Review and analysis of over 1,489 complaints against Equifax
Equifax consumers have reported over 1,489 official complaints related to Problem with statement of dispute. Out of the 1,489 consumer complaints against Equifax, 33% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.
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Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 7, 2016 - The Debt collection agency, - sent out an order for the deletion of a collection account on my credit file to the - credit bureaus ( Equifax and - ) it was listed on. 5 days afterwards -, deleted the item as requested by -. Equifax on the other refused to yield to the request. - issued - AUDs on - different occasions reiterating its decision to remove the derogatory item from my credit file. Equifax still did not yield. The latest credit report I just obtained has the credit file updated with collection item still listed. I made numerous phone calls to no avail. I was ... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 6, 2016 - I have two items on my credit report with Equifax that I attempted to dispute in -. I never received any notification on the status of this dispute. Today I called and was transferred to 3 different representatives and received absolutely no information on the status for the resolution of this dispute. Ask them what evidence or information they had to provide me with an order to show that this was my account or my claim and they can not find me with anything I 'd like to make a complaint against Equifax as I do not have any justification as to why this is on my credit bureau. These items ar... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 6, 2016 - On - -, 2016, after reviewing my credit report, I noticed accounts listed from - ( - ). I contacted the number listed on the report to be told they did n't have my account and gave me a number to contact which was - - - - - -. I contacted - to pay off the account in exchange for deletion from my credit report. I was told by - - to dispute the account, ( which I did ), and it would be removed. The company that 's saying I owe them - has since just decreased the balance owed on the account. I paid - - - because I was forwarded to them from a rep... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 3, 2016 - I have submitted all info in reference to many accounts and inquiries opened in my name. I have provided police report, FTC affidavit, copy of my driver 's license, social security card, bill, etc. I have advised them that many of these accounts, broken lease ( which I have provided to - ), inquiries, etc are not mine. I am livid, - that I have done what I need to do, provided information, etc and still have not gotten correct remedies to the situation. I have attempted to reach out to these companies and have been advised that my information was used and provided ( hence the reason I ha... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 2, 2016 - I had a bankruptcy over 7 years ago. All other reporting agencies have removed it from my report. Equifax continues to carry it. There response was that it stays on for 10 years. Nowhere have I read that a personal bankruptcy stays on for 10 years. Why are they the only ones that continue to want to ruin my life. I 've paid for my mistakes and am trying to move forward but they refuse to let my past go. 7 years is n't enough ...... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute December 1, 2016 - I recently again submitted a inquiry dispute with equifax stating that most of the inquires i did n't authorize and I want them to reinvestagate due to several alerts from my - that my information is being sold on a - market website. Well on -/-/2016 I was sent back - reinvestigation results stating that the inquires were of factual record of file access and if I believe it was unauthorized to contact the creditors which I have done once again I was told by a majority of the creditors in order to dispute the inquires I would have to redispute them with equifax and equifax would send... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 30, 2016 - When the information from - first went on my credit report over one year ago my credit score dropped by over - points. It was a voluntary surrender of a -. I voluntarily assumed responsibility of the residual and have never missed a payment. It was reported as a charge off but also a repossession. I did not pursue having anything done with it until recently. Today I received a reply from Equifax. Supposedly the derogatory remark ( repossession ) was removed from the file and I now have no accounts with derogatory statements. However, they dropped my credit score - more points. Th... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 30, 2016 - - collection agency, - - -, is incorrectly reporting a $0.00 balance collection on my credit bureau reports which is negatively affecting my credit. I 've disputed this matter with each credit bureau, but in their remarks they state that - " meets FCRA requirements ''. - - - website is broken or down so I do not have contact information to address them directly.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 28, 2016 - I asked the credit agency to dispute the information that is on my account because it is inaccurate. They did what they call an investigation and said the information was to remain on my credit report. I do n't believe a investigation was done and I sent this information certified mail which got me to get no result. I have looked over the information from the credit agency and it is wrong on many levels which I have highlighted in my documents.