Equifax Credit Reporting Complaint

Equifax Credit reporting department,

Incorrect information on credit report Account status Ohio

Equifax decided to penalize me by taking - points off of my credit score because I used 23 % of my available credit which is $110.00 ( $500.00 is my credit ) .They basically marked it as a huge no no and compared with previous zero % usage and thus decided I was a very bad girl. No, I was n't late with payment. No, it was n't a carry over amount from previous cycle. What 's the point in having a credit card if you get penalized for using 23 % of the total available amount. So much about - shopping for me ... now I 'm at the point where I do n't even wan na use the card. While I was using it as recommended my credit score did n't move in months but stayed the same. There was times when I had more spent but I never lost - points. Like I said, I did n't do absolutely nothing for this to happen. This needs to be rectified asap.