graduation, the multiple loans were consolidated into - loan. I worked for a few years and was able to easily make payments. However, upon attending law school, Wells Fargo informed me I would not be able to defer my payments during school. Now, I pay over $280.00 per month for my - loans. These payments are crushing. To get by, I have been forced to use credit cards as...

Read more

Wells Fargo Student loan dealing with my lender or servicer trouble with how payments are handled

December 22, 2015 - Wells Fargo is not treating me fairly or as a customer. They are withholding information because they want to as a result of fore-cable collection actions and causing other accounts to become delinquent. It has been 42 days since I have requested information and no proper action has been taken by Wells Fargo. Instead of treating me fairly like a normal customer they are sending me blanket legal responses that do not resolve any issues or provide me with information I need to move forward. I have made my requests much shorter and simpler. On - - I made a request of who I could get in to...

Read more

Wells Fargo Student loan dealing with my lender or servicer having problems with customer service

December 22, 2015 - Force-able collections and predatory lending. Wells Fargo completed set-off on - of my accounts well before any last resort action or fair practices were taken. ...

Read more

Wells Fargo Student loan can't repay my loan can't temporarily postpone payments

December 15, 2015 - I called Wells Fargo in - to defer my loan. They usually offer deferments in no more than 2 month lengths. I was asked to make the payment for - then I would be approved. I made the payment then was told my deferment was approved for two full months and that payments would resume in -. A month later, I got a letter in the mail saying I was late. I called because I was puzzled as to why I was getting this letter when my loan was in deferment status. After having to explain my story several times, I was told the deferment was canceled stating they can only give two month 's deferment in...

Read more

Wells Fargo Student loan dealing with my lender or servicer having problems with customer service

December 15, 2015 - I called Wells Fargo on -/-/- to see if I could apply for a forbearance for two loan payments -/-/-. I had a medical hardship as I - and work did not approve my FMLA. I was told it could take up to 10 business days to complete the process. I did not receive any confirmation or denial via email, phone, or paper mail so I followed up on -/-/-. The representative informed me that the processor needed additional information. The additional information needed was provided during the original call on -/-/-. Due to the excessive time it has taken my payments are due and I have ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

December 4, 2015 - Wells Fargo has refused to link student loan account information to my online login so that I may access and gather information relating to balance and payment. ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 29, 2015 - I co-signed for a loan in - with WellsFargo for my ex-spouse for -. WellsFargo provided more loans to her without verifying my consent or me as co-signer. -, - additional loan was granted to her with me as a co-signer ( Without my approval or cosign ) 1. WellsFargo as a BANK continued to use my credential to issue additional loans and DID NOT verify my signatures. 2. WellsFargo NEVER asked me for my permission on these loans, BANKS should verify the person ( co-signers ) upon whose name they are providing the money. 3. Most Likely it is a identity theft issue also when my ex-spouse...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 27, 2015 - I am a cosigner for my sons private student loans through Wells Fargo. My wife and I refinanced our home to pay off the loans which was $71000.00. The loans were to be paid to Wells Fargo directly by the closing attorney with the proceeds from the refinance. This took place on the - of -. I checked on line and and saw that a residual amount was still on the loan of $2900.00 I called Wells Fargo Customer service and said that because the loan was in forbearance the interest was not included in the payoff. i saw i was getting no where. ...

Read more

Wells Fargo Student loan can't repay my loan

November 25, 2015 - I am currently a part-time student and full-time employee of the University of - in -, - After graduating from college with a - in - of 2008, the economy collapsed and I could not find work in my desired field, I had to take whatever job I could find. Eventually I went back to school to get a more 'practical ' or 'useful ' degree- which I am pursuing now. My in-school deferment/forbearance time limit is up and I have not graduated and I am not making enough money to make the minimum payments of $440.00 Wells Fargo is now also pursuing my Mother, the co-signer, for payment. She...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 24, 2015 - Wells Fargo has refused to link student loan account information to my online login so that I may access and gather information relating to balance and payment. ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 24, 2015 - Wells Fargo Student Loans : I am a recent college graduate paying back student loans. I have - in total all different lenders. Wells Fargo does NOT work with you. I have been late on my payments due to not being able to afford paying back my student loans at times. Issue causing distress : * Wells Fargo immediately reports a late payment to the credit company if you are a day late with payment ( other student loans do not do this you have a 30 day grace period before they report it to credit ) *I will call in and tell them I ca n't make my due date but can make the payment the next day and ...

