ECMC Group, Inc. consumers have reported over 361 official complaints. Out of the 361 consumer complaints against ECMC Group, Inc., 20% were disputed by the consumer (i.e. the consumer was not happy with how ECMC Group, Inc. responded to their complaint) and 99% were processed in a timely manner. 2% of consumer complaints against ECMC Group, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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Stop CallsECMC Group, Inc. Debt collection took or threatened to take negative or legal action threatened or suggested your credit would be damaged November 24, 2018 - ok this is - - - I writing this complaint on - - - - - - -, - - -, CA -.. ok I received a debt today -/-/2018. stating I owe a debt principal balance - interest - plus there fees and cost of - total balance -.. Now this is a lie I don't even know any think about this debt.. first this is a violation of the fair credit reporting act .because they brought some back dated debt because my credit has been good and clean for 5 years now. I had a - credit score till they pulled it down low ... second they never tried to contact me on the ph... |
ECMC Group, Inc. Debt collection attempts to collect debt not owed debt was already discharged in bankruptcy and is no longer owed April 20, 2018 - On -/-/2018, ECMC sent to my private homestead address deceptive communication alleging they are collecting my social security number, and my home address. I have no account with ECMC, i never applied for an account with ECMC, and i never received a loan or credit from ECMC. This is an act of deception, constructive fraud, extortion, attempting to collect on a discharged debt, and violation of the FDCPA.... |
ECMC Group, Inc. Student loan getting a loan can't qualify for a loan March 27, 2017 - ECMC has began reporting an account to the credit bureaus without contacting me and verifying the debt first. I have not been contacted by ECMC in any way ( mail, phone, e-mail etc ... ) and given the opportunity to address the alleged debt that has been placed in collections on my credit report. I attempted to contact ECMC via certified mail, with the address provided in the credit report which was listed as being - -, MN -. According the the post office tracking number my certified mail is being " returned to sender '' due to that address being unknown. Since I have n't been success... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid January 31, 2017 - COLLECTOR FAILED TO VALIDATE DEBT. ALSO WENT ON MY CREDIT REPORTS AND -, AND CALL US 11 TIMES REGRDING TA- BILL PAID ALREADY.. THE COLLECTORS VIOLATED THE DODD-FRANK ACT!... |
ECMC Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt January 20, 2017 - ECMC is reporting inconsistent and inaccurate information to -, -, and of the -. In reference to - accounts with the same account # -, they are reporting it as a " closed account '' to -, an " open collections account to -, and a " closed collection '' account to -. These inaccurate reports to the major credit bureaus are damaging my credit worthiness and my credit score and should be DELETED under Secction 611 ( 5 ) ( A ) of the Fair Credit Reporting Act.... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy January 20, 2017 - Established credit card with this company on or about - -. This credit card was included the Chapter - filing of - -, discharged on - -, - ( proof attached ). However, this creditor is violating the order of discharge by attempting to collect this debt through a - party debt collection agency ( Premiere Credit ).... |
ECMC Group, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled January 6, 2017 - A California attorney and/or debt collector by the name of - sent a letter to my place of work indicating that she would be suing them on behalf of ECMC. She sent this letter on -/-/-, and it was received on -/-/- ( letter attached ). She indicated that she was going to sue the employer for a " debt '' that has already been dealt with by more than one complaint filed with the CFPB. She received immediate communication back on -/-/-. In addition, ECMC had claimed that it had retained California attorney, - to defend it against FDCPA claims. - office was contacted, and th... |
ECMC Group, Inc. Debt collection communication tactics frequent or repeated calls January 5, 2017 - They are sending harassing phone calls practically daily and do not leave a message. I have on idea who they are or what they want.... |
ECMC Group, Inc. Student loan dealing with my lender or servicer having problems with customer service December 22, 2016 - Please refer to Case number : -, -/-/-. I submitted this response to ECMC 's response, and I got no response. I called CFPB and was informed that the company does n't get a copy of my response, I have to submit another complaint, with the response. So, here is the response, the original complaint, Case number : -, -/-/-, is below that. ECMC 's response will be in one of the attachments. 1. This complaint will not be resolved until there is a settled payment plan. I called the - on ECMC 's response and I entered " 1 '' for -, and " - '' to enter my account number, and ... |
ECMC Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 17, 2016 - A company by the name of ECMC is reporting accounts on my - and - accounts. It seems that they are reporting student loan information. I have never signed a promissory note with any company by the name of ECMC while I was attending college. A few weeks ago I requested to ECMC to validate the debt that they are reporting on my consumer credit files, and they failed to do so. I demand that the company by the name of ECMC immediately deletes all accounts from my - and - credit reports due to their inability to verify and validate that I owe the debt to their company. They fail to prod... |
ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged December 5, 2016 - My name is - -. Over 30 years ago, i took out less than $5000.00 from - - - Bank. I have paid out close to $15000.00 over the years and when i speak with - - - ( - ) in - NY, the collection agency taking my social security paycheck, they tell me i still have close to a $3000.00 balance. This is absolutely insane. I have paid this loan off more than 3 times and they still say i owe the majority of the balance. The holder of the loan is ECMC in - MN - Plz help me!... |
ECMC Group, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled November 27, 2016 - ECMC became the servicer of my student loans after, I unfortunately defaulted on my loans, which I am not able to understand, as I did not -, yet someone received monies for studies in did not complete. Initially, - was the collection agency " servicing " the loan, but after I became eligible for the income based program through -, - removed the accounts from my credit reports, however ECMC refuses to remove the negative items, but showing a - balnce, but still reporting negatively, even after I have asked them more than once to remove them. These items are affecting my life hug... |
ECMC Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 17, 2016 - a collection agency named premiere credit tapped in freeze my bank account they never send me any letters in mail they were sneaky freeze my bank account until they are paid i try talk to those idiots and collection agency they are very rude they caused me emotional stress... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds November 10, 2016 - Social Security is allowing - ( a collection agency ) to garnish my - $260.00 every month... |
ECMC Group, Inc. Student loan dealing with my lender or servicer received bad information about my loan October 29, 2016 - ECMC IS WRONGFULLY REPORTING MY STUDENT LOANS ON MY CREDIT REPORT AND IS REFUSING TO CORRECT THE NEGATIVE STATUS. THESE ARE PAID IN FULL IN GOOD STANDING LOANS BUT REPORTING AS NEGATIVE AND MULTIPLE TIMES HURTING MY CREDIT IN A MAJOR WAY. MY NUMEROUS ATTEMPTS TO CONTACT ECMC WENT INGNORED AND THEY ARE CONTINUING TO WRONGFULLY AND NEGATIVELY REPORT THESE ACCOUNTS! 1 ) ECMC Acct # : - Credit Limit : n/a Date Reported : -/-/2016 Date Opened : N/A Balance : $0.00 Past Due : $0.00 2 ) ECMC Acct # : - Credit Limit : n/a Date Reported : -/-/2016 Date Opened : N/A Balance : ... |
ECMC Group, Inc. Student loan dealing with my lender or servicer having problems with customer service October 11, 2016 - I sent a Letter to ECMC disputing the accuracy of negative reporting of Charge off on my credit report for student loans that were through - -, I had, had them deferred back in - for 6 months and then in - -, they were paid off in full. Those letters were sent out - Certified letter on - -, -, signed for on - -, -. After 30 days I never heard a response back from ECMC. I 've disputed inaccuracies with ECMC back in - as well, sent a letter out on - -, - they refuse to respond to my letters requesting " that is competent evidence bearing my signatu... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds October 7, 2016 - THIS COMPANY HAS CALLED ME ON A NUMBER OF TIMES AND I HAVE TOLD THEM THAT I AM NOT - AND THE SSN THAT THEY HAVE IS NOT MINE*********** AND THAT THE LOAN IS NOT MINE. BUT THEY KEPT ON CALLING AFTER I TOLD THEM TIME AFTER TIME THAT I DID N'T TAKE OUT A STUDENT LOAN AND THAT IS NOT MY INFORMATION. THEY STILL WENT AHEAD AND FILE A GARNISHMENT TO MY WORK PLACE AND NOW ARE COLLECTING MONIES FROM ME EVEN THOUGH ALL OF THERE INFORMATION IS INCORRECT.... |
ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged September 10, 2016 - In - -, my husband and I filed chapter- bankruptcy. We paid 96 % of the claims and were discharged successfully after 5 years. My Issue or complaint with ECMC is that 1 ) We just completed a chapter - bankruptcy where they filed a claim ( as did - -, more than once ), and we paid those obligations in full or close to, and 2 ) Now that we 're out of bankruptcy, they are claiming I owed significantly more than what was claimed, and those claims came to ECMC via - -, 3 ) we 've presented SEVERAL issues with the amounts they are claiming I still owe to them, my lawyer, and ... |
ECMC Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received August 23, 2016 - Due to an insurance mix-up a medical bill got turned over to a collection company without my knowledge. I was doing an annual credit check when I found it on my credit report. I called - to find out what it was about. I told her that I had never received anything in writing about this collection notice. She told me that they made several calls. Because I get so many spam calls I do not answer unless I know the caller. They can leave a message and I will respond if it is legitimate. IF they left a message it was too non-specific for me to consider it anything other then another spam - like t... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 14, 2016 - There is a collection account on my credit report that I have continuously disputed because it is completely inaccurate. I do not owe the amount reported, and the collection agencies can not provide any evidence to prove and/or verify the account. The account keeps being transferred from one agency to another, with no accountability, while severely damaging my credit ( and my ability to refinance my home ) and creating a financial hardship by reducing my income. In the last year, this account has changed from - to - to - to the current holder, ECMC. I have sent letters by certified ... |
