Resources for resolving common issues with TCF National Bank products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to TCF National Bank and work to get a response. After your complaint is forwarded, TCF National Bank has 15 days to respond to you and the CFPB. TCF National Bank is expected to close all but the most complicated complaints within 60 days.
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TCF National Bank Bank account or service making/receiving payments, sending money April 2, 2017 - I am a retired - employee, and I get my check on the - of each Except if the - falls on a weekend, then I get paid on the following Monday. I have - friends who have accounts at - - and - who get their checks on the - regardless of the date. I bank at TCF. My bank then assess Over draft fees to my account, as I have automatic payments that come out on the - I would like to know why this happens.... |
TCF National Bank Bank account or service using a debit or atm card March 30, 2017 - I was told I would be charged one amount by a company and the merchant charged me - of dollars more. The bank failed to record my choice to not pay checks that overdraft my account and allowed the transaction to overdraft my account by -. At this time the bank is claiming my account records are archived and require a time consuming search to access the records from opening the account in -/-/2016. I entered a dispute for the transaction and the bank failed to request any supporting documents before closing and denying the claim without proper investigation. The bank employees advised... |
TCF National Bank Bank account or service deposits and withdrawals March 29, 2017 - This is a complaint for Tcf Bank I have never met a group of unorganized individuals. I feel like they are trying to get over on me. I had a debt with them from -/-/- I paid the debt off in full in -/-/- and in exchange I was promised that they would removed the fraud alert from my name in - and to this day they have not removed it yet. I call them everyday I call the Tcf Bank in - Illinois and they told me to call back I call them back and get told to call back again. This is the worst experience ever. I just want this fraud alert to be removed from name so that I can acquire ... |
TCF National Bank Bank account or service deposits and withdrawals March 23, 2017 - I have been a customer of TCF Bank for over 20 years since their operation as - in my area. Since on line banking was introduced, I have been irritated by the 'order of posting ' the bank uses. I admit I do have issues with a balance and finances are not my strong point, but I count on what I see on my view of my statement that TCF Bank 's website provides customers to see my balance and know if I can spend anything, and yes I know there might be checks that have not come thru yet. My concern is the view I, as the customer, see as far as order of posting and the guidelines the bank/bank emp... |
TCF National Bank Mortgage loan modification,collection,foreclosure March 22, 2017 - I received a letter on behalf of TCF national bank from an attorneys office - - regarding Loan Number - for property address - - - - IL. -. They are stating that if I do not pay the alleged amount of -. this includes their attorney fees that they will begin foreclosure proceedings on my home.I am disputing TCF Banks claim that I owe them - for a credit line I never was aware of or used. I never authorized this credit line, I believe the representative at TCF bank fraudulently took this credit line out in my name. The first time I became aware of this fraud was whe... |
TCF National Bank Bank account or service account opening, closing, or management March 16, 2017 - I opened up a personal checking account with TCF Bank online on -/-/2017. They requested a supposed " credit check '', which I submitted to, but have never received the results of this supposed credit check. On -/-/2017 TCF Bank said via email that my account was opened, I received nothing. On -/-/2017 they told me via email that my debit card was in the mail. I received this debit card on -/-/2017, which had the wrong name on it! I have absolutely no idea how TCF Bank came up with this wrong name after supposedly doing a credit check. The name was not -, but instead is -! Who... |
TCF National Bank Bank account or service problems caused by my funds being low March 4, 2017 - TCF bank charged me overdraft fees for over $500.00 for a nsf of less than $20.00. They had never formally notified the customers of this change of fee, either by posting, letters in the mail or advertising. I was not aware of this ridiculous amount until I reviewed my account for the balance. I had written letters to them but never got a response. I had to pay off the fees and close the account to avoid being flagged for future banking business.... |
