Review and Analysis of over 6,568 financial product complaints in South Carolina
| Company | Complaints |
|---|---|
| Bank of America | 544 |
| Equifax | 496 |
| Wells Fargo | 490 |
| Experian | 402 |
| Citibank | 264 |
| TransUnion | 263 |
| Ocwen | 244 |
| JPMorgan Chase | 233 |
| Capital One | 161 |
| Ditech Financial LLC | 151 |
| Nationstar Mortgage | 114 |
| BB&T Financial | 101 |
| TransUnion Intermediate Holdings, Inc. | 91 |
| SunTrust Bank | 85 |
| GE Capital Retail | 84 |
| HSBC | 79 |
| Navient | 79 |
| Encore Capital Group | 77 |
| U.S. Bancorp | 56 |
| TD Bank | 53 |
Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft December 9, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft December 8, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft November 26, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft November 25, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft November 13, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Strategic Alliances, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft November 13, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
WELLS FARGO & COMPANY Debt collection attempts to collect debt not owed debt was result of identity theft November 12, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Source Receivables Management LLC Debt collection attempts to collect debt not owed debt was result of identity theft November 7, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Convergent Resources, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft November 7, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft November 6, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Receivables Management Corporation Debt collection attempts to collect debt not owed debt was result of identity theft October 24, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Army and Air Force Exchange Service Debt collection attempts to collect debt not owed debt was result of identity theft October 16, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
ERC Debt collection attempts to collect debt not owed debt was result of identity theft October 12, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Financial Data Systems Debt collection attempts to collect debt not owed debt was result of identity theft October 11, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
I.C. System, Inc. Debt collection attempts to collect debt not owed debt was result of identity theft October 11, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft October 9, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Credit Protection Association, L.P. Debt collection attempts to collect debt not owed debt was result of identity theft October 9, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Medical Data Systems, Inc. Debt collection attempts to collect debt not owed debt is not yours September 24, 2019 - After numerous attempts to get verification about these fraudulent accounts from the three credit bureaus -, -, and - I have never received any response back as yet. These accounts do not belong to me as follows : 1.Medical data systems acct # - 2- - service acct # - 3.- - - acct-*** 4.- - - acct - -acct # - 5. - -/- acct # - 6. - - - - acct # -... |
Army and Air Force Exchange Service Debt collection attempts to collect debt not owed debt was result of identity theft September 5, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Helvey & Associates Debt collection attempts to collect debt not owed debt was result of identity theft August 16, 2019 - I am a victim of identity theft and this debt does not belong to me. Please see the identity theft report and legal affidavit attached.... |
Key 2 Recovery, Inc. Debt collection attempts to collect debt not owed debt is not yours January 25, 2019 - I do not have a debt with Key2Recovery. I am constantly receiving phone calls all time of the day. I just want it to stop.... |
Convergent Resources, Inc. Debt collection communication tactics you told them to stop contacting you, but they keep trying January 4, 2019 - Company continues to call government work phone even after being notified that personal calls can not be taken and to stop calling. Most recent calls are -/-/2019 at -, -, -.... |
Ditech Financial LLC Mortgage trouble during payment process December 17, 2018 - Our mortgage is with Ditech and includes an impound account. We received a Cancellation Notice from - - stating that payment had not been received. I contacted - around -/-/- and they informed me they had changed underwriters for our policy and they would promptly generate a new bill to send to Ditech. Ditech sent me another letter -/-/- stating payment not paid. Again I called - and they said the billing had been sent. Ditech has a balance of $1900.00 in our impound account ; they owe - $1200.00. They should be communicating with each other, not me. I am obliga... |
