Review and analysis of over 32 Non-Federal Student Loan complaints against JPMorgan Chase & Co.
JPMorgan Chase & Co. consumers have reported over 32 official complaints related to Non-federal student loan. Out of the 32 consumer complaints against JPMorgan Chase & Co., 31% were disputed by the consumer (i.e. the consumer was not happy with how JPMorgan Chase & Co. responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against JPMorgan Chase & Co. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 6% resulted in non-monetary compensation.
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JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options December 13, 2016 - I just recently graduated from professional school and I am currently unemployed at the moment receiving - income and actively seeking employment. When I was in -, I took out - separate Chase loans. Going into professional school, I was told that there were really no repayment options like deferment or forbearance because I waited too long to return to school. Upon submitting a complaint via the CFPB, was I allowed to enter deferment/forbearance for - of the loans, but for the third loan, Chase required me to continue to make payments of $100.00 per month. Immediately upon gradua... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled November 14, 2016 - Chase private student loan went into default because Chase transferred servicing to third party company and I did not realize. Letters were sent to old address, Auto-pay did not transfer over and I did n't notice until my credit score took a large hit ( - to - ) from the default. Servicing company - took over the loan, which I confused with - ( another Chase servicing company ) with whom I already have federal loans. Everything was current with -, I thought nothing of it. Chase can not /will not reverse default.... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer need information about my balance/terms June 29, 2016 - I had a student loan with Chase back in 2006. At the time I was going through financial difficulties and did not pay. Because of that, my student loan went into default. I have since applied for a mortgage and was told this loan had to be resolved in order to go forward in the pre approval process. I have spent the past month calling numbers, leaving voice mails, getting passed back and forth and still have not been able to talk to someone to help resolve this loan. Chase tells me all private student loans were sent to - and - is telling me they were never/do not have my account.... |
JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options May 13, 2016 - I have been paying Chase- - of my total Gross income ( which totals - of my Net income ) each month for - years. I contacted them today to see if there was any way to lower my payments for a short amount of time to allow myself time to catch up and pay off other items as well as create a savings account cushion. The representative I spoke with told me I could apply to have my payment cut in half for 3 months, after which the monthly payment amount would greatly increase. This seems completely unfair to me as I am simply asking for a small amount of assistance because I pay so much ... |
JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options May 1, 2016 - I defaulted on my loan and could n't make the $400.00 a month payments they wanted me to and now they are harassing me. For instance, they called my brother 8 times one day up to - at night, but they were n't calling me. They wo n't negotiate with me and tell me I owe everything at once, $19000.00. I could afford to pay $ - $150.00 a month, but not $400.00. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer don't agree with fees charged April 24, 2016 - Chase assessed $2000.00 interest on a $6000.00 loan. They have never sent a statement so I can pay the interest charges as I do on my daughter 's other loan. I want to pay the interest going forward but I need statements. I also want the $2000.00 rescinded since we were not made aware of it at ANY time from Chase. They lied and said they sent statements. They have never sent a statement to any address my daughter or I had. And I was int he same place for 14 years. ... |
JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options April 21, 2016 - I was unable to make payments on my $16000.00 private loan through Chase for several months. They are refusing to allow me an affordable payment plan. I am now in a financial position to make meager payments but because my loan is in default, they are demanding full payment or " deal with the consequences ''. They will not inform me of such consequences, refuse to set up a payment plan, and are threatening to go after my consigner. I am petrified of the repercussions I could face as a result of a private loan default. ... |
JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options April 20, 2016 - My Chase Private Student loan fell delinquent in 2011 due to unemployment. I called numerous times to resolve the delinquency and apply for forbearance, but was told there was nothing that could be done. A few months later, it fell into collections and was charged off. I have called many times to see if payment arrangements can be made, but they are demanding the balance in full. I am in the process of buying a home, and can not pay the balance in full, but would like to begin paying on this loan. I need assistance dealing with the collector. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled April 18, 2016 - My name is - - and this will be the second time I am writing to complain about the unfair collection practices of Chase. I have - student loans with them and I have to admit that I have been for the most part late on my payments. I always make the payments though late. The last complaint I had with them was resolved and hinged around the issue of notice before they defaulted me on my loans. This time I have been defaulted again still with no prior notice. I find this pattern unfair and somehow feel targeted. I accept I have been late on payments but I try and get caught up. I am reall... |
