Review and analysis of over 1,924 complaints against Equifax
Equifax consumers have reported over 1,924 official complaints related to Public record. Out of the 1,924 consumer complaints against Equifax, 23% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 25% resulted in non-monetary compensation.
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Equifax Credit reporting incorrect information on credit report public record December 8, 2016 - I was not notified of a change in my mortgage amount to increase the escrow balance. I did not receive an answer to my email when I enquired why the on line amount for my mortgage due had changed. I never received any written notification that my mortgage had changed. So because on line info is often slow to correct, I ignored it for -/-/- and paid my normal mortgage amount. When my online statement showed an even greater balance due in -/-/-, I called the bank, found out the error, and paid the difference owed. They did not inform me at that time that my previous mortgage payment wa... |
Equifax Credit reporting incorrect information on credit report public record December 7, 2016 - I have disputed this several times as it is being listed incorrectly. I have had a very hard time getting information as to why this is on my account. It does not list creditor or who filled complaint with the court. It just says - and a release date of -/-/-. This item is so vaguely listed and has an incorrect release date, considering that this was paid in -. In -, I was notified by - that I owed them money for an over payment of benefits. This was paid in -/-/-, I have attached receipts of payment from -. This account was deleted by both - and - because this... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - Equifax is reporting erroneous information in my credit file regarding a Bankruptcy from 2011. I have tried without much success to have Equifax remove the bankruptcy that is associated with my name and credit file. The latest result was a " confirmation '' that the information was indeed mine after the company " verified '' their information through -. After speaking with an Equifax representative, it has come to my attention that the reporting agency makes use of third party reporting agencies. How Equifax came to their conclusion is dishonest and this makes what they are reporting invali... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - When I was based in - -, as a - the agency that prepared my taxes did them wrong. They filed me as - State resident when they were supposed to file me as a - State resident because I was a resident of -, under United State military - status based in -. As a result of the eras that were made on my state taxes it looked like I owed the state of - $2400.00 in taxes, penalties, interest, and collection fees. I did the necessary paperwork to fix the issues and got the state tax lien released -/-/2012 while I was still in the United States -. The problem I 'm having... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - Equifax is reporting the wrong filing date on my Chapter - Bankruptcy Case # -. My report show I filed - which is impossible because there is no such date. I filed -/-/- which is over 7 years ago which means it should not be reporting on my credit report anymore. Equifax is still reporting this BK on my report with inaccurate Dates. Please ask them to report the correct date. Thank you - -... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - I disputed the public record on my credit report, which is a bankruptcy. I received notice of the result of my dispute. The result was that the information was verified and the firm that was used to verify it was -. I know factually the information was not verified through -, as my consumer report was frozen on -/-/- and Equifax, says they verified it on the -. I reached out to - and spoke to -, who told me a inquiry had been received but she did not see where - had divulged any information to Equifax.... |
Equifax Credit reporting incorrect information on credit report public record December 6, 2016 - I had an issue with my credit profile so I called customer service at Equifax, I was transferred oversea 's to a speak with one of their customer service reps. I told them that there are a few credit cards that are not reporting on my credit report. I explained to Equifax that they are the only credit bureau that those credit cards not showing up on. The customer service rep said she would take care of it. I am in the middle of getting a new mortgage when I was alerted to this mind blowing actions this customer service rep did to my credit profile. I repulled my credit report today in disbelie... |
Equifax Credit reporting incorrect information on credit report public record December 5, 2016 - we were told it would be 7 years than it would come off out record. all but Equifax did come off. they told us 10 years, even the our lawyer told us 7 years his office process the bankrupty when we told him we did n't want to do it. why is - agency report not the same when come to this... |
