Review and analysis of over 7,355 complaints against Equifax
Equifax consumers have reported over 7,355 official complaints related to Account status. Out of the 7,355 consumer complaints against Equifax, 17% were disputed by the consumer (i.e. the consumer was not happy with how Equifax responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Equifax resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 23% resulted in non-monetary compensation.
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Equifax Credit reporting incorrect information on credit report account status December 7, 2016 - This account is being reported as - days late and is showing as delinquent on my credit reports. The payment history on this account is being reported incorrectly and NOT BEING REPORTED FAIRLY. I was laid off in -/-/2009. With no job or income, I stopped paying on my credit accounts. The last payment on this account was in -/-/2009. You can clearly see on the attached info from Equifax that the payment status switched to - in -/-/2009. This account went into default and was transferred to - - Higher Education. This does not constitute a payment and this account is being repor... |
Equifax Credit reporting incorrect information on credit report account status December 7, 2016 - I recently initiated a dispute with Equifax, at this time I have not received a final response. - aka - has placed a collection on my account with all 3 of the credit bureaus for an account that was paid in full in -. The original account was with -, and I paid - the balance of $100.00 in - - must have purchased the collection after I had paid it off. This collection has not been on my credit report. I have a report from -/-/- and -/-/-, and this account from -, is not on these reports. I also have had service with -/-/- since -, under the same socia... |
Equifax Credit reporting incorrect information on credit report account status December 6, 2016 - Describe what happened so we can understand the issue ... Hello- We were the victims of - servicing and subsequently were awarded money in a lawsuit that the CFPB brought against - for Mishandled loan modifications and delayed short sales. Our case is simple we were working on a loan modification with - who our mortgage was with and our credit report shows when the loan servicing was suddenly changed to -. From there everything went downhill fast. We were told we had two miss payments on the loan to qualify for a loan modification or before they would allow a sale of the home. Bec... |
Equifax Credit reporting incorrect information on credit report account status December 5, 2016 - I have called, emailed and faxed to Equifax that they are not reporting my current credit cards, Why is it that - and - can do everything right except Equifax. I want my - credit cards that i use to report on my Equifax report. They are hurting my score and paying history because they still to this date after months of telling them to add these tradelines to my report. 1 ) - Credit Card ... - 2 ) - - ... - 3 ) - ... - 4 ) - ... -... |
Equifax Credit reporting incorrect information on credit report account status December 5, 2016 - I checked my credit on - - - to find that my credit report had an error in there that included - Mississippi two times I have no knowledge of this account that is reporting on - - from - Mississippi I believe that the credit bureau Equifax added that account on my report due to retaliation because I file a complaint on them with the CFPB I am asking for both of the - Mississippi accounts to be deleted off my report this error has made my credit score go down - points.... |
Equifax Credit reporting incorrect information on credit report account status December 4, 2016 - Previously, I submitted a complaint with Equifax about negative reporting from - ( - ), and they said if new evidence was found, I could open a complaint. I found more evidence and submitted a complaint - - -, this is pending. HOWEVER, I now have even more evidence to remove the unfair negative reporting : I contacted - to get the original dates of the negative reporting ( - ), and would like to add that to the original dispute ( - ). - provided dates of the original debt, which was last paid in - 2008 : 8 years and 1 month old. Even if - or - bought a de... |
Equifax Credit reporting incorrect information on credit report account status December 4, 2016 - - reported me late when I was n't. I have the proof. Credit bureau wo n't open up a dispute so by law remove the account or update it. Also block it from coming back like you are suppose to by law.... |
Equifax Credit reporting incorrect information on credit report account status December 3, 2016 - I have asked Equifax to delete an account I had with - that is over 7 years old ( -/-/2007 ). I have disputed this multiple times and they will not remove it. This is the response I keep getting : I did not dispute its mine but it is too old to be on my account. Thank you for giving Equifax the opportunity to serve you. Results Of Your Investigation ( For your security, the last 4 digits of your credit account number ( s ) have been replaced by * ) & gt ; & gt ; & gt ; We have researched the credit account. Account # - The results are : We verified that this item belongs to you. Add... |
Equifax Credit reporting incorrect information on credit report account status December 1, 2016 - I had a tax lien through WA state and its been paid off for over 2 years. Numerous times I have asked for it to be removed from my credit report both with - and equifax and both stated I needed to ask WA state to do it. I called the state court again today and they said the credit agency needs to do it. No one is helping me and this is affecting my credit big time... |