Read more

Wells Fargo Student loan can't repay my loan

November 17, 2015 - I attended University of - - in - WA, and graduated in - 2013 with a -. In order to attend this private school, I took out private student loans with my main bank Wells Fargo, today costing in the range of $150000.00 of debt. Upon graduation I was able to pay a very small monthly portion with my parents help, but the payments soon proved difficult to manage, and I was unemployed. With the help of my parents, who are my cosigners, I asked Wells Fargo for payment assistance, either forbearance, postponement, or smaller monthly payments so I that I would be able to handle the pay...

Read more

Wells Fargo Student loan can't repay my loan

November 16, 2015 - I am a cosigner on a private student loan for my daughter attending a - university. In - of -, I was sent a letter notifying us that the loan was fixing to go in default because my daughter graduated in - - from the university. Payments for the loan was to begin in - -. A billing statement was received with the loan with monthly notes at $410.00 at 10 % interest for $25000.00. My daughter and I both contacted the loan institution to see if refinancing was a possibility in lowering the monthly payments for her since she did not have a full time job as yet. Since - of...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 11, 2015 - Wells Fargo failed to resolve ny prior complaint -, failed to update my contact info, failed to provide statements as rewuested, continue to make harrassing calls to my ex husband, fail to post multiple same-month payments correctly. ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

November 6, 2015 - The Student Loans are my daughter 's in which my husband & I co-signed. My daughter missed - payments on the loan and then called to try to fix it and told Wells Fargo that she was in the process of filling bankruptcy but did not want the student loans to be a part of it because we co-signed on it. Wells Fargo did not care and put the loans into Charge Off Status with their Bankruptcy department. When the loan was in default Wells Fargo said they tried to get a hold of my husband and I by sending a letter to us, however we had moved from - to - and they sent it to our - address and...

Read more

Wells Fargo Student loan can't repay my loan can't get flexible payment options

November 4, 2015 - I submitted a complaint in - regarding my student loans with Wells Fargo Bank. Per their response from the office of Research and Remediation Analyst, I contacted the law firm of - - - - in -, T-. I was told by the law firm to pay over $1000.00 a month and I explained to them that I ca n't afford it because I have other student loans and bills. Moreover, it is no that I do n't want to pay but my income at the end of the month ca n't meet the said amount. The law firm requested for my two month pay stub, tax returns and a letter which I submitted. I was told to call after tw...

Read more

Wells Fargo Student loan getting a loan

November 2, 2015 - I was never given an entrance exam to start college and I was told to get a private loan. After I used up the private loan they had me take out federal loans. I have asked Wells Fargo to help me since I ca n't afford to pay this loan, they refused to do anything. - -, Ohio ...

Read more

Wells Fargo Student loan can't repay my loan

October 30, 2015 - I am co signer on daughters loan and daughter is unable to pay and at this time I am also out of work and unable to pay. Wells Fargo Bank has been for the last six months day and night. I have now become ill and just out of hospital and can not take the strain of the constant calling. I have informed them of the ladder and that I am trying to pay but they just keep calling. ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 30, 2015 - Wells Fargo has inaccurately reported 30 day lates to my credit files, and refused to assist me in the resolution of the removal of these reportings. My name is - -, and I am a long time customer and student loan holder with Wells Fargo. My account number is -, and this letter will address my - student loans with the company. I took out these loans in -/-/- to assist in completing my - education, and sadly became extremely ill in -/-/-, battling a serious illness. At this time, I was unable to keep up on my student loan payments ( among other debts ), while trying my b...

Read more

Wells Fargo Student loan can't repay my loan

October 26, 2015 - I took out student loans, in fact, $90000.00 for a university, and when I was there, students and staff were so mean to me. When I graduated, I came home crying my eyes out. I had a look in my eye before from the staff members that I would never ever get a job and I could look for the rest of my life and no one would hire me. And I have processed that feeling although it comes and it goes. Maybe these banks should add a Human Behavior course that Americans will lie, cheat, and steal to get ahead. They will psychologically damage you and change all of your memories. I needed to be better prep...