ECMC Group, Inc. Student loan dealing with my lender or servicer received bad information about my loan August 1, 2016 - Back in 2007, I attended - - , - ( - University ) now called - - -. I submitted a request to be withdrawn from attendance within the required time frame. The school had informed me that the loan would not take effect immediately, but would be disbursed in future semesters towards the end of my degree plan ; they withheld how the loan disbursement would actually take place. They never processed my withdrawal request, and instead kept me on their attendance records to they could collect on the loan disbursement, which they did. I have contacted the original loan servicer, -... |
ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged July 27, 2016 - These Creditors have been harassing me for almost two years. I have denied this debt. They sent additional attempts to collect debt. I filed for chapter - - Bankruptcy relief and included them. They started sending wage garnishment attempts to my employers. I contacted Consumer Finance Gov regarding this and the company states the account is closed as of - -. So a few months later I receive another attempt to garnish my wages, so I sent information letting them know once again 1 ) this is not my debt and 2 ) I do n't know what these student loans are for. They sent me some informat... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 12, 2016 - I have sent many disputes to the Credit Agencies and to ECMC in regards to the - accounts that they are inaccurately reporting on my credit file. I have informed them many times that these accounts do not belong to me. I contacted the Credit Agencies and they stated that ECMC verified that these items are accurate. But it is ironic how ECMC will respond to the Credit Agencies but not to me. It seems to me as if they are intentionally disregarding all of my letters and the FCRA laws. I have also sent them a Fraud Affidavit and still no response from ECMC. Not to mention, these accounts are s... |
ECMC Group, Inc. Debt collection communication tactics frequent or repeated calls July 11, 2016 - EDUCATIONAL CREDIT MANAGEMENT CORP calls my cell phone and home phone multiple times a day. They call from multiple phone numbers. The last time I spoke with them, I provided my home address and told them I only wish to communicate by letter. This defaulted student loan debt is already in involuntary repayment through tax offset. I know that repayment options negotiated at this point will not stop the tax offset I want to stop the phone calls.... |
ECMC Group, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect June 26, 2016 - My taxes of $7400.00 were taken and being a single mom needing to move to better my life this was definitely a huge barrier. Please review to see if any money can be returned. thanks and - bless!... |
ECMC Group, Inc. Student loan dealing with my lender or servicer don't agree with fees charged June 22, 2016 - My student loans were part of a chapter - bankruptcy that was discharged in 2014. Initially, the amount outstanding claimed was $1700.00. Soon after, Educational Credit Management Corp. added approximately $8000.00 to the balance for " fees ''. It is my knowledge and belief that this is illegal, as I understand that the CFPB has enforced proper sanctions in similar situations. My loans are 30 years past due. I never was able to obtain employment as a result of my education. I am unemployed now. When I attended school my program that I was enrolled in was terminated by the school so that... |
ECMC Group, Inc. Consumer Loan managing the loan or lease June 22, 2016 - I am not sure why or what type of loan this company is calling me about because I do n't have any unpaid loans. They never leave a message, but they call 2 or 3 times a day and at all hours. Even -... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid June 18, 2016 - I was contacted by ECMC first time -/-/- about defaulted student loans. I communicated with them that I am in the process of consolidation and I 'm just about finished with school and how that could be? I was under the impression I had a few months left after class ended! I also added all loans would be serviced by - and I have an accepted consolidation loan set for disbursement in after I submitted my paperwork. At this time the Caller informed me that they are servicer and need to collect on " this debt ''. They demanded payment regardless of my stance of " in school deferment or t... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2016 - I recently checked my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never received a notice from this company. I have never received goods nor services from this company and I have not signed a contract stating I would do so. ... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit May 27, 2016 - ECMC contacted my employer. I had never received any information, telephone call, document, or written correspondence from ECMC. -/-/-, the first I heard of them was via my employer. ECMC would not provide me with any documentation, or tell me what I owed, and they made up different names for their customer service people ( the same person referred to himself as - and then - and then joked that he can be whomever he wants ). I looked them up online and utilized their online form ( they would not provide email or fax, and their mailing addresses require you to know what division to w... |