Equifax Credit reporting incorrect information on credit report account status November 30, 2016 - I had a property in - with a mortgage with - - Bank -. An - Deed was filed on - -, -. Per the recorded - Deed ( deed in lieu of foreclosure ), the bank owned the property as of that day. - - Bank - sold the mortgage to - Bank. - Bank ignored the recorded - Deed, and proceeded with foreclosure of a property that is already owned by the bank. I attempted to contact - all - credit bureaus multiple times, and was unsuccessful in getting any of them to respond and properly report the mortgage status on my credit reports. It took - FIVE YEARS to ... |
Equifax Credit reporting incorrect information on credit report account status November 30, 2016 - I pulled my credit report and saw that I had a collection account. I have never received a bill from the hospital and have never once been contacted by the hospital or by the collection agency that has since taken over the debt.... |
Equifax Credit reporting incorrect information on credit report account status November 29, 2016 - In -/-/2011 I had a Synchronicity Bank / -. I had used the card and been making payments on auto-pay from my checking account monthly. Suddenly for no reason that Sync Bank could explain, they began reporting my account as delinquent. They failed to inform me in any fashion that I had late payments ( according to them ) on the account. I contacted them and was alarmed to find out that they had been reporting that I was late on payments ( again, from checking auto-pay ). I immediately paid off the card. The bank asked if I would like to keep the account open and I informed them no since th... |
Equifax Credit reporting incorrect information on credit report account status November 29, 2016 - A - credit card account became past due and was settled in -/-/-. I paid the settlement agreement in full and received a tax form for the written off portion of balance that I paid taxes on. In -/-/- I called - and offered to pay the remaining portion of the balance that was written off so they would update my account to 'Paid in full ' as opposed to settled. They agreed and took my payment and updated the verbiage on account. What they did n't tell me is they re-opened the account status for credit reporting status to show late payments of 120 days plus for almost 2 years prio... |
Equifax Credit reporting incorrect information on credit report account status November 28, 2016 - Equifax is currently reporting - closed student loans on my credit file from US DEPARTMENT OF EDUCATION. Both loans are older than 7 years and are still reporting on my credit file. The accounts were paid and closed -/-/-. I looked at my credit report today and at the payment history and Equifax is reporting the loans as CA ( Collection Account ) for -/-/- and -/-/- - the account was paid and closed in -/-/- so how is it being reported as collection account in -/-/-? i also noticed that i was reported as 120 days past due for -/-/- and -/-/-! These accoun... |
Equifax Credit reporting incorrect information on credit report account status November 28, 2016 - Equifax is currently reporting a student loan from - that was PAID AND CLOSED as Current Status : 120+ DAYS PAST DUE this is NOT the current status - the current status is paid & closed. This is very damaging to my credit. I applied for a loan and was denied by the lender and they informed me that - was reporting as currently 120 days past due when it is closed and paid.... |
Equifax Credit reporting incorrect information on credit report account status November 25, 2016 - - - is not reporting correctly to the Credit Bureaus. According to both - and Equifax my balance is $2100.00 with the last reporting dates - -. That is inaccurate because according to - - - - website my balance is $1000.00 with the last payment date as - - in the amount of -.... |
Equifax Credit reporting incorrect information on credit report account status November 23, 2016 - This dispute and investigation is for Equifax Credit Bureau. I had - accounts with - - - as a - in college. These cards were opened at separate times, - in the - - and the other in - -. After losing my job at - I maintained the cards for a little bit but eventually fell behind and let everything crash. The cards were delinquent by the end of - of -. Equifax has it documented that the accounts were opened in - and the other in - which is completely inaccurate. The accounts are way older than that and should have been deleted no later than -. I hav... |
Equifax Credit reporting incorrect information on credit report account status November 22, 2016 - I have submitted several disputes about the current payment status of " - or more past due '' on - accounts with Equifax and they always come back as confirmed with creditor. The - account was settled in 2012, and the - - - account was transferred over a year ago. - creditors say the status is incorrect but they can not change it. How can accounts be closed with zero balance and also be 120+ days past due at the same time?... |
Equifax Credit reporting incorrect information on credit report account status November 21, 2016 - I received my bankruptcy discharge on -/-/2016. I sent in documents to equifax and the other - bureaus so that they would update my information. Equifax will not remove incorrect info from my report. They are reporting that I had - loans with Honor Finance, I only had -. That was discharged. They will not remove the second - after me disputing multiple times and providing documents. They are reporting a balance owed to - - - -, this was also discharged in bankruptcy.... |
