Resources for resolving common issues with EOS Holdings, Inc. products and services
You can reduce the number of unwanted calls from EOS Holdings, Inc. you get by signing up for the National Do Not Call Registry. It's free. Visit http://donotcall.gov to register your number.
How do I register?
Add your phone number for free by visiting http://donotcall.gov, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)
If you register online, you will receive a confirmation email from http://donotcall.gov. You must click on the link in the email within 72 hours to complete your registration.
How long does it take?
Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting http://donotcall.gov or calling 1-888-382-1222.
Where can I file a complaint about an illegal sales call or a robocall?
To file a complaint, visit http://donotcall.gov, or call 1-888-382-1222 (TTY: 1-866-290-4236).
Will I hear back from the FTC regarding my complaint?
Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.
What's a Robocall?
If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.
What Should You Do If You Get a Robocall?
If you get a robocall:
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine May 13, 2016 - I placed a dispute on a - bill from 2014. On my - credit report it says Closed report :, Collection account information disputed by consumer meets FCRA requirements. However when I look at my - report they still have the account as opened. I called the collector of the account EOSCCA they are the fourth party to own the debt.... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was paid May 10, 2016 - I applied for a job with a credit union in the security department. They informed me I had a bad debt with - on my credit report and needed to resolve it in 30 days or I would lose the job offer. I contacted - and was informed they had no record of me having an account currently or in their archives owing a debt of any kind. They refused to remove the negative credit account stating they were not reporting it. I called the number from the credit report and was told they were a debt collection agency. I believed this was an Identity theft issue however I did not have the time for an inves... |
EOS Holdings, Inc. Student loan dealing with my lender or servicer trouble with how payments are handled January 30, 2016 - I want my loan to be look into because I just do not agree with how much I am paying for this loan Program Principal Interest Penalty/Fees Total Debt Balance - $13000.00 $690.00 $0.00 $14000.00 Total $13000.00 $690.00 $0.00 $14000.00 Payment History Payments that have been made towards paying off your defaulted federal education debt are listed below. This information is listed in chronological order with the most recent payments near the top of the table, and oldest payments near the bottom. To view the remaining balance outstanding on your defaulted federal education deb... |
EOS Holdings, Inc. Student loan dealing with my lender or servicer received bad information about my loan January 26, 2016 - Please refer to File # - - which apparently is now closed by your agency. I 'm confused. - - - by what was submitted on the above case sold a loan that was co-signed for by me to EOS. The loan was not defaulted on by my son, it was consolidated with his other student loans in -, therefore they ca n't come after me for cosigning for something that is not defaulted on. I was never notified of any alleged default. The first I heard of it was when I started getting notices from EOS. This needs to come off of my credit report and this collection company needs to leave me alone. They ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 9, 2015 - I have - collections accounts in my credit report, - for the same collection agency, and both to the same original creditor ( for nearly the same amount ). I have requested confirmation of ( and information for - both of these accounts by certified mail, and I 've received NO response from the agency. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 9, 2015 - I have - collections accounts in my credit report, - for the same collection agency, and - to the same original creditor ( for nearly the same amount ). I have requested confirmation of ( and information for ) - these accounts by certified mail, and I 've received NO response from the agency. ... |
EOS Holdings, Inc. Debt collection taking/threatening an illegal action sued w/o proper notification of suit December 7, 2015 - I am contacting you regarding my student loans. I am receiving documentation from multiple companies regarding the same loans and receiving numerous other telephone calls from many different organizations " collecting '' the exact same loans. I have my student loan with -/- who is still attempting to collect the same loan they have EOS CCA and - seeking. I have no clue who I need to deal with. For starters, this loan was in an approved forbearance and has been for a while and I was unaware it was removed for a year! No reason given they just did. I also have my parental plus loans for... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was paid November 29, 2015 - From - - to -/-/- I had a contract with - - - company in - T-. I discontinued my service due to work relocation, paid my bill and sent the equipment back to the company. On -/-/- I applied to refinance my home loan in WA and saw the negative mark on my credit for a charge from - - -. This mark lowered my credit score roughly - points from an - to a -. I contacted the collection company seeking payment ( EOS ) and they gave me - contact information. Upon contacting - - - they told me that they never received a cable modem back from m... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 29, 2015 - I have an account on my credit who I do n't know which company this debt collection his. I want this to be removed from my credit. ... |
