Review and analysis of over 276 consumer complaints
| Great Lakes |
| Sallie Mae |
| Transworld Systems Inc. |
| Navient Solutions, Inc. |
| Navient |
| Wells Fargo & Company |
| AES/PHEAA |
| Discover |
| AES/PHEAA |
| Wells Fargo & Company |
| Navient |
| Navient Solutions, Inc. |
| Transworld Systems Inc. |
| Sallie Mae |
| Company | Complaints |
|---|---|
| Navient Solutions, Inc. | 74 |
| Sallie Mae | 36 |
| Navient | 29 |
| AES/PHEAA | 27 |
| Wells Fargo & Company | 26 |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments March 18, 2017 - Moved to - due to not being able to find a - job in - as a - in -/-/2015, income became much lower, wells fargo has not helped with lowering my payments. I am struggling to pay for my private loans as well as my federal loans and I feel it is unfair that I went to - school and now suffering and working 50-60 hours a week to pay my monthly loans. The lowest they have gone is $ -/ month but increased my interest with out taking into account my monthly rent, car payment, and federal loans. I feel like wells fargo is not working fairly with me to help me or advocate for me.... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments March 5, 2017 - My daughter has a private student loan with wells Fargo. She has truly a high monthly payment which she was making initially, with my assistance. Then when she could no longer make the higher payments, she called wells Fargo, to see if they would accept lower monthly they payments, they refused to work with her. She started sending them what she could afford, which was $300.00 a month and now her account is in default. She called them again and they still refused to work with her on a reasonable monthly payment. She has been receiving several harassing phone calls and several letters. She 's... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments February 12, 2017 - I received my - degree -/-/2016. I am employed as of -/-/2016 I am so willing to pay back my private sallie Mae loan monthly via direct deposit but the term of the loan is unbearable to my income ; it is for 8 years at about $1000.00 per month. ; my total annual salary is $40000.00 sallie Mae will not extend my loan nor help me. I am a single - year old female who will turn - -/-/- and I need to pay rent, pay medical, car insurance as well as dental insurance plus gas for my car and utilities. Please tell sallie Mae to lower my monthly payment and extend my loan Thank u... |
Great Lakes Student loan can't repay my loan can't decrease my monthly payments February 10, 2017 - I have called on behalf of my - - ( - ) and maintained contact with the servicer, Great Lakes, indicating I am still unemployed and can not pay the requested payment amount. I called recently because my payment went from an agreed upon $ -/month to $ -/month. I CAN BARELY AFFORD $75.00 ... much less the more than quadrupled amount due. When I called and asked for income based repayment, they said they could not offer me any reduced payment options " they 're hands are tied because it 's a not-federal loan ''. I said I could not possibly make the full payment but had already pa... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 24, 2017 - Got a full time job in - -. Graduated in - -. Suddenly in - -, my payments increased from about $200.00 a month to over $700.00. Tried to apply for a different repayment plan so that I can afford to live, but they told me I ca n't since my dad is a cosigner ( who definitely will not be making payments for me ). Operator then misled me into a Forbearance agreement so I could get a reprieve for - payment. Also said I ca n't try and remove my dad as a cosigner so I can get a new repayment plan. When checking online, is shows me that I ca n't remove a cosigner if I 've bee... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 24, 2017 - My payments are $510.00 a month and I have called several times to ask for lower payments or for them to work with me in anyway. They told me point blank, they do n't care about customer service, they would rather I take my loan elsewhere and they lose out on money than to help me with making my payments. I had no idea that when my loan went into repayment that I had been locked into a monthly payment of $500.00 to pay it off in 120 months. They did not explain that to me until after the fact when my monthly payment increased and when I called to ask they said that 's what you signed up fo... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 24, 2017 - I graduated from college in 2015 and I took out private loans through Sallie Mae throughout my four years. I was - and my parents cosigned with me. I have been paying more loans for a little over a year now. In that time I have paid over $6500.00 just in interest rates. I am currently paying $670.00 a month just for my private loans this does not include my federal loan of $180.00 per month. I have called multiple times to Sallie Mae to refinance or consolidate or receive income based payments. I was told we do not offer any of those things. I have also have tried to refinance through... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 23, 2017 - The company where I currently have my private student loan through will not give me any options to lower my monthly payment, that I have repeatedly told them I can not afford. The only option they would give me was to put the loan in forbearance. Even though I have told them I can pay something just not the total amount of the loan due to being a single mother of - children. I have had to put the loan in forbearance 2 times for 3 months each. While the loan is in forbearance it is still accruing interest which will increase the monthly payment even more. When I asked the employee about this... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 21, 2017 - When I first began repaying my student loan the payment was -/month at the time I was working part-time with the anticipation of being made full-time, but that had not occurred yet. I called my loan provider immediately and told them ( Sallie Mae ) my situation and I asked them if I could lower my payment for a period of 3-4 months until my pay increased. They told me no. My options were forbearance or pay the amount. So, not wanting to affect my credit or increase the amount of interest on my already steep loans - I paid the full amount even though it was a struggle. They were rude, no... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 20, 2017 - I have made every single payment on time. I have tried to get them to lower the interest rate ( it 's at 9.75 % ),. The last time I called them, they said there was nothing they could do, they could not refinance my loan, even though I 've paid every singe payment on time for the last 4 years. The gentleman I spoke to said the only way I could get the nterest rate lowered was to " be late on a payment, and then COLLECTIONS will call you, then you can negotiate with them about refinancing ''. Why do I have to go to collections before I can be considered for refinancing? I have a - credit sco... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments January 20, 2017 - I obtained a private loan with Wells Fargo for living expenses during grad school. It involved - separate loans that accumulated each semester as I needed more as I went through grad school. This totaled to $120000.00. When I graduated - -/-/-, I had to wait to pass the board exam and obtain a job. I took over 1 year for that to happen. During that time, I had to go into forebearance with WF. When forebearance was up, I still did n't have the position, and I could n't pay the monthly repayment amount when forebearance was over. I ended up accumulating about 4-5 months of missed pa... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 19, 2017 - Just a few months after graduating from my - program, I started to receive letters in the mail regarding repayment for my student loan. My student loans comprise of both federal and private loans. On several occasions do I recall numerous attempts to reach out to my lending companies ( Salliemae/-/- ) to see if their were options regarding lower monthly payments for my student loans, and on several occasions do I recall the representative expressing the inability to do so without any real explanation. Luckily, I was able to have my initial monthly payments through ( - ) of approxim... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 19, 2017 - My loan repayment is extremely high with high interest rates. Repaying the loan is difficult with my salary I am currently collecting. Trying to talk to them to lower my monthly payments is a struggle, and forbearance actually hurt me when I tried it once. They still charged me after I fell behind on my loans and needed assistance by placing me in a forbearance for - months, where I still paid close to $500.00 per month.... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments January 19, 2017 - I ca n't find a job in my field of study and I 'm having a very difficult time trying to pay it back working part time jobs.... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments January 7, 2017 - I have reached out to Wells Fargo many times to try to reduce my monthly payment for my private student loans. They have reviewed my finances two times in the past two years and determined based on my gross income that I can afford the monthly payment. They do not even take into account the other student loans I have or my monthly living expenses. One time I was told that I should get my co-signer to pay if I ca n't pay. When I told the customer service representative that my co-signer could not pay, then he apologized and said he could not do anything for me. I asked to speak to his superviso... |