Equifax Credit reporting incorrect information on credit report account status November 21, 2016 - Below is the letter that was sent to Equifax today along with a copy of the CFBP dispute case this is in reference to : " Equifax : I ordered my credit report from your bureau and found an inaccuracy I wish to bring to your attention. I previously disputed this directly through Equifax and did not get the result I was hoping for. I had to involve the Consumer Financial Protection Bureau to resolve this issue. The CFPB intervened on my behalf and the company that reported incorrect information gave me the attached response through the CFPB website. I opened another official complaint on the CFB... |
Equifax Credit reporting incorrect information on credit report account status November 21, 2016 - I have - - Bank account ending in # - appearing on my Equifax credit report. I 've disputed this account with them and it still remains even after the company states that the account does not belong to me. Please get this account removed ASAP. It has a huge negative impact on my credit report. Please find that I 've included the letter from - - that states that the account should be removed.... |
Equifax Credit reporting incorrect information on credit report account status November 20, 2016 - - contines to list - as late 30 days in -/-/-. I have never paid this account late and - is the only CRA reporting it as late, all others have either deleted the trade line or have it listed in a positive status. -/-/- to -/-/- is 7 years and the reporting period if I had paid late has expired and thus this account should be moved into a positive status on my report or the entire trade line deleted. I contacted - back in - requesting the update with no resolve. Additionally - continues to also report - on my account also a violation, the statute of limitat... |
Equifax Credit reporting incorrect information on credit report account status November 18, 2016 - Equifax decided to penalize me by taking - points off of my credit score because I used 23 % of my available credit which is $110.00 ( $500.00 is my credit ) .They basically marked it as a huge no no and compared with previous zero % usage and thus decided I was a very bad girl. No, I was n't late with payment. No, it was n't a carry over amount from previous cycle. What 's the point in having a credit card if you get penalized for using 23 % of the total available amount. So much about - shopping for me ... now I 'm at the point where I do n't even wan na use the card. While I was u... |
Equifax Credit reporting incorrect information on credit report account status November 17, 2016 - My insurance provider - - was to pay ( and did eventually ) - Colorado for services that they referred me for. - turned the bill over to collections with professional finance even though the bills were eventually paid by -. - made an error and temporarily cancelled my coverage and I should have never had a lapse in insurance. I did communicate with - - about the issue and they said no problem - they would get it handled. I do have correspondence form - that they were at fault and would cover the charges. I was also told there would be no dings on my credit report. We... |
Equifax Credit reporting incorrect information on credit report account status November 17, 2016 - I have attempted to have the verbiage changed on the status of this account in question with the original creditor and Equifax. i have received a letter from the original creditor stating that the status would be changed. Instead of changing the status of the account Equifax just added another status, which in no way fixes the issue. The original account status stated, claim filed with government. This was suppose to be changed to transfer to other office/default. Equifax just added this comment to the status instead of changing it. Now it states, claim filed with government and transferred/so... |
Equifax Credit reporting incorrect information on credit report account status November 17, 2016 - Sent dispute to Equifax on -/-/- re : - credit card account - to verify date of first delinquency. Received response -/-/- stating company verified date of last activity was correct. Recent correspondence directly from - - verifies account was closed ( due to original delinquency and nonpayment ) -/-/- ( see associated CFPB complaint # - -. Account is still reporting, which exceeds the - year reporting period for negative accounts.... |
Equifax Credit reporting incorrect information on credit report account status November 16, 2016 - I had - hospital bills that were on my credit report for $11.00 & $15.00 and I should have never even been billed for these charges but it was easier to pay them then to dispute them. The charges were paid and all of the credit reporting agencies except Equifax had removed the negative credit after the charges were paid. Equifax 's system of reporting something does n't work and they want you to purchase their credit protection services so you can get items corrected on your report. I want my credit report updated properly and if Equifax can do what they want, to try and coerce people i... |
Equifax Credit reporting incorrect information on credit report account status November 16, 2016 - I filed a credit bureau complaint against - - regarding my - credit card -/-/2016and I called - - -/-/2016. Comenity bank has ongoing log in and online information issues with their website, on a frequent basis. I had an issue -/-/2016, unbeknownst to me, they reported a payment being late. I called their customer service line, which told me that thay could n't help me and that I need to file a complaint with the Credit Bureaus. I filed a complaint with each credit bureau, prior to calling them. I explained to them in detail about my issue and asked to speak to a superviso... |