EOS Holdings, Inc. Debt collection communication tactics frequent or repeated calls November 26, 2015 - EOS CCA repeatedly contacted my home and cell phone numbers over and over allegedly regarding a - account. The account was paid directly to - -. Someone named - kept calling and was speaking so fast that she could not be understood. She became abusive and started calling more when she was told to STOP talking so fast and to STOP calling. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 19, 2015 - I spoke with a representative on -/-/2015 from EOS CCA she advised me that I was billed in error and that the debt would be removed from all three credit bureas. She also provided me with a telephone number to follow up with - - - ( - ) -. I called this number and it was disconnected so, I contacted EOS CCA again and spoke with - with Consumer Complaint who advised me to send them a email or fax for the phone conversation to be investigated. They have been billing me for several years and after numerous credit bureas disputes they are still knowingly reporting misinform... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 18, 2015 - Submitted paperwork regarding wage garnishment -/-/-. Without notice to me my wages were garnished beginning -/-/- Agency said they sent me the information -/-/-. They did not. I did not receive the decision until -/-/- and that was through email from - after I complained. The information on the -/-/- paperwork has changed significantly. The -/-/- paperwork said I had 15 days to appeal. Obviously, the 15 days had elapsed -/-/-. I have not moved. It would be in my best interest to respond in a timely manner. I did not receive the information. Everything I s... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 16, 2015 - - Service continues to call trying to collect a debt " allegedly '' owed by someone I do not know. I have repeatedly told the collection company I do not know the person they are looking for for and to remove my phone number from their list. As of today I received another call. BTW ( I have had this phone number for over 19 years ) and I am on the do not call list ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 15, 2015 - Received telephone call from EOS CCA at my place of employment. Returned call and was advised I owe a debt to - -. I advised in writing to EOS on -/-/2015 that I dispute claim and requested verification of debt because I never received a final bill after my cancellation of service indicating amount owed and for what services they rendered to me to cause my owing the debt. On -/-/2015 I received an alert by email from my credit monitoring service that - potentially negative item was placed on my credit report, which was - -. I am also disputing that negative item wit... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine November 11, 2015 - This company continues to report a account that is not mine to the credit reporting agencies. I have disputed this and asked for proof this belongs to me and they will not provide me proof. This is not my account and I actually have a current time warner account which is not the account number this creditor is trying to collect on. I do not know who this account belongs to and this needs to be removed. I can provide my current time warner account bill if needed which is in no way associated with this fraudulent account. ... |
EOS Holdings, Inc. Debt collection false statements or representation attempted to collect wrong amount November 9, 2015 - A collections agency EOS CCA offered an resolution of debt authorized by client with a lump sum settlement of 55 %. I paid this to protect my credit. Some time later another company - - - wants the remainder of the balance. I sent - a copy of the settlement statement from EOS and proof of payment with no resolve. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 2, 2015 - Beginning in - of 2015 my services with - wireless was discontinued and a balance was due on the account for my mobile services only. My mobile number were ported over to - and through my contract with - they would pay the balance left on my - - account once I received a final itemized statement from - - which document that my services was disconnected. I contacted - over between the months of - to - seeking an itemized statement showing the exact balance due. Beginning in - - sent approximately - different statements with varying balances. When I requ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 29, 2015 - My credit report has a debt from - - from -/-/-. I have not been a customer of theirs since -/-/-, and I am not sure why they effect my credit report. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 28, 2015 - My phone was turned on -/-/15. Starting on - EOS CCA has called me every two days since then.After 6-7 calls I had let go to voicemail I finally answered ( -/-/- or -/-/- ) and they are looking for someone named - - I let them know he does not have this number and to cease calling. They continue to call. Latest calls are a -/-/- -, -/-/- -, -/-/- -, and -/-/- at -. A couple of times when I have tried to ask them to remove my number from their data base, they ask if I am the debtor the are seeking, and the second I say no, I just get hu... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 24, 2015 - Hello Sir/Madam, I received a " Notice of collection placement '' from a collection agency by the name of EOS CCA sent on behalf of - - for the amount of $1000.00 on -/-/15. I found out from - - that somebody had stolen my identity at - - store to purchase - phones 2 years ago. I had to file a police report before sending my dispute to - - and - via email with all of the support documentations. Best Regards, - ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 13, 2015 - This is a debt collection that I do not owe and do not understand why this is my name. ... |
