Resources for resolving common issues with Byrider Franchising, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Byrider Franchising, LLC and work to get a response. After your complaint is forwarded, Byrider Franchising, LLC has 15 days to respond to you and the CFPB. Byrider Franchising, LLC is expected to close all but the most complicated complaints within 60 days.
Submit a complaint Help Center
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt was paid March 16, 2017 - In reference to CNAC-T- - # - account. Check issued : -/-/2017 for $2100.00 as paid in full. To Collection Manager : This letter is to inform you that the validity of this debt is disputed. As we both know, I have the right to dispute this account, request for verification, and/or request for validation of this debt. However, in order to quickly resolve this account, I am willing to pay $2100.00 which will be paid by - - in the form of a check. If you agree to delete this account from any and all credit reporting agencies - - will release funds as promise, and there ... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease March 7, 2017 - I purchased a car from this dealership -/-/2016. I put a $500.00 down payment and was told if I put some of my tax refund down as a deffered payment, it could lower my overall amount owed. I signed up to put $1500.00 of my tax refund after I filed the following year. I wound up getting my taxes offset for a previous debt owed. I spoke with the finance company, CNAC, and explained the situation. Intially, I was told it was n't an issue and that they would hold my account until I recieved proof from the IRS that it was being taken. I am a customer that makes my payments on time, always ans... |
Byrider Franchising, LLC Debt collection disclosure verification of debt not given enough info to verify debt February 24, 2017 - The current issue just came to my attention when I attempted to get a loan and was asked about a charge-off listed on my account. I should not have had any charge-offs so after requesting my credit report I found that CNAC had reported this to the credit agency. CNAC was the holder of a car loan that was sold to another company who filed a civil suit. This went to mediation and the case was dismissed due to the alleged debt being the direct result of an illegal repossession and illegal communication of this debt according to GA law. The company did not sent proper notification under GA law. Th... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease January 20, 2017 - Hello, what happened was I ended up getting the car I got with loan threw J.D Byrider. As the car got stolen, n reported stolen whomever stole hit totaled the vehicle and left it. The state police around -, nj found it and brought it to a towing place in -, nj. Filed the stolen car report and it took 8 months for cnac to place claim. When it finally went threw it was only - - and sum deducted from loan pay out. That was full coverage I had, usually full coverage, theft, etc. J.D.Byrider did n't even go n take pics. To put claim in! They expect me to pay back the loan, I have n't th... |
Byrider Franchising, LLC Debt collection communication tactics called after sent written cease of comm January 13, 2017 - Need to have a letter giving me a chance to try and get a fair amount to pay back, no one has written or call.I understand I took the car back because it was junk, but they need to send me something, I do n't have the money for a large payment, but the car was a lemon.... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease December 31, 2016 - CNAC requires payments every 2 weeks but they report monthly and the monthy amount is incorrect. They also reported a payment in - of - even though I returned the vehicle in - of -.... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay December 22, 2016 - I opened a loan with CNAC AKA JD BYRIDER in - IA - -, 2012. On multiple occasions CNAC charged a card that I did not authorize to be saved and without my consent. I filed a complaint with the card issuer and the funds were reversed. However my former wife and I then became divorced. As we were going thru separation they began to call her and probe into our personal matters. Between the fraud and over extension of their rights, and empty threats I decided to take the loss and allow them to repossess the car. Now years later I have cleaned up my credit tremendously. However, CNAC contin... |
Byrider Franchising, LLC Debt collection disclosure verification of debt right to dispute notice not received December 13, 2016 - This account has been disputed and it was removed from - but not - and -. Please have removed from - and - also... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay December 1, 2016 - On -/-/-, I went to the payment office at JD Byrider at -, ohio -. I have been a paying customer there for 3 years, I am purchasing 2005, chev cavalier. ( my payment was refused ) The total amount of my loan was $12000.00 plus mis fees and interest. My loan is now under $2500.00. At this time I have been making double payments due to some missed payments in the past. The contract is written to pay $180.00 biweekly. For the past several payments I have paid $360.00 every 2 wks to get caught up. This day on -/-/- I only had $300.00 to pay, however, my payment was refuse... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease October 31, 2016 - A few months ago I recently reviewed my credit file. I noticed that there was items on my credit file that did not belong to me. I have sent dispute letters to both the credit agencies and CNAC. I did not receive any response back from CNAC. The credit agencies get stating that they verified the information. Since then, on - -, 2016, I sent Fraud Affidavits to CNAC and to all - of the credit agencies. Even after all of my efforts to get this item removed, CNAC still have not removed this item. This is not my account. I did not open this account or authorize anyone to open this account... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease October 31, 2016 - Since -/-/2016, the loss of use of this vehicle due to the negligence of -. Byridder 's claims has been greater than 115 days. This is completely unacceptable. We have continued to pay the car payments due, yet, have had no use of the car in over three months. Although -. Byrider claims no to sell cars with salvaged, restored or rebuilt titles because as they say " Cars with branded titles often 1 ) Wear though tires more quickly, 2 ) have mechanical issues 3 ) have a significantly lower resell value 4 ) May have Safety Issues ''. -, states that this - - - would be inclu... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay October 20, 2016 - I FILED CHAPTER -. THE CREDITER DID A HARD INQUIRY AFTER I GAVE THEM THE CASE NUMBER AND MY LAWYERS INFORMATION .WHICH RESULTED IN MY CREDIT SCORE DROPPING.THE DID NOT HAVE PERMISSION TO RUN MY CREDIT. THIS ACCOUNT WAS ALREADY CHARGED OFF AND THE INQUIRY SHOWS IT BEINGING ON MY CREDIT REPORT FOR TWO YEARS. MY BANKRUPCY CASE NUMBER IS - AND THIS LOAN IS INCLUDED IN IT.... |
Byrider Franchising, LLC Debt collection communication tactics frequent or repeated calls September 16, 2016 - Called myself multiple times daily and many people i know several times... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease August 22, 2016 - I neither affirm, nor deny this purported debt, you claim I owe your company $4600.00. On - -, -, I contacted CNAC regarding the Credit Entry made on my credit report. I returned the vehicle to - - on - - due to several on-going issues and the engine blowing on - - as a voluntary repossession. When I finally was able to speak with someone regarding this debt and asked if I can do a settlement, I was told yes I can and they would transfer me to the Settlement department. When I spoke to the person in the settlement department at CNAC, I was told by them that they no... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay August 12, 2016 - On - -, 2016 I received a call from - at CNAC at my place of employment. - called a different department asking to speak to my Supervisor not knowing that the person she spoke with was a Supervisor. The Supervisor asked what was the call in reference to and asked her was it in reference to my kids. She would n't give them a any information but stated that her name was " - '' and proceeded to ask to speak to my Supervisor so this particular Supervisor directed the call to my office but I was unavailable at the time. Fortunately my Supervisor was able to get the number off of the ... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease August 11, 2016 - I purchased a car through - Byrider in -/-/-. Their bank is CNAC. after purchasing the vehicle, they have pulled my credit report without permission on numerous unauthorized occasions. - - -, - - -, - - -, - - -, - - - and - - -. These are hard inquiries and they did not have my permission/nor need to pull my credit report without my permission.... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease July 29, 2016 - hi I bought a car from jd byryder in - and it was a hot mess. it broke every other week. so I told them to come get it. I paid - for a - mazada truck which was a rip off. I reported them to the attorney general because I was suppose to be in this program with them to fix my credit from day one they never reported that I paid on time. and now when they came and got it 3 months later because it kept breaking down they are still repoting that I owe them - on my credit after they sold it for almost the same price they sold it to me for. I do not owe them nothing.... |
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 25, 2016 - I have contacted and sent Fraud Affidavits to CNAC. Also, I have disputed this account with all - Credit Agencies who stated that CNAC verified that this account belong to me. I find that hard to believe since I was never able to get a response back from CNAC. So, I really need your assistance in getting this matter resolved. I am tired of going back and forth without getting in results.... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease July 19, 2016 - I purchased a vehicle from - in - 2016 and I had a deferred down payment for $800.00 and then I started making payments biweekly from day one. I noticed that my principal balance did n't change after the initial - payments, I called - and was told ( after talking to a few different individuals and different stories ) that the first - payments were interest only payments and when I ask was this is writing, the lady told me, " it should be ''. I reviewed my loan paperwork and I did n't see anything even close to this notated in the contract. So at this point, I would like to see... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay July 9, 2016 - We were on vacation when our debit card number was hacked. We reported this to our bank after discovering several charges in -, - ( we live in - ). The - was also consulted. We did n't get a chance to call - ( CNAC ) as it was the - - weekend, and frankly we were in shock. The bank froze our account until this is resolved. CNAC wants a letter, or fax to them, but - - will not do this. Why would we want a letter to us the bank is keeping us abreast of this situation? CNAC calls at least 4 times a day. I tell them the same thing every time. It is bad enough this compan... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay June 21, 2016 - - - I contacted cnac - them know we need -work out something because my rent was going up -full market rent of - I 'm on - with me & my daughter working & both receiving social security from me n - it would b difficult -maintain a -car payment they said they could n't do nothing & someone would contact me on monday no one did until - - when they tried -run my debit card & was declined payment I informed them there was no payment -get because i had payed rent & that month I had only recieved - from social security -/-/- which was my - payment... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease June 20, 2016 - I purchased a vehicle from a finance institution that now I see goes under - different names at the same address which confirms my claim of fraudulent activity. They are called CNAC Financial and also Known as BYRIDER FINANCE LLC. Located at ; -, INDIANA - On - -, - I purchased a - - - and also a service warranty was attached. The sales person also at that time assured me that the vehicle had went threw their point inspection and that the car would be reliable for me and my family. After only a little over a week I contacted the service department with problems with ... |
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt is not mine May 31, 2016 - My number was provided as a reference and I continuously get calls even after I 've asked the company to not call me looking for the borrower or to relay a message to their borrower who has a working phone number.. ... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease May 25, 2016 - I finance my vehicle with CNAC in - - and have made my monthly payments on time, as reflected on my credit reports, since Day one. Starting in or around - -, my account representative was changed over to - -. Since the time he received my account, he began calling me days prior to my due date asking if I was going to make my payment. even after I confirmed that my payment would be made on the due date, he continued calling repeatedly asking the same question until the date of the payment. There would be days where he would call me multiple times and leave multiple messages. ... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease May 24, 2016 - I bought a car from - and their financial lender CNAC in - MO my cosigner has near perfect credit score and my interest is 28 % I have asked to be refinanced but my loan company does n't do that. I 'm gon na pay over - for my car that is only worth - I went to a bank to try and get refinanced and she told me to complain to you guys so they can be investigated because they way CNAC did me was way wrong! ... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease May 21, 2016 - I was in - and was in the market to get a vehicle. JD Byrider/CNAC sold me a Scion -B I fully disclosed that I live in - and would like to have it title there. They told me that they could not get me a - title but I can get it transferred once in -. I agree to the transfer the title. In - title are electric I went to the DMV before the - tags expired I was told that I could not transfer because CNAC was not a registered lien holder with -. Over a month of calls, I have also told them this issue need fixed no later then 2 months if not fixed the car would no longer be licen... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay May 8, 2016 - I had a vehicle financed with CNAC ( JD Byrider ), I requested that they pick up my vehicle in - 2013 around the -/-/-. They did n't come to pick up the vehicle until about three weeks later. ... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease May 4, 2016 - I purchased a car through JD Byrider in - that was financed through CNAC Byrider Finance LLC and had 24 months to pay. I started experiencing some serious problems with the car and took it in for repairs and paid $400.00. - - stated that they repaired the car but the car was not repaired in fact - - stated that they made the wrong repair and because of their mistake that said " we'er just going to put you in another car ''. I thought it would be an even exchange however, I ended up paying a $1000.00 " deferred down-payment '' in addition to the $500.00 cash ( down payment ... