Review and analysis of over 495 consumer complaints
| First Associates Loan Servicing LLC |
| RBS Citizens |
| AES/PHEAA |
| Discover |
| Wells Fargo & Company |
| Genesis Lending |
| Navient Solutions, Inc. |
| Education Management Corporation |
| Social Finance, Inc. |
| SunTrust Bank |
| Sallie Mae |
| JPMorgan Chase |
| Wells Fargo |
| Navient |
| Company | Complaints |
|---|---|
| Navient | 126 |
| Wells Fargo | 52 |
| Sallie Mae | 47 |
| Discover | 35 |
| Genesis Lending | 27 |
ECMC Group, Inc. Student loan getting a loan can't qualify for a loan March 27, 2017 - ECMC has began reporting an account to the credit bureaus without contacting me and verifying the debt first. I have not been contacted by ECMC in any way ( mail, phone, e-mail etc ... ) and given the opportunity to address the alleged debt that has been placed in collections on my credit report. I attempted to contact ECMC via certified mail, with the address provided in the credit report which was listed as being - -, MN -. According the the post office tracking number my certified mail is being " returned to sender '' due to that address being unknown. Since I have n't been success... |
Sallie Mae Student loan getting a loan can't qualify for a loan March 10, 2017 - Today, I applied as a co-signer for my daughters Sallie Mae Student Loan. I am - and there fore my source of income comes from -. The application was denied based on fraud. They made false claims against me in regards to my credit worthiness. I was also told by a supervisor that they do not base approval on the fico score. I was told credit scores have nothing to do with their decision making. But, in the denial they told me my credit score is adverse. I am accused of having delinquent accounts. And I am also told too few accounts get paid as agreed. These are lies. I feel like they just... |
Sallie Mae Student loan getting a loan can't qualify for a loan December 28, 2016 - Applied as a co-signer for my son and the application was stilled denied. I am - and retired, but carry an impeccable credit score / FICO ( -, -, - ). Plain and simple - age discrimination and work ( retired ) discrimination, against SallieMae.... |
Sallie Mae Student loan getting a loan can't qualify for a loan December 22, 2016 - Granted, my credit profile may not have been eligible to carry my Sallie Mae loan independently, however, my co-signer has an impeccable credit rating and I was turned down. This needs to be investigated.... |
Wells Fargo & Company Student loan getting a loan can't qualify for a loan December 1, 2016 - Our complaint is directed to the possible discriminatory review and decision practices of Wells Fargo. My son originally applied for a loan with Wells a year ago whom he 's had his bank account with for -4 years now & he needed a creditworthy cosigner at which time I applied. We were turned down as my score ( - ) was well below their minimum. Fast forward seven months, I worked on improving my credit score by - points, have had ( as always ) a good paying, stable job, ( my son works 36 hours while remaining a FT student! ) so we should be in great standing yes?! Apparently not good en... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered November 17, 2016 - I applied for a loan through SoFi. The advertisement says that Fixed rates are as low as 3.5 % APR. I applied for the loan and they were only able to get my 5.24 %. I called and asked a rep how they determine the score. They said a variety of factors such as job industry, duration of employment and a few others. However, my credit score is -, near perfect. I explained this fact. That was barely acknowledged. I then asked what percentage of people have received a 3.5 % APR rate under their current offerings. The representative then said, " I have n't seen any applications with that rate. '... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan November 11, 2016 - In -/-/- I was asked by my ex girlfriend at to time to cosign on her private loan for school through -. At this time I also had a loan through - for school that required a cosigner. Knowing this I told my ex-girlfriend that I would not be able to cosign for her and that she would have to try someone else. I assumed she had found someone else to cosign since she never brought it up to me again. around -/-/- I started receiving letters in the mail from - asking for my ex-girlfriends whereabouts. At the same time sallie mae was also sending tons of mail to my residence for her ... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan November 6, 2016 - I never applied for any student loans ; I never went to college. Sallie Mae lists on my credit reports - student loan accounts ; - are Joint, - are Individual. The open date and account number on each - account coincides with the same open date and account number on each - account. ( e.g., open date -/-/-, account ending - ; open date -/-/-, account ending - ; open date -/-/-, account ending - )... |