Equifax Credit reporting incorrect information on credit report public record December 3, 2016 - Our state put a tax lien on our credit report, however the tax issued resolved and they a issued us a Judgment satisfied letter, which we sent to all - credit bureau - - and - both accepted. However when I contacted Equifax I was told my judgment satisfied letter we sent, was not for my tax lien, I try to explain this to the representative and her supervisor and i asked to speak with their manager which never got on the phone, they would not accept the letter I mailed to them. I tried explaining and asking them to look at the totals on my credit report and the letter sent from the Di... |
Equifax Credit reporting incorrect information on credit report public record December 3, 2016 - In the beginning of - - we contacted the Oklahoma - - to inform them that our unpaid income tax would be paid by the end of the month and to ensure a lien would not be filed. They assured us the lien would not be filed unless the income tax was not paid by - -. Two weeks following that conversation we received the lien in the mail which was paid in full the following day. On -/-/-, I filed a dispute with - and Equifax stating the same since this lien had appeared on my reports. On -/-/-, - confirmed and deleted this from my credit report. Equifax submi... |
Equifax Credit reporting incorrect information on credit report public record December 2, 2016 - I have - chapter - bankruptcy on my credit report that are over 7 years old and this credit bureau Equifax refused to remove it and it is only reporting on this credit bureau I fill this is against the law and I have rights.... |
Equifax Credit reporting incorrect information on credit report public record December 1, 2016 - Compliant file with Equifax response is not accurate from creditor. Equifax stated review dispute ( - ) information and was correct. Equifax provided contact information of -. When I contact - on -/-/- at - am I talked to - in - she informed they do not report any liens to credit bureau therefore, they do not have the resource to remove any liens from my credit report. The amount of $520.00 has been resolved and satisfied by the - with payment since -/-/- ( filed -/-/- ). This amount was paid before it was reported to Equifax credit bureau. I had provided ... |
Equifax Credit reporting incorrect information on credit report public record December 1, 2016 - There is no phone number to contact Equifax. They are the only of the - credit report agencies that have a bankruptcy listed and my score is low with them as a result. It should not be there and I 'd like them to remove it and update my score. I 'm in a rush because I have a boiler out in a rental property we own and it needs replacing. I need to get financing. Is it possible for you to help expedite?... |
Equifax Credit reporting incorrect information on credit report public record November 30, 2016 - Income tax lien filed in - in the - - Court. I have lived in State of - since -, and this liens were filed in - for income taxes owed for a - taxpayer with similar name. If I am not living there in that period how can I owe income taxes in State where I am not living or working or having any investments. Finally, my social security if different from that taxpayer. Consent to publish the... |
Equifax Credit reporting incorrect information on credit report public record November 30, 2016 - I uploaded to Equifax a copy of a Lien Release Notice - Lien Recorded in Error signed by a California - - - representative and a copy of the same release that was filed. This document is the only document that is provided by the CA -. Equifax is insisting that I need to show them a Lien WITHDRAWAL Notice, even though the Lien Release Notice I provided to Equifax clearly shows that the lien was filed in error ( which means that the lien should not appear on my credit report ). Equifax is insisting on a document that the CA - will not provide. This makes absolutely no sense and me... |
Equifax Credit reporting incorrect information on credit report public record November 30, 2016 - Disputed bankruptcy reported on credit report. Was advised the information would be removed. After several months the information remains and negatively affecting my credit report.... |
Equifax Credit reporting incorrect information on credit report public record November 29, 2016 - I have been informed, that there is a public record reported by ( United States Bankruptcy Court, - - Of California ) in my credit file, you maintain under my social security number. I ordered a copy of my credit report, and I do see an entry from ( United States Bankruptcy Court - - of California ) listing a public record- I do not have a Bankruptcy. I have sent you a dispute, because this information in Not accurate. Per my last conversation with an Equifax representative, was your claim to verify information at the United States Bankruptcy Court - - Of California. I have c... |
Equifax Credit reporting incorrect information on credit report public record November 29, 2016 - The information that is being reported to my credit report is incorrect. Credit reporting agency will not give source of information to verify. Shows - state tax liens and bankruptcy. I have repeatedly disputed this information and continue to get the same answer without a source. I have contacted the Clerk of Superior Court and they state that they do not report to credit bureau.... |