TCF National Bank Bank account or service deposits and withdrawals March 2, 2017 - I have a few clients that deposit monies into my checkings and they frequent your warren office on gratiot and EVERYTIME a deposit is made the clerk gives my balance to the people I do not appreciate it and am aware it 's against your regulations because you make me show my own identification before you give me my own balance. Also discussed a deposit and where it came from I am the only one on the account so this information should n't be released from any clerk to anyone I am livid and would like this to be fixed ASAP IT HAPPENED TODAY and numerous other occasions... |
TCF National Bank Credit reporting improper use of my credit report report improperly shared by crc February 20, 2017 - As of -/-/-, Gateway One requested an inquiree on my report for no reason and without my authorization. I applied for an auto loan with this company -/-/-. There should be no reason that my report should be pulled by this company 2x 's.... |
TCF National Bank Bank account or service deposits and withdrawals February 16, 2017 - I have a savings account at TCF Bank in -, Michigan -. In -/-/2016, my savings account was closed and my savings were withdrawn. I do not know who and why the bank closed my account. I called the Customer service in -/-/- and gave my account number and information. I was told that according to their record my account was closed and a check will be mailed to my address in - and to allow 10 days for mailing procedure and mail delay. I waited, but until now now ( -/-/- ) no check in the mail. I called the 1-800 number today, but according to the customer service, she can not ... |
TCF National Bank Bank account or service problems caused by my funds being low February 13, 2017 - TCF BANK KEPT CHARGING FEES TO MY CHECKING ACCOUNT AND OVERDRAFT FEES.IN VIOLATION OF DODD-FRANK ACT.... |
TCF National Bank Mortgage application, originator, mortgage broker February 11, 2017 - I was denied a re-finance mortgage of real estate by TCF Bank. The approval process took almost a year, with multiple delays created by the bank. I spent nearly $600.00 in appraisal fees, and nearly one year of time attempting to secure this loan. I took another job during the inordinate amount of time that the Bank took and that became the reason for the denial of my loan. They delayed the loan by asking for the same documents repeatedly. They used other time delay tactics like going " dark '' and not communicating the status of the loan. The bank would ask for repairs for be done to the pr... |
TCF National Bank Mortgage loan modification,collection,foreclosure February 9, 2017 - TCF : I TRIED TO REFINANCE WITH TCF NUMEROUS TIMES. THEY DO N'T WANT TO REFINANCE WITH ME I THINK BECAUSE I HAVE BEEN PAYING MY MORTGAGE ON TIME. THE RATE I HAD THEN WAS 7.5 %, WHICH WAS A MORTGAGE OF $920.00 A MONTH. NOW IT IS $1000.00 A MONTH. I FEEL LIKE I 'VE BEEN TAKEN ADVANTAGE OF BECAUSE OF ME BEING IN A - PROGRAM, AND THE FACT THAT I'AM A VETERAN. THEY ALSO TOLD ME THAT TCF WAS GIVING UP THEIR CONTRACT TO - -. THIS WAS 3 YEARS AGO. LIKE THIS WAS REALLY SUPPOSED TO MAKE A BIG DIFFERENCE. NOTHING WAS DONE ON THEIR PART. I 'VE HAD ALOT OF FINANCIAL DIFFICULTIES AND GETTING NO... |
TCF National Bank Debt collection communication tactics called after sent written cease of comm February 2, 2017 - TCF BANK LOAN NO. - CALLED MY WORK, HOME, CELL PHONE - TIMES AFTER CEASE COMMUNICATION ORDER DATED -/-/2009 WRITTEN BY - - AND SIGNED BY - -. THEY HAVE VIOLATED THE T.C.P.A. - INFRACTIONS AT $1500.00 PER CALL OR $400000.00 IN DAMAGES FINES ETC..THESE PERSISTED FROM -. ALSO, VIOLATED THE F.C.R.A. TOTAL OF - TIMES OVER 7 YEARS, - RE-INSERTING LOAN - 5 TIMES VIA CHANGING ACCOUNT TYPE, DATA, BANK HEADERS ETC.. ( SEE ATTACHED FROM - ), - - TIMES OVER 7 YEARS BY CHANGING EVERYTHING NECCESSARY TO RE-INSERT ITEM BACK ONTO - WITHOUT 5 DAY WRITTEN N... |
TCF National Bank Mortgage credit decision / underwriting February 2, 2017 - I had my credit report ran from my preferred lender for my first time home purchase. There is an account with TCF National Bank that is showing up on my credit report. Due to this error on TCF National Bank 's wrong doing, I was denied the loan. I have been going through the process of getting them to remove this other consumers mortgage account off of my credit report, but have been unsuccessful. I keep getting the " run around '' from them. I signed a power of attorney to have a mortgage professional help me with this but they are getting the " run around '' as well. I have called, faxed, em... |
TCF National Bank Bank account or service problems caused by my funds being low January 27, 2017 - I have a TCF bank account and with it I chose the option to have them cover any transactions that may put me into a negative balance and charge me an overdraft fee ( OPT-IN ). At the end of -/-/- I used my - that is attached to my checking account. The transaction went through at the store but days later was rejected for insufficient funds. I was charged an overdraft fee and a returned check fee. When I called - times and asked why these were returned ( because I do have the OPT IN coverage ), they told me that - does n't say they will cover all transactions. I asked what is the ... |