Citibank Student loan getting a loan can't qualify for a loan October 21, 2016 - Citi student loan was sold to a government loan. It has been 7 years since -/-/2009 I disputed this to be taken off my credit report with all the credit report agencies. Instead of removing this old account that is 7 yrs old which is a violation of the fair credit act. That 's suppose to protect consumers. The reporting agencies made it like it was a new account and just said I was disputing the item. It had been closed for 7 yrs. now since they did that it made my score on -, -, and - go down - points or more. Please help me to remove this account from my credit reports so I... |
Genesis Lending Student loan getting a loan qualify for a better loan than offered September 30, 2016 - I attended - campus in - - to - - in the - degree. I was forced to open a private student loan through the campuses financial company. They called it a Genesis loan. The loan amount was for -. It was to cover the difference of tuition that my federal student loans did not cover. I currently have - in federal loans due to this school that was found to have fraudulent financial practices such as inflating tuition and making students take out these private loans. I need help in forgiving this loan due to the fraudulent financial practices of my school.... |
Wells Fargo & Company Student loan getting a loan can't qualify for a loan September 29, 2016 - There are - closed accounts for Student Loans on my credit report from Wells Fargo that I did not open.This happened in 2010.... |
Sallie Mae Student loan getting a loan can't qualify for a loan September 12, 2016 - I applied for a private student loan through Sallie Mae. I checked out my credit score prior and I am even working with - to make sure my credit is up to date and good. My credit score is good which is -. They did not approve me for a private loan for my - which would mean that I would eventually be making - starting out after getting my degree. I am now making roughly -. I think they discriminated against me because I am a single parent, minority and my age which is -.... |
Sallie Mae Student loan getting a loan qualify for a better loan than offered September 9, 2016 - After many calls and letters I still am yet to find out the variables used in determining the interest rate Sallie Mae offered. Under truth in lending, there must be some obligation, after receiving all my personal information and processing a loan request, that they provide me with the details as to how the interest rate offered was determined. With a cosigner - score of -Sallie Mae offered - a loan at anywhere from 8.37 % to 10.875 %!! There is nobody at Sallie Mae who can explain how this interest rate that was offered is calculated, just that it 's non negotioable. Then they are... |
Wells Fargo & Company Student loan getting a loan can't qualify for a loan September 9, 2016 - I have a private student loan with Wells Fargo. I am the borrower and my Father is the co-signer on the loan and he filed Chapter - Bankruptcy on - -, -. However, I continued to make payments on the account. I tried to make a payment on-line one day but was unsuccessful. I contacted the bank but they would not talk to me. As a result, my Mother contacted the bank on -/-/- to inquire why I could not make any payments. We discovered that they had charged-off the account. The Bank charged-off the account after the bankruptcy filing date. As a result, the bank discontinued com... |
Bank of America Student loan getting a loan can't qualify for a loan August 31, 2016 - I attended - - from - - -. I was unable to afford the school tuition on my own so I had to take out student loans. When filling out the applications at the school I was ensured that all of my loans would be federal student loans with low interest rates. I never had a choice in who I was taking the loans out with or what the terms were. I was just given the application to fill out. I had no knowledge that I was taking out private loans for my tuition until after I stopped attending school and they became due. During my program at - I was having financial difficulties due to tr... |
Texas Guaranteed Student loan getting a loan can't qualify for a loan August 26, 2016 - Texas Guarantee has been trying to collect payments for a student loan that 's not mine. For the past 2 years, they 've taken my tax return and I 've to them the loan is n't mine. They just have an electronic signature. Then I reach out to the school -, asking for information because the debt is n't mine, and they forward an email between the student and a teacher. I tell the school that 's n my email and also ask them why they 're reporting - loans on my name ; however, they never responded. Texas Guarantee is trying to garnish my wages if I d agree to a payment plan for a debt that 's ... |
Earnest Inc. Student loan getting a loan qualify for a better loan than offered August 3, 2016 - I applied for a student loan re-finance with Earnest. They are advertising a 3.5 % APR as the lowest fixed rate. I earn well into -, have a - -, no other debt other than a 2015 car with a loan of approximately 50 % LTV and a $1200.00 mortgage, 10+ years of work experience, - - with no late or negative information. They offered me over 5 % as the best APR, which is congruent with the non-fintech market rate. I firmly believe that this company is engaged in false advertising of the 3.5 % APR. The explanation for the credit offering of 5+ % did not hold water, given the aforement... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan July 5, 2016 - -/-/- I cosigned for a student loan with the lender Navient, address : - -, - PA -, telephone -. It appears they have done negative reporting on my credit report but never once notified my of payments not being late or delinquent. I attempted to apply for a car loan and learned I have delinquent reporting on my Experian credit report. After receiving a copy of the report I learned it was reported by Navient for -/-/-, -/-/-, -, and -/-/-. Apparently the primary fell behind on her payments for which Navient never notified me. I contacted Navient on - -... |