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 25, 2016 - They are reporting - and light on Equifax. They are reporting the same account twice. When I mentioned this to the equifax rep they said well the account number is the same, the balance is the same, but the date opened is NOT. Therefore it is NOT a duplicate by our standards. I contacted - and light. They said to me that they do NOT report to equifax they report to - and furthermore they had NOT received ANY response from equifax regarding my dispute!!! So equifax is n't even investigating my dispute at all!! They also said that there is only - account and have no idea where equifa... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 24, 2016 - I requested an investigation from the credit bureau twice for a mistake on a delinquency. My credit report states the account had been paid and closed on -/-/2014. However, it also states the account has been transferred to another office. When I contacted the company that I had the account with they state its has been paid in full and is closed. I have been disputing the issue for a couple years now. The credit bureau made a remark stating that the investigation has been completed and that I disagree with them. Yet no one can give me the information on this mysterious " office '' that n... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 21, 2016 - Submitted evidence of letters to and from creditor, - - - -, to Equifax and -. After initially disputing a negative account on my credit reports with Equifax and -, and being told by each that the account was verified or updated without any evidence or proof of this alleged verification, I was then requested by each bureau to dispute the negative account directly with - - - -. - - - - has been reporting for over 6 years now an account that shows a zero balance owed but indicates - alleged late payments.I then sent a certified letter to - - -... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 16, 2016 - I have submitted several disputes for inaccuracies on my report. As of today, Neither Equifax nor the collection agency have provided me with any documentation as requested to validate the debt. I filed a previous complaint about the collection agency who admits to not have responded timely after receiving my dispute. They claimed to have flagged it as disputed but yet I have credit reports that are attached and show otherwise.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 16, 2016 - The investigation told me about debt collector. The debt collector told me it came from a dr at a hospital during a - last year. I called the dr. And the hospital they reffered me to. Neither the hospital nor the dr. Have any knowledge of debt.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 15, 2016 - I have filed a validation dispute with -, Equifax and - regarding Bankruptcies that are listed on my credit report. After filing a validation dispute requesting proof that this debt belonged to me, I received a letter in the mail stating that this debt was confirmed and is said to be my debt. I then contacted the Bankruptcy courts who then advised that they do NOT confirm any debts with the credit bureaus. I would like to know exactly who or how they verify debts for any individual, without proper documentations. I also requested a second validation and was told that I would need to prov... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 15, 2016 - I disputed a couple of accounts that showed as delinquent on my credit report since I could n't find any record of those accounts in my files. I asked them to provide physical proof of verification of the account or remove them from my credit report. Their response was that the account had been verified but did not provide either the name of the employee who verified the account or physical proof of the verification of the account. Do n't they have to verify the accuracy of the data reported not just report whatever is sent to them?... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 14, 2016 - Equifax continues to use my bankruptcy information on my credit report.so it effects my credit score. My credit history has been without a blemish for more than seven years since dismissal.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 14, 2016 - Equifax is reporting falsely on my account and I asked them to verify the accounts since they are not mine. They lied in their response to me that they contacted the courts and verified by sending someone to the courthouse. They asked me to contact the court. I did contact the court by phone and mail. I was advised they did not furnish the information to the bureaus and also sent me a letter indicating they did not verify as such. Equifax flat out lied and violated FCRA rules. Additionally, I have asked for the procedures and their source for having this info on my report as I believe they are... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 13, 2016 - Equifax did not properly " reinvestigate '' the false item on my credit report that does not belong to me. It did n't not tell the method it used and did not provide me with copies of her supprporting documents to support its conclusion. And, most importantly, it did not remove the erroneous item.