Great Lakes Student loan can't repay my loan can't decrease my monthly payments January 5, 2017 - After Graduating from - University on -/-/-, I received a phone call in early -/-/- from Great Lakes Financial urgently urging me to transfer all of my Federal Loans over to them. Not quite understanding the need, In trust I follower their recommendation. In the - years that I have been paying on these - loans, I have only paid $2000.00 in Principal. Starting balance was $53000.00 to date balance is $51000.00. My complaint is that I feel as though I was taken advantage of and see no end to the repayment of these loans. Below are current and previous loan information fr... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments January 5, 2017 - Upon graduation, I had went into immediate repayment. I was unemployed at the time. I contacted Wells Fargo about the loan and they said the only thing they could do was I make a - month payment before I could get a - month forbearance. I had - months of unemployment and then when I did finally get a job, it was part-time at minimum wage. I called and went back and forth with Wells Fargo for a couple months when it went back into repayment, unable to get a lower payment or any options for assistance. During that time, I could n't make any payments which put me behind on my loan. I con... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments December 22, 2016 - I recently graduated from - University with a degree in -. I recieved information from Sallie Mae not long after informing me of my loan payment requirements, which I quickly realized I can not afford. I immediately called Sallie Mae to discuss my hardship in hopes for a solutions due to my promptness in attempting to sort out the issue before I end up in financial trouble. In the first phone call Sallie Mae simply informed me that they have no options for me at this time and my only option is to default on my loans and that at that time collections may have more options for me. Un... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments December 21, 2016 - In - of this year I applied for a student loan consolidation with Wells Fargo to get a lower interest rate. My current loans were already with this bank, I had a good credit score and a cosigner so I figured it would n't be a difficult process. I was wrong. They offered an extremely high interest rate and could not give me an explanation as to why. After filing a complaint with the CFPB, they finally agreed to give me a 1 % discount on the consolidation. However, months later I realized that this is still not affordable for me. These past few months I have depleted my savings trying to pay ... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments December 14, 2016 - I risk being in default of my private student loan with Navient and they will not adjust the payment to relieve me of undue hardship. My current interest only private student loan repayment loan has expired and I can not pay the new monthly amount that Navient requests. I have no more discretionary income to pay them. I have reported to Navient that I will default if they do not adjust the payment terms. Navient 's solution was to adjust the interest rate which still leaves me with a monthly payment that exceeds my monthly descretionary income amount. On -/-/16 account manager at Navient... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments December 14, 2016 - My current private loan payment is too high ( around $310.00 per month. Some loans as high as 11 % interest rate! ) and they will not let me go into a reduced rate repayment program because I have a co-signer who refuses to cooperate. Instead I have to attempt to make this payment that I can not make and they will not accept a smaller monthly payment.... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments December 13, 2016 - I am having trouble making student loans payments, due to the high cost. I have tried to call to lower the payments but have been required to have my co-signers call in to submit a financial statement before this would be possible. I have - co-signers on my loans, - is my mother - is my brother. My brother has been out of the country and was unable to make a call for the finanical statement, however my mother did call in to give hers in -/-/-. Upon my brother returning to country in -/-/- he called to give his statement, I was then told that my mother had to redo her stateme... |
MOHELA Student loan can't repay my loan can't decrease my monthly payments December 7, 2016 - My loan is an - loan. I was just told for the first time today -/-/16 that there is a guarantor - that is keeping me from being able to do a cash modification because my income has been greatly reduced and I am currently on short term - and I 'm not sure when/if I will be released to go back to work. I was shocked of this news and very upset that I had never been told of the guarantor b/c I have tried to get lower payments in the past and was turned down. I do not want these to go into default I 've exhausted all avenues and talked with many reps from Mohela all of my loans tota... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 17, 2016 - I have - separate student loans, - federal and - private. I 'm have paid & gt ; $500.00 a month for 10 years and still have $ -. I have had financial difficulties at the moment and was making partial payments. I have been getting calls every hour everyday from Navient. I have asked many times for a payment reduction but they will not work with me. It 's very hard to be a single female trying to work, pay rent and all other bills and have no help from - Loans. I have already paid the loan amount and more but they wo n't work with me and are now harassing me all day.... |