EOS Holdings, Inc. Student loan dealing with my lender or servicer October 8, 2015 - Collection Agency claims that I signed a Loan Document electronically for a Private Student Loan thru - College. The loan was supposedly electronically signed on -/-/2006. However, I didnt sign any enrollment papers for - - until -/-/2006. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 7, 2015 - EOS CCA has called my work extension roughly - starting at - and typically again at - via robocall. When I called back they would not disclose type of debt or whose debt, simply stated that I owed a debt based on the phone number ... .I have asked them to remove this number from their autocall as it is a new work extension but I continue to receive robocalls. EOS CCA 's number is - ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine October 2, 2015 - I filed a complaint through cfpb on - -, 2015 about a debt that did n't belong to me for - - that - - - was collecting on. At the time, there were - accounts that were affecting me and we reached an agreement that I would pay off - account and - - - would remove the - account from my credit report and consider it resolved. - - - followed through with what they said and removed the account from my credit report, but that account has apparently now been sold to another collections company ( EOS CCA ) who has put the account back on to my credit and... |
EOS Holdings, Inc. Debt collection communication tactics frequent or repeated calls September 23, 2015 - Harassing me at work, calling and harassing fellow coworkers, will not answer any questions with any form of pertinent information. Would not tell me what the company was other than a name. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 21, 2015 - I have open case numbers # - and # -. - - Team Lead responded and says she had no record of a complaint and I have complained multiple times. - - also said she would stop all further calls and letters and collection attempts and we no received - more letters since her response and calls. I am submitting the letters and envelopes with dates showing they have not stopped. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 20, 2015 - EOS CCA was assigned to collect on an alleged final bill from - -. They never sent any communication or a dunning notice to me. The address in the bill was incorrect even though both EoS CCA and - - had my correct address ( see attachments ). Additionally, although by their own admission the debt is from -/-/-, they have incorrectly reported it on my credit report as -/-/-, which will make it stay on my report an additional - years. I never became aware of this debt until I saw it on my credit report. Even though they have violated the rules set to protect consumers li... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was paid September 18, 2015 - I have received several phone calls over the past few weeks from this company and they never leave a message other than breathing into the phone. Called them back today and I asked the nature of their business and they stated they dealt with private matters and could n't reveal that to me ''. I then gave them my phone number to see why they were calling me and they claimed I owed an outstanding debt for a - - account ( which has already been dealt with ). I informed the woman of that and she got very belligerent, called me a liar, and stated that I owed them money and I had to pay them ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 14, 2015 - EOS CCA put a collection account on my credit report without sending me any information so I can file a dispute. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 11, 2015 - This debt was done -/-/-, on or about -/-/- I was contacted by - about the account that was delinquent via a letter. I contacted the office and send in to then the documents that I did not have an account with them that I was with - wireless. The company at that time stated that my name was used to open an account, I at that time requested that information used to verified my identity and was not giving any documents. Later in -/-/- - sold the account to a collection agency, I also send to them the a copy of the police report with the identity theft information the cred... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine September 5, 2015 - A debt has appeared on my credit report from EOS CCA for some time. I have tried to dispute it in the past and it has never been removed. The original debt is from - -, a company I have not done business with in over 6 years. They are unable to provide me with any proof from this and it continues to appear with a new date every year. ... |
EOS Holdings, Inc. Debt collection communication tactics frequent or repeated calls July 17, 2015 - - - - ( - ) entered into an agreement with me in - - to provide bundled package of cable television, internet, and phone for a fixed price that would not change for 2 years. A few months later in -, they added a monthly charge of $4.00 for internet modem, which I refused to pay because this was included in the fixed price locked for 2 years. - continued to bill for this service. I always paid the originally agreed monthly fee on time, but refused to pay the $4.00 surcharge that was outside our agreement. As - continued to bill this surcharge despite numerous call... |