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 13, 2016 - I DISPUTED ACCOUNT ON MY EQUAFA- CREDIT REPORT AND RECENTLY THE ACCOUNT WAS DELETED OFF OF MY CREDIT REPORT. GRANITE STATE MANAGEMENT WAS A CLOSE STUDENT LOAN ON MY CREDIT REPORT AND IT WAS A PAY AS AGREE ACCOUNT ON MY CREDIT FILE. THE REASON WHY I DISPUTED THIS CLOSE ACCOUNT IS IT WAS REPORTING A WRONG DATE FOR DATE OF LAST ACTIVITY ON THIS ACCOUNT. IT WAS REPORTING - -/-/- DATE ON THIS FILE. I MADE MY LAST PAYMENT ON THIS ACCOUNT IN -/-/- WHEN IT WAS TRANSFER TO ANOTHER OFFICE. THE DATE OF LAST ACTIVITY NEEDED TO BE UPDATED TO SHOW THAT THE LAST ACTIVITY DONE ON THIS ACCONT WAS ... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 11, 2016 - I sent a certified letter to equifax over 45 days ago requesting verification of late payments and collection accounts. I informed them to send me documents that they have in their file as of date to verify the accuracy. Under the fair reporting act ,15 U.S.C 1681g, I have the right to demand all documents retained in their file. NO copies were ever sent. This is a violation of Section 611 ( a ) ( 5 ) ( A ) ( i ). They did not mail evidence of the accuracy of my accounts on file within the 30 days. Unde the FCRA 15 U.S.C. 1681i all unverified accounts must be deleted promptly. No copies of the... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 10, 2016 - - credit card did not resolve my disputed $230.00 charge and now they are assessing me late fees, interest and reporting me to all the credit reporting agenies. Similar to CFPB -... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 10, 2016 - I have disputed - different accounts that are on my Credit Report which are included on my bankruptcy yet it returns with the " creditor states it is showing correctly ''. The creditors have been informed numerous times in writing by my attorney that the accounts are a part of my bankruptcy and need to be removed yet they are still showing on Equifax. Upon dispute, these same accounts were removed immediately from - but Equifax still reports them.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 10, 2016 - Negative information should be removed after 7 years from the credit report. - - - - -, - - -. - -, IL - is reporting information that is over 7 years old. I asked Equifax to find out the date when this debt was open and became due and they just ignored my question. I also asked Equifax not to put the date of birth or SS N on the reports they send to me because my mail has been stolen several times. They refuse to do so. Negative information that is over 7 years old should be removed from one 's credit report.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 9, 2016 - I HAVE DISPUTE - ACCOUNTS ON MY EQUAFA- CREDIT REPORT ABOY A MONTH AGO. I EVEN DISPUTED THE ACCOUNT WITH MY CREDITOR RECENTLY AND THEY SENT ME A LETTER THAT THEY HAVE UPDATED MY CREDIT REPORT ACCURATE. ON MY OTHER ACCOUNT I HAVE DISPUTE A NOTICE THE INFORMATION I HAVE DISPUTE HAS BEEN UPDATED BUT THE BALANCE IS NOT UPDATED OR CORRECT. SO EARLIER TODAY I WAS GOING ON LINE TO FILE DISPUTE AGAIN WITH THE CREDITORS AS I WAS LOGGING ON TO THE ONLINE DISPUTE ON EQUIFA- .I LOOK DOWN ON - OF MY ACCOUNTS THAT I WAS GOING AND I SEE THAT MY 81 MONTH PAYMENT HISTORY HAS BEEN UPDATED AND IT SHOWS THE... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 8, 2016 - Invoice # - from - - -, Fl - Date of service -/-/- All - bureaus are reporting this account as open. This account was paid off -/-/- by credit card ending - The address this statement was sent to was - - -, Fl - I have since moved, my new address is - - -, FL - Please help me with this so my correct information will be posted to my credit report. Each bureau states this account is being disputed. But none of them are showing the account as being paid. Thank You -... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 8, 2016 - Equifax has been reporting false information on my credit report since - - that has prevented me from renting an apartment. They have - collections listed from - - - / -. This information was previously deleted via a dispute in - -. Equifax continuously states that the company ( - ) is verifying the information that account belongs to me but fails to provide any proof of the alleged debt and method of verification. I have sent in documents directly to Equifax showing that the account that is reporting the information does not match to what - is claiming and the... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 7, 2016 - Equifax continue to violate my rights and the law by constantly verifying the un-authorized inquiries listed on my credit file. In my last letter I gave them the new and relevant information ( proof that the creditor did not have authorization ) they needed to conduct their investigation. Yet they still verified these inquires. It 's troubling that Equifax continues to violate the law and hurt consumers on a daily basis. The law is clear, if the creditor does not have permissible purpose to pull a credit report, they ca n't pull. They have failed their responsibilities to me as a consumer an... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 6, 2016 - I was seeking to file a dispute for an item listed in my credit report, and I was asked to verify information in regards to, mortgages, loans and credit accounts, none of which have I openned, and I was denied access to file the dispute because I answered truthfully in response to the questions asked.