ECMC Group, Inc. Debt collection communication tactics threatened to take legal action May 26, 2016 - I just got out of the - - - 2 months ago had no idea about taxes i owed to -. - tax sold my debt to a debt collector ( Premiere Credit of North America LLC ) I have mad multiple attempts to pay this dept with this company I have called multiple times and left a message. This dept have resulted in interested being added and having a warrant out for me as well a tax lien. I have the funds to pay but can not make contact this is unprofessional for a debt company and each day that passes more interest is added. I am trying to pay and this has had major impact on my credit.... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 24, 2016 - I saw - collections on my credit from ECMC, a collection agency that is not bonded to collect in my state. I sent for validation from them but they never responded. My student loans were consolidated and are current, yet this agency refuse to remove this inaccurate information from my credit. ECMC IS NOT BONDED TO COLLECT IN MY STATE ... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft May 22, 2016 - My signature was copied and used on a promissory note by a financial aid officer at a - in 2002. I was informed by an unknown person that this suspect was being investigated ( during this time frame ) by a voice mail left on my answering machine. I was asked to call. I was too sick to return the call at the time and actually forgot about it until my - refund was intercepted by ECMC. I explained the situation to them and they asked for proof. The school has changed names, all of the staff have been replaced and no one can provide the answers that I need. I am left to struggle with a meage... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay May 20, 2016 - - - from a group called Premiere has been harassing relatives and friends regarding an outstanding debt they say is owed by me. I have requested a " Validation of Debt '' and they refuse to acknowledge or forward anything to that effect. They continue to harass and threaten or give me any other information. PLEASE INVESTIGATE THIS GROUP. The only number I can get for them is -. There are numerous lawsuits against this company. PLEASE STOP THEM ... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action seized/attempted to seize property May 19, 2016 - we were never notified by them of the debt.they claimed they sent a letter and called. I told them I never receieved a letter or call. Woman said they tried and if I do n't answer they cant leave a message.And we never knew until we got a call from the bank and called and ask why.the very rude woman said it was a tax lien by the state. I looked on the department of revenue site I owed nothing .I called the department of revenue and they said it would n't show on line because it was a audit that found we owed more money for 2012 and those do n't have case # to show. Department of revenue said c... |
ECMC Group, Inc. Debt collection communication tactics called after sent written cease of comm May 18, 2016 - I have had - issues with my federal law school lender ECMC/-. I am not alone, it is a potential class action lawsuit because many borrowers have had the same experience with ECMC. In 2007, I was laid off and defaulted on my federal loans. I contacted - to rehabilitate my loans. They promised if I made - on-time payments they would place my loans with a new lender and rehabilitate them. I made the payments but the financial crisis happened and - breached its agreement because they could not find lenders to buy student loans. So they did't rehabilitate my loans and just disappea... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 13, 2016 - Debt continues to remain in collection status on my credit when balance has been paid in full. ... |
ECMC Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 13, 2016 - A hold was placed on my checking account this afternoon for $5100.00. I contacted my bank, -, and they named Premier Credit of - - and Indiana Department of Revenue as the parties requesting the hold. I had not heard of Premier Credit of - - before, and because I pay taxes I 'm familiar with -. However, I was shocked to learn that there is a claim for that amount of money, and even more shocked to have found out by not being able to access the funds in my bank account. I did not receive a certified letter, a notice to appear in court, a day in court, nor was I served papers... |
ECMC Group, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 10, 2016 - Should not be in collections. These loans are in a cosolidation loan ... |
ECMC Group, Inc. Student loan can't repay my loan can't get flexible payment options March 20, 2016 - I have been repeatedly working to consolidate my student loans, seeking a short term forbearance until the process is complete. Due to financial hardships and a recent divorce, I am not able to make the payments as agreed. I have been repeatedly harassed by the EDUCATIONAL CREDIT MANAGEMENT CORP, - - - -, - MN - Phone # -, who is trying to collect on - loans that were cancelled by the - - -. I am seeking a consolidation of all students loans and currently awaiting a decision from - on the short-term forbearance. I was deceivably told I can not apply for a co... |