JPMorgan Chase & Co. Student loan getting a loan can't qualify for a loan April 15, 2016 - Chase bank is re-aging their private loan charge off accounts on my - credit report. The actual date of the - delinquency on both Chase private loan accounts was - -. They are reporting that the - delinquency date was - - in order to keep reporting their negative accounts on my -. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer having problems with customer service April 15, 2016 - This loan was cancelled and classified as income on my 2014 tax return ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer having problems with customer service April 12, 2016 - I was victim of identity theft by a person who gained access to my personal information. This person, - - - fraudulently - signed my name as co- signer on student loan no. - with Chase Bank in sum of $10000.00 on - -, 2009..I have provided Chase with last known information for - - - - ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer don't agree with fees charged March 24, 2016 - I went to - - and recieved little to no government assistance for some unknown reason, considering I was not dependant on my parents at all. This forced me to turn to private loans. Now, I have almost - in private student loan debt. The monthly payments are $1200.00 and I can not afford to live. Even after making this payments on the loans, my interest is 9 % ,8 %, 7 % interest so that the loans continue to get bigger. I own two businesses and would otherwise be doing well for myself. I have called, emailed, sent in letters to the private loan companies, only to have them raise my r... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan March 23, 2016 - In 2008, I went online and saw an advertisement for a loan for students that provided extra money that could be used for anything I 'd like. I applied and got the loan and proceeds. years later I was forced to file for bankruptcy, however this loan company continued to harass me for paying them. They even harassed my father and I 'm Not sure how he got into the mix. They are now saying this loan was not discharged in my bankruptcy because it is an education loan certified by a school. This is false. I was not even attending a school at the time I applied and received the loan. I really need so... |
JPMorgan Chase & Co. Student loan can't repay my loan can't decrease my monthly payments March 22, 2016 - I talked to a rep a few months ago about my Chase Private loans and she said no more interest would accure on account and my payments would be $ - month until account pd off. I told her I needed to discuss with my husband everytime I call back they are not working with me on an affordable plan I was recently offered. They are giving me options that are not affordable at all. I want what I was offered so I can start paying on these loans. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer having problems with customer service March 9, 2016 - I have a private student loan with Chase which has since been managed by - but is still reported through Chase. I have never been late and in fact I have constantly paid more than the minimum payment so that my next payment is n't even due until another 2 or 3 years. I tried to release my cosigner and submitted all the necessary documentation. My request was denied and my concern is that they will not tell me why. All I was told is that I can try again in the future. I do n't know if my request was denied due to credit score, income level, length of loan history, or any other factor. I do n... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan March 7, 2016 - - - bank reported an erroneous IRS Form -, cancellation of partial amount of $6100.00 as my private student loan. - - of IRS claimed that I owe an amount of $2300.00 because of this cancellation. I have written explanation to IRS, I sent the - bank receipts and all my payment but - - do not pay attention. She Advised me to submit to - TA- Court. Since, I am an apprentice in my job, I fear losing my job by attending to a court case. My wife is not working, and I do not have any other resources to pay our family bills. I believe IRS and - - are unfair of putt... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan March 2, 2016 - I was placed on the long term modification program to alleviate my financial difficulties. I have now been out into default because chase did not put the past due balnce into forbearance as the - rep told me would happen. Now all of my loans have become accelerated and are asking me to pay all loans in full. I can not do this, I am barely able to make lower payments. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer having problems with customer service February 29, 2016 - I sent Chase a letter on -/-/15 to inform them that I finally had a job and could start making monthly payments but not the amount they wanted. I used the sample letter on your website and I have not heard from Chase. They have stopped sending monthly statements and when I call they inform me that I am in collections but no one from collections has contacted me. I do n't want the loan to default and I would like to start making payments. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan February 20, 2016 - - has not sent me any statements showing my balances due. I did not know my loan was almost defaulted - I was informed by a accelerated action letter from chase dated -. I was not given any phone calls or additional letters warning me that I was about to default. I am just asking chase allow me to make up the missed payments and continue making the monthly payments. I WAS TOLD WHEN MY LOAN WAS MODIFIED FOR LONG TERM PAYMENT MODIFICATION I WOULD HAVE FORBEARANCE FOR PAST DUE AMOUNTS. THIS DID NOT HAPPEN. i WAS NOT INFORMED THAT THIS HAD NOT HAPPENED. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan February 19, 2016 - Chase has sent me a notice of accelerated action taken against myself and my father for -. I have received ZERO statements from - informing me of my current balance for two months and when the extended modification agreement was entered into I was specifically told that a forbearance would be applied to past due loan. This is the first letter i received and I obviously can not pay - in full. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled February 17, 2016 - My Chase - private student loan has now been paid off three different times with the balance ending at $0.00. They will not close the loan out and continue to send me monthly statements even though the loan is now with - -. The people that work there continue to give me the run around transferring me to several different " supervisors '' all who say the loan is closed out and then I get a bill every month. No one here know how to process a payment, loan transfer or a loan pay off. I demand that the loan is closed out immediately. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled February 15, 2016 - In - I co-signed for a private student loan for my nephew to complete his college degree. He graduated in the middle of the financial crisis and had difficulty finding a job. Because of the financial crisis my husband lost his job, suffered a myriad of issues and I ended up declaring bankruptcy in -. All debtors were duly notified and ALL debts were discharged in bankruptcy except my own personal federal student loans form - school. In - I started receiving collection calls from Chase for the loan that I had cosigned for my nephew. I sent them the discharge papers from Bankrupt... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled February 7, 2016 - I was unable to make payments to Chase for the first 3 months when my loan repayment started. I attempted to pay what I was able for those months. Chase did not accept my payments. Now, they will not give me information about the status of my loan and I do not know how to makes payments. I am now gainfully employed- not sure if Chase sold my loan off or what the status of it is. ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled February 5, 2016 - This account is now closed and was reported 60 days late on - -. It is impossible to report as on time for - -, - -, - of - and then 60 days late for - -??? ... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer trouble with how payments are handled February 5, 2016 - I have a student loan with -/JP Morgan CHASE BANK. First part of accont number is -. My name is - -. Was - - at time of loan. My account is currently in deferral. I have contacted this company on several occasions. - sends me back to JP Morgan Chas and JP Morgan Chase sends me back to ACS. I can not get any assistance with this matter. On - of 2013 my student loan was reported as ok. Then on - 2013 my loan is reported as sixty days late! This is impossible. How can you be 60 days late when you were ok the month prior. I am currently applying to - school. This 60 l... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer received bad information about my loan February 4, 2016 - After checking my credit report, I see a listing from -CHASE. I disputed the claim.This is not my account and never was. I then sent a verification and validation to chase about the loan. I got no response. I then recently disputed it again with - It came back updated with a new last reported date of -. It says the last payment was made on -/-/-. ... |
JPMorgan Chase & Co. Student loan can't repay my loan can't get flexible payment options February 1, 2016 - I began repaying my private loans with JP Morgan Chase in - when I graduated. At that time, I was making approx $28000.00 annually with a monthly obligation to Chase of roughly $750.00 - a lump sum for - student loans. I called Chase several times between - and - to gain assistance, stating I could not afford the monthly payments. Chase offered no assistance and I subsequently suffered negative impacts to my credit file for just shy of 3 years ; my loans were consecutively in a state of pre-chargeoff. It was not until - - that I was granted a temporary forbearance for 3 m... |
JPMorgan Chase & Co. Student loan can't repay my loan can't temporarily postpone payments January 27, 2016 - Hello, I graduated from - University several years ago. I received a private loan from Chase. In - of 2015 I lost my job due to election. I requested assistance. I received 2 months of deferred payment. When I requested additional help I was told inaccurate information. I made several phone calls requesting assistance and was informed I should call back in a month to see if I qualify for other programs. When I called, I was informed I defaulted. When I explained that I was following the instructions of their representatives they explained that I should write a letter to the lender reques... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer don't agree with fees charged January 23, 2016 - My daughter had a private loan with Chase and I am the cosigner.I never received a statement from them in the 4 years since she took it out. Last month I got a document from them showing the original load had increased by $2000.00 due to interest. Had I received statements from them, I would have been paying the interest as I have done for the past years with the other private loan she took it out. When she logs into her account there is no information about the servicer or interest amounts.It only shows it is in deferment. The interest also seems excessive. The original loan was $600.00 a... |
JPMorgan Chase & Co. Student loan dealing with my lender or servicer keep getting calls about my loan January 22, 2016 - I attended - College - and I needed some additional funds to further my education '' I graduated ''. Once I completed my degree I began to hunt for employee in my field like a lost leaf in the big city. I found know work in my field so I began to look at other options, jobs that could help me pay my debt. After almost a year I started to get worried because I had n't heard anything from the bank, so in my mind I felt like I had time still because any creditor/lender is required to send you a notice of when your bill is due and this did n't happen for me. So I reached out to Chase when I ... |
JPMorgan Chase & Co. Student loan can't repay my loan can't temporarily postpone payments December 29, 2015 - I have been attempting to arrange a payment plan that i myself could maintain. While in doings so I have recieved the run around via telephone for months when trying to communicate payment arrangements and/or agreements. I have tried communicating with them atleast once a month upon my first letter to start repaying this loan. ... |