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay April 21, 2016 - A notice of intent to repossess was sent - -, 2016 with date of - - for payment from ( - Byrider- CNAC ) car was a payment behind. The car was taken in the middle of the night - -, 2016 before said date without notice. Owner with the next morning - -, 2016 concerning car, information was given as to want was need to get the car back, the owner complied with the required funds and insurance need. Same day, lender made the owner belief he would get car back, but later came and give a knew requirement after the first was met. Owner had been in dealership all day and at ... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease April 16, 2016 - I signed a contract around -, 2013, out of mostly desperation for a car. Not fully understanding how much i would come to regret this decision along with thousands of other people. First off i was told over and over before signing paperwork that never would the contract go over 3 years. 2 nd thing is im finding out is that the company is known just for selling pieces of rebuilt junk its even worse then the typical buy here pay here place. They pretty much threaten and bully u about the trash they sell and pull at this company so called suppose to help u with credit. If not just for my sake ... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease April 2, 2016 - Both my auto loan holder CNAC -, WI and my insurance agency ( - ) take their payments up to a week early on a regular basis. Also as a part of the purchase agreement - - was to replace the front bumper of the vehicle of which I have complained about for two years now with zero results. ... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease March 12, 2016 - I was behind on the loan and got caught up. The loan is due on every other Friday and I get paid every other Monday. I made a promise to pay on the Monday that I pay, so my promise to pay was -/-/16 and I got a phone call harassing me about my payment after I made the PTP. They called me 3 times and sent a text message. I called them and was told if you pay your bill on time I would not call you. ... |
Byrider Franchising, LLC Consumer Loan shopping for a loan or lease March 1, 2016 - My issue is that I was sold a car, which has given me nothing but problems, my car finally died 2 weeks ago, I have already paid CNAC more then $15000.00 for a - saturn ion, which nearly killed me when it automatically shut down in the middle of an intersection. I have requested to have a settlement with this company, I currently owe $2300.00, I asked if I can pleae settle at $1200.00, they will not I have a lay by the name of - calling an harassing me twice a day, I have already sent them a cease and desease until they can offer me a settlement. I was pressured into obtaining the ... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay January 27, 2016 - The car was a voluntary repo back in 2008 and should be reported as closed and not an open collection file on my credit file, several attempts made to correct my credit file and the file should not be reported since its over 7 yrs old. ... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay January 22, 2016 - Complaint against buy here pay here dealership - Byrider, - PA for unethical business practices & fraudulent business practices that is targeting consumers with poor credit ratings & difficulty financing a vehicle such as illegal rigging of car mechanics in order to cause future issues that is targeting consumers that are already suffering financial hardship that hinders ability to purchase or finance a vehicle at other car dealerships due to poor credit rating. ... |
Byrider Franchising, LLC Consumer Loan taking out the loan or lease December 23, 2015 - I had a car loan financed by CNAC from - 2015 to - 2015. I traded my car in for a brand new car. When I traded my car in the new dealer called CNAC and got a 20 day pay off. Not even - days later CNAC sent me emails telling me that I was in collections!! I reached out to them to advise them they will be receiving a check within - days from the new car dealer. The representative was rude and continued to tell me that I was liable to pay. I then advised her that I will not make any more payments because they will be getting a check for the balance in full within - days. I also adv... |
Byrider Franchising, LLC Consumer Loan managing the loan or lease managing the loan or lease December 9, 2015 - I purchased a vehicle from -. Byrider/CNAC Finanace about a year ago. Nine months into the loan, I had a major problem with the vehicle and it was determined that the entire engine had to be replaced. This car had previously been a flood vehicle ( which was never disclosed to me upon purchase ). I returned the car to them and informed them that I no longer want it. The remaining balance of the loan has become a major point of dispute. Since I have explained to them that they will not be receiving any further payments from me, they have harassed myself and my family ( whose numbers they have... |
Byrider Franchising, LLC Consumer Loan problems when you are unable to pay October 26, 2015 - I have been receiving over - calls a day from a Car Finance company that goes by the name - located in - NC. This company has been leaving very detailed information about customers loan status as well as personal information on my business voicemail. I have given the company a verbal and documented Cest and Desist letter. But I 'm still receiving the calls and even text from this company. The reps have stated they were given my business number as a number for personal contact. I know this to be untrue because my number is associated with my small business and the only reason to call i... |
