Earnest Inc. Student Loan Complaint

Non-federal student loan Getting a loan can't qualify for a loan

Earnest Inc. Student loan department,

Non-federal student loan Getting a loan Can't qualify for a loan New Jersey

I applied to have my student loan refinanced with " Earnest '' and the company quoted me at a rate of ~5.2 %, but when the loan was approved the rate was increased to 6.86 % with not explanation even though I have an " Excellent '' credit score. And when I asked the representative to investigate why the rate changed she said she would check with the underwriting department and get back to me. That was two weeks ago and now she is ignoring me. This is a classic example of " bait & switch. ''

Earnest Inc. customer in New Jersey
Dec 17, 2015

* Source: CFPB Complaint Database

Earnest Inc. response to complaint:
In progress

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