Equifax Credit reporting incorrect information on credit report account status November 15, 2016 - Account status is a critical information upon which lender may rely to assess credit worthiness. Equifax should make sure that account status information, including any additional extraneous information they add to the credit report, is accurate. This is not the case. Instead of simply correcting the status of the loan as requested, Equifax added inaccurate information. On -/-/16, Equifax reported - - / Account No. - status as 'Pay as agreed. ' On -/-/16 and -/-/16, the consumer and the lending company ( - - ) reported to Equifax that - - had been sold ... |
Equifax Credit reporting incorrect information on credit report account status November 15, 2016 - Equifax keeps reporting - account 30 days late and is not 30 days late They have reinserted previously deleted report they remove from negative and inserted again They had removed the 30 days late and they reinserted again They report as a negative account and its not negative Not 30 days See attached bank history " Days '' column never 30 days late Please have Equifax remove from negative remove the 30 days late... |
Equifax Credit reporting incorrect information on credit report account status November 13, 2016 - I received a letter from - stating they have requested to be removed from my credit history. Equifax refused to remove account. I have called and faxed over same letter. They are not being compliant.... |
Equifax Credit reporting incorrect information on credit report account status November 12, 2016 - In - of 2016 My wife and I went to a car dealership to test drive a - - pick up truck. After driving the truck we went into see if we could get financing. We looked for financing through the dealership. They pulled - hard inquires on our credit. We were told that it would n't hurt our credit and that there would only be - hard inquire. They also pulled credit on my wife as well. Now all of those inquires are showing up on her credit too.... |
Equifax Credit reporting incorrect information on credit report account status November 12, 2016 - I co-signed a note with my granddaughter for an automobile. In 2014 she stopped paying for the vehicle so I voluntarily surrendered the vehicle to the financial institution and began paying the remainder of the loan. Since that time I have made all payments on time. Equifax has shown the voluntarily surrender to be within the last several months instead of 2014 and will not correct the information. This falsely lowers my credit score and makes me look like a bad credit risk.... |
Equifax Credit reporting incorrect information on credit report account status November 12, 2016 - This company just bought my loan in the past six months. Company is reporting false information. I 've never been late with them.... |
Equifax Credit reporting incorrect information on credit report account status November 11, 2016 - My score dropped over - points in less than 7 days, NOTHING on my report indicates what may have happened to indicate such a drop in score. I have reached out to - out of the - credit companies and am being offered general information on how scores are calculated. I am aware of how they are calculated, which is why it doesnt make sense or adding up HOW so many points were dropped from my score in a short amount of time ... it is discouraging and need specific help! Thank you... |
Equifax Credit reporting incorrect information on credit report account status November 11, 2016 - Account is paid in full but still shows a balance on the credit report. Company acknowledged that the account it paid in full but said I needed to file a dispute so they could respond and show the balance as $0.00. Shows as : - - -, 2014 - $100.00 Account -... |
Equifax Credit reporting incorrect information on credit report account status November 11, 2016 - Equifax And Ally Financial Are Reporting That My - Was Closed In 2015. This Account Was Charged Off Many Years Prior To -/-/2015. Equifax And Ally Also Continue To List My Monthly Obligation To Them At $640.00 Per Month. I Have Paid This Account In A Settlement Agreement With Ally ( In -/-/2015 ) After This Account Was Charged Off. Ally Has Helped In Clearing This Up By Their Cooperation With Me In -/-/2015. However, Incorrect Information Is On My Credit Report And I Would Really Like It Corrected.... |
Equifax Credit reporting incorrect information on credit report account status November 10, 2016 - Ohio Department of Human Services has been incorrectly reporting my payment history and it is severely affecting my credit rating. They are showing collection history and payments up to 120 days late.... |
Equifax Credit reporting incorrect information on credit report account status November 9, 2016 - My student loans have always been in Deferment and Forbearance due to my situation at the time. Anytime I took on the deferment or forbearance the creditor re-aged the account and back dated the deferment or forbearance however on my credit report there is some inconsistency. - - - shows I have missed - payments open in - 2007 on - account and - payments on the additional account opened - 2007. The information is reported incorrectly.... |
Equifax Credit reporting incorrect information on credit report account status November 7, 2016 - delete all - - collections from all - credit bureaus, for the debt was paid in full.... |
Equifax Credit reporting incorrect information on credit report account status November 7, 2016 - - credit ... a debt collector ... has filed without following guidelines of fcra... |