Read more

Wells Fargo Student loan can't repay my loan

October 23, 2015 - In the latter part of the first decade of 2000, I decided to put myself through college. It was a hard decision, as I was working full time and raising - children. I eventually opted to go with - University, and only had time to get a degree online. As I was barely making ends meet as it was, I took out loans to pay my way - in hindsight, this was the biggest mistake I have made in my - years. While I currently have a decent job, unless I am making double what I am currently bringing in, I have no hope in paying these loans off. I am straddled with - private loans ( - through We...

Read more

Wells Fargo Student loan can't repay my loan

October 16, 2015 - I was the first one in my family to attend college and nobody could afford to send me completely. I received significant scholarship funding and financial aid but still needed to take out about $50.00 - in private loans. Over the last three years, the interest has boosted that amount to $ - already. This is in conjunction with federal financial aid that is well over - figures. There is no way I 'll be able to support myself and I 'll have to move back home. They charged me just under 10 % interest on a loan for $ -. This is obscene. I would have been better off not attending coll...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 14, 2015 - I called to adjust my auto payment so that it would pay more than the minimum amount due, but was told by the customer service representative that their system was unable to do this. My original monthly minimum payment it $87.00, but I have had auto pay setup to pay $150.00 for the past year, so the answer given by the customer service representative appears misleading. ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 9, 2015 - Well Fargo has repeated called my ex husband multiple times a day claiming my payment was late when I had confirmation from my bank that it was on time, and when I called WF back they confirmed that it had indeed been on time. They also delete online accounts - if they are not accessed every ninety days, but do n't tell you this will happen, and then take two business days and a manual process to reenable accounts, and they refuse to provide statements/paper account summaries. They repeatedly confused my SSN with that of my ex husband, and repeatedly lost my email address - the same one I ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 9, 2015 - I attended - University between -/-/- and -/-/- to earn my - and a -. To finance my education, I paid with a mix of federal and private loans, as well as my personal finances. My private loans were issued through Wells Fargo Bank ( although I had come to Wells Fargo through - ). After applying for my loans, I never received any correspondence from Wells Fargo. I was given no account information to view my loans online, and even when I tried to track this information down online by entering other personal information, like Social Security number, birthdate, first and last ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 8, 2015 - I co sign a private loan with Wells Fargo, I have paid over -, - towards the private student loan. Out of all the money i have paid I still owe more that what the initial loan was for. The loan was for - and I owe -. I have paid over -. The loan was taking out -/-/-. I started repayment -/-/-. This is unfair to how much interest I 'm paying and nothing is being applied to the principle balance. They will not allow me to lower the interest rate after several attempts. ...

Read more

Wells Fargo Student loan can't repay my loan

October 8, 2015 - I have tried several times to work with my lender on repayment options for years now. None of my efforts have been successful. I have proven to be a loyal customer by making almost all of my payments on time and in full over the passed five years, yet my principal balance has never been touched because my interest is so high. The majority of people I talk to are rude, condescending, and do not listen well. I feel as though there is no sympathy or flexibility in offering a strategic plan that I can afford. I have shown I am capable of making payments consistently as it is a priority I have set ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

October 7, 2015 - This is my - complaint against Wells Fargo student loans as my - complaint and their response was not sufficient. I am the cosigner and the main borrow is not paying the loan even though ordered in the divorce decree and I sent this paperwork to Wells Fargo. I asked Wells Fargo to send me a monthly bill since I am and have been the only - paying it the entire life of the loan. They sent me their policy stating they are not allowed to send - bills. So I asked to not send the main borrower - just me so I am aware when it is due before it is late with a late fee which is the only t...

Read more

Wells Fargo Student loan can't repay my loan

October 2, 2015 - I have contacted Wells Fargo several times due to a recent financial setback due to health issues and asked for a forbearance in order to catch up and continue making payments. However, each time they say that I am not eligible because I need to make - full payments first. That is the problem I am unable to make my payments. After trying to get a reduction in payment or forbearance and being denied each time. I had no option but to stop making payments. They are now harassing me daily and asking when I can pay and to speak to there loan resolution department and each time I tell the rep tha...