TCF National Bank Mortgage loan modification,collection,foreclosure January 22, 2017 - I am writing to continue a complaint -. I am attaching several documents which present my case and my situation. First, I was foreclosed by TCF. They never gave me the opportunity to make things right and NEVER considered a short sale offer I has for $960000.00. In the most recent letter letter ( attached ) from TCF, - -, he stated that he made many offers, offers I specifically asked for in my -/-/- letter ( attached ) and that he did not hear from me. This is incomprehensible - all I wanted was to keep my son in school - and not have a deficiency judgment. He says they offe... |
TCF National Bank Debt collection taking/threatening an illegal action seized/attempted to seize property January 17, 2017 - Threatened to reposes a vehicle I traded in on -/-/- at dealership if I did not make last payment. Asked for $280.00 and my payment is actually $340.00. became verbally abusive to my mother and falsely represented himself calling my place of business.... |
TCF National Bank Consumer Loan problems when you are unable to pay January 14, 2017 - We have a car loan with Gateway One Lending and Finance. Due to our financial situation, we pay late almost every month, not 30 days late but late. Gateway will call me. I explain that they payment has been scheduled with our bank bill pay system, the date it will leave our bank and how much the payment is. They will take the information, thank me and advise that they will follow up. The next day, they will start calling at -. They will call me, my husband, my work, my parents and email me multiple times. If they speak to anyone other than me, they claim they have never spoken to me, have b... |
TCF National Bank Debt collection cont'd attempts collect debt not owed debt is not mine January 12, 2017 - Received a call from agency telling me I owe a debt. I do not owe TCF Bank any money. They advised me that they would serve me with papers at my place of work. They had the wrong social to begin with then they came up with the right one. I told them to send the documentation to me current address to which they did n't have and told me they served papers at an old address. I have been living at my current address for 6+ years. I do not owe any debt... |
TCF National Bank Bank account or service deposits and withdrawals January 5, 2017 - We have bank accounts with - local branch office at - - - - - we do all of our deposits in this branch. On -/-/2016 and -/-/- we thought we deposited in amount of $5100.00 in - batches. On - we deposited check in amount of $1000.00 even and $2400.00. And -/-/- in amount of $1600.00. Once I noticed the discrepancy we went in person to talk to the -, he talked to us and promised he will try to figure it out. After taking - weeks or so around -/-/- he called he said he was unable to figure out either from the video footage or from the ba... |
TCF National Bank Debt collection taking/threatening an illegal action seized/attempted to seize property January 5, 2017 - TCF BANK LOAN - HAS VIOLATED THE '' THE DODD-FRANK ACT ). PROHIBITING UNFAIR, DECEPTIVE, OR ABUSIVE ACTS OR PRACTICES IN THE COLLECTION OF CONSUMER DEBTS. 31 F.C.R.A. VIOLATIONS, UNLAWFUL RE-INSERTING LOAN ONTO - AND - CREDIT REPORTS ( WITHOUT 5 DAY NOTICE TO CONSUMER ) BY CHANGING ACCOUNT TYPE, STATUS, DATA ETC.. AND FINALLY RE-AGE DEBT. 203 T.C.P.A VIOLATIONS TO MY WORK AND CELL PHONE, AFTER CEASE AND DESIST ORDERS AND DO N'T CONTACT NOTICES. I HAVE ALL RECORDS, VOICE AND DOCUMENTATION. S.O.L. E-PIRED STILL TRYING TO COLLECT ON A DEBT THAT S/B/ DISCHARGE UNDER H.A.M.P.2MP MODIF... |
TCF National Bank Debt collection taking/threatening an illegal action seized/attempted to seize property January 5, 2017 - TCF BANK LOAN - HAS VIOLATED THE '' THE DODD-FRANK ACT ). PROHIBITING UNFAIR, DECEPTIVE, OR ABUSIVE ACTS OR PRACTICES IN THE COLLECTION OF CONSUMER DEBTS. - F.C.R.A. VIOLATIONS, UNLAWFUL RE-INSERTING LOAN ONTO TRANSUNION AND EQUIFA- CREDIT REPORTS ( WITHOUT 5 DAY NOTICE TO CONSUMER ) BY CHANGING ACCOUNT TYPE, STATUS, DATA ETC.. AND FINALLY RE-AGE DEBT. - T.C.P.A VIOLATIONS TO MY WORK AND CELL PHONE, AFTER CEASE AND DESIST ORDERS AND DO N'T CONTACT NOTICES. I HAVE ALL RECORDS, VOICE AND DOCUMENTATION. S.O.L. E-PIRED STILL TRYING TO COLLECT ON A DEBT THAT - DISCHARGE UNDER - ... |
TCF National Bank Consumer Loan managing the loan or lease January 2, 2017 - I am writing this letter to file a formal complaint against Gateway One Lending & Finance. On -/-/- I purchased a car using -. The contract was quickly assigned to Gateway One Lending. On -/-/- I had a car wreck. My car was immediately taken to -. The repair bid is attached. The insurance carrier and Gateway had a conversation regarding my car being totaled. But upon the insurance carrier speaking to me, I was told the car would be repaired. On -/-/- I spoke to - at Gateway. He informed me that it did n't matter if the car could be repaired, that Gateway does not financ... |