U.S. Bancorp Student loan getting a loan can't qualify for a loan June 26, 2016 - I have been receiving harassing, threatening and - threats telephone calls from U S Bank representatives in regards to an account and debt of $7300.00 I do not owe. The account or debt do not belong to me. I am a victim of identity theft.... |
Student Loan Finance Corporation Student loan getting a loan can't qualify for a loan June 26, 2016 - I have been receiving harassing, threatening and - threats telephone calls from Student Loan Finance Corporation in regards to a student loan account and debt of $3200.00 and $4900.00 I do not owe. The account or debt do not belong to me. I am a victim of identity theft.... |
Social Finance, Inc. Student loan getting a loan can't qualify for a loan June 8, 2016 - I went to SoFi web page to see what rates would be for a refinance of my student loans. The website is confusing and directed me to enter my name, address, zip code, phone number, DOB, citizenship, home ownership, school info, employment info and current student loan information. In hindsight outside requesting my social security number ( they did not and this was not provided ) this was an application for credit. Why must we fill out an application for credit to obtain rates for a refinance. When I hit enter on the web site or as they wrote " submit to see my rate '' I was declined. I then r... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan June 2, 2016 - I have requested a full account of all of the payments I have made against this loan and Navient was not able to provide. This is a loan that was taken out in 2001 and the original loan amount was for $7600.00. I feel as though I was pressured into getting the loan and even though I did n't not complete the program I was still obligated to pay the full amount. I owe more now that what the original loan was for, I feel like this was predatory lending and would like some kind of resolution but Navient has not been willing to assist.... |
Wells Fargo & Company Student loan getting a loan can't qualify for a loan June 2, 2016 - I only owe on - student loans. Wachovia whicj turned into wells fargo claims i owed them. For years i have disputed only on their account, asking for paperwork. Something about the loan to see if i owe. They never responded. I opened a bank account with wells fargo, no one at the bank said i owed anything with student loans. When you open account with wells fargo they claim to run your social security number to see if you have any other financial relationships with them. They didnt inform me. If they did. I wouldnt of felt comfortable opening an account with them. I had an account with well... |
Wells Fargo & Company Student loan getting a loan can't qualify for a loan May 14, 2016 - I currently have - private student loans through Wells Fargo, both in good standing, for an approximate total of $28000.00 - each is cosigned by an individual, one with an approximate 12 % interest rate and the other with an approximate 3 % interest rate. Having graduated from graduate school in late 2015 and nearing the end of my graduation grace period, I sought a Student Loan Consolidation from Wells Fargo for these - loans. Based on my current circumstances - - FICO score ( depending upon the formula employed ), immaculate credit history, ~ $ -/hour employment and climbing,... |
CL Holdings, LLC Student loan getting a loan can't qualify for a loan May 3, 2016 - Thank you for taking the time to read this issue. On my credit reports ( - - - - has Charged Off/Transfer my account to a collection company - - -. I filed Bankruptcy in - -. In -/-/- my loans were in Forbearance, due to Unemployment. My other - loans were all in Forbearance during this time. I am not sure how - - could charge off and put my loan in a collection agency while loans were in Forbearance. I have called - and was directed to contact - ; I contacted - and was then directed to contact Georgia -. Any assistance that CFB can provide ... |
AES/PHEAA Student loan getting a loan can't qualify for a loan April 26, 2016 - FEDLOAN servicing is refusing to respond after 3 months of waiting ... and continues to report and refuses to do anything but " SERVICE ME " when asked to simply provide validation they have responded with silence for 3 months but will not remove the item from report. I asked them to prove who they are, and they have not STOPPED sending me notices about how much I owe, and here I thought that the FDCPA and the FCRA say stop all collection until the dispute is finished??? HELP!!!!!!!!!!! I have been forced to place a fraud alert on my report and have contacted FTC ... I have recording of the tr... |