Citizens Financial Group, Inc. Student loan can't repay my loan can't decrease my monthly payments November 17, 2016 - I filed a complaint already about this company not allowing me to reduce my monthly payments, and only giving me options that would still take all of my money from me. A week or so after filing the complaint, I got a call at a very inconvenient time and asked that they call me back the beginning of the next week. Two weeks later and they still have not called me. I tried emailing them regarding the status of the matter, and their contact page will not allow me to send an email. Whenever I call I am just left on hold for what seems like hours. It 's very apparent that they are trying to avoid... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 17, 2016 - Needing other payment options besides $460.00 a month, on top of navient saying my ffelp loans arent covered under dtr... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 16, 2016 - Short-term forebearance. Lasts around 3 months, then calls about 3-4 times a day. Unwilling to lower payment amount. School closed down. Was essentially strong-armed into taking only private loans as the financial aid advisors told me I could n't qualify for any other financial aid. Was made to renew every semester with the claim " you do n't sign it, you ca n't continue/graduate '' Did n't receive diploma until loans were paid, even after graduation. Was told I could n't get forebearance, then told I could. Non-stop calls once forebearance/deferment ends... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 11, 2016 - Name : - Loan Company : Navient over the last - years I have been making my payments on time. I got laid off - weeks ago, the company ( navient ) claims that they can not provide me with any relief even though I 'm unemployed. Then I asked them to lower my payment and put me in some sort of program, to do that they say they must speak to my cosigners, these people are elderly, my - is dealing with my - -, my - is dealing with a theft and robbery, my - is on a fix income older lady. They are asking to speak to them during these difficult times. I understand business, but... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 9, 2016 - Hello, I received private loans in total of about - from -. I pay my monthly bill, which ranges from - dollars over the decade. Majority of my pay goes to interest, so if i pay -, - goes to interest and only - goes to principal. 10 years later, i now owe -. There is no end in sight. This does not seem right and they will not reduce my payments or interests to help me pay off my debt. Can you help me?... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 4, 2016 - I graduated from the - of -. When I graduated in -/-/2008 the housing the market crashed jobs were slim to none to come by. I did manage to find freelance work to make ends meet. I was struggling to pay my student loans. When - - sold to Navient the rates changed on my loans as high as 7.25 % variable rates. I called Navient and they agreed I could pay interest only payments at $400.00 a month. I struggled for the past 12 years making these payments and yet my loan balance grew greater. I had to give up my apartment and move in with my sister. I had to stop my car insurance be... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments November 4, 2016 - I graduated in - of 2016. I earn $ - full time. I have government loans as well as $85000.00 in Sallie mae private loans. There are - loans total with separate payments. The total of the - loans is roughly - month payment with interest rates as high as 10.5 %. I can not possibly make this payment. My cosigner is my mother and she can not assume this payment because she is taking care of my step father who has - and they have medial bills. Sallie Mae 's only offer is forbearance or interest only which forbearing my loan would not help since my income is what it is right now.... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 1, 2016 - I am currently - in -. My salary is - before tax and my rent is $1400.00. This is not including utilities, transportation, and food. I have spoken to Navient about private student loans to make a plan to pay them off. I told Navient my salary and expenses and committed to paying $ -/month until my salary increases. I spoke to Navient representatives several times regarding my willingness to work with them. However, Navient was persistent in that they did not want $75.00 they wanted & gt ; $300.00 a month that I simply did not have. The representatives became belligerent even ... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments November 1, 2016 - I am -. I have been struggle to meet the payments since I have - job that I have been working and still struggle to make the full payment. I have call and it take long time because I was using the relay operator.... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments October 28, 2016 - I borrowed from then -, now Navient, a total of about $8000.00 in - separate loans. This is on top of my federal loans that I currently had to put in to forbearance. The loans were all to cover on-campus housing expenses, transportation costs, and supplies for school. At the time, I had no other options and was forced to have my father co-sign on all - loans. I do not feel I was properly prepared to take these loans out and did not anticipate how aggressive the repayment terms would be. I am now almost - payments behind and have done voluntarily forbearance twice, with a signific... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments October 28, 2016 - Wells Fargo continuously calls my mother 's work number every day and leaving messages harassing her for payment.... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments October 27, 2016 - I have several loans with Navient ( former - - ). I am so thankful to them for helping achieve my dreams of having a - and - - -. However, when I graduated college I could not find a job in my field. Even if I did I would still not be able to pay my over $900.00 a month student loan repayment. My co-signer who was once a close uncle of mine, is now berated with calls because I can not pay my loans. When I was completely honest with the Customer of Advocacy Department they revealed that because my uncle makes enough money he can pay them, and there are no other options. The... |
Discover Student loan can't repay my loan can't decrease my monthly payments October 26, 2016 - I have been paying back my student loan since -/-/-. I was late for - payment about 2 years ago and it was only by a few days. Other than that, I have never missed a payment no matter how hard it was to make the payment. I tried in good faith to get them to refinance the loan. However, they keep saying they will be coming up with refinancing options, but they never do. The terms of the loan are completely unfair. It is very high interest and a very short term. This makes it nearly impossible for me to live month to month. It was originally a $44000.00 loan and by the end of the loan... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments October 20, 2016 - I cosigned a loan for my daughter in -, when I had a job. She has not spoken to me in several years now. I did not know that she decided to stop paying her loan in - of - UNTIL Wells Fargo started harassing me non stop. I am now - years old, I was laid off from my job in -. I have not been able to replace a decent income. I have a very limited income now, under $- a year. I have been in touch with W.F. constantly ... to no avail. They refuse to offer me any relief, as I had asked for a modification to either lower the rate or monthly amount.. I have also asked for some amou... |
Access Group Student loan can't repay my loan can't decrease my monthly payments October 14, 2016 - I have a - and an -, and I have accumulated about $150000.00 in federal and private student loans, of which $45000.00 in private student loans have become a big problem to repay. I am unemployed and have very minimal income. I have exhausted my deferment, and I was refused to get on the income-based repayment plan or MGRS- modified graduated repayment schedule. My servicer is - and the holder of my student loans is Access Group. Both refused to provide me with an income-based repayment plan, and here is why- I was on the income-based repayment plan but still had a hard time maki... |
Iowa Student Loan Student loan can't repay my loan can't decrease my monthly payments October 8, 2016 - I recently came out of bankruptcy and began making payments on my loan for almost a full year. The loan company, Aspire, keeps adjusting my variable interest rate upwards. I have called and spoken with them about my monthly payments and keeping it affordable, as well as paying them off as soon as I can. I have begun paying my loans a little earlier to help with paying it off sooner. However, my interest rate has steadily increase and make it difficult to lower my principal. I am the mother of a child with a -, and I can not afford for the company to keep raising my interest rate and making ... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments October 4, 2016 - I had to obtain private student loans throughout my college career so I could obtain my bachelors. Without the loans I would not have been able to complete by degree. I am very thankful I was able to stay in school however at this point in my life, I am not able to afford my full payment and Wells Fargo will not give me any alternative payment options. I have tried to consolidate my loans and have been denied and I am not eligible for a review of my loans because of my cosigners incomes. My parents cosigned my loans however will not help in repayment. I have a daughter now that is - and I a... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments September 27, 2016 - Only gave me one option for lowering my payments but only taking my rent in to account and not other bills that I have to pay monthly. I am more than willing to try and start payments, but can not afford the full payment at this time.... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments September 21, 2016 - I graduated in 2013, am unemployed and not able to pay the $800.00 per month pay back on my loan. I am looking for employment and, the monthly payment is too large for me to be able to pay while covering my living expenses. I have repeadetly contacted Wells Fargo for assistance in lowering my monthly payment. I do not qualify for consolidation because of my credit score which was marred by Wells Fargo. In addition, even if they DO offer a consolidation loan, the interest rates are very high and it would not lower the monthly payments. It is impossible for me to pay $800.00 and I am hop... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments September 13, 2016 - Wells Fargo refuses to work with my daughter in any way. They have stated the amount she must pay every month and despite the fact that she does not make enough money to do so, they will not compromise in any way. Their interest rates are absolutely ridiculous also.... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments September 7, 2016 - I called multiple times to have a graduated repayment plan started. I thought that it had been started when I received a statement the next month for the full amount. I called again a few weeks ago and was told that everything was all set in the system again and I was put on the graduated repayment plan. No such luck. I just received the latest monthly statement with the full amount due.... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments September 4, 2016 - Wells Fargo is the lender of this private student loan. The lender had been informed of my financial hardship for over 12 months. They had denied consolidation, lowering monthly payments, and finally when they offered a forbearance, they mentioned that I had to pay three months of on-time minimum payments. I have student loan debt that is triple my income. In monthly payments alone, a total payment equaling $1300.00. I had been through periods of time not receiving timely paychecks due to a public service related job. The three months of payment would have been fulfilled to receive the forbe... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments August 20, 2016 - When I was - I was pressured by my parents to find a college and attend it. I found a college and we took out a student loan, the whole year cost me about $20000.00 of private loans and $9000.00 of federal loans. I did not go back my second year because my dad ( my consigner ) would not sign for another loan ... .so now can I not only attend college because I have no money, but now I have to pay back $29000.00 of loans at only - years old. I am now married and have - kid and I am working part time making only $.00 over minimum wage because I do n't have a degree to get a bette... |
Wells Fargo & Company Student loan can't repay my loan can't decrease my monthly payments August 16, 2016 - In - 2016 I responded to a message from Wells Fargo regarding a graduate student loan that would come due in - 2016. I requested re-consideration of the rate of payment or some kind of concession based on my extreme change of circumstance. I recently lost my husband, who was the sole income provider for myself, and my daughter, a -. Wells Fargo suggested a loan modification. I began the process shortly thereafter filling out many forms, documents and sending endless faxes, which was not only demanding at this difficult time in my life, but full of contradictions at all levels of com... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments August 10, 2016 - Despite consistent contact with Sallie Mae and efforts to negotiate affordable payments with them, they continue to use hostile collection tactics with me. They refuse to even attempt recalculating my monthly payment after submitting paystubs that show my monthly income to be around $2000.00, while the monthly payment they are requesting are over $260.00 per month. This is well over what I can afford, and they refuse to negotiate an affordable payment in any way, while repeatedly calling and asking for immediate payment while redirecting me to numerous collection agents as I attempt to fin... |
U.S. Bancorp Student loan can't repay my loan can't decrease my monthly payments July 29, 2016 - I initially filed a complaint ( Case No. - ) on - -, 2016, after US Bank denied my request to modify my student loan because I could not afford the payments. After this complaint was filed, US Bank provided me with the opportunity to defer payments for two months so I would have time to submit another modification request. My original request was denied because US Bank determined ( using a formula that has never been explained to me ) that the debt I owe is not a large enough portion of my overall debt. I explained my monthly income would go down ( by $1100.00 ) because I had a teac... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments July 27, 2016 - I contacted Sallie Mae to request some relief when I could not make $ -/month payments on a - % private student loan. Asking if there was any way to lower my payments I was told that I could enroll in auto debit to save .25 % on my interest. I told them that that would not help. I was then told that I would have to miss payments and go delinquent on the loan before they could offer me any additional assistance. After I missed my first payment I called again and was told that I would have to get current before they could offer me any relief. I did n't have the $200.00 that I owed them n... |