TCF National Bank Bank account or service deposits and withdrawals December 20, 2016 - TCF has been charging overdraft fees to my account to overdraw my balance and then charging fees to me for them bringing my account into a negative balance. I am a government worker that has had credit issues in my past and I have been working to rebuild my credit history. Unfortunately I am not in a position to take my business to another bank. A TCF customer service representative even belitted me buy recommending I obtain a prepaid card because that is all I would qualify for. Customers should not be mocked or ridiculed specifically because we choose to complain about a major banking conglo... |
TCF National Bank Bank account or service using a debit or atm card December 18, 2016 - I have been a customer of - bank for over 3 years. Overall the bank has been alright. But periodically money comes up missing from my account. The transaction is debit from a foreign ATM. I live across the street from my bank there really is n't a reason for me to go to a foreign ATM unless there is n't a tcf bank around. This last transaction happened on - -, 2016 at - in the morning at foreign ATM. I swear I was home asleep. If you review all of my ATM withdrawals I am never withdrawing money at that hour. They said the have documents but never provide it. Now the last time it ha... |
TCF National Bank Bank account or service account opening, closing, or management December 7, 2016 - On -/-/2016 between the time of - and - my apt was broken into and some personal documents of mine were stolen. Including one of my debit cards, check books, and other banking info, my social security card, birth certificate and state i.d . When i returned home later that day i noticed a few things out of place but I did not think much of it because that is normal with my - son. However when i woke up the next morning I checked my bank account online and noticed several unauthorized transactions. I then checked my curio cabinet where my personal documents were kept and quickly calle... |
TCF National Bank Bank account or service problems caused by my funds being low November 28, 2016 - My bank currently has issued me - Overdraft Charges. - of the charges are on Deposits!!!! - of the charges are on amounts that kept my account negative under $3.00 a total balance of $ - I called and verified this would not be affected because it was under $3.00 and advised I would be bringing a cash deposit, also told by the employee the cash could be deposited in the ATM and I would still avoid the fee except for the - purchase that put me into overdraft-I have - purchase and - deposits. I should have only - overdraft fee, I should not have - fees. This is very... |
TCF National Bank Consumer Loan problems when you are unable to pay November 25, 2016 - I have requested gateway one lending to not call my cell phone several times. They continually call my cell phone up to 20 times a day .lravimg several messages. They also call and leave detailed information about the amount I owe with 3rd parties several times a day as well. Harassing me about payments.... |
TCF National Bank Consumer Loan managing the loan or lease November 16, 2016 - This complaint is against gateway One Lending and Finance. I am submitting this complaint because I have been trying to work with this company for quite some time. To make matters short, they have been very troublesome to work with. In the end I had an agreement with an individual named - - who stated that if I paid off the remainder of a balance that was owed for a vehicle loan I had with them then they would report it on my credit report as paid in full and they would release the pink slip. Besides the fact that I still disagree that i owed money as I made more than 5 years worth of ... |
TCF National Bank Debt collection communication tactics frequent or repeated calls November 16, 2016 - I am currently behind on - car payments and have been getting at least -- calls a day, not including calls to family members stating if I do not call, it will not be in my best interest. My family members are afraid for me and feel threatened.... |
TCF National Bank Bank account or service problems caused by my funds being low November 4, 2016 - I was charged $74.00 in fees in which were not warranted. The fees state overdraft however my account was never overdrafted. My balance on - was $45.00, on - a deposit was made putting my balance at $520.00. Then I was charged - for over drafting with a positive balance. This is n't the first time TCF Bank has tried to take money from my account for overdraft which never happened.... |
TCF National Bank Bank account or service deposits and withdrawals November 2, 2016 - TCF bank paid a check of $5000.00 from my account to unauthorized person, TCF was informed about the check since -, but have refused to get the money back to me, keep telling me to wait. the last letter I received on -/-/16 from TCF stated the case will be resolved in 28 business day. but today when I called tcf to find out the status on the case I was told to continue to wait that TCF is not sure when the other bank the money was paid to is going to return the money. I think TCF do not care about how this is affecting me financially.... |
