TCF National Bank Mortgage Complaint

TCF National Bank Mortgage department,

Conventional adjustable mortgage (ARM) Loan modification,collection,foreclosure Illinois

I am writing to continue a complaint -. I am attaching several documents which present my case and my situation. First, I was foreclosed by TCF. They never gave me the opportunity to make things right and NEVER considered a short sale offer I has for $960000.00. In the most recent letter letter ( attached ) from TCF, - -, he stated that he made many offers, offers I specifically asked for in my -/-/- letter ( attached ) and that he did not hear from me. This is incomprehensible - all I wanted was to keep my son in school - and not have a deficiency judgment. He says they offered that, which must have only been a year ago, and that I did not respond. However when I asked for a copy of the offer, they have none. I am asking you to look into this situation. I also attach an offer I received for the property -/-/- for $960000.00 which TCF did not entertain, but yet they sold the home for $800000.00 less than 6 months later. This is a choice of theirs to accept such a low offer for the home. They are pursuing a deficiency judgment of $340000.00 against me and will not negotiate, Attached letter of -/-/-. It should not be allowed that TCF took the home I lived in for 18 years, without any negotiation or offers of assistance. When I first approached TCF there were government programs offering 1 % and 2 % mortgages, and yet TCF would not consider lowering my rate, and then sold the home at such a steep discount. This should not be allowed. They purposely accepted $160000.00 less for the home and are coming after me for an amount they know I can not pay. Please assist in getting TCF to withdraw their deficiency judgment and letting me put back the pieces of my life.