Read more

Wells Fargo Student loan can't repay my loan

September 29, 2015 - I attended - University in -, PA. I am filing this complaint with the - as well as Wells Fargo in hopes that something will be done about this process before legal action is taken. I am currently making the minimum monthly payments on my student loans which I consolidated with Wells Fargo in hopes that I would get a lower interest rate and/ or payment. My payment is $320.00 per month, and while this may be affordable to some people, I only make $35000.00 a year. I ca n't afford to pay for this loan payment on top of all of my other bills, utilities and student loan payments. I tri...

Read more

Wells Fargo Student loan dealing with my lender or servicer

September 21, 2015 - My daughter took out - student loads, which I cosigned. She apparently stopped paying the monthly payments sometime in - of 2015. I was unaware of this until I received a phone call in late - from Wells Fargo, the debt holder. I asked for a statement, and paid the bill when it was received. I then received numerous calls over a period of several weeks and in each instance I asked for a written statement. Each of these statements FALSELY state that I had received numerous prior notifications. That is simply not true. I recieved no prior notification whatsoever. I paid all of these bill...

Read more

Wells Fargo Student loan dealing with my lender or servicer

September 20, 2015 - Wellsfargo continuously misapplies payments and proceeds to charge late fees. ...

Read more

Wells Fargo Debt collection false statements or representation attempted to collect wrong amount

September 12, 2015 - I received a letter and multiple collection agency calls from a company who listed themselves as - -, - - -. - -, - - - -, - - indicating website contact as - '' This letter was a response by a company listed as - - - - - - - - -, - - - '' This company listed as - - - , as indicated above contacted me - multiple times over the phone, pushing me to consolidate my defaulted student loans ''. I informed the representatives over the phone repeatedly after the first - calls that I was never in default a...

Read more

Wells Fargo Student loan can't repay my loan

September 9, 2015 - Wells Fargo purchased - of my student loans and they have been actively harassing my family. I can no longer talk to my mother and I have two more years of school left. Here is a break down of what they have done:1. Purchased a loan that was sold to more then - bank ( from - ). Several different groups have tried to collect up to - different loans from -. There was only - loan from -. 1a. I had to remove a personal phone because of the non-stop phone calls. Up - - calls per day ( While I was in school full time at - ). 2. Original Bank lied to me about the loan in...

Read more

Wells Fargo Student loan dealing with my lender or servicer

September 8, 2015 - Wells Fargo automatically lowered my monthly automatic withdrawal payments. They did this because I have made additional payments to my loan in order to pay it off earlier. The letter they sent did not use clear language to indicate that my loan would not get paid off sooner, like I intended. I called Wells to get further clarification. The person on the other end could not explain the reason for the lower payment in a basic understandable format. I worked in lending and currently work for a securities regulator. If I did not work in these fields, I would not have understood that I would not b...

Read more

Wells Fargo Student loan dealing with my lender or servicer

September 3, 2015 - I have several loans with Wells Fargo. When I set up paying about - years ago they arranged it to be made under 1 payment. For the first several months payment was not dispersed by them to all loans. They the claimed I failed to make all payments and listed about - accounts a month delinquent for - months. I was in conversation with them about this the entire time. This lowered my credit score. They refused to reverse the delinquent reports even though it was they who did not distribute payment made. Additionally they refuse to refinance a consigned student loan less than - ...

Read more

Wells Fargo Student loan can't repay my loan

September 1, 2015 - We cosigned thru Wells Fargo for my son. He defaulted because he was out of work for 2 years. We helped as much as we could. Wells Fargo has put a bad debt on our credit as well as my sons. They said that the whole - has to be paid or they wont take it off our credit reports. They will not negotiate for payments my son can handle. We worked our whole life and now ca n't even buy a car ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

August 31, 2015 - I have a Wells-Fargo student loan. I have never missed a payment, and I pay more than the minimum amount due. I attempted to consolidate the loan to get a lower interest rate and was told that I could n't because I have a cosigner whose income was not sufficient. My father is retired and his profit sharing/Social Security does not count as income. When I attempted to remove my father as a cosigner, I was told that, despite the fact that I have never missed a payment and pay more than the required amount, I could not remove him because I have too much debt in relation to my income. The debt tha...