TRANSUNION INTERMEDIATE HOLDINGS, INC. Debt collection attempts to collect debt not owed debt was result of identity theft October 2, 2018 - I reached out to this company and credit bureaus to inform them all that this account was open fraudulently. I sent them certified letters on -/-/-, -/-/-, and -/-/-. It is now -/-/-. I sent the - - and all 3 credit bureaus a copy of my police report, ID Theft Affidavit, ID, and my social security card. The company has not responded to any of my letter directly, which is a direct violation of the fair credit reporting act.... |
Hunter Warfield, Inc. Debt collection written notification about debt didn't receive enough information to verify debt September 7, 2018 - This company claims that they verified a debt with me. This company sent me a old lease that they claim is mine. In the contract under ( Full legal name ) the contract says - -. My name is not -!!! My full legal name is - - -.- is a guys name and - is a girls name. Plus on a completely separate page they show a signature that doesn't even match. Then there is a separate page with no signature, just a typed up bill with bogus charges with dates that aren't even on contract. They also claim they tried to contact me but they didn't even have MY ADRESS OR PHONE NUMBER!! Thi... |
Mortgage Research Center, LLC Mortgage incorrect information on your report February 9, 2018 - While under contract with a builder the lender denied me a mortgage based on information that they knew was incorrect and then forwarded this information to the builder. The builder then demanded additional money for carrying costs on the house or would cancel the contract. Due to this erroneous information I lost my earnest money and appraisal money. Approx $2500.00. I was never delinquent with past or present creditors. This can not be proven be this lender because it never happened.... |
Financial Data Systems Debt collection attempts to collect debt not owed debt is not yours December 8, 2017 - Good Morning, During the process of reviewing my credit report. I noticed the company Financial Data Systems Inc. on my credit reports as collections multiple times. It states the file was opened on -/-/2017 in several different amounts for this noted date. Amount # 1 : $29.00 Amount # 2 : $120.00 Amount # 3 : $26.00 Amount # 4 : $120.00 & Amount # :5 $200.00. I have contacted this company via certified letters asking for validation of these debt amounts because they do not belong to me. I did not receive a response from this company. I have also made attempts to contact this c... |
WELLS FARGO & COMPANY Bank account or service account opening, closing, or management April 21, 2017 - Someone stole money from accounts at both - - - an d Wells Fargo Wac hovia Bank. I want to know how to qualify to get money back, There have been - Civil Suits about both banks. There are several mistakes about the banks statements - about wells fargo is they charge me several nsf fees after they stole the money if you look at the statement they stole the - then charge me - of bank charges .then they stole from - - - on -/-/2011 and when i went to bank and got money on -/-/2011 that is not on there the the have the balance incor... |
Conn's, Inc. Consumer Loan managing the loan or lease April 21, 2017 - I am utterly disgusted at Conns Home F urnishings!! I purchased a new 75 '' 4K sm art TV from them yesterday at - and they ran my credit and took my money up front I paid $400.00 to get the loan to get the TV. I got the TV home and left it safely there unharmed until my work day finished then I unpackaged it and set it up! It was wonderful until .... half way through the first movie on the left hand side of the TV a blue line appeared. Needless to say I called Conns and they said I needed to call the repair center they could not replace the TV they can send someone to repair it!! I ... |
Experian Credit reporting incorrect information on credit report personal information April 13, 2017 - I submitted a copy of my state 's driver 's license and social security card to the agency to verify my identity and to remove the different variations of my name, incorrect addresses, incorrect telephone numbers, incorrect social security number, and non factual unauthorized hard inquiries from the following : - -/-/-, - -/-/-, - -/-/- & - -/-/-, - -/-/-, - -/-/-, - -/-/- and - -/-/-.I received a response 4 days after my dispute it can be assumed that there was no investigation. I am submitting this complaint due to the lack of i... |
Wells Fargo & Company Bank account or service making/receiving payments, sending money April 13, 2017 - On -/-/2017 I requested Wells Fargo Bank to pay my Water/Sewer Bill to " - '' using their 'Bill Pay Service ' from my checking account. The - payments sent on -/-/2017 [ $30.00 and $170.00 ] went to the wrong - address. The payments were not credited my account with/by -. - required me to send payment again and I did. I filled a complaint with Wells Fargo and they refused to cancel the payment. They replied " our research has confirmed that this payment with no error on our part. '' I believe they had a duty to determine the depositor of these - checks was the Payee S... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contacted the bureau and they responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home. I 've spoken to several reps without assistance... |