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 6, 2016 - My credit report company refuses to get rid of the dispute on my credit. I told them im not disputing my car and i wrote to - exquifax and - and requested that they take it off. - also telling them to take it off as well. They told me they wont re investigate and that information is correct and that they wo n't take it off my credit. I sent them letter and told them countless time to remove it. The person im dealing with has pulled my report. Several times and my score has dropped alot and i have a baby comming and i ca n't stay in this condition. I live in a hotel room paying - a ... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 6, 2016 - I contacted Equifax on -/-/2016 ; to dispute the account, and as of today, -/-/2016 ; I have not received a response.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 2, 2016 - Equifax, refuse to delete these unauthorized and fraudulent inquiries from my credit report even after sending them documents from the companies stated that they have no records of this inquiries. I spoke with Selly from Equifax fraud department on -/-/2016 to get this issue resolved, she stated that no matter how many letters I send, they will not remove these inquiries and she put the burden back on me telling me to contact the company who placed the inquiries on my credit report which I have already contacted and still they were not able to verify these hard inquiries and sent response ... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 2, 2016 - I have several incorrect addresses on my credit report. Equifax says I have to supply my driver license, utility bill and proof of address. I subscribe to Equifax 's credit monitoring. They know exactly where I live and how long I have lived there. This is just a stalling tactic.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute November 1, 2016 - I have contacted Equifax three times now disputing a collection account that was to be deleted by request of the collection agency. The latest dispute results states that it is " verified to be mine '' although I have attached the same letter from the collection agency each time stating it is to be deleted. it has been deleted with both - and - without having to investigate. It is completely disregarded each time and I want this deleted as soon as possible.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 31, 2016 - I am filing a dispute with Equifax regarding an item on my credit report. However, the reason for this complaint is not the dispute itself, but the Equifax dispute process. My complaint is that Equifax clearly has my credit history and address history. However, when I try to file an online dispute, Equifax asks to 'verify my identity ' by giving me choices among credit transactions which are clearly not mine. As a result, I am told that 'The information you provided does not match our records so we are unable to process your request online. Please FA- your dispute and a copy of your driver 's... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 31, 2016 - I was placed as an authorized user on a credit card without my consent. I have never used this card from - - - -. I have been writing Equifax for over a year to remove this item. I have also been writing - - - -. The account was charged off and I am not responsible.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 31, 2016 - Had my computer stolen end of last year or beginning of this year. It had all my info on it all my pass words saved on it and all my dates would fill in any application. with all my correct info hope you can help. Someone tried to get credit card about - or so really dont know exact amount of inquires they made.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 28, 2016 - I am a victim of identity theft, I have filed the necessary affidavit with all three CRA. The original creditors are disputing this information, the CRA is refusing to remove the items that the thief used. Its impacting my livelihood and ability to obtain credit. I have sent them numerous letters, refiled the affidavit. To no avail.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 27, 2016 - Multiple issues with Equifax. In - 2016 I had a collection account, - Original creditor was - - in Tennessee. It was an erroneous charge as the contractor who picked up the equipment did not key in the modem in their system as returned. I contacted comcast directly and their rep was able to track down my old modem currently in use in their system, he apoligized.I was given a case number ref/ticket number # - to use in my dispute which I did. I disputed the charge on - -, and all other credit reporting agencies had removed the erroneous collection account on my credit repo... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 27, 2016 - All they did was verify it is my account. But again this is an outdated - account that is suppose to be dropped off in 10 years. I do n't understand why Equifax does not follow their own policy.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 26, 2016 - There was an item on my credit report that had incorrect data in it. I put in a dispute with Equifax to have the item either corrected or removed. I did my own due diligence in trying to reach out to the company to resolve the matter however, the information provided by Equifax and the information I could gather for this company offline was all non working numbers. The physical address for the business is also the business address of another company. At the end of the investigation I had to call Equifax because they did not send me any information concerning the status of this dispute. They in... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 26, 2016 - I was victim of ID fraud from -. - has confirmed via phone and also sent me correspondence agreeing the account opened with my information was not authorized by me. I initiated a dispute with Equifax and received the final disposition that the information was " Inquiries are a factual record of file access. If you believe this was unauthorized, please contact the creditor. If you have additional questions about this item please contact : - -, - - -, -, DE - Phone : ( - ) - '' I have contacted - again to have this inquiry removed. Additionally I can find no w... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 25, 2016 - Beginning in -, a Public Filing Entry of a State of Idaho Tax lien was noted on my Credit Report with all three credit reporting bureaus. The lien is not and has never been mine. Both - and -, much to their credit, did remove the notations soon after I provided them with the same documentation that I provided to Equifax. Equifax howver did not remove the error in spite of my having provided them with not one, but two separate letters from the Idao State Tax Comminsion clearly affirming that the lien was not mine ( copies of those letters annexed to this statement ). My Equifax dispute... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 22, 2016 - I placed a fraud alert on all - credit reporting agencies due to the number of inquires seen on my credit reports. they sent me an email saying they had investigated and all inquires were correct, per the companies that posted the hard inquires, but they did not have adequate verification with my signature. i would like the hard inquires removed from my credit reports immediately, as they can not verify they were approved by me.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 21, 2016 - Equifax will not do a proper investigation. They continue to say the information was verified. Which is a lie! I have no account with this company nor have I ever signed any contract to do business with them. They have neither lent me anything nor have they provided services to me for which I requested. They are under an order to Cease and Desist and accordingly, this must be removed from my credit report immediately.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 21, 2016 - I have disputed with Equifax several times and each time they have given me proof on how they verified or validated the accounts that I have disputed. I have requested original documentation with my signature on it and they have not done so. Under FCRA LAW I have the right to request that information and they are not allowed to report any item on my credit report that can not be verified with the original contract with my signature on it.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 20, 2016 - I sent a letter to Equifax on - -, 2016 requesting to remove - hard inquiries from my credit report. These were unauthorized and fraudulent credit inquiries under my credit report. On - I received email with credit file : - -, 2016, Confirmation number : -. There was the same exact responses for all the hard inquiries : Inquiries are a factual record of file access. I did n't get any proof of my signed authorization for these inquiries. I am requesting Equifax to remove these from my credit report immediately.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 20, 2016 - I reviewed my annual credit report with Equifax and i noticed that an old closed account in - from - - bank still showing in my report. I 've contacted Equifax twice to get this account removed from my report since it has been well past 7 years. Others credit agencies like - and - have remvoed this account, but Equifax is refusing to do so. The keep claiming that " its reported correctly '' or " that it belongs to me '', i 'm not saying it did n't belong to me nor that its incorrect, what i 'm stating that it should be off my credit report at this point. I 've called them to ask... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 20, 2016 - There is a collection account on my credit report from -. I never received a bill. I have dispute this on my Equifax report back in 2013. I sent a letters for validation and dispute and the company never responded.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 19, 2016 - I have filed several complaints with Equifax, - & - in regards to information from a creditor in regards to some medical bills that I am not aware of from - - - in -, MI. I have filed several complaints with the creditor and credit bureaus with no success in having them removed. I have been doing the run around game with the credit bureaus since - of - and they refuse to fix the problem.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 18, 2016 - after disputing a inaccuracy on my report, with proof attached equifax claimed they contacted the reporter and the reporter claimed the account was still open and in collection : see attached equifax responce. they did offer me a service for - to expedite my dispute. they reported to the cfpb they had not contacted the reporter. i submitted a copy of their response to me to the cfpb showing the falsehood. now im seeing a - point drop on my equifax score! Is this retribution? see other attachment.