Equifax Credit reporting incorrect information on credit report public record November 25, 2016 - My credit report is showing a public record -. However, I am unaware of the record dated for - -, 2014 and Equifax has failed to report the source of their information for this judgment. All of which is a violation of the FCRA!... |
Equifax Credit reporting incorrect information on credit report public record November 25, 2016 - On -/-/2016 I started my dispute with Equifax regarding Tax Liens and a bankruptcy on my credit report. I asked them in my initial request to validate and verify the debt providing me with copies of any documentation bearing my signature. In the absence of any such documentation bearing my signature, I requested that this information be immediately deleted from my credit file. As you will see in the documentation, Equifax deleted - records except for the bankruptcy and 1 tax lien. However, they did not provide any documentation verifying my signature. They stated verified but provided no ... |
Equifax Credit reporting incorrect information on credit report public record November 24, 2016 - Equifax refuses to remove these inaccurate accounts after 4 months of sending them the proof that they are repotring them as such. I require that they send me the physical court petitions that show E-ACTLY what they are reporting or they need to be removed immediately. Please see letter attached along with proof on credit report that will show you that they are being willfully negligent.... |
Equifax Credit reporting incorrect information on credit report public record November 23, 2016 - EQUIFA- is refusing to correct the release date for a state tax lien. I submitted the documents showing the correct release date of -. On the reinvestigation report, EQUIFA- stated that the release date had been updated to - as of today, it is still being reported - which is incorrect. This lien has been paid on - and has met the 7 year Statue of Limitations and should be removed from my credit report.... |
Equifax Credit reporting incorrect information on credit report public record November 23, 2016 - Dismissed Bk Check again a with the law bk can stay from the date they were Add to adjudicated incase you did not know that means the time it was processed through court so the very act of dismissing means it was not adjudicated however since you it still is ok Equifax knows who I am if they say they do n't again it because they are lying. They do n't need proof of anything they have it. here are my list of problems with them 1. CA state tax liens there are - of them they keep verifying them they pad and released but that 's not the issues the problem is the dates the amounts and who they b... |
Equifax Credit reporting incorrect information on credit report public record November 23, 2016 - My Chapter - bankruptcy was filed on - - and was discharged by Illinois Federal Courts in - -. I am aware per FCRA that federal law does not state that a bankruptcy MUST stay on your credit report for 7-10 years. The law ONLY states that it MUST be removed after the falloff date of - -. I am also aware that EQUIFA- can remove this public record prior to the maximum 10 years, if I 've proven myself a excellent credit risk. I am asking in good faith that this Chapter - Bankruptcy be removed immediately. I have shown that I am creditworthy and a very low risk consumer of c... |
Equifax Credit reporting incorrect information on credit report public record November 22, 2016 - I submitted a letter to Equifax stating the information they have on file is incorrect. Asked for them to send me verification with my signature on -/-/-, 2nd letter went out -/-/- asking for the informaton again. -/-/- sent letter again asking for information along with letter from U S Bankruptcy Court in Texas. No comments on Report except NO tax liens or judgments. On. -/-/2016 sent one more letter before I file suit for not receiving written verification with my signature... |
Equifax Credit reporting incorrect information on credit report public record November 22, 2016 - I disputed the Bankruptcy on my credit report with Equifax Credit Reporting Agency. The Bankruptcy was dismissed. Based on the law the Bankruptcy should be removed from my credit report because I never filed for the Bankruptcy. I am going to provide the dismissal papers for my complaint against Equifax Credit Reporting Agency.... |
Equifax Credit reporting incorrect information on credit report public record November 17, 2016 - I disputed a public record that reported a TA- LIEN on my credit file by Equifax. I provided them with a letter that said I had never a tax lien from the state of Wisconsin workforce development, workers compensation division. Equifax refuses to remove error from my credit report, stating the information they received supersedes any information I provide them.... |