Experian Credit reporting credit reporting company's investigation no notice of investigation status/result April 13, 2017 - no contract with - as this account was sold to action financial services. I contact the bureau and the responded with I need to contact -. I advised them I did contact - and was told no account was found. They advised me it will stay on my report even though I do n't have an account with them and its reporting a negative status on my report monthly keeping me from being able to purchase a home.... |
Round Point Mortgage Mortgage loan servicing, payments, escrow account April 12, 2017 - I am having problems with my escrow account. The county overcharged for property taxes at the beginning of the year and Roundpoint paid the overage. As soon as I found out about the error in -/-/-, I got a refund from the county and sent it to the mortgage company, which they added to the escrow account. The amount was the difference from which they would normally pay for my yearly taxes. Roundpoint then increased my payment by approx $700.00 beginning in -/-/-. I filed all the supporting documents and received email confirmation from them on -/-/-. I was informed that it woul... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record April 12, 2017 - I have contacted all - credit reporting companies regarding incorrect info on my credit report regarding a public record. - deleted the incorrect info however Transunion and - will not. I asked them to verify the information which they did not. I 'm writing you all to have this information removed as a solution. Thanks.... |
Bridgecrest Acceptance Corporation Consumer Loan managing the loan or lease April 12, 2017 - I am unable to get monthly statements on my auto loan. On the company 's website, it will show a payment breakdown with principal and interest but since - 2017 mine has been incorrect. They have not applied 2 payments to my balance. When I called them they said it was a " Glitch in the system and they could n't fix it ''.... |
Wells Fargo & Company Credit reporting incorrect information on credit report information is not mine April 12, 2017 - I received an alert on my credit report with the - credit bureau - - and - and notice incorrectly information on my correct report. I have contact the original creditor and they do not have my information into their system so this collection needs to be deleted off my credit report ASAP.... |
ZENCO COLLECTION, LLC Bank account or service deposits and withdrawals April 11, 2017 - ZENCO Collections deducted funds from my account without proper authorization. ZENCO called my home to collect a 30 year old credit card debt from my wife. They threatened to put a levy against our home ( illegal given statute of limitations, and consumer protection laws ), and subsequently tried to send my wife to finance department to authorize deduction from account. However, ZENCO stated they also needed my authorization ( husband ). When my wife called I instructed her to hang up. Next they sent a document to e-sign, neither of us signed it. However, they fraudulently deducted $2100.00 ... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 11, 2017 - Over the years ive been looking over my credit, ive noticed inquiries that were once on my report fall off and reappear.... |
Convergent Resources, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 11, 2017 - CONVERGENT OUTSOURCING AGENCY PLACED A COLLECTION ON MY - AND - REPORT REGARDING A - ACCOUNT ON -/-/-. THEY PLACED THIS ON THE CREDIT REPORT ON OR AROUND -/-/-. MY SCORE ONCE AGAIN HAS BEEN LOWERED. I SPOKE TO THIS COLLECTION AGENCY AND FOUND OUT THAT THEY DID NOT HAVE ANYTHING IN THEIR SYSTEM. THEN AFTER A BIT ON THE PHONE THEY SAID - RECALLED THIS ISSUE ON -/-/-. THE COLLECTION AGENCY PROCEEDED TO PLACE THIS ON MY CREDIT ANYWAY. I CONTACTED - IN PENNSYLVANIA REGARDING THIS ISSUE AND THE AGENT STATED THAT THERE WAS NO NEGATIVE ACCOUNTS IN THE SYSTEM ON ME. THIS I... |
ZENCO COLLECTION, LLC Debt collection communication tactics threatened to take legal action April 10, 2017 - ZENCO continually call me or wife for debt they say wife owes for a credit card debt 30 years ago and threatening to send to district attorney or placing a levy on my property. They called my wife around -/-/- with our banking account number and amounts threatening to put a lien on property. My wife got scared but hung up before they transferred her to the finance department to authorize a debit from the account. They subsequently sent her an email with an authorization request to debit the account asking for signature, which she nor I signed. On -/-/- they collected from our bank ac... |