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 15, 2015 - I made a payment with my debit card for someone else 's Auto loan. The account manager, -, billed an unauthorized charge to my card, saved the card to file when I told him not to, and continues to call and hang up after I told him not call my anymore. I recorded the conversations I have had with him and with his Manager - - -. ... |
Byrider Franchising, LLC Debt collection communication tactics frequent or repeated calls October 12, 2015 - Calling multiple time in a row then sending emails repeatedly ... |
Byrider Franchising, LLC Consumer loan managing the loan or lease October 2, 2015 - CNAC ( J D Byrider d/b/a CNAC aka - -, - -, -, IN -, - ) delivered a Faulty automobile title, + held my own sale hostage while demanding a phony claim payment of $110.00. My CNAC statement clearly and unequivocally states Paid in Full - No Balance Due ). On - -, - I purchased a - - - - at J D Byrider / CNAC, and used their CNAC financing. On - -, - I closed my loan with CNAC and received a signed statement Payment in Full, no balance ''. Upon closing my sale of my car - yrs later on - -, -, I discovered that CNAC had in - se... |
Byrider Franchising, LLC Debt collection cont'd attempts collect debt not owed debt is not mine October 1, 2015 - JD BYRIDER CNAC , -, Iowa has been taking car payments, electronically out of my checking account for the last month and a half without my permission or consent for a vehicle loan that is in no way associated with me or my name.I am - years old and am trying to survive on a fixed income and now have a negative checking account balance. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay September 7, 2015 - This account was including in a chapter - bankruptcy in -/-/- and was discharge in -/-/-. They repossession the car and sold it. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay August 15, 2015 - I returned the car back to CNAC and I am sure they resold the car I do not owe this much I had to return the car myself when I told the person I could n't afford this car she said if they come get it I owe - up front HOW DO I CHECK INTO THIS the amount they have ca n't be real if they resold the car PLEASE HELP GET THIS OFF MY CREDIT ... |
Byrider Franchising, LLC Debt collection improper contact or sharing of info contacted employer after asked not to August 10, 2015 - CNAC continues to contact employer for debt of employee. Has been asked each time to stop contacting corporate office. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay August 10, 2015 - I used my bank card to make my car pmts. 2 weeks ago my pmt was due again, the guy who works for the company sent me a text asking if he can debit my card. I did not respond due to personal reasons. Later on that day I noticed my card was used without my authorization. Remind you I am not set up for auto debit, and I have been using that card to pay my car note for at least a year. I never imagined that they would take it this far because I have been a couple of days late before, maybe 4 times due to simply struggling to make ends meet. The car is - kia rio and I owe still close to $10000.... |
Byrider Franchising, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay August 7, 2015 - auto finance bank is now harassing me that I will go to jail. I got this vehicle - months ago and have had nothing but problems with the vehicle smoking, breaking down, and now they said they will put a new engine in the vehicle, but now they wont and said they will come and get the vehicle, even though my payments are up to date. but ive had numerous harassing calls that are recorded, and texts of name calling and other things ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay August 1, 2015 - I purchased a vehicle from - ( CNAC ) a few years ago. When I spoke with the sales rep, he ran my credit report showed me several things that were reflecting negatively on it however processed to tell me that it would be tight '' but I would be able to meet the requirements of purchase of a vehicle from them. So, after not much of car options I selected a vehicle and proceeded to go through there paperwork process. At the time of signing my contract, which by the way, was videotaped for closing '', I signed the signed the paperwork. I was able to make the payments on time and regularly fo... |
Byrider Franchising, LLC Consumer loan shopping for a loan or lease July 27, 2015 - The short and sweet is this. I went to - - for a car. They told me that because i had no credit, that they werey only option. They even required me to have a cosigner. I was sold a 2006 ford Taurus with a bluebook value of - for a total of - was not fully informed of all of the details of the loan. I was rushed through the signing of the paperwork. I was duped. The car is not worth nearly what they charged for it. It is usery clear and simple. They practice preditory lending. Anyone can look at any situation from - and see this. They are unprofessional and just bad people. ... |