F.H. Cann & Associates, Inc. Student loan can't repay my loan can't decrease my monthly payments July 26, 2016 - F.H. Cann & Associates is calling my place of employment and harassing me.... |
Sallie Mae Student loan can't repay my loan can't decrease my monthly payments July 19, 2016 - I have close to $100000.00 in student loan debt, $20000.00 of which is funded by Sallie Mae/-. Sallie Mae/- refuses to work with me and demands that I pay $320.00 a month or more on this debt with 10 % interest. Everytime I call a representative tells me that is my only option, or I can default. Then they state that if I default there might be some help for me but they do n't know, and there 's nobody I can talk to about it. It is unbelievable... |
Transworld Systems Inc. Student loan can't repay my loan can't decrease my monthly payments July 6, 2016 - I received a call on Wednesday, - -, 2016 approximately around -. to -. in regards to my - - - -, which has defaulted and has gone to this collection agency : TransWorld Systems, Incorporation, telephone number : -. I am so angry the way this gentleman talked to me on the phone. He made me feel like I was " NOTHING. '' I am so upset right now. When this collection agency first called several weeks ago, I started out speaking with - -. - - called last week and she stated she noted my account of what I was currently doing to resolve this debt. I do not use... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments July 5, 2016 - I cosigned a private student loan for my sister. She used it for lawyers as she was getting divorced. She never used the funds for college. I went into bankruptcy and they refused to discharge this loan even though it was n't federally guaranteed and the monies were not used for educational expenses. I 'm out of bankruptcy now and all of my student loans are suddenly under Navient along with my sister 's loan. I 'd like to discharge them all.... |
Transworld Systems Inc. Student loan can't repay my loan can't decrease my monthly payments July 5, 2016 - Enrolled at - College in - -, California. - College was part of the - College system. Did not receive education as represented or job placement assistance as promised. The whole thing was a fraud. Was ripped off and now am being asked to pay for, essentially, nothing.... |
SIMM Associates, Inc. Student loan can't repay my loan can't decrease my monthly payments June 29, 2016 - I have had the unfortunate experience of dealing with Simm Associates, a collection agency, in handling my student loans. After losing my one of my jobs in -/-/- and working at my other job only 30 hours/week ( employer given hours ) I was not able to make full payments on my student loans. I offered to make reduced payments, however, the original lender, - -, refused a payment reduction to $ -/month vs the required $ -/month. They then sent my loans to SImm Associates. Since - 2016, I have received multiple calls to my business cell phone which I have asked them nicely on ... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments June 29, 2016 - - - - - - - - LA- - - -, 2015 Navient - - - -, - - Re : Request to lower my monthly payment for Acct # - RE : Graduated Repayment Plan Dear Navient : I am writing to appeal the decision of denial for graduated repayments. You send me option for graduated payment plans and deny the plan the same day from the correspondence that was sent to me! How can I possibly pay you $1200.00 dollars per month, and I do n't even make that amount! I have asked several times to work with me! I am willing to start repaying my loan, but I can not realisti... |
Navient Solutions, Inc. Student loan can't repay my loan can't decrease my monthly payments June 29, 2016 - I contacted Navinet to gain advisement for the repayment options of the current standing of my loan. I have made my payments faithfully since the original date of - -. Please note my intention is only to resolve my debts. My last payment of - was made on - - -. Shortly before that payment was automatically withdrawn I was contacted stating that my loan amount would be increased to 2 % which is beyond what I can afford at this time. I was told it was the only option I had and therefore no payment has been set up for -/-/- or - -. During my call to try to resol... |
Discover Student loan can't repay my loan can't decrease my monthly payments June 29, 2016 - Hi, Thank you for your time reading my complain, I am currently working part time ; around $600.00 a month. I had a Student Loan from Discover Bank. They are asking to for a monthly payment around $200.00. After we agreed to pay partial payment, they reported me to the credit company as late payer. However, they told me as long as I pay partial amount of money, they wo n't report me. And I paid $ - monthly for the past 3 months.... |