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 18, 2016 - I have an FHA Loan with - -, # -. - - has reported that I have been more than 30 days late with agreed payment schedule. I have disputed this derogatory with - - as all of my records reflect payments current and on time. I addressed my concerns with documents showing the current/on time payments. The inaccuracy is on behalf of - - applying the payments " at will '' in their receiving account division, therefore reflecting negative on my credit profiles and straining my overall credit scores. - - has refused to investigate this matter further or review my accoun... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 17, 2016 - I disputed a judgement on my credit report with Equifax due to inaccuracies on my credit report. I asked for verification on - items specific to the judgment. Their " investigation '' took 7 days and they sent me a form letter that not only did not address my - original verification requests, it simply stated they updated the judgment to " paid/satisfied '' with no explanation. It is now 30 days outside of my original request, they did not validate my disputes in question nor did they remove the judgment from my credit report, and the only thing they will do is initiate another dispute, ... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 17, 2016 - I have a few issues with the investigation that Equifax did. I sent them a letter stating some errors I saw on my credit report and their response was completely unacceptable. All throughout the letter they state, " We have verified this account as yours or belongs to you. '' never, in any part of my letter to them did I state that the mentioned accounts were not mine. Not only did I point out the errors but I made it clear that I was not disputing that the accounts were mine, only the missing information, and issues with the payment history. I do n't think that Equifax read my complaint at al... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 16, 2016 - Despite my previous written requests for Equifax to provide me with the name of the person in their company who verified that these disputed accounts are accurate and belong on my file along with copies of the documentation that they used to verify the accuracy of the items I disputed Equifax ignored my right to request this information from them. Rather than complying with their duty to provide me with this information Equifax repeated refusal to comply clearly demonstrates their willful violation of the FCRA and I believe the Courts will agree when I present them with copies of my letters an... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 13, 2016 - Trying to get a judgement removed, from Equifax, ... I faxed a true copy from the Clerk of Superior Court stating " This judgement is satisfied in full as to principal, interest, and cost and the same is hereby cancelled of record on -/-/2012. '' Transunion has already removed it ... Equifax states it has to be on there for 7 years Being the widow of a - veteran, my credit is all I have.... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 12, 2016 - My concern is not listed, but here it is. My - and - scores are only - or less values in difference. - and - respectively. Equifax, however, consistently has my score at almost - points less than both. I have been told that because I live in a predominantly - area, this is a racially motivated discriminatory practice based on zip code. Meaning the score is deliberately manipulated this way in predominantly - zip codes to prevent us from obtaining fair and low interest rates and even to deny credit altogether. I would like an investigation into this. My score with Equi... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 12, 2016 - I the Consumer file this Affidavit and Notice of Complaint with the Consumer Financial Protection Bureau for the matters set-forth herein. After requesting EQUIFA- to remove negative credit reporting activities of the DEPT OF ED/NAVIENT and NAVIENT, the consumer was denied remedy to a complete and accurate investigation in regards to the removal of the items/accounts on his Credit Report. There are issues where the credit bureau EQUIFA- has denied the consumer remedy and a review of ALL proof of claims ( documented information provided by the DEPT OF ED/NAVIENT and/or NAVIENT ) subject to pu... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 11, 2016 - this items was not properly validated as accurate and i recieved a letter stating that this item from - county clerk has been deleted from my file on the - of - and i was mail a letter in regards to this inaccurrate information but when i pulled my credit file on the - - it is still there i need the inacurrate information off of my credit file something needs to be done with these credit agencies... |
Equifax Credit reporting credit reporting company's investigation problem with statement of dispute October 11, 2016 - I disputed - unauthorized inquiries on my Equifax Credit Report. The other - reporting agencies removed the inquiries after a properly and timely investigation. However, EQUIFA- whose in the habit of pleasing creditors, refused to perform the required investigation. I submitted my dispute on -/-/2016 and it completed its investigation on the day, citing " Inquiries are a factual record of file access ... '' and therefore, refused to investigate the unauthorized inquiries. I read online - complaints from other consumers who experienced the same issues with EQUIFA- when disputing inqu... |