Discover Student loan getting a loan can't qualify for a loan April 21, 2016 - My husband has co-signed for my daughters student loans through Discover for 3 1/2 years. She has 2 semesters left and Discover has denied my husband, myself and dad the ability to be a co-signer. All have good credit and both my husband and dad have accounts with Discover that are current, and the FICO scores on each of their statements indicate they have good credit scores. I have called Discover and they can not tell me why all - co-signers have been denied. I feel it may be related to a personal loan request, in which they denied my husband, but offered my dad and he refused after they... |
First Associates Loan Servicing LLC Student loan getting a loan qualify for a better loan than offered April 19, 2016 - I believe like i 'm a victim to false advertisement like many of the students fighting for there money back at - - -. I think it was unfair to begin with to be pulled aside during class and told that I did n't qualify for aid so I needed to get private student loans. I have made my complaint with the - about predatory loans, Overly ambitious job placement, and knowing gaining profit from people defaulting on there loans. I feel used, and I think that my life was wasted after so many years not being able to find a career within my degree. I really have no idea why I had to switch to... |
JPMorgan Chase & Co. Student loan getting a loan can't qualify for a loan April 15, 2016 - Chase bank is re-aging their private loan charge off accounts on my - credit report. The actual date of the - delinquency on both Chase private loan accounts was - -. They are reporting that the - delinquency date was - - in order to keep reporting their negative accounts on my -. ... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered April 15, 2016 - !!! Document the rates you are offered along the way and be sure to check the final rate on your loan!!!! During the pre-approval process, I was offered high rates for refinancing my student loan. I added my husband as a cosigner and the pre-approved rates dropped. I selected the 4 % fixed rate for 7 years. I then continued through the process. After getting " approved '' I received an email stating that the terms had changed. I logged in and it was not obvious what had changed. I called SoFi and was told that my rate had improved to 5.75 % and that I should just sign. It seems that the lowe... |
Sallie Mae Student loan getting a loan can't qualify for a loan April 13, 2016 - Please see enclosed letter for detailed information. Lender approved me for a loan based on my credit score/history. School does n't want to certify and disburse loan because of my current - status. I am a small business owner currently in adjustment of status a process which takes about 1-2 years because of backlog. ... |
AES/PHEAA Student loan getting a loan qualify for a better loan than offered April 13, 2016 - I took out - small student loans from National Collegiate Trust/ American Education Services - I have paid these student loans off. I have letters at my home from NCT that CONFIRM that I have paid these student loans off. I paid them off around 5 years ago. For a few years afterwords, I would receive collection calls from NCT and then from private collection agencies, trying to collect the student loan debt, that I paid off. I would fax the paperwork and I would n't hear from the collection company again. Until probably 3 months later, and it would be a different collection agency trying... |
Navient Solutions, Inc. Student loan getting a loan qualify for a better loan than offered April 13, 2016 - I attended - - which is part of -. The recruiters pushed us to sign up for private student loans telling us that when it came time to pay back out student loans that we could re consolidate but Navient will not let me re consolidate my student loans and I have an interest rate that is more than twice the national average- I currently have a 13.5 % interest rate. And by the time i pay off this student loan i will be paying almost 3 times the amount i originally borrowed. I received a certification from - in - which i was told i could transfer those credits to other schools but no... |
First Associates Loan Servicing LLC Student loan getting a loan qualify for a better loan than offered April 6, 2016 - I went to - for my education, and the cost was so high that when a federal loan would n't cover the cost - used a company by the name of PEAK Loan which runs a 13 % interest rate. ... |
Experian Student loan getting a loan can't qualify for a loan April 1, 2016 - My credit report is showing me as having the same name or also known as my sister 's name. Her student loan debts from the - company/owner which are in collections are all falling under my name, therefore giving me a bad credit report with experian. Now I can not get any decent credits or loans or even an apartment for that matters. They 're all turning me away due to this error on my report. Please help fix all this mistake on my report. ... |