Equifax Credit reporting incorrect information on credit report account status November 6, 2016 - Continue to have issues with Equifax credit reporting service removing and then replacing collections on my report. - - removed both collections from - and - from all - credit reports. Equifax removed the accounts, then placed them back. Each time they do this, it hurts my credit score. Equifax continues to not fix errors on reports, and when they do, they turn around and place the information back on the report.... |
Equifax Credit reporting incorrect information on credit report account status November 5, 2016 - I have disputed a child support collection account several times with Equifax. I have no past due balance and have not had a past due balance in over year. In fact, since -, I have received a small refund check each and every month for overpayment. I have provided screen shots of my account, my case workers phone number. I submitted a dispute last month and Equifax came back, removed the historical balance and indicated that I have an even greater past due balance. I do n't think they are actually even checking. I am trying to purchase a home and this is making me completely ineligible and ... |
Equifax Credit reporting incorrect information on credit report account status November 5, 2016 - I am a - year ( - ) mother of - and my husband has - ... I 'm the only person working in my household. These negative credit reporting practice system is affecting my ability to find affordable housing for my family and this may lead to us being homeless. Please, help me resolve this issue. I have disputed negative items on my credit report with Equifax, - and - at least 5 times in 2016. I believe the Equifax, - and - Credit Reporting agency is in violation of my civil rights and prejudice against minorities, because no matter how many times I provide evidence I paid my... |
Equifax Credit reporting incorrect information on credit report account status November 5, 2016 - Equifax refuses to properly report my student loans with - and Department of Education/- as being paid in full, closed, in good standing, with -. I have provided extensive documentary proof numerous times but Equifax continues to stubbornly refuse to properly report these loans.... |
Equifax Credit reporting incorrect information on credit report account status November 5, 2016 - Equifax Information Services , LLC - - -, GA - ATTN : Legal Department File No. I am sending this notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is of a derogatory nature. I am requesting the verification to follow reasonable procedures to assure maximum possible accuracy of the information on my credit report. So I am requesting you verify the items I am disputing at a higher standard than a third-party database - search. Please also notify the source, who reported the item withi... |
Equifax Credit reporting incorrect information on credit report account status November 5, 2016 - I had a dispute over some inaccurate information that Equifax supposedley verified, but they did not do an actual investigation. I called Equifax 's customer service number and the employee said that Equifax is n't responsible for actually verifying information, they just send the dispute, and the " verification '' is done through -, in which all the creditor has to do is say their information is correct, and " that is good enough for them ''. - - Dictionary describes verification as " '' Confirmation of correctness, truth, or authenticity, by affidavit, oath, or deposition. Affida... |
Equifax Credit reporting incorrect information on credit report account status November 4, 2016 - Equifax Information Services , LLC - - -, GA - ATTN : Legal Department File No. - I am sending this notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is of a derogatory nature. I am requesting the verification to follow reasonable procedures to assure maximum possible accuracy of the information on my credit report. So I am requesting you verify the items I am disputing at a higher standard than a third-party database - search. Please also notify the source, who reported the item w... |
Equifax Credit reporting incorrect information on credit report account status November 4, 2016 - Equifax Information Services , LLC - -, GA - ATTN : Legal Department File No. - I am sending this notice of dispute pursuant to the Fair Credit Reporting Act ( FRCA ), section 623, subsection ( 8 ) ( D ). The specific information under dispute is of a derogatory nature. I am requesting the verification to follow reasonable procedures to assure maximum possible accuracy of the information on my credit report. So I am requesting you verify the items I am disputing at a higher standard than a third-party database - search. Please also notify the source, who reported the item within... |
Equifax Credit reporting incorrect information on credit report account status November 4, 2016 - I had disputed - - account with Equifax as I was a classmember in Class Action TCPA, Case # - - ( MDD ) which settled and - was court ordered to reimburse clients and remove their reporting from credit bureaus. Equifax is not obliging with that and my class action settlement is being ignored.... |
Equifax Credit reporting incorrect information on credit report account status November 3, 2016 - I transferred a balance to this - card in - of 2016. Once it was there I transferred it to another institution, this allowed me to get a fixed rate of 5.99 % for the life of the balance. As soon as the balance hit the - account, I transferred it to the final card account. That transfer cleared - on - -, 2016. At that point there was a bit of interest accrued for sitting there, so I submitted a payment of the remaining balance, which cleared - on the - of -, bringing my balance to $0.00. There was no way in the - online system to get a payoff balance for the card... |