Equifax Credit reporting incorrect information on credit report public record November 17, 2016 - I have disputed twice with Equifax the status of a tax lien that was placed on my credit report. The tax lien was vacated and withdrawn, and removed from my - report. I am requesting that they do the same. I faxed over documentation from the courthouse. When calling the about the dispute, the last - representatives stated they did n't know what I was talking about and that the item had been removed. Then they further proceed to try to get me to upgrade my monitoring service. I explained to them that I do not pay $16.00 for my services, I pay a more reduced rate. They insist that Im bei... |
Equifax Credit reporting incorrect information on credit report public record November 16, 2016 - The - main reporting agencies are reporting a Federal Tax Lien that was withdrawn and filed in error. It is still reporting after sending them proof of the withdrawal and disputing the information several times... |
Equifax Credit reporting incorrect information on credit report public record November 16, 2016 - The - main reporting agencies are reporting a Federal Tax Lien that was withdrawn and filed in error. It is still reporting after sending them proof of the withdrawal and disputing the information several times... |
Equifax Credit reporting incorrect information on credit report public record November 15, 2016 - Equifax refuses to remove this from my credit. The bankruptcy courts of South Carolina do not report to the credit bureaus so this is reported thru a 3rd party which is illegal.... |
Equifax Credit reporting incorrect information on credit report public record November 15, 2016 - I do not have a case number. I have tried to dispute the information on my Equafax but I can not sign on. The website does n't reconize me. When I try to call I hold for 15 minutes then get disconnected because " they are responding to a large amount of calls ''. I have tried to go on the website and chatting with a representitive and they just apologize and tell me to call again. My credit report does not show my bankruptcy, all depts are still being listed as charge offs.... |
Equifax Credit reporting incorrect information on credit report public record November 14, 2016 - State of GA placed a tax lien of for $650.00 with a filing date of - -, - stemming back to - tax year Lien shows as paid in - -, - I made several payments before and after this, my payments were applied to the wrong year Reference # - was listed on my credit report... |
Equifax Credit reporting incorrect information on credit report public record November 12, 2016 - EQUIFA- insist on reporting Public Record on credit files. FAIR CREDIT REPORTING AGENCY STATED THAT THIS PUBLIC RECORD WAS TO BE REMOVED IN -/-/2016. CONTINUED TO DISPUTE HARD INQUIRIES. LETTERS SENT TO CREDITOR STATING I DID NOT AUTHORIZE CREDITORS TO INQUIRE INTO MY CREDIT.... |
Equifax Credit reporting incorrect information on credit report public record November 12, 2016 - I am disputing a public record on my credit reports with all - credit bureaus on verifying bankruptcy information on my credit reports. I have submitted letters asking all - bureaus verify this public record and " send me copies of the documents listed in your files that were used to verify them. If you do not have any documentation in your files to verify the accuracy of these disputed accounts, then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). '' I stressed the fact that " Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly ... |
Equifax Credit reporting incorrect information on credit report public record November 11, 2016 - There is Public Record Information on my was inaccurate in its filing. As the term " Dismissed '' means that it is adjudicated by the law. My case concerned no form of solvency, nothing was placed under conservancy, examinership, liquidation or provisional debt reconstruction. There were no exemptions, no surrender of any kind as stated within the regulations of the BAPCPA " Means Test ''. The credit bureaus have retrieve my information from a third party entity without my authorization, therefore holding my identity and credit under " Consumer Lock '' for 10 years. The Bankruptcy Court has co... |
Equifax Credit reporting incorrect information on credit report public record November 11, 2016 - I am requesting an investigation because there is Public Record Information on personal credit profiles that is inaccurate in its filing. The term " Dismissed '' means that it is adjudicated by the law. My case concerned no form of solvency, nothing was placed under conservancy, examinership, liquidation or provisional debt reconstruction. There were no exemptions, no surrender of any kind as stated within the regulations of the BAPCPA " Means Test ''. As it is understood that the credit bureaus have retrieve my information from a third party entity without my authorization, I am entitled by m... |
Equifax Credit reporting incorrect information on credit report public record November 11, 2016 - I have disputed Chapter - bankruptcy with Equifax they signed for my initial certified dispute letter on -/-/2016. They responded that they have verified the reporting to be accurate from the federal bankruptcy court. I requested validation in the form of my signature, they failed to provide that to me validation. I also submitted them a copy of a letter from the bankruptcy court stating they do not provide any information to the credit bureaus along with a 2nd dispute letter which they signed for on -/-/2016. This is deformation and Violation of the Fair Credit Reporting Act. I demand ... |