Student Loan Finance Corporation Student loan getting a loan can't qualify for a loan March 17, 2016 - I am from -, came to US in - to pursue my - in University - ( - ), - -, ND on an - ( - - ). I was maneuvered as a cosigner of student loan in an unfortunate and insidious situation by the primary borrower -/-/-and the principal of the student loan was $9200.00. The primary borrower, an US citizen, was working as - - of - where I joined to pursue my - program and later started working as an part time employee of - section of - and also. She took advantage of her position at - and me by asking to cosign her own financial loan application.... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan March 17, 2016 - I went to - -. I took out federal loans. When I got out of school consolidated the federal loans. I kept getting a bill from Sallie Mae. I called them and asked them why and they told me the bill was for my private loans. I never signed any agreement for private loans. I refused to pay on them. They kept telling me they had a truth in lending agreement for the private loans but never produced one. It was - loans in all. The only thing I signed was an application for the federal loans. I was told by a lawyer that these private loans are not legal without a contract. At one point a Sall... |
Sallie Mae Student loan getting a loan can't qualify for a loan March 12, 2016 - I have talked with the company and still feel like I am being discriminated against. It is my understanding that a cosigner is provided to make sure a loan is paid back. My cosigner has half the requested loan amount in a savings account and around 300 acres of land and last time I looked, - acres was going for - dollars in that area, more than enough to pay the loan if needed. I have explained that there are errors on my credit report that I am in the process of fixing and I sent them - test results showing that - and having to take the entire year of 2015 to learn to walk and wri... |
Navient Solutions, Inc. Student loan getting a loan qualify for a better loan than offered March 10, 2016 - MY personnel information was used to secure a student loan from - - by my son without my knowledge or permission, he is now in default and Naviant, who took over for - -, wants me to pay. I filed charges against my son for fraud sent all of the information to prove that the loan was fraud. They refuse to accept that this was fraud. I have sent them a cease and desist letter and told them if they think that I owe them anything to take me to court, they refuse to take this matter to court. They or other collection companies that work for them are harrassing me with calls and reportin... |
Sallie Mae Student loan getting a loan can't qualify for a loan March 5, 2016 - I submitted applications to this company to get a private student loan. I was denied and called back to sibmit reconsideration and my first reconsideration was not even looked at. When I called for a second reconsideration, I was informed this first reconsideration was not even considered because of an error in the information they received. My second reconsideration resulted in denial due to errors in my credit report that I have recently filed complaints with the - credit bureaus to correct the errors. Also, I admit to having some debts but I became ill and lost my job 2 years ago. It too... |
AES/PHEAA Student loan getting a loan can't qualify for a loan February 29, 2016 - There is National Collegiate Trust and American Education Services both reporting on my credit claiming to be the same loan with different amounts charged off. I contacted both companies to get more information and failed to send me a promissory note. From my understanding the alleged loan was created by another Loan Originator in - 2006 which even at this point of time I did not have a job and was going into my freshman first year of college or did I even have a credit card or account. This has hurt me dramatically because I am unable to apply for any loans or credit to purchase a Home or ... |
MOHELA Student loan getting a loan can't qualify for a loan February 25, 2016 - Despite my previous mail correspondence, Mohela has failed to investigate and rectify errors contained on my credit report. Thereby you have violated the Federal Credit Reporting Act, due to which I have lodged complaints with the Federal Trade Commission and the California Attorney General 's office. I am allowing you 30 days to rectify the erroneous information ; your failure to do so will result in my filing suit against your institution. INCORRECT TRADELINES : 1. -/Mohela - Ac # - ... This item is inaccurate because the creditor nor - - - furnished proof that this debt wa... |