ECMC Group, Inc. Student loan can't repay my loan can't temporarily postpone payments March 12, 2016 - I filed for chapter - bankruptcy relief on -/-/2015. My case was dismissed due to not paying my installment fee by due date. My case was re-opened. During the time that my case was dismissed creditor I am complaining against sent me another attempt to collect debt from a completely different company ( since they were included in my list of creditors ). I went to bankruptcy clerk to amend my list of creditors to include this company although they were originally listed as ECMC. About two weeks later I received an attempt to garnish my wages from the same company but using an address di... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid October 6, 2015 - The circumstance began when the Indiana Department of Revenue started reaching out to me to collect a debt from a previous employer of mine. The Indiana Department of Revenue contracted with a company called Premiere Credit - '' to use tactics to collect my old employers debt while I was working with the Indiana Department of Revenue to have me removed from this account. The Indiana department of revenue removed me as a liable party in - 2015 and Premiere Credit continued to collect the debts after this period until they closed the account in - 2015. During this period of time Premie... |
ECMC Group, Inc. Student loan dealing with my lender or servicer September 25, 2015 - I received a call from ECMC on - -, 2015. I missed the initial call, and called them back a few hours later. When I got a hold of the agent who called me she began asking me for information about my mother. When I asked what the call was about she would not tell me. I expressed concern about giving her information with such a vague idea of who they were. The agent told me that my mother had listed me as a reference, and had given them permission to call me if they could not get a hold of her. I declined to answer the agent 's questions and asked her not to call me again. I called my wife... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine August 11, 2015 - I received a letter from this company claiming that I owe them money and to my knowledge this company has never provided services to me or for me and I 've never entered into a contractual agreement to pay them for anything ... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft July 15, 2015 - This debt was created as a result of identity theft ... ... and this account has been reported on my credit with attempts to collect as this debt is fraudulent i have filed police and ftc reports regarding this matter ... |
ECMC Group, Inc. Debt collection disclosure verification of debt right to dispute notice not received July 6, 2015 - I was contacted in -/-/- to file taxes for -/-/-. It was my error thought I completed on line. Filed with the Indiana Dept of Revenue ; no written response. Called, got hung up on, left messages no return calls, sent return in again, still no written - from Internal Revenue Service, called again, was told putting hold on account, that did not happen. Got levy on personal bank account, rude people at both the Indiana -, and Premier Credit. Not once contacted by Premier Credit, Indiana - new dispute with amount owed. Claimed I did not send in - and - ; which I did both t... |
ECMC Group, Inc. Debt collection communication tactics called after sent written cease of comm June 23, 2015 - This company called me -/-/15. As far as I know I have no debt, but after Googling and finding out who this company is and learning about this company 's tactics, I emailed them the same day, informing them that I do not discuss collections related matters by phone as I want all communication in writing, including backup and verification for this alleged debt, which I requested. They already had my email address from this communication ; they could have contacted me there. However, they continue to call, - days in a row now. I called and asked for a manager ; no one came back on the l... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds June 19, 2015 - Collector debit bank account removing - benefits and refuses to accept responsibility for actions despite documentation showing their error. This is on a tax lien which is owed, however - benefits are exempt according to documentation given to me by the collector. I have spoke with - and am in the process of a hardship submission. Premier Credit refuses to work with me and has placed my held in danger. ... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid June 19, 2015 - Premier Credit of - - placed a levy on my bank account on behalf of the -. On -/-/15 I called the - on the situation and they recalled the levy and sent notification to Premier which should have lifted the levy on my bank account. I called Premier on -/-/15 to confirm they received the notice and they said they had not. I then called the - on the matter and again they confirm they sent the notification. I then called Premier and they again said they had not received the notification. I made a total of - calls to the - and Premier and over and over again the -... |
ECMC Group, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt May 19, 2015 - Did not try to call me to fix problem. ... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 4, 2015 - I was contacted by Premiere Credit about removing my Wage Garnishment from a defaulted student loan. I wanted this removed so I could start paying back the student loan without further damaging my credit, so I agreed to a - program that had me pay a set amount each month on time to remove the debt. I was told that after the - month had been paid, I was to contact them to remove the auto-payments from my account and discuss how I would start to pay directly to my loans and remove my wage garnishment. I have tried to contact them for a couple weeks now, but each time I call their number an... |