TCF National Bank Bank account or service deposits and withdrawals November 2, 2016 - My purse was stolen on - -. I reported the loss of my driver 's license and checking account debit credit card to both my bank, TCF, and the police. On Friday - - an individual made a fradulent withdraw of $350.00 dollars from my checking account. The withdraw was made from a TCF bank in -. I live in -. Since then, TCF has refused to release the remaining funds in my checking account or refund my $350.00.... |
TCF National Bank Consumer Loan problems when you are unable to pay October 18, 2016 - My loan was 33 days past due and I was threatened. I have the saved voice mails as examples.... |
TCF National Bank Bank account or service account opening, closing, or management October 14, 2016 - Tcf bank gave my daughter 's attorney my social security number without My permission. my daughter had a personal injury case where she won a settlement she 's a minor, so there was an order for the funds to go into a custodial account, so I asked her attorney if you could put it into an account at TCF where she already had an account he stated yes even when they 're open up an account another account without my authorization and no personal information then I got a call from the bank saying I need to come and sign information which I did not find I stated I needed to speak to the attorney fir... |
TCF National Bank Bank account or service problems caused by my funds being low October 2, 2016 - My checking account at TCF National Bank has been charged fees of an excessive amount, nearly abusive, resulting from overdrafts. I take responsibility for the overdrafts but the excessive fees resulted in economic harm to myself and my family. I would like the situation to be resolved in a mutually beneficial way so the account is reinstated, the fees are reduced, and the bank has the ability to make use of the account. I have the need for additional personal and business accounts. It has taken quite a long time for me to address this issue as there have been a series of illnesses in my famil... |
TCF National Bank Bank account or service account opening, closing, or management October 1, 2016 - My complaint is with TCF bank. My son and I both had checking accounts with TCF. They closed them for " inactivity '' saying it was dormant.They took all the money in fees even though we were not in accounts that require minimums. I called to give them a change of address and was told it was closed. We did not use the bank because their website was so difficult to sign in and even use. Also, we could not get replacement cards even when we asked. In two you they never even replaced what would have been expired cards! Worst banking experience ever. I want our money back!... |
TCF National Bank Bank account or service deposits and withdrawals September 20, 2016 - My bank paid out $5000.00 to someone that I do not write my check for without contact me. I do not have $5000.00 in the account. The bank left my account in negative of $1300.00. I contacted the bank when I found out, I filed police report. I called the bank several time. The case has been over 40 days the bank is not resolving the case. The name of the bank TCF Bank in Minnesota.... |
TCF National Bank Bank account or service using a debit or atm card September 19, 2016 - I have an - - - Pre-paid card. This card allows you to " load '' funds to the card online using your debit card. I have done this for years with my credit union debit card and not had an issue. I am now primarily using TCF Bank as it is more convenient than my credit union, and attempted to " load '' funds to my - - - Pre-paid card. Unfortunately, TCF Bank has chosen to block these transactions " for the safety & security '' of my account ( or so I 'm told ). TCF Bank should not be allowed to block these transactions. My assumption is that these transactions were blocked by T... |
TCF National Bank Bank account or service problems caused by my funds being low September 14, 2016 - A charge from - - was incorrectly billed to my account in the amount of $160.00. Several other charges came in the same day and TCF has their computer program work so that it processes charges from largest to smallest. This results in TCF being able to charge the most overdraft fees. This resulted in subsequent days items also creating overdrafts. See attachment.... |
TCF National Bank Bank account or service account opening, closing, or management September 14, 2016 - On - -, 2016, I was informed that TCF National Bank had closed my checking account. This decision was made because, in the words of the branch supervisor and managers, that I forgot to send in a requested Questionnaire that would update my current information. They also claimed that that the questionnaire had nothing to do with the bank, but was requested by the " -. '' Yet the letter that accompanied the form mention nothing about a federal agency, but only TCF policy. I sought help from your agency and from the best of their knowledge they told me that they could n't find any law on... |