Navient Solutions, Inc. Student loan getting a loan qualify for a better loan than offered February 23, 2016 - On behalf of myself and the graduates of - - - - - - - ( - - - ) a - - - - ; we 've witnessed a milestone for the - - , - students Debt Relief program through the U.S. Department of Education. The Debt Relief offered to the - - , - students, acknowledged by the U.S. Department of Education, that students whom attended a for-profit educational institution, now face a debt in which the degree obtained can never be paid off. Myself and classmates whom attended - - - - - - - ( - ) acknowledge and agree, they 've d... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan February 18, 2016 - I have a private loan through Navient, formerly - -. The original loan amount was less then - in 2005. I enrolled in - - of - but had to switch schools after - semester. The program director left the office early so I was charged for - full terms and the credits did not transfer. I am unable to refinance my loan and by then end of the term will have paid Navient over $30000.00. ... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered February 2, 2016 - I applied for a refinance with SoFi and I was offered much worse terms than they advertise. I have approximately an - FICO score with over 12 years of stellar credit ( deep credit ), I make over -, I have no debt except for a car loan and the student loans ( not even a mortgage ) ; and SoFi quoted me at 4.99 % as the best possible fixed rate. The company has been advertising 3.5 % interest rates all over ( competing with other student loan refinance companies ) ; if I am not being offered the best rate, I believe that there may be some fraud going on with marketing the rates. ... |
Sallie Mae Student loan getting a loan can't qualify for a loan February 1, 2016 - I applied for a bar study loan with Sallie Mae, the representative ran my credit report and stated that I qualified based on the information in my credit file however because I did n't have a job offer yet, he could not approve me. I have a non-traditional name and I believe that the representative knew that I was not - based on my name and used that to discriminate against me. I know several people who have been approved for the same loan who did not have a job lined up at the time of their approval. I attended - University in - -, Iowa. ... |
AES/PHEAA Student loan getting a loan can't qualify for a loan January 28, 2016 - The loan was opened in - - and defaulted in - -. It was charged off and picked up by a collection agency. -/-/-, I reached an agreement with the collection agency and settled the debt in full. AES was servicing the loan and has failed to update the status of the loan or the balance. I have a written letter from AES stating that the principal balance is now - but - continues to report the loan with a status of " In Collections '' with a current balance of -, and unpaid balance of - and a highest balance of -. I need the loan status to reflect that it was a ch... |
Social Finance, Inc. Student loan getting a loan can't qualify for a loan January 26, 2016 - First of all, a bit of background : I have a good financial history in the US including several credit cards, an auto loan and a mortgage ( FHA ). I make nearly - per year and live in a low cost-of-living area, so most of my income is available to service my financial obligations. I applied for a student loan ( private ) and it was denied because the - that was issue by the United States Department of Homeland Security ( DHS ) was not sufficient for the financial institution to proof my permanent resident status. I am in the process of renewing my expired - - - - - ( expi... |
Campus Student Funding, LLC Student loan getting a loan can't qualify for a loan January 18, 2016 - My complaint is for - of -, PA once a part of - Colleges that forced me into getting a - loan from - - -. I have submitted a complaint in the past about my - loan and have gotten no with it and now my loan was sold to another private lender Campus Student Funding LLC at - - - -. I have making payments none stop for almost 4 years now and my balance is actually higher now then it was when i was in school and from when i graduated in - 2012. These high interest loans and the high cost of - in general put me so far in debt that I was not eligible for a mo... |
Navient Solutions, Inc. Student loan getting a loan can't qualify for a loan January 15, 2016 - I am a co-signer on a private loan my son has. It went into default, I was never notified about the default, no calls no mail until a - Envelope this date. Three months and NAVIENT reported her late and in default. How can they do this without contacting her to cure the problem. This totally killed our refinance we are working on for our home. I talked to a Rep at NAVIENT and he told me to write to them to get this corrected. That will take us into -, The loan as of this date was made current by myself. ... |
Transworld Systems Inc. Student loan getting a loan can't qualify for a loan January 12, 2016 - I attended - College in -, VA. They promised students the world. The program was so unorganized and the tuition ended up being thousands upon thousands higher than originally quoted. No one in the FA department could ever explain the fees. During class they would pull you out to discuss overdue bills. The program closed down within 3 years. I was forced to not only max out my federal loans but had to take out additional private loans through their affiliate company. ... |
Discover Student loan getting a loan qualify for a better loan than offered December 30, 2015 - Denied federal funding and had to use private loans through Discover Student Loans at higher interest rates, unable to choose payment plan for interest repayment. Graduated from - - University -, SC. - also mislead me as to the availability of classes, I would 've not graduated if i did n't take summer courses due to the limited availability and degree requirements. ... |