EOS Holdings, Inc. Debt collection improper contact or sharing of info contacted me after i asked not to July 16, 2015 - Calling at -. Trying collect debt that was charged off since 2009. I have been unemployed for 9 years. And having a hard time finding a job. If did have a job. I would definitely pay my bills. And they did n't read me fdca act until later in the conversation. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received July 15, 2015 - Did not verified my info ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2015 - There is a parking violation for the city of New york on my credit report and I have never been outside the state of -- ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine July 15, 2015 - I did n't owe the debt this company tries to collect. I do n't even remember I was with the service provider and If I was using their service, I always paid in full any balance that I owe. ... |
EOS Holdings, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt July 14, 2015 - This is a debt that I paid for cable service years ago when I turned in my equipment. This company placed this on my credit report before they even mailed me a letter so that I could dispute it. I checked my credit report the day that I received the letter from EOS CCA and it was already on my credit report. ... |
EOS Holdings, Inc. Debt collection communication tactics frequent or repeated calls July 9, 2015 - I get frequent calls from - but when I answer they do n't respond. I did some - research and learned that this number belongs to EOS CCA, a debt collection company that apparently buys uncollectable debt from various companies and then tries to collect on it. As far as I know, I do not have any unpaid debt and I have no adverse actions on my credit report, so I do n't know why they keep calling me. And since no one responds when I answer the phone, I ca n't even find out from them why they keep calling. ... |
EOS Holdings, Inc. Debt collection false statements or representation attempted to collect wrong amount July 9, 2015 - Eos cca contacted me by phone saying that I had a $270.00 debt from - from 2012 and asked for my credit card number to pay off the debt. I have never had an - account in my name, and had certainly never received any type of notification of debt. The only information I could find on this company was on - and I read several stories similar to mine. I called - and they had no record of me having an account or ever having a debt. I called Eos and told them this and they said that a customer service representative wouldnt know since they sold the account to the agency. I then called -... |
EOS Holdings, Inc. Debt collection communication tactics frequent or repeated calls July 7, 2015 - They have repeatedly called my work phone - over - times in a single afternoon. I am at work and need to focus on working, not answering their calls. They would call my cell phone, then my work phone, then my cell phone again, etc. This is utterly distracting and I will call them back when I am not in a work setting - which is completely unprofessional. ... |
EOS Holdings, Inc. Debt collection improper contact or sharing of info talked to a third party about my debt June 30, 2015 - - - - SENT MY CHARGED OFF BILL OVER 6 YEAR PERIOD OVER - COLLECTION AGENCIES, KNOWING TELEPHONE ( - ) - WAS USED WITH THE FTC I.D . THEFT REPORT SENT TO YOU IN - WITHOUT ANY CCONCERN. AS A RESULT OF THEIR ACTION DESTRYED MY CREDIT AND NOW HAVE - COLLECTION REPORTING ON ALL CREDIT REPORTS SINCE 2010 IN VIOLATION OF EVERYTHING ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 29, 2015 - This debt is not mine. I have a son with a similar name thatwent to this -, I have never gone to this dentist. I am a - year old man the patient is -, I dont live with him, have a different address etc ... Why am I responsible for his medical bill ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 23, 2015 - Filed a complaint about another debt collector on this issue in -/-/2015. See file -. Another debt collector EOS CCA is trying to collect on the same debt on behalf of - - - although the debt is not mine and the previous collector removed this debt from my credit report in -/-/2015. ... |
EOS Holdings, Inc. Debt collection taking/threatening an illegal action attempted to/collected exempt funds June 22, 2015 - Withdrew funds from my - - bank account for $2000.00 when I had not authorized them to do so. Bank reversed transaction since I did not have the funds available. I have since changed bank accounts and continue to be harassed by this company. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect June 22, 2015 - EOS CCA asked for verification of my address and last - of social. They said they take care of private personal matters but never disclosed this was to collect a debt. In addition when asked repeatedly what company they were calling on behalf of, they said they could not reveal that information. I said that is the law but they still refused to give the information. I said I would not be verifying anything until they mentioned the client they were calling on behalf of since I do n't know what EOS CCA is. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 21, 2015 - The collector debt company Name EOS/ CCA - I think they are Fake collection agency because they send me the collection notice that I owe money frome - - cable company at the address that I do not live in or have anything to concern about the service -. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 20, 2015 - i have requested my credit report and there was a reported debt on there from EOS CCA which stated i owe them $4500.00 for an - Bill i then contacted - to inquire about the bill seeing as i had no knowledge of even having the service with them. I was first transferred to customer service which they have informed me they have nothing in their system of me ever having service with them which then i proceeded to be transferred to their collections department for further confirmation and again they also told me they have nothing even stating i was ever a customer through them. my question ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 19, 2015 - This debt was disputed several times and no response was provided from the collector. I sent certified letters previously and the item was removed from my credit file. Then when the debt was sold to a junk debt purchaser, it was added back to my file. I then disputed it again with the collection agency and they have yet to respond and it has been well over the 30 day limit allowed by law. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 17, 2015 - I keep getting fake debt collection agency calls from phone numbers that do not ring to businesses. These numbers have been reported by many people as scam artists harrassing them for debts never incurrec. - and - are - of them calling. This just started after I dropped - of my - - - - services, which I pay every month. There is no adverse report on my credit report. I am not past due on anything. Stop these scam artists. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 17, 2015 - Several calls and voice messages were left at my residence attempting to collect debt that I do not have knowledge. I have informed them that the debtor was a different person having similar name to myself and my spouse. I have validated my address and date of birth, and yet the collection agency continue to leave voice messages which are disturbing and offensive, considering to the playback heard by my family. They confirmed that it was a different person, however, the calls did not stop. I requested for a written correspondence from the collection agency that they were attempting to collect ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 16, 2015 - Repeated phone calls, daily, asking for someone who does not live here. We told them that but they have been calling for years. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt was paid June 10, 2015 - a company called EOS collection was paid in full for the original creditor -. I think it was a cell phone bill. I did pay off the debt and asked EOS to update the credit companies. It has been over a year that the debt was paid in full for the total amount yet it still remains on my credit reports. I am asking for them to be removed since the debt was paid in full. I have tried numerous times to contact them and asked them to call they have yet to obtain removal for credit report. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 8, 2015 - EOS-CCA is illegally trying to collected a debt in a state that they are not registered to do business in. Per Vermont 11A V.S.A. 15.01. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 8, 2015 - I continue to get calls from -, who state they are a debt collector. I have no debts, other than a couple of credit cards, which I pay off monthly. I have no idea why they keep calling me. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received June 5, 2015 - Good Morning, I pulled my credit bureau report from - and I discovered EOS-CCA had a debt account inherited from - - - tied to me. All information and letters stating I had an account in collections with them never reached me as they were sending all correspondence to an address inhabited by other parties and not owned by myself. They refuse to acknowledge the fact that I never received any correspondence and have the documentation to prove I was on a lease in another city as well as employment information that I am employed in another city so I was not able to receive any correspo... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 4, 2015 - I have never once held a cell account or phone with -. I do not know what the debt is for with - and noone tells me why they keep reporting it. Again my service was never with - My business line is the only - i have and that is current. ... |
EOS Holdings, Inc. Credit reporting incorrect information on credit report information is not mine June 2, 2015 - My social security was used to set up accounts. My roommate used my info to set up these account without asking me. ... |
EOS Holdings, Inc. Debt collection cont'd attempts collect debt not owed debt is not mine June 2, 2015 - I have been contacted by this company ( - - - - ) - times now using a different debt collector each time. When I call and explain to the debt collector that I have never used this company for any transaction of any kind they take my info and I never hear back from them. This current debt collector EOS CCA - - - -, MA - is just another pawn in - - - - 's collection placement scam. ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 1, 2015 - EOS CCA has flagged my credit report and everything that i have researched calls this company a SCAM.my account with them they claim is closed so why is it still on my credit report? I do n't feel i should pay this collection agency if it 's closed and has been well over - yrs old if the original company closed the account and i ca n't find who the original company is for verification.i truely believe this company is a scam ... |
EOS Holdings, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 28, 2015 - I have a debt collection agency calling to collect a debt that I do not owe. I send a letter to the agency requesting a Validation of Debt within 30 days. This time period has passed, and I have not received validation. I had also requested no further phone communication, yet I received another collection attempt over the phone on -/-/15 at -. ... |