Read more

Wells Fargo Student loan can't repay my loan

August 27, 2015 - On or about -/-/2015, I telephoned a Payment Assistance Specialist '' at Wells Fargo. I was told I can not receive any further forbearances and I must pay by - -, 2015. This person was trying to see if my being in - - '' may help get an in-school deferment, but she thought not. This person offered no information about getting another servicer or modifying the loan. It seems, Wells Fargo wants me to default on the loans! - - University - - -, -, VA - ...

Read more

Wells Fargo Student loan can't repay my loan

August 20, 2015 - Student loan with Wells Fargo constantly calling me from different numbers to collect since at least - 2015. They also constantly call and harass my cosigner, and now they 've called my boss 's PERSONAL cell number. I do n't know how they even got that number! I called them today and told them to immediately remove my boss 's personal cell number from their call list, to which they say they will comply. If Wells Fargo does n't call my cosigner and I every day, they call at least every other day, sometimes multiple times a day. They also call after - CT. Only number that comes up in rever...

Read more

Wells Fargo Student loan can't repay my loan

August 19, 2015 - I attended - - University in -, Virginia. Recently, I applied to get my student loans with Wells Fargo modified because my current income can not support my monthly loan payment in addition to my other bills. I was denied my request because the lender stated that to modify my loan payment to 10-15 % of my monthly income would not be financially beneficial for the lender. Wells Fargo does not want to modify my loan because it would not increase their revenue from the loan, however, they also agreed that I could not afford to make the large monthly payment. This seems largely unfair to ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

August 17, 2015 - I am the cosigner on a Wells Fargo student loan that was taken out by my niece to finance her - degree. At the time of the application, I wanted to be sure I was n't signing up for a long term commitment. I was told before any documents were signed that after two years, I could apply to have my name taken off the loan, so long as there was a history of on-time payments. I felt that was a bit excessive, since in most cases a cosigner can be removed after one year, but I wanted to get the loans consolidated with a lower interest rate. Silly me. At this time, it has been over four years and I ...

Read more

Wells Fargo Student loan dealing with my lender or servicer

August 13, 2015 - Private student loans vs. Federal student loans. This country needs to come up with the option to make private student loans converted over into Federal student loans! Us people who were foolish enough to go to college on private loan money are left with wayyyy less options than people with Federal student loans. It 's not fair. I was a naive - year old kid without a clue to what I was doing and this country 's educational system took advantage of me like they are doing to thousands of others. Something needs to be done and it needs to be done now, it 's a short life on this earth, why make...

Read more

Wells Fargo Student loan can't repay my loan

August 11, 2015 - I have over $2000.00 a month I am currently supposed to pay in student loans. I am in the income based repayment plan for my federal loans, but my private loans have not been able to work with me - - and Wells Fargo -. I have already files a complaint with - seeing as I have tried everything and am now forced to pay them every month, leaving me unable to make other payments to survive. However, Wells Fargo does have a income based repayment plan, which I was very excited to be a part of. However, after I sent them everything they needed to see if I qualified they told me that ev...

Read more

Wells Fargo Student loan can't repay my loan

August 4, 2015 - Company : Wells FargoSchool : School - - -, - applied for a Six-Month forbearance on my student loan in - or - of this year, when applying the associate I spoke with informed me that if my financial situation had n't improved by the end of the forbearance period I would be eligible to apply for an additional forbearance of six months. I 've struggled with - that have inhibited my ability to be as productive as possible since graduating college in -/-/-. I 've been employed off-and-on during this time. First at a local hardware store, then, after an internship opportun...

Read more

Wells Fargo Student loan dealing with my lender or servicer

July 31, 2015 - I have already filed - complaint case # -. I have received a satisfaction of judgement since the account has been paid off since -, but the problem is they ( Wells Fargo ) have never reported it as a judgement, they have reported it as a collection account all along. I tried putting a dispute through the - credit bureaus but they denied all - in beginning of - for an account paid in -. I need a letter from Wells stating that the collection has been paid so I can get it fixed on credit, the satisfaction of judgement references no account number and does not show on credit r...

Read more