Equifax Credit Reporting Complaint

Incorrect information on credit report account status

Equifax Credit reporting department,

Incorrect information on credit report Account status Washington

I had a property in - with a mortgage with - - Bank -. An - Deed was filed on - -, -. Per the recorded - Deed ( deed in lieu of foreclosure ), the bank owned the property as of that day. - - Bank - sold the mortgage to - Bank. - Bank ignored the recorded - Deed, and proceeded with foreclosure of a property that is already owned by the bank. I attempted to contact - all - credit bureaus multiple times, and was unsuccessful in getting any of them to respond and properly report the mortgage status on my credit reports. It took - FIVE YEARS to finally finished the foreclosure of a property they already owned in -. At that time, the credit bureaus updated my credit report ( 5 years after the recorded - Deed ) that the mortgage was foreclosed. The incorrect handling by - and the - credit bureaus have caused significant impact to my credit standing and ability to obtain loans.

Equifax customer in Washington
Nov 30, 2016

* Source: CFPB Complaint Database

Equifax response to complaint:
Closed with explanation

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