AES/PHEAA Student Loan Complaint

AES/PHEAA Student loan department,

Non-federal student loan Getting a loan Can't qualify for a loan Pennsylvania

Dear CFPB : I am an - - veteran who is attempting to purchase a home and I am unable to do so because AES/NCT has an inaccurately reported - accounts to the creditor bureaus containing an inaccurate " charge-off '' date. This is killing my credit score and I can not get it changed despite contacting the bureaus and the creditor. Could you please contact AES/NCT and ask them to correct the inaccurate " Charge-off '' date of -, - on my - Credit Reports. This inaccurate " Charge-off '' date is listed incorrectly on all - national collegiate trust accounts. See Credit Report. National Collegiate Trust Accounts Charge-off date 1. Account -. - -, - 2. Account -. - -, - 3. Account -. - -, - 4. Account -. - -, - 5. Account -. - -, - All - National Collegiate Trust accounts were 150 days late in -, -. All


As far as I can discern, " Charge-off '' means that a creditor bank no longer carries the student loan account receivable on the creditor 's bank books as an asset. Under federal regulations, a private student loan lender must charge-off a student loan account receivable after it has been delinquent for 180 days. See - - - - -, -, - - - - ( - -, - -. The " Charge-off '' date should be -, -. Please contact AES/NCT and ask them to correct the inaccurate " Charge-off '' date of -, - on my - Credit Reports and change it to -, -. Thank you.