Byrider Franchising, LLC Consumer loan managing the loan or lease July 27, 2015 - A representative fraudulently took money out of my account without my authorization. I did not give permission to take my payment out nor was I set up on auto draft. I was not past due and when I pay I have to give my expiration date and - - along with my billing zip code. Also the amount taken out was manually entered because it was less than my normal bi weekly payment of $190.00. The amount taken was $180.00 on -/-/2015. I was called several times that day and sent email from cnac. A customer that is current should not be harrassed like this. I call -/-/2015 and was placed on ... |
Byrider Franchising, LLC Consumer loan taking out the loan or lease July 26, 2015 - My debit card was charge without authorization on -/-/2015 for $180.00. I did not tell them to take a payment. I was called serval times and received an e-mail to contact them. Shorty after someone took money out of my account which I needed for my rent and has conflicting effects with other bills I had! I work in this industry and this is considered fraud at my company for running a payment without consent. ... |
Byrider Franchising, LLC Debt collection disclosure verification of debt not given enough info to verify debt June 5, 2015 - I ask them to correct information on my credit reports from all - bureaus and they have failed to do so. I had a car loan from CNAC in -, WI and they sold a false claim to them in the amount owed by me. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay June 4, 2015 - Vehicle was totaled in an accident on - - and CNAC has been calling since anywhere from -- times a day. Today we 've had - calls wanting the remaining balance of loan after they received the insurance check. They are even trying to get us to buy another vehicle through - Byrider to cover remaining balance plus the new vehicle price which there is definitely no way we can afford that with monthly income from social security -. They are now threatening to take us to court. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay June 1, 2015 - I financed a car for over - dollars, I became - when I only owed $2400.00. Car appectance now company - CNAC - informed me after they reposed the car, they then sold the car and I now owed the balance after the sale. Which at that time was stated $1800.00 some odd dollars. They in turned reported to all three credit bureaus an incorrect amount due balance is still $2400.00. ... |
Byrider Franchising, LLC Debt collection taking/threatening an illegal action threatened arrest/jail if do not pay May 29, 2015 - Called me trying to scare me on debt. Did not even respond to what company they are working for and also threaten to drop off legal papers. ... |
Byrider Franchising, LLC Debt collection false statements or representation attempted to collect wrong amount May 25, 2015 - I was not able to finance a car through CNAC without a co-signer. I purchased a 2006 - for $5000.00 above blue book value ( $12000.00 before taxes and interest ) due to not having a credit history, with a cosigner. I made all payments and on-time, I was never late. I had a life crisis and took the car back and it was a voluntary repossession. They then let my cosigner buy off of the contract, which did not credit towards the debt, and then sold the car at auction for $120.00, leaving me to pay $9000.00 on the car still. I ca n't believe that there is n't a law preventing companies f... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay May 18, 2015 - Hello, I started a new job and told a rep this weeks ago and emailed the rep a few days ago also. I get - calls a day then they email even after leaving a message or calling me to call them. I stopped calling them back now because I have asked for them to call me - time a day after - and also not to ever email me again and it has n't stopped. then a rep - called me from her personal cell - which is illegal! CNAC if you pull their phone records talk bad to me and I have paid perfect for 3 1/2 years! I want to sue this place for violating me and harassing me daily. please help shu... |
Byrider Franchising, LLC Consumer loan shopping for a loan or lease May 7, 2015 - I needed to buy a car and went to JD Byrider in - WV. They say they do not do a credit check and they do not base their decision on my credit but they did. I checked my credit report and they did an inquiry on my credit. The sign out front said no credit check. I did not get a loan through them but they are false advertising I feel. ... |
Byrider Franchising, LLC Consumer loan problems when you are unable to pay April 23, 2015 - -/-/2015- validation request was sent to CNAC-/-/2015- - validation request was sent to CNAC-/-/2015- - validation request was sent to CNACThere has been no response despite having sent the request to address on credit report and another address found on line. ... |
Byrider Franchising, LLC Consumer loan managing the loan or lease April 15, 2015 - There has been multiple issues within this same situation. 1 ) The vehicle description did not meet the actual product ( carfax information was different that what was sold to consumer *AA ) - -this was with an affiliated company2 ) Payments have been processed several time on the wrong dates. --3 ) Payments have been processed with other methods which were not authorized. --4 ) Contact with representatives has been rude and forceful. ... |