Equifax Credit reporting incorrect information on credit report account status November 3, 2016 - - did not have authorization to check my credit for a service I had inquired about. In fact, I specifically said to NOT check my credit after which the - representative lied and said they would not check my credit. Later I see that -, in fact, checked my credit and gave me a negative disposition. When I formally complained to Equifax that the credit check by - was unauthorized and should be removed from my record, Equifax investigated and gave me a standard message saying basically that - checked my credit. According to - their calls are recorded so I know that my stating spe... |
Equifax Credit reporting incorrect information on credit report account status November 3, 2016 - I 've disputed this information 5 times already with the CRAs and I 'm receiving letters stating that they will no longer investigate even though I am providing clear and detailed information on what I am disputing, reasons and inaccuracies. I 've even included the actual figures on the reports that are inaccurate and month and after month nothing changes! How is this even legal??? *Please see letter attached for account disputes *I 've included credit report for comparison of disputes vs. reported information... |
Equifax Credit reporting incorrect information on credit report account status November 2, 2016 - Dear Sir or Madam : I am seeking your help to enforce Sec. - of the Credit Card Accountability Responsibility and Disclosure Act of -. I suffered monetary loss of $96000.00 in higher interest payments that will occur over the life of my home mortgage from incorrect information reported by - - to -, -, and -. I have disputed this information multiple times with - -, -, and Equifax. While - - could not provide any evidence to prove that the information is correct, - - continue claiming that the information is correct. - - reported - late pay... |
Equifax Credit reporting incorrect information on credit report account status November 2, 2016 - To whom it may concern : I submitted a complaint to all - credit bureaus in regards to damages on my credit report caused by improper and negligent reporting by multiple mortgage servicers/debt collectors over the years. I received a reply only from - and that reply was not satisfactory and did not completely straighten out my credit report. I have attached my follow up letter to Equifax for your reference, as well as my lawyer 's - Demand Letter to all mortgage servicers involved in erroneous credit reporting on my credit. Thank you, - - - - - -, MA -... |
Equifax Credit reporting incorrect information on credit report account status November 2, 2016 - - -, 2016 TO : Consumer Financial Protection Bureau - on line complaint To whom it may concern : I submitted a complaint to all - credit bureaus in regards to damages on my credit report caused by improper and negligent reporting by multiple mortgage servicers/debt collectors over the years. I received a reply only from - and that reply was not satisfactory and did not completely straighten out my credit report. I have attached my follow up letter to Equifax for your reference, as well as my lawyer 's - Demand Letter to all mortgage servicers involved in erroneous credit repor... |
Equifax Credit reporting incorrect information on credit report account status November 2, 2016 - - - claims I owed them money after returning my leased vehicle 13 months early and not buying the vehicle. - claims I owed them $500.00 dollars. I disputed the amount for a year. Ally reviewed my account and adjusted the amount they claim I owed them. I paid the amount off in full the next month to end this issue with -. The agreed to have this claim removed from my credit report. - credit companies are still showing my account as a charge off even thou I did pay the adjusted amount off in full. I 'm trying to refinance my mortgage and Equifax and - - have my score so lo... |
Equifax Credit reporting incorrect information on credit report account status November 2, 2016 - They are still showing that we were late on payments and owe back pay. I have letters and payment history showing where - - - held our payments for months, and then applied them all at once which made it look like we were late. See attached documents proving.... |
Equifax Credit reporting incorrect information on credit report account status November 1, 2016 - Equifax refuses to report student loans as paid in full, - balance. The Department of Education/- granted me a discharge for - on -/-/2016 for all my student loans, including loans with - and with Department of Education/-. I have sent copies of the discharge paperwork to Equifax, but Equifax refuses to remove the loans or report them as paid in full and closed with - balance. This is in violation of federal law.... |
Equifax Credit reporting incorrect information on credit report account status November 1, 2016 - -/-/- I made arrangements with - that I would make smaller monthly payments due to financial strain and could not make the enormous monthly payments that they requested but I would make my payments, on time every month ( which I did ). I was surprised to learn that - turned my account over to a collection agency ( - - ) who demanded the balance be paid in full. I spoke with a representative from - and she stated I could make monthly payments which I did. I was later notified by - that the balance needed to be paid in full or it would reflect negative on my credit report.... |