ECMC Group, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt April 30, 2015 - The person - revealed that the company owed a debt. She knew that the needed to speak to the owner. She was told that owner was unavailable. She revealed that it was a tax debt and she needed to talk to the owner today. ... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine April 26, 2015 - Company continues to negatively I pact credit and violate both FDRA law and FCRA law while refusing to remove debt having - to do with me or agree to validate supposed debt ... |
ECMC Group, Inc. Debt collection communication tactics called after sent written cease of comm April 22, 2015 - I submitted a claim with the cfpb in - ( case # - related to case # - ) where I asked ECMC in writing to cease all phone calls to me at both my work and my cell. Their response on the explanation of closure is Nevertheless, ECMC has honored your request and placed your account into a do not call status. '' Yesterday -/-/15 at - - contacted me in an attempt to collect on this debt. Then she informed me that no automated computer or recording would ever be contacting me. Today -/-/15 at - - called me and it was a computer/automated call. Then again at - this ... |
ECMC Group, Inc. Debt collection false statements or representation attempted to collect wrong amount April 20, 2015 - My son acquired a student loan but was unable to finish school. ( attended - out of the - months ) The school collected the entire amount of the loan. He defaulted on his loan and it fell back on me. I attempted to make payments but my wife was not working at the time and all of our bills fell on my shoulders. I contacted - - but they only lowered the monthly amount due by a few dollars. I contacted them again with no result. The loan grew to double the amount from - up to -. I 'm still on my own paying bills and can not afford the amount that they are garnishing from my wage... |
ECMC Group, Inc. Debt collection false statements or representation attempted to collect wrong amount April 19, 2015 - I contacted the loan servicer of my $680.00 - loan to inquire about the option to rehabilitate my loan. i was advised I do not qualify for loan rehabilitation due to the dollar amount of the loan.. I then inquired about setting up a payment arrangement and was advised I do not qualify for a payment arrangement due to the dollar amount of the loan. I then confirmed with the rep that my only option was to pay the balance in full she responded that no that is not what she said my options were to pay in full or make payments online as I wish but that it would not be considered a payment arran... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay April 17, 2015 - i fell behind on my private student loan, but for - yrs i was under an agreement to make $260.00 a month payments. i recently completed this agreement, but was met with harassment and belittling comments from a manager at Premier Credit. Berating me because I can not afford to increase my monthly payments and was met with resistance to continue payments like i currently am. In - 2013 they offered me a deal to settle my account for -, but now they are telling me i 'm 16 months behind and our threatening to take more income that i do not have as i 'm a mother of - and a full time s... |
ECMC Group, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds April 16, 2015 - I have student loan debt and was in default for a long time. When I finally got a job I did n't really make enough to make payments, but instead of trying to work out a solution I ignored the problem for a while. I finally started working things out in 2014 and qualified to consolidate all my loans but -, which were getting ready to garnish my wages. I asked the collection company if they would release them to be consolidated but they refused. My wages are being garnished at 15 % of my total income, not just disposable income. It is my understanding that it should be 15 % of whatever I make... |
ECMC Group, Inc. Debt collection cont'd attempts collect debt not owed debt resulted from identity theft April 14, 2015 - I have been battling ID Theft for over 5 years now. The only part that will not resolve are federal student loans that ECMC has been garnishing my wages ( at - point it was 25 % weekly pay ) and seizure of my tax refund. They have not responded to either of the - lawyers that I hired or any other attempts that I have made on my own. I have proof with a police report AND that the loans were signed electronically without my authorization ( also includes a false address on the signature page ) but ECMC will not review anything to do with my case since it is easier to take the money from me.... |
ECMC Group, Inc. Debt collection false statements or representation attempted to collect wrong amount April 2, 2015 - In 2010 I was giving an forgiveness loan from - Bank then the loan file went to - -, from there EMCE then from there Premiere Credit - - -, and then Premiere Credit went into my account and took out - dollars, I send them proof and had not heard from them at all but still - dollars is still being taken, they told me I can talk to a man call - -, I have call him, - him - and still no call back, I want to sued them cause they had no right going into my account, if you want me to fax or send the proof to you please call ... |