TCF National Bank Bank account or service problems caused by my funds being low September 14, 2016 - TCF overdraft fees. I have accumulated tons of over draft fees due to one day all checks are posted and the next day they are pending. Also, A SMALL CHECK COMES IN FIRST AND SOMEHOW THE LARGER 2nd checks gets paid so an overdraft is charged on the 2nd smaller check. complaint to them do no good and each time there is a new explanation.... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 my husband and I contacted - - - to purchase a 2016 Ram 3500 Pickup Truck. The Finance Manager - - took our credit application. ( See Attached E-Mail ) He was also told by my husband that we were both Victims of Identity Theft, and had 7 year Extended Fraud Alerts on our Credit Bureau Reports. He was also told no loan could be considered until we were both contacted by any lenders. On - -, 2016 - - confirmed with my husband that we were approved for Financing from lender - -. On - -, 2016 we took delivery of our new vehicle. On - -... |
TCF National Bank Consumer Loan shopping for a loan or lease September 12, 2016 - On - -, 2016 I contacted - - - to purchase a 2016 - - Pickup Truck. The Finance Manager that took my credit application was - -. ( See Attached E-Mail with Information ) I told Finance Manager up front that I was a Victim of Identity Theft, had a 7 year Extended Fraud Alert on my Credit Bureau Reports, and no loan could be considered until I was personally contacted by any lenders. On - -, 2016 - - confirmed my Financing was approved from lender -. I took delivery of vehicle on - -, 2016. On - -, 2016 I received an Adverse Action Credit Not... |
TCF National Bank Debt collection cont'd attempts collect debt not owed debt is not mine September 10, 2016 - I keep getting calls from Gateway One where they call my phone every day leaving voicemails asking for a person who i do not know. I 've told them they have the wrong number but they keep calling. They are violating the FDCPA by continually contacting me and I feel like the only way to stop it is to block them.... |
TCF National Bank Mortgage loan servicing, payments, escrow account September 8, 2016 - We had a 5 year balloon payment with TCF National Bank. It expired in - 2016, and my wife and I signed a Maturing Closed-End Loan Modification Agreement on - -, 2016. TCF still bills us at the old rate, saying that we are now $2200.00 overdue in our mortgage payment. We are not overdue. Every payment has been paid on time and for the new amount. I have called TCF and they do nothing to rectify the situation.... |
TCF National Bank Bank account or service account opening, closing, or management September 2, 2016 - I 'm trying to close my late brother 's checking account at TCF Bank. I am the executor of his estate. I sent a letter requesting the closure with instructions for payment, along with original embossed seal copies of the death certificate and letters testamentary from the court. I 've called twice after sending the letter, and have been told they 'll contact me, but nothing. It 's been a month, which seems like more than enough time for this. They have my street address, email address, and phone number, and have n't reached out to me once with an update.... |
TCF National Bank Bank account or service problems caused by my funds being low September 1, 2016 - TCF Bank had a check come in that overdrew my account, I spoke to TCF and I deposited cash funds the same day so that the check would be paid. Instead of paying the check TCF returned it and charged an overdraft fee of $37.00... |
TCF National Bank Consumer Loan problems when you are unable to pay August 27, 2016 - I am being harassed consistently by this company. I work as a - 84 hours a week for - of Massachusetts and my client needs -. This means I need my sleep and the call at all hours of the night and her ASPI. They have also recently contacted my employer 's mother and used public records of an incident years ago to negatively impact her judgment on my character. I am feeling unsafe as they have showed up at my house and I am upset. I have all sorts of documentation and even screenshots and texts... |
TCF National Bank Bank account or service account opening, closing, or management August 18, 2016 - I was charged overdraft fees on my TCF checking account. I had - transactions where from my debit card where I had a positive balance. I charged -, -, -, and - ATM withdrawal from my checking account which I had a positive balance at the end. Then the next day. I made a debit card payment for - which overdraft my account. At the time of the overdraft I had a positive balance of - so that should 've left me with a negative balance of around -. But instead the bank processed the large transaction first which resulted in me getting overdrafts on my previous - transactio... |