Equifax Credit reporting incorrect information on credit report public record November 10, 2016 - The account was paid .... however prior to paying I agreed to pay balance in full provided negative information be removed. Information is still showing on my credit report. The information listed on my credit report is too vague/ not adequate information to be reported as well. Tax Lien - - $690.00 Public Record Details Reference Number - Date Filed - -, 2011 Date - Status - Amount $690.00 Classification - Type State... |
Equifax Credit reporting incorrect information on credit report public record November 10, 2016 - I HAVE REPORTED TO THE CREDIT REPORTING AGENCY 'S THAT I WANT TO HAVE MY BANKRUPTCY 'S REMOVED DUE TO THE FCRA SECTION 1681 A SECTION 5 YOU MUST DELETE MY BANKRUPTCY 'S FROM MY REPORT DUE TO THE FACT THAT IT IS A CASE THAT NEVER TOOK PLACE AND THAT WAS ALREADY ADJUDICATED IT IS DEEMED NONE-ISTENT ALL CASES IN WHICH ARE ON MY REPORTS THESE CASES THAT WHERE NEVER FILED AND OR ADJUDICATED SO I WANT THEM REMOVED BY THE COMPANY... |
Equifax Credit reporting incorrect information on credit report public record November 9, 2016 - There is a past due of 120 days for child support and there should not be. I have a typed and stamped - Child Support that I am completely caught up and paid in full. I would like to have this removed from my credit report because it is blocking me from getting a mortgage approval.... |
Equifax Credit reporting incorrect information on credit report public record November 9, 2016 - My credit report is showing a vague public record owing $920.00. This information is inaccurate and the information does not belong to me. I have tried to dispute the information in the past including obtaining a police report for identity theft and and the information is still showing on Equifax report however no other bureaus.... |
Equifax Credit reporting incorrect information on credit report public record November 9, 2016 - There is a judgment showing on my report. I am attaching the paperwork from the clerk of the courts office showing this is satisfied and needs to be deleted. Clerks office said they do not report to the credit bureaus and suggested I go through this site.... |
Equifax Credit reporting incorrect information on credit report public record November 9, 2016 - I have notified Equifax numerous of times through phone calls and through - certified letters. No response from Equifax!! Pertaining to my Chapter - Bankruptcy that has been placed on my credit report. I understand that my bankruptcy remains on my public report. The U.S. Bankruptcy Court and credit bureau are not affiliated in any manner and the court is unaware of their process and or procedures for reporting or removal of information from a credit report. In addition, the U.S Bankruptcy Court does not report or verify information with the credit bureaus. The credit bureau have their ow... |
Equifax Credit reporting incorrect information on credit report public record November 8, 2016 - I filed for chapter - bankruptcy in - but the confirmation was denied and the case was dismissed. I recently confirmed that the Bankruptcy public record was removed from my - and - credit reports but not from Equifax. I submitted numerous online disputes which returned as being reported correctly. I called Equifax to find out why the public record was not removed as were - and -. I was told that Equifax does not report according to what is on the other major credit reporting bureaus. Equifax insisted that the public record will remain on my report until -. I have suffered ... |
Equifax Credit reporting incorrect information on credit report public record November 8, 2016 - - - - IS REPORTING FALSE INFORMATION ACCT - I HAVE NOT EVER LEASED FROM -... |
Equifax Credit reporting incorrect information on credit report public record November 6, 2016 - Equifax is reporting a public record on my credit file. I have disputed this item and they have verified the item. I request a detailed Method of Verification be provided within 15 days of receipt of this letter for the aforementioned account complete with the following information : Name Business address Telephone number of the person or business contacted during the investigation. If a detailed Method of verification can not be provided please delete this entry as requested. If your credit reporting agency refuses this request, I intend to sue for willful non-compliance under FCRA 616. I... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - I was told that the Bankruptcy that I filed in 2004, information was not showing in my report and it is attached you will find the documentation to support that they are still showing.... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - I disputed several judgements that were listed on my credit report with Equifax. I received a letter stating that - of them were deleted, - was being updated to " satisfied '', and the other - were verified. The - that were said to be deleted are still on my report. I sent Equifax a method of verification letter, but never got a response. All - judgements are still on my report even though I have had the incorrect addresses removed and disputed.... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - I would like this tax lien that was filed -, Case # - to be removed from my credit report. This information has not been verified and it has been removed from the other - bureaus ( - - and - ). In my defense, Equifax Information Services LLC has agreed to settle a class-action lawsuit that accused the company of violating the Fair Credit Reporting Act ( FCRA ) by providing consumer credit reports that did not properly identify the source of public record information. Equifax never actually retrieves public records from courthouses or government offices, but instead collects t... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - I have sent letters and online disputes to remove a public judgement from my credit report with equifax. The judgement has been paid and satisfied without no removal.... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - I have not lived at the addresses listed except for - Fl. The other addresses are my ex husbands where I never received mail nor did I ever live there. This is fraud! I only have - - credit card these other accounts are not mine. Please help me and direct me what to do. I want to file a complaint and charges against this person. Thank you -... |
Equifax Credit reporting incorrect information on credit report public record November 3, 2016 - Public record of tax lein on my credit report from ex husband is cleared and still on my credit report.... |
Equifax Credit reporting incorrect information on credit report public record November 2, 2016 - There is Public Record Information on my credit profiles that I feel is inaccurate in its filing. My case concerned no form of solvency, nothing was placed under conservancy, examinership, liquidation or provisional debt reconstruction. There were no exemptions, no surrender of any kind as stated within the regulations of the BAPCPA " - - ''. The credit bureaus have retrieve my information from a third party entity without my authorization. By Consumer Rights law I am entitled to know of the entity that has verified the information. This derogatory is holding my identity and credit under... |
Equifax Credit reporting incorrect information on credit report public record November 2, 2016 - I sent them the fileing of my chapter - - - 2016 Equifax has been notified by the courts my attorneys office and myself and they still do n't have it on my credit report in which is ruining my credit all together my credit report was - now it 's in the - s please help me they are not doing there jobs correctly and I am getting ruined - and - are reporting perfectly ... ..... |
Equifax Credit reporting incorrect information on credit report public record November 2, 2016 - I filled Chapter - bankruptcy in - and was discharged in -. I included all debts including the referenced account - - which has now been removed from my credit report previously. The account is now showing back and is duplicated -showing as - negative accounts both owing the same amount of $5500.00. Open Account # - $5500.00 Balance - - Original Creditor $5500.00 High Balance - -, - Opened Date - -, - Last Reported Individual Account. Responsibility Consumer disputes this account information Remarks Account # - $5500.00 Balance - -... |
Equifax Credit reporting incorrect information on credit report public record November 1, 2016 - State of California - posted Erroneous state tax lien $260.00. When they investigated after I disputed, they released the lien as, to cancel erroneous lien no fee required, - and - has deleted this from my report. Equifax refuses to delete erroneous information, even after sending certified copies from the County Recorders Office to them. They stated once they information it stays seven years, no exceptions, they have the right to destroy credit.... |
Equifax Credit reporting incorrect information on credit report public record November 1, 2016 - I continue to supply court documentation regarding - bankruptcy cases that were VACATED. Not discharged. Nor dismissed. I did not go through with any of the Bankruptcy 's.... |
Equifax Credit reporting incorrect information on credit report public record November 1, 2016 - Equifax has failed to provide me with documents bearing my signature for a chapter - bankruptcy which is shown on my credit report. I have initiated - good will letters and they still have failed to provide me with documentation with my signature. Under FCRA law they must remove it from my credit report.... |
Equifax Credit reporting incorrect information on credit report public record November 1, 2016 - My credit report is showing a public record -. However, I am unaware of this record dated for -/-/2014 and Equifax is not reporting the source of their information on this judgment. All of which is a violation of the FCRA.... |