Wells Fargo & Company Bank account or service problems caused by my funds being low April 10, 2017 - I have bee writing the consumer complaint department about a bank issue with - - - and Wells Fargo Wachovia . when i got my - settlement in -/-/2011 I put - and - at - - - and - at Wells Fargo. there was - dollars stolen from - - - and - stolen from Wells Fargo. I tried to take Wells Fargo to magistrate court in -, SC and - - - I filled out complaints at BBB, Consumer Affairs, FTC and CFPB. In light of what has happen in the past months or so there has been a CLASS Action law suit filed on both banks both for consumer FRAUD, - -... |
Experian Credit reporting incorrect information on credit report information is not mine April 9, 2017 - I have made several attempts to have fraudulent inquiries removed from my credit report with no resolve. Some inquires have actually been duplicated.... |
Carter-Young, Inc. Debt collection disclosure verification of debt not given enough info to verify debt April 9, 2017 - I do not owe this company. I have never received any notice from Carter- Young Inc , verifying that I owe them money. I 've never had any dealings with Carter-Young.... |
Lipsky & Associates, Inc Bank account or service making/receiving payments, sending money April 7, 2017 - Hello, Thank you for your concern. What follows is what happened. Moved into new purchased home -/-/2016. Solicited by Equity Plus, Customer Service number -. Selling a service to us, to collect our mortgage money twice a month and pay our lender. Did not sign anything, only spoke to them over the phone. Never received any information in the mail after speaking to them. no service rep ever called me. We thought this was something we might like to do, mortgage pay off early. It was sold to me, with the added assurance and security, they would never BEGIN the program, if I called and tol... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 7, 2017 - The following inquiries were requested to be removed these inquiries are not factual record and they are unauthorized.. - -, - - - - - -, - - -, - -, and - -.... |
Aargon Agency, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 4, 2017 - Aargon agency is saying I owe - debts for hospital bills that I never received. After calling - that they claimed I owe, the hospital told me I need to contact them and GET the account numbers from them because thats not the balance they show for me. I have low income so if I owed a balance I would have tried to get a small payment plan before they applied it on my credit report. This debt is now hindering from obtaining credit from different companies.... |
Loan Care Mortgage loan servicing, payments, escrow account April 4, 2017 - When we first purchased our home we had a great lender, then of course our mortgage was sold like any other. Ever since -/-/- we have had nothing but issues. This new lender paid too much for our property taxes and then it took forever to fix that and now it 's on I 'm going process of them trying to raise our mortgage when nothing has changed. I have verified with the county and also the home insurance and every source I needed to, to see why they changed our payment. They originally told us it was the interest that went up which is false because we have a fixed rate for 30 years. Then o... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report information is not mine April 4, 2017 - The inquires on my - credit report do not belong to me.... |
Bank of America Mortgage application, originator, mortgage broker April 3, 2017 - In -/-/- I had a home mortgage with Bank of America ( $300000.00 ). In -/-/-, I filed for bankruptcy. At this time, BOA sold this mortgage to -. I had this mortgage re-certified with - during the bankruptcy. Never missed ANY payments, loan was never in default either with BOA or -. In - of -, BOA filed or claimed that my mortgage was delinquent and in collections at the sum of $330000.00? This information is reflected on my - credit report as a " Collection Account ''. This false information affects my credit status, my credit score and is incorrect. I believe B... |
Experian Credit reporting incorrect information on credit report personal information April 1, 2017 - I have also made several attempts to have my name updated on my credit files, but have not been successful. Please see my license an SS card in the attached documents. I would like my name to be updated to - -.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report reinserted previously deleted info April 1, 2017 - This is my third attempt of trying to get my inquiries removed from my credit report. I have previously submitted a request through -, and Transunion acknowledged that I was affected by the system glitch. I requested that all inquires be removed. When I called in after about 30 days, because the inquiries were not removed, the representative told me she could see where the inquires needed to be deleted, but asked me to call back and tell her which ones. I am requesting that my report be updated with the inquires removed. I currently have a fraud alert placed on all - credit bureaus. I ha... |