TCF National Bank Consumer Loan managing the loan or lease August 15, 2016 - My monthly statement does not include my payment amount from the previous month. There is no easy way to track the amount paid to principal and to interest. Therefore, I do not know if my payment is being properly applied each month.... |
TCF National Bank Bank account or service account opening, closing, or management August 9, 2016 - I have been denied a home modification twice once when I lost my job now again asking for a reduction in my interest rate I have been paying the mortgage at 6.39 % since -/-/- I lost my job in - it was for a - dealership that was cancelled by -. At that time I asked TCF bank for help but was refused I have been taking on loans to pay my mortgage payments since -. I tried to get refinanced but with my home being depreciated from a value of - in - by - appraisal to in the area of - now no bank will finance me without coming up with - I have been told. I do not... |
TCF National Bank Mortgage application, originator, mortgage broker August 4, 2016 - I am extremely and utterly furious in the way TCF Bank has been handling my case! I was trying to work out a plan in order to help me get back on track with my missed payments and they stated they would n't review my file unless it was 37 days prior to the sale date. My sale date was for - -, 2016, and I filed for Bankruptcy Chapter - on - -, 2016 at - -. I submitted the documents to TCF Bank Bankruptcy department and confirmed the sale date was postponed. I then get contacted by a real estate agent that has an offer from a buyer willing to pay cash and he explained the sh... |
TCF National Bank Consumer Loan problems when you are unable to pay August 1, 2016 - Due to being unemployed, I fell behind on my car loan payments. I was contacted, and tried to deal with the issue right away. I remained in contact with the lender, despite their poor communication skills. I could n't afford to pay the full amount ; so I was offered a deferment plan. I was to pay fees ( $95.00 ) immediately, and pay the loan amount $180.00, by -/-/-. I paid the $95.00 immediately on - - 2016 via -, using the loan companies pin number. They would n't accept my debit card ; or automatic payments, and said I had to use - -. I have a hard copy of the rece... |
TCF National Bank Bank account or service account opening, closing, or management July 30, 2016 - I opened a savings account -/-/- for $25.00. They said if I had $100.00 in the account in 3 months I would not be charged the $4.00 fee. I had $100.00 in on - -, and on - - they charged the fee. If they do this on me, how many others are being cheated each month. I would like the looked into.... |
TCF National Bank Bank account or service problems caused by my funds being low July 29, 2016 - I was charged $200.00 in overdraft fees illegally. I have attached copies of the banks check cashing policy where the first $250.00 of each check is available the same business day as long as it is deposited before -. I deposited this in the time outlined in the policy and am being charged for - completed transactions based on this incorrect use of overdraft fees.... |
TCF National Bank Bank account or service problems caused by my funds being low July 27, 2016 - I believe TCF bank submits items in an order that creates additional overdraft fees. I have several examples I can send in the next few days. My account has been overdrawn due to my own behavior, but I believe they have exacerbated the problem with unreasonable- overdraft charges. I call them every month and they forgive a few but the next month I see charges moved around which creates additional overdraft fees to the tune of 100 's of dollars this year alone.... |
TCF National Bank Bank account or service account opening, closing, or management July 27, 2016 - in - - tcf bank started on a totally free checking acct charging a dormant fee of - $ per mo.when i opened the acct in -/-/- i was told totally free checking unless i went negative of corse, stopped using the acct in -/-/- regularly.watched my statements monthly on line for about a year and all normal, was traveling the past year and thought nothing of this acct and figured in the future when getting back would surely use it again,- $ was in acct and had n't changed in a year when i left, on -/-/- i got a statement email, opened online and saw - $ a month since -... |
TCF National Bank Consumer Loan taking out the loan or lease July 26, 2016 - Gateway Lending is reporting inaccurate and erroneous information regarding a loan that I had with them. Traded in this vehicle and asked for the payoff, the payoff amount was submitted in writing to - - -. After the trade in transaction was completed they reported to the credit bureaus that I owed them over - in arrearage to. In addition to this this company knowingly repossessed the car at one time knowing that it was in an active bankruptcy and that they were breaking federal laws.... |