Campus Student Funding, LLC Student loan getting a loan qualify for a better loan than offered December 27, 2015 - Upon beginning classes through the - - ( " - '' ), I was obligated by this school to borrow student loan funds through - - - ( " - '' ) ; I was awarded no alternative loan providers and was advised that I could not seek and/or apply any other student loan monies from any other loan servicer. Then, a few months after I began my studies at - ( and while still attending there as a full-time student ), I was notified on several occasions by the director, president, and other financial advisors at - that I had to start making payments on my student loan, and was threatene... |
AES/PHEAA Student loan getting a loan can't qualify for a loan December 17, 2015 - Dear CFPB : I am an - - veteran who is attempting to purchase a home and I am unable to do so because AES/NCT has an inaccurately reported - accounts to the creditor bureaus containing an inaccurate " charge-off '' date. This is killing my credit score and I can not get it changed despite contacting the bureaus and the creditor. Could you please contact AES/NCT and ask them to correct the inaccurate " Charge-off '' date of -, - on my - Credit Reports. This inaccurate " Charge-off '' date is listed incorrectly on all - national collegiate trust accounts. See Credit Report... |
Earnest Inc. Student loan getting a loan can't qualify for a loan December 17, 2015 - I applied to have my student loan refinanced with " Earnest '' and the company quoted me at a rate of ~5.2 %, but when the loan was approved the rate was increased to 6.86 % with not explanation even though I have an " Excellent '' credit score. And when I asked the representative to investigate why the rate changed she said she would check with the underwriting department and get back to me. That was two weeks ago and now she is ignoring me. This is a classic example of " bait & switch. '' ... |
Financial Asset Management Systems, Inc. Student loan getting a loan can't qualify for a loan December 16, 2015 - My client entered into a repayment agreement with Financial Asset Management System ( hereinafter referenced as " FAMS '' ) on behalf of -. My client was in default on private student loan and he was given to understand his agreement would cure that default. This agreement was entered into on -, 2014. My client is attempting to purchase a home and has a respectable credit score. However, he is being denied his loan because FAMS and/or - is falsely reporting his is delinquent. This slanderous intentional misrepresentation is actively damaging my client. ... |
Navient Student loan getting a loan can't qualify for a loan December 16, 2015 - My client entered into a repayment agreement with - - - - ( hereinafter referenced as " - '' ) on behalf of Navient in regards to private student loan which were in default. My client understood entering into the agreement would cure his default. My client has performed under the aforementioned agreement since -, 2014. However, in more then one and half years, Navient and/or - have refused to cure the negative reporting entries on my client 's official credit reports. This slanderous behavior is now damaging my client insomuch as he is attempting to purchase a home, has a ... |
Social Finance, Inc. Student loan getting a loan qualify for a better loan than offered December 15, 2015 - I contacted SoFi regarding an advertised Student loan rate of 1.91 %. I was really excited to see SoFi 's advertise 1.91 % on student loan 's and went through the registration and application process immediately. Sadly the " best '' rate thy were able to over me was 3.825 % on a variable 5 year loan. I took a screen shot of the advertisement - The rate quote did n't pull credit score which I was surprised about but I know my credit is really high. Since they did n't pull a credit score, I also went through and try numerous permutations of of the rate quote matrix to try and see what did... |
CommonBond, Inc. Student loan getting a loan December 7, 2015 - I just applied to consolidate my private student loans via CommonBond. I filled out quick application which required a soft '' credit pull to see if I would be eligible for a loan with their company. I agreed to the application terms and the result was that I was qualified for a consolidation loan with an interest rate from around 4 % - 6 %. Then I was asked by CommonBond to do a hard '' credit pull to dial in on the exact interest rate for my loan. After receiving the first confirmation from my initial application I was led to believe that the second credit pull was a routine task that woul... |
Climb Credit Inc. Student loan getting a loan can't qualify for a loan December 2, 2015 - I have to a non-traditional credit lender which partners with CodeUp, a coding bootcamp provider here in - -. I filled the application for the first time on - - and received an answer on - - that I did not qualify. They encouraged me to use a co-applicant to increase my chances, which I did by reapplying with my wife. And it did not even take 24 hours and I receive the same standard message of rejection on - -. Their website clearly specifies that they do not do hard hits on credit reports so we should not see any loss of points or negative consequences on our credit s... |