Check Security Associates, LLC Debt collection communication tactics called after sent written cease of comm March 31, 2017 - I originally took out a loan from -. This loan was sold to - who then moved it to Warren Asset Locations. The company 's phone number is -. I sent a cease and desist letter on -, 2017 both by fax and email. I spoke to a women by the name of - on -/2017 that confirmed they had received this letter. On -,2017 and -,2017 I was sent emails. Today on - they called me at work 3 times with in 5 minutes. When someone would answer the phone they would hang up. I have pictures on my phone of the caller ID. Before the letter was even sent I had asked them not to contact me at w... |
Citibank Consumer Loan managing the loan or lease March 30, 2017 - A neighbor referred - -, Sears - -, for replacing windows. Because our - yr old daughter had to move in with us after her house tested positive for MOLD + they found - - leak @ the time. Unaware she inhaled toxins for 7 yrs & got sick. She - for this. She - in humid, rainy days. Our house was built -. We thought new windows would help her. We were not aware we had to pay anything upfront. - said we had to open a Sears Credit Card to pay for the windows. Reluctantly we did. We have - credit cards we use exclusively & could not use we were told. We explained o... |
TransUnion Intermediate Holdings, Inc. Credit reporting unable to get credit report/credit score problem getting report or credit score March 30, 2017 - Transunion will not allow me to access my credit report online at all or they will not mail it to me after a recent investigation. I need my credit reports asap for my attorney.... |
TransUnion Intermediate Holdings, Inc. Credit reporting incorrect information on credit report public record March 24, 2017 - TransUnion is reporting a duplicate public record, a tax lien, which results in showing - - - - tax liens instead of -. Having - public record on your credit report is " Fair '' ; having - public records is " Poor ''. There is only -. I have disputed with TransUnion, the same item several times over the past year, but they still report - public records on my TransUnion credit report. I contacted the state of Virginia to ensure they reported only - tax lien judgment. They confirmed there is only -. It was filed in - -/-/- ; it was paid and released in -... |
Fidelity National Information Services, Inc. (FNIS) Credit reporting incorrect information on credit report information is not mine March 24, 2017 - Check systems responded again with lies. Unless the president of the United States proposes an amendment to the Constitution of the United States ChexSystems has to obey the law. The law does not give ChexSystems a right to apply any new language or interpret the law the way they want to because they want to be right. Unless ChexSystems is Congress check systems can not rewrite any laws. The language in the law does not give ChexSystems the right to demand a date or a new police report that fits the dates they feel exist. Congress simply said I have to claim identity theft and make a written r... |
TransUnion Intermediate Holdings, Inc. Credit reporting credit reporting company's investigation no notice of investigation status/result March 23, 2017 - I have sent ( 6 ) disputes to Transunion requesting the Method of Validation/Verification used to validate an account on my credit report.. The account in question is - # - ( dba - ). Disputes were dated -/-/-, -, -/-/- and -/-/- and the only response I keep getting is a new credit report that states " verified, no change ''. I have asked them repeatedly to show me how ALL my requests come back verified, who have they spoke with-if they spoke with anyone give me their info, the means of communication because the - system is not always accurate. I have ... |
Citibank Credit card other fee March 23, 2017 - Macy 's is charging a minimum interest even though there is no balance on the account at the time the interest is charged. I was told I need to make a payment on the interest charge while there was a - balance I made a payment of - ( -/-/- ). I was assured by the rep that that would bring my account to - and there would be no late fees/charges. A month ( -/-/- ) later I was charged another $2.00 which I didnt know about because I did n't check my account since I wasnt carrying a balance. I made a purchase in -/-/- and went online to pay off my account. Found out there... |
Hunter Warfield, Inc. Debt collection cont'd attempts collect debt not owed debt was paid March 23, 2017 - Although I have submitted to the collection agency documents that prove I have paid this debt, they continue to send documentation concerning debt that I do not owe. I also was informed by my current landlord that I should not have included them as beneficiaries on my apartment insurance. The fees they are trying to collect are fees to their insurance company.... |